The post How Bitcoin Adoption in the U.S. Could Double by 2025 Insights from the Bitcoin Conference appeared first on Coinpedia Fintech News

At the Bitcoin 2025 conference, U.S. Senator JD Vance made a bold prediction that the number of Americans owning Bitcoin will double from around 50 million to 100 million in the coming years. He described Bitcoin as a symbol of innovation, financial freedom, and a strong hedge against inflation and government overreach, emphasizing that crypto is no longer a fringe movement but a mainstream reality.

The Clarity Act: A Turning Point for Crypto Regulation

Vance’s comments come as the U.S. moves closer to passing the Clarity Act, a long-awaited bill expected to settle crypto’s biggest legal gray area: who regulates it. For years, the SEC and CFTC have fought over jurisdiction, creating confusion for projects, exchanges, and investors. The Clarity Act aims to fix that by clearly defining which tokens are securities and which are commodities, giving the crypto industry a solid legal foundation to grow.

Analysts at Bitwise estimate there’s now an 80% chance the Clarity Act will pass by early 2026. If approved, it could mark the start of a new era for U.S. crypto markets, paving the way for banks, corporations, and institutional investors to fully embrace blockchain and Bitcoin integration.

From Wall Street to Main Street

The growing wave of Bitcoin ETFs and Wall Street interest has already boosted confidence in digital assets, but regulatory clarity could take that momentum to another level. With clear rules, more institutions are expected to launch crypto products, and more Americans could start viewing Bitcoin as part of their long-term savings or retirement strategies.

A New Chapter for Bitcoin

Vance’s optimism reflects the broader sentiment that Bitcoin’s best days may still be ahead. As the U.S. edges toward clearer regulation and financial institutions prepare to integrate blockchain into everyday use, the dream of mainstream crypto adoption looks closer than ever.

If the Clarity Act delivers on its promise, 2026 could be remembered as the year Bitcoin truly became a household name, not just an investment, but a cornerstone of the modern financial system.

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Bitcoin Current Sentiment

Bitcoin is currently trading at around $109,956, with nearly 19.94 million BTC in circulation out of the total supply cap of 21 million coins. The top cryptocurrency hit an all-time high of $126,198 on October 7, 2025, and once traded as low as $0.0486 back in July 2010, a massive gain of over 226 million percent since then.

Although Bitcoin is down about 12.8% from its recent peak, it’s still showing strong long-term momentum. With its fixed supply limit, Bitcoin remains a deflationary asset, meaning scarcity could help support its value over time.

For traders, the 50-day moving average sits at $114,076, reflecting short-term price action, while the 200-day average is around $109,491, suggesting Bitcoin is holding steady in a broader uptrend despite the recent dip.

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The post Solana vs XRP: Institutional Adoption Battle Heats Up Ahead of Ripple Swell Conference 2025 appeared first on Coinpedia Fintech News

A light-hearted clash broke out on X between Solana and an XRP supporter after Ripple promoted its upcoming Swell conference. The debate centered around which blockchain holds stronger institutional credibility, and Solana didn’t hold back in defending its position.

The XRP Comment That Started It All

The drama began when an XRP fan commented under Ripple’s Swell promo, claiming that Ripple and XRP “are not on the same level” as Solana, tagging both Solana and Western Union. The comment came after news broke that Western Union would launch its new stablecoin on Solana’s blockchain, a move that caught the attention of both the XRP and Solana communities.

Solana’s Sharp Response

Solana quickly responded, agreeing with the post, but with a twist. “Correct, not on the same level,” the Solana account wrote, before sharing proof of its growing institutional traction. The reply included mentions of major partnerships and endorsements from financial giants like Citi, Franklin Templeton, and Fidelity, along with reminders of recently approved spot Solana ETFs in the U.S.

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Western Union’s Move Revives Old Rivalry

Western Union’s decision to build on Solana reignited comparisons with Ripple, as the remittance firm had previously explored using Ripple’s technology and XRP for cross-border transfers. Now, with the company choosing Solana instead, XRP supporters expressed disappointment, while Solana fans celebrated the win as a sign of growing trust in its ecosystem.

Ripple vs. Solana: Competing for Institutional Trust

However, both Ripple and Solana are expanding into institutional finance, but in different ways. Ripple continues to focus on regulated payments and partnerships through events like its Swell conference, which will feature executives from Citi, Franklin Templeton, and Fidelity. Solana, on the other hand, has rapidly gained recognition for its scalability and real-world applications, particularly in stablecoins and tokenized assets.

