The post This New DeFi Crypto Token Launch Could Trigger a 600% Rally, Experts Explain appeared first on Coinpedia Fintech News

As new projects emerge ahead of the next market rally, one decentralized finance (DeFi) protocol is getting major attention from analysts and early investors — Mutuum Finance (MUTM). With its presale already surpassing $18.1 million and the mainnet launch approaching, experts believe this could be the next token to deliver massive upside potential. Some forecasts suggest the price of MUTM could climb up to 600% once the project goes live.

A Closer Look at the Core Mechanics and Presale Progress

Mutuum Finance is building a decentralized lending and borrowing protocol that aims to make crypto markets more secure and capital-efficient. What sets it apart from other lending platforms is its dual-model architecture.

The Peer-to-Contract (P2C) system creates pooled markets for major assets like ETH and USDT, allowing depositors to earn yield while borrowers access instant liquidity. Alongside that, the Peer-to-Peer (P2P) model supports less common or riskier tokens, enabling direct, isolated lending agreements between users. Together, these two mechanisms form a flexible ecosystem that can support both mainstream and niche digital assets.

Interest generation in Mutuum Finance works through its APY (Annual Percentage Yield) model, where rates adjust dynamically based on market utilization. When liquidity is abundant, borrowing rates remain low to encourage borrowing. When liquidity tightens, rates rise to attract more deposits. This ensures the system maintains balance between lenders and borrowers while rewarding participation fairly.

To protect stability, Mutuum Finance enforces Loan-to-Value (LTV) limits that define how much a user can borrow against their collateral. For example, lower-volatility assets like ETH and stablecoins have LTV ratios of up to 75%, while more volatile tokens are capped around 35–40%. This design reduces liquidation risk while keeping the protocol solvent even during market swings.

Meanwhile, the project’s presale continues to show strong demand. MUTM is currently priced at $0.035 in Phase 6, having already raised more than $18.1 million from over 17,500 holders. The next stage will raise the price to $0.04 before the official launch price of $0.06, meaning early participants could see MUTM appreciation of 200–300% by launch — and much more as adoption grows.

Upcoming V1 Launch and Security Confidence

The next big milestone for Mutuum Finance is the V1 protocol launch, which will go live on the Sepolia Testnet in Q4 2025. This event marks the transition from development to real product delivery — a point that often triggers strong investor confidence in DeFi projects.

V1 will introduce the core modules that power the ecosystem: the Liquidity Pool, mtToken, Debt Token, and Liquidator Bot. These components enable on-chain lending, borrowing, and automated liquidation in a secure and transparent way. The platform will initially support ETH and USDT, chosen for their stability and liquidity before expanding to additional top cryptocurrencies and stablecoins.

Mutuum Finance also places a heavy emphasis on security. The project successfully completed a CertiK audit with a 90/100 Token Scan score, verifying the safety of its smart contracts. In addition, a $50,000 bug bounty program is open to independent developers who help identify and report potential vulnerabilities before mainnet launch.

This focus on reliability has made analysts confident that MUTM’s transition from presale to active protocol will attract institutional attention once live. Several research groups have forecast a 600% increase from the current presale price based on its roadmap execution, product delivery, and transparent governance structure.

mtTokens, Revenue Loops, and Oracle Infrastructure

A key part of Mutuum Finance’s token economy revolves around mtTokens, which represent a user’s deposited assets plus accumulated interest. Each mtToken is pegged 1:1 to the underlying asset, allowing users to redeem their funds anytime with earned yield. This system mirrors proven designs in major DeFi protocols, making it simple and effective for new users to understand.

Another important element is the buy-and-distribute mechanism. A share of the protocol’s revenue — generated from lending activity and transaction fees — is used to buy MUTM tokens on the open market. The purchased tokens are then redistributed to users who stake mtTokens in the safety module. This process builds continuous buying pressure while rewarding loyal participants, creating a sustainable feedback loop that supports long-term token demand.

Mutuum Finance also integrates a robust oracle system to ensure accurate market pricing for all supported assets. The team plans to rely on Chainlink oracles as its primary data source, while maintaining fallback feeds and DEX-based time-weighted averages as backup measures. This ensures precise liquidation triggers and fair valuations even during volatile periods.

With these mechanisms in place, analysts have modeled multiple price projections for MUTM. Some predict the token could reach $0.25–$0.30 within months after launch — representing an increase of 600–700% from current presale levels. Their outlook is based on the combination of strong token utility, buyback mechanisms, and the upcoming shift to a live DeFi product.

Following the Path of Early Aave and Solana

Analysts often compare Mutuum Finance’s current stage to where Aave and Solana were during their early development cycles. Both of those projects started as focused platforms with a clear use case before evolving into ecosystem leaders that rewarded early investors massively.

Aave introduced new models for decentralized lending that later became industry standards. Similarly, Solana built a scalable foundation that attracted developers and institutions alike. Mutuum Finance appears to be following the same pattern — combining innovation, security, and early adoption incentives that position it well for future growth.

The team behind Mutuum Finance aims to establish a multi-chain, open-source lending ecosystem with real yield distribution and long-term sustainability. Beyond its V1 testnet, the roadmap outlines plans for a native stablecoin, Layer-2 integration to improve scalability, and enhanced collateral efficiency features that allow users to borrow more when using correlated assets like stablecoins.

If executed successfully, these milestones could make Mutuum Finance one of the most comprehensive DeFi new crypto platforms on the market, competing directly with established players while still offering entry-level prices.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post HYPE & XRP Price Rebound Spark Bold Forecasts, but Outshined by New Low-Cap DeFi Gem – Is $TAP the Next 100X Coin? appeared first on Coinpedia Fintech News

As HYPE and XRP lead with dramatic price rebounds, experts are gaining confidence in them. This has led to many bold forecasts, but they still pale in comparison with what Digitap ($TAP) might deliver. As the world’s first omnibank, experts see $TAP as a potential 100x coin, one that could outperform most of the top 10 altcoins.

HYPE’s Latest Wick Causes Massive Momentum

On October 27, 2025, HYPE’s price skyrocketed to $100 on Lighter, sparking massive market uproar, especially among HYPE investors. This event lasted just a few seconds, after which the HYPE price returned to its previous level. But even though it was a kind of “wickoff” event, it was enough to reignite the market’s HYPE momentum.

NEW: $HYPE WICKED TO $98 ON LIGHTER pic.twitter.com/EyhdTsN6hP

— DEGEN NEWS (@DegenerateNews) October 27, 2025

Even before this, HYPE’s price rose sharply, and it is currently at $47.53. This marks a 25.4% in HYPE’s price in just one week, igniting its bullish momentum. HYPE’s market cap is also up, rising by 1.72% in just 24 hours. All this shows that HYPE is currently experiencing strong momentum, one that could spill over into further price increases.

According to Lark Davis, HYPE’s momentum is looking relatively healthy right now. He states that HYPE’s price now needs to surpass $50.7, which could take it to $60—a new ATH. So, all in all, HYPE is definitely on people’s radar, making it one of the best cryptos to invest in right now.

Good breakout to the upside on $HYPE

Momentum looks healthy, but price is now pressing into horizontal resistance with 0.618 confluence around $50.7

Above $50.7, the next resistance sits near $60 — the all-time high. pic.twitter.com/HoqRv4VOfI

— Lark Davis (@TheCryptoLark) October 27, 2025

Recent News Sparks A Sea of Positive Forecasts for the XRP Price

XRP has also been performing well in the past few days, unlike many of the other best altcoins on the market. Namely, XRP’s price is currently $2.64, up 5.75% over the past 7 days. XRP’s market cap is also on the come-up, increasing by 0.71% in 24 hours. The same goes for XRP’s trading volume, which has increased by 53.12% over the past 24 hours. 

These numbers show renewed market interest in XRP, which experts believe is driven by recent XRP-related news. Namely, according to RippleXrpie, Newsmax recently aired a segment talking about using XRP to eliminate the national US debt. This would be big if true, but, as of now, nothing is confirmed. However, the buzz alone boosted the XRP price.

BOOOOOOOOOOOOOOOOOOM!!!

