The post Why Is Crypto Crashing? Analyst Reveals What Comes Next for BTC and ETH appeared first on Coinpedia Fintech News

The crypto market entered the week with excitement, expecting rate cuts from the Federal Reserve to spark a rally. Instead, traders were left confused. Despite a rate cut and signs of quantitative tightening ending soon, Bitcoin and Ethereum both fell sharply.

This reaction surprised many. Historically, lower rates and easier liquidity boost risk assets like crypto. But this time, the market did not respond. Analysts say this unusual behavior shows a deeper technical setup rather than a fundamental shift.

Bitcoin Holds Key Levels

Bitcoin started the week trading near $115,000 but quickly lost momentum. Analyst DataDash said that once BTC gave up the $114,000 support level, a sharp drop followed. This pattern is often seen after major rallies.

Bitcoin is now expected to move between $97,000 and $120,000 in the short term. This sideways movement reflects uncertainty, not weakness. Once the market digests recent macro developments, Bitcoin could rebound strongly.

Fed Warning Adds Pressure

Part of the reason for the market’s hesitation is the Fed’s tone. Chairman Jerome Powell hinted that no further rate cuts are likely in December, warning about inflation and economic stability. This conservative stance spooked investors, leading to risk-off behavior across markets, including crypto.

Still, analysts argue that these developments are not bearish in the long run. With quantitative tightening expected to end soon, liquidity could improve in early 2026, supporting higher crypto valuations.

Ethereum Tracks Bitcoin’s Move

Ethereum followed a similar path. After briefly testing higher levels around $3,900, ETH fell to the $3,700 region. Despite this correction, the analyst says Ethereum remains in a healthy range as long as it stays above $3,300.

In the short term, ETH is expected to trade sideways. But in the bigger picture, analysts see potential for a move toward $5,000 to $7,000 between November and early next year, especially with growing demand for tokenized securities and institutional adoption.

The post XRP News: Should Retail Investors Exit as Ripple Targets Wall Street? appeared first on Coinpedia Fintech News

Ripple’s recent acquisitions and partnerships are revealing a larger strategy that appears to move far beyond the retail market. While many early investors viewed XRP as an digital asset for individuals, the company’s ongoing moves hint its real focus is on institutions, banks, and global financial systems.

Building for Institutions, Not Retail

On the Paul Barron Podcast, the host discussed how Ripple’s acquisition of Hidden Road was a big signal. The deal allows financial giants such as BlackRock and other Wall Street players to gain access to improved prime brokerage services using Ripple’s infrastructure.

Ripple has also made strategic moves with GTreasury and Evernorth, both of which enhance its footprint in digital asset treasury management. 

XRP as a Global Settlement Asset

According to Jesse from Apex Crypto Consulting, XRP was never intended for retail speculation in the first place. He described it as the digital successor to Special Drawing Rights (SDRs),  a global reserve asset issued by the IMF.

This perspective could mean that XRP could eventually serve as a global stable asset, backed by institutional reserves or financial instruments, forming the foundation for a new “digital Bretton Woods” system, a modern version of the global reserve framework established after World War II.

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Documents from global organizations, including the World Bank, have already referenced XRP and Stellar (XLM) as potential stablecoins. While these assets are not currently pegged to any currency, such classification implies that they could be backed or stabilized by reserves in the future, aligning with Ripple’s long-term institutional focus.

Retail Role Was Only Temporary

The expert argues that retail investors were never the main target for Ripple — they were simply part of the early phase to generate liquidity and kickstart market adoption.

Years ago, a Ripple executive mentioned that retail traders helped “get the ball rolling,” but the company preferred less noise and volatility, focusing instead on enterprise-grade applications. Hence, the expert concluded that retail participation provided initial exchange liquidity, but the endgame has always been global financial integration.

FAQs

The post Top 4 Blue-chip Altcoins to Buy Before 2025 Ends appeared first on Coinpedia Fintech News

Bitcoin has fallen below $110,000 after the recent FOMC meeting and the market is volatile. In times like this, focusing on strong, proven altcoins can be a smart move. Here are four blue-chip projects that continue to show long-term growth possibilities:

Altcoin 1: Solana (SOL)

Solana has had a strong year despite the recent dip. The launch of two Solana-based spot ETFs from Bitwise and Grayscale has added new legitimacy to the project. This is a big step for investor confidence and long-term price stability.

