The post This $0.04 New Crypto Just Hit 3x: Why Investors See Another 500% Move appeared first on Coinpedia Fintech News

While many people are still looking at older projects, a new wave of smart capital is flowing into a specific protocol built for the next generation of finance. Success in this space often comes down to finding a project while it is still in its quiet building phase. 

Experts are now watching a protocol that has spent the last year creating a high-speed engine to change how the world handles lending. As we approach the final stages of its early rollout, the pieces are falling into place for a move that could redefine what a successful breakout looks like in 2026.

The Mutuum Finance (MUTM) Presale and Vision

Mutuum Finance (MUTM) is building a decentralized hub that changes how users interact with their digital wealth. The project is creating a non-custodial lending system that removes the need for banks. 

This would allow users to lend their assets to earn interest or borrow funds using their crypto as security. The main goal is to solve the problem of idle capital by making it easy for anyone to put their tokens to work in a safe environment.

The project is currently in Phase 7 of its presale. The price of a single MUTM token is $0.04, which is a 300% increase from the initial starting price of $0.01. This steady growth shows strong confidence from the community. 

So far, the project has raised more than $20.6 million and has attracted over 19,000 individual holders. The total supply is fixed at 4 billion tokens, with 45.5% set aside for this early distribution phase. With a confirmed launch price of $0.06, the current phase is the last chance for participants to enter at a significant discount before the project hits major exchanges.

Protocol Launch and the Value Loop

A major milestone for Mutuum Finance was the launch of the V1 protocol on the Sepolia testnet. This is a working version of the app where users can test the core lending engine. It features the mtToken system, which is a central part of the platform’s yield mechanics. 

When you provide liquidity to a pool, you receive mtTokens as a digital receipt. These tokens are interest-bearing assets. They automatically grow in value as borrowers pay back their loans with interest. This creates a simple way to earn passive income without having to manually claim rewards every day.

To support the value of the native token, the project uses a buy-and-distribute model. A portion of the fees collected from every loan on the platform is used to buy MUTM tokens from the open market. These tokens are then given back to the community members who stake their mtTokens. 

Many analysts believe this model creates a sustainable loop of demand. Because of these technical deliveries, many experts have issued a price prediction of a potential $0.20 shortly after the mainnet launch. 

Stablecoins, Layer-2 and Oracles

The future of Mutuum Finance’s roadmap includes expanding into a full financial ecosystem. One of the most anticipated features is the launch of a native, over-collateralized stablecoin. Users will be able to mint this stablecoin by locking their assets as collateral, providing them with liquidity without needing to sell their original holdings. 

This feature is expected to drive massive volume to the protocol. To ensure that all price data is accurate, the platform integrates with decentralized oracles like Chainlink. These oracles provide real-time price feeds that prevent errors in loan calculations and protect users from unfair liquidations.

To make these tools accessible to everyone, Mutuum Finance plans to integrate with Ethereum Layer-2 scaling solutions. This would reduce transaction fees to near-zero and make every interaction instant. 

Security Standards and Community Incentives

Security is the foundation of everything Mutuum Finance is building. The project has completed a full manual security audit of its smart contracts with Halborn Security. This firm is a global leader in finding and fixing vulnerabilities in blockchain code. 

The project also holds a high trust score from CertiK, which monitors the platform for any risks. To add an extra layer of safety, the team has launched a $50,000 bug bounty program. This program pays independent researchers to find and report any bugs before they can cause a problem on the main network.

In addition to technical safety, the project keeps the community active through a daily 24-hour leaderboard. This board tracks participation in real time. The top contributor each day receives a $500 reward in MUTM tokens. This creates a fun and competitive environment for the 19,000+ holders. 

Currently, the $0.04 price represents a 50% discount compared to the confirmed $0.06 launch price. As Phase 7 nears its end, analysts say Mutuum Finance is following the same steps as early market leaders by building a secure, utility-focused hub before the rest of the market catches on.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post GottaGamble x BGaming Launch Aviamasters Challenge on Stake.com appeared first on Coinpedia Fintech News

GottaGamble, in collaboration with game provider BGaming, has announced the launch of a month-long Aviamasters challenge hosted on Stake.com.

The tournament runs from February 19 to March 19, 2026, featuring a total prize pool of up to €1000. All prizes are funded and distributed directly by BGaming.

The initiative highlights the growing role of competitive formats within crypto casino ecosystems, particularly in crash-style gaming.

A Competitive Layer Added to Aviamasters

The challenge centers around Aviamasters, BGaming’s aviator styled casino game available on Stake.com. The tournament introduces a structured leaderboard format where participants are ranked based on cumulative betting activity during the promotional period.

Scoring is determined as follows:

• 1 point is awarded for every 1.17 USD wagered
• Rankings are based on total accumulated points
• In the event of identical totals, the participant who reached the score first receives the higher placement

There are no restrictions on bet size or number of spins. All eligible gameplay, including additional buy features, contributes toward leaderboard positioning.