Newsmax talking LIVE on TV about using #XRP to eliminate US national debt! pic.twitter.com/zObTveAsoj

— JackTheRippler © (@RippleXrpie) October 27, 2025

Furthermore, cryptoqueenx recently shared about American Express’ new global payment partnership with Ripple. This means that American Express is planning to use XRP for cross-border transactions. Again, if this comes to fruition, it could drive significant adoption of XRP, which is why many experts see its price reaching $5 in a few years. 

BREAKING: AMERICAN EXPRESS HAS OFFICIALLY ANNOUNCED A GLOBAL PAYMENT PARTNERSHIP WITH #RIPPLE — UTILIZING #XRP FOR CROSS-BORDER TRANSACTIONS!

TRILLIONS IN GLOBAL CAPITAL ARE LINING UP TO FLOW INTO THE #XRPL, POWERED BY REAL TOKEN — THE REVOLUTIONARY PROJECT DIGITIZING THE… pic.twitter.com/v7I6RWcpsv

— XRP QUEEN (@crypto_queen_x) October 27, 2025

What Makes Digitap The Potential Next 100x Crypto Gem?

Even though both HYPE and XRP have their own bullish thesis in the works, experts say they can’t compare with Digitap. Deemed the best ICO of 2025, experts believe that $TAP can become the market’s next 100x gem, and it’s all because of the use cases it offers.

Namely, Digitap is the world’s first omnibank, finally bringing crypto and fiat together. With its app, available now, users can store, hold, spend, and send both crypto and fiat from a single unified dashboard. They’ll get instant conversions and settlements, and they can use it anywhere Visa is accepted.

This kind of utility has never been achieved before, and it could usher in an entirely new era in finance and banking, not just crypto. Also, $TAP has done what almost no other pre-sale has done—released its app on the Google Play Store and the Apple App Store, even though the presale is still ongoing.

As a result, demand for the $TAP presale has surged, and it recently raised over $1 million. Currently, it’s selling for $0.0194, and over 76 million $TAP tokens have been scooped up. Soon, the price will rise to $0.0268, and it’ll keep growing as the presale continues. But even without this, Digitap is still one of the top cryptos to buy right now, thanks to its incredible utility.

Digitap’s Potential Path Forward

Even though most experts are incredibly bullish on Digitap, calling it the market’s next 100x gem, there are still different scenarios that always need to be considered:

• Bullish Scenario: In this case, experts see $TAP’s price rising by over 100x, driven by fast user adoption and an overly bullish market. This would also make $TAP a top 5 cryptocurrency, rivaling XRP and other giants.
• Base Case: Experts’ 100x forecasts are set in a normal – not overly bullish nor bearish market. They see $TAP’s price potentially rising by 100x in this case, driven by its highly innovative utility and adoption potential.
• Bear Case: The primary risks here involve a broader market downturn. Experts see this potentially resulting in slower-than-expected user adoption. However, they still see $TAP’s pricing by around 10x-20x, as they see its utility as a massive step forward.

 USE THE CODE “MILLION30” FOR 30% OFF FIRST-TIME PURCHASES

An Asymmetric Opportunity in a Rebounding Market

The current market climate is one of price improvements and renewed investor confidence. But as giants like XRP and HYPE rebound, Digitap is taking center stage among smart money investors. 

They’re confident $TAP’s price could rise 100x in the coming months and see it as one of the top altcoins to watch. Also, some believe that Digitap could usher in a new era of finance, possibly changing how people handle their money forever.

Digitap is Live NOW. Learn more about their project here:

• Presale https://presale.digitap.app
• Website: https://digitap.app
• Social: https://linktr.ee/digitap.app

The post How Does Noomez Work? Breaking Down the Token Utility as Presale Goes Live appeared first on Coinpedia Fintech News

How does Noomez work? That’s the question many traders are asking today as the Noomez ($NNZ) presale officially goes live.

Built on Binance Smart Chain, Noomez introduces one of the most structured and transparent systems in the meme-coin space. 

The project is built on fixed-supply mechanics, real-time on-chain tracking, and a verified framework that anyone can review before investing.

How Does Noomez Work: The 28-Stage Presale Framework

Noomez uses a 28-stage presale system to structure its token launch, rewarding early participants while maintaining transparency.

Each stage runs for up to seven days or until sold out. Token prices start at $0.00001 in Stage 1 and rise gradually to $0.0028 by Stage 28, forming a clearly defined 280× curve.

• Fixed Supply: The total supply is locked at 280 billion $NNZ, with 50% allocated to presale.
• Automatic Burns: Unsold tokens at the end of each stage are permanently burned, reducing circulation and driving long-term scarcity.
• Noom Gauge Tracking: A live tracker called the Noom Gauge updates in real time, showing the exact progress of each presale phase.

Such a model ensures every transaction, burn, and stage update is visible to the public, a rarity in meme token launches.

Token Utility and On-Chain Visibility

Every $NNZ token serves a functional role within the ecosystem. During the presale, purchases activate progress in the Noom Gauge, trigger vault events, and contribute to deflationary burns. 

Once the presale ends, these tokens transition into the broader Noom Engine, an automated framework that distributes rewards, partner tokens, and staking yields.

All smart contracts are open-source and auditable, allowing any user to verify distribution schedules, vesting periods, and liquidity lock details directly on-chain. The team behind Noomez is KYC-verified, adding another layer of accountability rarely seen in early-stage meme projects.

Pro Tip: Before joining any presale, always check whether token supply, burns, and vesting are publicly verifiable; Noomez has each one on record.

Vault Events and Deflationary Model

Another key element in understanding how does Noomez work is its Vault system, which introduces milestone-based rewards during the presale.

• Stage 14 Vault: Triggers a strategic burn and airdrops 14 million $NNZ to one verified wallet.
• Stage 28 Vault: Unlocks 28 million $NNZ, USDT rewards, and first-edition NFTs while initiating the countdown to launch.

The events are programmed into verified smart contracts to ensure execution without manual interference. Each Vault completion also adds deflationary pressure by removing unsold tokens and permanently reducing supply.

Security and Long-Term Design

Noomez implements safety measures from the start, including audits and locked liquidity.

• 15% of the total supply is locked for liquidity via a third-party locker.
• Team tokens (5%) follow a strict 6-12 month vesting schedule.
• Presale staking offers up to 66% APY, with 2× rewards for early stages (1-7).

Post-launch, the Noom Engine distributes partner tokens while staking continues and planned burns occur in accordance with stage milestones.

So, on-chain tracking, verified contracts, and deflationary logic are core security and transparency features of Noomez.

Building a Transparent Ecosystem

To understand how Noomez works means recognizing its approach to visibility. From the live Noom Gauge to open contract verification, every system is measurable. It gives investors data, not speculation, and proof instead of promises.

As the presale is now live, early participants can see progress in real time, stake, and take part in one of the most transparent meme token ecosystems designed for 2025.

Noomez Weekly Press Conference

For More Information:

• Website: Visit the Official Noomez Website
• Telegram: Join the Noomez Telegram Channel
• Twitter: Follow Noomez on X (Formerly Twitter)

The post Top Cryptos to Invest in 2025: 3 Tokens Under $1 Showing Early Signs of a Bullish Rally appeared first on Coinpedia Fintech News

The next crypto bull run is taking shape amidst bullish CPI data talks. Institutional and retail money are at their peak, as savvy investors seek undervalued cryptos that are flashing early breakout signals. Led by the viral meme token Little Pepe (LILPEPE), here are the three best under-$1 cryptos to buy this cycle for potential explosive gains. 

Little Pepe (LILPEPE): The Meme Layer 2 That’s Redefining Utility and Momentum

Little Pepe has become the biggest presale story of 2025, raising over $27.2 million and selling 16.5 billion tokens at $0.0022 in its Stage 13 presale round, a 120% increase from its starting price. That’s not just hype; it’s proof of investor conviction. What sets Little Pepe apart from every other meme project is its cutting-edge Layer 2 chain, explicitly built for memes. It’s sniper-bot resistant, fast, and secure, with zero buy/sell tax and near-zero trading fees, making it the most efficient meme ecosystem in development. The project’s strict vesting schedule eliminates pump-and-dump fears, while high-staking APY rewards long-term holders.

