The post XRP News: Korea, France and Japan Are Building on XRP and One Analyst Says It Is Not Coincidence appeared first on Coinpedia Fintech News

South Korea’s K Bank, the country’s largest internet-only bank, has teamed up with Ripple to pilot blockchain-based cross-border payments across two corridors: the United Arab Emirates and Thailand.

K Bank operates entirely online with no physical branches, making it one of South Korea’s fastest-growing financial institutions and a natural fit for blockchain-based payment rails that bypass traditional correspondent banking infrastructure.

Additionally, previously, France launched a regulated euro stablecoin on the XRP Ledger and Japan made XRP spendable for millions.

But one analyst says this is not a coincidence.

Instead, she explains that this is a pattern showing where the real global wealth transfer is happening, quietly through financial infrastructure, not price action.

Institutional Moves, Not Retail Hype

According to Stevenson, these developments are not driven by speculation but by deep institutional adoption.

• In France, Société Générale deployed a MiCA-compliant euro stablecoin on the XRP Ledger after passing strict compliance, legal, and risk checks. This shows XRP is being used for regulated financial products, not just trading.

• In South Korea, Kyobo Life Insurance used Ripple Custody to pilot real-time settlement of tokenized government bonds. These are among the safest assets in finance, meaning this shift is structural, not experimental.

• In Japan, XRP was integrated into payments, making it usable for 44 million consumers across 5 million merchants, proving real-world usability at scale.

Stevenson says these moves reflect institutions building on XRP infrastructure, not testing it.

Three Layers of Finance Converging

The pattern becomes clearer when all three developments are viewed together.

France represents the stablecoin and digital currency layer. South Korea brings in real-world assets through tokenized bonds. Japan covers the payments layer with everyday transactions.

Three different parts of the financial system are moving onto the same infrastructure at the same time.

Stevenson notes that patterns like this do not come from isolated decisions. They emerge when regulation, technology, and institutional confidence align after years of development.

Where the Real Wealth Transfer Is Happening

Stevenson says most investors are focused on XRP’s price, waiting for a breakout. But the real shift is happening underneath.

Banks, insurers, and payment systems are integrating XRP into core financial processes. Every stablecoin transaction on XRP Ledger uses XRP for fees, and real-time settlement systems reduce inefficiencies in traditional finance.

This is where the global wealth transfer is taking place, through infrastructure being built and adopted at scale.

The price may follow later, but the foundation is already being laid.

The post Pi Network News: Token Controls 95% of Mobile Mining Sector as Price Approaches Breakout Zone appeared first on Coinpedia Fintech News

Pi Network holds approximately $1.85 billion in market capitalisation, accounting for nearly 95% of the $1.94 billion mobile mining sector, according to market data.

The figures put Pi Network in a position of near-total dominance within its category, with no other project coming close in terms of market value. The mobile mining segment, which was largely overlooked in earlier crypto cycles, has grown into a tracked and traded market, with Pi Network as its central asset.

Whether that attention translates into longer-term utility and adoption remains an open question, with the network still working through its mainnet development and ecosystem build-out.

Pi Price Analysis 

Pi is currently trading around $0.1797, up 4.32% over the past 24 hours, with trading volume near $34 million. Short-term action shows a slight 0.85% dip in the last hour, hinting at a brief cooldown after the recent push.

Pi is sitting in a make-or-break zone right now, around $0.17–$0.18. If buying continues and hype builds into events like Consensus 2026, there are chances it pushes higher toward $0.25 and possibly even $0.40 as some analysts expect. 

Over 10.29 billion PI is already in circulation out of a 100 billion max supply. Meanwhile, exchange outflows are exceeding inflows by about 310,000 tokens, meaning more supply is moving off exchanges. Token unlock pressure is also easing, reducing immediate selling risk.

Upcoming Catalysts

The Protocol 22 upgrade has reached its deadline, introducing smart contracts and expanding what the network can actually do beyond mining.

Founders Chengdiao Fan and Nicolas Kokkalis are set to appear at Consensus 2026 in Miami. That kind of exposure usually brings fresh attention right when interest is already growing.

The network also reports over 18 million KYC-verified users, giving it one of the largest active user bases in crypto.

Why This Phase Feels Important

This isn’t just about a short-term price move. The market is starting to position itself for what comes next. If utility begins to kick in after the upgrade, Pi starts moving beyond just a mining narrative into something more functional.

One X user points out that it’s still early. Mining continues, rewards are still available, and there’s no reason to stop while billions of tokens remain unmined. He argues the real value will come from demand and usage, not just supply mechanics.

The post Bitcoin Price Today: Analyst Says One Clean Break Above $79K Could Bring $100,000 Back appeared first on Coinpedia Fintech News

Bitcoin price is currently trading around $79,126, up 2% in the last 24 hours and roughly 6% in the last week. BTC is slightly outperforming the broader crypto market as the level of $80,000 comes back into focus. 

Analyst Michaël van de Poppe says Bitcoin value today is gaining strength again, but it’s now entering a phase where the next move could define the trend. Price action looks solid, but everything now depends on how BTC reacts around resistance.

Right now, the setup is either a breakout toward new highs or a pause before the next move.

Also Read : Bitcoin (BTC) Price Prediction 2026, 2027 – 2030: How High Will BTC Price Go?

$79K Break Could Open the Gates

The first level to watch is $79,000. A clean breakout here could push Bitcoin toward the $86,000–$89,000 range. That would confirm continuation and keep the rally going.

If that zone also breaks, the bigger move toward $100,000 comes into play. But this won’t be instant; it’ll likely build up step by step.

$84K–$87K = Bear Market Done?

