The post US SEC Seeks Public Feedback on Nasdaq’s Plan to Launch Tokenized Stock Trading appeared first on Coinpedia Fintech News

The US Securities and Exchange Commission is seeking public Feedback to decide whether Nasdaq can list and trade tokenized stocks. The move comes as regulators closely examine how blockchain-based assets could fit into existing market rules.

If approved, blockchain-based shares could trade like regular stocks, offering faster and cheaper settlements. 

SEC Seeks Feedback On Nasdaq Tokenized Securities Plan

According to the SEC filing on Nasdaq’s rule change, the SEC has asked for public Feedback to decide whether Nasdaq should be allowed to list and trade securities in tokenized form. 

This marks the start of a deeper review process covering legal, technical, and policy issues.

Under Nasdaq’s plan, tokenized stocks and exchange-traded products would trade alongside traditional shares. Both would use the same order book, offer the same investor rights, and settle through the DTCC, while blockchain technology improves efficiency.

A key example of this shift is Galaxy Digital, which recently became the first Nasdaq-listed company to tokenize its stock on Solana, showing how traditional finance and blockchain are merging.

Industry Reactions Remain Mixed

Market participants have shown mixed responses to the proposal. Groups like the Securities Industry and Financial Markets Association support the plan, saying tokenization can improve how markets work.

At the same time, the US Commodity Futures Trading Commission has approved a test program that allows tokenized assets to be used as collateral, showing growing acceptance.

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However, firms like Ondo Finance and Cboe Global Markets have opposed the idea. They want the SEC to wait until DTCC clearly explains how tokenized trades will be settled, since all such trades would still depend on DTCC systems.

DTCC Approval Strengthens Tokenization Push

In a related development, the SEC recently issued a no-action letter to the Depository Trust Company, part of DTCC, allowing it to tokenize certain custody assets. This decision is seen as a critical building block, as any tokenized trades on Nasdaq would still need to clear and settle through DTCC systems.

Meanwhile, the CFTC now allows tokenized bitcoin, ether, and USDC as derivatives collateral. 

Banks like JPMorgan and BMW are testing on-chain transactions, showing tokenization can make trading faster, cheaper, and available 24/7 despite some challenges.

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The post Ethereum Founder Vitalik Buterin Wants Algorithm Transparency on X appeared first on Coinpedia Fintech News

Ethereum co-founder Vitalik Buterin has called for major social media platforms to be more transparent about their content algorithms, saying users deserve to know how posts are filtered and ranked. 

His comments come as concerns grow over how large tech platforms control online conversations. He believes these steps can help protect free speech and rebuild trust in platforms like X.

Vitalik Wants Algorithm Transparency on Free Speech Platforms

In a recent tweet post, Ethereum Foundation AI lead Davide Crapis said that platforms claiming to support free speech should clearly explain how their algorithms work. 

He argued that users deserve to know what these systems are designed to promote and that such settings should be easy to understand and adjustable.

if you want to claim X is the platform for free speech, you should disclose your algorithm optimization targets

it should be legible to the users, and tweakable

— Davide Crapis (@DavideCrapis) December 15, 2025

Vitalik Buterin responded by pushing the idea much further. He suggested that every major algorithmic decision should be verified using zero-knowledge proofs. This would allow platforms to prove their systems are acting fairly without exposing private user data. 

He also proposed recording content and engagement timestamps on-chain, making it impossible for platforms to quietly censor posts or manipulate timelines.

Vitalik’s Proposal Includes Delayed Release of Algorithm Code

To improve accountability, Vitalik proposed that social media companies publish their full algorithm code after a delay of 1 to 2 years.

This approach, he said, would balance transparency with security, allowing the public to review how decisions were made while protecting platforms from immediate exploitation.

With platforms like X handling hundreds of millions of posts daily, Vitalik believes delayed transparency could help users and researchers better understand how content decisions were made over time.

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Warning of Future Backlash Against Free Speech

Vitalik also shared concerns about the direction of free speech on large social media platforms. Quoting Elon Musk’s vision of X as a global free speech space, he warned that turning platforms into tools for organized harassment could have serious consequences.

@elonmusk I think you should consider that making X a global totem pole for Free Speech, and then turning it into a death star laser for coordinated hate sessions, is actually harmful for the cause of free speech. I'm seriously worried that huge backlashes against values I hold…

— vitalik.eth (@VitalikButerin) December 9, 2025

He said such behavior may lead to strong public backlash in the future and could end up harming the very idea of free speech itself.

