The post Visa Integrates USDC for Faster Bank Settlements appeared first on Coinpedia Fintech News

Visa is opening its US payments network to stablecoin settlement, letting American banks and fintechs settle card transactions in Circle’s USDC over the Solana blockchain instead of only using traditional wire transfers. Cross River Bank and Lead Bank are the first institutions live on the system, with wider rollout planned through 2026, and Visa will also support Circle’s high-speed Arc blockchain as a design partner once it launches.

The post PancakeSwap and YZI Labs Launch On-chain Prediction Markets appeared first on Coinpedia Fintech News

PancakeSwap is co-incubating Probable, a new on-chain prediction market protocol on BNB Chain developed with YZI Labs. Probable will host markets on sports, politics, crypto, and macro events, letting users deposit a wide range of tokens that are automatically converted into USDT for placing bets. Market resolution will rely on UMA’s Optimistic Oracle, aiming to deliver fast, tamper-resistant, economically secure outcome verification as BNB Chain pushes into next generation prediction markets.

The post Grayscale: Quantum Threat to Bitcoin Still Years Away appeared first on Coinpedia Fintech News

Grayscale’s 2026 Digital Asset Outlook highlights that, although quantum computing represents a long-term threat to blockchain cryptography, Bitcoin and the broader crypto market are unlikely to face price or valuation impacts in 2026. The report notes that most public blockchains will eventually require post-quantum cryptography upgrades. However, experts estimate that a quantum computer capable of breaking Bitcoin’s public-key cryptography and forging digital signatures is unlikely to emerge before 2030, keeping Bitcoin secure in the near term.

The post PayPal Moves to Launch Its First U.S. Bank appeared first on Coinpedia Fintech News

PayPal submitted applications to the FDIC and Utah regulators for an industrial loan company charter called PayPal Bank. The goal is to expand small business lending, building on over $30 billion provided to 420,000 accounts since 2013, with interest-bearing savings and FDIC insurance if approved. CEO Alex Chriss aims to reduce third-party reliance and fuel US economic growth under lighter regulations.

The post Trump Eyes Pardon for Samourai Wallet CEO appeared first on Coinpedia Fintech News

U.S. President Donald Trump said he’ll review pardoning Keonne Rodriguez, co-founder and CEO of privacy-focused Bitcoin wallet Samourai. “I’ve heard about it, I’ll look at it,” Trump stated during a Monday Oval Office Q&A with journalists. Rodriguez was sentenced last month to five years for running a mixer that laundered over $237 million in illicit funds, sparking crypto privacy debates. This follows Trump’s pardons of figures like Ross Ulbricht. 

The post Startale and SBI Team Up to Build Regulated Digital Yen appeared first on Coinpedia Fintech News

Startale Group and SBI Holdings signed an MOU on December 16, 2025, to launch a regulated Japanese yen stablecoin by Q2 2026. The stablecoin will be a Type 3 Electronic Payment Instrument, allowing transfers and balances above the ¥1 million limit. Startale will provide blockchain technology and security, while SBI will handle compliance through its trust bank and exchange. The project aims to support domestic and cross-border payments, tokenized assets, and AI-based finance under Japan’s updated payment laws.

The post Strategy Buys 10,645 More Bitcoin appeared first on Coinpedia Fintech News

Strategy purchased 10,645 Bitcoin for $980.3 million at an average price of $92,098, pushing its year-to-date BTC yield to 24.9%, a measure of Bitcoin appreciation on capital deployed. As of December 14, the company holds 671,268 BTC, acquired for a total of $50.33 billion at an average price of $74,972 per coin, funded through at-the-market equity sales and preferred stock like STRD. CEO Michael Saylor’s strategy has made MicroStrategy the largest corporate holder of Bitcoin, benefiting from rallies above $90,000.

The post Visa Launches Stablecoin Advisory to Boost Digital Payments appeared first on Coinpedia Fintech News

Visa launched its Stablecoins Advisory Practice through Visa Consulting & Analytics to guide banks, fintechs, merchants, and enterprises on stablecoin strategies, tech setup, and rollout. Clients like Navy Federal Credit Union and VyStar use it for cross-border payments to volatile markets and B2B transactions, cutting costs and delays. With $3.5B in annual stablecoin settlement volume across 130+ programs in 40 countries, Visa positions stablecoins as a faster payment infrastructure.