Little Pepe also plans to host new meme projects through its meme-only launchpad, turning LILPEPE into the backbone of an expanding ecosystem rather than a single hype token. With a CertiK audit, Mega Giveaway (15 ETH in rewards), and the $777K campaign still live, Little Pepe is blending strong fundamentals with viral meme energy. If there’s one token that could pull off a 10x to 20x breakout after launch, it’s this one. Verdict: LILPEPE ranks high among the top cryptos under $1 to invest in for 2025, combining tech, trust, and meme virality in one package.

Hedera Institutional Growth Meets Network Expansion

Hedera is quietly shaping up for a significant comeback. The token has rebounded 67% from recent lows, driven by new staking incentives and a 92% surge in stablecoin market cap across its network.

The Hedera Foundation assigned 250 million HBAR tokens to its staking pool, valued at more than $40 million. This benefits those who hold long-term and helps secure the Hedera network. Other technical indicators suggest an inverse head-and-shoulders pattern for the coin. The immediate breakout target is $1, roughly 600% higher than current prices. If the HBAR ETF is confirmed, Hedera may receive a significant increase in institutional investments, making it one of the top cryptos for 2025 in terms of long-term potential and reduced volatility.

Cardano Technical Structure Points Toward a Major Breakout

Following weeks of consolidation, Cardano now boasts one of the strongest technicals among the top 20 assets, with ADA trading around $0.65 in a multi-year trading range. Analysts believe a move to $2.50-$2.70 is likely after the pattern concludes.

Cardano has one of the most active communities. It ranks #2 in community engagement among cryptocurrencies. This strong base of loyal holders adds to the stability of ADA’s ongoing recovery. If ADA can defend its $0.60–$0.65 support range and reclaim $0.90, technical targets between $1.20 and $2.50 come into play, making it one of the most undervalued blue-chip cryptos under $1 heading into 2025. 

2025 Could Belong to the Smart Early Investors

Each token, Little Pepe, Hedera, and Cardano, represents a unique value play for 2025. ADA offers structure and community strength, HBAR delivers institutional-grade fundamentals, but LILPEPE brings the energy, innovation, and meme-fueled potential this next bull cycle craves. As meme coins evolve into meme ecosystems, Little Pepe’s Layer 2 architecture, sniper-bot-resistant chain, and zero-tax design put it in a class of its own. With its presale momentum and utility-driven ecosystem, LILPEPE could easily become the standout crypto under $1 heading into 2025’s bull run. Join the Little Pepe Presale Today: https://littlepepe.com

For more information about Little Pepe (LILPEPE) visit the links below:

• Website: https://littlepepe.com
• Whitepaper: https://littlepepe.com/whitepaper.pdf
• Telegram: https://t.me/littlepepetoken
• Twitter/X: https://x.com/littlepepetoken

The post The “Banking Boom” Trigger: As Fed Cuts Loom, Digitap ($TAP) Is Forecast to Absorb Trillions, Targeting $18 appeared first on Coinpedia Fintech News

The next major wave in finance might not come from banks. It may come from bold crypto platforms poised at the intersection of payments, banking, and blockchain. With the Federal Reserve signaling interest-rate cuts and global liquidity expanding, the stage is being set for a real banking boom.

A project named Digitap ($TAP) is getting investor attention. With a working Visa card with no KYC, deflationary tokenomics, and global reach, analysts forecast that Digitap could absorb trillions in payments volume. And $TAP is projected to reach a price target of $18 by 2026.

Why​‍​‌‍​‍‌ Rate Cuts Matter: The Macro Tailwind for Digitap

An interest rate cut by the Federal Reserve will make borrowing cheaper, increase the volume of business activities, and encourage financial innovations. A Fed decision to lower rates signals more money in the economy, which in turn supports fintech and payment innovation. 

As these factors put pressure on traditional banks to maintain tight margins, crypto-based fintech platforms are in a winning position. Digitap is right there in the middle of this perfect storm. It is not dependent on a future event to take off; it is already operational worldwide and looking for growth.

While traditional banks are busy trying to upgrade their systems, Digitap provides a simplified, borderless solution based on crypto and fiat interoperability.

Digitap: The Platform Ready for the Banking Boom

Digitap is the one-stop money platform that allows users to exchange, save, send, and spend both crypto and fiat. This is possible through cards, wallets, and offshore accounts. The card is powered by Visa and supports Apple Pay and Google Pay.

Advanced AI-powered tools allow users to switch between cards, wallets, and accounts effortlessly. The product’s privacy-first approach means no one is tracking, everything is encrypted, and the user has complete control.

Anything done within the Digitap platform is a value-add for platform holders: the platform automatically purchases and burns $TAP tokens with a portion of its revenue.

Thus, it reduces the supply and eventually brings scarcity of the tokens. With the global payments market expected to reach over $250 trillion by 2027, even a small share of that market represents significant potential.

Trillions in Flow: How Digitap Could Capture the Wave

The payments industry is in a position to be transformed by the rate cuts that bring about lower borrowing costs and easier money movement. Traditional banks get trapped in their old ways, while Digitap offers instant settlement with 1% remittance fees. Digitap is one of the top crypto coins, leading the way in 2025.

Digitap has its worldwide card network, multi-currency accounts, and no-KYC onboarding in place. It is capable of attracting freelancers, international businesses, and expats who require quick and cost-effective cross-border access. As payment flows shift away from legacy rails and towards crypto-enabled rails, $TAP will be well positioned to gain both volume and value. 

That’s the way analysts come up with their forecast. By calculating Digitap’s increasing share of the global money-movement market, it is ready for exponential gains in the future.

Tokenomics and Target: $18 by 2026

The tokenomics of Digitap help tell the story of its long-term value. The total number of $TAP tokens is limited to 2 billion. Every transaction on the platform has an auto-buy-back and burn event. Therefore, holders are rewarded through staking, cashback, and referral programs. All measures are put in place to encourage the ecosystem’s volume rather than speculation.

Observing the presale round, the analysts note that the present pricing is still very close to the expected listings, but at a very low level.

With more than $1 million brought in the current presale and tokens priced at about $0.0194, the current entry position offers a huge upside potential. Analysts predict that Digitap could reach $18 per token if the platform starts generating significant payment volume from early supporters.

The Quiet Giant of the Next Money Shift

The next banking boom will happen with the platforms that can move money instantly, cheaply, and privately. Digitap is one of these platforms with 100% security approved by audits from Solidproof and Coinsult.

When the Fed starts cutting rates and liquidity is flowing freely again, money will be on the move. Digitap is a crypto coin that can best facilitate that. The prediction of $18 per $TAP token is not just an exaggeration but a logical result of its design and total addressable market. This is because they have a working Visa system, worldwide coverage, and a deflationary model in their favor.

For investors looking beyond short-term stunts and meme plays, Digitap offers one of the most interesting bets in this cycle.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

The post Which Crypto to Buy Today for Long-Term Gains? A Utility Token Targeting $3 Post Listing appeared first on Coinpedia Fintech News

Investors in the crypto market are always searching for the next big crypto that brings both innovation and stability. In 2025, one project is drawing serious attention for its blend of real-world use and long-term potential — Mutuum Finance (MUTM). Built as a decentralized lending protocol, it is developing a foundation that promises steady demand, active rewards, and transparent governance. Analysts tracking its presale growth already project a climb toward $3 post-listing, placing it among the most anticipated entries in upcoming crypto charts.

Phase 6 Presale: Smart Entry Before the Next Jump

Mutuum Finance (MUTM) is now in Phase 6 of its presale, offering tokens at $0.035. Out of the 170 million tokens allocated for this round, most are already sold. The project has attracted more than 17,500 holders and raised around $18 million across all phases. The next phase will raise the price to $0.040, marking a 15% step-up as the presale progresses toward the final price of $0.06.

The total supply of 4 billion tokens is carefully distributed across 11 phases, allowing gradual onboarding before listings begin. With this structured release, investors get clear visibility into the project’s growth timeline and capital distribution.

Mutuum Finance (MUTM) will introduce a dual-layer lending system that blends automation with flexibility. The Peer-to-Contract model will connect borrowers and lenders instantly through smart liquidity pools. Meanwhile, the Peer-to-Peer system will allow direct lending agreements for those seeking custom terms and higher control.