Concerns Over Coordinated Online Hate

Beyond algorithms, Vitalik also spoke about growing online hate, especially targeting Europe. He said some discussions have moved from fair criticism to extreme and hostile attacks that do not match his personal experience.

While he agreed Europe has real problems, he warned that exaggerated stories are being used to attack entire regions. 

According to Vitalik, the broader crypto and blockchain community believes that transparency, clear rules, and verifiable systems are essential to rebuilding trust in online platforms and protecting open conversation.

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The post Bitcoin Price To Crash Below $70K as Japan Rate Hike Looms appeared first on Coinpedia Fintech News

Bitcoin, which is already struggling to regain its strength around $100K, is facing immense pressure as the Bank of Japan (BOJ) prepares for a key interest rate decision.

In the past, whenever the BOJ hiked its rate, BTC price fell by 25%, and with another hike expected, top crypto experts are warning BTC could fall toward $70,000, a decline of nearly 28%.

Here’s what is coming. 

Japan To Hike Interest Rate By 25bps

On Dec 19, the Bank of Japan is holding a key policy meeting and is widely expected to raise interest rates by 25 basis points. Even prediction platform Polymarket currently shows a 98% chance of a rate hike on December 19.

Some experts believe the move could be even stronger, with expectations that the BOJ may hike rates by up to 75 basis points.

While it may seem like a local decision, Japan plays a major role in global finance. The country holds over $1.1 trillion in U.S. Treasury bonds, making it the largest foreign holder. 

When Japan changes interest rates, it impacts global money flows, bond yields, and risky assets like stocks and cryptocurrencies.

Bitcoin Price To Drop To $70K

History shows a clear pattern. Each time Japan has raised interest rates, Bitcoin has fallen soon after.

• In March 2024, when the rate hike occurred, Bitcoin fell around 23%
• Similarly, in July, when the 2024 rate hike was announced, Bitcoin dropped roughly 26%
• And this year, in January 2025, when the rate hike occurred, Bitcoin slid about 31%

If this trend repeats, Top crypto analysts Merlijn The Trader warn that Bitcoin could fall another 20–30%, pushing prices below $70,000 after December 19.

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THE BANK OF JAPAN MIGHT BE BITCOIN’S BIGGEST ENEMY

Japan holds the most US debt.
Every time they hike, Bitcoin bleeds:

March 2024: -23%
July 2024: -30%
Jan 2025: -31%

Next hike: Dec 19
Next move: loading…

If the pattern repeats, $70K is in play. pic.twitter.com/R5916R702I

— Merlijn The Trader (@MerlijnTrader) December 14, 2025

Rising Japan Bond Yields Added Fuel To the Fire

This time, the pressure on the crypto market is not just from a possible rate hike, but from rising Japanese bond yields, which recently hit 2.94%, the highest since 1998.

For years, traders borrowed cheap Japanese yen to invest in higher-return assets like crypto. Now, as Japan’s bond yields rise, this strategy is becoming expensive. Traders are closing positions, which leads to selling, liquidations, and sudden market drops.

As a result, Japanese investors may start moving money back home. Some models suggest up to $500 billion could leave global markets over the next 18 months, pushing U.S. borrowing costs higher even without a Fed rate hike.

Crypto Market Already Struggling

As of now, Bitcoin is currently trading near $90,000, down nearly 30% from its recent peak around $126,000. The overall crypto market is also struggling, with total market value falling from $4.1 trillion to roughly $3.05 trillion.

Major altcoins like XRP, Solana, and Cardano are all down by 40% from their October high. While some memecoin have even seen 60% to 70% drop. 

FAQs

The post Strategy Retains Nasdaq-100 Spot, MSCI Delisting Risks Remain appeared first on Coinpedia Fintech News

Strategy, the company led by Bitcoin advocate Michael Saylor, has successfully held its place in the Nasdaq-100 Index following the index’s annual reconstitution. 

While this strengthens its position in major markets, another key decision is still ahead, as MSCI will rule on January 15 whether to remove bitcoin-focused companies like Strategy.

Strategy Retains Nasdaq-100 Position

According to Nasdaq’s official reconstitution announcement made on Friday, the index added six new companies and removed six others, but Strategy remained unchanged. 

