The post Ripple CEO Says XRP Community Remains ‘Top of Mind’ Amid Price Struggles appeared first on Coinpedia Fintech News

The chief executive of Ripple has reaffirmed the company’s commitment to the XRP ecosystem, saying the “XRP family has and always will be top of mind for Ripple,” a message that comes as the token struggles to regain upward momentum following recent market volatility.

Glad to see the message is (finally, even more) clear!

XRP family has and always will be top of mind for Ripple. https://t.co/Pu2aMx6ja0

— Brad Garlinghouse (@bgarlinghouse) February 9, 2026

The reassurance followed renewed discussion around XRP’s role as a bridge asset for cross-border payments after Ripple outlined plans for compliance-focused decentralized finance infrastructure on the XRP Ledger. Supporters welcomed the statement, noting that it reinforces the company’s long-standing strategy of keeping XRP central to its payments vision.

Price Struggles Near Recent Levels

The comments come at a time when XRP is trading near $1.44, with the broader cryptocurrency market still recovering from a sharp sell-off that pushed many major digital assets lower. Although XRP recently attempted a rebound along with the wider market, the rally did not hold, and the token has since moved into a consolidation phase.

XRP Price Consolidates After Recent Volatility

In the short term, XRP’s price action remains uncertain. Market data shows the token has been moving mostly sideways after a recent swing high, with no clear breakout pattern yet visible. 

Support levels around $1.36 and $1.31 are being closely watched, with a deeper key support near $1.19 seen as critical. A drop below these levels could open the door to further downside pressure, while holding above them may help maintain the possibility that a broader market bottom has already formed.

On the upside, traders say XRP would need to break above nearby resistance levels around $1.55 and then $1.63–$1.64 to signal stronger recovery momentum. 

Analysts say the token has not yet formed a strong bullish breakout pattern, and the short-term trend remains uncertain.

The post XRP News: Ripple Brings Institutional ETH and Solana Staking to Custody Clients appeared first on Coinpedia Fintech News

Blockchain payments company Ripple is expanding its institutional digital asset custody services through new partnerships designed to strengthen security infrastructure and broaden staking capabilities for large financial clients.

The company announced collaborations with cybersecurity provider Securosys and staking infrastructure firm Figment, moves aimed at helping banks, asset managers, and regulated institutions deploy digital asset custody solutions more quickly while meeting compliance and security requirements.

Enhanced Security for Institutional Custody
Under the partnership with Securosys, Ripple will integrate high-security hardware security module (HSM) technology into its custody platform. These systems allow institutions to manage cryptographic keys directly while maintaining strong security protections across both cloud-based and on-premises environments. Industry analysts say such infrastructure is increasingly important as financial institutions seek enterprise-grade storage solutions for digital assets.

Institutional Staking Added to Custody Services
Ripple’s collaboration with Figment will enable institutional clients using its custody platform to access staking services for proof-of-stake blockchain networks, including Ethereum and Solana. By offering staking as part of custody workflows, financial institutions can participate in blockchain network validation and earn staking rewards without building their own validator infrastructure.

Part of Broader Institutional Expansion Strategy
The new partnerships follow a series of recent developments in Ripple’s institutional services, including expanded compliance integrations and infrastructure upgrades intended to support regulated financial institutions entering the digital asset market. Analysts note that as institutional participation in cryptocurrencies grows, demand for integrated custody, compliance, and staking solutions has increased significantly.

Growing Institutional Focus in the Digital Asset Sector
Ripple’s latest moves reflect a broader industry trend in which financial technology firms are building infrastructure tailored to banks, custodians, and large enterprises seeking exposure to digital assets. As regulatory clarity gradually improves in several jurisdictions, market participants expect institutional-grade custody and asset management platforms to play a larger role in the next phase of digital asset adoption.

The post Macro Researcher Says XRP Price Could Surge to $5–$7, But Only After This Happens appeared first on Coinpedia Fintech News

XRP is approaching what some analysts describe as a critical technical range that could determine its next major price move. Macro researcher Jim Willie said XRP’s first big breakout could begin if the token decisively moves above the $2.70–$3.00 zone, a level he believes could trigger rapid upward momentum.

“If it goes above about $2.70 to $3, it could quickly move to $5 and then possibly $7,” he said, hinting that once important resistance levels are cleared, technical buying and investor interest could accelerate the rally.

At the time of writing, XRP is trading at $1.44.

Adoption, Not Trading, Seen as the Real Catalyst

While short-term price movements often depend on market trading activity, Willie said that the long-term direction of XRP will depend more on real-world adoption than on technical factors.

