The post Ripple Prime Cleared $3 Trillion in 2025 and Has DTCC Access, but XRP Is Not Settling Quadrillions appeared first on Coinpedia Fintech News

Fresh excitement around Ripple and the Depository Trust & Clearing Corporation (DTCC) picked up after viral posts claimed XRP is now tied to trillions in global transactions. But analyst Arthur has stepped in to bring clarity as the narrative began to run ahead of reality.

Real Progress, But Not What You Think

The buzz began when a social media post highlighted DTCC’s massive $4.7 quadrillion annual processing volume and suggested that XRP is now integrated into that system via Ripple Prime.

That quickly fueled speculation that XRP could be directly settling a portion of that volume, an idea that gained traction across the community.

What Arthur Clarified

Arthur confirmed that Ripple Prime is indeed connected to DTCC infrastructure, which is a meaningful development for Ripple’s institutional push.

However, he emphasized that this does not mean XRP is settling DTCC transactions. Instead, Ripple Prime likely has access to certain clearing or infrastructure services, particularly tied to tokenized or digital assets, not traditional settlement flows.

“This does not mean XRP is now directly settling DTCC’s transactions,” he noted, urging the community to stay precise.

Meanwhile — Ripple Expands Institutional Reach

In other developments around Ripple, the firm is quietly strengthening its institutional game. Through Ripple Prime, it has expanded its partnership with Bullish, giving big investors direct access to Bitcoin options markets alongside spot and futures trading. What’s interesting here is the focus on capital efficiency; institutions can now deploy funds faster and, with upcoming cross-margin features, manage collateral across platforms more smoothly. With Ripple Prime already clearing over $3 trillion in volume in 2025, the move signals rising institutional demand for advanced crypto derivatives and deeper integration between traditional finance and digital asset infrastructure.

The post US Will Not Sell Its 300,000 BTC Says Eric Trump as Sovereign Accumulation Story Takes Shape appeared first on Coinpedia Fintech News

The conversation around Bitcoin at the Bitcoin 2026 in Las Vegas took a decisive turn this week after Eric Trump confirmed that the U.S. government is sitting on a massive stash of Bitcoin, and isn’t planning to sell.

“The US government holds 300,000 BTC and will not sell it,” Trump said during a panel, reinforcing the growing narrative that Bitcoin is no longer a short-term asset for governments but part of a long-term reserve strategy.

“Bitcoin Is Being Compressed”

Trump described what he calls a major “compression” happening in Bitcoin. In simple terms, more players are buying, and crucially, not selling. He stressed that while the narrative often focuses on Bitcoin’s 21 million supply cap, the real story is an even tighter supply because a large portion is lost or held long-term.

“People are not selling it. People are holding it. Bitcoin is becoming sticky,” he said, pointing out that long-term holders are replacing short-term traders.

Institutions Flip the Script

One of the biggest shifts is coming from traditional finance. Trump highlighted how major players that once dismissed Bitcoin are now actively building around it.

He pointed to JPMorgan Chase, noting how CEO Jamie Dimon once criticized Bitcoin but now allows clients to borrow against BTC for mortgages. Meanwhile, Charles Schwab is preparing to custody Bitcoin for its massive user base, signaling deeper institutional trust.

On top of that, BlackRock has pushed highly successful Bitcoin ETFs, with new yield strategies now being layered on top, further expanding institutional exposure.

Corporates, Governments, and Miners Step In

Beyond Wall Street, corporate and sovereign participation is rising. Trump highlighted firms like Michael Saylor’s company and Metaplanet, both aggressively accumulating Bitcoin.

Even governments are now part of the equation. He noted that the U.S. holds around 300,000 BTC and is not selling, while parts of the Middle East are using excess energy capacity to mine Bitcoin, turning unused resources into long-term assets.

“This Is Just Getting Started”

For Trump, the last six months have been “transformational” compared to the previous three years. Overall, according to him, the market is shifting from speculative cycles to structural accumulation.

