The post The 37-Year Plan: Is XRP the Global Currency the IMF Never Finished Building? appeared first on Coinpedia Fintech News

In 1988, a magazine published a striking cover: a phoenix rising from a pile of burning national currencies. The accompanying article predicted that by around 2018, the world would be using a single global reserve currency, one that would eliminate exchange rate chaos, simplify cross-border trade, and be overseen by the International Monetary Fund.

Most people saw the image and moved on. A growing number of XRP researchers and analyst Jesse believe it was a blueprint.

The theory starts with a simple observation. The IMF has been trying to solve the same problem since 1969, when it created the Special Drawing Right, a synthetic reserve asset designed to give the global financial system a neutral unit of liquidity that no single country controlled. It never achieved mass adoption. The SDR remained locked inside the banking system, invisible to businesses and ordinary people, too limited to serve as the liquidity layer the world actually needed.

Then Ripple appeared. And the parallels are difficult to ignore.

XRP was built precisely to solve what the SDR could not: instant cross-border settlement, open to any institution or individual, without dependence on correspondent banking or national currency pairs. Where the SDR served only central banks, XRP is accessible to everyone. Where the SDR moved slowly through bureaucratic channels, XRP settles in three seconds.

The IMF’s own internal documents have since described a concept called the XC Platform, a proposed cross-border settlement layer built around central bank digital currencies. XC. Two letters. The same two letters that begin XRP and CBDC.

Coincidence or architecture?

Ripple itself holds around 50 billion XRP in escrow, an arrangement that one of the company’s own executives once described as potentially transferable to an institution acting as a lender of last resort. There is only one institution on earth that holds that title: the IMF.

None of this is confirmed. Ripple has never publicly claimed an IMF connection, and the IMF has made no formal announcement regarding XRP.

But the question gaining traction is not whether this was planned. It is whether the pieces have been assembling in plain sight for nearly four decades, and most people simply were not looking at the whole picture.

The phoenix on that 1988 cover had a year printed on its coin: 2018. XRP began gaining institutional traction in 2018.

The post Top Analyst Reveals What’s Next for Bitcoin, Ethereum and XRP Prices appeared first on Coinpedia Fintech News

Gareth Soloway, chief market strategist at VerifiedInvesting.com, is staying bullish on Bitcoin, Ethereum, and XRP despite recent volatility, and he says the charts are giving him a clear roadmap for what comes next.

Bitcoin: $80,000 to $85,000 in Sight

Soloway says Bitcoin is forming a classic bullish consolidation pattern. The key signal he is watching is an inside bar formation off a strong green reversal candle. As long as Bitcoin does not post a daily close below that candle’s low, the bullish structure remains fully intact.

Bitcoin recently pushed above a key trend line but failed to confirm the breakout, which Soloway says was not a bearish signal. In his framework, confirmation requires a follow-through close, not just a single push above resistance. Without confirmation, the move simply becomes part of the ongoing pattern.

With Bitcoin trading around $70,000, Soloway is now watching for a confirmed breakout. If it happens, his upside target zone sits at $80,000 to $85,000, roughly $8,500 to $13,500 from current levels.

Ethereum: Break Above $2,150 Opens the Door to $2,700

Ethereum is showing the same pattern structure as Bitcoin, a bullish flag forming inside a green reversal candle range with no daily close below support. Soloway says the level to watch is $2,150. A confirmed break above that triggers a move toward the $2,600 to $2,700 target zone.

XRP: Target Zone of $1.77 to $1.90

XRP is also setting up similarly, with a clean green reversal candle and inside bar action. Soloway’s upside target sits between $1.77 and $1.90, where a downward-sloping trend line and prior resistance converge.

His core message is simple: ignore the noise, follow the charts, and trade probability not emotion.

The post What Is Ethereum Really For? Vitalik Buterin Finally Has a Clear Answer appeared first on Coinpedia Fintech News

Vitalik Buterin walked into a cryptography conference expecting to find use cases for Ethereum. He walked out having questioned whether that was even the right way to think about it.

In a post on X today, the Ethereum co-founder described attending Real World Crypto, a conference focused on cryptography rather than cryptocurrency, as a clarifying experience. The people in the room shared values around privacy, open-source software, and censorship resistance. But they carried none of the assumptions that typically come with being inside the crypto bubble.

So Buterin tried an experiment. He asked himself: if you strip away all loyalty to Ethereum, all community identity, all existing narratives, and simply ask what this technology is genuinely useful for, what answer do you get?

The answer surprised even him.

Not Smart Contracts. Not DeFi. A Bulletin Board.

The most fundamental use case for Ethereum, Buterin now argues, is something cryptographers have needed for decades: a public bulletin board.

