The post Why Is Crypto Market Going DownToday? appeared first on Coinpedia Fintech News

The crypto market extended its selloff on Tuesday, with Bitcoin falling below $73,000 for the first time since November 2024, triggering sharp swings across major digital assets.

Bitcoin briefly dropped nearly $1,900 in just 25 minutes, wiping out around $70 million in long positions. Minutes later, prices rebounded by more than $1,200, liquidating another $15 million in short positions — a sign of extreme volatility rather than a clear trend.

No Single Headline Trigger

The moves came despite the absence of any major negative news.

In fact, the selloff continued even after President Donald Trump said he had an “excellent” phone call with Chinese President Xi Jinping, discussing trade, military issues, and an upcoming visit to China. Trump also said China may increase U.S. agricultural purchases.

BREAKING: Bitcoin just dumped below $73,000, its lowest level since November 2024.

The sell-off in the crypto market is intensifying. pic.twitter.com/5G5nbH9Mhk

— Bull Theory (@BullTheoryio) February 4, 2026

Markets largely ignored the update, underscoring that today’s crypto weakness appears driven more by positioning and sentiment than headlines.

Liquidations Fuel the Drop

Analysts say the sharp moves were amplified by forced liquidations.

As Bitcoin broke below key support levels, leveraged traders were pushed out of positions, accelerating the decline. Once prices bounced, short sellers were also caught off guard, adding to the rapid swings.

This kind of price action is typical during periods of low confidence and high leverage.

Broader Market Under Pressure

Losses were not limited to Bitcoin.

• Ethereum slipped toward $2,100
  
• XRP fell to around $1.51
  
• Solana, BNB, and other major tokens posted daily declines of 5% to 10%
  

The total crypto market value dropped to about $2.48 trillion, down more than 3.5% in 24 hours.

Fear Dominates Sentiment

Market indicators show confidence remains weak.

The Crypto Fear and Greed Index stayed deep in “extreme fear” territory, while momentum indicators suggest the market is oversold. However, analysts warn that oversold conditions do not guarantee an immediate rebound.

Now it remains to be seen whether Bitcoin can stabilize above the $72,000–$73,000 range. A sustained break below that zone could open the door to further losses, while consolidation may allow volatility to cool.

The post XRP News: Ripple Blurs Line Between Wall Street and DeFi With Hyperliquid appeared first on Coinpedia Fintech News

Ripple is taking another step into decentralized finance, backing onchain derivatives at a moment when institutional players are quietly reassessing how and where they trade.

The blockchain firm said its institutional brokerage arm, Ripple Prime, has begun supporting Hyperliquid, a fast-growing decentralized derivatives venue. The move allows Ripple Prime clients to access onchain derivatives liquidity while managing risk and collateral alongside traditional asset classes.

The development shows a shift under way in crypto markets: decentralized trading venues, once dominated by retail users, are increasingly being shaped to meet institutional demands.

Bringing DeFi Into the Prime Brokerage Model

Through the integration, institutional clients using Ripple Prime can trade on Hyperliquid while keeping exposures consolidated across a broader portfolio that includes digital assets, foreign exchange, fixed income, and derivatives.

Instead of managing separate accounts and collateral pools for decentralized platforms, clients can operate through a single prime brokerage relationship — a structure long familiar in traditional finance but still rare in DeFi.

Market participants say this kind of setup could lower one of the biggest barriers to institutional DeFi adoption: fragmented risk management.

Why Hyperliquid?

Hyperliquid has gained attention for its onchain derivatives infrastructure, which aims to offer high-speed execution without relying on centralized intermediaries. While decentralized derivatives have existed for years, liquidity and performance concerns have kept most large institutions on the sidelines.

By plugging Hyperliquid into a prime brokerage framework, Ripple is effectively testing whether decentralized markets can be accessed in ways that resemble conventional trading desks — without requiring firms to abandon compliance, margin controls, or capital efficiency.

While DeFi volumes remain volatile and sensitive to market cycles, interest from institutional players has grown as infrastructure matures. The question is no longer whether institutions will interact with DeFi, but under what conditions.

For now, the move means less about explosive growth and more about quiet positioning. As crypto markets evolve, firms like Ripple appear to be betting that the future of trading will blur the line between centralized and decentralized finance — not replace one with the other.

