The post Is 10,000 XRP Enough for Financial Freedom in 2026? Analysts Say No appeared first on Coinpedia Fintech News

The long-running belief that holding 10,000 XRP could lead to financial freedom is now being reassessed. In a recent market breakdown, analysts from Cheeky Crypto said the strategy no longer reflects the financial reality many investors face today. 

So the big question remains—is 10,000 XRP really enough? Let’s find out.

The 10,000 XRP Myth Is Fading

As per the analysis, for years, many retail investors believed that building a relatively small stack of XRP would eventually allow them to retire once prices climbed higher. That thinking developed during an earlier stage of the crypto market, when the cost of living was lower, and purchasing power was stronger.

Since 2021, however, inflation and rising expenses have significantly changed the equation. Even if XRP reached $10, a portfolio of 10,000 tokens would be worth about $100,000 before taxes. While that remains a solid gain, it may not provide the level of financial freedom many investors originally expected.

Under these conditions, the 10K token target is increasingly viewed as a financial buffer rather than a complete retirement plan.

Why the “100,000 XRP Standard” Is In

In contrast, the analysts discuss what they describe as the “100,000 XRP standard.” In this framework, holding a larger position allows investors to benefit from more realistic price levels.

At a $10 valuation, a 100,000 XRP portfolio would reach roughly $1 million, a figure far closer to the type of wealth often associated with financial independence.

100,000 XRP × $10 = $1 million

Instead of relying on extreme price projections such as $100 in the near term, the approach focuses on accumulating a position large enough that moderate price growth can still create substantial returns.

Follow The Flow Dynamics 

The shift in thinking also reflects the growing involvement of institutions across the crypto sector. The market is gradually moving beyond retail-driven speculation toward infrastructure capable of supporting global financial transactions.

Companies such as Ripple are working to expand the role of the XRP Ledger in cross-border payment systems. If banks and financial institutions increasingly rely on blockchain networks to move capital internationally, demand for XRP could grow because it serves as a liquidity bridge for those transfers.

Meanwhile, supply dynamics could also influence future pricing. Mechanisms like escrow lockups and token burns may slowly reduce the amount of XRP available in circulation, tightening supply as usage expands.

Planning Exits Instead of Waiting for One Price

Beyond accumulation, the analysts also stress the importance of having a structured profit-taking plan. Rather than waiting for a single price milestone, investors may consider selling portions of their holdings gradually.

Taking profits at levels such as $3, $5, and $8 allows investors to lock in gains while keeping some exposure to potential long-term growth.

This staged approach is commonly used by professional traders, who typically secure returns at multiple price levels instead of trying to time the exact peak of the market.

The post Ripple News: XRP Just Lost $457 Million in Open Interest, and Analysts Say It Is a Bullish Sign appeared first on Coinpedia Fintech News

XRP is trading around $1.42, with over 61 billion tokens in circulation and daily trading volume holding above $2.3 billion. After months of turbulence, the price has finally settled into a relatively calm range.

Analysts at CryptoQuant say the real story right now is in the derivatives market. The extreme leverage that fuelled XRP’s 2025 rally has been largely wiped out, and the market is now going through a quiet but meaningful reset. Overleveraged positions have been flushed, speculative excess has cooled, and what remains is a cleaner market structure.

Buyers Slowly Setting Foot

A March 12 report reveals a subtle shift in XRP futures activity. Data from Binance shows that aggressive buy orders totaled around 516.4 million XRP over the past 90 days.

During the same period, sell orders reached roughly 513.1 million XRP, creating a net taker delta of about 3.36 million XRP.

While the difference is relatively small, analysts interpret it as a meaningful indicator that buyers are beginning to regain control of market orders. For months, selling pressure dominated XRP’s derivatives market, but the latest data suggests that bear scenarios may be gradually fading.

• Also Read :
•   Ethereum Price Could Slide to $1,500 as Capital Leaves Network, CryptoQuant Warns
•   ,

XRP Open Interest Gives a Cleaner Market Structure

Another development involves XRP futures open interest, a metric that tracks the total value of active derivative contracts.

According to derivatives data, open interest previously peaked near $660 million in October 2025, but has since dropped to around $203 million by early March 2026.

This sharp decline indicates that a large portion of speculative leverage has already been flushed from the market. Historically, such resets are seen as a healthy development because it removes excessive risk and reduce the chances of sudden liquidation-driven price swings.

In simple terms, the market now appears “cleaner,” with fewer highly leveraged traders influencing price movements.