The concept is simple but critical. Many secure systems, including online voting protocols, software version control, and certificate revocation, all need somewhere to post data publicly that anyone can read and no one can quietly delete or alter. They do not need complex computation. They do not strictly need money changing hands. What they need, at the most basic level, is reliable data availability with no single point of control.

That is exactly what a blockchain provides. And it is a need that predates crypto entirely.

The timing of this realisation matters. Ethereum recently completed an upgrade called PeerDAS, which increased the network’s data availability capacity by 2.3x, with a roadmap to scale it another 10 to 100 times higher. The infrastructure Buterin is describing is actively being built, at a time when fees on the network are at historic lows.

Payments Second, Smart Contracts Third

Buterin did not abandon the rest of Ethereum’s value stack. He reordered it.

Payments come second in his framework, and again the framing is practical rather than financial. If you are running a permissionless service, whether it is an API, a messaging app, or a data protocol, you face a spam problem the moment you make it free. ETH-denominated micropayments, particularly through zero-knowledge payment channels, solve this without requiring users to hand over a phone number or submit to identity verification. Payment as infrastructure, not payment as a product.

Smart contracts come third. And here Buterin made his most provocative admission: technically, for almost every application that does not directly involve ETH itself, smart contracts are just a convenience. You could build the same things using the chain purely as a bulletin board, handling computation off-chain through cryptographic proofs. But standardisation is hard, and the smart contract model solves the interoperability problem elegantly enough that it remains the right practical choice.

Global Shared Memory

Buterin’s final framing is the one likely to travel furthest. Stripped of all the financial complexity and ecosystem politics, Ethereum is, in his words, global shared memory.

A place where anything can be written, everything can be read, and nothing can be unilaterally erased. Not by a company. Not by a government. Not by Buterin himself.

Most of the internet does not work that way. It runs on servers owned by someone who can change their mind. Ethereum is the rare exception, and Buterin is now arguing that the world’s developers and builders have not fully grasped how useful that exception actually is.

The bulletin board has been there the whole time. The question is whether enough people will start using it for what it was always capable of.

The post Pi Network Kraken Listing Date Confirmed: Price History, Targets and What to Expect appeared first on Coinpedia Fintech News

It’s official. Kraken posted on X just this morning: “Trading starts March 13.” The Pi Network community erupted. After years of mobile mining, a delayed mainnet launch, and a bruising 93% drop from its all-time high, PI is about to land on one of the most reputable regulated exchanges in the United States, right on the eve of Pi Day 2026.

The announcement sent PI up nearly 2% within minutes, and the token has already staged a 33% rally over the past week as speculation reached fever pitch. But the question everyone is asking: what happens next? To answer that, we need to look at where PI has been.

The Full Price History: From $0 to $2.99 and Back

Pi Network spent six years in what it called an “enclosed mainnet.” Tokens mined, but not tradeable. When the Open Network finally launched on February 20, 2025, it was one of crypto’s most anticipated debuts, backed by over 60 million app users and 19 million KYC-verified “Pioneers.”

Feb 20, 2025 — Open Network Launch + OKX Listing PI opens at $1.47 on OKX, peaks at $2.10 the same day, then closes at ~$1.01. The floor price set by the Pi Core Team was $2.00, a symbolic psychological anchor that briefly held before selling pressure broke through.

Late Feb 2025 — All-Time High: $2.99 As Bitget and other exchanges followed OKX with listings, hype peaked. PI reached $2.99, briefly valuing the network at over $25 billion fully diluted. Then the sell pressure from years of accumulated miners finally cashing out began in earnest.

Mid–Late 2025 — The Long Unwind Heavy token unlocks, over 203 million PI in a single month, combined with limited real-world utility and no Binance or Coinbase listing drove PI steadily lower. By late 2025, price had collapsed more than 90% from its peak.

March 2026 — The Recovery Begins Protocol upgrades (v19.9 completed March 8), the Pi DEX launch on March 12 via v20.2, and intensifying Kraken listing rumours ignited a 33% weekly rally, pushing PI back toward $0.23 and breaking above its 50-day SMA for the first time in months.

What Happened When OKX Listed PI

The OKX listing is the closest historical comparison we have for what might happen on Kraken tomorrow, and it’s a cautionary tale wrapped in initial euphoria.

On launch day, PI initially surged roughly 10% above its $2 reference price within the first hours of trading. Within 24 hours, it had reversed violently, dropping 21% as early miners rushed to sell. Some had been sitting on coins for years at near-zero cost basis. The pattern was textbook: listing day hype, followed by a wave of supply from long-term holders seeking liquidity for the first time.