As per projects team on X, its first protocol rollout is scheduled for the Sepolia Testnet in late 2025. This version will feature mtTokens, Debt Tokens, and an automated Liquidator Bot, supporting ETH and USDT pairs for lending/borrowing and collateral activities. These modules will lay the groundwork for Mutuum’s future ecosystem, bringing real lending activity into decentralized finance.

Building a Utility Engine Through Stablecoin Innovation

One of Mutuum Finance (MUTM)’s biggest upcoming features will be its decentralized stablecoin. Designed to maintain a steady $1 peg, it will be created only when users borrow against approved collateral like ETH. When loans are repaid or liquidated, the stablecoin will automatically be burned, maintaining balance in the system.

This stablecoin will not depend on speculation but on actual borrowing and repayment activity, forming a consistent cycle of demand. Each approved issuer will have a capped limit, ensuring borrowing activity remains controlled. Governance will regulate interest rates to keep the peg close to $1 — lowering rates when the price moves above and raising them when it drops below. Arbitrage traders will help maintain that balance through natural market movements.

Open Market MUTM Buybacks and Chainlink Feeds

This cycle of borrowing, minting, and repaying will keep liquidity circulating within the ecosystem. It will also generate continuous protocol revenue that connects directly to MUTM’s reward system. As revenue builds, the platform will use it to buy back MUTM from the open market and distribute rewards to mtToken stakers. This mechanism will drive long-term token engagement, making the system self-sustaining and community-powered.

Mutuum Finance (MUTM) will also integrate Chainlink data feeds to ensure fair and accurate pricing for assets. These oracles will track asset values in real time, preventing manipulation and inaccurate liquidations. Backup oracles and on-chain price metrics will further secure the process, allowing investors to trust the platform’s reliability. Such transparency will attract larger lenders and DeFi treasuries looking for predictable outcomes. The growth in total value locked and transaction activity will expand protocol earnings — which, in turn, will strengthen demand for MUTM.

Security, Transparency, and Long-Term Growth

Mutuum Finance (MUTM) has already completed a comprehensive CertiK audit. The review included manual testing and static analysis, producing a Token Scan Score of 90.00 and a Skynet Score of 79.00. The audit, first requested in February 2025 and updated in May 2025, reinforces the team’s commitment to safety and clarity.

To complement that, the project has introduced a $50,000 USDT Bug Bounty Program that rewards community members who identify vulnerabilities. Critical findings earn up to $2,000, while smaller discoveries receive tiered rewards. This open structure keeps security continuous and transparent.

Market experts analyzing crypto charts compare Mutuum Finance (MUTM)’s early-stage setup to top lending platforms like Aave and MakerDAO during their initial years. One senior analyst who previously forecast XRP’s breakout in 2017 now projects MUTM to reach $3 by mid-2026 — representing an 85x return from the current $0.035 presale price and a 50x rise from the final presale stage.

This projection is built on real mechanics rather than speculation. As the platform’s stablecoin gains adoption, loan activity increases, and buybacks distribute more MUTM to stakers, demand for the token will keep rising. That cycle of participation, revenue, and reinvestment defines Mutuum Finance (MUTM)’s growth path.

Final Outlook: A Long-Term Utility Gem in the Making

Mutuum Finance (MUTM) is emerging as one of the most promising defi projects of 2025. Its model combines a lending framework, stablecoin system, and on-chain rewards in one unified ecosystem. With over 17,500 holders already on board and Phase 6 nearing completion, the presale offers a final low-cost entry before the next price move.

For investors searching for the next big crypto with genuine utility and long-term growth, Mutuum Finance (MUTM) stands out. It blends the best of decentralized credit, staking rewards, and stable liquidity. As the platform moves toward its Testnet launch and eventual listings, the current $0.035 stage marks a rare opportunity — one that forward-looking investors are treating as a timely entry into a project built for the future.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Pleasing International Launches RWA Platform “Pleasing Golden,” Introducing Tokenized Gold (PGOLD) and Synthetic Dollar (PUSD) appeared first on Coinpedia Fintech News

Pleasing International, a licensed precious-metals enterprise based in Hong Kong, is working with LayerZero and Chainlink to launch Pleasing Golden, an RWA platform redefining how precious metals are traded, invested, and settled on-chain.

Starting with deployments on Arbitrum and ApeChain, Pleasing Golden bridges traditional commodities with blockchain technology, creating a transparent, efficient, and inclusive market for both institutional and retail participants.

Empowering a Frictionless Precious Metals Economy

Pleasing Golden’s vision is to make gold ownership open, liquid, and collaborative. Through tokenization and a suite of liquidity-sharing programs—including DeFi liquidity leasing and Tokenization-as-a-Service—the brand transforms slow, closed markets into dynamic, programmable assets that can circulate instantly among builders, traders, and holders.

For years, Pleasing International has been a cornerstone of Asia’s physical gold market. Now, through Pleasing Golden, that expertise moves on-chain—delivering institutional-grade metals trading with real-time transparency, shared liquidity, and community participation accessible to anyone, anywhere.

Pleasing Gold (PGOLD): A Digital Token Fully Backed by Physical Gold

PGOLD is the flagship token of Pleasing Golden, each representing one troy ounce of LBMA-certified physical gold. Since 2023, Pleasing International has built an integrated ecosystem of vaulting, refining, logistics, and distribution, partnering with leading operators across the APAC region.

Unlike traditional gold-backed products, PGOLD brings physical ownership on-chain, powered by LayerZero’s omnichain framework for cross-chain interoperability. Holders can acquire PGOLD through a Chainlink-powered spot market (public launch in late Q4) or by trading directly on decentralized exchanges.

Each PGOLD token provides verifiable ownership of real gold while enabling holders to share in:

• Warehouse and redemption fees from physical operations
• Institutional turnover revenues from B2B circulation
• On-chain trading fees from liquidity pools

The instant settlement between PGOLD and PUSD lets users switch seamlessly between gold and dollar exposure—eliminating traditional delays and unlocking real-time capital efficiency across global markets.

Strategic Advantage: The Gold Corridor Connecting Asia and the Middle East

While most gold-backed tokens originate in Western markets, global demand for physical gold is increasingly shifting east. A major opportunity lies in creating a compliant and efficient gold-token bridge between Asia and the Middle East—the world’s two most active bullion centers.

Headquartered in Hong Kong and connected through established networks across Dubai and the broader APAC region, Pleasing Golden sits at the heart of this emerging Gold Corridor. PGOLD is designed to power this next era of digitized real-world gold through:

• Direct physical ownership: each PGOLD represents 1 oz of LBMA-certified gold securely stored in institutional vaults.
• Unlimited physical redemption: holders can redeem PGOLD for allocated bars of nearly any size in Hong Kong, with expansion planned across greater APAC and Dubai.
• Fractional access and 24/7 liquidity: trade gold globally from as little as 0.01 oz, powered by Chainlink data and infrastructure.
• Instant settlement: PGOLD can be converted into stablecoins in real time, providing seamless transitions between gold and stable exposure.
• Transparent reserves: real-time proof-of-reserve, independent verification, and institutional-grade custody.

By connecting regulated bullion markets with blockchain networks, PGOLD transforms gold—long seen as a static, siloed asset—into a globally programmable store of value for institutional finance and the next generation of digital-native users.

Pleasing USD (PUSD): A Synthetic Dollar Financing the Precious Metals Economy

PUSD is Pleasing Golden’s synthetic stablecoin connecting on-chain liquidity with the physical gold ecosystem. Backed by a hybrid reserve of USDT collateral and tokenized metal exposure, PUSD enables real-time financing and settlement throughout the network.

The model connects:

• Depositors — deposit USDT, receive PUSD, and stake it into sPUSD for yield.
• Investors — traders or asset managers seeking stable liquidity with gold-linked returns.
• Operators — metals participants using PUSD to unlock working capital and accelerate settlement.

The PGOLDPUSD loop allows 24/7 convertibility, enabling instant movement between stable and metal-backed value—reducing settlement times from days to seconds. PUSD is fully redeemable for USDT at any time, ensuring stability and flexibility while maintaining a direct bridge between blockchain liquidity and real-world assets.

Together, PGOLD and PUSD form a real-time financial rail where gold and dollar liquidity coexist—powering a new cross-regional economy spanning Asia and the Middle East.