According to van de Poppe, a breakout above $84K–$87K would confirm a new higher high and likely signal that the bear market is over.

That kind of move would flip the structure fully bullish. Resistance turns into support, and the market starts building higher lows.

Historically, after drops like the move to $60K, Bitcoin usually recovers and hits new highs within a year, except for rare events like the FTX collapse. Add to that stronger macro conditions and new highs in traditional markets, and the backdrop looks more supportive this time.

What If It Fails?

If Bitcoin can’t break $79K, expect some sideways movement. A consolidation phase before another attempt is likely.

“In that case, there’s a level that I prefer to see hold: $73.5k+,” he said

Here, $73,500 becomes the level to hold. If that breaks, the structure weakens, and a deeper pullback toward lower levels could follow.

Also Read : Exclusive: Arthur Hayes Sets $500K Bitcoin Target For End Of 2026, Backs HYPE At $200

What’s Driving the Move?

BlackRock has driven about $2.1B into spot ETFs, while Strategy bought over 34K BTC in a week, far more than what’s mined, tightening supply and pushing prices higher. On the macro side, Kevin Warsh’s calling crypto part of the financial system adds confidence.

The post Clarity Act May Deadline: Galaxy CEO Confident, His Own Researcher Gives It 50/50 Odds appeared first on Coinpedia Fintech News

Momentum around the U.S. CLARITY Act remains uncertain, but Galaxy Digital CEO Mike Novogratz says the long-delayed bill could move forward in May and potentially become law by June.

Speaking with Anthony Scaramucci,Novogratz maintained a positive tone despite recent setbacks. “So this is going to get done. It will probably get done in May,” he said, adding that the legislation is “wildly important” for both political parties and the broader crypto market.

Delays Raise Doubts, Timeline Tightens

The update follows a slow week in Washington, where the Senate Banking Committee failed to schedule a key markup hearing. Expectations that the bill would move in April have now shifted to May.

Even within Galaxy Digital, uncertainty remains. Head of research Alex Thorn puts the odds of passage in 2026 at around 50%. He warned, “If markup slips past mid-May, odds will drop sharply.”

Senator Cynthia Lummis also pointed to a narrowing window, stating, “This is our last chance to pass the Clarity Act until at least 2030.”

Why the Bill Matters

The CLARITY Act aims to create a clear regulatory framework for digital assets in the U.S., something the industry has long pushed for.

“There are eight and a half billion people… probably five and a half billion don’t have access to our financial products,” Novogratz said, adding that crypto could connect global users to the U.S. economy through mobile wallets.

He also pointed to tokenization, suggesting firms like Google and SpaceX could eventually be offered as digital assets to investors worldwide.

Market Forces Add Urgency

Novogratz also noted the tightening of the Bitcoin supply. Michael Saylor-backed Strategy recently bought over 34,000 BTC in a single week, far exceeding the roughly 6,300 BTC mined weekly.

This imbalance, combined with long-term holders holding their positions, is increasing pressure on supply and driving institutional interest.

Despite bipartisan backing, disagreements, especially around stablecoin yields, continue to slow progress. For now, May remains the key window. If lawmakers fail to act soon, the CLARITY Act could face further delays.

The post Crypto CLARITY Act Faces Major Setback as Senate Pushes Decision to May appeared first on Coinpedia Fintech News

Momentum around the U.S. CLARITY Act markup has slowed further after the Senate Banking Committee failed to signal any markup schedule before the end of the week, pushing expectations into May and raising doubts over the bill’s near-term progress.

Eleanor Terrett reported that no update came from Senator Tim Scott or Senate Banking Committee Republicans regarding a markup for next week. Friday was viewed as the informal cutoff to announce proceedings before the Senate enters recess, and the absence of any notice has effectively removed the April window.

April Window Closes as Senate Schedule Tightens

While hearings can technically be scheduled on short notice, the lack of formal communication makes an April markup increasingly unlikely. The Senate is set to enter a weeklong recess on Thursday, further narrowing the remaining timeframe.

Attention is now shifting toward early May, with multiple industry and Senate sources indicating the markup is more likely in the second week of the month.

Competing Priorities Inside the Senate

Committee leadership may also be focused on a confirmation vote for Federal Reserve Chair nominee Kevin Warsh before turning to crypto legislation. This adds another layer of delay to an already compressed schedule.

Senator Thom Tillis has requested additional time to engage with banking groups on the stablecoin yield issue and has pushed for draft text to be released publicly ahead of markup. However, no draft has been circulated, making a near-term schedule unlikely.

Industry Warning Signs and Growing Concern

The delay has triggered concern across parts of the crypto policy community. Analysts, including commentator Nic, noted that a key deadline passed without movement, suggesting weakening momentum for immediate progress.

With the Senate calendar tightening ahead of the Memorial Day recess, there are concerns that further delays could push the bill deeper into uncertainty or reduce its chances of advancing this year.

Lobbying Pressure Intensifies

Industry groups continue to push for action. The North Carolina Blockchain Initiative recently urged Senator Tillis to move the bill forward, arguing that opposition from banking groups over stablecoin yield does not reflect broader sentiment across the industry or state-level policymakers.

The group warned that restricting yield-bearing stablecoin products could drive innovation offshore, while framing the CLARITY Act as important for maintaining U.S. competitiveness in digital assets, especially in financial hubs like Charlotte.

Outlook Shifts to Mid-May

With no formal markup notice and limited legislative time remaining in April, expectations now center on a second week of May timeline. The delay leaves the CLARITY Act’s path forward increasingly dependent on Senate coordination and resolution of stablecoin-related disagreements.