Why the Kraken Listing Is Different This Time

Kraken isn’t just another exchange. It carries specific significance for PI that OKX, Bitget, and MEXC did not, for two reasons.

1. It’s the First Regulated US Venue for PI Spot Trading Kraken operates under US financial regulation and recently gained access to the Federal Reserve’s payment infrastructure, giving it a level of institutional credibility that offshore exchanges simply don’t have. For US-based investors who have been locked out of PI trading, this is the first accessible, compliant on-ramp.

2. It’s a Signal to Binance and Coinbase Historically, Binance watches major Western exchange listings closely. A successful Kraken debut for PI, with strong volume and no immediate collapse, could be the nudge that finally moves Binance off the sidelines. A Binance listing remains the single most important potential catalyst left for PI in 2026.

Crypto analyst Dr. Altcoin has publicly said PI could reach $0.50–$0.75 by Pi Day (March 14) driven by the v20.2 protocol completion and Kraken. That means a roughly 2–3x move from current levels in under 48 hours, aggressive but not impossible given PI’s history of violent short-term swings.

The post Why Goldman Sachs Owning the XRP ETF Is Not the Bullish Signal Most People Think It Is appeared first on Coinpedia Fintech News

Goldman Sachs appearing on the holder list of the newly launched XRP and Solana ETFs sent a ripple of excitement through crypto markets last week. A Wall Street giant owning a spot XRP ETF felt, to many, like a coronation. Bloomberg ETF analyst James Seyffart has a more sobering read of the situation — and it is worth hearing.

The Headline That Got Everyone Talking

When regulatory filings revealed Goldman Sachs had taken positions in spot ETFs tracking XRP and Solana, alongside its already known holdings in Bitcoin and Ethereum ETFs, the reaction was immediate. For a community that has spent years waiting for traditional finance to take crypto seriously, seeing one of Wall Street’s most prestigious names on an XRP ETF holder list felt like validation at the highest level.

The story spread fast. The interpretation was almost universally bullish. Goldman is in. Institutions have arrived. XRP is legitimate.

Seyffart’s view is more complicated.

What Goldman’s Position Actually Means

“I wouldn’t ascribe too much to seeing a name like that at the top of the holders list,” Seyffart said when asked about the filings. Goldman sits at the top of the Bitcoin and Ethereum ETF holder lists too, he noted, and nobody reads those positions as a long-term directional bet on crypto.

The more likely explanation, according to Seyffart, is that the bulk of Goldman’s ETF exposure originates from its trading desk rather than from a conviction investment. Basis trading, market making, and facilitating client orders from high-net-worth individuals are all plausible explanations for the position. None of them represent Goldman making a strategic decision to back XRP as an asset.

Millennium Management, the second largest holder of the XRP ETF, sits in a similar category. Large financial institutions appear at the top of these lists not necessarily because they believe in the underlying asset, but because trading these instruments is simply part of what they do.

Where the Genuine Conviction Actually Lives

Seyffart drew a distinction when looking at the Solana ETFs, where a handful of dedicated crypto hedge funds lead the holder rankings. Those positions, he suggested, are far more likely to represent genuine long-term conviction. Several of those funds probably helped seed the ETFs in the first place by contributing their own Solana holdings, which means their appearance on the list does not even represent net new buying of the asset.

The same logic applies across the board. When an institution converts existing XRP or Solana exposure into an ETF wrapper, it is not adding to demand for the underlying token. It is simply changing the vehicle through which it holds an existing position. On a net basis, the market impact can be close to zero.

The Uncomfortable Truth

The crypto market has a habit of reading institutional ETF filings as endorsements. Goldman’s name on an XRP ETF holder list is genuinely important, and there may well be some client money in there that is straightforwardly long the asset. But the more mundane reality, according to one of the most respected ETF analysts in the business, is that Wall Street’s presence in these products says far less about institutional conviction in XRP than the headlines suggest.

The post Millions Are Tracking XRP’s Price Daily: Ripple CTO Says They Are Looking at the Wrong Thing appeared first on Coinpedia Fintech News

The conversation around XRP is once again shifting toward its underlying technology rather than just price action. Breaking the notion, David Schwartz, also known as JoelKatz, the CTO of Ripple, said that the future of XRP may be widely misunderstood. 

Speaking at XRP Australia 2026, Schwartz addressed what he believes is the biggest misconception about XRP heading into the next crypto cycle: many people still think the asset’s value comes only from the XRP Ledger itself.

Misconception #1: XRP Is Only the XRP Ledger

Schwartz explained that focusing only on the ledger misses the bigger picture of how XRP actually functions in the broader financial ecosystem. According to him, most XRP activity takes place outside the blockchain.