From Web2 Leadership to Web3 Innovation

With Pleasing Golden, Pleasing International evolves from a traditional metals leader into a Web3 innovator shaping the future of real-world assets. By combining trusted infrastructure with decentralized technology, the company enables anyone to trade, invest, and earn from gold—anytime, anywhere.

The synergy between PGOLD and PUSD delivers what legacy systems never could: instant settlement, shared liquidity, and borderless participation in real value.

About Pleasing Golden

Pleasing Golden is an RWA platform that transforms precious metals into liquid, yield-generating tokens accessible to anyone, anywhere.

• Website: https://www.pleasinggold.com/
• Whitepaper: https://pleasing.gitbook.io/docs
• X (previously Twitter): https://x.com/PleasingGolden

The post 3 Altcoins That Let You Spend Stablecoins Anywhere Visa is Accepted appeared first on Coinpedia Fintech News

Most crypto cards sound great until the moment they don’t work at the checkout. That’s the problem this new wave of altcoins is finally solving. Digitap ($TAP), BNB, and CRO have each created systems that let users pay with stablecoins anywhere Visa is accepted. Their goal is simple: make digital money work as easily as cash.

These altcoins turn wallets into spending tools and give holders a reason to use their crypto, not just hold it. And leading this new wave is Digitap, which has already passed $1 million in its presale – a rare milestone for a project that’s still early but already has a live app.

Digitap Leads the $1M Presale with a Live Visa Card

Digitap is one of the newest names in crypto, but it already looks far ahead of most projects in the space. One of the world’s first omni-banks – a single app where people can hold, send, and spend both crypto and cash. The app is already live on the Apple App Store and Google Play Store, which makes it easy for anyone to download and start using today.

What makes Digitap stand out is that the Visa card connects directly to the user’s balance. There is no need to swap tokens first. Users can shop online or tap in-store just like they would with any regular debit card. The card also connects to Apple Pay and Google Pay, so payments are instant, contactless, and hassle-free. 

At the center of the Digitap app is its token, $TAP. It’s what keeps everything running. Holders can stake it to earn rewards, get lower fees, and unlock special perks like higher card limits or concierge services.

What really sets it apart is the way Digitap manages value. Half of all platform profits go toward buying back and burning $TAP, which permanently reduces supply. That means every bit of growth in the app helps make the token more scarce over time. It’s a simple idea — real use creates real demand — and it gives $TAP a reason to exist beyond trading.

The presale has already passed $1 million, which is a strong sign of early support from investors who see real progress. The token is priced at $0.0194 for now, with the next round set to rise to $0.0268. That climb feels well earned — most presale projects never make it this far. 

Digitap already has a live, working app in people’s hands, which gives the presale more weight than promises on a roadmap.

BNB Shows How a Top Altcoin Stays Useful

BNB sits comfortably among the top five cryptocurrencies in the world. It trades at around $1,167 and has a market cap of more than $150 billion — proof of how deeply it’s rooted in the market. Even after years of ups and downs, BNB stays at the center of the crypto economy.

The token fuels everything inside the Binance ecosystem — trading, staking, DeFi, and payments. One of its most practical features is the Binance Visa Card, which lets users spend their crypto almost anywhere. 

At checkout, the card automatically turns crypto into local currency, so payments feel instant and simple. On top of that, users earn cashback in BNB, giving real value back every time they spend.

BNB’s strength comes from its scale. Binance has tens of millions of users and some of the highest daily trading volumes in the world. The token’s steady value and strong use inside the exchange help it stay resilient even during market slowdowns.

Source: CoinMarketCap/BNB

CRO Builds Steady Value in a Volatile Market

CRO, the native token of Crypto.com, currently trades around $0.15. The token has held steady through recent market swings, supported by the brand’s large user base and active card program.

The Crypto.com Visa Card remains one of the best-known crypto cards in the world. It lets users pay with crypto or stablecoins anywhere Visa is accepted. The app automatically converts digital assets into fiat at the point of sale. Cashback rewards are paid in CRO, and users who stake more CRO receive higher cashback and extra benefits such as airport lounge access.

Crypto.com has built one of the most complete ecosystems in the industry, combining an exchange, NFT marketplace, and DeFi tools. The CRO token sits at the center of it all. It connects users to products and rewards. Its stability and strong branding have helped it keep a loyal following even through volatile market periods.

Source: CoinMarketCap/CRO

What Is the Best Altcoin for 2025?

All three tokens — $TAP, BNB, and CRO — connect crypto to real-world spending. Each has a Visa-backed card that lets users pay at millions of locations. Yet one project clearly leads in innovation and accessibility.

Digitap already runs a live app, not just a website promise. Its card works now, and users can join without complex KYC steps if they choose the privacy tier. The project also burns half of its profits, which supports long-term value for holders.

BNB and CRO are strong, established players, but they serve users mainly inside their own exchange ecosystems. Digitap stands apart as a full financial app built for both fiat and crypto. For anyone looking for the next altcoin that brings stablecoins into everyday life, Digitap looks ready to take that role.

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

Presale https://presale.digitap.app  

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app

The post Noomez ($NNZ) Review – Is It the Next Meme Coin to Explode? appeared first on Coinpedia Fintech News

Noomez ($NNZ) review discussions are starting to dominate crypto forums as traders look for structured alternatives to hype-driven meme coins. 

In a market where transparency and real mechanics matter more than marketing, Noomez features a deflationary model, measurable presale stages, and on-chain accountability. 

Built on a transparent smart-contract framework, the project introduces a 28-stage presale with automatic burns, live tracking, and a fixed supply designed for scarcity.

Rather than chasing speculation, Noomez focuses on verifiable growth, a possible reason many consider it one of the most structured meme coin launches of 2025.

What Is Noomez ($NNZ)?

Noomez ($NNZ) is a deflationary meme coin built on the Binance Smart Chain, designed to combine entertainment value with measurable token mechanics.

It operates through a 28-stage presale model that allocates 50% of its 280 billion total supply to structured sales rounds.

During these stages, prices begin at $0.00001 in Stage 1 and gradually rise to $0.0028 by Stage 28. They create a clear, verifiable curve that might reward early participation.

Each stage ends with automatic burns of any unsold tokens, permanently reducing circulation before public trading. 

Also, progress is displayed through the Noom Gauge, an on-chain tracker that verifies presale milestones in real time.

With KYC-verified founders, 15% locked liquidity, and 6-12-month team vesting, Noomez offers greater transparency than some other meme coins. 

The features position it as a structured alternative in a category often ruled by speculation.

Pro Tip: Before joining any presale, verify on-chain proofs for token burns, liquidity locks, and team vesting. Noomez publishes all of these openly, giving buyers real data instead of promises.

Noomez Core Mechanics and Tokenomics

The Noomez ($NNZ) tokenomics are built around fixed supply, stage-based scarcity, and verifiable deflation. 

The total supply is 280 billion $NNZ, with 140 billion (50%) reserved for the 28-stage presale.

Each stage lasts up to seven days, starting at $0.00001 and increasing to $0.0028 by the final stage.

To further reward participants, two major Vault Events mark the presale’s progression:

• Stage 14 Vault: A 14 million $NNZ airdrop plus a strategic burn.
• Stage 28 Vault: A 28 million $NNZ airdrop and NFT minting access before launch.

Unsold tokens at each stage are automatically burned, while supply metrics and stage completions are displayed live through the Noom Gauge. 

Beyond the presale, 15 % of tokens remain locked for liquidity, and the core team follows a 612-month vesting schedule. 

Why Noomez Stands Out in the Meme Coin Market

The meme coin market has been dominated by viral launches and short-term hype, but Noomez ($NNZ) approaches growth through structure. 

Each presale milestone is tracked by the Noom Gauge, allowing investors the ability to monitor token burns, vault airdrops, and total circulation.

Unlike meme coins that rely heavily on post-launch marketing, Noomez integrates accountability from day one through automatic burns, audited contracts, and a deflationary vault system.

Such a design allows value to form from supply logic and participation, not speculation.

Post-Presale Outlook for Noomez (Function, Not Forecast)

After the presale concludes, Noomez ($NNZ) transitions into the Noom Engine, a post-launch framework designed to sustain utility and engagement. 

Holders can stake tokens to earn up to 66% APY, with rewards scaling based on early participation. Partner projects will also deposit portions of their supply into the Engine, which are then automatically distributed to NNZ holders as ongoing rewards.