The post Bitcoin Price Crashes Over $53,000 in Four Months as Analysts Reveal What Comes Next appeared first on Coinpedia Fintech News

Bitcoin has lost more than $53,000 in value over the past four months, extending a sharp downturn that has erased much of last year’s rally and left investors searching for signs of stability.

Bitcoin peaked near $126,000 in October 2025 and has since fallen to around $73,200, its lowest level this year. The decline has wiped out more than $1.1 trillion from Bitcoin’s market value and pushed it roughly 42% below its all-time high.

The selloff has also dragged down the broader crypto market. Ethereum is down about 56% from its peak, reinforcing concerns that digital assets remain stuck in a prolonged downturn.

Crypto Falls as Stocks Hold Near Records

The contrast with traditional markets has been striking.

U.S. stock indexes remain close to record highs, with the S&P 500 down about 1.5% from its peak, the Nasdaq off roughly 3.6%, and the Russell 2000 lower by around 4.2%. Crypto markets, by comparison, have suffered far deeper losses.

That gap has fueled speculation among some investors about market manipulation or deeper structural problems in crypto.

Analysts Reject Manipulation Claims

Julio Moreno, a crypto market analyst, pushed back against the idea that the drop signals something broken behind the scenes.

He said Bitcoin’s broader trend since 2023 had been upward until late last year, when momentum shifted. “We made a new all-time high,” Moreno said, arguing that 2025 was not a bear year overall despite ending in the red.

According to Moreno, the change came in November, when Bitcoin’s trend turned downward after falling below a long-watched technical level.

A Clear Bear Signal Emerges

Analysts point to Bitcoin’s move below its 365-day moving average as a major warning sign. That indicator has historically marked the shift from bull markets to bear markets.

“When price drops below the one-year average, that level tends to become resistance,” Moreno said. In past cycles, including 2022, similar moves were followed by extended declines.

This time, he said, the downturn has been worse than early 2022, suggesting a more prolonged correction.

He now sees several important price levels shaping what comes next.

• $89,000 is viewed as a major resistance level where rallies could stall
  
• $79,000 is considered near-term support
  
• A sustained and continuous drop below that could open the door to $70,000 or lower
  

The post XRP ETFs See Fresh Inflows Despite Ongoing Crypto Market Crash appeared first on Coinpedia Fintech News

While XRP prices have struggled in recent weeks, flows into XRP-linked exchange-traded products tell a more mixed and in some ways surprising story.

Data from recent ETF activity shows that investors continued adding XRP exposure in early February, even as the broader crypto market remained under pressure.

Week 6 Sees Net Inflows Despite Market Weakness

In the first week of February (Monday and Tuesday), XRP ETFs recorded net inflows of about 12.6 million XRP. Total inflows reached 13.15 million XRP, comfortably outweighing outflows of roughly 590,000 XRP.

As a result, total XRP held across tracked products edged higher, ending the week near 755.5 million XRP.

These inflows came during a period when XRP prices were falling alongside Bitcoin and Ethereum, suggesting that some investors may be using price weakness to build longer-term positions.

Who Is Holding the Most XRP

By the end of January, holdings were spread across several major ETF issuers:

• Canary: about 186 million XRP
  
• Bitwise: roughly 165 million XRP
  
• Franklin: around 147 million XRP
  
• 21Shares: about 123 million XRP
  
• Grayscale: close to 59 million XRP
  
• REX-Osprey and index products held smaller but steady positions
  

Canary and Bitwise continued to rank among the largest holders, while Franklin and 21Shares also showed stable exposure.

A Volatile January for XRP ETFs

The positive Week 6 flows followed a volatile January.

In Week 5, XRP ETFs saw net outflows of nearly 31 million XRP, largely driven by heavy selling from Grayscale, which alone shed more than 53 million XRP during that period.

Week 4 also ended in net outflows, with about 21.3 million XRP leaving ETF products. Those weeks coincided with sharper declines in XRP’s market price and rising risk aversion across crypto markets.

Despite those withdrawals, total XRP locked across ETFs has remained relatively high, fluctuating between roughly 755 million and 808 million XRP over the past several weeks.