If a participant changes account currency, a new player ID is created and progress is tracked separately.

How Participation Works

To enter the challenge, participants must:

• Access the Aviamasters game on Stake.com
• Enter the tournament through the in-game yellow coin interface
• Input the promo code: STAKE

Only players who activate the promo code are registered for leaderboard tracking.

Timeline and Prize Distribution

• Start Date: February 19, 2026
• End Date: March 19, 2026

Final rankings are confirmed after the conclusion of the tournament period.

The prize pool of up to €1000 is distributed directly by BGaming according to final leaderboard positions.

Strategic Context

Crash-style games continue to be a high-engagement category within crypto casino platforms. By introducing a leaderboard-driven format, the GottaGamble x BGaming initiative adds a performance-based competitive structure to existing gameplay on Stake.

Such collaborations reflect a broader trend in crypto gaming: combining traditional wagering mechanics with tournament-style incentives to increase player engagement.

For further details on the challenge structure and participation requirements, additional information is available in the Aviamasters challenge rules.

18+ | Responsible gambling principles apply.

The post Top 3 Cheap Cryptos to Watch Before Q3 2026 appeared first on Coinpedia Fintech News

For years, the market was driven by social media trends and viral moments that allowed certain cheap altcoins to reach massive valuations. But as 2026 moves forward, a new pattern is emerging among the most successful investors. While many people still watch the household names, the “smart money” is quietly moving toward new crypto protocols that offer more than just a famous logo. 

The transition from pure speculation to functional utility is accelerating, and the projects that solve real-world financial problems are the ones starting to pull ahead. The coming months will likely define which cheap cryptos have the staying power to survive a more mature market and which ones will fade as the hype cycle ends.

Dogecoin (DOGE)

Dogecoin (DOGE) remains one of the most recognized names in the entire crypto space. As of February 2026, the token is trading around $0.099, following a period of high volatility. While it still holds a significant market cap of approximately $14 billion, the days of rapid 100x gains seem to be in the rearview mirror. For DOGE to move significantly higher, it requires billions of dollars in new capital, which is a major challenge in a market that is becoming more selective.

Technically, Dogecoin is struggling to break through heavy resistance zones. The $0.102 to $0.111 range has acted as a firm ceiling for several weeks. Below the current price, the $0.098 level is a critical support zone that bulls are fighting to defend. 

If the price fails to hold this floor, analysts suggest a further slide toward $0.08 is possible. The main issue for DOGE is its lack of native smart contract support, which limits its use in the growing decentralized finance sector.

Shiba Inu (SHIB)

Shiba Inu (SHIB) has worked hard to move away from its “meme” origins by building its own Layer-2 network called Shibarium. In February 2026, SHIB was trading near $0.0000065 with a market cap of around $3.85 billion. 

While the community is still very active, the token has faced a difficult start to the year, losing a portion of its value during the recent market correction. It is currently in a “value-seeking” phase where investors are looking for proof that the Shibarium network can attract actual users.

On the charts, SHIB is facing a Black Friday resistance level at $0.0000068. This zone has historically triggered major liquidations and currently acts as a gatekeeper for any potential rally. If SHIB can clear this mark, the next target would be $0.0000085.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is taking a different path by focusing on a high-utility lending and borrowing engine. Instead of relying on social media mentions, MUTM is building a platform on Ethereum where users could lend assets like ETH and USDT to earn yield according to the official whitepaper. 

The project is currently in Phase 7 of its presale, and the price is set at $0.04 per token. Unlike the infinite or massive supplies of meme coins, MUTM uses a structured distribution model designed to reward early participants.

The project has already seen massive success, raising over $20.6 million from more than 19,000 holders. One of the unique features of the protocol is its dual-market approach. It offers both Peer-to-Contract pools for instant liquidity and a Peer-to-Peer system that allows users to set their own loan terms. With a confirmed launch price of $0.06, the current phase offers a 50% discount compared to the planned mainnet debut. 

Why MUTM Is Positioning to Outperform DOGE and SHIB

Analysts believe that MUTM has a higher growth potential than DOGE or SHIB because of its starting valuation and utility. DOGE and SHIB are already “large cap” assets. For DOGE to double in price, it needs $14 billion more in market cap. 

For MUTM to double, it only needs a small fraction of that. Furthermore, the meme coins suffer from high inflation or a lack of real-world demand outside of trading. MUTM generates revenue from protocol fees, which are used to sustain the ecosystem and reward those who participate in the safety module.

Consider a $700 investment comparison. If you put $700 into Dogecoin today, a 10% gain would bring your total to $770. However, because DOGE is so large, a 10% move is a major market event. In contrast, $700 in the MUTM presale at $0.04 gets you 17,500 tokens. 