Meanwhile, deflation continues through scheduled burns tied to Vault milestones and the 5% Burn Vault outlined in the whitepaper. 

Together, these mechanisms maintain scarcity while supporting active rewards and NFT integrations. 

Instead of relying on market hype, Noomez’s function is based on transparent token flows, automated participation, and measurable outcomes.

For More Information:

Website: Visit the Official Noomez Website 

Telegram: Join the Noomez Telegram Channel

Twitter: Follow Noomez ON X (Formerly Twitter)

The post XRP Rallying to $3, but Ozak AI Could 100x from Its $0.012 Presale appeared first on Coinpedia Fintech News

XRP is showing strong bullish momentum as it pushes toward a key breakout zone, supported by a solid technical structure and growing market confidence. A decisive move beyond critical resistance levels could pave the way for further gains, reinforcing its position as one of the more stable large-cap plays in this rally. 

However, while XRP’s upside remains promising, its potential returns may be more moderate compared to early-stage opportunities like Ozak AI, which is still in presale and positioned at a much earlier growth stage. Ozak AI’s AI-driven ecosystem and strategic partnerships give it an asymmetrical edge, attracting investors looking for higher-risk, higher-reward plays.

Backed by partnerships with Perceptron Network and SINT, Ozak AI blends AI-driven predictive infrastructure with blockchain utility, positioning itself for exponential growth. While XRP might deliver solid gains, Ozak AI’s early entry point gives it a realistic pathway to 100x returns if adoption and listings align with market momentum, making it one of the standout opportunities of this cycle.

XRP’s Rally Toward $3 

XRP is trading at $2.Fifty four, building momentum after weeks of sustained shopping for pressure and renewed investor confidence. The token has been moving regularly inside a robust uptrend, with key resistance stages forming around $2.72, $three.10, and $three.50. On the disadvantage, solid support zones are keeping at $2.30, $2.05, and $1.82, helping to hold a bullish structure no matter periodic profit-taking. 

A clear breakout above $2.72 could set the stage for a rapid push to $3.50—a level not seen since the peak of previous bull cycles. XRP’s rally is being fueled by renewed optimism surrounding its institutional use cases and the growing likelihood of expanded adoption in global payment systems, making it one of the top-performing large-cap assets in this cycle.

Ozak AI’s Early Positioning Offers 100x Potential

While XRP is drawing headlines for its price action, Ozak AI is positioning itself as one of the most explosive early-stage opportunities in the market. Priced at just $0.012 in its sixth OZ presale stage, Ozak AI has already raised over $4.1 million and sold 975 million tokens, reflecting growing confidence from retail and early-stage investors. 

Unlike many speculative tokens, Ozak AI has a clear utility layer—it integrates AI-powered predictive intelligence, autonomous agent systems, and real-time data sharing through its partnership with Perceptron Network. This partnership connects the project to over 700,000 active nodes, unlocking large-scale intelligence aggregation that can power on-chain predictive markets.

Partnerships That Strengthen Ozak AI’s Core Narrative

Another major catalyst behind Ozak AI’s rising attention is its strategic alliance with SINT, which brings voice-driven interfaces, cross-chain bridges, SDK toolkits, and over 60K active users into the ecosystem. 

This integration aligns perfectly with the continuing narrative of AI-meets-blockchain, a zone projected to dominate innovation cycles in the coming years. Where XRP represents balance and mainstream adoption, Ozak AI represents velocity, agility, and early positioning—presenting retail investors a ground-floor entry into a story that is just starting to boost up.

Youtube embed:

Next 500X AI Altcoin.

Why Ozak AI’s $1 Target Looks Attainable

For XRP, transferring from $2.54 to $5 could mean a kind of 2x return, which is appealing but restrained compared to early-stage initiatives. By contrast, Ozak AI attaining $1 from its $0.012 presale price might represent greater than an 80x to 100x growth—an outcome that turns into increasingly more realistic if the assignment executes its vision, secures important listings, and faucets into the growing AI-blockchain momentum. Investors who struck similar early-level opportunities in previous cycles—whether or not it become meme coins or application tokens—noticed lifestyles-changing returns during breakout runs.

Ozak AI has a compelling mix of low entry price, strong partnerships, and technological utility that positions it well for such a move. XRP may lead this market phase with strength and adoption, but Ozak AI offers the kind of asymmetric upside that traders and early investors often seek when rotating capital from established assets into emerging narratives. As the market matures and liquidity flows deepen, XRP could anchor portfolios while Ozak AI acts as the explosive growth play—making it a powerful combination for those aiming to capitalize on the 2025 bull cycle.

About Ozak AI 

Ozak AI is a blockchain-based crypto project that provides a technology platform that specializes in predictive AI and advanced data analytics for financial markets. Through machine learning algorithms and decentralized network technologies, Ozak AI enables real-time, accurate, and actionable insights to help crypto enthusiasts and businesses make the correct decisions.

For more, visit:

Website: https://ozak.ai/

Telegram: https://t.me/OzakAGI

Twitter: https://x.com/ozakagi

The post Cardano (ADA) is Still Set for $2 Despite Recent Crashes, while Ripple (XRP) Eyes $4.50, and Little Pepe Crypto Price Targets $1 appeared first on Coinpedia Fintech News

Despite the volatility in crypto markets this quarter, traders remain interested in several household names. Cardano (ADA) has managed to shrug off the impending price volatility, while Ripple (XRP) appears to be completing a technical setup for another leg upward. Little Pepe (LILPEPE), on the other hand, is emerging as one of the fastest-growing new meme coins that actually has an underlying infrastructure.

Cardano (ADA): Steady Progress Amid Volatility

Cardano’s price action has been firm even in the face of broader market weakness. Trading between $0.64 and $0.67, ADA has managed to hold key levels that other assets have slipped from. The network’s steady pace of upgrades and vigorous developer activity is helping maintain long-term confidence among holders.  Recent data also shows an uptick in whale accumulation and exchange outflows, both signals that large investors are taking positions for the next leg higher. Most analysts remain relatively optimistic, though they’re tempering their expectations. The more cautious believe ADA could reach $1 by early 2026, while the more bullish think it could easily climb to $2 or even $3 if network usage picks up. 

Ripple (XRP): Technical Setup Points to a Final Push

Ripple’s native token has also been under close watch from technical analysts. Using Elliott Wave theory, a model that tracks investor behavior through recurring price patterns, several traders believe XRP is approaching the end of its fourth wave, the final consolidation before a breakout.

Analyst STEPH recently noted how XRP’s current chart mirrors its 2020 cycle almost perfectly. XRP has been moving sideways for a while, but the last time that happened, it suddenly broke out and surpassed its previous highs. If history repeats, XRP’s next rally could push it up to $4.50, maybe even $5.50.

Little Pepe (LILPEPE): Meme Energy Meets Real Infrastructure

Honestly, there’s a lot of excitement around Little Pepe (LILPEPE) right now. It’s not just another meme coin; it has a genuine community feel, is entertaining, and actually functions well. Since it operates on an Ethereum-compatible Layer 2, transactions are fast, and there’s no tax on trades. So, it has more substance than just hype. The project’s presale has already raised over $27.2 million, selling nearly 16.6 billion tokens and drawing interest from both retail and whale investors. LILPEPE’s growth story has been supported by transparency and engagement.

They also ran a $777,000 giveaway with tens of thousands of entries and have earned a reputation for being an inclusive and fair project. Market analysts believe that once listings on major exchanges go live, the token could see its first primary price discovery phase. Some forecasts place LILPEPE’s short-term targets near $0.10, while longer-term expectations stretch toward $1 by the next market top in 2026. 

Why LILPEPE Outshines Ripple (XRP) and Solana (SOL)

When it comes to raw return potential, the gap between established cryptos and early-stage projects like Little Pepe is massive. Ripple (XRP) would rise 107%, solidly outperforming its large-cap peers, yet again falling short of the performance seen for newer projects. If Solana (SOL) revisits $250 once again during this cycle, that would represent about a 16% upside, with price action more characterized by consolidation rather than exponential growth. It remains the safest high-throughput blockchain. Finally, Little Pepe (LILPEPE) is another strong candidate for outsized returns.