The post Why are Bitcoin, Ethereum and XRP Prices Still Crashing Today? appeared first on Coinpedia Fintech News

Major cryptocurrencies remained under pressure on Tuesday, as a Bitcoin-led selloff dragged the broader digital asset market lower.

The total crypto market value fell to about $2.54 trillion, down over 3% in 24 hours, according to market data. Losses were led by Bitcoin, with Ethereum and XRP also declining sharply.

Bitcoin Breakdown Sets the Tone

Bitcoin slipped below an important support level around $75,000, triggering a wave of automated selling and forced liquidations across trading platforms.

Because Bitcoin accounts for nearly 60% of the total crypto market, its move lower had an outsized impact. More than $240 million in Bitcoin positions were liquidated in a single day, accelerating losses across other tokens.

Markets are now watching whether Bitcoin can hold the $72,000–$74,000 range. A sustained break below that zone could open the door to deeper declines, while stability could allow for a short-term rebound.

Ethereum Underperforms as Sentiment Weakens

Ethereum fell more sharply than Bitcoin, dropping nearly 4% over 24 hours and close to 28% over the past week.

Experts pointed to negative sentiment around the Ethereum ecosystem, including persistent short positioning and concerns about continued selling pressure. Funding rates on Ethereum derivatives have remained negative, suggesting many traders are betting on further downside.

Ethereum is now hovering near a key support area between $2,000 and $2,300. A clear move below that range could trigger another round of liquidations.

XRP and Altcoins Follow the Slide

XRP declined alongside the broader market, falling nearly 20% over the past week. Like many large altcoins, XRP has struggled to attract buyers as risk appetite fades. XRP is now trading near $1.55.

Analysts said the selloff has been broad-based, with Layer 1 tokens, DeFi assets, and high-beta altcoins all seeing sharp declines as traders reduce exposure.

Market indicators such as the Fear and Greed Index have dropped into “extreme fear” territory.

Macro Pressures Add to Volatility

Crypto markets have also been moving closely with traditional risk assets. Data shows a strong correlation between Bitcoin and U.S. stock indices, particularly the S&P 500, suggesting macroeconomic factors are playing a growing role.

Rising uncertainty around interest rates and capital flows has weighed on speculative assets, including cryptocurrencies.

The post XRP ‘Rigged From Day One’? Pro-XRP Lawyer Separates Fact From Fiction appeared first on Coinpedia Fintech News

Fresh rumours around XRP have turned heads on social media after old emails from 2014 resurfaced, triggering claims that powerful figures wanted Ripple and XRP “gone” long before the U.S. regulatory crackdown. The latest debate has prompted a detailed response from XRP-supporting attorney Bill Morgan, who issued a warning  in drawing sweeping conclusions.

What the 2014 Email Actually Shows

According to Morgan, the email at the centre of the controversy does suggest that Jeffrey Epstein expressed an interest in harming Ripple and, by extension, XRP and the XRP Ledger in 2014. However, Morgan stressed that the document reflects intent or discussion — not proof of coordinated action.

“The email implicates Epstein in a desire to harm Ripple,” Morgan explained, “but it does not show a sustained or successful campaign carried out over time.”

The Timeline Problem

Morgan highlighted a key issue often missing from online theories: timing. He noted that the U.S. Securities and Exchange Commission’s investigation into Ripple did not begin until between April and June 2018, nearly four years after the email in question.

That period also coincides with former SEC official Bill Hinman’s widely debated speech that signalled Ethereum was not considered a security. Morgan said the gap between 2014 and 2018 is critical and largely unexplained.

Where Gensler Fits — And Where He Doesn’t

Additional emails released publicly show interest from the same circle in Gary Gensler in early May 2018, referencing his political connections and links to what Morgan described as an anti-crypto faction within U.S. Democratic circles.

However, Morgan pushed back against claims that Gensler was involved earlier through MIT. While Gensler joined MIT in 2018, Morgan said there is no evidence tying him to MIT Media Lab activities or its former director Joi Ito during the 2014–2018 period.

The Missing Link

“What’s missing,” Morgan said, “is a documented chain of involvement connecting these events over four years.” Aside from Joi Ito’s role at MIT Media Lab, Morgan noted there is no paper trail showing coordination between Epstein, regulators, or exchanges leading up to the SEC case.

