Crypto lending rates depend on fixed vs variable APRs, when interest starts accruing, and how tightly borrowing costs track LTV, volatility, and actual capital usage. Interest rate structures in cryptocurrency lending represent a critical factor in determining borrowing costs, alongside…

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National UBI sends $800 a year to Marshall Islands citizens, with an optional stablecoin wallet to reach remote atolls and test on-chain social safety nets.​ The Marshall Islands has implemented a nationwide universal basic income program offering citizens the option…