XRP Current Market Snapshot

Technically, XRP continues to trade within a broader correction that started after its previous peak near $3.50.

• Support: around $1.30–$1.33
• Immediate resistance: near $1.45
• Breakout confirmation: above $1.50

If XRP manages to reclaim the $1.50 level, it could be the start of a broader recovery phase. For now, however, the focus remains on whether the improved derivatives data can translate into sustained buying pressure in the spot market.

FAQs

The post Pi Network News: Analyst Says Pi Will Never Hit $314,159; But There’s a Twist appeared first on Coinpedia Fintech News

Pi Network is making headlines as its price approaches the $0.30 level, ahead of its much-awaited listing on Kraken and growing anticipation for Pi Day on March 14.

While excitement in the community continues to build, one crypto analyst has pushed back against one of the most widely circulated price predictions tied to the project.

Meanwhile, Pi has recently traded in the $0.23 to $0.27 range, recording roughly a 30% gain over the past week as traders position themselves ahead of potential developments.

Analyst Rejects $314,159 Pi Price Theory

Looking at the brief price surge, crypto analyst Dr. Altcoin has addressed one of the most widely discussed price narratives within the community, the belief that Pi could reach $314,159 per coin.

The number is linked to the Global Consensus Value (GCV) theory and references the mathematical constant π (3.14159), which has symbolic importance for Pi supporters.

However, the analyst argues that such a valuation does not align with basic market economics. With a maximum supply of 100 billion tokens, Pi reaching $314,159 would push its total market capitalization to roughly $31 quadrillion.

That figure would be hundreds of times larger than the estimated $100 trillion global economy, making the price target mathematically unrealistic.

But there’s more….

Although the analyst rejects the $314,159 price theory, he remains bullish on Pi Network in the long term, urging investors not to treat it as a short-term trade. A potential listing on Kraken around today at 3 PM UTC is expected to boost liquidity and attract more traders, while Pi Day on March 14 may bring ecosystem updates or partnerships. 

The project has already moved to its Open Network Mainnet in February 2025, though users must still complete KYC to migrate their balances. 

Looking ahead, possible listings on major exchanges like Coinbase and Binance, along with growing real-world utility, could gradually support Pi’s long-term growth.

• Also Read :
•   Pi Price Hits New 2026 High at $0.25—Is a New ATH Next?
•   ,

Pi Price Prediction 2026

According to analysts at CoinDCX, Pi could test the $0.235–$0.240 resistance zone by March 15, 2026, if the price continues to hold above the $0.219–$0.220 support level near the 20 EMA.

A breakout above $0.240 could open the door for a move toward $0.250, while a drop below $0.219 may push the price back toward $0.206, with $0.193 acting as the next key support level. 

While talking about the long-term, CoinDCX suggests Pi Network could reach $2.50 to $3.50 by 2030 if the ecosystem continues to grow and adoption expands.

For now, the indicators may be showing a bullish rise in the short term, but not closer to even $1 or $314,159. 

FAQs

The post Ethereum Price Could Slide to $1,500 as Capital Leaves Network, CryptoQuant Warns appeared first on Coinpedia Fintech News

A new market analysis from blockchain analytics firm CryptoQuant hints that Ethereum (ETH) could face deeper downside if the current market downturn continues. The firm estimates that ETH may decline toward $1,500 by late Q3 or early Q4 of 2026 if bearish conditions persist.

What makes the situation unusual is that the warning comes even as Ethereum’s network usage continues to hit record highs, creating what analysts describe as a growing disconnect between adoption and price.

The “Adoption Paradox” Behind Ethereum’s Weak Price

CryptoQuant highlights what it calls an “adoption paradox.” Traditionally, higher network usage has supported price growth in major cryptocurrencies. However, Ethereum is now showing the opposite trend.

Data shows daily active addresses and smart contract interactions recently reached new all-time highs, even surpassing levels seen during the 2021 bull cycle. Despite this surge in activity, ETH has fallen more than 50% from its cycle peak, indicating that strong on-chain usage is no longer translating into price momentum.

This breakdown in the historical relationship between adoption and valuation is now raising concerns among analysts.

Capital Leaving the Ethereum Network

Another factor pointing to potential downside is weakening capital inflows. CryptoQuant’s one-year realized market cap metric, which tracks new capital entering the network, has recently turned negative.

This shows that more money is flowing out of Ethereum than coming in, a trend that often appears during extended market corrections.