Separating Facts From Assumptions

Morgan’s comments come as XRP once again becomes the focus of online narratives during periods of market stress. He said that while historical documents can raise questions, conclusions must be based on verifiable evidence rather than coincidence.

The post Why is Crypto Crashing Again Today and What’s Next? appeared first on Coinpedia Fintech News

The crypto market is under pressure again, with prices sliding sharply during the latest trading session.

Total crypto market value has dropped 3.24% to $2.57 trillion, wiping out nearly $50 billion in a matter of hours. The selloff accelerated after the U.S. market opened, when Bitcoin suddenly fell by around $1,700.

Liquidations Add Fuel to the Drop

The sharp move triggered heavy liquidations.

• Over $55 million in long positions were liquidated in just two hours
  
• Traders betting on higher prices were forced out, pushing prices even lower
  

This happened despite positive news around the U.S. government shutdown, showing that market sentiment remains fragile.

Bitcoin and Ethereum Lead the Decline

• Bitcoin fell more than 4% in 24 hours, trading near $75,700
  
• Ethereum dropped over 6%, falling to around $2,220
  
• Major altcoins like XRP, Solana, and Cardano also moved lower
  

Fear remains high, with the Crypto Fear & Greed Index stuck at 17, deep in “extreme fear” territory.

ETF Outflows and Weak Confidence

One key pressure point has been continued selling from institutional products.

• U.S. spot Bitcoin ETFs have seen about $2.8 billion in outflows over the past two weeks
  
• This steady selling has drained confidence and reduced buying support
  

Oversold conditions and low liquidity made the market vulnerable to sudden drops.

Ethereum at a Turning Point

Ethereum has broken below an important support level, adding to the bearish mood.

• Short-term price trends remain weak
  
• Longer-term trends are still pointing higher
  
• Investors are now watching for a strong support zone to hold before any recovery can begin
  

Analysts say that Ethereum could still outperform Bitcoin later in the cycle, but only if broader market conditions stabilise.

A Sharp Contrast: Gold and Silver Surge

While crypto struggled, traditional safe-haven assets surged.

• Gold is up 11% from its recent low, adding more than $3 trillion in value
  
• Silver has jumped nearly 20%, adding around $800 billion
  

Together, nearly $4 trillion flowed back into precious metals in just 30 hours, a possible sign that investors are seeking safety.

What Should Investors Watch Next?

The next major catalyst will be the upcoming U.S. Federal Reserve meeting, which could set the tone for global markets.

Looking ahead, some research firms have warned that if selling pressure continues and no new catalysts emerge, Bitcoin could slide further and could even hit $58000, with long-term support levels coming into focus.

The post Ethereum No Longer Needs Its Layer-2 Crutches, Says Founder Vitalik Buterin appeared first on Coinpedia Fintech News

Ethereum founder Vitalik Buterin said the blockchain’s long-standing approach to scaling through layer-2 networks needs a rethink, as Ethereum’s core network grows faster than expected and many secondary chains struggle to meet earlier goals.

In a detailed post, Buterin said two developments have weakened the original case for treating layer-2 networks, or L2s, as extensions of Ethereum itself.

First, progress by L2s toward full decentralisation and security has been “far slower and more difficult” than expected. Second, Ethereum’s main network is now scaling directly, with transaction fees falling sharply and major increases in capacity planned from 2026 onward.

Together, those shifts mean the original vision for L2s “no longer makes sense,” Buterin said, calling for a new framework to define their role in the ecosystem.

From ‘Ethereum Shards’ to Independent Chains

Ethereum’s original roadmap imagined L2s as “branded shards” — tightly integrated networks that would inherit Ethereum’s security and censorship resistance while dramatically increasing transaction capacity.

But that vision has not materialised.

Some L2 developers have openly said they may never move beyond partial decentralisation, citing technical limits or regulatory demands that require retaining control. While that approach may suit certain users, Buterin said it does not align with the goal of scaling Ethereum itself.

“If you are doing this, then you are not scaling Ethereum in the sense originally intended,” he wrote.

Crucially, Buterin argued this is no longer a problem. Ethereum’s base layer is now expanding on its own, reducing reliance on L2s to deliver growth.