The update will take effect on December 22 and secures Strategy’s position in the Nasdaq-100 for another 12 months, marking a full year since it first joined the index in December 2024.

BREAKING:

STRATEGY REMAINS IN THE NASDAQ 100 INDEX ACCORDING TO REUTERS. pic.twitter.com/GMRZvSWnCU

— Crypto Rover (@cryptorover) December 13, 2025

Staying in the index means Strategy will continue to be included in major exchange-traded funds such as the Invesco QQQ, which manages tens of billions of dollars in assets.

MSCI Index Exclusion Risks Still Remains

While Nasdaq has confirmed Strategy’s place for now, another major index provider, MSCI, is considering excluding companies with more than 50% of assets in digital assets like bitcoin. A final decision is expected around January 15, 2026. 

Analysts warn that if Strategy were removed from MSCI or other key indexes, this could trigger billions in passive fund outflows, possibly forcing large selling of Strategy stock. 

However, for now, Strategy’s Nasdaq-100 retention signals growing comfort among mainstream investors with Bitcoin-linked business models

Strategy Bitcoin Holding Continue To Profit

According to recent filings, Strategy holds a huge bitcoin treasury of 660,624 BTC worth around $60 billions, making it one of the largest corporate holders in the world. 

While Strategy posts strong profits thanks to crypto gains, including a reported $2.78 billion profit in Q3 2025 some market observers argue its business looks more like a bitcoin investment fund than a traditional tech company. 

Therefore, when bitcoin price fall nealy 30% from its highs of $126K, Strategy’s stock slid sharply, reflecting heightened risk perception among investors. 

Despite the bullish news, Strategy Inc (MSTR) stock is down by 7% trading around $176.5 

The post Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting on Solana Network appeared first on Coinpedia Fintech News

Singapore Gulf Bank has launched a service that allows clients to convert fiat money into stablecoins like USDC and USDT directly on the Solana blockchain with no transaction or gas fees for now. 

Announced at Solana Breakpoint 2025 in Abu Dhabi, the move highlights rising institutional confidence in stablecoins for everyday financial operations.

Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting

Singapore Gulf Bank (SGB), regulated by the Central Bank of Bahrain and backed by Whampoa Group and the Mumtalakat sovereign wealth fund, said this new step helps bridge traditional banking and blockchain technology for real-world financial use.

This first phase of the service is designed for corporate clients, especially for treasury management and cross-border business payments, before it expands to personal banking services.

Clients who have verified accounts with SGB can now deposit fiat currencies, such as USD or SGD, and instantly receive USDC or USDT on Solana.

JUST IN: Singapore Gulf Bank launches stablecoin minting and redemption on Solana. pic.twitter.com/z7gWouIVIa

— Whale Insider (@WhaleInsider) December 13, 2025

This approach removes traditional banking delays by allowing clients to interact with blockchain settlement directly, without relying on multiple intermediaries. 

Why Solana Was Chosen for Stablecoin Minting

SGB chose Solana for its fast speed and low costs, making it suitable for high-volume, real-time financial flows. Using Solana, the bank aims to cut those costs to under 0.3% and settle in seconds, making cross-border transfers easier for businesses across Asia and the GCC region.

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Since entering the market, Singapore Gulf Bank has already processed more than $7 billion in transactions. 

The bank says this demand shows growing interest from enterprises looking for seamless links between digital assets and traditional banking.

Security, Compliance, and Future Expansion

To strengthen security, SGB has partnered with Fireblocks to provide institutional-grade digital asset custody. This setup uses advanced cryptography and secure wallet infrastructure to protect client funds while meeting regulatory standards.

With zero-fee stablecoin minting, secure custody, and instant settlement tools, Singapore Gulf Bank is positioning itself as a bridge between traditional finance and decentralized finance. 

The move reflects a broader shift as banks adapt to 24/7 global markets and rising demand for faster, cheaper financial services.

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The post Bitcoin Doesn’t Hold Real Value, Says RBI Deputy Governor appeared first on Coinpedia Fintech News

Bitcoin, the world’s largest cryptocurrency, came under sharp criticism after the Reserve Bank of India’s Deputy Governor T. Rabi Sankar said the digital asset has no real value and is driven only by speculation. 

Despite raising such concerns from the Deputy Governor, crypto adoption in India continues to grow rapidly in spite of strict taxes and regulations.

