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India’s UPI Breaks New Ground In Malaysia, Providing Indian Travelers With A Convenient And Familiar Payment Method For Their Overseas Purchases
India’s UPI Breaks New Ground in Malaysia, Providing Indian Travelers with a Convenient and Familiar Payment Method for Their Overseas Purchases. This groundbreaking collaboration between Razorpay’s Malaysian arm, Curlec, and NPCI International Payments Limited (NIPL) allows Indian travelers to make seamless payments in Malaysia using their preferred UPI apps. By enabling real-time, cashless transactions in Malaysian Ringgit, Indian tourists can now enjoy the same convenient, secure payment method abroad as they do back home. This eliminates the hassle of currency exchange and international card payments, making the travel experience simpler, faster, and more reliable for millions of Indian visitors to Malaysia.
Visitors from India will soon have the ability to make payments in Malaysia using their preferred UPI apps, thanks to a new collaboration between Razorpay’s Malaysian arm, Curlec, and NPCI International Payments Limited (NIPL), a global subsidiary of India’s National Payments Corporation of India. This partnership will allow Indian travelers to pay for goods and services seamlessly while visiting Malaysia, without the need for international credit cards or currency exchanges.
The agreement, which was officially finalized at the Global Fintech Fest 2025, enables real-time, cashless transactions in Malaysian Ringgit (MYR). This development represents a significant leap forward for the payments landscape in both countries, as it will simplify transactions for Indian tourists and offer Malaysian merchants instant payments in their local currency. This system is expected to significantly enhance the convenience and efficiency of cross-border transactions for both consumers and businesses.
Indian travelers have long enjoyed the convenience of using UPI within India, and now, thanks to this partnership, they will experience the same ease of payment when they visit Malaysia. With UPI’s growing presence across international borders, millions of Indian tourists can now pay for their purchases in a familiar, secure, and simple manner, further boosting the ease of doing business for Malaysian merchants who will receive immediate payments in Malaysian Ringgit.
UPI, which has been transforming the payment system in India, has set global benchmarks for speed, security, and interoperability. It has revolutionized the way people make payments by eliminating the need for cash or credit cards. By making UPI accessible in other countries, India is helping to build a connected global payments network, which will benefit both travelers and merchants alike. Malaysian consumers and businesses will also be able to tap into the benefits of this highly efficient and secure payment method, leading to enhanced cross-border trade and tourism.
The partnership between Razorpay Curlec and NIPL is also a response to the increasing number of Indian tourists visiting Malaysia. As the travel industry continues to recover and grow, offering solutions like UPI payments makes Malaysia a more attractive destination for Indian travelers. The convenience of using their own banking apps, without worrying about conversion rates or high international transaction fees, adds an extra layer of comfort for Indian tourists.
This collaboration is part of a larger trend of countries embracing UPI, as its widespread adoption continues to expand globally. Several nations have already integrated UPI into their payment systems, and Malaysia is the latest to join the ranks. Other countries that have adopted UPI include France, the UAE, Bhutan, Singapore, Sri Lanka, Mauritius, Nepal, and Qatar, with even more partnerships in the pipeline. These developments highlight the growing recognition of UPI as a powerful and effective tool for facilitating global commerce, tourism, and cross-border transactions.
The impact of this expansion goes beyond tourism. The presence of UPI in multiple countries helps streamline payment processes for businesses that cater to international customers. For instance, Malaysian merchants who accept UPI payments will benefit from faster and more efficient transactions, which can lead to higher customer satisfaction and improved sales. The elimination of currency exchange issues and international card payment fees will also help businesses save time and money, making the overall payment experience smoother and more cost-effective.
Countries outside of India are recognizing the value of UPI’s infrastructure and the opportunities it creates. As part of the global expansion of UPI, agreements are already underway with countries such as Namibia, Trinidad and Tobago, and Peru. Meanwhile, ongoing discussions are exploring further collaborations in regions like Japan, Europe, and the US. These countries are positioning themselves to tap into the benefits of UPI, not only to enhance the experience of Indian tourists but also to improve the efficiency of their own payment systems.
With UPI’s growing global footprint, Indian travelers can expect even more destinations to offer UPI-based payment options, making their travel experiences more convenient and less stressful. The partnership between Razorpay Curlec and NIPL marks an important milestone in the evolution of global payments, and it demonstrates the power of cross-border collaboration in the digital payments space.
India’s UPI Breaks New Ground in Malaysia, Providing Indian Travelers with a Convenient and Familiar Payment Method for Their Overseas Purchases. This new collaboration enables Indian tourists to use their UPI apps for instant, secure payments in Malaysian Ringgit, making it easier for them to shop and dine without the hassle of currency exchanges or international bank fees. By offering a familiar, trusted payment method abroad, this initiative simplifies the travel experience and enhances convenience for millions of Indian visitors to Malaysia.
In conclusion, this collaboration between Razorpay and NIPL represents a crucial step towards making international travel and payments easier for Indian tourists. As UPI continues to spread its influence across the world, it is not only simplifying the payment process for travelers but also helping businesses in multiple countries access new markets and customers. The expansion of UPI into Malaysia is just one example of how the global payments ecosystem is becoming more interconnected, ensuring a better experience for both consumers and merchants alike.
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