Ethereum’s Base Layer Gains Momentum

Rising capacity on the main network, combined with low fees, has weakened the argument that L2s must serve as near-identical replicas of Ethereum. Instead, Buterin said, L2s should be viewed as a broad spectrum — ranging from chains deeply secured by Ethereum to more independent systems with looser connections.

Users, he added, should decide how much trust or integration they require, rather than assuming all L2s offer the same guarantees.

What L2 Developers Should Focus On Now

Buterin urged L2 projects to define their value beyond simple scaling.

Possible directions include specialised features such as privacy tools, ultra-fast transaction processing, non-financial applications like identity or social platforms, and systems designed for workloads that even an expanded Ethereum mainnet cannot efficiently handle.

For L2s that rely on Ethereum-issued assets like ether, Buterin said a minimum level of security integration remains essential. Beyond that, flexibility — not uniformity — should be the goal.

A Push for Stronger Native Integration

On Ethereum’s side, Buterin said he has grown more confident in a proposal known as a “native rollup precompile” — a built-in feature that would allow Ethereum itself to verify advanced cryptographic proofs used by L2s.

Such a tool, he said, would reduce reliance on external security committees, improve trustless interoperability, and make it easier for L2s to build safely while adding unique features.

If flaws emerge, Ethereum would take responsibility for fixing them through network upgrades, bringing trust in the system.

Clear Guarantees, Not Perfect Uniformity

Buterin acknowledged that a more open approach will inevitably lead to some L2s being less secure or more centralised than others. That, he said, is unavoidable in a permissionless ecosystem.

“Our job,” Buterin wrote, “should be to build the strongest Ethereum that we can.”

The post After the Crash, XRP’s Next Move Is Starting to Matter appeared first on Coinpedia Fintech News

XRP is showing tentative signs of stabilization after one of its sharpest pullbacks in recent months, even as broader crypto markets remain under pressure. For investors and experts, the focus is now shifting from panic-driven selling to whether prices are beginning to form a durable base.

How Far XRP Has Fallen

From its recent cycle high, XRP has declined by roughly 54%, a magnitude of correction that has historically preceded periods of consolidation or recovery rather than prolonged declines.

According to an expert, during the latest market-wide selloff, XRP briefly dipped toward recent lows but avoided setting a new breakdown point. Instead, prices rebounded quickly, suggesting that buyers are stepping in earlier than before.

This matters because in previous XRP cycles, declines in the 50–55% range have often marked exhaustion of selling pressure.

A Difference This Time: Higher Lows

While Bitcoin and Ethereum both pushed to new short-term lows during the latest drop, XRP did not.

• XRP held above its prior low
  
• This formed a higher low, a classic sign that downside momentum may be weakening
  
• Buying interest appeared faster and more consistent on the rebound
  

For investors, this relative strength is important. It could mean that XRP is being accumulated at current levels rather than aggressively sold into weakness.

Short-Term Price Levels Investors Are Watching

XRP is now trading in a narrow recovery range, with several levels drawing attention:

• Immediate support: The recent rebound zone where buyers stepped in aggressively
  
• Near-term resistance: Around the $1.80 area, which previously acted as a floor before the selloff
  
• Upside target if reclaimed: A sustained move above $1.80 could open the door toward $2.20–$2.30, where selling pressure last increased
  

A decisive break and hold above $1.80 would be an important signal that confidence is returning.

Bitcoin’s Role Remains Critical

Bitcoin is still hovering near a major support zone after its deepest pullback of the cycle. As long as Bitcoin holds these levels, XRP’s downside risk appears limited. A renewed breakdown in Bitcoin, however, would likely drag the entire market lower, regardless of individual strength.

In short: XRP can outperform, but it cannot fully decouple.

Broader Conditions Are Turning Less Hostile

Macro conditions are becoming less restrictive compared with recent months.

• US economic data is pointing to renewed expansion
  
• Expectations are growing for interest rate cuts later this year
  
• Global trade tensions appear to be easing at the margin
  

The post Why Are Bitcoin, Ethereum and XRP Prices Going Down Today Again? appeared first on Coinpedia Fintech News

After a brief recovery yesterday, the crypto market has turned red again.