“It’s not just a trading phenomenon, it’s a usage phenomenon,” he said, arguing that large-scale institutional or national adoption of XRP-based payment systems could dramatically expand transaction volumes and market demand.

XRP’s core value proposition lies in its role as a bridge asset for cross-border settlements, where faster settlement speeds and lower transaction costs are key advantages compared with traditional payment systems.

Potential Impact of Institutional or Government Adoption

According to Willie, major adoption announcements, such as governments or large corporations integrating XRP for international trade payments, could change the asset’s valuation outlook. Increased transaction flows tied to trade settlement or financial infrastructure could create sustained demand, potentially pushing prices to higher long-term targets if adoption accelerates.

Market Outlook Remains Linked to Utility Growth

XRP’s next major rally may depend on a combination of technical breakout levels and measurable growth in payment usage across financial institutions and global payment networks. A decisive move above the $3 range could signal renewed bullish momentum, but sustained long-term gains are likely to depend on continued expansion of real-world applications rather than short-term speculative trading alone

The post Mark Yusko Reveals How Low Bitcoin Price Could Go in 2026 appeared first on Coinpedia Fintech News

Investor Mark Yusko says the cryptocurrency market is still moving through a classic cycle, even as institutional participation has grown dramatically. “We’re in crypto winter,” he said, adding that many investors assumed the traditional four-year cycle had ended once large institutions and ETFs began accumulating Bitcoin. Yet, according to Yusko, price behavior hints the historical cycle structure is still influencing markets.

He pointed out that institutional investors last year “bought four times more than the amount of Bitcoin that was mined,” yet prices still declined. The reason, he explained, is that long-term holders who accumulated coins years earlier also sold into rallies, adding supply that offset institutional buying.

Futures Markets Now Drive Price Movements

Yusko said that Bitcoin’s price is no longer determined mainly by spot transactions. “The price of Bitcoin isn’t necessarily set only by spot,” he said, explaining that derivatives markets, particularly futures, now dominate trading activity. Because large leveraged positions can push prices higher or lower quickly, futures markets can sometimes suppress price gains even when underlying demand appears strong.

Where Could Bitcoin Bottom?

Using historical cycle patterns, Yusko suggested that previous bear markets often pushed Bitcoin down toward long-term trend indicators such as the 200-week moving average. Based on current conditions, he said potential downside levels could fall into the range around the high-$50,000s to low-$60,000s before a durable bottom forms.

He also noted that the latest cycle peak was not as far above estimated “fair value” as in previous cycles, meaning the current correction may not need to fall as deeply as earlier downturns.

Human Behavior Still Shapes Crypto Markets

Despite the growing role of algorithms and institutional trading, Yusko said investor psychology remains a dominant force behind crypto market cycles. “Humans are going to human,” he said, explaining that investors often buy when prices are rising and sell when liquidity is needed, reinforcing repeating boom-and-bust patterns across the market.

Recovery Likely Requires a Breakout Catalyst

According to Yusko, the next sustained rally may begin only when strong buying pressure breaks through the current ceiling created by derivatives positioning, potentially triggering a large short squeeze. Until that happens, he expects the market to trade in a volatile range, with gradual stabilization rather than an immediate return to record highs.

The post Former House Financial Services Chairman Says CLARITY Act Could Be Signed Before Memorial Day appeared first on Coinpedia Fintech News

Patrick McHenry, vice chairman of Ondo Finance and former chairman of the House Financial Services Committee, said he expects the long-awaited U.S. crypto market structure legislation, widely known as the CLARITY Act, to advance in the coming months, potentially reaching the president’s desk before Memorial Day.

Speaking at a recent event, McHenry said negotiations around the bill are progressing despite ongoing disagreements, particularly over rules governing stablecoin yield payments. He said that discussions led by White House officials have brought crypto companies and banking representatives together to seek a compromise that would allow the broader legislation to move forward.

Stablecoin Yield Debate Remains the Key Obstacle

According to McHenry, cryptocurrency firms have shown willingness to negotiate on how yield-bearing stablecoins should operate, while banks remain cautious due to concerns that higher-yield digital dollar products could attract deposits away from traditional financial institutions. He said the issue is likely to be resolved because market structure legislation cannot advance without a final agreement on this point.

Lawmakers and industry participants view the stablecoin yield debate as the primary hurdle preventing full regulatory clarity for the digital asset sector.

DeFi Framework Seen as Essential to Final Legislation

McHenry also said that decentralized finance (DeFi) must be addressed in the legislation for it to succeed. He said the benefits of blockchain-based financial systems—such as faster transactions, continuous trading, and lower lending costs—are closely tied to DeFi innovation, making it an important component of any comprehensive regulatory framework.