Western Union also announced plans to use the Solana network for its USDPT stablecoin, connecting over 150 countries. This move brings real-world use and recognition from a global financial company.

Solana’s price is currently around $185, down about 7 percent, with a market cap near $12 billion. Many analysts still expect Solana to reach $500 or higher in the next cycle. Despite short-term volatility, Solana remains one of the strongest blockchains in the market.

Altcoin 2: Sui Network (SUI)

Sui continues to grow with strong on-chain activity. The BTCFi feature lets users earn passive income or borrow against their Bitcoin holdings. The network also offers many DeFi platforms such as Swelland, Scallop, and BlueFin.

Ledger recently added full support for Sui tokens, improving safety for users. Ledger is also launching a reward campaign offering 400,000 SUI to its users, encouraging more adoption.

Sui’s current price is $2.35, down 7 percent, but there is still room for growth up to $6.50 or even $10. The network’s steady development and strong partnerships make it one to watch.

Altcoin 3: Cardano (ADA)

Cardano has always taken a patient and careful approach to growth. After a strong rally last year, the ADA token has pulled back, losing over half its gains. Still, the project continues to make progress.

Interest from major institutions is growing. T Rowe Price has filed for a crypto ETF that includes ADA, and Grayscale has registered a Cardano Trust ETF under the ticker GADA. These developments could open the door for more traditional investors to access Cardano staking and yield.

The upcoming Cardano Summit in December, to be held in Berlin, could bring key announcements and partnerships. ADA is trading around $0.61 with a $22 billion market cap. Some AI-based models predict it could reach $5 by year-end.

Altcoin 4: BNB Chain (BNB)

BNB continues to be the backbone of the Binance ecosystem. The token hit an all-time high near $1,370 earlier this year before settling around $1,087.

BNB’s strong burn program supports its price by reducing supply. The network has already burned 64 million BNB, about 32 percent of the total supply. This makes it one of the most effective burn mechanisms in the crypto market.

With the recent pardon of Binance founder CZ, regulatory pressure has eased, and investor confidence may rise again. The BNB ecosystem continues to expand, and new all-time highs by the end of the year remain possible.

The post Ripple News: SEC Delay Removed, XRP ETF Could Go Live by November 13 appeared first on Coinpedia Fintech News

Canary Funds has officially filed an updated S-1 for its XRP spot ETF, removing the delaying amendment that previously stopped the registration from becoming auto-effective. This move transfers the timing control from the U.S. Securities and Exchange Commission (SEC) back to the issuer, putting the launch date on track for November 13, 2025, pending Nasdaq approval of the 8-A filing.

The filing update means that Canary is ready to bring XRP exposure to traditional markets, following the recent debut of the first Solana, Hedera, and Litecoin spot ETFs earlier this week. The XRP ETF, if approved, would be the first of its kind to give investors direct access to the price performance of XRP through a regulated exchange-traded product.

How the Auto-Effective Rule Helps

As reported by Eleanor Terrett, by removing the delaying amendment, Canary’s filing now falls under Section 8(a) of the Securities Act of 1933. This section allows the registration to automatically become effective after a 20-day statutory waiting period, unless the SEC objects..

SEC Chair Paul S. Atkins recently said he was pleased to see companies taking advantage of this long-standing legal route, noting that it helps maintain market efficiency during times of limited government function. His comments, while not directly addressing the XRP ETF, were seen as an indirect endorsement of the method Canary and other issuers are using.

Industry Reactions

Bloomberg ETF analyst Eric Balchunas described the update as “interesting,” explaining that the XRP ETF documents did not have the same level of back-and-forth with the SEC as Solana’s filing did. He added that while that might make approval less certain, it was still “worth a try.”

Crypto attorney Bill Morgan also shared excitement, saying it was good to see a specific target date for an XRP ETF launch. “Good to hear that a spot XRP ETF may go live on a specific date: 13 November,” he wrote.

What Could Affect the Timeline

The timing could still shift depending on how quickly the government reopens and whether SEC staff issue additional comments before the effective date. If Nasdaq clears the 8-A filing without delay, Canary’s XRP ETF could become active by mid-November, marking a significant milestone for Ripple and the broader digital asset industry.

With the success of recent Solana, Hedera, and Litecoin ETFs, the XRP community is watching closely to see whether this long-anticipated listing will finally bring one of crypto’s most established tokens into Wall Street’s mainstream spotlight.