“Don’t forget XRP is not just the XRP Ledger. The vast majority of XRP activity takes place off the ledger,” he said.

He pointed out that trading on exchanges, liquidity provision, ETF exposure, and speculation are currently the biggest drivers of XRP’s value. While these factors may not sound technologically groundbreaking, Schwartz emphasized that they still represent real economic activity for users and investors.

To explain the misunderstanding, he compared XRP to traditional currency. “If you think of XRP as just the XRP Ledger, that’s like thinking about the dollar as just paper dollars,” he said, noting that the system surrounding the asset is far larger than the technology itself.

Misconception #2: No Real World Utility

While off-chain activity dominates today, Schwartz believes the next phase for XRP will increasingly involve on-chain financial tools built directly on the XRP Ledger.

He expects the ecosystem to expand into areas such as decentralized exchanges, liquidity infrastructure, tokenized equity markets, and lending solutions.

“You’re going to see liquidity, DEX, and tools that solve real financial problems,” Schwartz said, adding that bringing more activity onto the blockchain could make the system far more transformative.

• Also Read :
•   XRP Jumps 253 Spots on the Chart That Smart Money Watches 
•   ,

Misconception #3: XRP Is Only Focused on Institutions

Another misconception, according to Schwartz, is that XRP’s goal is limited to institutional adoption. He argued that institutions are only the starting point.

“Institutional adoption is not the end goal… It’s going to pave the way for mass retail adoption,” he stated.

Schwartz compared the process to the early days of the internet, where enterprise and government use came first before the technology expanded to everyday consumers.

In the long run, he says XRP’s mission is far broader, helping reshape the entire global financial system, not just institutional finance.

The post Bitcoin Price Prediction: Will BTC Break $72,000 or See Another Pullback? appeared first on Coinpedia Fintech News

Bitcoin continued trading in a local uptrend ahead of the trading session, extending the recovery that began earlier this week.

Market analysts say that the current move appears to be developing within a classic ABC corrective structure, a pattern often used in Elliott Wave analysis to identify short-term price movements.

The recent upward move is believed to represent the B wave followed by a push into wave C, meaning that Bitcoin could soon approach an important resistance zone.

Resistance Levels in Focus

The next major resistance levels are located around $70,767 and $72,200.

These levels have been closely watched by traders over the past few days. A strong breakout above this zone could signal a more bullish scenario for Bitcoin in the short term.

However, analysts caution that if Bitcoin remains below the $72,200 pivot, the possibility of another downward wave remains.

If the resistance holds, Bitcoin could experience a short-term pullback before attempting another move higher.

Support Zone Remains Strong

Despite recent price fluctuations, Bitcoin continues to trade within a sideways range that has been forming since early February.

The main support area sits within an orange support zone that has repeatedly held during recent corrections. This region has acted as the market’s most stable level for several weeks.

Technical analysts often identify these support zones using Fibonacci retracement levels, which measure how much of a previous move the market retraces during a correction.

Fibonacci levels often used include 23.6%, 38.2%, 50%, 61.8%, 78.6%, and 88.7% retracement levels.

In the current structure, a deeper correction could potentially test levels near $61,540, which aligns with the 88.7% retracement zone in the broader pattern.

Breakout or Rejection?

For now, Bitcoin’s short-term outlook remains balanced.

A decisive move above the $72K resistance zone could signal the start of a stronger bullish phase. On the other hand, a rejection from this level may trigger another dip toward the established support range.

The post How High Will Bitcoin, Ethereum and XRP Prices Go As Trump Says Iran War ‘Almost Over’? appeared first on Coinpedia Fintech News

Donald Trump said the Iran war is “pretty much complete” and could end “very soon.” Crypto markets did not wait for a formal announcement. They started moving immediately.

Bitcoin pushed to $69,674, Ethereum held above $2,033, and XRP climbed to $1.37 as relief swept through global markets following the President’s comments. The question traders are now asking is straightforward: how much further can these prices go?

Bitcoin: Running Into a Wall at $69,500

Bitcoin’s recovery from the week’s lows has been sharp and largely on schedule. The token bounced precisely from the $65,500 to $66,000 support zone, exactly where buyers had been expected to step in, and has since pushed toward the $69,000 to $69,500 resistance band that analysts flagged as the next major hurdle.

That resistance is proving sticky. The weekly chart still carries a bearish divergence signal, and the long-term super trend indicator remains in the red, meaning the bigger picture has not yet turned decisively bullish. What is happening now is better described as a short-term relief bounce within a larger, still-unresolved trend.

If Bitcoin clears $69,500 with conviction, the next meaningful resistance sits in the low $70,000s, with a stronger cluster between $72,000 and $76,000 above that. A sustained break into that zone would require more than Trump’s words alone. It would likely need the Strait of Hormuz to reopen and oil to continue falling.

Ethereum: Range-Bound but Building

Ethereum has spent the better part of a month bouncing between two clear levels: support just above $1,810 and resistance beginning around $2,150. It is doing the same thing now, having bounced cleanly from the $1,910 to $1,930 support zone over the past two days and currently tracking toward the upper end of its established range.

The 3-day RSI remains in oversold recovery mode, a signal that has historically preceded at least a short to medium-term move higher. But the resistance between $2,150 and $2,250 is significant and has rejected price on multiple occasions. Getting through it would represent a genuine shift in Ethereum’s short-term structure. For now, the trade is between two known levels, and the ceiling is approaching fast.

XRP: Holding Support, Waiting for a Spark

XRP is the most range-bound of the three. The $1.30 to $1.40 zone has acted as a reliable support base, and the token continues to find buyers there. But the longer-term weekly trend remains bearish, and no confirmed reversal has emerged. Choppy, sideways price action is the most likely scenario in the days ahead unless a fresh catalyst arrives.

A weekly close below $1.30 would be a warning sign, opening the door toward $1.13 and potentially as low as $0.90 to $1.00 in a worst-case scenario. For now, that is not the base case. XRP is holding, but it needs something more than geopolitical optimism to break meaningfully higher.

The market is trading on hope right now. The next few days will reveal whether that hope has a foundation.

The post Pi Network News: After 7% Rally, Analyst Says $0.75 Is Possible by Pi Day  appeared first on Coinpedia Fintech News

Pi Network’s token is having one of its best days in weeks, and the reason is simple: March 14 is coming, and the crypto community is getting excited about it.

PI climbed 7.16% to $0.221 on Monday, comfortably outpacing a broader market that rose around 2.3% on the day. Trading volume surged over 65% to $39.7 million, and the coin ranked among the most viewed on CoinMarketCap, a sign that retail attention is building fast.

Why Pi Day Matters

March 14 is Pi Day, the annual date the Pi Network community treats as something of a flagship moment. In previous years, the project’s developers have used the occasion to make announcements, and this year the anticipation is running higher than usual. 

Network upgrades are also scheduled to conclude by March 12, with new DeFi tools expected to launch alongside them. The market is doing what it typically does ahead of known events in crypto: buying early and asking questions later.

What Analysts Are Saying

Crypto analyst Dr Altcoin, who has been tracking Pi’s price movements closely, said that the token moved from $0.166 to $0.238 over the past seven days alone. Looking ahead to Pi Day, he sees a possible move toward $0.50 if current momentum holds, driven by speculation, rising trading activity and the possibility of a PiDEX or automated market maker announcement. 

He went further, suggesting that if a Kraken exchange listing is announced around Pi Day, the token could push toward $0.75. 

The Levels to Watch

Technically, Pi needs to hold above the $0.20 to $0.204 support zone to keep the bullish case intact. If it does, the next target is resistance at $0.237, with a stretch toward $0.29 possible if buying pressure continues. A clean break below $0.20, however, could see the token slide back toward $0.186.

The Risk

The rally is almost entirely event-driven, which cuts both ways. If Pi Day delivers meaningful news, whether a major partnership, a DEX launch or an exchange listing, the move could extend sharply. If the announcement disappoints a market that has priced in high expectations, a swift reversal is equally possible. In crypto, few patterns are more reliable than the buy-the-rumour, sell-the-news cycle, and Pi is deep in the rumour phase right now.

Five days remain until March 14. The market is waiting.

The post The Chart That Called XRP’s Last Two Rallies Is Flashing Again appeared first on Coinpedia Fintech News

XRP edged up 1.58% to $1.36 on Monday, riding the coattails of a broader market rally without any specific news of its own driving the move. Bitcoin’s 3.15% climb lifted most major tokens, and XRP was no exception, though it lagged slightly behind the pack on a day when Ethereum, Solana and BNB all posted stronger individual gains.

Quiet Day, Bigger Picture

For day traders, Monday offered little excitement on the XRP front. The token tracked the market, volumes were unremarkable, and no major protocol updates, partnership announcements or legal developments moved the needle. It was, by most measures, a placeholder session.

But zoom out, and a more interesting conversation is developing.

The Chart Pattern That Has Analysts Talking

Crypto analyst EGRAG lagged something: XRP may be sitting at a historically significant technical level.

The argument centres on the 100-week Exponential Moving Average, a long-term trend indicator that has, in both of XRP’s previous major market cycles, acted as the floor before a substantial price expansion. In 2017, XRP reset near this level before its parabolic run. In 2021, the same zone served as the base from which the next rally launched. Today, the analyst notes, price is approaching that same region again.

The pattern does not stop there. XRP has also maintained a long-term ascending channel across all three cycles, consistently finding support near the lower band before expanding toward the upper band during bull phases. Currently, price is revisiting that lower structural zone.

Two Scenarios on the Table

If the historical pattern holds, EGRAG Crypto outlines two possible expansion paths. The more conservative scenario mirrors the 2021 cycle, targeting the 1.618 Fibonacci extension, which would put XRP somewhere in the $6 to $9 range. 

The more aggressive scenario echoes 2017’s parabolic move, with extensions toward the 2.414 to 2.618 Fibonacci levels pointing to a $20 to $25 target. That outcome, the analyst says, would require a broad altcoin liquidity rotation and sustained late-cycle momentum behind it.

The Caveat

XRP has a history of frustrating both bulls and bears, and the macro environment, with oil above $100, geopolitical tensions unresolved and sentiment still in fear territory, is not straightforwardly supportive of a speculative altcoin surge right now.

But the structure, as the analyst puts it, is there. Two cycles. Same support zone. Same channel. The question the chart is quietly asking is whether the third time follows the same script.

The post Crypto Rally Alert: Why Are BTC, ETH And XRP Prices Suddenly Surging? appeared first on Coinpedia Fintech News

Cryptocurrency markets surged on Monday, with Bitcoin breaking above $69,000 and Ethereum crossing $2,000 for the first time in weeks, as a combination of institutional buying and a surprise regulatory shift out of Washington gave investors a reason to buy in a market that had been gripped by fear for days.

The Numbers Behind the Move

Bitcoin climbed to $69,031, up 3.15% over 24 hours and 5.57% in just the past 15 hours alone, adding $80 billion to its market capitalisation in a single session. Ethereum rose to $2,028, gaining 4.71% on the day. The broader crypto market added $110 billion in 15 hours, pushing the total market cap to $2.35 trillion. Nearly $120 million in short positions were liquidated in the process, accelerating the move upward as bearish bets were forcibly closed. Solana gained 3.81%, BNB added 3.92%, and Cardano quietly posted a 10.40% seven-day gain, suggesting the rally has breadth beyond the headline names.

What Triggered It

Two catalysts drove the move. The first came from Washington. On March 5, the U.S. Treasury Department formally acknowledged legitimate uses for cryptocurrency mixing tools in a report to Congress, marking a reversal from years of enforcement-heavy policy. For a market that has spent months under the shadow of regulatory uncertainty, the signal that authorities are taking a more measured approach was enough to release considerable pent-up buying pressure.

The second catalyst was institutional. Strategy, formerly MicroStrategy, disclosed it had purchased 17,994 Bitcoin for $1.28 billion, bringing its total holdings to 738,731 BTC. It was the firm’s second largest Bitcoin purchase of 2026. Separately, Tom Lee’s BitMine acquired $122 million worth of Ethereum. When names of that size commit capital publicly, it tends to pull others in behind them.

Mood Shifting, But Carefully

The Fear & Greed Index moved from 17 to 22 overnight, still in fear territory but meaningfully off its recent lows. The average crypto RSI hit 50.48, returning to neutral after weeks of oversold readings. The Altcoin Season Index sits at 35, confirming Bitcoin remains the dominant force in this rally rather than speculative capital spreading broadly into smaller tokens.

What Comes Next

Analysts are watching the $2.4 trillion total market cap level as the immediate test. A clean break above it could open the door toward $2.52 trillion. The weekly U.S. Bitcoin ETF flow data, due March 13, is considered the next major signpost: sustained inflows would support the case for continuation, while a return to outflows could see the market consolidate back toward recent lows.

The rally is real, but the risks have not gone away. Oil remains above $100 a barrel, the Strait of Hormuz is still closed, and geopolitical tensions show no sign of easing. The crypto market’s correlation with the Nasdaq stands at 69%, meaning what happens in equity markets this week will matter here too. 

The post Why Bitcoin, Ethereum and XRP Prices Are Not Crashing Today? appeared first on Coinpedia Fintech News

Cryptocurrencies defied a sweeping global market selloff on Monday as a catastrophic oil supply shock and escalating U.S.-Iran tensions sent equities tumbling, with Bitcoin, Ethereum and XRP each posting modest gains even as Wall Street futures pointed to one of the worst openings in recent memory.

Crypto Holds as Equities Crater

Bitcoin traded at $66,124.97, up 1.65% over 24 hours. Ethereum added 1.08% to change hands at $1,944.62, while XRP outperformed both, climbing 1.47% over seven days to $1.34. The crypto market capitalization stood at $2.28 trillion, a striking contrast to equity futures showing the Nasdaq off 1.56%, the S&P 500 down 1.65%, the Dow shedding 2%, and the Russell 2000 hemorrhaging 3.8%.

The Oil Shock Behind the Chaos

Crude oil surged 21% at the open, with West Texas Intermediate hitting $110.99 per barrel for the first time since June 2022, now up 65% since the outbreak of the U.S.-Iran war. The trigger was the effective closure of the Strait of Hormuz, through which roughly one-fifth of the world’s daily oil supply normally flows. 

With pipeline bypass capacity capped at 6.8 million barrels per day against a trapped flow of 19.8 million, analysts estimate a structural daily deficit of 12.7 million barrels. In nine days, an estimated 200 million barrels have failed to reach global markets. Iraq, Iran and Kuwait have collectively halted millions of barrels in daily production. Saudi Arabia’s Ras Tanura refinery is offline. Qatar has suspended approximately 20% of global LNG supply.

A Leadership Vacuum in Tehran

Compounding the instability, Iran’s Assembly of Experts formally declared Mojtaba Khamenei as Supreme Leader on Monday, triggering street protests in Tehran and a sharp response from Washington, where President Trump had previously called a dynastic succession “unacceptable.”

Why Digital Assets Are Diverging

Against that backdrop, crypto’s divergence from equities has drawn attention. Bitcoin’s institutional positioning as a store of value is attracting defensive flows that traditionally move into gold. With oil driving inflation expectations higher, assets outside the traditional financial system are drawing fresh interest. 

The Crypto Fear & Greed Index at 17 signals extreme fear, a reading historically associated with accumulation rather than further selling. Crucially, digital assets carry no exposure to the physical infrastructure at the center of this crisis.

There are no refineries to go offline, no tankers to reroute. In a shock defined entirely by the vulnerability of physical supply chains, that detachment is proving, for now, to be an advantage.

The post Pi Network News: Why Pi Coin Fell 10% Today and What Pi Day on March 14 Means for the Price appeared first on Coinpedia Fintech News

Pi coin dropped roughly 10% in the last 24 hours, sliding to around $0.20 after briefly touching $0.23 earlier this week. For anyone holding Pi or watching the market, here is a breakdown of why it fell and what to watch next.

The main reason: the rally ran out of steam

Pi had a strong week, climbing more than 20% before hitting a wall just above $0.21. When a coin rises that fast that quickly, short-term traders tend to sell and lock in their profits. That is exactly what happened here. The price failed to hold above an important level that traders were watching closely, and the selling accelerated from there. In simple terms, too many people tried to cash out at the same time.

The bigger picture: the whole market is nervous

Pi did not fall alone. Bitcoin slipped, the broader crypto market dipped, and the Fear and Greed Index, a measure of market sentiment, is sitting deep in Extreme Fear territory. Investors are jittery about ongoing geopolitical tensions and are waiting on a major US inflation report due March 12. 

What happens next

The price to watch is $0.20. That is the psychological support level the market is currently testing. Two scenarios are in play right now.

If Pi holds above $0.20, the coin could stabilise and trade sideways in the lead-up to Pi Day on March 14, which historically brings network announcements that can move the price.

If Pi breaks below $0.20, the next meaningful support sits around $0.15, which would represent a significant further decline from current levels.

The bottom line

This drop is a combination of profit-taking after a sharp rally and a broader market that has turned risk-averse. It is not unusual price behaviour, but the next few days are critical. Pi Day on March 14 is the nearest potential catalyst for a recovery. Until then, holding $0.20 is the number every Pi holder should be watching.

The post Eight Applications, 90% Odds and an Empty Exchange: The XRP Supply Shock Nobody Is Prepared For appeared first on Coinpedia Fintech News

Most XRP holders are watching ETF headlines without understanding why current approvals have done almost nothing for the price. According to digital finance strategist Jake Claver, that confusion is costing investors clarity at exactly the wrong moment.

The ETFs trading today are futures-based. They never actually touch XRP. They roll contracts, collect fees, and leave the underlying supply completely undisturbed. With roughly $240 million sitting across existing futures products, the price impact has been effectively zero. That changes entirely when spot ETFs arrive.

When institutions have to actually buy

Spot ETFs operate differently. Authorized participants are legally required to purchase and hold real XRP, locked in custody with firms like Coinbase or Anchorage, backing every share issued at a mandated ratio. Every dollar of inflow means XRP physically removed from circulating supply.