At the same time, Ethereum has recorded rising inflows to exchanges, especially when compared with Bitcoin. Increased exchange deposits typically indicate that holders may be preparing to sell, adding further pressure on prices.

The ETH/BTC pair has also continued to weaken, signaling that Ethereum is losing relative strength against Bitcoin during the current market cycle.

Six Straight Red Months Signal Market Stress

Ethereum’s recent price action reflects the broader pressure. As of March 2026, ETH has recorded six consecutive red monthly candles, a rare streak that pushed the asset down toward the $2,000–$2,050 range.

According to CryptoQuant analysts, the market is currently going through a “clean-up phase,” where weaker positions are being flushed out of the system. At the same time, extremely negative funding rates across derivatives markets show that bearish sentiment among traders has reached extreme levels.

Could This Phase Build a Future Base?

Despite the short-term risks, analysts believe the current conditions may not be entirely negative. Historically, periods where network usage remains strong while prices stay suppressed have sometimes helped build a stronger long-term price base.

If capital inflows eventually return and market sentiment improves, Ethereum could use this phase of heavy adoption to support a future recovery cycle once broader market conditions stabilize.

The post Top Altcoin Projects to Dump Now? Analyst Breaks Down ‘Dead Chains’ List appeared first on Coinpedia Fintech News

Several altcoin networks that once raised billions are now showing very low user activity and weak on-chain revenue, raising questions about their long-term sustainability. Viral Data re-shared by an analyst shows that a group of underperforming chains collectively raised around $2.6 billion, yet generate only about $65,000 in weekly fees, or roughly $3.4 million annually across multiple networks.

Low user activity, weak revenue, and technical resistance levels are now pushing some analysts to warn that certain altcoins could see further downside if adoption does not improve.

In a recent video analysis, crypto analyst Nick Valdez examined the claims and reviewed the charts of several projects mentioned in the post, including Algorand, Celestia, Monad, and Sei.

Celestia (TIA): Low Users and Persistent Resistance

Valdez first examined Celestia, which currently holds a market capitalization of roughly $300 million. Despite its valuation, the network reportedly has only about 1,200 daily active users, the lowest among the coins analyzed.

From a technical perspective, the chart also shows weakness. TIA has repeatedly been rejected near its 50-day moving average, failing several times to convert that level into support. According to Valdez, this resistance could act as a potential exit point if the token rallies again toward that level.

Sei (SEI): Activity Exists, But Revenue Is Nowhere

Next, Valdez looked at Sei. While the network records roughly 7,000 daily active users, the revenue generated remains minimal.

Recent figures suggest the chain produces around $232 in daily fees, or about $2,000 weekly. In addition, roughly 6.7 billion tokens are already circulating out of a 10 billion supply, meaning more tokens could still enter the market.

Technically, SEI appears to be trading within a range channel, and Valdez suggested that traders holding the token may consider exiting near the top of that range.

Sonic (Formerly Fantom): Weak Fees and Technical Pressure

The third project discussed was Sonic, the rebranded version of Fantom. Network activity remains limited, with roughly $155 in daily chain fees.

Like Celestia, Sonic’s price has repeatedly faced rejection at the 50-day moving average, indicating persistent selling pressure. Valdez noted that the token would need to reclaim this level before any sustained recovery could occur.

Monad: Large Token Unlock Risk

Monad presents a different concern. The project carries a fully diluted valuation near $800 million, yet only 10 billion tokens are circulating out of a potential 100 billion supply.

Large allocations remain reserved for the team and early investors. As those tokens unlock over time, Valdez warned that additional supply entering the market could increase selling pressure.

Algorand (ALGO): Weak Fees but Possible Technical Bounce

Finally, Valdez reviewed Algorand. The network generates only about $12 in chain fees, though it still maintains around 26,000 active addresses, stronger than several other projects on the list.

From a technical perspective, ALGO shows the most optimistic setup. The chart appears to be forming a falling wedge pattern, a structure that sometimes precedes bullish breakouts.

Valdez suggested that if the pattern resolves upward, ALGO could see a recovery move, offering what he described as a possible “off-ramp” for investors looking to exit positions.

The post Every Company Ripple Has Acquired Since 2023 and What It Means for XRP appeared first on Coinpedia Fintech News

Ripple has spent the past three years quietly building one of the most ambitious financial infrastructure networks in crypto, deploying more than $4 billion across custody, brokerage, payments and treasury technology. CEO Brad Garlinghouse recently hinted that 2026 could be another defining year, suggesting the buying is far from over.