“We are in the greatest period in the history of crypto… just hold on, it’s coming,” he said, expressing strong conviction that the current phase is only the beginning of a much larger move.

The post Pi Network News Today: Half a Billion Tasks Done as Pi Targets the AI Human Data Market appeared first on Coinpedia Fintech News

Pi Network has completed more than 526 million human validation tasks through a distributed workforce of over one million identity-verified participants, the project announced this week, positioning itself as one of the largest verified human labour networks in the world at a moment when demand for exactly that kind of infrastructure is accelerating rapidly.

The work was carried out as part of Pi’s native KYC system, with validators paid directly in Pi tokens for completing verification tasks. The result is a network that has verified over 18 million people across more than 200 countries and regions, combining AI automation with human judgment in a way that most identity verification systems cannot replicate at scale.

Why It Matters for AI

Building reliable AI is not purely a computing problem. Human judgment remains important for refining outputs, catching errors, resolving ambiguity, and ensuring AI systems reflect genuine human preferences rather than shortcuts. 

The challenge for AI companies is that building this kind of human input network from scratch is expensive, slow, and operationally complex.

Pi Network’s blog explained, “Non-human reinforcement and automated training methods often optimize proxies rather than true human preferences, can be vulnerable to reward hacking, and struggle to fully capture nuance, legitimacy, and real-world human judgment.”

Pi argues that it has already built the solution. A global, KYC-verified workforce that has demonstrably completed half a billion tasks is not a proposal. It is a track record.

The Payment Advantage

Paying millions of contributors across different countries in traditional currencies is expensive and complicated. Pi’s blockchain infrastructure reduces cross-border friction, eliminates intermediary fees, and removes the onboarding burden since contributors already hold active Pi wallets.

The project is also developing Pi Launchpad, currently in testing, which would allow companies to pay contributors in their own tokens rather than cash, turning compensation into a user acquisition tool rather than purely an operating cost.

The post Three XRP Scenarios Mapped From $2 to $100 as Real World Adoption Hits Three Continents appeared first on Coinpedia Fintech News

Global adoption of Ripple’s infrastructure is accelerating across three continents simultaneously. Within weeks, South Korea’s KBank launched a cross-border payment pilot, France deployed a regulated euro stablecoin on the XRP Ledger, and Japan integrated XRP into payments for tens of millions of consumers. In a separate development, South Korean insurer Kyobo Life settled tokenised government bonds using Ripple Custody.

From Price Talk to Real Utility

Commentator Rob Cunningham says that XRP isn’t meant to be judged like a typical crypto asset. It’s a liquidity bridge, and its value depends on how much money flows through it, how fast it moves, and how much supply is actually available. In other words, price becomes a byproduct of usage, not the main story.

That change is already visible. XRP is now being used in live financial corridors, not just pilots. Institutions are getting more comfortable holding it, and with regulatory clarity like the Clarity Act approaching, the door for large-scale capital is slowly opening.

Tests to Real Money Movement

The bigger picture is massive. Over $100 trillion in value moves globally every year, while trillions more sit idle in outdated banking systems. XRP doesn’t need to dominate this entire market—even capturing a small percentage of these flows could significantly increase demand for liquidity.

This is where the narrative changes. It’s no longer about competing with other cryptocurrencies; it’s about becoming part of the infrastructure that moves global money.

What Comes Next

Looking ahead, there are three realistic paths:

In a slow adoption scenario, XRP captures a small share of cross-border flows, mainly in remittances and treasury operations. That points to a $2–$10 range in the near term.

In a base case scenario, regulatory clarity unlocks institutions. XRP gets integrated into banking flows, FX settlement, and tokenized assets. Demand rises structurally, and supply tightens, pushing a $10–$30 range.

In a high adoption scenario, XRP becomes part of the financial infrastructure itself, bridging currencies, stablecoins, and even capital markets. At that point, it’s no longer compared to crypto but to global liquidity systems, opening the door for $30–$100+ over time.