The post Coinpedia Digest: This Week’s Crypto News Highlights | 1st November, 2025 appeared first on Coinpedia Fintech News

It’s been a defining week for crypto. From SBF’s latest attempt to reshape his own history to PayPal’s entry into AI-powered payments, the headlines have been interesting.

If one thing stood out this week, it’s that crypto is entering a more grown-up phase and settling into its role as finance’s disruptor. Missed out on anything? We’ve got you!

Dive right in for the biggest stories.

#1 SBF Claims FTX Was Never Insolvent

Sam Bankman-Fried is back in headlines, insisting that FTX’s 2022 collapse wasn’t about insolvency but bad decisions. In a new 15-page statement, he claimed the exchange held $25 billion in assets, enough to repay users, before lawyers and new CEO John J. Ray III “forced” FTX into bankruptcy for profit.

[SBF says:]
This is where the money went. https://t.co/HVRwEw5Z1k https://t.co/5DrA13L5YE pic.twitter.com/O6q77DvmTn

— SBF (@SBF_FTX) October 31, 2025

He also alleged nearly $1 billion in fees were paid while assets worth billions were lost. Court records, however, showed Alameda secretly used customer funds, leading to the $8 billion shortfall.

#2 Mt. Gox Pushes Repayments to 2026 as Delays Drag On

The long wait for Mt. Gox creditors isn’t over yet. Trustee Nobuaki Kobayashi has extended the repayment deadline to October 31, 2026, citing unfinished procedures and verification delays. Many creditors are still waiting for restitution more than a decade after the exchange’s 2014 collapse.

Earlier repayments covered only verified claims, leaving thousands in limbo. Recent blockchain activity, including a $1 billion Bitcoin transfer in March, has fueled fresh speculation about how and when the remaining funds will finally move.

#3 Bitcoin White Paper Turns 17

Seventeen years ago, an anonymous name, Satoshi Nakamoto, shared a short paper that changed how the world sees money. On October 31, 2008, the Bitcoin: A Peer-to-Peer Electronic Cash System white paper introduced the idea of a decentralized digital currency.

What started as a technical proposal is now a trillion-dollar industry and a global movement. The nine-page document set the foundation for blockchain technology and a new era of financial freedom that’s still unfolding today.

#4 Beijing Holds the Cards as Trump Softens Trade Pressure

The Trump-Xi meeting ended with Washington backing off its trade pressure while Beijing barely blinked. The U.S. agreed to cut a fentanyl-related tariff by 10% and delay new ones, while China extended its pause on rare earth export controls – a move experts say keeps it in control.

“It’s more like our surrendering,” wrote Nicholas Kristof in The New York Times. Trump called the meeting “amazing,” but Beijing’s cautious response hinted at who really came out stronger. For crypto markets, the thaw could signal a possible boost in risk appetite.

#5 Bybit Pauses New User Signups in Japan

Bybit has stopped accepting new user registrations in Japan from October 31 as it works to meet the Financial Services Agency’s regulatory requirements. The pause, which applies to both individuals and companies, won’t affect existing users for now.

Japan’s regulators have become more watchful of unregistered exchanges, tightening crypto laws over the past year. Interestingly, even as it slows in Japan, Bybit has secured a full license in the UAE, strengthening its position as a compliant global exchange.

#6 Hoskinson Mocks Schiff’s Track Record on Bitcoin Prices

Cardano founder Charles Hoskinson has taken aim at gold supporter Peter Schiff, saying his Bitcoin predictions have been wrong time and again. In a post on X, Hoskinson said Schiff’s constant bearish calls “no longer move markets,” noting he’s been off at every major price level – from $100 to $100,000.

Peter continues to be wrong and utterly irrelevant. He was wrong at 100 dollar bitcoin. He was wrong at 1000 dollar bitcoin. He was wrong at 10,000 dollar bitcoin. He is wrong at 100,000 dollar bitcoin.

He will be wrong at million dollar bitcoin. https://t.co/hpTVATc1qf

— Charles Hoskinson (@IOHK_Charles) October 29, 2025

Schiff recently claimed Bitcoin remains over 10% below its all-time high, calling it “a speculative asset.” Hoskinson fired back, saying Schiff’s model has failed four times over.

#7 Shiba Inu Gets First U.S. ETF Nod

Shiba Inu has taken a big step toward Wall Street. T. Rowe Price, a global investment firm managing over $1.7 trillion, has filed a Form S-1 with the SEC to launch its Active Crypto ETF. The fund will track major digital assets including Bitcoin, Ethereum, Dogecoin, and Shiba Inu.

If approved, it would mark the first U.S. ETF to include SHIB, giving institutional investors regulated exposure to the token. The move adds new credibility to Shiba Inu’s growing ecosystem.

#8 Trump Memecoin Issuer in Talks to Acquire Republic.com’s U.S. Arm

Fight Fight Fight LLC, the company behind the TRUMP token, is in talks to buy the U.S. arm of Republic.com, Bloomberg reported. The move could give the token a bigger real-world use, allowing investors and startups to transact directly in crypto.

Republic.com, backed by Galaxy Digital and Binance’s venture arm, has supported over 3,000 fundraises. If the deal goes through, it could mark a major step in bringing the Trump memecoin into mainstream finance.

Also Read: After 13 Million Tokens and a 90% Drop, Are Meme Coins Finally Done?