The playful online exchange highlights how competition between top blockchain projects is heating up, especially as institutions increasingly embrace blockchain technology. For now, Solana’s confident response seems to have given it the upper hand, at least on social media.

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The post Coinbase Close to $2B Deal to Buy BVNK Stablecoin Platform appeared first on Coinpedia Fintech News

Coinbase is reportedly in talks to buy BVNK, a stablecoin infrastructure firm, for nearly $2 billion. The deal is said to be in its final stages and could be completed by the end of this year or early next year. If successful, this would be one of Coinbase’s biggest acquisitions yet and a major step toward expanding its role in the stablecoin market.

Coinbase Plans a Big Move in Stablecoins

According to Bloomberg, Coinbase has already begun the final due diligence process ahead of closing the deal with BVNK, a London-based fintech startup. The company helps businesses handle both crypto and traditional currency payments. Coinbase Ventures, the exchange’s investment arm, is already one of BVNK’s early backers, alongside Citi Ventures, Visa, and Haun Ventures.

People close to the matter say Coinbase won exclusive rights to negotiate the acquisition after a tough bidding process. The company hopes this deal will strengthen its position in the global payments market, especially after new U.S. laws were passed this year to regulate stablecoins.

Stablecoins Driving Coinbase’s Growth

Stablecoins have become an important part of Coinbase’s business. They now make up nearly 20% of the company’s total revenue, mainly thanks to its partnership with Circle, the issuer of USDC. Coinbase earns a share of the interest from USDC reserves and has also helped integrate USDC payments into Shopify, making it easier for businesses to accept crypto.

Buying BVNK would give Coinbase access to more tools and infrastructure to grow its stablecoin business. It would also allow the exchange to help more companies handle both fiat and crypto payments easily, boosting adoption worldwide.

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A Boost for Global Payments

Founded in 2021, BVNK has quickly become a key player in the stablecoin space. It has raised about $90 million and built a strong payment network that connects crypto and traditional finance. Through this deal, Coinbase would gain BVNK’s technology and network, allowing it to expand into stablecoin-based corporate payments.

This comes after Coinbase recently partnered with Citigroup to test stablecoin payments for corporate clients, aiming to modernize how money moves between banks and crypto wallets.

Coinbase CEO Brian Armstrong recently said he expects the U.S. crypto market structure bill to pass before the end of the year, calling it a big step for regulatory clarity. If the BVNK deal goes through, Coinbase could become a major force in digital payments, combining stablecoins, regulatory oversight, and global merchant access into a powerful ecosystem.

The post Robert Kiyosaki Warns of Biggest Crash Coming, Urges Buying Bitcoin, Gold, and Silver appeared first on Coinpedia Fintech News

The crypto market today is back in the red, with fear creeping in after cautious signals from the U.S. Federal Reserve and rising trade tensions between Donald Trump and China’s Xi Jinping. Bitcoin slipped 3.8% to $110,063, while Ethereum dropped 3.6% to $3,853, and XRP fell 4.1% to $2.51. The pullback reflects a clear risk-off sentiment, as investors step back amid growing uncertainty over global policy decisions.

Why Crypto is Crashing?

Traders are in panic mode after Fed Chair Jerome Powell hinted that the recent 25-basis-point rate cut could be the last one for 2025. He warned that the Fed might “wait a cycle” before introducing further easing, dashing hopes for faster monetary relief.

The comments hit risk assets across the board, with the Dow Jones slipping 0.2% and the S&P 500 remaining flat, as markets began pricing in a longer stretch of tight financial conditions.

Adding to the pressure, the much-hyped Trump–Xi meeting delivered little clarity. While both sides described it as “productive,” traders viewed it as a temporary truce rather than a real breakthrough. The lack of concrete progress has kept nerves high, especially as global markets brace for potential ripple effects from renewed trade disputes and tariff tensions.

Institutional Players Still Buying

Despite the price decline, institutional demand for crypto remains robust. Bitcoin ETFs recorded $202.48 million in net inflows on October 28, led by BlackRock, Fidelity, and Ark & 21Shares, pushing total inflows past $62 billion.

Ethereum ETFs also gained traction, attracting more than $246 million in net inflows. This suggests that major players continue to see long-term value in digital assets — even as short-term traders panic.

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Robert Kiyosaki Says: Invest in Bitcoin!

Amid the market volatility, Rich Dad Poor Dad author Robert Kiyosaki once again sounded the alarm.

“MASSIVE CRASH BEGINNING: Millions will be wiped out. Protect yourself. Silver, gold, Bitcoin, Ethereum investors will protect you,” he warned on X.

Kiyosaki believes the global economy is on the brink of a severe financial crisis, arguing that real assets like gold, silver, and crypto are the only reliable protection against inflation and currency collapse.

He recently doubled down on his stance, calling silver and Ethereum the best-value buys right now due to their industrial and technological utility. While critics point out that he has predicted crashes for years, his warnings resonate strongly in today’s climate of economic uncertainty.

Major Crypto Crash Ahead? 

Echoing Kiyosaki’s warning, trader Jonesy cautioned that rate cuts often precede major market crashes, citing 2000, 2007, and 2020 as examples when markets plunged by as much as 56%. His trading indicators now point to instability, suggesting that the April lows might only mark the beginning of a deeper decline.

For now, Bitcoin remains above $108,000, but fear is spreading fast. With the Fed holding firm and global tensions rising, investors are once again seeking safety in gold, silver, and crypto — just as Kiyosaki warned.

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The post Why the Crypto Market Is Down Today? Bitcoin, Ethereum, and XRP Price Lead Massive Drop appeared first on Coinpedia Fintech News

Bitcoin, Ethereum, XRP, and other major altcoins tumbled as the crypto market shed over $200 billion in value. In just 24 hours, more than $1.2 billion in long positions were liquidated, sending shockwaves across traders. The crash came right before a massive Bitcoin and Ethereum options expiry worth over $16 billion, leaving investors anxious about what’s next.

Options Expiry Triggers Profit-Taking

The latest dip appears to be driven by traders and large institutions taking profits ahead of the October 31 options expiry. Data from CME and Deribit indicate that these derivative contracts have a strong influence on short-term price movements.

On Deribit alone, over 123,000 Bitcoin options worth $13.52 billion are set to expire. With a put-call ratio of 0.70 and a max pain price near $114,000, dthe ata suggests potential upside after expiry. However, in the past day, put volumes surpassed call volumes (1.35 ratio), signaling that traders are hedging for further downside. Still, some analysts expect Bitcoin to rebound above $112,000 once the expiry concludes.

Why the Crypto Market is Dropping?

Crypto analyst Miles Deutscher attributes Bitcoin and Ethereum’s weakness to several factors. He highlighted an ongoing “DAT unwind,” where digital asset trusts are protecting their values, adding mild selling pressure. Additionally, ETF demand has cooled, with consistent outflows in recent weeks reflecting a temporary lack of institutional interest.

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Deutscher also noted that October 10 inflicted lasting damage on the market — as market makers unwound positions, retail confidence eroded, and sentiment hit rock bottom. However, he believes a single strong Bitcoin rally could reverse the trend. Historically, Bitcoin often tracks equity market momentum, and with stocks hitting new highs, a “catch-up rally” wouldn’t be surprising.

Look Out for Emerging Sectors

Deutscher urged traders to use this quiet market phase to explore emerging sectors such as x402, robotics, real-world assets (RWA), and prediction markets. He emphasized that the best opportunities often arise when most traders have stepped back from the market.

Institutional Interest Remains Weak

According to on-chain analytics firm CryptoQuant, fading institutional demand and uncertainty over U.S. monetary policy are the main drivers behind the recent downturn. The Coinbase Premium Gap turned negative, signaling weak U.S. buying activity.

However, CryptoQuant expects liquidity conditions to improve once the Federal Reserve officially ends quantitative tightening, which could boost risk appetite heading into 2026.

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The post At Ripple Swell 2025, RLUSD Stablecoin Set to Redefine Global Payments appeared first on Coinpedia Fintech News

Ripple, the company behind XRP, is once again turning heads, this time with its game-changing stablecoin RLUSD. Ripple President Monica Long recently said that the growing use of RLUSD in real-world payments shows “real impact,” not just hype.

Her statement comes right before Ripple’s Swell 2025 event, where the company is expected to unveil major updates on how it’s using blockchain technology to reshape global finance.

What’s Happening With RLUSD?

Ripple’s stablecoin RLUSD is now being used to power instant, real-time payments around the world. According to Monica, more financial institutions are turning to Ripple because its technology lets them send money in seconds, something traditional banks still take days to do.

Built on both the XRP Ledger and Ethereum blockchain, RLUSD enables fast, low-cost, and transparent cross-border payments, making it ideal for businesses and charities alike.

Ripple’s Blockchain Helping Humanitarian Aid Move Faster

One of the most powerful examples of RLUSD in action is how it’s helping nonprofits deliver aid faster than ever. Ripple has teamed up with global organizations like World Central Kitchen, Water.org, Mercy Corps, and GiveDirectly, all of which use Ripple Payments and RLUSD to send emergency funds within seconds.