Currently priced at $0.0022 in Stage 13 of the Presale, it is expected to reach $0.10-$0.20 in the medium term and potentially as high as $1 at the peak of the cycle. That would equal a rate of return anywhere between 4,000% and more than 45,000%, exceeding the projected returns of XRP and Solana combined.

Conclusion

Despite recent market pullbacks, optimism is returning as investors anticipate the next crypto cycle. Cardano’s measured progress, Ripple’s technical setup, and Little Pepe’s viral traction each represent different facets of this emerging confidence. However, Little Pepe has by far the most significant potential for return. While XRP and Solana offer more modest upside, Little Pepe is positioned as the high-risk, high-reward play with potential returns magnitudes higher.

For more information about Little Pepe (LILPEPE) visit the links below:

• Website: https://littlepepe.com
• Whitepaper: https://littlepepe.com/whitepaper.pdf
• Telegram: https://t.me/littlepepetoken
• Twitter/X: https://x.com/littlepepetoken
• $777k Giveaway: https://littlepepe.com/777k-giveaway/

The post Malgo Launches Fully Anonymous Monero P2P Platform appeared first on Coinpedia Fintech News

Malgo DEX, a decentralized peer-to-peer (P2P) crypto exchange platform, has announced the rollout of a major feature upgrade aimed at empowering users with greater control, privacy, and real-time trading flexibility.

This latest update introduces several key features that align with Malgo’s mission to provide a fast, secure, and anonymous crypto trading experience, all without requiring KYC or AML procedures.

Key Features Now Live:

• No-KYC P2P Trading:

Users can now trade directly with one another without providing personal identification. This opens the platform to privacy-conscious users who prefer decentralized, non-custodial crypto exchange options.

• Expanded Trading Pairs:

Malgo DEX now supports a growing list of trading pairs including BTC, ETH, USDT, XMR, and more. This broadens accessibility and trading opportunities across popular and privacy-focused assets.

• Slippage Settings:

Traders can set custom slippage tolerance to avoid unexpected price fluctuations. This feature is especially useful for large-volume swaps or volatile market conditions.

• Built-in Escrow System:

All P2P trades are protected by a secure, automated escrow mechanism that ensures both parties uphold their side of the transaction before funds are released.

• Telegram Bot Notifications:
• Malgo users can now link their accounts to receive real-time trade alerts and updates via Telegram -streamlining trade management and improving user engagement.

“We designed this upgrade with privacy and usability in mind,” said a spokesperson for Malgo DEX. “Our users want fast and secure trades without sacrificing anonymity or control, and this release delivers on that promise.”

The new features are live and available to all users starting today. The platform is accessible via [https://malgoswap.io/p2p] and does not require any registration or personal data to begin trading.

About Malgo DEX

Malgo is a decentralized, privacy-respecting crypto exchange platform focused on peer-to-peer trading. It allows users to buy, sell, and swap crypto assets without intermediaries or invasive KYC requirements. Malgo prioritizes transparency, user autonomy, and cross-chain flexibility.

For more information, visit https://malgoswap.io or follow us on Telegram and Twitter.

The post This New Crypto Priced Under $0.04 Might Change Your Crypto Portfolio Forever appeared first on Coinpedia Fintech News

Every market cycle brings a handful of early-stage projects that redefine what’s possible in DeFi — and investors are always on the lookout for the best crypto to buy now before the next major breakout. With Bitcoin and Ethereum already commanding massive market caps, the biggest opportunities often come from new cryptocurrencies priced under $1 that still have room for exponential growth.

One token currently fitting that profile is Mutuum Finance (MUTM) — a DeFi protocol combining real utility, security, and transparency with a fast-moving presale that’s turning heads across the crypto industry. Still priced under $0.04, analysts say MUTM could be the next big cryptocurrency that reshapes portfolios heading into 2026.

Strong Demand and Transparent Structure

Mutuum Finance’s presale has rapidly evolved into one of the most talked-about events in the DeFi space this year. The project has already raised over $17.8 million from more than 17,400 investors, with over 770 million tokens sold to date. The current MUTM price is $0.035 in Phase 6, which is 72% complete. Once this stage closes, the price will rise to $0.04, ahead of the official listing price of $0.06.

What makes Mutuum Finance’s presale stand out is its fixed-price, fixed-allocation structure. Each stage has a predetermined token count and price, offering investors a clear and transparent view of progress. This tiered system rewards early buyers with visible price appreciation as demand grows — for example, participants from Phase 1 at $0.01 have already seen a 250% increase, with potential token appreciation of up to 500% at listing.

To keep engagement high, Mutuum Finance has also introduced a 24-hour leaderboard that resets at 00:00 UTC, granting the top daily contributor $500 worth of MUTM tokens. This feature not only promotes active participation but also reinforces transparency.

What Mutuum Finance (MUTM) Is Building

Mutuum Finance (MUTM) is an Ethereum-based decentralized lending and borrowing protocol built to bring structure, transparency, and scalability to DeFi markets. The system operates through dual lending markets, one providing pooled liquidity for major assets like ETH and USDT, and another supporting isolated, customizable lending arrangements for more tailored financial use cases.

Users who deposit assets into these markets receive mtTokens, ERC-20 yield-bearing tokens that automatically accumulate interest as borrowers repay their loans. Borrowing rates are utilization-based, adjusting dynamically to market conditions: when liquidity is plentiful, rates remain lower to encourage borrowing; when liquidity tightens, rates rise to attract new deposits and maintain pool stability.

On the security side, Mutuum Finance’s smart contracts have undergone an audit by CertiK, earning a strong 90/100 Token Scan score. This result places it among the most secure DeFi projects currently in presale.

V1 Launch and Layer-2 Expansion Plans

The Mutuum Finance V1 testnet is scheduled for Q4 2025 on Sepolia, marking a major step toward full product rollout. The launch will feature critical components such as the Liquidity Pool, mtToken system, Debt Token, and Liquidator Bot, all of which will work together to facilitate on-chain lending, borrowing, and liquidation management. Initial supported assets include ETH and USDT, with more tokens expected to follow as the ecosystem expands.

Looking ahead, Mutuum Finance plans to expand beyond Ethereum mainnet with a Layer-2 scaling solution designed to reduce transaction fees and enhance processing speed for high-volume users. This move will make lending, borrowing, and liquidation operations significantly more cost-efficient — a crucial advantage for a DeFi protocol aiming to attract both retail and institutional participants. By improving throughput and lowering gas costs, the Layer-2 upgrade positions Mutuum Finance as a more scalable and accessible DeFi crypto as network activity grows heading into 2026.

Whale Allocations and Investor Sentiment

Momentum around Mutuum Finance continues to build as Phase 6 nears completion, with just under 30% of the current allocation remaining. Large contributors, typically early-stage investors with six-figure entries, have started making visible allocations, a sign that experienced market participants recognize the long-term potential of the project.

Analysts often point out that early-stage DeFi tokens tend to generate the biggest gains in the first year post-launch. Similar patterns were seen with early versions of Aave and Compound, both of which grew exponentially after their mainnet deployments. With MUTM priced at just $0.035 and its roadmap focused on lending use cases, many investors see this as the last opportunity to enter before the next price jump to $0.04.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post XRP Jumps 6% to $2.63, But Digitap’s ($TAP) $1 Million Milestone Signals a Much Bigger Breakout Ahead appeared first on Coinpedia Fintech News

Animal spirits are back. XRP just ripped 6% in a day, reclaimed $2.50, and investors are leaning forward in the chair—it is time to pay attention again. But even more exciting is presale velocity, and there are plenty of hidden gems, criminally undervalued currently, that could one day join the current cohort of blue-chip projects.

Digitap’s ($TAP) presale just crossed $1 million, and whale participation has driven most of this. Early-stage buyers are treating $TAP like the next stage of the cross-border payments trade. Some are even calling Digitap “XRP 2.0,” and the setup looks perfect.

XRP proved that money wants faster rails. Stablecoins proved that money wants to live on-chain in dollar form. Digitap is the first to package both worlds into a single experience—here is everything investors need to know.

Animal Spirits Are Back: XRP Wakes Up

Sentiment changes fast, and nobody was expecting such a quick reversal after the October flash crash, which flushed practically all the built-up leverage out of the system. XRP is up more than 10% over the last week and is currently fighting the 200-day moving average.