On Monday, prices moved higher after comments from US President Donald Trump, who said he supports crypto and believes the US must lead in digital assets or risk falling behind China. That statement helped lift market sentiment for a few hours.

But the bounce did not last.

Crypto Market Slips Back Into the Red

At the time of writing, the total crypto market value has fallen 3.95% in the last 24 hours, dropping to $2.62 trillion.

• Market sentiment remains weak
  
• The Fear & Greed Index is at 17, showing extreme fear
  
• Most major coins are still down sharply over the past week
  

Bitcoin, Ethereum and XRP are all trading lower again, along with most large altcoins.

Bitcoin Is Driving the Decline

Bitcoin continues to lead the market lower.

• Bitcoin dominance is near 59%
  
• This means the entire market is closely following Bitcoin’s price moves
  
• When Bitcoin weakens, most other coins fall with it
  

Bitcoin is down more than 11% over the past seven days, keeping pressure on the broader market. Over $55 million worth of long positions were wiped out in just two hours as prices suddenly dropped.

The selloff came despite positive news around the U.S. government shutdown. BTC is currently down by more than 4%.

Ethereum Is Making Things Worse

Ethereum has fallen even harder than Bitcoin.

• Ethereum is down more than 22% in the last week
  
• This sharp drop has hurt confidence across the altcoin market
  
• Many traders remain bearish, with little buying interest visible
  

Because Ethereum has such a large market value, its decline has added to the overall market losses.

Market Is Ignoring Stocks and Gold

Crypto is currently moving on its own, not in line with traditional markets.

• Correlation with the S&P 500 is low
  
• Correlation with gold is negative
  
• This shows crypto is being driven mainly by internal fear and selling pressure
  

What Happens Next?

The market is at a critical level.

• Holding above $2.59 trillion in total market value is important
  
• A break below this level could lead to another sharp drop
  
• Traders are watching US Federal Reserve signals and ETF fund flows for direction
  

Despite supportive comments from political leaders, crypto prices are falling again due to:

• Continued Bitcoin weakness
  
• Heavy losses in Ethereum
  
• Extreme fear among investors
  
• Lack of strong buying demand
  

Until Bitcoin stabilizes and sentiment improves, the market is likely to remain volatile.

The post Crypto Rebound: How High Can Bitcoin, Ethereum and XRP Prices Go Next? appeared first on Coinpedia Fintech News

The crypto market has turned green over the last 24 hours, offering some relief after a sharp sell-off earlier this week. Total market value has climbed back to around $2.66 trillion, while sentiment remains careful, with the Fear and Greed Index still deep in “extreme fear” territory.

Bitcoin Finds Support Above $75,000

Bitcoin is trading near $78,700, staying above the $75,000 level, which many analysts see as a weekly support. This zone was tested recently, and so far, buyers have managed to defend it.

On the weekly chart, Bitcoin has slipped below both the 20-week and 50-week moving averages, which is typically a bearish signal. However, this does not automatically mean a long-term bear market. It can also happen after a heavy correction.

One possible scenario is that $75,000 becomes the bottom, with Bitcoin holding the April 2025 low and forming a higher low. If that happens, the broader uptrend of higher highs and higher lows would remain intact, and the recent drop would be seen as a pullback rather than a trend break.

For a stronger bullish signal, Bitcoin would need to reclaim and close above the 50-week moving average, currently near $100,400. A clean weekly close above that level would suggest momentum has shifted back in favor of buyers.

Ethereum Holds Near Important Levels

Ethereum has rebounded to around $2,370, after recently trading near levels that some analysts had flagged months in advance as potential support. Activity on the Ethereum network is reportedly picking up, with increased on-chain usage as traditional financial players continue building infrastructure.

While Ethereum is still down significantly from recent highs, the current bounce has raised hopes that a short-term bottom may be forming if prices can hold above the $2,300–$2,400 zone.

XRP Shows Strong Support

XRP is trading around $1.64, with strong demand seen between $1.60 and $1.65. This area has been tested multiple times, and buyers continue to step in, suggesting a solid base is forming.

If this support holds, analysts say XRP could attempt a move back toward $2.00, with $3.00 or higher possible over time if overall market conditions improve. 

What’s Driving the Market Mood?