Once the token hits its launch price of $0.06, that same $700 investment is worth $1,050. This $350 gain is a 50% appreciation that is built into the presale structure, providing a “buffer” that established coins simply cannot offer.

V1 Protocol Launch and Verified Security

Mutuum Finance is not just a concept; the V1 protocol is already live on the Sepolia testnet. This allows investors to see exactly how the lending pools and yield-bearing mtTokens function. 

You can even test the health factor monitor, which protects loans from liquidation during market dips. This transparency is a major trust factor that sets the project apart from “paper-only” startups.

Security is also a top priority. The project has passed a manual code audit by Halborn Security, a world leader in protecting digital assets. To keep the community active, there is a 24-hour leaderboard that tracks participation. 

The top daily buyer receives a $500 bonus in tokens, adding an extra layer of incentive. With Phase 7 selling out fast, the window to secure tokens at $0.04 is closing. As the market shifts toward utility, the cheap tokens of the past are being replaced by the high-tech protocols of tomorrow.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://www.mutuum.com

Linktree:https://linktr.ee/mutuumfinance

The post Next Crypto to Hit $1 : Analysts Compare Shiba Inu (SHIB) and This $0.05 Altcoin appeared first on Coinpedia Fintech News

The race to the $1 mark has always been the ultimate dream for crypto enthusiasts. For years, investors have looked for the next altcoin that could turn a small pocket of change into a massive fortune. While the market is currently filled with household names that have already seen their biggest rallies, a new chapter is beginning to unfold. 

Many are starting to realize that the path to a dollar is much harder for some than it is for others. As the 2026 market matures, the spotlight is shifting away from social media trends and toward digital utility. The air is full of anticipation as a new crypto contender enters the ring, ready to challenge the status quo.

Shiba Inu (SHIB)

Shiba Inu (SHIB) remains one of the most famous names in the industry. It has a massive community and a history of explosive growth that made headlines around the world. However, as of February 2026, SHIB is trading around $0.0000069. Despite its fame, the token is facing a very difficult climb. 

With a market cap of over $4 billion, it takes an enormous amount of new money just to move the price a small fraction. For SHIB to reach $1, its market cap would need to reach levels that are simply not realistic in the current financial world.

Technically, SHIB is stuck in a tough spot. It is currently hitting a major resistance zone near the $0.0000078 level. This “ceiling” has prevented the price from moving higher multiple times over the last few months. 

If the token cannot break through this barrier, it risks falling back toward its support floor at $0.0000064. While the “Shib Army” is still very active, the lack of new utility means that the price is largely driven by hype. For many, the dream of SHIB hitting $1 feels further away than ever.

Mutuum Finance (MUTM)

As the excitement around meme coins fades, Mutuum Finance (MUTM) is emerging as a serious alternative. Mutuum Finance is a professional lending and borrowing protocol built on the Ethereum network. The project’s design aims to allow users to lend their digital assets to earn interest or borrow funds by providing collateral. 

The project is currently in its presale stage, and it has already raised over $20.6 million. This is a huge signal of trust from the market. To make sure the platform is safe, the team worked with Halborn Security. Halborn is one of the top security firms in the world. They performed a full manual audit of the smart contracts to ensure there are no hidden risks. This level of professional care is what separates MUTM from the typical high-risk tokens found on social media.

MUTM vs SHIB

When you compare SHIB and MUTM, the differences are clear. SHIB’s main limitation is its massive supply. There are hundreds of trillions of tokens in circulation. This makes it almost impossible for the price to reach a high dollar value. 

In contrast, MUTM has a much smaller supply and is built on a foundation of revenue. While SHIB relies on viral tweets to grow, MUTM grows because people use its lending platform.

Consider a potential investment contrast. If an investor puts $550 into SHIB today, they are buying into an asset that has already peaked. They are hoping for a miracle rally that might never come. 

However, putting that same $550 into MUTM during the presale at $0.04 allows them to get in at the ground floor. Because MUTM is still early, it has a much better chance of reaching the $1 goal. Analysts believe that the shift from “hype tokens” to “utility tokens” will be the biggest trend of 2026.

Protocol Launch and the Phase 7 Countdown

The project is moving very fast. The V1 protocol is already live on the Sepolia testnet. This means the technology is not just an idea; it is a working system that users can test right now. You can see how the liquidity pools work and how interest is earned. This working product is driving a lot of excitement, causing the presale to sell out much faster than expected.

We are currently in Phase 7 of the presale, with tokens priced at just $0.04. This phase is selling out quickly because the next phase will see a price jump to $0.045. The window to get in at this low price is closing every hour. With over 19,000 holders already joined, the momentum is unstoppable. 

The daily 24-hour leaderboard is also active, giving away $500 in tokens to the top participant every day. The message is clear: the market is moving toward utility, and those who join Phase 7 now are positioning themselves for the next big move in crypto.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance