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Today — 16 December 2025Crypto

Start the path to wealth using the XRPstaking platform and make $100-$6500 a day

16 December 2025 at 18:59
As Bitcoin ETFs face pressure, investors turn to XRPstaking to earn steady returns amid market volatility. In a crypto market rife with volatility and uncertainty, the real scarcity isn’t the “next big surge,” but rather consistent, predictable returns.  Amid pressure…

OpenSea Enables NFT Purchases Using Power Protocol’s $POWER Token

16 December 2025 at 18:50
opensea-power-protocol

The post OpenSea Enables NFT Purchases Using Power Protocol’s $POWER Token appeared first on Coinpedia Fintech News

Gameplay-earned tokens from Fableborne can now be used directly across OpenSea’s marketplace.

London, England, [16 December 2025] Power Protocol announced that its $POWER token,  a gameplay-earned reward, is now supported as a payment option for NFT purchases on  OpenSea.

The integration lets players use $POWER without first converting it into another asset, connecting in-game activity with one of the largest NFT marketplaces in the world. The update expands the utility of $POWER beyond gaming and into broader NFT commerce.

$POWER is earned through participation in the Power ecosystem, with Fableborne serving as its flagship title. Until now, OpenSea payments have primarily relied on assets such as ETH, WETH, and USDC. Adding $POWER introduces a gameplay-earned token as a marketplace-wide payment method, enabling value generated in games to flow directly into NFT transactions.

Kam Punia, Founder and CEO of Pixion Games, said:

“Our objective with Power Protocol has been to create a framework in which game-earned value can participate in the wider digital economy. OpenSea’s integration of POWER allows a token earned through gameplay to be used natively across one of the world’s largest NFT and token marketplaces.”

Power Protocol is designed as a shared infrastructure layer connecting games, applications, and digital products through common token mechanics. While Fableborne is the first major driver of activity, the protocol is built to support additional integrations over time.

Oliver Maroney, Head of Business Development and Partnerships at OpenSea, said:

“This integration reflects growing demand for more flexible payment options and our vision of everything onchain, all in one place. POWER represents a great use case for our space, originating from a game ecosystem yet designed to participate in wider digital markets. Enabling POWER as a platform-wide payment method gives creators and collectors on OpenSea a new way to transact, and we’re pleased to support this integration.”

The move positions $POWER as a token with utility beyond a single game, reflecting a broader shift toward making in-game rewards portable across open marketplaces.

US Unemployment Hits Highs—What It Means for the Fed and Bitcoin’s Next Big Move

16 December 2025 at 18:31
Kevin Hassett Federal Reserve chair

The post US Unemployment Hits Highs—What It Means for the Fed and Bitcoin’s Next Big Move appeared first on Coinpedia Fintech News

The Bitcoin sell-off has yet again intensified as the US has just released its unemployment data, which has hit hard. The latest reading came in at 4.5%, the highest since November 2021, a level historically associated with the early phases of monetary easing cycles. Those cycles have usually preceded Bitcoin’s strongest rallies. It would be interesting to watch how the current rates will impact the BTC price, which is already experiencing strong upward pressure. 

Why Unemployment Data is the Leading Indicator for Liquidity

A rising unemployment rate isn’t just economic data—it’s a pressure point. When labour weakness accelerates, the Federal Reserve is forced to shift from controlling inflation to protecting growth and preventing recession spillover.

In every cycle since 2008, once unemployment pushed above trend, the Fed eventually responded with:

  • Rate cuts
  • Balance-sheet expansion (QE)
  • Forward-guidance pivot toward easier financial conditions

These policy shifts do not immediately appear in price action. Instead, markets tend to first unwind leverage, flush late longs, and reset positioning—exactly what we saw in Bitcoin’s drop under $86K. But once liquidity expectations bottom, Bitcoin typically begins its next major expansion leg.

Why This Setup Historically Leads to BTC Breakouts

Bitcoin’s macro environment is entering a phase that has historically preceded major upside moves. When unemployment rises and recession risks increase, markets begin pricing in easier monetary conditions well before the Fed acts. This shift in liquidity expectations has consistently triggered the early stages of Bitcoin’s strongest breakouts. From a technical macro lens, Bitcoin’s strongest rallies occur when three conditions align:

  1. Rising unemployment → Fed pivot probability increases: The current 4.6% print pushes the Fed closer to easing than at any point in the past two years. Even if rate cuts are months away, the market will price the pivot first—and Bitcoin reacts early.
  1. Real yields peak and begin turning lower: As recession fears increase, bond yields tend to fall. This compresses real yields—the most important macro driver for BTC’s cyclical tops and bottoms.
  1. Liquidity expectations turn before liquidity does: Bitcoin front-runs policy. As soon as the market believes easing is coming, BTC typically breaks out of consolidation and starts a new trend.

This combination is forming now.

Short-Term Volatility First, Breakout Potential After

Before Bitcoin can enter a sustained rally, the market still needs to process recession risk, deleveraging, and macro uncertainty. This can create choppy conditions and false breaks, similar to 2020 and early 2023.

But structurally, the environment is shifting in Bitcoin’s favor as ETF flows remain net positive even during pullbacks. Besides, exchange balances continue declining, showing supply tightening, and miner revenue stress is easing after the latest difficulty adjustment.

Once the Fed shifts tone—even slightly—liquidity expectations will strengthen, and Bitcoin’s price tends to accelerate quickly.

Key Technical Indicators to Track for Confirmation

  1. U.S. 10Y yield—a sustained move below 3.8% will confirm easing expectations.
  2. USD/JPY – yen strength → global liquidity tightening; yen weakness → pre-pivot environment.
  3. Nasdaq – risk sentiment proxy; BTC rallies rarely happen if Nasdaq is trending down.

The Bottom Line

The US unemployment spike is not just bad economic news—it’s the macro trigger that often marks the beginning of Bitcoin’s largest upward phases. Short-term volatility is likely, but the medium-term setup is increasingly supportive of a major Bitcoin (BTC) price breakout once liquidity expectations turn.

Crypto Crash Alert: How Low Could Bitcoin, Ethereum, and XRP Go?

16 December 2025 at 17:43
Bitcoin Price Crash

The post Crypto Crash Alert: How Low Could Bitcoin, Ethereum, and XRP Go? appeared first on Coinpedia Fintech News

The crypto market is under strong selling pressure, and prices continue to fall. Bitcoin is now testing an important support level, while new data from liquidation heat maps shows fresh downside targets. At the same time, Ethereum is close to flashing a short-term signal, and XRP looks weak on higher time frames.

Stock Market Weakness Adds Pressure

The US stock market has reopened after the weekend and is showing signs of short-term weakness and distribution. Since crypto and stocks are closely linked, this weakness in stocks is also dragging crypto prices lower in the short term.

Bitcoin (BTC)

Bitcoin remains in a broader bearish trend. Indicators still point to a longer correction that could last months, even if short-term bounces happen.

  • Bitcoin recently faced strong resistance between $92,000 and $94,000, an area where price continues to get rejected.
  • BTC is now testing a support zone around $85,000 to $86,000.
  • If Bitcoin closes below $85,000, the next support is near $80,000–$81,000.
  • A deeper breakdown could send BTC toward $74,000–$76,000, and some technical patterns even point to $77,000–$78,000 as a near-term bearish target.

Ethereum (ETH)

Ethereum is being pulled lower by Bitcoin’s weakness.

  • ETH has fallen below the $3,000–$3,100 support zone, which now risks turning into resistance.
  • If the daily price confirms below $3,000, the next support sits around $2,750–$2,800.
  • Below that, stronger support is expected near $2,600–$2,650.
  • On shorter time frames, ETH’s RSI is entering oversold territory, which could trigger a brief bounce, but this would not necessarily mean the downtrend is over.

XRP

XRP looks the weakest of the three on longer time frames.

  • Price is testing a final major support zone around $1.80–$2.00.
  • If XRP closes below $1.80 on the weekly chart, a larger multi-month decline comes into play.
  • The next support levels are around $1.60, then $1.30–$1.40.
  • If selling continues, XRP could eventually drop toward $0.90–$1.00 in the coming months.

Is XRP Price Setting Up for a Deeper Dip to $1 Before a Rebound in 2026?

16 December 2025 at 17:28
How High Will XRP Price Go As Franklin Templeton XRP ETF Goes Live Soon

The post Is XRP Price Setting Up for a Deeper Dip to $1 Before a Rebound in 2026? appeared first on Coinpedia Fintech News

The XRP price is presenting a rare series of events. On the one hand, institutional accumulation has remained uninterrupted for weeks, including XRP ETF net flows. But, on the flip side, the price action continues to bleed lower, testing investors’ and traders’ patience heavily. This growing divergence between fundamentals and market behavior is shaping one of the most complex XRP setups in recent years, that is keeping new investors at bay.

XRP Price Sees Unbroken Institutional Inflows

As evident on XRP ETF netflows, from November 14 to December 15, the XRP price chart recorded not a single day of ETF outflows. This clearly suggests that institutions are not only interested in XRP but are also steadily increasing their exposure, regardless of short-term volatility.

Is XRP Price Setting Up for a Deeper Dip to $1 Before a Rebound in 2026?

Institutional holdings have now reached approximately 0.98% of XRP crypto’s total market capitalization, translating to nearly $1.12 billion in net assets, per SOSOValue’s data. This level of confidence makes it hard to believe that the price would settle lower, given good fundamentals and a project with utility. 

However, these positive net flows indicate a long-term role rather than short-term speculative positioning. The accumulation trend reinforces the idea that XRP’s fundamentals remain intact even as the price weakens, and it seems more likely that the market will show a big surprise soon or next year.

Why Strong Fundamentals Aren’t Lifting XRP Price

Now, many are intrigued as to why XRP ETF positive inflows aren’t supporting the price. Then, looking at the data, the picture becomes clearer, which underlines the real problem. The XRP price USD has failed to respond positively to ETF data, and the primary reason lies in insufficient buying power relative to broader selling pressure. 

While XRP ETF inflows are constructive, they are not yet large enough to offset aggressive derivatives activity.

Is XRP Price Setting Up for a Deeper Dip to $1 Before a Rebound in 2026?

The Taker Buy Sell Ratio has stayed negative for most of this period, indicating that sell orders continue to dominate XRP’s futures market. This imbalance suggests that short-term traders remain positioned bearishly, limiting any sustained upside attempts.

Historically, such extended compression phases often end with sharp volatility expansions. However, current conditions show that bears momentum is still strong against bulls.

Derivatives Market Keeps XRP Price Capped

Another critical factor weighing on the XRP price forecast is the evaporation of buying pressure in derivatives markets. Insights from CryptoQuant suggest that the Buy-side futures volume has fallen to multi-month lows, signaling hesitation from leveraged traders.

Is XRP Price Setting Up for a Deeper Dip to $1 Before a Rebound in 2026?

Beyond XRP-specific metrics, the broader market context also remains unfavorable. Altcoins as a whole have experienced a significant dip over recent months. While Bitcoin continues to absorb the majority of available liquidity, holding onto its own support levels, it leaves limited room for recovery across alternative coins.

Additionally, at a time like this, new liquidity from new investors would have helped facilitate recovery; however, new investors are currently on the sidelines due to the tremendous liquidations across the altcoin sector in October, which have further eroded confidence. As risk appetite remains fragile, even fundamentally strong assets like XRP crypto struggle to attract aggressive bids.

Key Levels Define the XRP Price Outlook

From a technical perspective, $1.92 has emerged as a crucial turning point on the XRP price chart, at least in the short term. Now, a Failure to hold this zone could open the door to a deeper correction toward the $1.00 psychological level.

$1.92 is the level $XRP must hold to avoid a drop to $1. pic.twitter.com/bjZlIco9Qo

— Ali Charts (@alicharts) December 16, 2025

At the same time, prolonged weakness may continue to benefit institutional buyers. As weaker retail gets absorbed slowly, conditions could eventually shift toward a more durable accumulation base. In that context, many expect the XRP price to stabilize before any meaningful recovery phase potentially develops later.

FAQs

How high could XRP go by the end of 2025?

Analysts predict XRP could reach $5.05 by December 2025 if bullish momentum continues and key resistance levels are broken.

What factors influence XRP’s price movement?

XRP price is influenced by ETF approvals, on-chain activity, investor sentiment, legal developments, and broader crypto market trends.

Is XRP a good investment in 2025?

XRP shows bullish signs with strong on-chain activity and ETF interest, but investors should watch key support and resistance levels carefully.

Visa Integrates USDC for Faster Bank Settlements

16 December 2025 at 17:24
Visa Integrates USDC for Faster Bank Settlements

The post Visa Integrates USDC for Faster Bank Settlements appeared first on Coinpedia Fintech News

Visa is opening its US payments network to stablecoin settlement, letting American banks and fintechs settle card transactions in Circle’s USDC over the Solana blockchain instead of only using traditional wire transfers. Cross River Bank and Lead Bank are the first institutions live on the system, with wider rollout planned through 2026, and Visa will also support Circle’s high-speed Arc blockchain as a design partner once it launches.

Cardano and Solana Struggle While Digitap Steals the Spotlight This Christmas – Can It Surge Faster?

16 December 2025 at 17:00
Polygon (MATIC) and Cardano (ADA) Approaching the End of Consolidation: Will They Trigger a Strong Bull Run?

The post Cardano and Solana Struggle While Digitap Steals the Spotlight This Christmas – Can It Surge Faster? appeared first on Coinpedia Fintech News

With the holidays almost here, many traders are worried as both the Cardano price and the price of Solana have dipped. Despite well-known influencers like Ali and James making some bold price predictions for these altcoins, people are turning to Digitap ($TAP) instead. This crypto presale star is now in its third round, having raised over $2.4 million and sold 140 million $TAP coins. 

Furthermore, Digitap is gaining traction as the 12 Days of Christmas Holiday Drop event went live. During this event, users can unwrap 24 exciting offers from Digitap. Evidently, demand is high with over 100,000 people connecting their wallets. As a result, many analysts expect $TAP to soar faster than its peers. 

Cardano TD Indicator Flashes Buy Signal, a Rebound Ahead?

Although one of the top 10 altcoins to buy right now, Cardano has been showing some red price charts recently. CoinMarketCap shows that the Cardano price fell from around $0.43 to nearly $0.40 in the past seven days. This is just a continuation of the monthly downtrend, which saw ADA dip nearly 20%. 

However, influencer Ali thinks an uptrend is coming for the Cardano crypto. According to his X post, the TD Sequential indicator has flashed a buy signal for this altcoin. Therefore, he foresees the Cardano price soaring as high as $0.54 but only if it holds the $0.37 level. 

But TradingView shows some bearish signs that may challenge this Cardano price prediction. Notably, the Cardano price is sitting below its 100-day EMA of $0.57 and its 200-day EMA of $0.64. This suggests the long-term downtrend is strengthening, potentially leading to more dips. 

Solana Potential Breakout to $152 – Things To Keep an Eye On

Solana is another altcoin that has been showing volatility in value movement. On the one-month chart, the price of Solana saw a dip from around $140 to nearly $130 as per CoinMarketCap. In other words, there was a 5% drop for SOL in just a few short weeks. 

solana-chart

But some people are still bullish thanks to a bold Solana price prediction from influencer James. In a recent post, James told his X community that a potential breakout could come for this altcoin. In fact, he forecasts a jump to $152 for the price of Solana soon. 

However, it is worth noting that TradingView points to the price of Solana also sitting below its 100-day EMA of $163. As the downtrend seems to be gaining strength, the Solana coin could face some trouble rebounding anytime soon. 

Digitap Pumps by 196% – the Most Profitable Crypto To Buy?

Digitap is making a name for itself with its crypto presale performance. It has managed to make early buyers 196% richer while also raising over $2.4 million in record time. Given that the current third presale round is now over 55% complete, these numbers are projected to grow in just a few days. This shows that projects with great upside potential succeed even in bearish markets. 

Not only that, Digitap introduced a unique global money app that lets users convert, manage or spend over 100 different crypto coins and fiat currencies in one place. This solves a lot of real-world problems. 

For instance, freelancers who are paid in crypto can get their money, convert it and spend it without issues. With the online banking space being projected to be worth $69 billion by 2033, as per Straits Research, Digitap is setting itself up for big success. 

But, the real hype is growing for the 12 Days of Christmas Holiday Drop event. During this event, users can access one unique offer every 12 hours over 12 days. There are rumors of these offers or “gifts” being free Digitap Pro accounts or massive $TAP coin bonuses. 

However, some of them are time-limited, meaning they disappear after the next one comes. Therefore, countless traders are rushing to connect their wallets to Digitap and unwrap some gifts. 

digitap-xmas

OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE

Digitap: A Smarter Bet Than Cardano and Solana This Year?

While Cardano and Solana are going through some turbulence, all focus is on Digitap. The $TAP coin has seen a price surge of 196% from its starting value of $0.0125. It is now worth only $0.0371 but this altcoin price is expected to reach $0.0383 in just a few days. 

Plus, the $TAP crypto is projected to have a launch price of $0.14 – a potential 277% return for all those who buy it today. With all these factors considered, it is no wonder that so many analysts claim $TAP could be the best crypto to buy this Christmas. 

Digitap is Live NOW. Learn more about their project here:

Korea stablecoin bill delay exposes FSC–BOK clash over bank-led issuance

16 December 2025 at 18:36
South Korea’s FSC missed its stablecoin bill deadline as a clash with the Bank of Korea over bank-led issuance and approval powers leaves the regulatory roadmap in limbo. South Korea’s Financial Services Commission (FSC) failed to meet its deadline to…

DEX users keep full custody as smart contracts replace exchange middlemen

16 December 2025 at 18:30
Decentralized exchanges let users trade crypto from non-custodial wallets via smart contracts and liquidity pools, cutting out centralized intermediaries and custodial risk. Decentralized exchanges, or DEXs, are cryptocurrency trading platforms that enable users to trade digital assets directly with one…

Base’s Jesse Pollack faces scrutiny over interaction with Soulja Boy scam token

16 December 2025 at 18:22
Base’s Jesse Pollak faces backlash over a $1,500 ETH Soulja Boy token bet as ZachXBT revives fraud claims around the rapper’s past NFT and token promotions. Jesse Pollak, co-founder of Coinbase’s Base network, faced criticism from the cryptocurrency community after…

Husky Inu pre-launch hits $0.00023840 as crypto market sell-off deepens​

16 December 2025 at 18:14
Husky Inu pre-launch hits $0.00023840 as crypto sell-off deepens. Husky Inu (HINU) completed its latest price increase to $0.00023840 during its pre-launch phase, which began April 1, 2025, according to project announcements. The cryptocurrency market remained in bearish territory as…

B. Riley bulls cheer surprise Q2 profit as firm beats Nasdaq filing deadline

16 December 2025 at 17:17
B. Riley shares jump after a surprise Q2 profit, debt moves, and a timely filing ease Nasdaq delisting risk, but an overdue Q3 report still looms. B. Riley Financial shares surged in premarket trading on Tuesday, December 16, 2025, following…

Stellar Lumens bears press advantage as XLM slides toward April support

16 December 2025 at 17:11
Stellar Lumens extends a 7-day losing streak as derivatives data turns sharply bearish and XLM retests key support levels on rising downside momentum. Stellar Lumens falls for seventh straight day as derivatives data shows bearish positioning. Stellar price heading towards…

Cardano bulls risk deeper pain as ADA slips below key trend support

16 December 2025 at 17:06
Cardano breaks below its ascending channel, turning former support into resistance as ADA hovers near fragile lower support and faces risk of deeper downside. Cardano entered a technically decisive phase as price action weakened following a breakdown from its ascending…

Avalanche Price Prediction 2025, 2026 – 2030: Will AVAX Price Hit $100?

16 December 2025 at 16:41
Avalanche Price Prediction

The post Avalanche Price Prediction 2025, 2026 – 2030: Will AVAX Price Hit $100? appeared first on Coinpedia Fintech News

Story Highlights

  • The live price of the Avalanche is  $ 12.18921491.
  • Price predictions for 2025 suggest highs of $50 and potential ETF approval.
  • Long-term forecasts indicate AVAX could reach $518.50 by 2030.

Avalanche (AVAX) has become a go-to platform for developers, especially after its Avalanche 9000 mainnet upgrade and the launch of the AVAX card in early 2025. With lower fees and growing real-world use cases, plus backing from giants like Mastercard and SMBC, AVAX is gaining serious traction. 

As a result, many are intrigued to know Avalanche prediction and are wondering: “How high can AVAX price go?” or “Will AVAX reach $50?” or “Does Avalanche have a good long-term future?” So, if you’re planning an investment in Avalanche (AVAX). Explore our in-depth Avalanche Price Prediction 2025 to 2030.

Avalanche Price Today

Cryptocurrency Avalanche
Token AVAX
Price $12.1892 down -6.37%
Market Cap$ 5,234,893,037.39
24h Volume$ 453,731,735.0225
Circulating Supply429,469,254.3685
Total Supply461,138,354.3685
All-Time High$ 146.2179 on 21 November 2021
All-Time Low$ 2.7888 on 31 December 2020

CoinPedia’s Avalanche Price Prediction

According to Coinpedia’s AVAX price prediction, the altcoin may surpass the $49.46 mark in 2025. Moreover, the upcoming years are expected to be bullish, with a conservative momentum.

With an optimistic outlook, we expect the AVAX coin price to reach $50 in 2025.

YearPotential LowPotential AveragePotential High
2025$12.36$30.91$49.46

Avalanche Price Prediction 2025

Since its rally from late 2023 to early 2024, from $ 8.62 to $ 65.23, was the last bullish jump witnessed in the AVAX price in USD. Since that high, AVAX has not managed to reach a new high; instead, it has continued to decline for multiple months, and even 2025 was contained in a bearish mode.

However, on the daily chart, it is observed that the current price decline is headed to retest the key support of late 2023 around once again in the $8.62-$10 area, which could bring a reversal in the rally, as it is the exact point where we last saw bullish momentum.

This will lead to another 20% to 30% decline in the AVAX price in the coming sessions, but after this decline, renewed demand at key levels is expected to strengthen the AVAX price.

Avalanche Price Prediction 2025

In that scope, the short-term view may remain on the short side due to current geopolitical conditions, along with risk-off investor sentiment, but the long-term view for 2026 is majorly bullish, and as early as the first half, it will display good price action only if bullish demand reappears from the same key support.

YearPotential LowPotential AveragePotential High
2025$25$33$50

Avalanche Price Target December 2025

In 2025, a definitive bearish trend has established a falling wedge on the weekly chart, consistently converging each time it intersects with the borders. This pattern strongly indicates that movement is coiling, and further consolidation will inevitably lead to a significant surge.

As of December, the price is trading around the lower border of this pattern. If a rally occurs, the target by the end of December will be approximately $30. Should it break through this level, we can anticipate a continuation of the rally into Q1 2026, potentially reaching the $52 region.

Conversely, if the price fails to rally, we will likely see it consolidate below $20 for the remainder of December, shifting all focus and anticipation to the opportunities that 2026 will bring.

Avalanche Price Prediction December 2025
MonthPotential Low ($)Potential Average ($)Potential High ($)
AVAX Price Target December 202515.0026.5042.50

Avalanche Price Prediction 2026 – 2030

YearPotential Low ($)Potential Average ($)Potential High ($)
202620.0050.0080.00
202731.5079.00126.50
202850.50126.50202.50
202981.00202.50324.00
2030129.50324.00518.50

AVAX Price Prediction 2031, 2032, 2033, 2040, 2050

Based on the historic market sentiments, and trend analysis of the altcoin, here are the possible AVAX price targets for the longer time frames.