Claver points out that exchange inventory is already at historically low levels. Coinbase alone has seen available XRP drop nearly 90% over recent months, down to roughly 100 million tokens. Against that backdrop, even conservative inflow estimates of $2 to $4 billion in the first year represent a serious supply problem. More aggressive projections, cited by sources including JP Morgan, suggest $5 to $8 billion could enter the market within the first 30 days alone.

“It’s like a balloon being held underwater,” Claver said. “When you let it go, it’s going to skyrocket.”

Why XRP could move faster than Bitcoin ever did

Bitcoin’s ETF approval in January 2024 took nearly a full year to translate into its full price impact, eventually reaching $100,000 in December. Claver argues XRP’s compressed timeline, thinner liquidity, and smaller exchange inventory means the same mechanics could play out in a fraction of the time.

With eight spot ETF applications currently pending SEC review, approval windows converging around late 2025, and prediction markets placing approval odds above 90%, the structural conditions are forming rapidly.

The bigger picture

Layer in RLUSD adoption, central bank digital currency pilots already running on the XRPL across multiple nations, a near-concluded SEC legal battle with Ripple, and potential major institutional partnership announcements, and Claver sees not one catalyst but several hitting simultaneously.

For long-term XRP holders, that convergence is precisely the moment they have been positioned for.

The post How Ripple Plans to Turn XRP Into the Collateral Layer of Institutional DeFi appeared first on Coinpedia Fintech News

Ripple is quietly repositioning XRP from a cross-border payments token into the backbone of institutional decentralized finance, according to senior company executives. The shift marks one of the most important strategic pivots in the asset’s history and could fundamentally reshape how Wall Street interacts with crypto-native infrastructure.

Speaking at a recent industry event, Ripple’s Ross Edwards outlined an expanding vision for XRP that stretches well beyond its original use case of moving value across borders. While centralized exchange liquidity has historically driven XRP utility, Edwards said the company is now aggressively pushing that activity onto the XRP Ledger itself.

A lending protocol changes the calculus

The centerpiece of that push is a native lending protocol currently being launched on the XRPL. The protocol positions XRP as a source of collateral and borrowing power, opening the door to yield-generating activity that has long been the domain of Ethereum-based DeFi platforms.

“We see XRP as a huge source of capital to be lending and borrowing and using as collateral positions on chains,” Edwards said, describing a dual utility play where XRP benefits both directly and indirectly from growing on-chain activity.

Stablecoins are the missing piece

Perhaps the sharpest insight from Edwards concerns the role of stablecoins in making institutional DeFi actually work. Without them, he argued, the entire structure collapses. A bank holding tokenized real-world assets on chain has no practical way to realize cash value without a dollar-denominated stable counterpart. KYC, AML, and legacy rails make the traditional route redundant.

Ripple’s answer is RLUSD, its own stablecoin, which Edwards described as central to a new generation of tokenized asset markets, including 24/7 swap markets, on-chain distributions, and institutional lending.

The conversation has shifted, Edwards said. Two years ago, Ripple was convincing institutions to tokenize assets at all. Now it is negotiating the mechanics of how those assets generate yield, settle instantly, and operate around the clock.

For XRP holders, that is a materially different story than payments alone.

The post Bitcoin Price Prediction: One Level Stands Between Bulls and a $10,000 Drop appeared first on Coinpedia Fintech News

Bitcoin remains trapped in a weeks-long sideways grind, with no clean break above a key resistance level that has capped rallies since April of last year. The April low from last year continues to act as a ceiling. A test of that level triggered the current pullback, and the weakness has yet to resolve.

The weekly close looms

The question heading into the weekly close is simple: can buyers hold the line, or does this drift lower? Price is currently probing the 61.8% Fibonacci retracement near $67,000, a level technicians have flagged as a potential floor for a short-term bounce. 

The broader setup through February had pointed to a possible rally first to overhead resistance, and then higher as part of a larger corrective wave structure. That thesis is still alive, but it’s under pressure.

Two paths, one decision point

If $67,000 fails to attract buyers, the next meaningful support sits in the $55,000 to $56,000 range, where a cluster of structural and Fibonacci levels converge. 

That scenario stays off the table as long as the range floor, roughly $61,400 to $62,600, holds intact. In the more constructive case, the current dip is a fourth-wave pullback within a five-wave advance, with one more high still to come. In the bearish case, the market is tracing out a fuller corrective structure that eventually tests the mid-$50,000s.

Cracks beginning to show

Weekend price action complicates the reading. The market has slipped below the lower boundary of its short-term channel, not a confirmed break, but a warning sign. The structure of the current pullback lacks the clean, three-wave characteristics that would signal a straightforward correction. Bulls still hold enough ground to make a case. But the margin for error is shrinking.