Bitcoin Doesn’t Hold Real Value

Speaking at the Mint Annual BFSI Conclave 2025, RBI Deputy Governor T. Rabi Sankar said Bitcoin should not be seen as money or a financial asset. He explained that while the blockchain technology behind Bitcoin is innovative, Bitcoin itself was only created to showcase that technology, not to hold real value.

Sankar noted that blockchain proved it is possible to transfer digital tokens between unknown parties without needing a trusted middleman. This breakthrough opened the door to many useful applications across finance and other sectors. 

However, he stressed that Bitcoin was never meant to represent value in the same way money does.

Bitcoin Compared to Tulip Mania

Further explaining his point, Sankar compared Bitcoin’s price movement to the famous tulip mania of the 17th century. He said Bitcoin’s price exists only because people are willing to pay for it, not because it has any underlying worth.

He added that Bitcoin is not backed by any issuer, promise to pay, or cash flow. Because of this, he believes it does not qualify as real money. He also argues that cryptocurrencies are not true financial assets since they do not earn income or represent ownership in a business.

Meanwhile, he warned that crypto is highly volatile, which is clear as Bitcoin is nearly 30% below its peak, while many other cryptocurrencies are down 40% to 70%.

India’s Growing Crypto User Base Despite Warnings

Despite these strong warnings from the central bank, India’s crypto market continues to expand. The country now has over 100 million crypto users, making it one of the largest crypto markets globally.

However, the government has maintained a cautious approach. In 2022, India introduced a 30% tax on crypto gains along with a 1% tax deducted at source (TDS) on every trade. 

These measures were designed to discourage excessive speculation while allowing authorities to monitor activity in the sector.

The post Sui (SUI) Surpasses Ethereum in Daily Bridged Inflows Despite 5% Price Drop appeared first on Coinpedia Fintech News

Sui (SUI), a Layer-1 blockchain network, has overtaken Ethereum in daily bridged inflow, jumping to 3rd place, showing rising interest from users and investors even as its token price slipped nearly 5%. 

While SUI trades near $1.57, strong on-chain activity is now fueling hopes of a price recovery toward $2.10.

Sui Beats Ethereum in Daily Inflows

According to on-chain data tracked this week, Sui moved ahead of Ethereum in daily bridged inflows. It ranked third overall, behind only Arbitrum and Avalanche. This data shows where new money is flowing across blockchains in real time.

Even though Ethereum still leads in total value locked, Sui is seeing clear growth in real usage. Its daily DEX trading volume has reached $227 million, showing active on-chain demand rather than short-term speculation.

HUGE: $SUI just flipped $ETH in bridged inflows.

Capital is choosing speed, UX and real adoption. This is not a small signal… it’s a shift in gravity! pic.twitter.com/YzfVgKqNhu

— Sui Community (@Community_Sui) December 12, 2025

Market watchers see this as a signal that users are prioritizing speed, lower costs, and smoother user experience over legacy positioning.

Why Capital Is Moving Toward Sui Network

Sui’s growth is closely linked to its object-based design, which allows many transactions to run at the same time. This helps the network stay fast and cheap, even during busy periods.

Crypto investor Kyle Chasse explained that this design works well in real conditions. It reduces congestion, lowers fees, and cuts latency, making it attractive for decentralized apps, traders, and developers.

As development becomes simpler, more builders move to Sui. With more apps and users joining, liquidity follows and often stays, helping the network grow steadily.

SUI Price Record 5% 

Despite the strong inflow data, SUI fell about 5% today and is trading near $1.57, with a market value of $5.9 billion. Daily trading volume is still strong at $706 million, showing people are actively buying and selling.

Looking at the SUI 1-hour chart, Crypto analysts Master of Crypto say it is showing signs of a big weekly turnaround. If SUI dips slightly and recovers, it could move toward $1.78. 

If SUI builds strong support around $1.70–$1.80, it could signal a trend change and push the price toward $2.10.

If it falls below $1.51, the price could slide to $1.38. Even so, strong inflows suggest interest in SUI remains high.

The post Zcash Price Prediction 2026, 2026–2030: Privacy Coin Growth Ahead appeared first on Coinpedia Fintech News

Zcash is a privacy-focused cryptocurrency project that prioritizes anonymity and financial security through zk-SNARK zero-knowledge proof technology. Unlike networks like Bitcoin and Ethereum, ZEC transactions can be shielded, keeping details such as sender, receiver, and transaction amount private, while still validating activity on a public blockchain.