Regulatory Coordination and Policy Clarity

Another focus of the proposed legislation is improving coordination between U.S. regulators overseeing securities, commodities, and stablecoins, a move McHenry said would simplify compliance and provide clearer rules for investors and companies. Harmonizing these regulatory frameworks is expected to reduce confusion for market participants and support broader adoption of tokenized financial products.

Outlook for Passage

Despite political disagreements and ongoing negotiations, McHenry expressed confidence that lawmakers will reach common ground. He said Senate action could occur in the coming months, followed by final legislative approval, allowing the administration to sign the market structure bill into law later this year if current momentum continues.

The post Why are Bitcoin, Ethereum and XRP Prices Going Down Today? appeared first on Coinpedia Fintech News

Bitcoin, Ethereum and XRP declined again as the broader cryptocurrency market remained under pressure, with Bitcoin falling back below the $70,000 level after a brief recovery attempt. Analysts say the latest pullback has weakened short-term market confidence, especially after Bitcoin failed to hold above recent resistance levels near $74,500.

Bitcoin’s weekly chart now shows a break in the longer-term upward trend that had been supported by a series of higher highs and higher lows over the past several months. The earlier rebound attempts provided temporary support, but the recent drop below key technical levels has increased uncertainty about the near-term direction.

Short-term price movements have been especially volatile. On shorter time frames, Bitcoin briefly found support before falling sharply to around $60,000, its lowest level in more than a year. The market is now in a transitional phase, with the overall trend still uncertain until stronger buying momentum returns.

Global Market Pressure Weighs on Crypto

One of the main reasons behind the decline is a broader sell-off across risk assets, including equities. Analysts say that cryptocurrencies have recently shown strong correlation with stock markets, meaning when equities fall, digital assets often follow as investors reduce exposure to riskier investments.

Institutional Outflows Add Selling Pressure

Additional downward pressure has come from recent outflows from spot Bitcoin exchange-traded funds, which have reduced institutional demand in the short term. When ETF investors withdraw funds, it can lead to increased selling in the underlying market, contributing to price weakness across major cryptocurrencies.

Market Uncertainty and Policy Developments

Uncertainty surrounding upcoming regulatory discussions in the United States has also contributed to the bearish sentiment. Policymakers are currently working to resolve disagreements over crypto market structure legislation, and investors are waiting for clearer regulatory direction before taking large positions.

Short-Term Outlook Remains Uncertain

Market analysts say the next few days could be critical. If the overall crypto market holds above key support levels, prices may stabilize and attempt a recovery. However, continued weakness in global markets or further institutional outflows could lead to additional short-term declines in major assets such as Bitcoin, Ethereum and XRP.

The post Why Is the Crypto Market Going Up Today? appeared first on Coinpedia Fintech News

The cryptocurrency market moved higher today, with the total market value rising about 3% to around $2.42 trillion as several major digital assets posted gains. Bitcoin climbed above $71,000, while Ethereum, XRP and other leading tokens also advanced, showing renewed buying activity after weeks of heavy selling.

Rumors of U.S. Crypto Reserves Boost Sentiment

One of the main drivers behind the rally is market speculation that the United States could consider building a strategic reserve that includes Bitcoin and other digital assets. Although no official confirmation has been announced, the rumors have fueled investor optimism and encouraged short-term buying, particularly in major cryptocurrencies such as XRP and Bitcoin.

Analysts say the move shows how quickly sentiment can shift in the crypto market, where expectations around regulation and government policy often influence investor behavior.

Oversold Conditions Trigger Technical Bounce

Another reason behind the market rise is a technical rebound following an extended period of declines. The crypto Fear and Greed Index recently fell into “extreme fear” territory, suggesting that many investors had already sold their positions. As selling pressure slowed and liquidations dropped sharply, bargain hunters began entering the market, pushing prices higher.

This type of rebound is common after sharp corrections, when prices temporarily recover as traders buy assets they believe are undervalued.

Outlook Depends on Upcoming Developments

The sustainability of the rally will depend on whether positive news continues and whether the total crypto market value can move above the next resistance area near $2.44 trillion. Failure to hold recent gains could result in another short-term pullback, while continued positive sentiment may support further recovery.

For now, analysts describe the current move as a fragile rebound driven by improving sentiment, reduced selling pressure, and renewed speculation about future government adoption of digital assets.