YearPotential Low ($)Potential Average ($)Potential High ($)
2031209270331
2032259344430
2033307418529
20401,2122,0552,899
20508,67913,01017,341

Market Analysis

Firm202520262030
Changelly$24.72$40.82$232.67
Coincodex$32.63$28.42$19.98
Binance$25.64$26.92$32.72

*The aforementioned targets are the average targets set by the respective firms.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

What will Avalanche be worth in 2025?

Avalanche could trade near $30–$50 in 2025 if market conditions improve and demand strengthens after current bearish pressure.

Can AVAX reach $100 dollars?

AVAX can reach $100 if strong adoption, ecosystem growth, and bullish market cycles align, though it requires sustained momentum.

How much will AVAX be worth in 2030?

AVAX may reach $300–$500 by 2030 based on long-term growth trends and increasing real-world usage, though outcomes depend on market cycles.

Is Avalanche a good crypto to invest in?

Avalanche is considered promising due to speed, low fees, and developer support, but investors should weigh risks and volatility.

What factors will influence AVAX price growth?

AVAX price will depend on adoption, network upgrades, broader crypto trends, and how quickly developer activity expands.

AVAX
BINANCE

StraitsX to Launch XSGD and XUSD Stablecoins on Solana by 2026

16 December 2025 at 16:32
StraitsX stablecoins on Solana

The post StraitsX to Launch XSGD and XUSD Stablecoins on Solana by 2026 appeared first on Coinpedia Fintech News

Singapore’s regulated crypto ecosystem is preparing for another major step forward. StraitsX, a Monetary Authority of Singapore (MAS)-licensed stablecoin issuer, has announced plans to bring its Singapore dollar-backed XSGD and U.S. dollar-backed XUSD stablecoins to the Solana blockchain by early 2026. 

The move signals growing confidence in high-performance blockchains as demand for real-world, regulated stablecoin use accelerates across Asia.

Why Solana Was Chosen

StraitsX’s decision to integrate with Solana reflects a focus on speed, cost efficiency, and scalability. Solana’s low transaction fees and high throughput make it well-suited for payments, trading, and automated financial activity. According to StraitsX, launching both XSGD and XUSD on a single, high-performance network allows users to access centralized exchanges, decentralized liquidity, lending protocols, and everyday payments within one ecosystem.

The expansion also aligns with Solana’s growing role in automated payments, especially through support for the x402 standard, which enables machine-to-machine transactions. This makes Solana attractive for emerging AI-driven use cases where software agents need to transact autonomously and at scale.

Strong Onchain Track Record

StraitsX is not starting from scratch. XSGD is already live across multiple blockchains, including Ethereum, Polygon, Avalanche, Arbitrum, Hedera, Zilliqa, and the XRP Ledger. XUSD is currently available on Ethereum and BNB Smart Chain. Together, the two stablecoins have processed over $18 billion in on-chain transaction volume, highlighting strong real-world usage rather than speculative demand.

While XSGD’s market capitalization stands near $13 million and XUSD’s around $52 million, their transaction volumes suggest growing adoption in payments, settlements, and cross-border activity, particularly within Southeast Asia.

Regulatory Clarity Strengthens the Case

A key differentiator for StraitsX is regulation. The company operates as a licensed Major Payment Institution under MAS and has confirmed that both XSGD and XUSD align with Singapore’s upcoming stablecoin regulatory framework. This compliance positions the stablecoins as trusted tools for institutions and enterprises looking to adopt blockchain-based payments without regulatory uncertainty.

From Crypto to Everyday Payments

Beyond DeFi and trading, StraitsX is pushing toward mainstream adoption. Recently, Southeast Asia’s super-app Grab signed an exploratory agreement with StraitsX to build a stablecoin-based settlement layer. If approved, users across the region could eventually hold and spend XSGD and XUSD directly within the Grab app, blending digital wallets, programmable payments, and regulated stablecoins.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

What are XSGD and XUSD stablecoins?

XSGD and XUSD are regulated stablecoins issued by StraitsX, fully backed by Singapore dollars and U.S. dollars for payments and settlements.

Why is StraitsX launching XSGD and XUSD on Solana?

Solana offers fast transactions, low fees, and high scalability, making it ideal for payments, DeFi, and automated, real-world stablecoin use.

When will XSGD and XUSD be available on Solana?

StraitsX plans to launch both stablecoins on the Solana blockchain by early 2026, pending technical readiness and regulatory alignment.

How will XSGD and XUSD be used beyond crypto trading?

They are designed for real-world payments, cross-border settlements, DeFi, and potential integration into apps like Grab for everyday use.

Which Breakout Could Come First: Bitcoin at $100K or Ethereum Above $4,000?

16 December 2025 at 16:30
Crypto Market Today: BTC and ETH Remain Strong Amid Global Tensions and Institutional Buying

The post Which Breakout Could Come First: Bitcoin at $100K or Ethereum Above $4,000? appeared first on Coinpedia Fintech News

Bitcoin and Ethereum are entering one of their most critical phases of the year after a sharp market-wide pullback sent BTC briefly below $86,000, shaking out overleveraged traders and resetting sentiment across major assets. Despite the volatility, both cryptocurrencies are now coiling near major breakout levels—Bitcoin price is edging toward the long-anticipated $100,000 mark, and Ethereum price is consolidating just under $4,000. 

With liquidity tightening, derivative positions resetting, and macro catalysts approaching, the market is now asking a pivotal question: Which crypto will lead the next leg higher—BTC or ETH?

Bitcoin Momentum Strengthens as Buyers Target the Six-Figure Zone

Bitcoin continues to benefit from strong institutional demand and steady inflows into spot ETFs, helping the market absorb selling pressure during deeper pullbacks. The latest uptick in volume suggests buyers are preparing for another attempt to push BTC toward the highly anticipated $100,000 level.

bitcoin price

Technically, Bitcoin remains above its key trend supports, and every dip into the $85,000–$90,000 region has seen aggressive accumulation. The structure suggests that BTC is closer to its breakout point than many assume. If macro conditions remain supportive and ETF inflows continue their current trajectory, Bitcoin could realistically test the six-figure threshold this month.

However, resistance around $98,000–$100,000 has historically triggered profit-taking, meaning BTC will need a surge in momentum to clear it decisively.

Ethereum Builds Pressure Beneath $4,000 — Is a Catch-Up Rally Coming?

Ethereum, meanwhile, is exhibiting a different type of strength. After months of underperformance relative to Bitcoin, ETH is stabilizing and forming a tighter price structure beneath the $4,000 resistance zone. The ETH/BTC ratio—a measure of Ethereum’s performance against Bitcoin—has started to flatten out, an early sign that a catch-up rally may be approaching.

ethereum price

Staking participation remains at record highs, reducing circulating supply, while Layer-2 activity continues to increase network demand. Combined, these factors support an eventual breakout once market volatility cools.

Still, ETH has more ground to cover before reaching its target. The $3,800–$4,000 range is a historically heavy resistance zone, and the market will need a strong catalyst—such as renewed ETF interest or rising DeFi activity—to propel ETH into a sustained move.

Market Conditions Will Decide the Winner

Ultimately, the race between BTC at $100K and ETH at $4,000 will depend on broader market conditions: liquidity flows, ETF activity, macro triggers, and trader positioning. Bitcoin price currently sits closer to its breakout level, but Ethereum price is compressed structure suggesting that if it breaks resistance, the move could be sharper and faster.

FAQs

Which crypto is likely to lead the next rally, BTC or ETH?

Bitcoin is closer to breakout levels, but Ethereum’s compressed structure could spark a faster, sharper rally if resistance is broken.

How do ETFs influence Bitcoin and Ethereum prices?

Spot ETFs attract institutional inflows, increasing demand and liquidity, which can push BTC and ETH toward key breakout zones.

What market factors will determine the next crypto move?

Liquidity, macro events, ETF activity, and trader positioning will decide whether BTC or ETH leads the next upward leg.

XRP Price Drops Below $2, Despite Top Analyst Predicting 200% Rally Ahead

16 December 2025 at 16:26
XRP Price Drops Below $2, Despite Top Analyst Predicting 200% Rally Ahead

The post XRP Price Drops Below $2, Despite Top Analyst Predicting 200% Rally Ahead appeared first on Coinpedia Fintech News

XRP, the fifth-largest cryptocurrency with a market value of $116 billion, has seen its price drop nearly 7% in the past week, falling below the key $2 psychological level. Heavy selling by big holders has kept XRP under pressure, making traders cautious for now.

However, crypto analyst Dark Defender believes the drop may be over and says XRP could rally up to 200% once the market steadies.

XRP Price Falls Below $2

XRP slipped under $2 for the second time since late November, reflecting growing caution across the crypto market. The decline comes as Bitcoin and Ethereum also struggle, dragging overall sentiment lower.

One major factor behind XRP’s drop is selling by large holders. Over the past four weeks, whales have reportedly offloaded around 1.18 billion XRP. This steady selling has added strong downward pressure, while price charts continue to show lower highs, a sign of short-term weakness.

Right now, traders are watching important support levels. The first support sits near $1.88, with a stronger base around $1.75. 

If XRP holds these levels, the price could stabilize. A move back above $2 may then open the door toward $2.40 in the coming weeks.

Spot XRP ETFs Outperforming BTC, ETH

Despite XRP’s recent price decline, institutional interest remains firm. U.S. spot XRP ETFs have now recorded net inflows for 30 straight days since launching on November 13, pushing total assets close to $1.18 billion.

On December 15 alone, XRP ETFs attracted nearly $11 million, even as Bitcoin and Ethereum funds posted heavy outflows. This suggests growing confidence among large investors in XRP’s long-term roles.

XRP Price Eyes 200% Jump to $5.85 

While many retail traders are fearful, a well-known crypto analyst, Dark Defender, who successfully predicted XRP’s recent drop, believes the token has completed its correction phase, now sees a 200% jump. 

According to his analysis, the XRP price has finished “Wave 4” in the complex Elliot Wave pattern, a framework used to forecast market cycles. Having successfully predicted the previous targets of $1.88 and the July peak near $3.66, he is now calling for a massive breakout. 

XRP PRice chart

The analyst’s next target is a surge of over 200% to $5.85, a move he believes is imminent once the market stabilizes and Bitcoin’s dominance lessens.

On the flipside, if XRP price fails to hold this level at $1.75, XRP could see further downside towards $1.5.

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FAQs

How high could XRP go by the end of 2025?

Analysts predict XRP could reach $5.05 by December 2025 if bullish momentum continues and key resistance levels are broken.

What factors influence XRP’s price movement?

XRP price is influenced by ETF approvals, on-chain activity, investor sentiment, legal developments, and broader crypto market trends.

Is XRP a good investment in 2025?

XRP shows bullish signs with strong on-chain activity and ETF interest, but investors should watch key support and resistance levels carefully.

What will XRP be worth in 2030?

XRP could reach an average of $26.50 by 2030, driven by growing adoption, institutional interest, and market expansion.

What is the XRP prediction for 2040?

XRP’s price could range from $97.50 to $179 by 2040, reflecting potential long-term adoption as a global payment solution.

What will XRP be worth in 2050?

XRP might reach between $219 and $526 by 2050 if it becomes a dominant digital asset with widespread global usage.

Is Ethereum Price Building a Base for a 2026 Breakout?

16 December 2025 at 16:23
Ethereum price

The post Is Ethereum Price Building a Base for a 2026 Breakout? appeared first on Coinpedia Fintech News

The Ethereum price is currently demonstrating clear structural strength in its price action, despite surface-level volatility. Although short-term price movements are still confined to a range, but the hard facts that came from deeper on-chain metrics and the 2025 ETF net flows trend indicate a strong accumulation phase is in progress. This bodes well for a significant upward move brewing for future months.

Ethereum Price and Whale Realized Levels Signal Strong Support

One of the most notable developments on the Ethereum price chart comes from realized price data tied to accumulation addresses. According to on-chain metric chart from CryptoQuant, large holders have steadily increased their cost basis over recent months. In June, the realized price for these accumulation wallet addresses stood near $1,560. Since then, it has climbed toward the $3,000 zone.

This rise in realized price alone reflects consistent buying rather than short-term trading. Importantly, realized price often acts as a psychological and structural support level, where smart money will do everything in power to minimize losses. As long as whales continue accumulating above this zone, it becomes increasingly difficult for the Ethereum price USD to sustain deep breakdowns below it.

Why Whale Accumulation Matters for Ethereum Crypto

Whales typically accumulate with a longer time horizon, especially when preparing for broader market expansions. Their continued buying suggests confidence that current prices represent value rather than excess. This behavior reinforces the idea that downside risks may be absorbed gradually instead of triggering sharp capitulation.

Is Ethereum Price Building a Base for a 2026 Breakout?

From a structural perspective, this accumulation trend places the Ethereum price in a different position compared to speculative-driven rallies. Instead of rapid spikes, price stabilization near rising realized levels often precedes more sustained trend expansions.

Ethereum ETF Flows Reinforce Institutional Confidence

Beyond on-chain data, ETF activity adds another layer of confirmation. Throughout the year, the Ethereum ETF landscape has recorded more weeks of inflows than outflows. This consistency suggests institutional participation is supporting the market, even during periods of broader uncertainty.

Is Ethereum Price Building a Base for a 2026 Breakout?

Notably, since September, the pace of weekly outflows has been declining. This shift points toward improving sentiment rather than distribution. While ETF flows have not triggered immediate upside, they appear to be playing a stabilizing role in maintaining the Ethereum price USD above critical zones.

Aligning On-Chain Data With Ethereum Price Forecast

When whale accumulation trends and ETF flows are viewed together, a clearer picture emerges. Rather than signaling exhaustion, current conditions suggest preparation. December may function as a consolidation phase rather than a breakout month.

Is Ethereum Price Building a Base for a 2026 Breakout?

As a result, Ethereum price prediction models increasingly focus on early 2026. If accumulation continues and institutional demand remains steady, projections extend toward higher psychological levels during Q1. This alignment between on-chain conviction and capital flows strengthens longer-term Ethereum price forecast assumptions.

Algorand Price Prediction 2025, 2026 – 2030: Will ALGO Price Hit $1?

16 December 2025 at 16:17
Algorand Price Prediction

The post Algorand Price Prediction 2025, 2026 – 2030: Will ALGO Price Hit $1? appeared first on Coinpedia Fintech News

Story Highlights

  • The live price of the Algorand is  $ 0.11632610
  • Price predictions suggest ALGO could reach $0.90 by the end of 2025.
  • Long-term forecasts indicate potential highs of $5.65 by 2030.

Algorand’s strong push for scalability, security, and decentralization is paying off. With the launch of AlgoKit 3.0 in Q1 2025 and growing developer interest, ALGO adoption has improved and is now on the rise. The rising adoption is beneficial for an asset, as it is directly proportional to a token’s price.

But the big question for intrigued market participants still remains: Can ALGO Price hit $1 this cycle? Read our in-depth Algorand Price Prediction 2025 and long-term outlook through 2030 to find out.

Algorand Price Today

Cryptocurrency Algorand
Token ALGO
Price $0.1163 down -3.12%
Market Cap$ 1,027,196,794.72
24h Volume$ 52,339,890.8932
Circulating Supply8,830,320,925.4743
Total Supply10,000,000,000.00
All-Time High$ 3.2802 on 21 June 2019
All-Time Low$ 0.0876 on 11 September 2023

CoinPedia’s Algorand Price Prediction

As per Coinpedia’s Algorand Price Prediction, the forecast for the Algorand network is optimistic for the coming years. With a potential altcoin market in Q1 2025, the ALGO coin price might skyrocket toward a new high.

If the network maintains the staggering growth, the ALGO coin price may reach $0.89 in 2025. Conversely, if the network fails to expand, then the price can flip into a bearish trap and dip to $0.45.

YearPotential LowPotential AveragePotential High
2025$0.45$0.67$0.89

Algorand Price Analysis 2025

In Q4 2024, Algorand (ALGO) experienced a significant drive, reaching a high of $0.613, marking a remarkable 470% gain from the $0.1079 level. 

However, the excitement was short-lived as a sell-off intensified in the final month of 2024, extending that into Q1 2025. By the first week of April, ALGO’s price plummeted to a low of $0.1491, which established a strong multi-year support area.

From the second week of April, the price action began to shift, forming a higher-high structure that indicated a recovery from the multi-year support level. By mid-May, Algorand’s price had climbed nearly 70% to $0.24 from the Q2 low of $0.150. 

Unfortunately, this upward momentum was halted in mid-May as strong supply levels rejected further advances, pushing the price below the 200-day EMA band.

In the third week of June, ALGO returned to April’s low, finding support at the $0.15 level. At this point, the price was down 71% from Q4 2024’s high and 32% from mid-May’s peak. The risks were high, with indications that any short-term bearish pressure could lead to a drop to the 2024 low of $0.0943, breaching the $0.15 support.

However, everything changed last week in June, which was also the finishing week for H1. The momentum in H2 began with the blast.

Algo Price Target December 2025

The price of Algorand (ALGO) surged to $0.34 in July, hitting the upper resistance of a declining triangle pattern that has developed over the past several months. 

Since then, the price has closely tracked along the upper boundary of this long-term formation, indicative of a bleeding phase. This continued from August until now, which means it lasted into most of December. While the decline has persisted, it’s reassuring that no new lows for this year have been established, offering a solid sense of stability for investors with only a few days left in December.

The current demand zone around $0.10-$0.13 is pivotal, as it holds the potential to prevent another dip in price action. The price range is now highly congested. This also briefly shifts perception from the bearish side to the bullish side, despite the price crashing significantly in 2025.

As the price remains longer and tighter within this pattern, the higher the likelihood of a significant breakout. A substantial movement is on the horizon, expected either in December or to kick off in Q1 2026.

If ALGO successfully regains the $0.15 level, it’s likely to test the $0.21 mark. Should it surpass that, a target of $0.28 could very well be achievable this December or Q1 2026. It’s just like a matter of a good macro catalyst this time around.

On the other hand, if selling pressure ramps up and the price falls below the critical support area, it could invalidate the bullish outlook. In that case, ALGO is likely to maintain a sideways price action, but the overall bullish potential remains strong.

Algorand Price Prediction December 2025
MonthPotential Low ($)Potential Average ($)Potential High ($)
Algorand (ALGO) Price Forecast December 20250.180.300.34

ALGO Price Analysis 2026

Over the last three years, Algorand (ALGO) has been in a sustained sideways trading range, which has slowly built an ascending broadening wedge pattern. This slow price action is in stark contrast to the parabolic growth it experienced in 2021. 

This extended period of consolidation is clearly visible on the monthly chart, suggesting that the longer the price coils, the more powerful the eventual breakout could be.

Looking toward the second half of 2025, if demand for ALGO increases in direct proportion to its adoption, it could clear key resistance levels. With a surge in momentum, ALGO could aim for price targets of $0.60, $0.80, and potentially even $0.90 by year-end.

While these targets may appear ambitious given the current price, the macro-level chart analysis indicates that such a move is plausible if strong momentum returns to the market, especially given the increased institutional collaborations and retail adoption.

ALGO Price Analysis 2025
YearPotential LowPotential AveragePotential High
2025$0.20$0.50$0.90

Algorand Price Targets 2026 – 2030

YearPotential Low ($)Potential Average ($)Potential High ($)
20260.651.01.35
20270.901.502.00
20281.402.102.90
20291.752.954.15
20302.504.055.65

Algorand (ALGO) Price Forecast 2026

Moving forward to 2026, the ALGO price may record a maximum price of $1.35. With a potential low of $0.65, the average price could settle at around $1.0.

ALGO Coin Price Projection 2027

Looking ahead to 2027, the Algorand crypto token may range between $0.90 and $2.0. With this, the average trading price could settle at around $1.50 for the year.

Algorand Crypto Price Action 2028

In 2028, the ALGO coin with a potential surge could reach a high of $2.90, a low of $1.40, and an average of $2.10.

ALGO Token Price Analysis 2029

Moving into 2029, the  Algorand coin could range between $1.75 and $4.15. Considering the buying and selling pressure, the average price could settle at around $2.95.

ALGO Price Prediction 2030

By 2030, the value of a single Algorand token could reach a high of $5.65, a low of $2.50, and an average of $4.05.

Market Analysis

Firm Name202520262030
Currencyanalytics$0.67$0.97$4.06
Priceprediction.net$0.18$0.258$1.10
DigitalCoinPrice$0.82$1.28$2.60
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FAQs

What is the Algorand price prediction 2025?

Algorand may trade between $0.45 and $0.90 in 2025, depending on adoption, market demand, and overall crypto sentiment.

Is Algorand a good long-term investment?

Algorand’s focus on scalability and developer tools makes it a strong long-term contender, but investors should consider overall market risks.

What drives Algorand’s price growth?

ALGO’s price is mainly driven by adoption, developer activity, network upgrades, and overall crypto market sentiment.

How high can Algorand go by 2030?

Forecasts suggest ALGO may reach up to $5.65 by 2030 if adoption expands and market conditions remain favorable.

Why is Algorand gaining developer interest?

Tools like AlgoKit 3.0 and faster transaction speeds are attracting more developers, boosting ecosystem activity and utility.

ALGO
BINANCE

How Did Solana Stay Online During the 4th Largest DDoS Attack Ever Recorded?

16 December 2025 at 16:07
Solana’s Bold “Hello Wall St.” Viral Ad Ignite Hype — Can SOL Hit $200 Next?

The post How Did Solana Stay Online During the 4th Largest DDoS Attack Ever Recorded? appeared first on Coinpedia Fintech News

For most blockchains, a sustained DDoS attack at internet-scale would mean stalled transactions, missed blocks, and visible network stress. That didn’t happen this time.

Over the past week, the Solana network has been operating under a massive distributed denial-of-service (DDoS) attack that peaked near 6 terabits per second, ranking it as the fourth-largest DDoS attack ever recorded on any distributed system.

Despite the scale, on-chain data shows the network continued to function normally.

A Week Under Attack With No Network Slowdown

A DDoS attack is designed to overwhelm a network by flooding it with traffic, usually causing slowdowns or outages.

SolanaFloor reported that the Solana network had been facing a “sustained DDoS attack for the past week, peaking near 6 Tbps,” while noting that data showed “no impact, with sub-second confirmations and stable slot latency.”

Pipe Network described the scale as unusual even by internet standards.

“6 Tbps volumetric attack translates to billions of packets per second,” the firm said. “Under that kind of load, you’d normally expect rising latency, missed slots, or confirmation delays.”

Transaction Speeds Remain Steady Under Pressure

Data shared showed that transactions continued to confirm in under a second, with block production staying on schedule throughout the attack. In simple terms, users were able to send and confirm transactions as usual, even while the network was being flooded with attack traffic.

Pipe Network - Solana DDoS attack

DDoS attacks of this scale have historically targeted cloud providers such as Google Cloud and Cloudflare, making Solana’s ability to stay online stand out.

A Clear Contrast With Other Blockchain Disruptions

According to reports, the episode also contrasts with a recent DDoS attack on the Sui network, which resulted in block production delays and degraded performance.

As details of the attack spread, the crypto community took to X to point out the scale of the event and the lack of visible impact on the network.

This is your daily reminder that Solana is the best.

— Tuky (@Tukytuky_) December 16, 2025

This has reinforced Solana’s strong reputation as a trustworthy network built to handle heavy demand.

Pump.fun (PUMP) Price Prediction 2026,2027-2030: Will PUMP Lead Solana’s DeFi Boom?

16 December 2025 at 15:41
Pump.fun (PUMP) Price Prediction 2025-2030: Will PUMP Lead Solana’s DeFi Boom?

The post Pump.fun (PUMP) Price Prediction 2026,2027-2030: Will PUMP Lead Solana’s DeFi Boom? appeared first on Coinpedia Fintech News

Story Highlights

  • The Live Price Of Pump.fun is  $ 0.00245942
  • Price predictions for 2026 range from $0.00.33 $0.0053
  • By 2030, the PUMP price could surge toward $0.0430 if adoption and privacy narratives strengthen.

PUMP.fun (PUMP), a utility coin launch platform for launching Solana-based memecoins with its viral “no-code” model that makes token creation easy for everyday users.

By making token launches easy and viral, it has disrupted how traditional Web2 social platforms work. At the same time, lower costs and fewer technical barriers have attracted many first-time users who were earlier unable to experiment on-chain.

As memecoin launches continue to rise, investors are now asking whether PUMP.fun can move beyond hype and become a lasting part of the crypto ecosystem.

With that in mind, let’s take a closer look at our PUMP. fun (PUMP) price outlook for 2026 to 2030.

Pump.fun Price Today

Cryptocurrency Pump.fun
Token PUMP
Price $0.0025 down -8.99%
Market Cap$ 870,633,422.26
24h Volume$ 125,428,721.9514
Circulating Supply354,000,000,000.00
Total Supply1,000,000,000,000.00
All-Time High$ 0.0121 on 12 July 2025
All-Time Low$ 0.0011 on 10 October 2025

PUMP.fun Price Targets For January 2026

PUMP.fun isn’t just another memecoin; it reflects a change in how everyday users interact with crypto markets.

PUMP.fun’s native token, PUMP, is trading around $0.002710, down 2.28%, with a market capitalization of $975.38 million. Meanwhile, 24-hour trading volume has dropped to $58.65 million, indicating a pause in speculative intensity rather than a collapse in platform usage.

If user activity stabilizes, PUMP.fun could reclaim its last month’s higher levels of $0.00427 as new token launches regain traction. 

Perhaps, if users lose interest, the price could drop further and test the $0.00228 support level.

PUMP.fun Price Targets For January 2026

Technical Analysis

Looking at the PUMP.fun 4-hour price chart: PUMP token is holding close to its 20-period moving average at $0.00280, which is acting as short-term resistance.

Meanwhile, the lower Bollinger Band near $0.00267–$0.00260 is providing support and helping limit further downside. And the upper Bollinger Band sits around $0.00320, marking the next key resistance zone.

Technical Indicators like the RSI are sitting near 44, showing neutral momentum. This suggests selling pressure is slowing, and the token has room to move higher if buying interest improves.

MonthPotential Low ($)Potential Average ($)Potential High ($)
PUMP.fun Crypto Price Prediction January 2026$0.021$0.0033$0.0042

PUMP Price Prediction 2026

In Q3 2025, many altcoins saw strong rallies, including PUMP, after it was listed on Binance US. During this time, Pump.fun used over 98% of its platform revenue to buy back tokens, directly supporting the price. 

This aggressive approach helped make Pump.fun one of the most profitable DeFi projects on Solana and increased trader confidence.

Looking ahead, 2026 could decide whether PUMP.fun grows beyond a viral trend into a platform users return to regularly.

PUMP Price Prediction 2026
YearPotential Low ($)Potential Average ($)Potential High ($)
PUMP Price Prediction 2026$0.0019$0.0036$0.0053

PUMP.fun Price Prediction 2026 – 2030

YearPotential Low ($)Potential Average ($)Potential High ($)
2026$0.0019$0.0036$0.0053
2027$0.0026$0.0050$0.0091
2028$0.0039$0.0075$0.0142
2029$0.0056$0.0134$0.0259
2030$0.0088$0.0260$0.0430

PUMP.fun Price Prediction 2026

In 2026, market participants will assess whether PUMP.fun can maintain relevance without constant viral amplification. Price action will be driven by platform stickiness, not meme velocity. If the price surges, it could stabilize near $0.0053.

PUMP.fun Price Prediction 2027

By 2027, PUMP.fun could introduce creator monetization tools, improved token analytics, or DAO-driven curation systems. Such upgrades may reduce low-quality launches and improve investor confidence, potentially pushing the price toward $0.0091.

PUMP.fun Price Prediction 2028

The 2028 outlook depends heavily on regulatory adaptation. If PUMP.fun adapts successfully, institutional-grade tooling or integrations with Solana DeFi protocols could drive average prices above $0.0142.

PUMP.fun Price Prediction 2029

In 2029, the platform may be judged as infrastructure rather than entertainment. As Web3 user acquisition matures, PUMP.fun could evolve into a standardized memecoin infrastructure layer.

PUMP.fun Price Prediction 2030

By 2030, PUMP.fun’s success depends on cultural persistence. If it becomes the default experimentation engine for retail crypto, prices may approach $0.0430, assuming sustained demand.

What Does The Market Say?

Year202620272030
CoinCodex$0.0061$0.0037$0.0072
pricepredictions$0.0075$0.0109$0.0236
Suncrypto$0.0035$0.0065$0.0350

CoinPedia’s PUMP.fun Price Prediction

After careful analysis, Coinpedia believes PUMP.fun’s long-term value depends more on steady creator activity than short-term hype. If the platform grows from a viral trend into a well-structured launch ecosystem, the token could perform better than expected.

If memecoin interest continues to rise, the PUMP token could climb above $0.0430 by 2030.

YearPotential Low ($)Potential Average ($)Potential High ($)
2026$0.0019$0.0036$0.0053
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FAQs

What is PUMP.fun and how does it work?

PUMP.fun is a no-code Solana platform that lets anyone launch memecoins easily, making token creation fast, low-cost, and accessible to first-time users.

Is PUMP.fun (PUMP) a memecoin or a utility token?

PUMP is a utility token tied to the PUMP.fun platform, benefiting from user activity, token launches, and buyback mechanisms rather than pure meme hype.

Can PUMP.fun reach $0.04 or higher by 2030?

It’s possible if PUMP.fun becomes a lasting memecoin infrastructure platform with steady demand, strong revenues, and sustained retail adoption.

Is PUMP.fun a good long-term investment?

PUMP.fun may suit high-risk, long-term investors who believe in creator-driven crypto platforms, but price depends on real usage, not short-term hype.

XRP Price Prediction: Can Ripple Rally Past $2 Before the End of 2025?

16 December 2025 at 15:22
XRP Price Prediction Can Ripple Rally Past $2 Before the End of 2025

The post XRP Price Prediction: Can Ripple Rally Past $2 Before the End of 2025? appeared first on Coinpedia Fintech News

The XRP price has come under enormous pressure after it experienced a huge sell-off throughout the weekend and closed on a bearish note. Bitcoin price slumped hard in the early trading hours, which dragged the entire market down, including XRP. The whale interest seems to have trembled a bit, which seems to have been absorbed by the bulls. With the technicals and the on-chain data hinting towards a ‘market reset,’ it would be interesting to watch whether the XRP price will reclaim $2 this year or not.

Whale Distribution Triggers Short-Term XRP Weakness

The clearest source of XRP’s current sell-side pressure comes from whales. Large-wallet holdings have fallen from roughly 4.8 billion XRP in late November to 3.6 billion XRP by December 15, according to Sentiment data presented by a popular analyst, Ali. This is a meaningful drop in deep-pocket supply and historically aligns with short-term tops or multi-week corrections.

xrp price

Whales typically offload during high volatility or uncertainty, and their selling over the past three weeks has coincided with XRP breaking key support levels—including the crucial $0.60 zone—and sliding further in line with the broader market downturn. For now, the short-term trend remains bearish primarily because the largest holders are driving liquidity out of the market.

ETF Inflows Show Institutions Accumulating Into Weakness

But the second chart tells a very different story. While whales have been exiting, XRP-focused ETFs and ETPs have recorded consecutive net inflows, outperforming both Bitcoin and Ethereum products during the same period.

xrp price

Bitwise, Franklin, and other issuers posted multi-million-dollar daily inflows, pushing cumulative net assets above $1.18 billion. Bitwise alone attracted nearly $3.9 million in new flows, while Franklin added more than $4.3 million, suggesting institutional allocators are quietly increasing exposure.

This divergence—whales selling, institutions buying—indicates that longer-term players view the current weakness as an opportunity rather than a trend reversal. ETF flows don’t typically chase short-term momentum; they reflect strategic positioning and confidence in future value.

Percent Supply in Profit Confirms a Market Reset, Not a Breakdown

The final piece of the puzzle is XRP’s percent supply in profit, which has collapsed sharply during the recent decline. Historically, whenever the proportion of profitable supply falls this quickly, it signals one of two things: capitulation or the formation of an accumulation zone.

xrp price

Current readings are now approaching levels seen during major resets in 2018, 2020, and 2022—each of which preceded substantial rebounds in the months that followed. This metric is crucial because it tells us that XRP’s corrective move is flushing out weak hands and resetting expectations, rather than ushering in a prolonged downtrend.

A Market That’s Weak Short-Term, But Strengthening Underneath

When all three signals are aligned, the conclusion becomes clearer: Whales are driving the immediate sell-off, and ETFs are absorbing a meaningful portion of that pressure, reflecting institutional conviction. Meanwhile, on-chain profitability metrics show XRP entering a historical reset zone.

Despite short-term weakness, XRP’s underlying market structure is quietly strengthening. Together, these trends suggest the current correction may be setting the stage for a broader recovery once selling pressure eases. If institutional demand holds and on-chain metrics continue to stabilize, XRP price could realistically work its way back toward the $2 level before the end of 2025.

Crypto Bank Custodia Challenges Fed Authority

16 December 2025 at 15:10
Custodia Bank Fed master account

The post Crypto Bank Custodia Challenges Fed Authority appeared first on Coinpedia Fintech News

Custodia Bank, a Wyoming-chartered crypto-focused bank, has taken its legal fight with the US Federal Reserve to the next level. After years of pushback, the bank is now asking the full Tenth Circuit Court of Appeals to review the Fed’s refusal to grant it a master account. 

The case has become a flashpoint for a much larger debate over who truly controls access to the US financial system. At its core, the dispute questions whether federal regulators can effectively override state-approved banks without clear legal limits.

Why a Fed Master Account Is Critical

A Federal Reserve master account is not optional for banks. It provides access to core payment systems such as wire transfers and the Automated Clearing House (ACH). Without it, a bank cannot operate normally, regardless of its legal status.

Custodia argues that it meets all eligibility requirements under federal law as a nonmember depository institution. Yet the Kansas City Federal Reserve denied its application, leaving the bank operationally frozen. Custodia says this makes Wyoming’s decision to charter the bank meaningless in practice.

🚨NEW: Wyoming crypto bank @custodiabank has filed a petition for rehearing en banc, meaning it’s asking the full Tenth Circuit (not just the original three-judge panel) to reconsider its October decision siding with the @federalreserve in denying Custodia a master account.

The… pic.twitter.com/RDfeorIKGc

— Eleanor Terrett (@EleanorTerrett) December 16, 2025

State Innovation vs Federal Control

Wyoming introduced its Special Purpose Depository Institution (SPDI) framework in 2020 to attract digital asset firms while minimizing risk. The model requires full reserve backing and bans traditional lending, creating one of the strictest crypto banking regimes in the US.

Custodia claims the Fed’s decision undermines this framework and sets a dangerous precedent. If federal reserve banks can deny access at will, state-level innovation in banking becomes largely symbolic.

Constitutional Red Flags Raised

Beyond state authority, Custodia’s petition raises constitutional concerns. The bank argues that granting regional Federal Reserve Bank presidents unchecked discretion turns them into powerful federal actors without proper constitutional appointment. Because these officials are selected through a hybrid public-private process, Custodia says this level of authority may violate the Appointments Clause, raising serious questions about accountability and oversight.

Judges Split as Pressure Builds

The issue has already divided judges within the Tenth Circuit. A dissenting opinion stressed that the Monetary Control Act clearly states that Fed services “shall be available” to eligible institutions. Allowing unlimited discretion, the dissent warned, creates legal and constitutional problems. This split has strengthened Custodia’s case for a full court review.

Notably, the recent findings from the Office of the Comptroller of the Currency showed that major US banks imposed inappropriate restrictions on lawful businesses, including crypto firms, between 2020 and 2023. The issue gained political traction after President Trump signed an executive order aimed at stopping banks from denying services solely over crypto activity.

Crypto Industry Reaction

The crypto community has reacted sharply, arguing that Custodia’s case exposes why trust in traditional banking rails is fading. Many see the denial, despite strict safeguards, as proof that innovation can be blocked by opaque federal discretion. 

As a result, industry voices say the case strengthens the push toward parallel, blockchain-based settlement systems that don’t rely on centralized gatekeepers.

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Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

What is a Federal Reserve master account and why does it matter?

A Fed master account lets banks access payment systems like ACH and wire transfers. Without it, a bank can’t function in the US financial system.

Why did the Federal Reserve deny Custodia Bank a master account?

The Fed cited policy and risk concerns, even though Custodia says it meets legal requirements. The denial highlights regulator discretion over bank access.

How does this situation impact the cryptocurrency industry?

Many see the denial as proof that traditional finance can block innovation, fueling a shift toward decentralized settlement systems outside centralized banking control.

StraitsX brings XSGD and XUSD to Solana for cross-border FX and payments

16 December 2025 at 15:30
StraitsX will launch XSGD and XUSD on Solana in early 2026, targeting on-chain FX, cross-border settlement, and AI-driven payments with x402 support. StraitsX announced a partnership with the Solana Foundation to deploy its Singapore dollar-backed stablecoin (XSGD) and U.S. dollar-backed…

Bitcoin Hyper presale raises $29.5M for Solana-powered Bitcoin layer-2

16 December 2025 at 15:00
Bitcoin Hyper raises $29.5M for a Solana VM-based Bitcoin L2 aiming to speed BTC DeFi, gaming, and payments while settling back to Bitcoin.​ Bitcoin Hyper has raised $29.5 million in presale funding for a layer-2 solution designed to enable faster…

MYX Finance Price Prediction 2026, 2027-2030: Is MYX the Next Big Decentralized Futures Play?

16 December 2025 at 14:59
MYX Finance Price Prediction 2026, 2027-2030

The post MYX Finance Price Prediction 2026, 2027-2030: Is MYX the Next Big Decentralized Futures Play? appeared first on Coinpedia Fintech News

Story Highlights

  • The Live Price Of MYX Is  $ 3.41074495
  • Price predictions for 2026 range from $4.6 – $7.20.By 2030, the MYX price could surge toward $46.80 due to growing trader activity.

MYX Finance is positioning itself as a next-generation decentralized perpetual futures exchange, targeting traders who want on-chain transparency without sacrificing leverage and execution speed. 

As centralized exchanges face increasing regulatory pressure, perpetual DEXs like MYX are attracting users looking for non-custodial alternatives.

While the overall cryptocurrency market is under pressure, MYX Finance’s native token (MYX) is moving in the opposite direction. The token jumped around 15% in the last 24 hours, trading near $3.5, even as Bitcoin, Ethereum, and most altcoins slipped lower.

At a time when overall market sentiment remains weak, MYX’s strong price action has turned heads. Making investors curious about the token growth, wondering what the future will be for these tokens. 

With that in mind, let’s take a closer look at our MYX Finance (MYX) price outlook for 2026 to 2030.

MYX Finance Price Today

Cryptocurrency MYX Finance
Token MYX
Price $3.4107 up 2.59%
Market Cap$ 857,711,710.12
24h Volume$ 45,230,872.6013
Circulating Supply251,473,423.70
Total Supply1,000,000,000.00
All-Time High$ 19.0135 on 11 September 2025
All-Time Low$ 0.0467 on 19 June 2025

MYX Price Targets For January 2026

Unlike traditional platforms, MYX offers a chain-abstracted wallet that lets users trade across blockchains without manual bridging. Its two-layer account model keeps funds in user custody while enabling gasless trades. 

With up to 50x leverage and zero slippage, MYX gained attention, leading to major listings like WLFI in September.

This volume more than doubled during the year, climbing from $51 billion in January 2025 to $123.18 billion by early December. Also, Earnings have more than doubled in the same period, jumping from $18 million to $54.83 million.

The recent uptick suggests improving confidence, but sustained momentum will depend on whether volume growth follows price.

MYX Price Targets For January 2026

Technical Analysis

Looking at the MYX/USD 4-hour chart, the price is trading around the middle Bollinger Band near $3.27, which is acting as a short-term support zone. 

The lower Bollinger Band, at around $2.87, marks the key downside support and has held well during recent pullbacks. On the upside, the upper Bollinger Band near $3.65–$3.68 is acting as immediate resistance. A clear break above this level could open the door towards $4.3, then further to near $5.

Technical indicators, such as the RSI, are currently around 60, indicating mild bullish momentum. This suggests buyers are active, but the price is not yet overbought.

MonthPotential Low ($)Potential Average ($)Potential High ($)
MYX Crypto Price Prediction January 2026$1.74$3.60$5

MYX Finance (MYX) Price Prediction 2026

The year 2026 may act as a stress test for MYX Finance. By this stage, traders will judge the platform based on execution reliability during volatile markets, liquidation efficiency, and fee competitiveness.

If MYX succeeds in maintaining tight spreads and predictable funding rates while onboarding new traders from centralized exchanges, its valuation could expand steadily.

Looking ahead, 2026 could decide whether PUMP.fun grows beyond a viral trend into a platform users return to regularly.

However, aggressive competition from other perpetual DEXs could limit upside if differentiation remains weak.

MYX Finance (MYX) Price Prediction 2026
YearPotential Low ($)Potential Average ($)Potential High ($)
MYX Finance Price Prediction 2026$2.80$5.2$10.44

MYX Finance Price Prediction 2026 – 2030

YearPotential Low ($)Potential Average ($)Potential High ($)
2026$2.80$5.2$10.44
2027$3.90$11.5$18.9
2028$9.56$17.2$27.3
2029$16.7$25.4$38.9
2030$21.5$36.32$48.7

MYX Finance Price Prediction 2026

In 2026, MYX’s price will be influenced primarily by trader retention. Metrics such as daily active traders, average leverage usage, and liquidation fairness will determine whether users remain loyal during volatile cycles.

MYX Finance Price Prediction 2027

By 2027, MYX’s growth may depend on product sophistication. Features such as cross-margining, advanced risk controls, or institutional-grade APIs could attract professional traders seeking decentralized alternatives.

MYX Finance Price Prediction 2028

The 2028 outlook relies on market structure evolution. If decentralized derivatives capture a larger share of global futures volume, MYX could benefit significantly, particularly if centralized exchange restrictions tighten further, pushing its price to around $27.3.

MYX Finance Price Prediction 2029

In 2029, MYX may transition from an emerging DEX to an established infrastructure. At this stage, valuation would be supported by consistent protocol revenue, governance participation, and integration with broader DeFi ecosystems.

MYX Finance Price Prediction 2030

By 2030, MYX’s relevance will depend on its ability to remain competitive amid rapid innovation. If it becomes a core liquidity venue for on-chain derivatives, long-term valuation could jump to nearly $47, assuming sustained demand.

What Does The Market Say?

Year202620272030
CoinCodex$9.50$14.99$40.87
Pricepredictions$6.3$11.8$28.09
DigitalCoinPrice$7.41$18.71$37.75

CoinPedia’s MYX Finance Price Prediction

After thorough analysis, Coinpedia believes MYX Finance’s long-term outlook depends less on hype and more on execution quality and trader trust. 

If the protocol consistently delivers reliable performance during high-volatility events, MYX could outperform many speculative DeFi assets

YearPotential Low ($)Potential Average ($)Potential High ($)
2026$21.5$36.32$48.7
Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

What is MYX Finance and how does it work?

MYX Finance is a decentralized perpetual futures exchange offering up to 50x leverage, gasless trades, and non-custodial accounts across blockchains.

Is MYX Finance a good long-term investment?

MYX’s long-term potential depends on trader adoption, platform reliability, and growth of decentralized derivatives markets through 2026–2030.

What is the MYX price prediction for 2026?

For 2026, MYX is projected to trade between $2.8 and $10.44, depending on user growth, market conditions, and protocol performance.

Can MYX reach $40 or higher by 2030?

If MYX becomes a major on-chain derivatives platform with strong liquidity and revenue, long-term forecasts suggest prices near $40–$48 by 2030.

The Best Cheap Crypto To Buy Now Is This Under $0.04 Token as Whales Exit Shiba Inu (SHIB) Positions

16 December 2025 at 14:38
shib-mutm

The post The Best Cheap Crypto To Buy Now Is This Under $0.04 Token as Whales Exit Shiba Inu (SHIB) Positions appeared first on Coinpedia Fintech News

The best cheap crypto to buy now has become a pressing question in crypto news as capital rotates out of meme assets and into lower-priced alternatives with clearer demand signals. Shiba Inu has been entering a decisive phase after weeks of weakness, and whale behaviour has increasingly reflected caution rather than conviction. 

As SHIB struggles to confirm a recovery, attention has been shifting toward what crypto to buy now among early-stage projects trading under $0.04. In this context, one DeFi crypto has been drawing consistent interest as investors reassess what is the best cryptocurrency to invest in during late 2025.

Shiba Inu Momentum Remains Uncertain

Shiba Inu has been trading near $0.00000844 after a modest 2.7% daily rebound, yet broader signals continue pointing to fragility. Price has remained below all major moving averages, and the 50-day, 100-day, and 200-day EMAs have all been sloping downward. This structure has reinforced a bearish bias even as volatility compresses. Recent price action has been forming a shallow ascending pattern after late-November lows, reflecting consolidation rather than a confirmed reversal.

Volume has dropped sharply compared to earlier breakdown phases, suggesting reduced panic but also limited fresh demand. Technical indicators have been showing seller exhaustion instead of strong buying pressure. The Relative Strength Index has hovered in neutral territory, staying above recent lows without signalling oversold conditions. This setup often precedes a volatility expansion, though direction remains unclear.

Market participants have been watching resistance at the declining 50 EMA as a key test. Failure to reclaim that level has kept traders cautious, and spot activity has shown little evidence of aggressive accumulation. As whales gradually exit Shiba Inu positions, the focus has been turning toward alternatives perceived as the best crypto to buy now rather than waiting on uncertain meme coin recoveries.

trading-view-chart

Mutuum Finance (MUTM) Presale Demand Builds

Mutuum Finance (MUTM) has been emerging as that alternative, particularly among investors seeking the best cheap crypto to buy now under $0.04. The project’s structured presale has advanced into Phase 6, which is now 98% filled. Mutuum Finance (MUTM) has raised $19,500,000 since presale began, and Total MUTM Holders since presale began: 18,480. Current price in phase 6: $0.035, reflecting a 250% or 3.5x increase from the $0.01 phase one price.

buy-mutm-now

Phase 6 is selling out fast, and the chance to scoop tokens this cheap is quickly ending. Once this phase closes, Phase 7 will open with a near 20% price increase to $0.04. Mutuum Finance (MUTM) launch price is set at $0.06, positioning current participants for a projected 410% ROI after launch. This narrowing window has intensified FOMO, especially among buyers rotating capital from stalled assets like SHIB.

Mutuum Finance (MUTM) Giveaway & Card Purchase Option

Mutuum Finance (MUTM) has been supporting presale momentum through targeted community incentives. The project is running a $100,000 giveaway to celebrate the presale, distributing $10,000 in MUTM to each of 10 winners. This initiative has reinforced engagement and visibility as investors evaluate what crypto to invest in during the current market phase. 

Accessibility has also improved as Mutuum Finance (MUTM) expanded its purchase options. The team confirmed that investors can now buy MUTM tokens using card payments with no purchase limits, removing friction for new entrants. This update has widened participation beyond crypto-native users and has been cited as a contributor to rising demand.

Mutuum Finance (MUTM) Independent Audit Progress

Security developments have remained in focus as presale interest accelerates. An independent audit is currently in progress, with HalbornSecurity reviewing Mutuum’s lending and borrowing contracts. Code has been finalized and entered formal analysis, a step that has strengthened confidence among larger buyers assessing long-term exposure. 

This emphasis on verification has contrasted sharply with the speculative nature of meme assets, reinforcing why some investors now rank MUTM among the best crypto to buy.

Shiba Inu has been consolidating near lows while whales reassess risk, leaving momentum unresolved. Mutuum Finance (MUTM), priced at $0.035 and nearing the end of Phase 6, has been absorbing that redirected capital. As traders debate what crypto to buy now and search for the best cheap crypto to buy now, MUTM’s accelerating presale has placed it firmly in the spotlight.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://mutuum.com/ 

Linktree:https://linktr.ee/mutuumfinance

PIPPIN Token Price Surges 40% Today – Here’s Why It’s Rallying

16 December 2025 at 14:26
Altcoins to Buy Now: Raoul Pal Says These Three Chains Stand Out

The post PIPPIN Token Price Surges 40% Today – Here’s Why It’s Rallying appeared first on Coinpedia Fintech News

PIPPIN, a unicorn-themed meme token built on Solana, saw a jump of about 40% today to trade near $0.49, drawing strong attention in the crypto market. This sharp move pushed its market value above $492 million, making it one of the top gainers in the meme and AI token space.

So, what is driving this sudden rally?

Whale Accumulation Drives the Rally

One of the biggest reasons for the sudden price hike is the activity of large investors buying aggressively. Over the past few days, several big wallets have been buying large amounts of PIPPIN. 

Recently, two wallet addresses were actively purchasing PIPPIN, collectively buying about $1.5 million worth of tokens just before and during the price surge. 

At the same time, interest from smaller investors is also growing. The number of wallets holding PIPPIN has now crossed 31,000, showing wider market participation.

Supply Shock Hiked the price

Large holders have also been moving PIPPIN tokens off exchanges. Between October and November, more than 44% of the total supply, worth about $96 million, was withdrawn from trading platforms. When fewer tokens are available for sale, and demand rises, prices can climb quickly.

With nearly 1 billion PIPPIN tokens in circulation, this drop in tradable supply has created a supply squeeze, helping accelerate today’s price move.

Incentives and Ecosystem Support Boost Confidence

Another factor supporting today’s rally is a recent program launched by Mind Network. The project allocated 1% of PIPPIN’s total supply to a special reserve and introduced the “Unicorn Reserve” incentive, which rewards users who lock up native FHE tokens, earning PIPPIN airdrops.

Pippin loves you. 🦄💜

Mind Network is expanding to @Solana. We are bringing the Holy Grail of Encryption to AI Agents. 🛡🧠

The Best FHE Product ✖ The Largest AI Community on Solana.
Our FHE Vault, empowered by @pippinlovesyou, is launching soon.

The first step of our Solana… pic.twitter.com/NPzhUNWY6u

— Mind Network (@mindnetwork_xyz) December 10, 2025

These incentives encourage users to stay engaged for the long term and help support trading activity around the token.

PIPPIN Token Price Analysis

Looking at the PIPPIN/USDT 4-hour chart, the price is trading near $0.49, well above the middle Bollinger Band around $0.36, which now acts as a strong short-term support zone. 

On the upside, PIPPIN is pressing the upper Bollinger Band near $0.50, showing strong bullish pressure. A clean breakout above $0.50 could push the price toward $0.55 first, and if momentum stays strong, the next upside target sits around $0.60–$0.65.

PIPPIN Token chart Price

The RSI is near 77, which signals overbought conditions. This means buyers are firmly in control, but a short pause or minor pullback is possible before the next move higher.

Shiba Inu Coin News: Coinbase Launches U.S.-Regulated SHIB Futures

16 December 2025 at 14:16
Shiba Inu Coin News

The post Shiba Inu Coin News: Coinbase Launches U.S.-Regulated SHIB Futures appeared first on Coinpedia Fintech News

Coinbase has officially launched Shiba Inu–linked futures on its U.S.-regulated derivatives platform, marking a major step in SHIB’s entry into compliant financial markets. The move places the token alongside more established cryptocurrencies within a regulated trading framework, signaling a shift in how large exchanges and institutional players view the asset.

SHIB 1k Index Brings Regulated Perpetual Futures to U.S. Traders

The exchange has introduced the SHIB 1k Index on Coinbase Derivatives, offering U.S.-based traders access to perpetual-style futures tied to Shiba Inu. These contracts are available to both retail and institutional investors through approved Futures Commission Merchants and operate fully within U.S. regulatory standards.

Now live: Trade US Perpetual-Style Futures for all altcoins on Coinbase Derivatives, available 24/7.

→ Shiba Inu $SHIB
→ Avalanche $AVAX
→ Bitcoin Cash $BCH
→ Cardano $ADA
→ Chainlink $LINK
→ Dogecoin $DOGE
→ Hedera $HBAR
→ Litecoin $LTC
→ Polkadot $DOT
→ SUI $SUI
→… pic.twitter.com/yjS2XsQ2jN

— Coinbase Markets 🛡 (@CoinbaseMarkets) December 15, 2025

While the product mirrors the mechanics of offshore perpetual futures, it differs in structure by providing regulatory oversight, transparency, and compliance features rarely extended to meme-based tokens in the U.S. market.

Why This Matters for SHIB’s Market Standing

With regulated futures now live, Shiba Inu joins a limited group of cryptocurrencies supported by structured derivatives markets, including Bitcoin and Ethereum. This expands SHIB’s trading access, strengthens liquidity conditions, and opens the door to professional investors who require regulated instruments.

Coinbase had previously listed SHIB futures earlier this year, but the index-based launch reflects deeper integration into its derivatives ecosystem rather than a standalone offering.

ETF Prospects Gain Context

Regulated futures markets are often a key prerequisite in SEC ETF evaluations. This framework has already fueled ETF-related activity around SHIB, including a reported filing linked to T. Rowe Price Group. Although approval is not guaranteed, compliant futures materially improve SHIB’s position within traditional financial review processes.

Global Momentum Builds

Outside the U.S., SHIB continues to gain regulatory recognition. Japan recently added the token to its Green List of approved digital assets, placing it alongside Bitcoin and Ethereum. The designation may support broader institutional participation and could influence future tax considerations.

In Europe, Valour Inc. has launched a SEK-denominated exchange-traded product tracking SHIB on Sweden’s Spotlight Stock Market, offering regulated exposure without direct token custody.

Beyond Trading

The Shiba Inu ecosystem is also expanding beyond financial instruments. A recent partnership with TokenPlay AI aims to develop a SHIB-branded blockchain game featuring AI-driven gameplay and on-chain rewards.

Together, these developments reflect SHIB’s gradual shift into regulated markets, institutional frameworks, and broader utility, moving it further away from a purely meme-driven identity.

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FAQs

Does the launch of regulated futures change how SHIB’s spot price behaves?

Regulated futures can influence short-term price dynamics by enabling hedging and arbitrage strategies that weren’t easily accessible before. Over time, this can dampen extreme volatility during news events, though it does not guarantee price appreciation or stability.

Who benefits most from this development—and who may not?

Institutional desks, market makers, and risk-managed funds gain tools to hedge or express views on SHIB within compliance constraints. Long-term retail holders may see indirect benefits from improved liquidity, but casual traders seeking high leverage could find fewer options.

What are the likely next steps to watch following this rollout?

Market participants will monitor open interest, volume consistency, and participation from regulated intermediaries over the coming quarters. Sustained activity could prompt additional structured products or risk-management tools, while weak uptake may limit further expansion.

TON Foundation Brings in OpenPayd to Handle Global Fiat Operations

16 December 2025 at 13:40
Crypto News Today

The post TON Foundation Brings in OpenPayd to Handle Global Fiat Operations appeared first on Coinpedia Fintech News

As TON continues to scale inside Telegram, the foundation behind the blockchain is fixing a less visible, but critical, piece of the puzzle: how money moves.

TON Foundation has chosen OpenPayd to power its global fiat operations, giving the organization a unified way to manage payments, currencies, and treasury activity across regions. The move comes as TON’s role inside Telegram’s Mini App ecosystem grows, now touching more than 1 billion monthly users.

Why TON Needed Stronger Fiat Infrastructure

TON powers Telegram’s Mini Apps, a fast-growing ecosystem used by developers, creators, and businesses worldwide. But global reach brings global complexity especially when it comes to moving real-world money.

With OpenPayd, TON Foundation can now connect international fiat rails through a single API. That allows the foundation to fund ecosystem grants faster, manage multiple currencies more efficiently, and reduce friction when operating across borders.

In short, it makes everyday operations easier to run at scale.

What OpenPayd Brings to the Table

OpenPayd provides enterprise-grade financial infrastructure used by major crypto firms, including Kraken, OKX, and eToro. Its platform supports global payments, FX, treasury management, and interoperability between traditional finance and digital assets.

OpenPayd CEO Iana Dimitrova said TON’s positioning stood out, calling it “one of the most strategically positioned blockchain ecosystems in the world,” especially given its deep integration with Telegram.

How This Supports TON’s Growth

For TON Foundation, the focus is speed and flexibility. President and CEO Max Crown said the partnership gives the foundation “a far more agile and globally connected financial backbone,” helping it move funds faster and support builders more effectively.

While users won’t see this change directly, it strengthens the foundation beneath the ecosystem, making TON better prepared for continued growth inside Telegram’s massive global network.

Crypto Market Tanks, but Whales Are Loading Up on This Altcoin—A Major Breakout May Be Near

16 December 2025 at 13:24
Altcoins to Buy Now: Raoul Pal Says These Three Chains Stand Out

The post Crypto Market Tanks, but Whales Are Loading Up on This Altcoin—A Major Breakout May Be Near appeared first on Coinpedia Fintech News

Chainlink price has been closely following the market trend as it breaks the support following a rejection from the local highs. The token is following the Bitcoin price rally closely and hence is expected to maintain a strong bearish trend. In such situations, whales usually become active and begin to accumulate tokens at a discounted price. The data from Santiment suggests Chainlink whales have added more than 20 million LINK since November. 

link price

The above chart shows that Chainlink’s top 100 largest wallets have accumulated nearly 20.46 million worth $263 million. The accumulation dropped significantly in the last week of October, which flipped as the whales began to re-accumulate heavily since the first few days of November.  Along with this, another major reason to be bullish on the LINK price rally is ETF inflows that have been positive this month. 

link price
Source: X

LINK inflows continue to remain steady for now, as the token has been quietly accumulating while everything else implodes. This suggests the LINK could be nearing the end of its bearish trajectory, which may result in further upside from here. Although the price has broken the crucial support, the Chainlink bulls seem to have capitulated the pivotal range around $12, which may act as a strong base. 

Chainlink Price Analysis: Will LINK Reclaim $15 Before the End of 2025?

Chainlink price is known for its stability, as it displays low volatility in times of higher market volatility. The token consolidated between $14.5 and $13.23, which acted as strong resistance and support since the beginning of the month.  The long-term price action remains bearish, with the possibility of hitting the support below $12. However, in the short term, the price seems to be discovering an interim support at $12.6 that may help the token to trigger a strong recovery. 

link price

After the freefall from $13.68, the LINK price is hovering around the newly formed support of around $12.78. Besides, in the 4-hour chart, the RSI has dropped to the lower threshold, while the MACD hints towards a drop in selling pressure, with the possibility of a bullish crossover. With this, the price could recover the broken support at $13.23, which may end the brief correction, pushing the price towards the resistance at $14.5. On the bearish side, a failure could drag the levels to $11.5, with the fear of a further pullback to $10 or below. 

The Bottom Line—Will LINK Price Rise to $15 in 2025?

The Chainlink price has lost all the gains incurred since the start of the year by plunging from the highs at $27 to the lows close to $12. The technicals have remained bearish since then and are yet to hit the lows. Therefore, the price is expected to revisit the lows close to $11 that could attract the massive attention of the bulls. As whales have already entered, the confidence of the bulls and the market participants seems to be relatively high. Hence, the LINK price may initiate a recovery before the end of 2025, but may not reach $15. 

PancakeSwap and YZI Labs Launch On-chain Prediction Markets

16 December 2025 at 12:53
PancakeSwap and YZI Labs Launch Onchain Prediction Markets

The post PancakeSwap and YZI Labs Launch On-chain Prediction Markets appeared first on Coinpedia Fintech News

PancakeSwap is co-incubating Probable, a new on-chain prediction market protocol on BNB Chain developed with YZI Labs. Probable will host markets on sports, politics, crypto, and macro events, letting users deposit a wide range of tokens that are automatically converted into USDT for placing bets. Market resolution will rely on UMA’s Optimistic Oracle, aiming to deliver fast, tamper-resistant, economically secure outcome verification as BNB Chain pushes into next generation prediction markets.

Crypto Sell-off: Cathie Wood’s ARK Invest Buys the Dip, Adds $60M in Crypto Stocks

16 December 2025 at 12:49
Crypto Sell-off

The post Crypto Sell-off: Cathie Wood’s ARK Invest Buys the Dip, Adds $60M in Crypto Stocks appeared first on Coinpedia Fintech News

Crypto-linked stocks remain under heavy pressure, extending a multi-day selloff that has dragged some of the sector’s biggest public names deeper into the red. While prices continued to slide, Cathie Wood’s ARK Invest stepped in aggressively, signaling confidence in the long-term outlook despite near-term volatility.

As selling accelerated across crypto equities, ARK moved against the trend, adding meaningful exposure to exchanges, infrastructure firms, and miners that have been hit hard over recent sessions.

Nearly $60 Million Deployed Into Crypto Names

According to ARK’s latest disclosures, the firm invested close to $60 million into crypto-related stocks during the downturn. The purchases were spread across several major players, led by Coinbase, Bullish, and Circle, alongside infrastructure-focused names like Bitmine Immersion Technologies and CoreWeave.

Coinbase attracted the largest allocation, followed by sizeable additions to Circle and Bitmine. Bullish and CoreWeave also saw fresh inflows as ARK used the selloff to scale into positions rather than wait for price stabilization.

Crypto Stocks Extend Multi-Day Decline

The buying came as crypto equities posted another round of sharp losses. Bitmine led the decline with double-digit percentage losses, while Circle, CoreWeave, Coinbase, and Bullish all recorded steep drops. The weakness builds on several sessions of downside pressure, reflecting broader caution around crypto markets, regulation, and risk assets.

The speed and depth of the selloff suggest investors are de-risking aggressively, even from companies with strong balance sheets and established market positions. That has created what ARK appears to see as a valuation opportunity rather than a warning sign.

A Familiar ARK Playbook

Buying into weakness is nothing new for Cathie Wood’s firm. ARK has consistently leaned into volatility, preferring to accumulate positions during drawdowns instead of chasing rallies. The latest purchases align with that strategy, reinforcing the view that current prices undervalue long-term growth prospects in crypto infrastructure.

Crypto-focused stocks already make up a substantial portion of ARK’s portfolio. Coinbase remains one of its largest holdings, alongside Circle, Bitmine, Bullish, and CoreWeave. The recent dip buying added to positions that were already significant, highlighting conviction rather than a short-term trade.

What This Signals for the Market

ARK’s move doesn’t guarantee an immediate bottom for crypto stocks, but it does signal institutional confidence amid widespread fear. As volatility persists, the contrast between retail caution and long-term accumulation by funds like ARK could become a key theme shaping the next phase of the crypto equity cycle.

For now, ARK is clearly betting that today’s pain sets the stage for tomorrow’s recovery.

Ripple’s RLUSD Goes Multichain, Here’s Why It Matters for XRP Holders

16 December 2025 at 11:56
RLUSD Approved in Abu Dhabi

The post Ripple’s RLUSD Goes Multichain, Here’s Why It Matters for XRP Holders appeared first on Coinpedia Fintech News

Ripple, a blockchain-based infrastructure for global payments, has taken a major step to expand the use of its US dollar-backed stablecoin, RLUSD. On December 15, the company confirmed it is testing RLUSD on several Ethereum layer-2 networks, including Optimism, Base, Ink, and Unichain. 

This move builds on its earlier launch and aims to create a more connected system while increasing real-world use for XRP.

Ripple RLUSD Stablecoin Goes Multichain

According to recent updates shared by the Ripple community, Ripple’s RLUSD stablecoin, which already has a market value of about $1.3 billion, has adopted Wormhole’s NTT standard. 

This upgrade allows RLUSD to move between blockchains as the original token, not as risky wrapped copies.

RLUSD is expanding to Layer 2s using @wormhole’s NTT standard for native, secure transfers and will become the first U.S.-based, trust-regulated stablecoin on @Optimism, @Base, @Inkonchain and @Unichain: https://t.co/ju9KyoOIBa

This will enhance utility for XRP and RLUSD by…

— Ripple (@Ripple) December 15, 2025

By using Wormhole’s Native Token Transfers system, RLUSD can shift smoothly across networks while staying secure and liquid. This setup also lets Ripple keep full control over how RLUSD operates on each supported blockchain.

How XRP Fits Into This Bigger Plan

While RLUSD acts as the “digital cash” in Ripple’s system, XRP plays the role of the liquidity engine. At the same time as RLUSD expands, partners like Hex Trust are rolling out wrapped XRP (wXRP). 

This allows XRP to be used on networks like Solana and Ethereum, where it can serve as collateral, trading liquidity, or DeFi fuel.

RLUSD XRP

Together, RLUSD handles stable payments, while XRP helps move value between blockchains. For XRP holders, this means XRP is no longer limited to one network and can now play a bigger role across the wider crypto ecosystem.

More Chains Planned in 2025

Ripple is currently testing RLUSD on major Ethereum layer-2 networks like Optimism, Base, Ink, and Unichain. A full launch is planned for next year, once regulators give approval.

Once live, RLUSD will work smoothly across different blockchains while staying fully regulated. With strong regulatory support and growing cross-chain use, Ripple is building RLUSD for the next stage of crypto adoption.

Institutional Adoption Strengthens Ripple Case

Ripple’s progress is backed by strong regulatory approvals in New York and growing use in tokenized funds. BlackRock’s BUIDL platform already uses Wormhole for cross-chain activity, showing rising trust from large institutions.

While prices may not rise quickly in the short term, Ripple’s multichain approach increases XRP’s real use. Over time, this wider use can support long-term value.

Ethereum price slips below $3K as ETH ETFs see three-day outflows

16 December 2025 at 13:28
Ethereum price lost the key $3,000 psychological support as U.S. Ethereum ETFs recorded their third straight day of net outflows, as the broader market sentiment adopted a risk-averse sentiment. According to data from SoSoValue, the nine spot Ethereum ETFs recorded…

Sberbank tests DeFi products as clients’ crypto appetite grows

16 December 2025 at 13:00
Sberbank tests DeFi, tokenization and Ethereum-based products as rising client demand pushes Russia’s largest bank toward public blockchain integration. Sberbank, Russia’s largest bank, has confirmed it is testing multiple decentralized finance (DeFi) products as customer demand for crypto trading and…

UK FCA launches consultation on proposed crypto rules

16 December 2025 at 12:24
UK’s Financial Conduct Authority has kicked off a consultation on proposed crypto rules that would bring the industry under formal regulatory oversight by 2027. According to a Financial Times report, the FCA unveiled three consultation papers on Tuesday with the…

Bitcoin price tests $85k support as liquidations surge ahead of US Jobs data

16 December 2025 at 12:21
Bitcoin price approached the $85,000 support level earlier today amid increased liquidations ahead of the release of U.S. jobs data later today. According to data from crypto.news, Bitcoin (BTC) fell sharply from over $89,000 yesterday to a low of $85,427…

AI agent whale faces brutal 90%+ loss in illiquid token fire sale

16 December 2025 at 11:37
Whale exits AI agent tokens at up to 99% losses, crashing thinly traded Virtuals-linked markets and exposing liquidity risks in the AI narrative. A cryptocurrency whale liquidated a portfolio of AI agent tokens at a 92% loss following a market…

Grayscale: Quantum Threat to Bitcoin Still Years Away

16 December 2025 at 11:04
Grayscale: Quantum Threat to Bitcoin Still Years Away

The post Grayscale: Quantum Threat to Bitcoin Still Years Away appeared first on Coinpedia Fintech News

Grayscale’s 2026 Digital Asset Outlook highlights that, although quantum computing represents a long-term threat to blockchain cryptography, Bitcoin and the broader crypto market are unlikely to face price or valuation impacts in 2026. The report notes that most public blockchains will eventually require post-quantum cryptography upgrades. However, experts estimate that a quantum computer capable of breaking Bitcoin’s public-key cryptography and forging digital signatures is unlikely to emerge before 2030, keeping Bitcoin secure in the near term.

US Crypto Market Structure Bill Delayed Until 2026

16 December 2025 at 10:52
US crypto market structure bill

The post US Crypto Market Structure Bill Delayed Until 2026 appeared first on Coinpedia Fintech News

The US government has again delayed long-promised crypto rules. The Senate Banking Committee has postponed hearings on the crypto market structure bill until early 2026. This ends hopes that clear federal rules will be in place by 2025.

Committee Chair Tim Scott said the bill needs support from both parties, and lawmakers are not willing to rush it. For crypto companies and investors, the delay means continued confusion about what is allowed and who regulates what.

US Crypto Market Structure Bill

Which Crypto Bill Is on Hold?

The delay affects the Senate’s version of the crypto market structure bill, which follows the House-passed FIT21 bill from 2024. While the House moved ahead, the Senate has struggled to agree on key points, including who should regulate crypto markets and how much power regulators should have.

The bill was expected to reach the Senate markup stage this year. That step has now been pushed to 2026, raising doubts about whether it will move forward at all.

Why This Bill Matters

This bill is important because it would finally set clear rules for crypto in the US.

The main goals include:

  • Deciding whether crypto assets fall under the SEC or the CFTC
  • Giving the CFTC control over spot crypto markets
  • Setting clear rules for exchanges and platforms
  • Reducing lawsuits as the main way to regulate crypto

Without these rules, crypto businesses operate in a grey area. That uncertainty makes companies cautious and often pushes traders to pull back during weak market conditions.

Why the US Crypto Market Structure Bill is Delayed?

Lawmakers now have bigger political issues to deal with, including budget deadlines and upcoming elections. Crypto regulation has slipped down the priority list. What was once seen as a delay now looks more like a reset. Even moving the bill in early 2026 is no longer guaranteed.

Market and Industry Reaction

Crypto prices showed little reaction to the news, suggesting traders expected the delay. Still, concern remains high.

Analyst Paul Barron said the bill has effectively stalled and warned that it may not return anytime soon. With elections coming up, he believes crypto laws could stay stuck for years.

Crypto lawyer John E. Deaton pointed to pressure from the traditional banking sector. He argues that large banks are working behind the scenes to slow crypto-friendly rules and protect their own interests. Lawmakers deny this, saying their focus is on consumer safety.

What Happens Next?

For now, nothing changes.

The crypto industry will likely face:

  • More enforcement actions instead of clear rules
  • Ongoing uncertainty for exchanges and builders
  • States creating their own rules in the absence of federal law
  • Slower growth from institutions waiting for clarity

Clear US crypto rules are now unlikely before 2026. Until then, the industry remains stuck waiting.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

Why is the US crypto bill delayed?

The bill is delayed due to a lack of bipartisan agreement, shifting political priorities like elections, and unresolved debates over which regulators should oversee crypto markets.

What does the delayed crypto bill mean for investors?

Continued uncertainty. Without clear rules, investors face a grey area with cautious companies and potential market pullbacks during volatility.

How does the crypto regulation delay affect businesses?

Crypto businesses face more enforcement lawsuits, operational uncertainty, and a patchwork of state laws, which slows institutional adoption and growth.

Why Bitcoin Price Crashed Today?

16 December 2025 at 10:52
Why is Bitcoin Price Crashing?

The post Why Bitcoin Price Crashed Today? appeared first on Coinpedia Fintech News

The crypto market saw a sharp drop on December 15, losing nearly $150 billion in total value. Bitcoin price today fell close to the $85,000 level, while major coins like Ethereum, XRP, and Dogecoin dropped between 4% and 8% in just one day. 

The sudden move left many traders surprised, wondering the key reason behind the fall. 

Chinese Authorities Tightened the Bitcoin Mining Rule

One major reason behind the fall appears to be new action from China. Authorities reportedly tightened rules on Bitcoin mining again, forcing 1.3 GW of capacity mining operations to shut down. 

In Xinjiang alone, around 400,000 miners went offline in a short time. This cut global Bitcoin mining power by about 8%.

China has once again tightened regulations on domestic Bitcoin mining.
In December, most mining operations in Xinjiang were shut down, with around ~400K Bitcoin miners taken offline. pic.twitter.com/PXDaVeedLR

— Bruce (@BTCBruce1) December 15, 2025

When miners lose access to power, their income drops instantly. To cover costs or move operations, some miners sell their Bitcoin holdings, which adds extra supply to the market and pushes prices down in the short term.

ETF Outflows Add to Selling Pressure

At the same time, Bitcoin ETFs saw strong outflows on December 15. Total outflows reached about $357.6 million in a single day. Fidelity led the exits with $230.1 million, followed by Bitwise with $44.3 million and ARK Invest with $34.5 million. 

Notably, no major Bitcoin ETF recorded inflows that day, including BlackRock.

Long Leverage Triggers $655 Million in Liquidations

Eventually, heavy leverage in the market made things worse. In the past 24 hours, nearly 188,247 traders were liquidated, with total losses of around $649.4 million. 

The largest single liquidation was a $11.58 million BTC position on Binance. As prices fell, forced liquidations pushed Bitcoin even lower in a short time.

In the past 24 hours , 188,247 traders were liquidated , the total liquidations comes in at $649.43 million
The largest single liquidation order happened on Binance – BTCUSDT value $11.58M pic.twitter.com/RuFEphOu2n

— Nehal (@nehalzzzz1) December 16, 2025

Altcoins and Crypto Stocks Felt The Pain

Bitcoin’s price drop spread across the entire crypto market, pulling down major altcoins. Ethereum, XRP, Solana, and other large tokens dropped between 5% and 8% over the last 24 hours.

The weakness also hit crypto-related stocks. Shares of Strategy fell more than 9% at one point, while Coinbase slipped nearly 7%.

What Comes Next for Bitcoin?

Despite the crash, institutional buying did not stop. Strategy added 10,645 BTC, worth about $980 million, bringing its total holdings to 671,268 BTC.

From a technical view, Bitcoin’s daily chart shows the price has broken below a symmetrical triangle pattern but is still holding above a key support zone. The Ichimoku Cloud is now acting as resistance around $90,000 to $92,000. 

bitcoin price chart

If Bitcoin stays above $85,000, a bounce toward $90,000 is possible. However, a clear break below $84,000 could push the price down toward $80,000.

FAQs

How is the crypto market today?

The crypto market is mixed today, with Bitcoin stabilizing near support while altcoins remain volatile after heavy selling and liquidations.

What role did Bitcoin ETFs play in the market drop?

Major Bitcoin ETFs saw large single-day outflows of nearly $358 million, with no notable inflows. This institutional selling added significant downward pressure to the overall market.

Why did the crypto market crash spread to altcoins like Ethereum?

Bitcoin’s sharp decline typically leads the market. As the dominant crypto fell, it triggered widespread selling and liquidations across portfolios, pulling down major altcoins in correlation.

What is the Bitcoin price prediction after this crash?

Technically, holding above $85,000 support could spark a bounce toward $90,000. However, a break below $84,000 may see a test of $80,000, with institutional accumulation providing a potential floor.

PayPal Moves to Launch Its First U.S. Bank

16 December 2025 at 10:41
PayPal Moves to Launch Its First U.S. Bank

The post PayPal Moves to Launch Its First U.S. Bank appeared first on Coinpedia Fintech News

PayPal submitted applications to the FDIC and Utah regulators for an industrial loan company charter called PayPal Bank. The goal is to expand small business lending, building on over $30 billion provided to 420,000 accounts since 2013, with interest-bearing savings and FDIC insurance if approved. CEO Alex Chriss aims to reduce third-party reliance and fuel US economic growth under lighter regulations.

Trump Eyes Pardon for Samourai Wallet CEO

16 December 2025 at 10:08
Trump Eyes Pardon for Samourai Wallet CEO

The post Trump Eyes Pardon for Samourai Wallet CEO appeared first on Coinpedia Fintech News

U.S. President Donald Trump said he’ll review pardoning Keonne Rodriguez, co-founder and CEO of privacy-focused Bitcoin wallet Samourai. “I’ve heard about it, I’ll look at it,” Trump stated during a Monday Oval Office Q&A with journalists. Rodriguez was sentenced last month to five years for running a mixer that laundered over $237 million in illicit funds, sparking crypto privacy debates. This follows Trump’s pardons of figures like Ross Ulbricht. 

U.S. Senate punts crypto market structure bill to early 2026 markup

16 December 2025 at 11:31
U.S. Senate Banking delays crypto market structure markup to early 2026, extending uncertainty over digital asset rules and agency oversight. The U.S. Senate Banking Committee will not hold a markup on crypto market structure legislation in 2025, deferring the process…

Bitwise Solana ETF posts first outflow since late October launch

16 December 2025 at 11:20
Solana’s exchange-traded fund market showed minor turbulence on Dec. 15, marking a rare shift in daily flows. The Bitwise Solana Staking ETF has recorded its first outflow, breaking a month-long streak of steady inflows as risk appetite softened across crypto…

Samourai Wallet co-founder hopes for pardon as Trump weighs case

16 December 2025 at 11:11
United States President Donald Trump said he would look into the case of Samourai Wallet developer Keonne Rodriguez, who was recently convicted for his involvement with the crypto mixing protocol. When asked about the case during a Monday press conference,…

Bitcoin OG hit with $54M unrealized loss on $674M BTC, ETH, SOL long positions

16 December 2025 at 09:48
A well-known early Bitcoin holder is sitting on a steep paper loss as crypto prices slide and leverage begins to work in reverse. The data was shared on Dec. 16 by on-chain analytics platform Onchain Lens. According to the analysis,…

Startale and SBI Team Up to Build Regulated Digital Yen

16 December 2025 at 09:47
Startale and SBI Team Up to Build Regulated Digital Yen

The post Startale and SBI Team Up to Build Regulated Digital Yen appeared first on Coinpedia Fintech News

Startale Group and SBI Holdings signed an MOU on December 16, 2025, to launch a regulated Japanese yen stablecoin by Q2 2026. The stablecoin will be a Type 3 Electronic Payment Instrument, allowing transfers and balances above the ¥1 million limit. Startale will provide blockchain technology and security, while SBI will handle compliance through its trust bank and exchange. The project aims to support domestic and cross-border payments, tokenized assets, and AI-based finance under Japan’s updated payment laws.

Why Crypto Is Down Today [Live] Updates on Dec 16,2025

16 December 2025 at 09:41
Why Crypto Is Going Down Today

The post Why Crypto Is Down Today [Live] Updates on Dec 16,2025 appeared first on Coinpedia Fintech News

December 16, 2025 06:22:50 UTC

Cathie Wood’s ARK Buys the Dip With $60M Bet on Crypto Stocks

Cathie Wood’s ARK Invest stepped in during the latest crypto stock selloff, buying nearly $60 million worth of shares across the sector. Purchases included Coinbase, Bullish, Circle, Bitmine, and CoreWeave, as prices slid for multiple sessions. The move aligns with ARK’s long-standing strategy of adding exposure during drawdowns rather than chasing rallies. Despite recent declines, crypto equities remain a core part of ARK’s portfolio, signaling continued long-term conviction.

December 16, 2025 06:14:49 UTC

ETH Fund Signals Turn Positive as Institutional Demand Stabilizes

Ethereum fund positioning is showing early signs of improvement. The fund market premium has turned slightly positive, suggesting institutional demand for $ETH is stabilizing after recent volatility. Historically, this shift points to easing selling pressure and a reset in positioning, rather than aggressive downside. While it’s not a clear breakout signal yet, it often marks a phase where the market prepares for its next directional move.

December 16, 2025 06:07:23 UTC

Bitcoin Faces Heavy Selling as Whales Rotate Into Ethereum

Bitcoin is under renewed selling pressure as prominent investors, including Luke Gromen, reportedly cut exposure amid concerns over broader market stress and long-term risks like quantum computing. At the same time, on-chain data shows whales accumulating Ethereum, highlighted by a $120 million buy on Binance. Retail traders appear to be selling into weakness, adding to downside pressure. While a rebound is possible, markets remain cautious as macro uncertainty and shifting asset preferences shape near-term sentiment.

December 16, 2025 06:07:23 UTC

Solana Tokens Hit Fresh Highs as Ecosystem Momentum Grows

Several Solana-based crypto projects are reaching new all-time highs, pointing to rising investor interest and stronger community activity. Tokens such as Official Boxabl, STONKS, NAFO Fund, and SavingAngus have recently touched peak market caps, supported by active callers and large subscriber bases. The surge reflects growing optimism around Solana’s expanding ecosystem and improving liquidity. As momentum builds, traders are closely tracking these projects for potential upside opportunities.

December 16, 2025 06:05:09 UTC

Mining Yields Dip as XRP Momentum Builds Across Markets

Bitcoin mining yields have eased to about $0.038 per TH/s per day as the market adjusts after the halving. Meanwhile, Ripple’s RLUSD stablecoin is expanding to multiple Ethereum Layer-2 networks through Wormhole, supporting XRP liquidity and real-world use. XRP spot ETFs have now logged 30 straight days of inflows nearing $1 billion, even as Bitcoin and Ethereum ETFs see outflows. Adding to the trend, CME Group has launched spot-quoted XRP and SOL futures, highlighting rising institutional demand.

December 16, 2025 05:47:44 UTC

Crypto Market Crash as Liquidations Spike—Is More Volatility Ahead?

Crypto markets saw a sharp sell-off on Monday, wiping out $136 billion in value as Bitcoin slipped below $88,000. The drop triggered $381 million in leveraged liquidations, underscoring the ongoing volatility driven by leverage. Total market cap fell 3.7% to $2.93 trillion, with Ethereum down 6.1% and altcoins following. By contrast, the S&P 500 dipped just 0.3%. Analysts say the market remains range-bound, with $3.2T as resistance and $2.85T as key support, echoing past correction phases.

December 16, 2025 05:45:43 UTC

Bitcoin vs Gold: Rare Signal Hints at a Possible Rotation

For only the fourth time in Bitcoin’s history, the BTC-to-Gold RSI has dropped below 30—a level that previously marked major bottoms in 2015, 2018, and 2022. While not a guarantee, it suggests a clear imbalance. This time, gold appears stretched relative to Bitcoin. The gap from the 20-week moving average is also unusually wide. History may not repeat, but when this signal appears, it often points to an upcoming rotation.

December 16, 2025 05:43:58 UTC

Ripple CEO Pushes Back on NYT Over SEC Crypto Claims

Ripple CEO Brad Garlinghouse has slammed The New York Times for what he calls a “hit piece” targeting the SEC’s new leadership. The report suggests crypto cases are being dropped due to political favoritism, but Garlinghouse says that misses the point. According to him, the real story is the rollback of Gary Gensler’s “illegal” enforcement-first approach—something Ripple and the broader crypto industry have long challenged. $XRP

Another week, another crypto hit piece from the NYT. How many times are they going to write the same story (filled with half-truths and outright omissions of the facts) trying to justify the Biden Admin’s illegal War on Crypto?!

No mention of a Judge criticizing the prior SEC… https://t.co/492zY39Zub

— Brad Garlinghouse (@bgarlinghouse) December 15, 2025

December 16, 2025 05:42:14 UTC

Crypto Crash Ahead? Japan’s Rate Move Could Trigger a Final Crypto Flush

Crypto markets may face another sharp drop in December as Japan is expected to raise interest rates again. Higher rates unwind the yen carry trade, forcing investors to sell assets, including crypto. Past hikes in 2024 and 2025 saw Bitcoin fall nearly 25%. A similar move could spark fast sell-offs and volatility. However, with Japan’s economy weak and global liquidity slowly improving, this drop could mark a final bottom before a stronger 2026 rally.

December 16, 2025 05:38:00 UTC

Why Bitcoin Price is Crashing?

Bitcoin price is down today, and the reason is simple: China. Authorities tightened rules on domestic Bitcoin mining, forcing major shutdowns in regions like Xinjiang. Around 400,000 miners went offline in December, pushing the network hashrate down nearly 8%. When miners lose revenue, many are forced to sell BTC to cover costs or relocate, creating short-term sell pressure. This isn’t a demand problem or a long-term threat just a temporary supply shock.

DeSoc Presale Attracts Over $10 Million With 100x Potential As Binance Coin And Cardano Holders Rush To Enter

16 December 2025 at 09:18
best-investment-strategies

The post DeSoc Presale Attracts Over $10 Million With 100x Potential As Binance Coin And Cardano Holders Rush To Enter appeared first on Coinpedia Fintech News

The decentralized finance and Web3 landscape continues to evolve rapidly, and one of the latest projects drawing serious attention is DeSoc Presale. With its presale reportedly surpassing $10 million raised, DeSoc is quickly emerging as one of the most talked-about blockchain initiatives of the year, particularly among Binance Coin (BNB) and Cardano (ADA) holders seeking early access to the next generation of decentralized social infrastructure.

What Is DeSoc?

DeSoc is a decentralized social ecosystem designed to give users full ownership of their data, identity, and digital interactions. Unlike traditional social platforms that monetize user activity through centralized control, DeSoc leverages blockchain technology to ensure transparency, censorship resistance, and fair value distribution among participants.

At its core, DeSoc aims to merge social networking, decentralized finance (DeFi), and digital identity into a single, interoperable ecosystem. Users can interact, create content, and build communities while maintaining control over their assets and personal information.

Why the Presale Is Gaining Momentum

The DeSoc presale has gained significant traction, with more than $10 million reportedly raised in a short period. Several factors are driving this surge in interest:

  • Strong Utility Narrative: DeSoc is positioned not just as a token, but as the backbone of a decentralized social economy.
  • Early Entry Incentives: Presale participants gain access to tokens at early-stage pricing, which has historically attracted long-term crypto investors.
  • Growing Demand for Decentralized Social Platforms: As concerns over privacy, data ownership, and censorship rise, decentralized alternatives are becoming increasingly appealing.

Binance Coin and Cardano Holders Taking Notice

A notable trend in the DeSoc presale is the influx of BNB and ADA holders. These investors are often associated with long-term ecosystem thinking and utility-driven projects, making their interest a strong signal of confidence.

Many Binance Coin holders are drawn to DeSoc’s scalability and cross-chain ambitions, while Cardano supporters see alignment with their values of decentralization, academic rigor, and sustainable blockchain development. The migration of capital from established ecosystems into DeSoc suggests growing belief in its long-term potential.

DeSoc’s Vision for the Future

DeSoc is not positioning itself as just another short-term crypto project. Its roadmap reportedly includes:

  • Decentralized identity solutions
  • Creator monetization tools without intermediaries
  • DAO-based governance for community-driven decisions
  • Cross-chain compatibility to support multiple blockchain networks

If successfully executed, DeSoc could play a key role in shaping the future of how people interact online in a decentralized world.

Final Thoughts

With over $10 million raised in its presale and increasing interest from Binance Coin and Cardano holders, DeSoc is rapidly establishing itself as a project to watch in the Web3 and decentralized social space. While the crypto market remains dynamic and unpredictable, DeSoc’s early momentum highlights a growing appetite for platforms that prioritize user ownership, transparency, and decentralization.

ENTER THE DESOC PRESALE – https://desoc.space

DeSoc Is Set To Be The Next 100x Crypto Investment

16 December 2025 at 08:55
next-100x-altcoin

The post DeSoc Is Set To Be The Next 100x Crypto Investment appeared first on Coinpedia Fintech News

As the cryptocurrency market gradually shifts toward utility-driven projects, DeSoc Presale is gaining recognition as a potential 100x investment opportunity. Combining decentralized social networking, blockchain-based identity, and community-led governance, DeSoc is positioning itself at the intersection of Web3 innovation and real-world demand—an area where some of the most explosive crypto growth stories have historically emerged.

A New Era of Decentralized Social Infrastructure

DeSoc is built around a simple but powerful idea: users should own their data, identity, and digital relationships. Traditional social media platforms operate under centralized control, monetizing user engagement while offering little transparency or ownership. DeSoc aims to disrupt this model by introducing a fully decentralized social ecosystem where value flows back to the community.

By leveraging blockchain technology, DeSoc enables permissionless interaction, censorship resistance, and trustless engagement—key elements many believe will define the next phase of internet adoption.

Why Investors Are Eyeing 100x Potential

Early-stage crypto projects with strong fundamentals, clear utility, and growing communities often attract speculation about outsized returns. DeSoc checks several boxes that long-term investors look for:

  • Mass-Market Use Case: Social interaction is one of the largest online markets globally, giving DeSoc a broad adoption runway.
  • Token Utility: The DeSoc token plays a central role in governance, creator rewards, and ecosystem participation.
  • Early Market Entry: Investors entering during early phases benefit from lower valuations compared to post-launch prices.
  • Community-Centric Model: DAO governance empowers users, aligning incentives across the network.

These factors are fueling speculation that DeSoc could deliver exponential growth if adoption accelerates.

Strong Momentum and Growing Ecosystem

DeSoc’s rapid traction reflects increasing demand for decentralized alternatives to traditional platforms. The project is reportedly attracting attention from experienced crypto investors who previously backed high-performing ecosystems such as Binance Smart Chain and Cardano-based projects.

With an expanding community, strategic partnerships in development, and a clear roadmap focused on long-term utility, DeSoc is building momentum beyond short-term hype.

Use Cases That Drive Long-Term Value

Unlike meme-driven assets, DeSoc is designed around practical applications:

  • Creator Monetization: Content creators can earn directly from their audiences without platform intermediaries.
  • Decentralized Identity: Users retain control over their digital profiles across platforms.
  • Community Governance: Token holders vote on key protocol decisions, shaping the future of the network.
  • Cross-Platform Integration: DeSoc aims to interoperate with multiple blockchain ecosystems.

These use cases support sustained demand for the token as the ecosystem grows.

Final Thoughts

While no investment is guaranteed, DeSoc’s combination of real-world utility, early-stage positioning, and decentralized social focus has many investors labelling it as a potential next 100x crypto opportunity. As the Web3 narrative continues to evolve, projects that empower users rather than platforms may stand at the forefront of the next major growth cycle.

ENTER THE DESOC PRESALE – https://desoc.space

Japan’s SBI Holdings teams up with Startale on proposed yen-backed stablecoin

16 December 2025 at 08:42
Japan’s push into regulated digital finance continues as SBI Holdings and Startale move to issue a yen-denominated stablecoin for global payments in 2026. Japan’s push toward regulated digital finance is set to take a new step with plans for a…

Aster rolls out Shield Mode focused on private high-leverage trades

16 December 2025 at 07:57
Aster has introduced a new trading feature aimed at traders who want speed and leverage without exposing their positions to the market. Aster has launched Shield Mode, a feature focused on private, high-leverage perpetual trading. The update was announced on…

Crypto Prices Drop Sharply as Leverage Liquidations Spike

16 December 2025 at 07:27
Why Crypto Is Crashing Today

The post Crypto Prices Drop Sharply as Leverage Liquidations Spike appeared first on Coinpedia Fintech News

The cryptocurrency market fell sharply on Monday, losing around $136 billion in value in a few hours as Bitcoin dropped below a crucial price level and leveraged trades were forced to close. The total crypto market capitalization fell about 3.7% to $2.93 trillion, according to market data.

Bitcoin Leads Declines

Bitcoin, the world’s largest cryptocurrency, fell after failing to hold the $88,000 support level, sliding to around $85,000 before stabilizing. The move triggered selling across the broader market.

Ethereum, the second-largest token, dropped more sharply, falling around 6.1% to about $2,932. BNB slipped nearly 3.9% to $854, while XRP declined about 6.5% to trade near $1.86. Solana fell around 3.7% to $126, and Dogecoin lost about 5.5%, trading close to $0.13.

Leveraged Trades Worsen Sell-Off

The sell-off was intensified by the liquidation of leveraged positions. Nearly $381 million in long positions were wiped out as prices fell, forcing automatic sales and accelerating losses.

Analysts said heavy use of leverage has made the crypto market more volatile than traditional financial markets. By comparison, the S&P 500 was down just 0.3% during the same period.

Analysts See Range-Bound Market

Analyst Michaël van de Poppe said the overall direction of the crypto market remains unclear despite the correction.

He observed similarities to previous market pullbacks, including those seen in early 2025, where prices consolidated before gradually recovering.

The total market capitalization of #Crypto is undefined in its direction.

Yes, there's been a firm correction, but we've seen this in February '25.

That's nothing special.

The current chart is quite similar to the chart after the COVID-19 crash.

Price stalled for a little… pic.twitter.com/oEd9e0JakV

— Michaël van de Poppe (@CryptoMichNL) December 15, 2025

Important levels to watch include $3.2 trillion as resistance and $2.85 trillion as support for the total crypto market, he said.

Mining Sector Adds Pressure

Bitcoin miners are also facing rising costs, with average production expenses estimated at around $74,600 per Bitcoin, while total costs, including equipment depreciation, may reach $130,000.

Several mining firms have begun shifting toward AI data center hosting to offset declining profitability, adding another layer of uncertainty to the sector.

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

FAQs

Why did the crypto market crash today?

The drop was driven by Bitcoin losing key support and mass liquidation of leveraged trades, which triggered rapid selling across major cryptocurrencies.

Is this crypto crash a sign of a longer bear market?

Not necessarily. Analysts see the market as range-bound, similar to past corrections that later stabilized and recovered gradually.

What key levels should investors watch in the crypto market now?

Analysts highlight $3.2 trillion as resistance and $2.85 trillion as support for total market value to gauge near-term direction.

Yesterday — 15 December 2025Crypto

How Low Can XRP Price Go as Crypto Markets Turn Red Today?

15 December 2025 at 22:01
XRP News [LIVE] Update

The post How Low Can XRP Price Go as Crypto Markets Turn Red Today? appeared first on Coinpedia Fintech News

XRP has moved lower again, slipping below $1.89, as weakness across the broader crypto market continues. The drop comes amid rising uncertainty ahead of global economic events, including U.S. non-farm payroll data and growing expectations of a Bank of Japan interest rate hike, both of which have pressured risk assets.