Recent selling pressure was fueled by ETF outflows, signaling institutional investors were reducing exposure. A hotter-than-expected inflation report and uncertainty around US monetary policy also weighed on risk assets.

However, some market watchers believe the worst may be over. Veteran strategist Tom Lee has said crypto may have just bottomed, pointing to a rare alignment of time and price targets, along with rising activity on Ethereum.

The post Ripple News Today: Full EU EMI License Granted by Luxembourg Regulator  appeared first on Coinpedia Fintech News

Ripple has received full approval for an Electronic Money Institution (EMI) license in the European Union, following authorization from Luxembourg’s financial regulator, the Commission de Surveillance du Secteur Financier (CSSF).

The approval comes after Ripple met all regulatory conditions set by the CSSF. The company had announced preliminary clearance for the license last month, with full approval now allowing it to operate as an EMI across the EU.

With the license in place, Ripple can formally expand its payments-related services across European markets under EU regulatory rules. The move strengthens the company’s ability to work with banks, payment providers, and other financial institutions that require regulated electronic money services.

Ripple’s Europe-focused leadership said the authorization reinforces the company’s long-term commitment to the region and positions it to support businesses moving toward digital and blockchain-based payment infrastructure within a regulated framework.

The Luxembourg approval adds to Ripple’s growing list of regulatory clearances globally. In January, the company also secured an EMI license and cryptoasset registration from the Financial Conduct Authority in the United Kingdom.

According to Ripple, it now holds more than 75 regulatory licenses worldwide, reflecting its focus on operating within established regulatory systems as digital asset adoption grows. The expanded licensing footprint is expected to support Ripple’s efforts to offer compliant cross-border payment and digital asset services to institutional clients across multiple jurisdictions.

The development comes as European regulators continue to implement clearer frameworks for digital finance, with companies increasingly seeking regulated status to operate across the bloc.

“I can now share that we have fulfilled the conditions set by the CSSF, resulting in Ripple being granted its full EU EMI license – a transformative milestone that allows us to scale our mission of providing robust, compliant blockchain infrastructure to clients across the EU,” Cassie Craddock of Ripple said.

The post Bitcoin Price Prediction: Will BTC Hold $75K Support or Break Lower? appeared first on Coinpedia Fintech News

Bitcoin is showing early signs of stabilising after bouncing from its recent April low, but analysts say price action remains fragile and important levels will decide what happens next. For now, the market is still trading below major resistance, meaning the correction may not be fully over yet.

Bitcoin Holds April Low, but Bounce Is Limited

Bitcoin recently defended the April 2025 low, which has acted as an important short-term support. Buyers stepped in near this level, triggering a modest bounce. However, analysts stress that this move is not a strong recovery yet, but rather a normal reaction after a sharp sell-off.

At current levels, Bitcoin remains trapped below resistance, suggesting the market is still in a corrective phase rather than a confirmed uptrend.

$74,000–$75,000 Still a Key Downside Zone

On the downside, there is focus on the $74,000 to $75,000 range. This zone has been watched closely for weeks as a potential area where Bitcoin could form a more meaningful low. A brief dip below the April low into this range is still considered possible, especially if broader market weakness continues.

Such a move would not necessarily be bearish long term. In fact, a final dip could help clear remaining selling pressure before a stronger bounce develops.

$80,500 Is the Level That Matters Most

On the upside, $80,500 is now the most important price to watch. A clear break above $80,500, especially if followed by continued strength, would be the first real sign that Bitcoin’s low is likely in place.

An ideal scenario would be a breakout above this level, followed by a shallow pullback that holds above support. That would mean buyers are gaining control and price is ready to move higher.

Oversold Signals Support a Short-Term Bounce

Technical indicators show Bitcoin is deeply oversold, even more than during some previous market pullbacks. Historically, such conditions often lead to short-term relief rallies, although these rallies can be choppy and unstable at first.

Because of this, Bitcoin may attempt several bounces before a clear trend emerges. Early rallies can fail, so confirmation through price structure is critical.

While further downside toward the mid-$70,000s cannot be ruled out, risk is becoming more balanced between buyers and sellers.