The post CoinShares: Quantum Computing Threat to Bitcoin Is ‘Manageable,’ Not Immediate appeared first on Coinpedia Fintech News

The progress of quantum computing has raised new questions about the long-term security of Bitcoin, but digital asset manager CoinShares says the threat remains distant and manageable. According to the firm, while quantum computers could one day challenge certain cryptographic systems used by Bitcoin, the technology required to do so is still many years away.

Experts say discussions about quantum risks are important for a financial system that now secures trillions of dollars in value. However, current evidence suggests the issue is more of a future engineering challenge than an immediate danger.

How Quantum Computers Could Affect Bitcoin

Bitcoin’s security relies mainly on two technologies: digital signatures that authorize transactions and cryptographic hashing that protects addresses and powers mining. Advanced quantum algorithms could, in theory, weaken parts of these systems, potentially allowing attackers to calculate private keys from exposed public keys.

Even in such a scenario, the exposure would be limited. Most modern Bitcoin addresses keep their public keys hidden until funds are spent, which means they remain protected. Older address types that reveal public keys represent only a small portion of total supply, reducing the potential impact on the broader market.

Technology Still Far From Practical Attacks

CoinShares says that quantum computers capable of breaking Bitcoin’s encryption would require millions of highly stable qubits, far beyond today’s machines. Current quantum systems operate with only a tiny fraction of the computing power needed for such tasks, and researchers estimate that practical quantum attacks could still be a decade or more away.

This long development timeline gives developers and users sufficient time to adapt the network. Bitcoin’s open-source structure allows upgrades, including the possible introduction of quantum-resistant cryptographic signatures through future software updates.

Limited Market Impact Expected

Even in a highly positive scenario for quantum technology, analysts say only a small number of older coins could be exposed quickly enough to influence market liquidity. Any broader impact would likely unfold gradually, giving investors and wallet holders time to move funds to more secure address formats.

Gradual Upgrades Seen as the Best Approach

CoinShares warns that aggressive or premature protocol changes could create new risks, including software bugs or unnecessary network disruptions. Instead, the firm suggests a gradual transition toward quantum-resistant technologies as research matures, allowing Bitcoin to evolve without compromising stability.

Long-Term Challenge, Not a Crisis

For investors, the main takeaway is that quantum computing represents a long-term technological consideration rather than an immediate security emergency. With the ability to upgrade cryptography and migrate funds over time, Bitcoin’s architecture is designed to adapt to new threats, reinforcing the view that the quantum risk, while real, remains manageable for the foreseeable future.

The post Bitcoin Price Prediction: Analysts Warn of Drop to $55K if Support Breaks appeared first on Coinpedia Fintech News

Bitcoin traded quietly over the weekend, remaining below the $70,000 level as investors waited for stronger market direction. Analysts say the next upside target for buyers is a move above around $74,460, which could signal improving momentum and encourage more demand in the market.

Possible Upside if Momentum Builds

If buying interest strengthens, analysts believe Bitcoin could gradually climb toward higher resistance zones near $86,600 and $94,400. In a stronger recovery scenario, prices may even retest the region close to $98,000, which marked one of the earlier yearly highs. Such a move would depend on sustained investor confidence and broader market stability.

Support Levels Being Closely Watched

At the same time, downside risks remain. If Bitcoin slips below near-term support between approximately $67,500 and $69,600, the next area of interest for traders lies between about $62,000 and $65,500. Continued weakness could push prices further down toward the $55,000–$56,000 range before a more stable bottom is formed.

Short-Term Direction Still Uncertain

Market analysts say Bitcoin is currently in a consolidation phase, with investors watching whether buyers can regain control in the coming days. The next movement above resistance or below support zones is likely to determine the short-term trend, as the cryptocurrency market continues to navigate a period of heightened volatility.

The post Patrick Bet-David Accumulates More XRP as Crypto Market Wipes Out Billions appeared first on Coinpedia Fintech News

Entrepreneur and investor Patrick Bet-David said he recently purchased additional XRP and Bitcoin during the latest cryptocurrency market decline, signaling continued confidence in digital assets despite sharp volatility.

Global crypto markets have fallen significantly in recent months, erasing billions of dollars in value and raising concerns among investors about whether the downturn could deepen further. The sell-off has affected major tokens including XRP and Bitcoin, both of which have seen large price swings over a short period.

Focus on long-term investing

Speaking on his podcast, Bet-David said he bought “a bunch of XRP and Bitcoin” as prices dropped, describing the move as part of a long-term investment approach rather than a short-term trade. He opened up about dollar-cost averaging, a strategy that involves buying assets gradually at different price levels, as a key method investors can use during volatile markets.

“So, I just bought a bunch of XRP and Bitcoin yesterday, and I bought a bunch when it dropped to whatever the number was in the 80s , you know, high 70s, 80s.”