Bitcoin and other cryptocurrencies have also traded lower, adding to the selling pressure on XRP.

XRP Slips Below Short-Term Support

The drop to $1.89 shows that an important short-term support level has been lost. However, analyst Casi Trades says this alone does not confirm a full bearish breakdown.

On higher timeframes, attention remains on the $1.97 area, which is viewed as a critical level for maintaining XRP’s broader structure. As long as this level is not decisively broken on a daily close, the risk of a deeper sell-off remains contained.

Downside Levels to Watch

If XRP fails to reclaim the $2.03 level, which previously acted as macro support, selling pressure could persist. A confirmed break below $1.97 would strengthen the bearish case and could open the door to a move toward $1.64, the next major support zone.

Is a Short-Term Bounce Still Possible?

Despite the recent dip, the analyst points to slowing downside momentum and short-term bullish divergence signals. These often support brief relief rallies if overall market conditions stabilize.

For any meaningful recovery, XRP would need to move back above $2.03 and hold that level as support. A successful reclaim could allow a retest of resistance near $2.14–$2.16.

What Happens If XRP Turns Higher?

If market sentiment improves and XRP breaks above its next major resistance near $2.41, the outlook would turn more positive. In that case, price targets around $2.75 to $2.90 could come into focus.

However, the broader market environment remains fragile, and XRP’s next move might depend on macro signals and overall crypto sentiment.

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Bitcoin Price Prediction: What’s Next After Crash Below $86k

15 December 2025 at 21:39
Why Bitcoin Price is Going Down Today?

The post Bitcoin Price Prediction: What’s Next After Crash Below $86k appeared first on Coinpedia Fintech News

Bitcoin started the new trading week under pressure, with prices falling sharply and breaking lower after weeks of slow movement. BTC dropped about 2.7% in the last 24 hours to trade near $85,700, wiping out momentum built earlier in the month. Its market value slipped to around $1.72 trillion, while trading volume dropped more than 35%.

The broader crypto market also turned red, extending the choppy and weak price action seen throughout December.

Bitcoin had been moving sideways for weeks, and many traders were waiting for a clear breakout. Instead, the market moved lower, catching late buyers off guard.

Analysts say that slow and quiet markets often end with sharp moves. In this case, the breakout has started to the downside.

Bitcoin Rejected at Key Resistance

Bitcoin failed to break above an important resistance level near $92,500 in late November. After repeated attempts, prices stalled and sellers gradually took control.

This rejection was a warning sign. When Bitcoin cannot push past major resistance, profit-taking usually increases, leading to short-term declines.

Support Near $86,000 Now Under Pressure

Bitcoin is now hovering close to an important support zone around $86,000. While this level has held so far, analysts warn that continued selling could push prices lower.

If BTC decisively breaks below this area, the next downside targets could fall between $83,000 and $80,500. 

Market Stuck Between Key Levels

On shorter timeframes, Bitcoin remains trapped between falling resistance and weakening support. This tightening range often leads to high volatility once price escapes the zone.

A recovery above $90,650 could improve short-term sentiment, but until then, analysts say the market remains vulnerable to further downside.

Why MYX Finance Is Up Double Digits While the Crypto Market Crashes Today?

15 December 2025 at 20:46
MYX Finance Price Rockets 10%, Can it Break Above $3?

The post Why MYX Finance Is Up Double Digits While the Crypto Market Crashes Today? appeared first on Coinpedia Fintech News

While the broader cryptocurrency market is under pressure, MYX Finance (MYX) is moving in the opposite direction. The token jumped more than 13% in the last 24 hours, trading near $3.45, even as Bitcoin, Ethereum, and most altcoins slipped lower.

At a time when overall market sentiment remains weak, MYX’s strong price action has turned heads.

Strong Derivatives Activity Supports MYX

One of the main reasons behind MYX’s rise is growing activity in the derivatives market. Open interest in MYX futures increased by 8.48% to $45.63 million, showing that traders are actively opening new positions rather than exiting.

At the same time, the long-to-short ratio climbed to 1.79, with over 64% of traders betting on higher prices. This shows bullish sentiment is building, even while the wider crypto market remains cautious.

Rising Volume Signals Fresh Buying

MYX also saw a sharp increase in trading activity. Daily trading volume jumped more than 41% to $76.95 million, a sign that new buyers are entering the market rather than price moving on low liquidity.

The project’s market capitalization now stands near $869.6 million, hinting at renewed interest despite the ongoing market downturn.

V2 Upgrade Buzz Lifts Sentiment

Another catalyst is anticipation around MYX Finance’s upcoming V2 upgrade. On December 1, the team teased improvements that include portfolio margin features and better cross-chain functionality.

Traders often price in big upgrades ahead of launch, especially when they could improve capital efficiency and attract more users to the platform.

Technical Structure Remains Bullish

From a technical perspective, MYX is showing strength. The price recently bounced from the so-called “golden zone” near $3.33.

Analysts say MYX has been respecting a bullish market structure, with the next upside target sitting around $3.90 if momentum continues.

Solana price slips under $130 as capitulation risk increases

15 December 2025 at 22:08
Solana’s price trades below $130 after losing key high-timeframe support, increasing the risk of a capitulation move toward deeper liquidity below $100. Solana (SOL) is showing increasing signs of downside vulnerability as price action slips beneath the critical $130 level…

Why Are Bitcoin, Ethereum and XRP Prices Falling Today?

15 December 2025 at 19:29
Crypto Market Crash XRP Drops 4%, Bitcoin and Ethereum Sink in September Sell-Off

The post Why Are Bitcoin, Ethereum and XRP Prices Falling Today? appeared first on Coinpedia Fintech News

The cryptocurrency market is under pressure today, with Bitcoin, Ethereum and XRP among other altcoins all seeing sharp declines. Total crypto market value has slipped to around $3 trillion, down more than 1%.

Bitcoin dropped below $87,000, Ethereum fell near $3,000, and XRP slid to around $1.92. Several other major altcoins, including Solana, BNB and Dogecoin, also moved lower. 

Sudden Bitcoin Drop Triggers Liquidations

Bitcoin saw a sudden sell-off shortly after U.S. markets opened, falling nearly $2,000 in just 30 minutes. This sharp move wiped out around $40 billion from Bitcoin’s market value.

At the same time, more than $125 million worth of long positions were liquidated within an hour. Liquidations happen when traders using leverage are forced to sell as prices fall, which often accelerates losses.

Japan Rate Hike Fears Shake Global Markets

One of the biggest reasons behind today’s crypto drop is growing concern about a possible Bank of Japan (BoJ) interest rate hike later this month.

For many years, Japan kept interest rates extremely low. Investors borrowed cheap Japanese yen and invested that money into stocks, crypto and other risk assets. This strategy is known as the yen carry trade.

Now, as Japan moves toward raising rates, borrowing becomes more expensive. When that happens, investors are forced to repay loans, often by selling assets.

History shows this pattern clearly.

  • In July 2024, when Japan raised rates, Bitcoin fell about 26% in one week.
  • In January 2025, another rate hike was followed by a 25% drop in Bitcoin over several weeks.

If Japan raises rates again around December 18–19, analysts warn a similar short-term shock could hit global markets, including crypto.

Fed Policy Adds More Pressure

In the United States, the Federal Reserve is also adding uncertainty. While inflation has cooled, the Fed has delayed interest rate cuts. Unemployment has risen to around 4.8%, but policymakers remain cautious.

Without large liquidity injections, Bitcoin could fall further. This pressure comes even as firms like Michael Saylor’s Strategy continue buying Bitcoin. The company recently purchased more than 10,600 BTC worth nearly $1 billion, but that was not enough to stop the broader sell-off.

Why This May Be Short-Term Pain

Despite the current drop, analysts say the bigger picture is more balanced.

Japan’s economy is already weak, with recent GDP shrinking by 0.6%. Because of this, Japan cannot raise rates aggressively for long. The Japanese government has also announced a ¥17 trillion stimulus package, which will inject liquidity back into the system.

Globally, countries like the U.S., China and Canada are slowly moving toward easier monetary policies. Over time, this adds liquidity to financial markets.

Historically, sharp sell-offs often clear out weak positions. Once panic selling ends, markets usually stabilize and begin forming a base.

XRP Price Is Not Broken — It’s Being Controlled, Says Macro Expert

15 December 2025 at 19:18
Ripple Price Prediction

The post XRP Price Is Not Broken — It’s Being Controlled, Says Macro Expert appeared first on Coinpedia Fintech News

The price of XRP has remained range-bound despite growing discussion around institutional interest, exchange-traded fund (ETF) demand and expanding use cases across global payments, leaving investors questioning why the token has not reflected those developments.

XRP has traded well below its previous all-time highs even as Ripple continues to expand partnerships with banks, payment firms and stablecoin issuers. Some market analysts argue that the disconnect shows a prolonged accumulation phase rather than a lack of demand.

Quiet Accumulation Before Price Discovery

Macro analyst Dr. Jim Willie said in a previous interview that large asset managers are unlikely to disclose XRP exposure while accumulating positions. According to Willie, public confirmation would push prices higher before institutions complete their allocations.

“They are never going to tell you what they’re buying while they’re buying it. If they did, the price would immediately move against them,” he said. 

Willie added that several large financial firms, including asset managers and investment banks, are positioning ahead of a potential wave of XRP-based ETFs. Market participants say ETFs could serve as a trigger for broader price discovery.

ETF Demand Could Reshape XRP Valuation

The analyst said that XRP ETFs could attract between $5 billion and $8 billion in inflows within the first year of launch. 

For the unversed, several XRP ETFs launched in November, drawing strong investor interest. Spot XRP exchange-traded funds have now crossed $1 billion in net assets, with total inflows reaching about $990.9 million. 

“I did the math — that kind of money would imply an $8–$10 XRP based on market-cap multipliers,” he said. If ETFs bring large, transparent inflows, the argument goes, the current “quiet accumulation” model becomes public buying. That could force the spot market to catch up.

Why the market looks suppressed now

There are a few reasons the expert points to when they talk about suppressed public prices:

• Private OTC buying vs public supply — Much institutional buying happens over-the-counter or inside ETFs, so it doesn’t immediately lift exchange prices.
• Deliberate secrecy — Large buyers often avoid public disclosure to prevent front-running. That can keep official price moves muted while accumulation continues.
• Mixed narratives and fragmentation — Multiple chains and competing payment rails dilute headlines, making it hard for retail sentiment to build fast.
• Short-term selling and liquidity management — Some holders and ecosystem participants still sell into rallies, creating offsetting supply on exchanges.

Top 5 Cashback Visa Cards For 2026 – Why Digitap ($TAP) Looks Stronger With Apple Pay And Google Pay Reach

15 December 2025 at 18:27
Dubai Launches Crypto Payments for Public Services

The post Top 5 Cashback Visa Cards For 2026 – Why Digitap ($TAP) Looks Stronger With Apple Pay And Google Pay Reach appeared first on Coinpedia Fintech News

The current market is struggling with tight liquidity and high inflation, and users distrust traditional banks more than ever. In this environment, users want solutions that work. They prefer using cards and ecosystems that work globally, protect value, and integrate with the way money moves.

That is where cashback Visa cards come in. These cards have become important financial tools for users who want financial freedom in 2026. This market shift explains why Digitap ($TAP), a new omni-bank ecosystem, is thriving alongside established cashback Visa cards.

digitap-xmas

While leading financial institutions dominate, Digitap is redefining what a cashback card can do, though it is still in its crypto presale. Here are the top 5 Cashback Visa cards going into 2026:

  1. Digitap Visa Card – Cashback Inside a Full Omni-Bank Ecosystem
  2. Chase Freedom Unlimited – Reliable Cashback, Limited Flexibility
  3. Capital One SavorOne – Strong Rewards, Still Bank-Centric
  4. Revolut Visa Card – Global Reach With Trade-Offs
  5. Crypto.com Visa Card – Rewards Tied to Market Cycles

Unlike traditional cashback cards that operate in isolation, Digitap merges crypto wallets, payments, global settlement, and spending controls into one ecosystem. With Apple Pay and Google Pay support boosting its real-world usability, Digitap is building a next-generation banking layer.

Why Cashback Visa Cards Are Making a Comeback

The financial environment has been changing rapidly over the years. Consumers prefer consistent value and protection over flashy short-term benefits. Interestingly, cashback has become a reliable way to offset rising costs without introducing additional financial risks.

While points and miles lose value and expire with time, cashback is immediate and transparent. This simplicity explains why there is renewed demand for Visa cashback cards. Nonetheless, many existing cards are linked to regional restrictions, traditional banking systems, and limited flexibility.

The gap between what consumers want and what banks offer has opened a door for fintech-driven Visa cards that mix rewards with financial control. That is where Digitap thrives and separates itself from the pack.

Despite being in its crypto presale stage, Digitap offers a utility that many established projects only crave for. Interestingly, the project is running a 12-day Christmas event to reward early investors. Every 12 hours, investors are served with free Premium, PRO accounts, and massive $TAP bonuses.

1. Beyond Cashback: Digitap’s Omni-Bank Model Sets It Apart

    Digitap is taking the market by storm because its Visa card is not the product; it is just the entry point. Its omni-bank ecosystem integrates crypto wallets, fiat accounts, cashback service, and real-time settlement into one platform.

    Users can accept crypto, change it automatically to fiat at the point of sale, and earn cashback without exposure to price volatility. Moreover, the Digitap Visa card is connected to Apple Pay and Google Pay, making it usable globally.

    Flexible onboarding, privacy controls, and a revenue-backed buy-back and burn mechanism are features designed to enhance the ecosystem. Instead of relying on hype and aggressive marketing campaigns, Digitap has designed its cashback offer as a sustainable reward within an ecosystem built for long-term use.

    All these features and utility make $TAP a good crypto to buy this December.

    2. Chase Freedom Unlimited: Strong Card With Limitations

      Chase Freedom Unlimited is a highly popular cashback Visa card. Users prefer it because it offers consistent rewards on daily spending categories, and it thrives on Chase’s strong brand trust.

      For consumers who want to use it within the traditional banking system, this card does its job well. Nonetheless, its limitations are growing. Its cashback is restricted heavily by spending categories, and international usage can be quite expensive.

      This card offers no native support for crypto income or alternative payment rails. In a world where digital payment use is growing going into 2026, Chase Freedom Unlimited works like a restrictive, domestic, traditional framework.

      3. Capital One SavorOne Highlights Changing Spending Habits

        Capital One’s SavorOne card is a good financial tool for users who prioritize entertainment, dining, and everyday lifestyle spending. While the cashback structure is highly competitive, Capital One has improved its digital experience.

        Despite the developments, the card remains fully tied to a traditional banking model. Users must onboard into the bank’s ecosystem to enjoy the benefits that the card’s cashback offers.

        Unfortunately, the cross-border transactions take a lot of time to settle, and the card does not have built-in protection against currency volatility.

        As global payments become common, cards like SavorOne are designed for past spending habits instead of the future’s financial reality.

        4. Revolut’s Visa Card Offers Flexibility at the Cost of Control

          International usability and multi-currency support are among the factors fueling the Revolut Visa card’s increased popularity. For travellers and users who prefer to transact across borders, this card offers flexibility that traditional banks cannot currently offer.

          Cashback features vary from one region to the other and from one plan tier to the next. Moreover, access is determined by subscription upgrades. While Revolut supports massive crypto exposure, it works like a brokerage and not a financial bridge.

          Users do not control settlement or conversion whenever they are transacting. This loss of control could expose them to market volatility. Revolut is a large ecosystem, but its complex structure and layered pricing reduce its appeal to normal users.

          5. Crypto.com Visa Card: High Rewards Tied to Market Conditions

            Crypto.com’s Visa card thrived in the last bull cycle since it offered impressive cashback incentives and crypto-linked rewards. While this card still offers many exciting features, its value relies on market conditions and token performance.

            However, its staking requirements change often, cashback rates can fluctuate, and rewards are linked to holding volatile assets. For users who want to enjoy stability over speculation, this card’s operating strategy creates uncertainty.

            The Crypto.com Visa card works well when the market conditions are strong. But it becomes less appealing in defensive and sideways markets, which is where most users are today.

            Why Real-World Payment Utility Makes Digitap a Crypto to Buy

            One factor that is often overlooked when evaluating Visa cards is digital wallet compatibility. In the rapidly growing digital economy, Apple Pay and Google Pay are important features for daily life.

            Digitap’s compatibility with these platforms expands its utility. Users can shop online securely, tap to pay globally, and integrate their card into existing spending habits seamlessly. This extensive reach puts Digitap on equal levels with global banks while retaining the flexibility of crypto-native platforms.

            Most cashback cards claim to offer global usability, but only a few deliver the smooth experience that mobile wallet integrations provide. Digitap’s approach guarantees that users are not compelled to change their habits to access benefits. The card works where users already spend.

            By letting users lock in value automatically, Digitap turns daily spending into a defensive financial strategy. Cashback becomes a bonus built on stability rather than a distraction from risk. Thus, its $TAP token is among the best altcoins to buy before 2026.

            Digitap’s Christmas Event Is Driving Strong Investor Momentum

            Digitap investors are already reaping big this holiday season. The project launched a 12-day Christmas event, which rewards investors on top of its heavily discounted crypto presale price. Interestingly, Digitap investors can access an exciting reward every 12 hours from December 13–24.

            Many rewards are on offer, including free Premium, PRO accounts, and massive $TAP bonuses. Remarkably, 24 rewards are up for grabs during this campaign, and some are already gone. This explains why investors are buying the project aggressively.

            This event has features that boost the festive atmosphere, including glowing advent boxes, green-and-gold visuals, and a snow-globe countdown. Users can log in, open the Offers tab, and collect rewards before they vanish.

            Crypto Presale Thrives as $TAP Trades at a Deep Discount

            Digitap has raised more than $2.3 million in early funding, appealing to investors due to its flexible utility and an impressive cashback program.

            Currently selling at $0.0371, $TAP’s crypto presale low entry price explains why investors are buying aggressively. The current token price is a 73.5% discount from the launch value of $0.14. Notably, at least 143 million $TAP tokens have been acquired.

            Digitap Redefines Cashback by Putting Utility Before Rewards

            Cashback is among the first features users notice, but it does not make them stay. Long-term adoption is fueled by trust, usability, and control. Digitap understands everything.

            By incorporating cashback into its omni-bank ecosystem instead of setting it as a standalone benefit, Digitap is building something more long-lasting. As financial habits change and digital payments thrive, platforms that integrate rewards with real utility will win.

            Going into 2026, Digitap is redefining what cashback cards can be. This utility makes $TAP a good crypto to buy for long-term investors.

            Digitap is Live NOW. Learn more about their project here:

            Presale https://presale.digitap.app

            Website: https://digitap.app 

            Social: https://linktr.ee/digitap.app 

            Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

            Can SOL Price Recover Despite a 55% Q4 Correction?

            15 December 2025 at 18:13
            Solana Price

            The post Can SOL Price Recover Despite a 55% Q4 Correction? appeared first on Coinpedia Fintech News

            The SOL price is currently navigating a high-stakes phase in late 2025 as strong on-chain fundamentals strictly collide with bearish market sentiment. While Solana continues to dominate usage metrics and attract institutional activity, its price action reflects broader macro caution rather than network weakness.

            SOL Price and Solana’s On-Chain Performance Remain Robust

            From a network perspective, Solana crypto continues to demonstrate exceptional performance. Over the past 90 days, Solana’s throughput has consistently hovered near 1,000 transactions per second, highlighting the chain’s ability to handle real-world scale. 

            Can SOL Price Recover Despite a 55% Q4 Correction?

            At the same time, daily transaction volumes fluctuating around 80 million indicate stable and sustained usage rather than speculative spikes.

            This consistency reinforces Solana crypto’s positioning as one of the most actively used blockchains in the industry. 

            In fact, commentary from ecosystem president Lily Liu suggests that Solana has processed more activity throughout 2025 than the rest of crypto combined, by a wide margin. These metrics underscore why the SOL price is often evaluated differently from smaller networks.

            Institutional Adoption Strengthens the SOL Price Narrative

            Beyond raw activity, institutional interest continues to build. Recently, a JP Morgan tokenized a bond on Solana, marking another step toward real-world financial adoption. Also, strengthening Solana’s credibility as an institutional-grade settlement layer rather than a purely retail-driven chain.

            Similarly, ETF inflows linked to Solana have continued to rise, signaling growing acceptance from traditional capital. 

            Can SOL Price Recover Despite a 55% Q4 Correction?

            Likewise, its on-chain revenue offers further context. Solana’s cumulative chain revenue is approaching the $600 million mark, sitting near all-time highs. This figure reflects real economic activity generated by users, applications, and validators rather than short-lived hype.

            However, the total value locked has declined. After peaking near $13.2 billion in mid-September, Solana’s TVL has fallen to roughly $9 billion. While this $4.2 billion drawdown appears large in absolute terms, percentage-wise it remains relatively contained given the broader bearish conditions across Q4 2025. As a result, TVL trends point to consolidation rather than big crash.

            SOL Price Chart Shows Heavy Correction but Key Support Holds

            Despite these fundamentals, the Solana price chart tells a more cautious story. Since reaching an all-time high near $295, SOL has corrected roughly 55% during Q4. Market sentiment has clearly tilted bearish, overshadowing positive network data.

            Technically, the SOL price continues to hold above the $120 support zone, which remains a critical area for bulls. However, if macro conditions deteriorate further, downside scenarios extend toward the $70 region. 

            Can SOL Price Recover Despite a 55% Q4 Correction?

            Such a move would represent a nearly 75% decline from the peak, aligning with historical deep-cycle corrections rather than project-specific failure.

            SOL Price Outlook Hinges on Sentiment vs Fundamentals

            The divergence between Solana’s fundamentals and price action places SOL price at a pivotal juncture. On one hand, strong usage, rising revenue, ETF inflows, and institutional adoption argue against a prolonged collapse. On the other, macro uncertainty and technical damage continue to suppress bullish momentum.

            As a result, near-term SOL price forecast scenarios remain sensitive to broader risk appetite rather than network health alone. Whether fundamentals can reclaim control over price direction will depend largely on how macro sentiment evolves in the coming months.

            Strategy Buys 10,645 More Bitcoin

            15 December 2025 at 17:22
            Strategy Buys 10,645 More Bitcoin

            The post Strategy Buys 10,645 More Bitcoin appeared first on Coinpedia Fintech News

            Strategy purchased 10,645 Bitcoin for $980.3 million at an average price of $92,098, pushing its year-to-date BTC yield to 24.9%, a measure of Bitcoin appreciation on capital deployed. As of December 14, the company holds 671,268 BTC, acquired for a total of $50.33 billion at an average price of $74,972 per coin, funded through at-the-market equity sales and preferred stock like STRD. CEO Michael Saylor’s strategy has made MicroStrategy the largest corporate holder of Bitcoin, benefiting from rallies above $90,000.

            ADA Price at a Crossroads: Why 2025 Isn’t a Repeat of Cardano’s 2022 Collapse

            15 December 2025 at 17:21
            ADA Price at a Crossroads: Why 2025 Isn’t a Repeat of Cardano’s 2022 Collapse

            The post ADA Price at a Crossroads: Why 2025 Isn’t a Repeat of Cardano’s 2022 Collapse appeared first on Coinpedia Fintech News

            The ADA price is under renewed scrutiny as a weekly indicator revives memories of Cardano’s 2022 collapse, per an popular chartist. However, while technical signals are triggering fear, the broader context in 2025 suggests a very different environment. This one seems to be shaped by deeper utility, stronger governance, and a more mature ecosystem. Why it feels this way, please continue reading to know more in detail.

            ADA Price and the 2022 Supertrend Comparison

            Recent discussions around the ADA price chart focus on a weekly supertrend signal that last appeared in 2022, just before an 80% correction. This was shared by popular chartist and analyst Ali Martinez on X, that doesn’t sound wrong when looking only at price action and chart.

            But when we expand our view. Then, it suggests that back then in 2022, Cardano was still struggling to convert research into real adoption. As a result, technical weakness quickly cascaded into a deep structural breakdown.

            ADA Price at a Crossroads: Why 2025 Isn’t a Repeat of Cardano’s 2022 Collapse

            In contrast, the current ADA price USD behavior reflects a market struggling with uncertainty rather than just outright collapse. While fear remains elevated witnessing such a big collapse, but the conditions that amplified downside risk in 2022 are not fully present today.

            Ecosystem Expansion Changes the ADA Crypto Narrative

            One of the biggest differences lies in Cardano’s evolving utility. In 2025, ADA crypto is no longer a single-chain smart contract experiment. Instead, it is actively working to integrate Bitcoin liquidity into its DeFi ecosystem through trustless bridges and partnerships, allowing BTC holders to deploy capital while retaining Bitcoin exposure.

            This structural shift reduces the probability of a straight-line repeat of 2022. Unlike before, ADA now supports a broader economic layer that was previously absent.

            Usage Metrics Provide Context Beyond Price

            Beyond price action, transactional data offers additional clarity. Over the past 90 days, Cardano’s transactional volume has remained relatively stable. If activity were collapsing, this consistency would not exist. This usage stability reinforces why Cardano remains among the top blockchain networks by relevance, with continued institutional interest.

            Cardano takes a research-driven approach to blockchain, combining a secure proof-of-stake protocol with the eUTxO model for predictable smart contracts.

            New to Cardano? Start with the Cardano Fundamentals course on @BinanceAcademy.https://t.co/40ITAACxbG

            — Cardano Foundation (@Cardano_CF) December 9, 2025

            The recent, Educational initiatives also play a role. Cardano foundation’s’s emphasis on research-driven development, secure proof-of-stake, and the eUTxO model has been highlighted publicly, signaling an effort to improve transparency and ecosystem literacy.

            TVL Decline Still Weighs on ADA Price

            That said, verbally it’s okay but charts shows that challenges still remain. According to DeFi metrics, Cardano’s total value locked has fallen sharply from a peak near $693 million in late 2024 to roughly $182 million in December 2025. This decline is significant and cannot be ignored when assessing ADA price prediction models. 

            ADA Price at a Crossroads: Why 2025 Isn’t a Repeat of Cardano’s 2022 Collapse

            However, perspective matters. During the 2022 crash, TVL dropped to nearly $52 million. Even after the current drawdown, Cardano still holds nearly four times that level, indicating survival rather than abandonment.

            Governance Developments Add Structural Support to ADA Price

            More to that, the Recent governance actions approved in December introduce another differentiating factor. These measures aim to support Cardano’s next growth phase and long-term economic sustainability. While governance upgrades do not immediately move charts, they influence long-range assumptions.

            As a DRep, the Cardano Foundation has cast its votes on three live Governance Actions:

            • Add Constitutional Committee Member: YES
            • Net Change Limit Extension: YES
            • Cardano Critical Integrations Budget: YES

            Find our voting rationales and links to on-chain votes below. 🧵 pic.twitter.com/ASsyFQTncO

            — Cardano Foundation (@Cardano_CF) December 12, 2025

            As the ADA price remains sensitive to technical signals, its broader trajectory increasingly depends on whether ecosystem growth, governance execution, and usage stability can offset short-term market fear.

            Bitcoin, Ethereum options expiry puts max pain levels to the test Dec. 20

            15 December 2025 at 18:00
            Bitcoin and Ethereum options worth billions expire Dec. 20, with max pain clusters and BTC put skew setting the stage for short‑term volatility.​ A significant volume of Bitcoin (BTC) and Ethereum (ETH) options contracts is scheduled to expire Friday, with…

            SEC review puts Nasdaq tokenized stocks to first real test at DTCC’s gate

            15 December 2025 at 17:00
            SEC opens formal review into Nasdaq’s bid to list tokenized stocks, testing how blockchain shares can coexist with DTCC‑cleared equities.​ The U.S. Securities and Exchange Commission has initiated a formal review of Nasdaq’s proposal to list and trade tokenized securities,…

            Visa Launches Stablecoin Advisory to Boost Digital Payments

            15 December 2025 at 16:21
            Visa Launches Stablecoin Advisory to Boost Digital Payments

            The post Visa Launches Stablecoin Advisory to Boost Digital Payments appeared first on Coinpedia Fintech News

            Visa launched its Stablecoins Advisory Practice through Visa Consulting & Analytics to guide banks, fintechs, merchants, and enterprises on stablecoin strategies, tech setup, and rollout. Clients like Navy Federal Credit Union and VyStar use it for cross-border payments to volatile markets and B2B transactions, cutting costs and delays. With $3.5B in annual stablecoin settlement volume across 130+ programs in 40 countries, Visa positions stablecoins as a faster payment infrastructure.

            Canopy Introduces ‘Progressive Autonomy’: A New Framework That Makes Launching a Blockchain Easy

            15 December 2025 at 16:14
            canopy

            The post Canopy Introduces ‘Progressive Autonomy’: A New Framework That Makes Launching a Blockchain Easy appeared first on Coinpedia Fintech News

            Canopy’s “Progressive Autonomy” model lets teams spin up sub-chains under shared validator security, then transition to full sovereign L1s without rebuilding infrastructure or raising a separate security budget.

            Canopy, the company building a next-gen Layer 1 (L1) framework with the simplicity of a Layer 2 (L2), introduces Progressive Autonomy, a new deployment model built to make launching a blockchain dramatically easier while preserving full long-term sovereignty and value capture. The framework provides developers with a complete lifecycle: teams can launch as a sub-chain secured by Canopy’s validator network, customize their chain as it matures, and graduate to an independent L1 without rewriting core infrastructure or assembling a costly security budget.

            Progressive Autonomy debuts at a time when the limitations of both L2 rollups and traditional L1 development increasingly constrain teams. Rollups have made deployment simple, but at the cost of centralized sequencers, governance-only tokens, fragmentation, and ecosystems that struggle to retain value. 

            Sovereign L1s remain the only architecture that consistently captures long-term economics, but building one typically requires over a year of engineering, substantial upfront capital, and custom consensus development. Overall, this clunky and expensive process forces builders to make early trade-offs: either prioritize ease and sacrifice ownership, or pursue sovereignty at prohibitive cost.

            Adam Liposky, CEO of Canopy, said:

            “Teams were forced into a false choice between simplicity and sovereignty, so we built Canopy to remove that trade off. Sovereignty should mean developers control their network economics and capture value on their own rails. Progressive Autonomy lets teams launch fast, retain long term ownership of their chain, and build toward a future of hundreds of specialized sovereign sub chains owned by the communities behind them.”

            The Progressive Autonomy model eliminates the compromises, ensuring that all chains launched on Canopy inherit shared restaked security from a growing network of professional validators, including more than 20 top-tier operators who already joined the platform’s Betanet. This gives new chains protection from day one, without relying on token inflation or external security markets. 

            Validator sharing removes the need for early-stage projects to assemble and incentivize their own validator sets. This reduces both the time it takes to launch and the operational complexity that’s associated with the process. Canopy’s VM-less architecture enables developers to build in any language and tailor their execution environment as their application scales, without touching consensus or modifying the underlying network. 

            diagram-canopy

            When a project is ready, it can detach from Canopy’s shared security and transition into a full sovereign L1, carrying its history, state, community, and economics with it. The upgrade path preserves continuity for users and developers while granting teams complete control over governance, performance, and value capture. Canopy positions this as a structural shift for the industry. Rather than choosing between an L1 or an L2 at the start, teams can now naturally evolve from incubation to independence as their needs grow.

            Andrew Nguyen, Co-Founder and CTO of Canopy, said:

            “Progressive Autonomy allows developers to focus entirely on building useful, high-performing applications instead of wrestling with infrastructure. Our goal was to take the security and operational burdens away from the traditional L1 creation and make them completely invisible. When sovereignty becomes accessible, the entire ecosystem will expand and benefit mutually.”

            Canopy’s Betanet is already live and supported by leading validators including PierTwo, Stakely, Rhino, Lavender Five, Nodes.Guru, Kingnode, Easy2Stake, and others, signalling early momentum for the shared security approach. The full mainnet launch is planned for 2026, following more than 18 months of development across the core protocol and supporting infrastructure.

            build-launch

            About Canopy Network

            Canopy makes launching a sovereign blockchain as simple as spinning up an app. Teams can deploy in days, own their network economics, and connect across chains without bridges or wrapped assets. Powered by NestBFT and layerless mesh security, Canopy provides shared protection and built-in atomic swaps for every chain on the network. Developers get predictable costs, fast deployment templates, and interoperability from day one.

            Website | Twitter/X | Discord | Github

            Big Week for Bitcoin as Major U.S Economic Events This Week

            15 December 2025 at 16:13
            Big Week for Bitcoin as Major U.S Economic Events This Week

            The post Big Week for Bitcoin as Major U.S Economic Events This Week appeared first on Coinpedia Fintech News

            This week is lined up for the key U.S. economic events, including jobs data, CPI data, and a Fed speaker’s speech. These events could strongly impact Bitcoin and the overall crypto market.

            The cryptocurrency market is already under pressure, with its total value falling from $4.1 trillion to approximately $3.05 trillion. Many traders are now watching this data closely, hoping positive news can ease the stress on prices.

            Dec 16: US Unemployment Rate & NFP

            On Tuesday, December 16, the US will release unemployment and Non-Farm Payrolls (NFP) data. Economists expect the economy to add only 50,000 jobs, much lower than in previous months.

            Last month, job numbers crossed 200,000, and Bitcoin, Ethereum, XRP, and Solana fell 3% to 7% within a day. If jobs data beats expectations again, crypto prices could face fresh selling.

            The US unemployment rate is also expected to rise to 4.5%, up from 4.4%. Higher unemployment could support markets, but strong job data may hurt crypto.

            🚨 THIS WEEK IS HUGE FOR CRYPTO 🚨

            ➬ Tue, Dec 16 : US Unemployment Rate + NFP
            ➬ Wed, Dec 17 : FED speakers
            ➬ Thu, Dec 18 : CPI + Core CPI
            ➬ Fri, Dec 19 : BOJ rate decision

            Markets expect “NO” Rate cuts in January.

            EXPECT HEAVY VOLATILITY pic.twitter.com/PHN8PipIvm

            — Money Ape (@TheMoneyApe) December 15, 2025

            DEC 17: Fed Speakers Speech Lined Up

            On Wednesday, December 17, several Federal Reserve officials will speak, including Chris Waller and Stephen Miran. Markets now see a 0% chance of a January rate cut, down from nearly 25% just one month ago.

            Any hint of higher rates could push crypto lower, while softer comments may bring short-term relief.

            DEC 18: CPI Data To Release 

            On Thursday, the US will release the November Consumer Price Index (CPI) data. The Nov data suggests inflation could rise around 3%, with core inflation close to 2%. Meanwhile, prediction platform Polymarket shows a 90% chance CPI stays near 3%. 

            In the last CPI release, inflation came in at 3%, lower than expected, helping Bitcoin bounce.

            Dec 19: BOJ Rate Decision

            On Friday, December 19, the Bank of Japan will decide whether to raise interest rates. Most markets expect a 25 basis point hike, and prediction platform Polymarket shows a 98% chance of this happening. A rate hike usually pulls money away from risky assets like crypto.

            Some experts warn that the increase could be larger than expected. If that happens, global markets may react sharply. 

            Meanwhile, crypto analyst Merlijn The Trader believes Bitcoin could fall 20–30% after December 19, possibly pushing prices below $70,000.

            Bitcoin & Altcoin to Face Volatility Ahead

            Looking ahead, if jobs and inflation data come in weak, crypto prices could bounce. But strong data and higher rates may trigger more selling.

            Traders expect volatility to rise 1.5x to 2x above normal levels this week. Bitcoin and altcoins could move fast in either direction.

            As of now, Bitcoin trades near $90,000, down almost 30% from its recent high of $126,000, showing just how sensitive crypto remains to economic news.

            BingX Hits 40 Million Users, Doubles Growth in 2025

            15 December 2025 at 16:04
            BingX Hits 40 Million Users, Doubles Growth in 2025

            The post BingX Hits 40 Million Users, Doubles Growth in 2025 appeared first on Coinpedia Fintech News

            BingX announced it hit 40 million global users in 2025, doubling last year’s count while reaching over $26 billion in peak daily volume. The exchange rolled out smart AI trading tools, enhanced spot and derivatives platforms, and strengthened security with full Proof of Reserves and a user protection fund. This rapid expansion highlights BingX’s strong position in the booming crypto trading world.

            This New $0.035 Crypto Is Earning Comparisons to Early Solana with Over 250% Growth, Investors Take Notice

            15 December 2025 at 16:01
            mutm-btc-solana

            The post This New $0.035 Crypto Is Earning Comparisons to Early Solana with Over 250% Growth, Investors Take Notice appeared first on Coinpedia Fintech News

            Some analysts believe a new wave of early-stage projects is beginning to mirror the signals once seen during Solana’s breakout phase. Market commentators suggest that one altcoin priced at $0.035 is gaining attention for its fast growth and expanding user base. Early investor sentiment indicates that the pattern forming around this project resembles the type of early momentum that pushed Solana into the spotlight. With interest rising quickly, many investors are taking notice.

            Mutuum Finance (MUTM) 

            Mutuum Finance (MUTM) is developing a lending and borrowing protocol that uses two connected markets to support different user needs. The first is the P2C system. Users deposit assets into a shared liquidity pool and receive mtTokens as proof of their position. These mtTokens grow in redeemable value as borrowers repay interest. A user depositing ETH would receive mtETH that becomes redeemable for more ETH as interest accumulates. This creates a clear APY model tied to real activity.

            BUY-MUTM

            The second environment is the P2P system, where borrowers post collateral and choose loan terms. Lenders browse open requests and select which ones they want to fund. Borrow rates change based on utilization. Stable rates lock at the start of the loan. LTV rules keep positions safe. Lower-volatility assets like ETH and stablecoins can reach higher LTV ranges near 75%, while more volatile assets stay closer to 35% or 40%.

            Liquidations occur if collateral value drops too far. Liquidators buy discounted collateral and repay part of the borrower’s debt. This keeps the protocol balanced and helps prevent losses during market swings. These mechanics are part of why some analysts compare MUTM’s early structure to Solana’s early technical advantage. Both projects focus on practical systems rather than hype.

            Presale Traction and Expanding Community

            Mutuum Finance has shown fast and steady growth during its early stages. The token began at $0.01 in early 2025 and now is priced at $0.035 in presale, marking a rise of more than 250%. At the official launch price of $0.06, Phase 1 participants are positioned for close to 500% growth once the demand trend continues.

            The project has raised $19.30M so far. A total of 18,400 holders have joined, and 820M tokens have been purchased. Out of the 4B total supply, 1.82B tokens, or 45.5%, are reserved for the presale. Analysts say this structure helps create strong token distribution before mainnet and testnet stages begin.

            Demand has increased during each phase. Phase 6 is now more than 97% allocated, and Phase 7 will introduce a price step of nearly 20%. Traders following top cryptocurrencies and crypto predictions say this creates urgency because each phase increases the token’s value, giving early buyers a clear entry advantage.

            The presale’s momentum has also been strengthened by daily activity incentives. Mutuum Finance operates a 24-hour leaderboard where the top contributor receives $500 in MUTM. This keeps user engagement high and encourages steady participation throughout the day.

            V1 and Why This Matters for Price Forecasts

            Mutuum Finance confirmed through its official X announcement that the V1 protocol will launch on Sepolia Testnet in Q4 2025. The V1 rollout includes the mtToken system, Liquidity Pool, Liquidator Bot and Debt Token, with ETH and USDT as the first supported assets.

            Security has been another strong talking point. The project completed its CertiK audit with a 90/100 Token Scan score, and Halborn Security is performing a second code review. The team also introduced a $50K bug bounty to strengthen stability before launch.

            Analysts say this level of security preparation is unusual for a project still in early stages. Because of this, some believe MUTM may deliver a strong run once borrowing activity begins. In a bullish scenario, projections show the token could climb several times above its current value if V1 adoption aligns with early presale momentum.

            Stablecoin and Layer-2 Expansion

            Mutuum Finance plans to introduce a stablecoin backed by loan interest generated inside the protocol. This gives the ecosystem another use case and increases liquidity for borrowers and suppliers. Analysts say internally backed stablecoins help strengthen retention and create deeper user engagement.

            Layer-2 expansion is also part of the long-term roadmap. By moving to L2 networks, Mutuum Finance can reduce transaction fees and improve processing speed. Lending protocols rely on low fees to support high borrowing volume, making L2 support an important growth catalyst.

            Together, these features help shape a broader ecosystem. A stablecoin improves liquidity, oracles ensure accurate pricing, mtTokens increase user incentives, and L2 scaling expands user access. Analysts following best crypto to buy now lists say this set of features gives MUTM a stronger long-term path than most early-stage altcoins, including many meme assets that depend only on sentiment.

            For more information about Mutuum Finance (MUTM) visit the links below:

            Website: https://www.mutuum.com

            Linktree: https://linktr.ee/mutuumfinance

            BOJ to Start Selling $534B in ETFs as Rate Hike Looms; Bitcoin Under Pressure?

            15 December 2025 at 16:00
            BOJ to Start Selling $534B in ETFs as Rate Hike Looms; Bitcoin Under Pressure

            The post BOJ to Start Selling $534B in ETFs as Rate Hike Looms; Bitcoin Under Pressure? appeared first on Coinpedia Fintech News

            As early as January, the Bank of Japan (BOJ) is expected to begin selling its massive ETF holdings, a portfolio valued at ¥83 trillion ($534 billion). The plan is to move slowly and avoid market shock. But even a gradual exit from ETFs by one of the world’s biggest central banks carries weight, especially at a time when global liquidity is tightening.

            See how this could affect the markets.

            Bank of Japan Prepares to Start Selling ETFs

            According to Bloomberg, BOJ officials plan to offload ETFs gradually following a decision made at the September policy board meeting. The central bank has set a pace of ¥330 billion per year based on book value, a timeline that could stretch for decades.

            The goal is to keep the impact minimal. Officials want the market response to be barely noticeable, similar to how Japan sold bank stocks in the 2000s without disrupting markets.

            Still, the scale is hard to ignore. The ETF holdings have grown sharply in value as Japan’s stock market rallied over the past two years, leaving the BOJ with massive unrealized gains.

            Rate Hike Expectations Add More Pressure

            The ETF exit comes as markets expect a 25 basis point rate hike at the BOJ’s December 18-19 meeting. Polymarket currently shows a 98% probability of a hike, which would take Japan’s policy rate to 75 basis points, the highest level in nearly 20 years.

            That shift matters because Japan has long been the world’s cheapest source of leverage.

            “For decades, the Yen has been the #1 currency people would borrow & convert into other currencies & assets… That carry trade is diminishing now, as Japanese bond yields are rising rapidly,” wrote analyst Mister Crypto.

            The 🇯🇵 Bank of Japan is about to do a rate hike on Friday the 19th, creating massive fear surrounding the Yen carry trade.

            Bitcoin dumped hard the last time they hiked rates:

            But why is this exactly? Let’s break it down 👇

            What is the Yen Carry Trade?

            For decades, the Yen has… pic.twitter.com/YjxzOctjnx

            — Mister Crypto (@misterrcrypto) December 14, 2025

            Why Bitcoin Is Feeling the Impact

            As yen-funded leverage comes under strain, risk assets are vulnerable. Bitcoin is already trading below the $90,000 level, sitting at $89,701 currently.

            That said, the market response has been relatively controlled. Many analysts note that expectations around a Bank of Japan rate hike have been circulating for weeks, giving traders time to adjust positioning. In that sense, part of the impact may already be reflected in current prices.

            While markets are clearly paying attention, there is no sign of disorderly selling so far, suggesting investors are treating this as a macro adjustment rather than a sudden risk event.’

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            Why is the Bank of Japan selling its ETFs, and will it crash the market?

            The BOJ is selling its ETFs to normalize monetary policy after years of stimulus, but it plans to sell so gradually that the market impact is designed to be “almost unnoticeable”.

            How could the BOJ’s policies affect Bitcoin and cryptocurrency prices?

            A BOJ interest rate hike and ETF sales could pressure Bitcoin by reducing global market liquidity. This could weaken the popular “yen carry trade,” where investors borrow cheap yen to buy riskier assets like crypto.

            When will the Bank of Japan start selling ETFs?

            BOJ is expected to begin its ETF sales in January, moving slowly over the years to avoid sudden market reactions.

            Japan Begins Decades-Long ETF Sell-Off in January

            15 December 2025 at 15:29
            Japan Begins Decades-Long ETF Sell-Off in January

            The post Japan Begins Decades-Long ETF Sell-Off in January appeared first on Coinpedia Fintech News

            The Bank of Japan plans to begin selling its ETF holdings worth ¥83 trillion ($534 billion) as early as January. The sales will happen very slowly, with about ¥330 billion sold each year, meaning it could take more than 100 years to fully exit. The ETFs have a book value of ¥37.1 trillion. This gradual strategy is designed to avoid market shocks and ensure stability while the central bank slowly unwinds its stimulus-era investments.

            Hedera Price Prediction 2025, 2026 – 2030: Will HBAR Price Hit $0.5?

            15 December 2025 at 15:29
            Hedera Price Prediction 2024, 2025-2030

            The post Hedera Price Prediction 2025, 2026 – 2030: Will HBAR Price Hit $0.5? appeared first on Coinpedia Fintech News

            Story Highlights

            • The live price of Hedera crypto is  $ 0.11941440.
            • Hedera Price prediction highlights HBAR could reach $0.750 by the end of 2025 if bullish trends continue.
            • The Long-term forecasts suggest HBAR could hit $2.20 by 2030, indicating stable growth potential.

            Hedera has been making waves in the cryptocurrency space, with a fast and secure blockchain that offers a distinct approach to transaction processing compared to Ethereum and other smart contract chains. It’s permission-only, meaning the blockchain is managed by private companies. Limiting what types of decentralised applications are allowed is what makes Hedera stand out from the rest.

            Having entered the top 20 digital assets by market cap in 2024, it is now eyeing a potential leap into the top 10 by the end of 2025. Hedera has also recently ramped up its development activities for its ecosystem. Its ecosystem is strengthening, despite its capped price action. With increasing real-world use cases, institutional interest, and strategic partnerships, many are closely tracking HBAR price chart 2025 to gauge how high the token can rise.

            With major companies like Google, IBM, and Chainlink Labs backing the project, and discussions about SEC approved HBAR ETF would flood string liquidity. Many are intrigued that: Will the HBAR Price Reach $1? Let’s discuss this in our Hedera price prediction 2025 article.