“Adoption doesn’t happen overnight,” Garlinghouse posted on X after visiting Ripple offices in Dublin, London, Singapore and Sydney. “Platforms over point solutions. Meet customers where they are.” Many of the employees he met, he noted, joined through the company’s recent acquisitions.

Here is every deal Ripple has made, what it cost, and what it added to the ecosystem.

2023: Laying the Foundation

Ripple entered its modern acquisition phase with two institutional-focused deals:

• Metaco acquired May 2023 for $250 million, a leading digital asset custody platform already trusted by major global banks, giving Ripple immediate institutional credibility in the custody space
• Fortress Trust acquired September 2023 for undisclosed, brought critical U.S. regulatory licenses and compliance infrastructure, expanding Ripple’s ability to operate within American financial regulations

2024: Strengthening Regulated Infrastructure

• Standard Custody acquired 2024 for undisclosed, a New York-regulated digital asset trust company that deepened Ripple’s custody and settlement capabilities for institutions entering the digital asset market

2025: The Biggest Year Yet

Four deals in twelve months, totalling well over $2 billion:

• Hidden Road acquired in April 2025 for $1.25 billion: a major prime brokerage platform serving institutional traders, Ripple’s single largest acquisition to date
• Rail acquired August 2025 for $200 million: stablecoin payments infrastructure bolstering Ripple’s cross-border settlement capabilities
• GTreasury was acquired in October 2025 for $1 billion: corporate treasury management software used by multinational companies worldwide, connecting Ripple’s network to enterprise finance operations
• Palisade was acquired in November 2025 for undisclosed: a London-based digital asset custody provider expanding Ripple’s wallet and asset security services into Europe

2026: The Next Move

Ripple’s acquisition strategy is already moving into its next phase. The company has plans to acquire BC Payments Australia, a firm holding an Australian Financial Services License. The deal would strengthen Ripple’s regulated payments presence across the Asia-Pacific region and expand its cross-border payment services into one of the fastest-growing digital asset markets in the world.

FAQs

The post CFTC Chair Warns ‘We Can’t Have Another FTX’ as Crypto Manipulation Concerns Grow appeared first on Coinpedia Fintech News

The head of the U.S. Commodity Futures Trading Commission has issued a sharp warning about the state of crypto markets. Speaking on the All-In Podcast, CFTC Chairman Michael Selig said regulators are increasingly concerned about risks building across the digital asset sector.

According to Selig, parts of the market are showing signs of excessive manipulation rather than genuine trading activity.

“Too much manipulation instead of trading… fraud.”

His comments come at a time when regulators in the United States are intensifying their focus on crypto market structure, particularly around exchanges, derivatives platforms, and on-chain trading systems.

“We Can’t Have Another FTX”

Selig made it clear that preventing another major industry collapse remains a top regulatory priority. He pointed to the 2022 failure of FTX as a warning of what can happen when oversight and risk controls break down.

The exchange’s collapse wiped out billions of dollars in customer funds and shook confidence across the crypto industry.

“We can’t have another FTX in the United States where funds are lost, and there’s an absolute fraud on our American people.”

Because of this, the CFTC is focusing heavily on enforcement against fraud, insider trading, and manipulation across crypto-related trading markets.

• Also Read :
•   Sam Bankman-Fried Asked for a New Trial. Prosecutors Used His Own Donations to Say No.
•   ,

The problem lies somewhere else…

During the interview, Selig also discussed the rapid rise of prediction markets, which allow users to trade contracts tied to future events such as elections, sports outcomes, or commodity prices.

He explained that event-based derivatives have long served a legitimate economic purpose by allowing businesses and investors to hedge risks tied to real-world outcomes.

However, some newer products may be more vulnerable to insider trading or manipulation. Selig pointed to recent enforcement actions where individuals used inside information to trade on prediction contracts.

Under U.S. law, exchanges listing such products must ensure that contracts are not easily manipulated and have proper safeguards against insider trading.

Keeping Crypto Innovation in the U.S.

Despite the concerns, Selig emphasized that regulators do not want crypto innovation to move overseas. Instead, the goal is to create a system where blockchain-based markets can operate safely within the United States.

The CFTC chair said the agency is already updating its regulatory framework to prepare for on-chain trading platforms and blockchain-based exchanges.

He also noted that the agency has broad powers to enforce anti-fraud and anti-manipulation rules in crypto markets.

The post A $9 Trillion Company Just Replied to Ripple With 6 Words appeared first on Coinpedia Fintech News

The global payments industry has been circling blockchain for years, cautious and uncommitted. That may be changing.