In times of crisis, this speed isn’t just convenient, it’s life-changing.

Putting Purpose Into Payments

Ripple’s Head of Stablecoin Strategy, Jack McDonald, revealed that the company has already deployed over $50 million worth of RLUSD this year across both the XRP and Ethereum networks.

The goal is to prove that blockchain payments can solve real-world problems, not just drive speculation or trading.

As Monica Long explained, Ripple’s mission is about “real adoption and real impact,” showing that blockchain can transform how the world moves money, making payments smarter, faster, and more meaningful.

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Why It Matters for the Future of Finance

The growing adoption of the RLUSD stablecoin signals a major shift in how people view money movement. With blockchain, Ripple is helping charities, corporations, and individuals avoid high banking fees, slow transfers, and outdated systems that have dominated global finance for decades.

In short, RLUSD isn’t just another crypto token; it’s a real-world utility stablecoin that proves how blockchain can power instant, borderless payments and drive financial inclusion worldwide.

As Ripple prepares for Swell 2025, the excitement is building. The company isn’t just developing technology, it’s building trust, showing the world that crypto and blockchain innovation can create real change, one transaction at a time.

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The post “FTX Was Never Bankrupt,” Claims Sam Bankman-Fried appeared first on Coinpedia Fintech News

According to new court filings, bankrupt crypto exchange FTX now holds around $136 billion in assets. The revelation has reignited debate about the company’s dramatic collapse and its controversial founder, Sam Bankman-Fried (SBF), who now insists that FTX “was never bankrupt.”

FTX Bankruptcy Update 2025:

FTX’s estate, which once faced an $8 billion shortfall, is now overflowing with assets spread across crypto, equity, and cash. Its portfolio includes $14.3 billion in Anthropic equity, $7.6 billion in Robinhood stock, $1.2 billion in Genesis Digital Assets, and $600 million in SpaceX shares through K5 Global.

FTX holds 58 million SOL worth $12.4 billion, 890 million SUI ($2.9 billion), 205,000 BTC ($2.3 billion), 225.4 million XRP ($600 million), and 112,600 ETH ($500 million). Add to that $1.7 billion in cash and $345 million in stablecoins, and the numbers show how dramatically the value of FTX’s holdings has surged during the 2024–2025 bull run.

Reports suggest that 98% of creditors have already received 120% repayment, with final payouts projected to reach up to 143%, meaning most users will ultimately get back more than they lost.

Sam Bankman-Fried Claims FTX Was Never Bankrupt

SBF’s legal team now argues that FTX was never insolvent, claiming customer assets “never left the platform” and that the exchange was solvent on a “fair-value basis” even during bankruptcy. But many in the crypto community see this as a desperate attempt at rewriting history.

On-chain investigator ZachXBT blasted the claim, noting that creditors were repaid at November 2022 prices, when crypto values had crashed, not at today’s levels. 

“You clearly haven’t learned anything from your time in prison,” he wrote, accusing SBF of twisting facts to justify his past actions.

Another X user pointed out that the bankruptcy court already approved a $16.5 billion recovery, which wouldn’t have been necessary if FTX had truly been solvent.

 “If FTX wasn’t bankrupt,” they asked, “why did SBF file for bankruptcy, resign as CEO, and scramble for emergency funding in November 2022?”

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FTX Creditor Repayment Update:

Legal experts warn that the estate’s newfound wealth doesn’t erase the original fraud allegations. 

“This recovery highlights how volatile valuations can distort bankruptcy outcomes, but it doesn’t absolve criminal conduct,” said a securities attorney familiar with the case.

The turnaround also raises questions about future crypto bankruptcies, with creditors from Celsius and BlockFi now citing FTX’s example to push for greater asset transparency.

Meanwhile, the market has reacted cautiously. Solana, heavily tied to FTX’s holdings, briefly rose 3% after the filings, while speculation about a possible FTX 2.0 reboot has resurfaced among traders.

Political Angle Around FTX and CZ

The news comes amid political controversy following Donald Trump’s pardon of Binance founder CZ, sparking rumors that SBF could also be considered for clemency. Many investors, however, argue that such a move would damage public trust.

“It’s great we’re getting more than we lost,” said one former FTX user on Reddit. “But it doesn’t erase the chaos and sleepless nights we went through.”

FTX’s financial comeback is undeniable, but its founder’s credibility remains shattered. The company may have regained its fortune, yet its reputation and the trust of millions it once served may never fully recover.

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