The post BingX Hits 40 Million Users, Doubles Growth in 2025 appeared first on Coinpedia Fintech News

BingX announced it hit 40 million global users in 2025, doubling last year’s count while reaching over $26 billion in peak daily volume. The exchange rolled out smart AI trading tools, enhanced spot and derivatives platforms, and strengthened security with full Proof of Reserves and a user protection fund. This rapid expansion highlights BingX’s strong position in the booming crypto trading world.

The post Japan Begins Decades-Long ETF Sell-Off in January appeared first on Coinpedia Fintech News

The Bank of Japan plans to begin selling its ETF holdings worth ¥83 trillion ($534 billion) as early as January. The sales will happen very slowly, with about ¥330 billion sold each year, meaning it could take more than 100 years to fully exit. The ETFs have a book value of ¥37.1 trillion. This gradual strategy is designed to avoid market shocks and ensure stability while the central bank slowly unwinds its stimulus-era investments.

The post JPMorgan Launches $100M Tokenized Fund on Ethereum appeared first on Coinpedia Fintech News

JPMorgan Chase is launching its first tokenized money market fund directly on the Ethereum blockchain, seeding it with $100 million. This groundbreaking move allows qualified institutional investors to trade fund ownership as digital tokens, enabling faster, smoother settlements compared to traditional systems. By building on a public blockchain, the $4 trillion banking giant signals a major shift: treating crypto infrastructure as a serious, efficient tool for global finance rather than just a niche experiment.

The post Upbit to List Solana-Based HumidiFi (WET) on Dec. 15 appeared first on Coinpedia Fintech News

South Korea’s largest crypto exchange, Upbit, is listing HumidiFi’s WET token today, December 15, with KRW, BTC, and USDT trading pairs starting at 18:30 KST. HumidiFi, a Solana-based protocol, handles over 35% of daily DEX volume through its proprietary AMM technology, offering dark pool-like execution, sub-0.1% slippage on large trades, and MEV protection. WET holders can earn fee rebates and participate in staking. After doubling post-launch via Jupiter DTF, the token now aims to boost liquidity through Upbit’s active KRW markets.

The post Bitcoin Hashrate Falls 8% Amid Xinjiang Mining Shutdowns appeared first on Coinpedia Fintech News

The Bitcoin network’s total hashrate dropped by about 100 EH/s yesterday, an 8% decline, as roughly 400,000 mining rigs went offline following the closure of mining farms in Xinjiang, China. This sudden reduction shows how regional mining power shifts can quickly affect the global network’s computing strength. While China has been quietly regaining mining share despite past bans, the exact reasons for this latest shutdown aren’t yet clear. Analysts say such events can impact mining difficulty and block speeds.

The post UK to Bring Crypto Under FCA Rules by 2027 appeared first on Coinpedia Fintech News

The UK government is drafting new legislation to bring cryptocurrencies under the Financial Conduct Authority’s supervision from 2027. Under the proposal, digital assets would be regulated in the same way as other financial products. Chancellor Rachel Reeves said the goal is to set clear rules for the industry, remove bad actors from the market, and strengthen confidence. She also emphasized that the new framework will offer strong consumer protections and create a safer environment for crypto users.

The post RaveDAO Delivers a Community-First Launch appeared first on Coinpedia Fintech News

RaveDAO’s $RAVE launch turned heads after early buyers entered near $0.20 and the price quickly climbed close to $0.60, marking a clean 3x move. Unlike many recent launches, the chart expanded upward from the start, allowing real participants to enter instead of insiders dumping. This fair structure rewarded the community and boosted confidence. In a market filled with post-launch sell-offs, RaveDAO’s approach stands out as a refreshing and trust-building debut.