#9 JPMorgan’s Dimon Warms Up to Blockchain

JPMorgan CEO Jamie Dimon, long known for his harsh stance on Bitcoin, is finally giving blockchain some credit. Speaking recently, Dimon said stablecoins and JPMorgan’s internal blockchain systems could hold real value in modern finance.

“This technology could replace many of today’s outdated systems – slow, fragmented, and far from 24/7,” he noted. Still, Dimon stressed that decentralization makes coordination difficult, which is why JPMorgan continues building on its private blockchain.

#10 Western Union Files ‘WUUSD’ Trademark After Solana Stablecoin Reveal

Western Union is stepping further into the crypto space. Just a day after announcing its Solana-based stablecoin USDPT, the company has filed a trademark for “WUUSD.” The filing covers wallet software, payments, and trading services, suggesting a wider digital asset plan in the works.

Analysts say stablecoins could lower settlement costs and speed up cross-border payments – a potential game-changer for remittance markets.

Read More: How Did the Bitwise Solana ETF Perform Compared to Bitcoin and Ethereum?

In the Spotlight 

Here’s a few quick hits you shouldn’t miss!

PayPal Teams Up With OpenAI for ChatGPT Shopping: The tie-up will bring instant checkout inside the chatbot, letting users browse and buy products seamlessly. It also hints at PayPal’s growing digital focus and possible future links between AI payments and crypto.

Ethereum’s Fusaka Hard Fork Set for December 3: The upgrade will boost scalability and efficiency with PeerDAS and a higher gas limit, marking another milestone in Ethereum’s development.

KRWQ Becomes First Korean Won Stablecoin on Base: IQ and Frax launched the fiat-backed token on Base using LayerZero’s tech, bringing the Korean won on-chain with cross-chain transfers and plans for full regulatory compliance.

CZ Statue Memecoin Crashes 99% After Founder’s Warning: The “czstatue” token soared 27,000% before collapsing after CZ told followers, “Don’t buy the meme.” Over 1,100 holders were left with losses as the contract was flagged a honeypot.

Chinese Man Arrested in Bangkok Over $14M Crypto Scam: Thai police arrested Chinese national Liang Ai-Bing, accused of running the FINTOCH Ponzi scheme that defrauded nearly 100 investors. The arrest followed cross-border cooperation with Chinese authorities.

What’s Next for Crypto?

Major shifts to expect ahead

• Market confidence is slowly returning as big names like PayPal, Western Union, and JPMorgan deepen their crypto and blockchain ties.
• Stablecoins are entering a new phase of legitimacy with global launches and upcoming regulations.
• Asia’s growing dominance, from Seoul to Beijing, continues to shape the next wave of crypto infrastructure and adoption.
• AI and blockchain are starting to merge, hinting at a new frontier for payments and commerce.
• After a volatile October, November could bring steadier sentiment as regulation, technology, and utility finally start aligning.

Momentum, regulation, and innovation are finally moving in the same direction. This is an exciting phase for the market. Tune back in next week for another edition of Coinpedia Digest!

The post Is It Too Late to Buy Bitcoin and Crypto in 2025? appeared first on Coinpedia Fintech News

Early October, Bitcoin hit a new all-time high of over $126,270. ETFs are breaking records, institutional buying continues increasing, and yet the market still swings wildly. 

There’s never been a year like 2025 for crypto. The market finally looks mature, with Trump’s advocacy and regulatory clarity. 

For many retail investors, that raises the big question – is it too late to get in?

The Wrong Way to Look at “Too Late”

Asking whether it’s too late misses the point as Bitcoin isn’t a quick trade anymore, instead it’s a long-term asset. The smarter question is: what role should it play in your portfolio?

Over the past few years, Bitcoin has shifted from being a speculative token to a strategic asset that many investors use as a hedge against inflation and currency weakness. 

For anyone thinking beyond the next bull run, what matters is time in the market, not timing the market.

A Mature Market With Volatility 

Institutional money has poured in this year. 

Early October saw record weekly global ETF inflows of ~$5.95B, helping push Bitcoin to new highs, according to Reuters.

A few days later, a sharp sell-off on October 10-11 erased ~$19B in open interest and affected around 1.6M traders, which was one of the largest wipeouts in crypto history.

• Also Read :
•   $19 Billion Crypto Crash Shows Market Makers Can Also Break the Market
•   ,

Bitcoin now sits in the portfolios of global asset managers, but the market structure is still fragile. 

Why It’s Not Too Late

Despite the rollercoaster, adoption keeps expanding. 

Chainalysis’ 2025 Global Adoption Index shows countries like India, the U.S., and Brazil leading in crypto usage. The State of Crypto 2025 report by a16z also highlights that regulated products and better infrastructure are now driving long-term capital into the space. 

On the tech side, upgrades like Taproot and the Lightning Network are making Bitcoin faster and more usable, pushing it beyond the “digital gold” tag and closer to real-world utility.

How to Approach It Smartly

Investors don’t need to bet everything to participate. Dollar-cost averaging, which is investing a fixed amount regularly, helps smooth volatility and reduce stress. Treat Bitcoin as a small, steady allocation: 1-5% for conservative investors, up to 10% for those with higher risk tolerance.

And security matters. Hardware wallets, strong passwords, and 2FA should be non-negotiable for anyone holding crypto long-term.

The Bottom Line

Bitcoin has come a long way from its early days. But calling it “too late” ignores how far adoption, infrastructure, and global integration have come. The opportunity today should not be seen as chasing quick profits, but entering the market with a plan.

As long as you remain disciplined and back your investments with research, you are likely to continue benefiting from the market. 

FAQs