Bulls need to reclaim this level ($2.61) because if they do, and it turns into support, it would mark the start of a long-term bullish impulse. XRP jumping 6% on the day and clearing $2.50 is a signal that investors should be paying attention to it.

This type of move signals the market wants to own risk and that interest in the cross-border trade remains red hot. The demand for faster settlement and cheaper remittance is not going away. And if majors are putting in 6% daily candles, small caps could be preparing to put in some monstrous moves. 

Digitap Smashes Presale Records As Cross-Border Payments Enter Stablecoin Phase

The biggest macro trade in crypto right now is payments. Stablecoins are in a secular bull run. And policy is incredibly pro-stablecoin because stablecoins extend dollar reach. The Federal Reserve is talking about lighter account access for fintechs and stablecoin issuers. 

All of those signals point in the same direction: dollar liquidity is being pushed onto programmable rails and treated as normal money.

That is exactly where Digitap enters. Growth in 2025 will be driven by giving normal people and globally connected businesses a way to treat stablecoins, cash, and crypto as one balance and move it instantly. $TAP’s presale has skyrocketed past $1 million since launch, and it is riding the stablecoin gold rush in style. 

Digitap: The Omni-Bank The Markets Call “XRP 2.0”

Digitap brands itself as the world’s first omni-bank. In simple terms, it means one environment where all forms of money live together and behave the same way. Fiat, stablecoins, and crypto are all held in a single account with a clean, banking-grade interface. And users can download the app today on iOS and Android.

But the crucial part is under the surface. Digitap can move value over traditional banking rails or via blockchains, depending on which path is cheaper and faster at that exact moment. Its multi-rail architecture includes the old system and the new, and that’s how it is breaking down the siloes between systems. 

Everything routes through Digitap’s decision engine. When users send a cross-border payment, the system decides which rails to use: SEPA, SWIFT, Faster Payments, ACH, or blockchain. And when users pay with an on-chain balance using their Visa card, it looks for the best possible swap price. This is what money looks like in the twenty-first century.

Digitap is a live product. And that is why large buyers have begun treating it as the “XRP 2.0 trade.” While XRP chased bank adoption, Digitap is going after consumers first and has made the money layer feel like online banking from day one.

The Numbers Never Lie: $1 Million Raised in Record Time

Momentum is king in crypto, and presale clearing $1 million raised in record time is the signal. Investors are choosing high-conviction infrastructure plays tied to stablecoins and payment rails.

$TAP is available for $0.0194 right now. But soon there is a programmed step to $0.0268 in the next round—more than a 38% move higher for investors who act quickly.

But the driving force behind these inflows is $TAP’s tokenomics model. It has a fixed supply of 2 billion with a powerful flywheel. Digitap commits 50% of platform profits to buy $TAP on the open market. Half is burned and removed from circulation permanently, and the other half is distributed to stakers.

Use of the platform becomes programmatic buy pressure. And that’s why whales love this model. Holding $TAP is a direct bet on platform growth, and this is the same approach all of this cycle’s most successful altcoins have implemented—real revenue used for buybacks.

Why Digitap Looks Like the Best Crypto to Buy Now

Each cycle has a theme that creates massive winners. Last time it was DeFi, which sent layer 1s to crazy valuations. This cycle, it is stablecoins and projects that merge old money and new money.

Traditional finance wants on-chain dollars, and on-chain finance wants access to the real economy. Digitap is perfectly positioned as a product that becomes an index bet on the entire payments wave.

$TAP is arriving in the middle of a stablecoin boom, under an openly pro-innovation policy regime and with Visa rails live. That is why Digitap is earning the “XRP 2.0” nickname and sits firmly on any good shortlist of the best cryptos to buy now.

Discover how Digitap is unifying cash and crypto by checking out their project here:

• Presale: https://presale.digitap.app
• Website: https://digitap.app 
• Social: https://linktr.ee/digitap.app 

The post Enough About Ethereum (ETH) and Bitcoin (BTC), These 4 Tokens Cheaper Than a Cup of Coffee Are Stronger Buys in Q4 appeared first on Coinpedia Fintech News

Investors are beginning to ask a crucial question: where’s the next wave of big returns going to come from? While BTC and ETH continue to dominate headlines, their massive market caps mean smaller, cheaper tokens often deliver higher percentage gains in early bull phases. As we enter Q4 2025, four coins, Little Pepe (LILPEPE), Ethena (ENA), Pudgy Penguins (PENGU), and Dogecoin (DOGE), are emerging as high-upside opportunities priced lower than a cup of coffee.

Little Pepe (LILPEPE): The Meme Coin Reinventing the Game

Among low-priced tokens, Little Pepe (LILPEPE) is quickly becoming the most talked-about project of 2025. Now in Stage 13 of its presale at $0.0022 per token. The project’s final presale price is set at $0.003, meaning early buyers could already be sitting on strong paper gains before its official launch.

But what truly sets LILPEPE apart is its blockchain innovation, it’s launching as the world’s first meme-focused Layer 2 EVM chain, combining lightning-fast speed, ultra-low fees, and sniper-bot-resistant technology to ensure fair trading for all users. Its ecosystem includes a Meme Launchpad, NFT marketplace, and staking rewards, positioning it far beyond a simple meme coin. Little Pepe’s presale success is further fueled by major incentives, including a $777,000 giveaway and a 15 ETH Mega Giveaway, which has drawn thousands of participants. With CertiK’s audit score of 95.49% and upcoming listings on two top centralized exchanges, analysts believe LILPEPE could become one of the top meme coins of the bull cycle, rivaling Dogecoin and Shiba Inu in cultural impact and performance.

Ethena (ENA): Stablecoin Innovation for the Next Cycle

Smart investors are discreetly buying Ethena (ENA), an infrastructure play, while meme currencies make headlines.  Ethereum-based Ethena drives the synthetic dollar (USDe) and yield-bearing sUSDe, which use futures hedging rather than collateral-only reserves to maintain their pegs. This strategy attracts top backers.  Ethena raised $530 million in PIPE investment, raising its total to roughly $900 million.  Brevan Howard, Susquehanna Crypto, and YZi Labs support its model in the long term. ENA is 49% below its all-time high, but analysts expect stablecoin usage to boost it.  Ethena might quietly power DeFi’s next growth phase as Bitcoin and Ethereum reach new highs.

Pudgy Penguins (PENGU): From NFTs to Meme Market Powerhouse

Pudgy Penguins (PENGU) has grown from a lovely NFT project to a meme coin.  At $0.02017, PENGU has a market valuation exceeding $1.7 billion and a daily trading volume of approximately $320 million. After key partnerships and cross-platform integrations, its price rose 18%.  A retest of $0.033 could drive another breakout before year-end, say analysts.  PENGU is becoming one of Q4’s best low-cost buys with record community participation and meme momentum. Pudgy Penguins has abundant cultural power and growth potential in a meme-driven market.

Dogecoin (DOGE): The Original Meme Titan Still Running Strong

Although Dogecoin is no longer under a penny, its $0.19 pricing makes it a “cheap” entry relative to BTC or ETH.  DOGE, up 131% year-over-year, has broken key resistance zones and is bullish with daily volumes over $2.5 billion. Dogecoin rallies have typically been driven by retail traders, and Elon Musk’s support on X (formerly Twitter) and ambitions to integrate it into payment systems make it one of the most well-known and resilient meme assets. Dogecoin should be in every meme portfolio heading into the next bull run due to its liquidity, brand strength, and long-term staying power.

Small Coins, Big Potential

Little Pepe, Ethena, Pudgy Penguins, and Dogecoin all trade below $1, yet each offers a unique narrative, growing community, and explosive potential as Q4 unfolds. Of the four, Little Pepe (LILPEPE) stands out as the clear frontrunner, merging meme energy with real blockchain infrastructure and record-breaking presale momentum. With analysts projecting a 100x upside once it lists, it’s the token that could redefine meme investing this cycle.

For more information about Little Pepe (LILPEPE) visit the links below:

• Website: https://littlepepe.com
• Whitepaper: https://littlepepe.com/whitepaper.pdf
• Telegram: https://t.me/littlepepetoken
• Twitter/X: https://x.com/littlepepetoken
• $777k Giveaway: https://littlepepe.com/777k-giveaway/