Launched in 2016 from Bitcoin’s codebase, ZEC offers both transparent transactions similar to Bitcoin and fully private transactions. 

This dual-mode system makes ZEC unique in the privacy coin sector, giving users the choice of compliance-friendly transparency or robust confidentiality.

So, let’s dive deep into our analysis of the ZCash price prediction 2026-2030 to find out what’s coming for investors. 

Zcash Price Today

Cryptocurrency	Zcash
Token	ZEC
Price	$466.3024 1.99%
Market Cap	$ 7,663,668,096.85
24h Volume	$ 775,059,637.9196
Circulating Supply	16,434,973.6655
Total Supply	16,434,973.6655
All-Time High	$ 5,941.7998 on 29 October 2016
All-Time Low	$ 15.9691 on 05 July 2024

ZEC Price Targets For January 2026

With increasing debates around financial surveillance, CBDCs, and the balance between freedom and regulation, ZEC has re-emerged as a hedge against regulatory overreach.

As of today, ZEC is trading at $457.18, up 1.5%, with a market capitalization of $7.51 billion. If the broader market remains steady, ZEC may extend toward $610. But if momentum cools further, a retest of the $420–$400 zone is likely.

Technical Analysis

Zcash (ZEC) is trading at $457, now holding above the 20-day SMA near $439, which acts as an important support level.

Resistance: ZEC is now approaching the upper Bollinger Band at $462–$500,

Indicators: The RSI is at 65, signaling growing bullish momentum but also indicating that ZEC is slowly entering an overbought area.

Month	Potential Low ($)	Potential Average ($)	Potential High ($)
ZEC Crypto Price Prediction January 2026	$400	$455	$610

ZEC Price Prediction 2026

Throughout 2025, Zcash saw a significant resurgence as zero-knowledge infrastructure gained global interest. ZEC’s breakout past $400 early in the year and eventual rally toward $480 in late 2025 formed a strong mid-term uptrend.

By early 2026, ZEC will maintain its position above long-term support levels, though short-term consolidation remains likely.

If Zcash’s anticipated Halo upgrades, new zk-proof optimizations, or interoperability expansions go live in late 2026, the asset could reclaim higher valuation ranges towards $840.

Year	Potential Low ($)	Potential Average ($)	Potential High ($)
ZEC Price Prediction 2026	$426	$571	$840

ZEC Price Prediction 2026 – 2030

Year	Potential Low ($)	Potential Average ($)	Potential High ($)
2026	$426	$571	$840
2027	$697	$1394	$2092
2028	$1046	$2000	$3138
2029	$1569	$3108	$4707
2030	$2353	$4700	$7060

ZEC Price Prediction 2026

As per our analysis, Zcash’s 2026 price trajectory mainly depends on the growth of zk-technology and a stronger crypto market. If more big investors adopt privacy tech, ZEC could move toward $840.

ZEC Price Prediction 2027

In 2027, new upgrades like better decentralization and zk-rollup support could push ZEC higher. Most estimates place the price between $697 and $2092, with an average of $1394.

ZEC Price Prediction 2028

The year 2028 may mark a broader wave of adoption for zero-knowledge identity systems globally. As regulatory systems mature, ZEC could benefit as a pioneer in zk-based privacy infrastructure. The projected range of $1046 to $3138, and an average of $2000.

ZEC Price Prediction 2029

The 2029 market cycle could align with Zcash establishing itself as a core infrastructure asset within the privacy space. As per the analysis, we expect ZEC to rally toward $1569–$4707

ZEC Price Prediction 2030

By 2030, if Zcash becomes fast, scalable, and ready for large-scale use, it could hit new highs. The price could reach up to $7060 by the end of the year.

What Does The Market Say?

Year	2026	2027	2030
DigitalCoinPrice	$326	$385	$1110
priceprediction.net	$212	$331	$1054
CoinCodex	$219	$296	$993

CoinPedia’s ZEC Price Prediction

In the long run, analysts expect ZEC to benefit massively from the global shift toward privacy-enhanced systems. If the protocol delivers on its 2027–2030 upgrade path, ZEC may hit $7060 by 2030.

Considering the everyday buy and sell pressure, and keeping the above factors in mind. The average price by the end of 2026 would be around $840.

Year	Potential Low ($)	Potential Average ($)	Potential High ($)
2026	$426	$571	$840

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