In the coming days, all eyes will be on whether Bitcoin can hold above support and eventually reclaim $80,500. Until then, volatility is likely to remain high, and traders are advised to watch price levels closely rather than rely on sentiment alone.

The post Canary Capital CEO Says Ripple’s Real Power Isn’t XRP Price — It’s Remittances and RLUSD appeared first on Coinpedia Fintech News

Canary Capital CEO Steven McClurg has shared his views on where Ripple could create the biggest real-world impact, following the company’s recent launch of Ripple Treasury after acquiring G Treasury.

Remittances Still Matter Most

McClurg said Ripple’s global remittances network remains one of the most important use cases in crypto today. While it may not be the biggest money-maker for the company, he believes it solves a real problem at global scale by making cross-border payments faster and cheaper, especially for countries that rely heavily on remittances.

RLUSD Seen as a Major Opportunity

Looking ahead, McClurg said the product he is most bullish on is RLUSD, Ripple’s U.S. dollar-backed stablecoin. He expects RLUSD adoption to grow quickly once it is fully integrated across Ripple’s partner network.

According to him, RLUSD could even challenge USD Coin over time, especially because of the regulatory framework under which RLUSD operates. He noted that RLUSD appears to have stronger oversight in the United States, which could make it more attractive to institutions and governments.

Could the U.S. Outsource a Digital Dollar?

McClurg also said that if the U.S. government decides not to launch a full central bank digital currency, it could instead outsource a digital dollar to private companies. In his view, Ripple and Circle would likely be the two main contenders for such a role.

He added that governments around the world have been exploring digital currencies for years and often approach companies with early experience in stablecoins. Based on those trends, he believes it is only a matter of time before the U.S. moves in this direction.

Institutional Questions Around XRP

When discussing XRP ETF, McClurg said one question comes up repeatedly from institutional investors: what gives the token its value? Unlike Bitcoin, which is widely understood as a digital currency, XRP requires more explanation.

He said institutions often need clarity on how XRP is tied to Ripple’s network and how it functions within that ecosystem. While the explanation can be complex, he believes it is a fair and important question that serious investors need answered.

The post Analyst Reveals What’s Next For Bitcoin, Gold and Silver appeared first on Coinpedia Fintech News

Markets are under heavy pressure as crypto and precious metals have dropped sharply, triggering what analysts are calling a short-term market emergency. Bitcoin, gold, and silver have all seen steep declines, leaving investors focused on price levels that could decide what happens next.

Gold Sees Sharp Drop, Bounce Levels in Focus

Gold has fallen around 16% from recent highs, a move that surprised many traders. According to analyst Dylan, the first important bounce zone sits near $4,780, where gold has already shown some buying interest. If prices rebound further, the $5,130–$5,140 range is being watched closely, as it could act as a strong resistance area where selling pressure returns.

If gold weakens again, deeper support is seen near $4,700, and lower down around $4,550 to $4,480, where the 50-day moving average sits. These zones could attract buyers if broader market weakness continues.

Silver Crashes Harder Than Gold

Silver has taken an even bigger hit, falling nearly 38% from its highs. The sharp drop punished late buyers, but silver did manage a short-term bounce from its 50-day moving average. The most important support level now is around $70, which analysts describe as a “must-hold” zone. If silver fails to hold there, downside risk increases.

On the upside, resistance is expected near $92 and $98, where any short-term rally could face selling. In the near term, silver may see quick rebounds, but analysts warn these could be temporary in a volatile environment.

Bitcoin Under Pressure, Key Levels Ahead

Bitcoin is also facing strong selling pressure. On longer time frames, the analyst says $78,000 to $75,000 is the first major support zone to watch. A bounce from this area is possible, but it may only be short-lived. If selling continues, Bitcoin could dip toward the $70,000 area, and in a more extreme case, even the mid-$60,000 range.

On a monthly view, deeper downside zones around $57,000 to $50,000 are also being discussed as possible future bounce areas if market stress continues.

Bearish Mood Could Set Up Short-Term Bounces

Market sentiment is extremely negative right now, with fear spreading across crypto and metals. Such “peak fear” conditions sometimes lead to short-term relief rallies, even if the broader trend remains uncertain.

The next moves in Bitcoin, gold, and silver are likely to depend on how markets react around these critical price zones in the coming days.