The post XRP Price Prediction: Expert Says Utility Could Push Price to $50,000 appeared first on Coinpedia Fintech News

XRP has spent most of 2025 trading near $3, holding steady while other assets move up and down. Banks are forming partnerships, institutions are buying XRP in large quantities, and Ripple continues expanding its network. Yet many investors are asking the same question: why isn’t the price moving?

According to market expert Jake Claver, this quiet period is not a sign of weakness but a setup for what he calls the calm before the storm. He believes that XRP’s next move could be driven not by hype or speculation but by real-world utility and massive institutional demand.

Why the Price Is Still Flat

XRP’s market cap often sparks debate. Critics say it is too large to grow further, but that view confuses crypto networks with traditional companies. XRP is not a stock. It is a digital asset used to move value across the XRP Ledger. The network’s worth depends on how much money flows through it, not on corporate profits.

Claver compares it to the global email system. Billions of messages are sent daily, creating huge transactional volume. XRP’s value will follow a similar path as global payment systems adopt blockchain for cross-border settlement. This shift is slow but inevitable, and when it happens, XRP’s market cap will no longer be a limit. It will be a reflection of global liquidity needs.

Institutional Accumulation Continues

While retail investors watch for big green candles, institutions accumulate quietly. They spread out purchases to avoid moving the price sharply. Many large financial players are preparing for XRP-based products and ETFs, meaning they need to hold significant reserves. That accumulation takes time and is often invisible to the average investor.

These quiet moves are setting the stage for a major supply shock. When banks and funds need XRP for settlement at scale, available supply on exchanges could dry up quickly, pushing prices upward.

The Derivatives Market Catalyst

Claver predicts XRP’s long-term value could be tied to a much larger opportunity: the tokenization of the global derivatives market. Over the next three to five years, he expects XRP to play a central role in this transformation.

The derivatives market is estimated to be worth between $400 trillion and $4 quadrillion, making it the largest financial system in existence. Ripple once developed a project called Codius, designed for smart contracts and potentially linked to XRP’s settlement layer. If XRP becomes the bridge asset for derivatives settlement, Claver says the token could reach prices between $10,000 and $50,000.

He explains that this would not be speculation but a result of pure utility. For XRP to process daily settlements worth trillions, it must hold a high and stable price. Such a role could position XRP as a tier-one risk-free asset similar to U.S. Treasuries, at the heart of global finance.

The post XRP ETF Timeline 2025: Grayscale Explains Why Launch Hasn’t Happened Yet appeared first on Coinpedia Fintech News

Wall Street just witnessed a big milestone as the first-ever spot ETFs for Solana (SOL), Litecoin (LTC), and Hedera (HBAR) officially began trading. The launches mark a new phase for altcoin-based investment products, opening the door for institutional investors to gain direct exposure to some of crypto’s fastest-growing networks.

But amid the celebration, one question dominated conversations across the crypto community — where is the XRP ETF?

Why XRP’s ETF Didn’t Launch Yet

Addressing the question on Paul Barron Podcast, Zach Pandl, Head of Research at Grayscale Investments, explained the situation in clear terms. According to him, the main reason XRP’s ETF didn’t launch alongside the others was due to timing and regulatory progress before the recent U.S. government shutdown.

“It’s a relatively simple answer,” Pandl said. “Issuers like Grayscale were a bit further along with regulators on Solana than on several of the other potential crypto ETF products at the time of the government shutdown. As soon as the government reopens, we expect to move quickly on the rest of these tokens.”

In other words, it wasn’t about preference or strategy, it was about which filings had progressed the furthest when the U.S. Securities and Exchange Commission (SEC) paused activity during the federal closure. XRP’s ETF is still on Grayscale’s list, but the timeline was simply disrupted by regulatory delays.

Grayscale Confirms XRP ETF Still in Progress

Pandl also reassured the XRP community that Grayscale intends to launch an XRP ETF, along with other digital assets, once the regulatory environment allows. He said that the company is committed to building a diverse lineup of crypto investment products,  not favoring one blockchain over another.

“We’re proud to bring Solana’s ETF to market, and we’ll be proud to bring others, including XRP,” Pandl said. The goal is to create balanced portfolios that reflect the growing utility across different blockchain networks.

What This Means for XRP Investors

While some XRP holders were disappointed that Solana, Litecoin, and Hedera made it to Wall Street first, Grayscale’s statement confirms that an XRP ETF is still very much in play. Once the U.S. government fully resumes operations and ETF reviews restart, XRP could be among the next batch of crypto ETFs to launch.