Ripple took to X this week to name what many had been quietly observing: digital assets are no longer a laboratory experiment. They are becoming operational tools. The company pointed specifically to Mastercard’s newly launched Crypto Partner Program as evidence of that shift, describing it as an important step toward connecting blockchain developers with established financial infrastructure.

Ripple Drives Cross-Border Payments

Then Mastercard replied. The payments giant, which processes transactions across more than 200 countries and handles trillions of dollars annually, did not respond with a press release. It responded with six words: “Fueling the future of the digital payment world.”

Short as it was, the response landed with unusual weight. In a sector where partnerships are announced with carefully worded statements and coordinated communications, a direct, unqualified public reply from one of the world’s most powerful payment networks is its own kind of signal.

Market analyst Jacob Metzger was among the first to highlight the exchange, pointing out that this was not a startup responding to another startup. This was a company responsible for a meaningful share of how money moves globally, stepping into a public dialogue about digital assets and choosing to validate it.

Other voices quickly joined. Finance analyst Renaat Ver Eecke noted that corporate treasury teams are actively exploring whether stablecoins and blockchain-based settlement can reduce the friction embedded in how business payments currently work. 

Analyst Logan Winn framed the two companies as complementary rather than competing: Mastercard owns one of the most extensive global acceptance networks ever built, while Ripple has spent years developing infrastructure for rapid, low-cost cross-border settlement.

• Also Read :
•   Millions Are Tracking XRP’s Price Daily: Ripple CTO Says They Are Looking at the Wrong Thing
•   ,

Digital Assets Reshape Global Finance

No formal partnership has been announced, and neither company has indicated one is coming. But the exchange reflects something real: the era of traditional finance treating blockchain as a curiosity to study from a distance appears to be giving way to something more pragmatic.

The question is no longer whether digital assets have a role in global payments. It is about what that role looks like and who shapes it.

The future of payments will not be built by one company or one technology. It will be assembled from many pieces. The assembly, it seems, has begun.

FAQs

The post Charles Hoskinson Just Revealed a Plan to Make Cardano’s Treasury Pay for Itself appeared first on Coinpedia Fintech News

How Hoskinson Plans to Bring Capital Into ADA

Cardano founder Charles Hoskinson recently outlined a major funding strategy for 2026 aimed at strengthening the Cardano ecosystem. Under the proposal, the Cardano treasury could invest ADA into selected projects within the network.

In return, those projects would share a portion of their revenue with the treasury and regularly purchase ADA from the market. The goal is to create steady demand for the token while supporting ecosystem growth.

The treasury could also build a weighted index of ecosystem tokens, potentially buying 10–30% of each project’s supply. As these projects grow and generate revenue, part of that income, around 10% in some cases, would be used to buy ADA and return it to the treasury.

Hoskinson believes this system could allow the treasury investments to pay for themselves within one to three years while increasing activity across the network.

Fixing the Loopholes

During the discussion, Hoskinson said Cardano’s funding has traditionally focused on three areas: infrastructure, utility, and user experience. Most resources so far have gone into infrastructure projects like Ouroboros, Plutus, and Aiken, while user activity and decentralized applications remain relatively limited.

To change that, the 2026 roadmap aims to shift funding toward utility and user experience. This includes supporting DeFi projects, improving wallets and onboarding tools, and organizing 20–30 developer hackathons each year to encourage new applications.

The broader goal is to bring more developers, capital, and users into the Cardano ecosystem and strengthen real activity on the network.

Is This a Good Time to Buy ADA?

From a technical perspective, ADA is currently trading near a crucial support zone around $0.25–$0.26. In a bull scenario, if buyers manage to defend this area, the token could attempt a recovery toward $0.30 and $0.33, with stronger resistance sitting between $0.33 and $0.40.

However, the broader trend still reflects a long downward channel, meaning the market has not fully shifted bullish yet. Crypto analyst Ali Martinez noted that Cardano’s key level to watch is $0.245 support. If ADA breaks decisively below this level, it could trigger a sharp decline toward $0.112 or even $0.051, potentially marking a 50%–80% drop from the current support zone.

For now, ADA sitting at a safe zone, as selling pressure appears to be less, while derivatives activity suggests speculative leverage is cooling.

If support holds and the ecosystem funding strategy begins to gain traction, ADA could see a gradual recovery. But until the token reclaims the $0.33–$0.40 resistance zone, the broader market structure remains cautious rather than fully bullish.