The post Ethereum Introduces ERC-8092 for Cross-Chain Account Linking appeared first on Coinpedia Fintech News

Ethereum’s community has proposed ERC-8092, a draft standard for creating “associated accounts” across blockchains. It allows two accounts to publicly declare, prove, and revoke their relationship using cryptographic signatures. The proposal supports practical uses like sub-account inheritance, delegated authorization, and reputation tracking. By working with EIP-7930, it also enables cross-chain compatibility. If adopted, ERC-8092 could simplify identity management and interactions across multiple blockchains, making decentralized applications more secure and flexible.

The post 15 Years Since Satoshi Nakamoto Went Silent appeared first on Coinpedia Fintech News

Exactly 15 years ago, on December 13, 2010, Bitcoin creator Satoshi Nakamoto posted his final message and disappeared from public view. A day earlier, on December 12, he released Bitcoin version 0.3.19, which included important fixes to protect the network from attacks. After this update, Satoshi quietly stepped away, leaving Bitcoin fully decentralized with no leaders or central control. This decision allowed the community to guide Bitcoin’s growth, helping it evolve into a major global asset built on open and permissionless innovation.

The post OKX Exposes OM Manipulation Scheme appeared first on Coinpedia Fintech News

OKX found clear evidence that multiple accounts were working together to use large OM holdings as collateral to borrow USDT and artificially push up the price of MANTRA OM. The exchange’s risk systems detected the activity early, and after the accounts failed to cooperate, OKX stepped in and took control. A sudden price crash followed, leading to major losses that were fully covered by OKX’s Security Fund. All evidence has been shared with regulators and law enforcement, and several lawsuits are now ongoing, with third party data suggesting external perpetuals trading triggered the crash.

The post RAVE Token Explodes Over 280% After TGE appeared first on Coinpedia Fintech News

RaveDAO’s $RAVE is witnessing extreme volatility following its token generation event. The token surged over 285% in the past 24 hours, trading around $0.62 with a market cap of $143 million. Trading volume spiked sharply to $238 million, signaling strong capital inflows and aggressive price discovery. While momentum remains strong, traders are closely watching for short-term volatility after the rapid upside move.

The post Coinbase Adds Lighter (LIGHTER) to Listing Roadmap appeared first on Coinpedia Fintech News

Coinbase has added Lighter (LIGHTER) to its public asset listing roadmap, signaling potential future trading on the platform. Trading launch depends on securing market-making support for liquidity and completing technical integrations like wallets and systems. No deposits or transfers yet, sending LIGHTER early risks permanent loss. The official start date will be announced via Coinbase’s blog and X once ready, boosting excitement for this emerging project backed by Ribbit Capital and Haun Ventures

The post Binance Dominance Sparks Market Crash Fears appeared first on Coinpedia Fintech News

Research firm Kaiko reports that crypto market liquidity is increasingly concentrated in just a few centralized exchanges, with Binance leading the pack. This concentration could increase risks during volatile periods, potentially causing ripple effects across the market. The report also highlights ongoing challenges for Binance, including structural, operational, and legal uncertainties, lack of formal regulation, a U.S. conviction for anti–money laundering violations, and the absence of an EU MiCA license, raising concerns about the exchange’s long-term stability and its impact on the broader market.

The post RaveDAO Goes Live Everywhere on Day One appeared first on Coinpedia Fintech News

RaveDAO made a powerful entry as $RAVE launched simultaneously across major exchanges, including Binance Alpha, Kraken, Bitget, MEXC, Gate, and Aster. Such coordinated listings are rare for new projects and signal strong preparation and demand. Early traders are already active, and interest from key Binance Labs members has added to the buzz. With momentum building fast, RaveDAO has firmly placed itself in the market spotlight.

The post Brazil’s Biggest Bank Recommends Bitcoin Allocation appeared first on Coinpedia Fintech News

Brazil’s leading asset manager, Itaú Asset, with $185 billion under management, advises allocating 1% to 3% of investment portfolios to Bitcoin in 2026. This move targets diversification amid Brazil’s volatile real and inflation pressures, shielding against fiat risks while complementing stocks and bonds. Analysts call it the ideal “sweet spot” for capturing Bitcoin’s growth with minimal downside, marking a key step in institutional crypto embrace.