According to Bet-David, many investors say they want to buy assets when prices are lower, but fear often prevents them from acting during sharp market declines. He said disciplined investors who stay focused on long-term trends are more likely to benefit from such periods of uncertainty.

Debate over crypto’s role continues

The recent market decline has also renewed discussion over whether cryptocurrencies can act as inflation hedges or independent assets during economic stress. Analysts say that digital assets have recently moved more closely with traditional financial markets, partly due to rising institutional participation.

Despite the uncertainty, some investors believe the correction could present an opportunity to accumulate assets at lower valuations, especially for tokens they expect to gain wider adoption in the future.

The post Bitcoin Price Prediction: BTC Eyes Big Rally To $94K After Forming Potential Bottom appeared first on Coinpedia Fintech News

Bitcoin is showing early signs of recovery after falling sharply in recent weeks. The world’s largest cryptocurrency bounced from around the $60,000 level and has moved modestly higher, giving investors some hope that the worst part of the recent correction may be ending. However, analysts say it is still too early to confirm that the market has fully stabilized.

At the time of writing, Bitcoin is up by more than 7% and is trading slightly below $70,000.

Recovery Seen, But Confirmation Still Needed

Bitcoin has already climbed more than 10% from its recent low, which is a positive signal for the market. Even so, experts explain that a stronger and more consistent upward move is needed before traders can confidently say that a new uptrend has started. Markets often show short-term rebounds during corrections, and sometimes prices can fall again before a true recovery begins.

Because of this, many traders are carefully watching how Bitcoin behaves over the next few weeks. If buying demand continues to grow and prices keep rising steadily, it could confirm that a meaningful bottom has been formed.

Possible February Rally in Focus

Bitcoin could see a stronger rally later in February once the correction phase ends. One important level being watched is around $94,000, which is considered a key resistance area based on previous price movements. A move toward that level would mean strong recovery momentum, although it may not happen immediately.

Downside Risk Still Exists

Despite the recent bounce, risks remain. If selling pressure returns, Bitcoin could still fall toward the $55,000–$56,000 range, which is seen as the next important support zone.

For now, the market remains mixed. Investors are waiting for clearer signs of sustained strength before making large moves, while long-term holders continue to focus on Bitcoin’s broader growth trend despite short-term volatility.

The post Is This the Moment XRP Millionaires Are Made? Garlinghouse Quote Sets Crypto Twitter Ablaze appeared first on Coinpedia Fintech News

The recent pullback in the crypto market has pushed XRP into a period of volatility, but comments linked to Brad Garlinghouse, CEO of Ripple, are stirring fresh discussion among investors about whether the downturn could present a buying opportunity.

Market Fear Rises as XRP Metrics Turn Bearish

XRP has been moving in line with the broader crypto market decline, with several indicators showing weakening momentum. On-chain data indicates that XRP exchange reserves recently climbed to around 2.7 billion tokens, meaning that some investors are moving holdings onto exchanges — often interpreted as a signal that traders may be preparing to sell.

However, at the time of writing, XRP has gained more than 19% in the last 24 hours. Analysts warn that short-term rebounds could also turn into “bull traps,” where prices briefly rise before continuing lower, making timing the market difficult.

Investors Urged to Wait for Confirmation

Several experts have advised investors to avoid rushing into dip-buying strategies. Historically, sharp corrections can continue longer than expected, and analysts say confirmation of a sustained uptrend is often safer than trying to catch a “falling knife.”

This approach shows the broader uncertainty in the crypto market, where sentiment indicators have recently slipped into extreme fear territory.

Garlinghouse Quote Interpreted as Subtle Signal

Amid the downturn, Garlinghouse shared the well-known Warren Buffett quote: “Be fearful when others are greedy and greedy when others are fearful.”

My favorite Warren Buffet quote:

"Be fearful when others are greedy, and greedy when others are fearful!"

— Brad Garlinghouse (@bgarlinghouse) February 5, 2026

While the Ripple CEO did not directly comment on XRP’s price, many traders interpreted the post as a possible signal encouraging long-term confidence during the market’s fear phase. Social media reactions from XRP supporters quickly framed the message as a reminder that major opportunities often appear during market stress.

Long-Term Fundamentals Still in Focus

Despite short-term bearish signals, XRP supporters continue pointing to Ripple’s ongoing institutional partnerships, payment-network expansion, and new use cases on the XRP Ledger as long-term drivers that could support the asset once broader market sentiment improves.

For now, analysts say the coming months could determine whether the market stabilizes into a consolidation phase or experiences additional downside.