            Hedera Price Today

            Cryptocurrency Hedera
            Token HBAR
            Price $0.1194 down -1.90%
            Market Cap$ 5,072,282,376.36
            24h Volume$ 106,434,147.2825
            Circulating Supply42,476,304,285.1981
            Total Supply50,000,000,000.00
            All-Time High$ 0.5701 on 16 September 2021
            All-Time Low$ 0.0100 on 02 January 2020

            Hedera Price Analysis 2025: A Look Back at HBAR’s Volatile First Half

            Hedera price USD began the year on a high note, peaking at $0.40 in mid-January before a steady decline took it to a low of $0.125 in early April. This downturn was caused by external factors and waning investor interest, reflected in a decrease in the Total Value Locked (TVL). 

            But this tide turned in the second week of April. As a broader crypto market rally helped HBAR price break free from the wedge, it bounced off a significant support zone that had previously fueled a late 2024 rally. This support, confirmed by the Fixed Range Volume Profile (FRVP) indicator, suggested strong institutional buying interest. The momentum propelled HBAR on a remarkable surge of nearly 80%, from $0.125 to $0.228 by mid-May.

            Unfortunately, this rebound was cut short by escalating geopolitical tensions, which pushed HBAR back to its April lows by the end of June. During this time, the price formed another parallel declining wedge.

            Hedera Price Prediction 2025

            The second half of the year started strong, with HBAR posting a significant rally in July from the $0.12 to $0.14 demand zone up to $0.30. 

            However, this upward move was firmly rejected at a critical resistance point, which strongly aligned with the upper boundary of a descending triangle established since early 2025. 

            This rejection fueled a sharp decline throughout August and September, which worsened further with a critical liquidation event on October 10th, momentarily pushing the price below the demand zone to $0.10. 

            This dip was quickly absorbed by institutional buyers, leading to a recovery attempt that failed to flip $0.20 psychological resistance, but after a decent consolidation below this hurdle buyers accumulated it and on October 28th it saw an near 20% rise that pushed its price to $0.22, this occurred as the much-anticipated launch of the Canary HBAR ETF (HBR) on Nasdaq opened the doors for institutional investors. 

            But that was the last briefest decent move recorded in Q4 2025, which was suppressed by bears and pushed HBAR/USD to reach the vital support zone of $0.12-$0.13 in early December. Historically, this region has demonstrated strong demand, also there was a perception that a rally could ignite here onwards, but by mid-decmber it has faintly breached $0.12, suggesting that another possibility has arised that suggests the weakness od this demand area, and perhaps can’t hold any longer and seeking solid support next which could be $0.072, target bears have for December. However, it’s one of the projects that have ETF, renewed pressure could build a rebound in Q1 2026, and if at that time this level rebounds, it would be a good rally.

            Hedera Price Prediction 2025

            HBAR Price Prediction December 2025: What’s Next for Hedera?

            In December, mid-HBAR price is teasing a breakdown below $0.12; if it succeeds in breaching, a strong decline is an option towards $0.0722.

            HBAR Price Prediction December 2025
            MonthPotential LowPotential AveragePotential High
            HBAR Price Prediction December 2025$0.125$0.27$0.40

            HBAR Price Prediction 2026 – 2030

            YearPotential LowPotential AveragePotential High
            2026$0.45$0.80$1.05
            2027$0.60$0.95$1.20
            2028$0.65$1.10$1.40
            2029$0.70$1.35$1.60
            2030$0.95$1.70$2.20

            HBAR Price Prediction 2026

            Moving forward to 2026, forecast prices and technical analysis project that Hedera’s price is expected to reach a minimum of $0.45. The price could escalate to $1.05 on the higher end, with an average trading price hovering around $0.80.

            HBAR Price Forecast 2027

            Looking ahead to 2027, the optimism around Hedera will lead to steady growth. Hence, the HBAR price is forecasted to reach a low of $0.60, with a potential high touching $1.20 and an average forecast price of $0.95.

            Hedera Price Forecast 2028

            As we advance to 2028, with moderate gains, the HBAR predictions indicate that the price of a single HBAR could reach a minimum of $0.65, with the ceiling potentially rising to $1.40. Within the range, the average price will be $1.10.

            HBAR Price Target 2029

            By the time 2029 rolls around, it’s predicted that Hedera’s price will maintain its upward trajectory, reaching a minimum of $0.70, with the maximum price possibly reaching $1.60 and an average of $1.35, reflecting cautious optimism.

            Hedera Price Prediction 2030

            By the end of this decade, HBAR is predicted to touch its lowest price at $0.95, aiming for a high of $1.70 and an average price of $2.20. Hence, the prediction suggests stable long-term growth for Hedera’s market value.

            Market Analysis

            Firm202520262030
            Changelly$0.259$0.370$1.74
            priceprediction.net$0.27$0.40$1.99
            DigitalCoinPrice$0.43$0.50$1.07

            Coinpedia’s Hedera Price Prediction

            By the end of 2025, the recovery run in HBAR prices is expected to continue with a gradual rise in momentum. Hence, by the end of 2025, Coinpedia’s HBAR price forecast expects a potential high of $0.80 with a solid support at $0.40, making an average of $0.60.

            YearPotential LowPotential AveragePotential High
            2025$0.40$0.60$0.80
            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            What is the Hedera price prediction for 2025?

            HBAR could reach up to $0.75 by the end of 2025 if demand rises and market conditions improve, with support expected near the $0.12–$0.13 zone.

            Is Hedera a good long-term investment?

            Hedera offers fast, secure transactions and steady ecosystem growth, making it appealing long-term, but investors should assess risk and market trends.

            What drives Hedera’s price movements?

            HBAR price shifts with market sentiment, network upgrades, real-world partnerships, and overall crypto conditions that influence investor confidence.

            How high can HBAR go by 2030?

            Forecasts suggest HBAR could reach around $2.20 by 2030 if adoption grows and major partnerships expand real-world blockchain use.

            Doha Bank Goes Live With $150M Digital Bond as Gulf Embraces Tokenized Finance

            15 December 2025 at 15:13
            Doha Bank Goes Live With $150M Digital Bond as Gulf Embraces Tokenized Finance

            The post Doha Bank Goes Live With $150M Digital Bond as Gulf Embraces Tokenized Finance appeared first on Coinpedia Fintech News

            Across Doha and the wider Gulf region, market sentiment is steadily shifting toward digital finance. Banks, regulators, and investors are no longer just watching tokenization trends from the sidelines. There is growing confidence that digital tools can improve speed, efficiency, and transparency without disrupting trusted financial systems. This changing mood has now translated into real action, with Doha Bank stepping forward to execute a fully digital bond deal. 

            Doha Bank Makes a Strategic Move

            Doha Bank has issued a $150 million digital bond, marking an important moment for the region’s capital markets. Instead of running a pilot or test project, the bank went straight into live issuance. The bond was built and settled using Euroclear’s distributed ledger technology platform, signaling that digital infrastructure is ready for large, regulated transactions.

            This move shows how traditional banks are adopting new technology while staying firmly within established financial frameworks. The focus is not on crypto speculation, but on improving how bonds are issued, settled, and managed.

            Same-Day Settlement Changes the Game

            One of the standout features of the deal was instant settlement. The bond was listed on the London Stock Exchange’s International Securities Market and settled on the same day, known as T+0 settlement. In normal bond markets, settlement can take several days, tying up capital and increasing operational risk.

            By using DLT, Doha Bank removed much of this friction. Transactions were recorded instantly, ownership was clear, and settlement was completed without delay. Standard Chartered played a central role as the sole global coordinator and arranger, overseeing the structuring, execution, and distribution of the bond.

            Why Permissioned DLT Was Chosen

            Rather than using a public blockchain, the bond was issued on a permissioned DLT system run by Euroclear. This choice reflects a clear industry preference. Regulated platforms offer controlled access, legal certainty, and seamless integration with existing custody and settlement systems.

            For institutional investors, this matters. They get the efficiency benefits of digital assets while maintaining the safeguards they expect from traditional markets. Euroclear highlighted that this structure proves digital bonds can be fast, secure, and fully compliant at the same time.

            Part of a Regional Infrastructure Upgrade

            The deal fits into a wider regional effort to modernize financial infrastructure. Across the Middle East and Asia, banks are embedding DLT into existing systems instead of building entirely new crypto-native markets. Platforms from major institutions like HSBC and JPMorgan are being used in a similar way, helping tokenized bonds connect smoothly with familiar post-trade processes.

            According to Standard Chartered, client interest in digital issuance is rising quickly. Institutions are no longer just curious about tokenization. They are actively using it to improve how capital markets function. Doha Bank’s digital bond adds to a growing list of live issuances and signals that tokenization is becoming a practical tool, not just a concept. For regulated markets, permissioned DLT now looks like the preferred path forward.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            What is a digital bond?

            A digital bond is a traditional bond issued using blockchain technology, improving settlement speed and transparency while operating within regulated financial systems, like Doha Bank’s recent issuance.

            How does a digital bond settlement work?

            Digital bonds can settle instantly (T+0) on a distributed ledger, unlike traditional bonds which take days. This reduces capital lock-up and operational risk for banks and investors.

            What are the benefits of tokenizing bonds?

            Tokenization makes bonds faster to settle, increases transparency of ownership, and improves operational efficiency, all while maintaining the safeguards of the traditional regulated market.

            Is Qatar adopting digital finance?

            Yes, Qatar’s financial sector is actively adopting digital finance, as shown by Doha Bank’s live digital bond deal, part of a wider Gulf region shift to modernize capital markets with blockchain technology.

            JPMorgan launches $100m tokenized fund on Ethereum mainnet

            15 December 2025 at 16:21
            JPMorgan seeds a $100m tokenized money market fund on Ethereum, extending its Kinexys platform from private chains to public blockchains for institutional cash management. JPMorgan Chase & Co. has launched its first tokenized money market fund on the public Ethereum…

            mETH Protocol slashes ETH exit times with Aave-powered buffer pool

            15 December 2025 at 16:16
            mETH Protocol launches a Buffer Pool using Aave’s ETH market to process ETH redemptions in about 24 hours, aiming to unlock institutional demand for liquid restaking. mETH Protocol, an Ethereum liquid restaking provider, announced a liquidity upgrade utilizing Aave’s ETH…

            MEXC reserves stay fully backed with BTC at 141% and ETH at 107%

            15 December 2025 at 16:09
            MEXC’s December Proof of Reserve shows 100%+ backing on BTC, USDT, USDC and ETH, with Hacken auditing the exchange’s Merkle Tree-based verification system. Digital asset exchange MEXC released its December Proof of Reserve (PoR) report, confirming that all audited assets…

            iRobot files Chapter 11 as Shenzhen Picea moves to take control

            15 December 2025 at 16:02
            Roomba maker iRobot files pre-packaged Chapter 11 in Delaware as Shenzhen Picea moves to take control and cancel over $260m in debt. iRobot Corporation shares dropped more than 82% in premarket trading on December 15, 2025, after the Roomba manufacturer…

            Aave price confirms bullish reversal setup as TVL recovers, is a breakout brewing?

            15 December 2025 at 15:51
            Aave price has confirmed a breakout from a bullish reversal pattern that could potentially set it up to recover from its losses this year. According to data from crypto.news, Aave (AAVE) fell 60% from its year-to-date high of $377 reached…

            North Korean ‘fake Zoom’ hustle drains $300m from crypto execs’ wallets

            15 December 2025 at 15:16
            North Korean hackers hijack Telegram, stage fake Zoom calls and deploy RAT malware to drain crypto wallets in a $300m long‑con campaign.​ North Korean cyber criminals have stolen over $300 million through a sophisticated social engineering campaign that impersonates trusted…

            Bitcoin price prediction bulls bet on 60%+ rebound as ETF cost-basis cycle resets again

            15 December 2025 at 14:59
            Bitcoin price prediction as new ETF-driven cost-basis cycle points to another 60%+ rally in 180 days, but fading ETF inflows, Fed risk, and Strategy’s shrinking safety margin could still break support.​ Bitcoin price prediction say value of cryptocurrency could rebound…

            BREAKING: JPMorgan Debuts Ethereum Tokenized Money-Market Fund

            15 December 2025 at 14:58
            JPMorgan Partners with Coinbase to Simplify Crypto Buying

            The post BREAKING: JPMorgan Debuts Ethereum Tokenized Money-Market Fund appeared first on Coinpedia Fintech News

            JPMorgan is making another meaningful move into crypto – this time with one of Wall Street’s most traditional products.

            According to a Wall Street Journal exclusive, the banking giant’s asset-management arm has launched its first tokenized money-market fund, built on the Ethereum blockchain and backed by $100 million of JPMorgan’s own capital. The fund is expected to open to outside investors this week.

            For a firm that manages nearly $4 trillion in assets, this is a major signal.

            Ondo Price Prediction 2025, 2026 – 2030: Can Ondo Hit $10?

            15 December 2025 at 14:56
            Ondo Price Prediction 2024 - 2030: Will ONDO Price Hit $1?

            The post Ondo Price Prediction 2025, 2026 – 2030: Can Ondo Hit $10? appeared first on Coinpedia Fintech News

            Story Highlights

            • The live price of Ondo Price is  $ 0.45159965
            • Ondo price could reach a high of $0.80 to $2.05.
            • With a potential surge, Ondo crypto price may hit $9.30 by 2030.

            ONDO Finance in the RWA sector is a hot topic, investors are closely eyeing its future potential. Especially as its native token ONDO continues to build credibility and momentum through high-profile developments.

            Moreover, Ondo Finance is known to be a leading RWA provider on the Solana chain and it is witnessing growing institutional interest, ONDO has solidified itself as a major player in the Real World Asset (RWA) space.

            With such attraction, ONDO price prediction 2025 is what analysts and retail investors are intrigued about. But how far can it go from here? Let’s dive into the detailed ONDO price forecast from 2025 to 2030.

            Ondo Price Today

            Cryptocurrency Ondo
            Token ONDO
            Price $0.4516 down -1.37%
            Market Cap$ 1,426,651,864.03
            24h Volume$ 63,228,203.9215
            Circulating Supply3,159,107,529.00
            Total Supply10,000,000,000.00
            All-Time High$ 2.1413 on 16 December 2024
            All-Time Low$ 0.0835 on 18 January 2024

            ONDO Price Analysis 2025

            The biggest rise in the ONDO price was when Donald Trump won the election last year, hitting $2.148 by mid-December on Coinbase. Since then, it has continuously declined, and by April 2024, it fell to a low of $0.70.

            In the entire Q2, it has seen its price action trapped in a range, despite being a leading performer in tokenized RWA’s based on Coingecko’s report that came in June 2025.

            In Q2, many were anticipating that this altcoin could at least gain like last year’s first half movement, but met with a strong supply level by mid-May and declined. 

            By the third week of June, it fell 35% from the mid-May high, hitting $0.61, due to geopolitical uncertainty. The H1 closed negatively, but ceasefire news between the US, Israel, and Iran gave relief to investors, and they turned their hopes to H2.

            ONDO Price Prediction 2025

            The performance of the ONDO price USD during the latter half of the year has certainly been captivating. From July’s price of $0.62, it saw a remarkable ascent to $1.10 in mid-September, testing a key trendline resistance. 

            However, when it was unable to maintain this upward momentum, bearish sentiments took over, leading to a decline as December approached, with projections targeting the $0.20 all-time low range.

            ONDO Price Prediction 2025

            Looking ahead, the ONDO price movement this month hinges on market demand. If there remains a lack of activity, a downturn may be on the horizon. 

            Conversely, should a bullish trend emerge in December, potentially stabilizing around $0.40, we could see an ambitious goal of surpassing $0.80, which would not only break the trendline resistance but also signal a significant shift in market dynamics.

            The unfolding in the remaining December days will be crucial in determining this outcome, also a falling wedge has also manifested, that gives more odd on the bullish side for now

            YearPotential LowPotential AveragePotential High
            2025$0.80$1.20$2.10

            ONDO Price Prediction December 2025

            The ONDO/USD price action in December opened with a clear rejection from the 20-day EMA band, indicating a strong bearish dominance that suggests the price is likely to decline further without a significant market catalyst to shift sentiment back to bullish. 

            However, there is a promising support level at the lower border of the falling wedge, currently around $0.40. If this level attracts demand, we can expect a potential bounce in the future. Conversely, if the price breaks below $0.40, we should anticipate even lower lows for ONDO.

            ONDO Price Prediction December 2025
            YearPotential LowPotential AveragePotential High
            2025$0.80$1.20$2.10

            ONDO Price Analysis: Onchain Outlook

            The on-chain data indicates that although the price is currently capped and has been consolidating for several months, the on-chain metrics have strengthened significantly despite the weak ONDO price action. 

            Since January 2024, the number of confirmed transactions sent to a project’s contracts has increased. By October 2025, the project had surpassed 1.2 million transactions, making it the second-largest project for real-world asset (RWA) issuance after BitGo.

            ONDO On Chain Data

            Additionally, the Ondo TVL (Total Value Locked) metric indicates that the total USD value of outstanding tokens across Ondo’s tokenized yield product has reached an all-time high of $1.4 billion. This suggests that adoption is increasing, as well as the influx of funds into ONDO at a favorable rate.

            ONDO Cryptocurrency Price Target 2026 – 2030

            YearPotential Low ($)Potential Average ($)Potential High ($)
            20261.652.754.15
            20272.203.655.25
            20282.954.306.90
            20294.755.608.45
            20305.357.459.30

            Ondo Coin Future Forecast 2026

            The price projection of ONDO crypto for 2026 could range between $1.65 to $4.15, with an average trading price of roughly $2.75.

            Ondo Token Price Prediction 2027

            This altcoin could hit a potential high of $5.25 in 2027, with a potential low of $2.20, and an average price of $3.65.

            ONDO Price Prediction Next Bullrun 2028

            By 2028, forecasts indicate a potential low of $2.95 and a high of $6.90. This could bring the average price to $4.30.

            Ondo Price Forecast Long-term 2029

            During 2029, the price of the Ondo token is anticipated to reach a minimum of $4.75, with a maximum of $8.45, and an average price of $5.60.

            ONDO Coin Price Growth Potential 2030

            ONDO coin price may reach a high of $9.30 in 2030. With a potential low of $5.35. With this, the average price could settle at around $7.45.

            Market Analysis

            Firm Name202520262030
            Changelly$1.32$1.87$8.26
            priceprediction.net$1.34$2.03$8.43
            DigitalCoinPrice$2.01$2.29$5.01

            CoinPedia’s Ondo Price Targets

            CoinPedia’s price prediction for Ondo is extremely volatile. This is due to this altcoin’s highly fidgety nature. If the crypto market successfully regains momentum, this ETH-based token may surge toward a new high.

            With this, the Ondo Price Prediction for this year could range between $3.05 as its high and $1.19 as its potential low.

            We expect the Ondo Price to reach $3.05 in 2025.

            YearPotential LowPotential AveragePotential High
            2025$1.19$2.12$3.05

            Also read, Arbitrum Price Prediction 2025, 2026 – 2030!

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            FAQs

            How much is Ondo crypto worth today?

            At the time of writing, the price of the Ondo token was  $ 0.45159965.

            What is ondo in crypto?

            Ondo project is a Decentralized Financial (DeFi) platform. It is known to offer risk-isolated, fixed-yield loans backed by yield-generating cryptocurrency assets.

            Where is the Ondo coin listed?

            The token is available for buying and selling on all the major centralized exchange platforms.

            Can Ondo reach $100?

            For the Ondo token to reach $100, it will require a surge of 9800.99% from its current valuation.

            How to buy Ondo crypto?

            One can buy, hold, or sell Ondo crypto tokens by creating a wallet on a centralized cryptocurrency exchange.

            When was Ondo Crypto launched?

            The project made its presence in 2021. However, its native token “ONDO” made its first appearance in 2024.

            Will the ONDO price increase?

            With a potential surge, this altcoin may record a high of $11.75 during 2030 with an average trading price of $9.30.

            JPMorgan Launches $100M Tokenized Fund on Ethereum

            15 December 2025 at 14:55
            JPMorgan Launches $100M Tokenized Fund on Ethereum

            The post JPMorgan Launches $100M Tokenized Fund on Ethereum appeared first on Coinpedia Fintech News

            JPMorgan Chase is launching its first tokenized money market fund directly on the Ethereum blockchain, seeding it with $100 million. This groundbreaking move allows qualified institutional investors to trade fund ownership as digital tokens, enabling faster, smoother settlements compared to traditional systems. By building on a public blockchain, the $4 trillion banking giant signals a major shift: treating crypto infrastructure as a serious, efficient tool for global finance rather than just a niche experiment.

            “Crypto Cases Were Dropped Under Trump’s Second Term”, NYT Investigation Says

            15 December 2025 at 13:56
            “Crypto Cases Were Dropped Under Trump’s Second Term”, NYT Investigation Says

            The post “Crypto Cases Were Dropped Under Trump’s Second Term”, NYT Investigation Says appeared first on Coinpedia Fintech News

            A new report from The New York Times has stirred controversy by claiming that President Donald Trump and his family may have financially benefited from the settlement or rollback of several crypto cases during his second term. According to the report, a noticeable number of enforcement actions against crypto firms were either dropped or softened after Trump returned to the White House, raising concerns about conflicts of interest.

            Sharp Shift in Crypto Enforcement

            The NYT investigation found that more than 60% of crypto cases active at the start of Trump’s second term were later paused, reduced, or dismissed. This level of pullback stood out sharply when compared to enforcement trends in other industries, where only a small fraction of cases were dropped. During the same period, regulators continued to pursue non-crypto cases as usual, making the crypto sector an exception rather than the norm.

            The report described this shift as unusual, noting that the Securities and Exchange Commission has historically avoided backing away from large clusters of cases within a single industry.

            Links to Donations and Business Ties

            According to the NYT, several of the eased or dismissed cases involved companies or individuals who later developed political or business connections with Trump or his family. The report alleges that some legal outcomes coincided with donations or ties to the Trump family’s expanding crypto-related ventures.

            One example cited was a crypto company founded by the Winklevoss twins. The firm reportedly faced a federal lawsuit that stalled after the administration changed. Around the same time, the SEC also dropped its case against Binance entirely. Another high-profile shift involved Ripple Labs, where the SEC later sought to reduce a court-ordered penalty following Trump’s return to office.

            Crypto Cases Treated Differently

            The report claims that crypto cases were dismissed at a much higher rate than cases involving other industries. Of the 23 crypto cases inherited from the previous administration, the SEC reportedly pulled back from 14. Eight of those involved defendants who later formed financial or political links tied to Trump or his family. In contrast, only around 4% of non-crypto cases inherited during the same period were dismissed, highlighting what the NYT described as a clear imbalance.

            Pushback on the NYT’s Framing

            Not everyone agrees with the report’s conclusions. Crypto analyst Alex Thorn strongly criticized the NYT’s framing, arguing that it ignores the context of the prior administration’s crypto stance. He says the earlier crackdown on crypto was far from normal and had been openly criticized for years by bipartisan lawmakers and even federal courts.

            Thorn points to past moments when Congress, including Democrats, moved to overturn aggressive SEC policies tied to crypto, showing that resistance to that approach was widespread. In his view, the recent easing of enforcement reflects a correction of an extreme regulatory phase rather than favoritism or personal gain.

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            FAQs

            Did Trump personally benefit from dropped crypto cases?

            The report claims possible links between eased cases and Trump-related ties, but no court has proven direct personal financial benefit so far.

            Why were so many crypto enforcement cases rolled back?

            Over 60% of inherited crypto cases were paused or dropped, which critics call unusual, while supporters say it corrected overly aggressive regulation.

            Which major crypto cases were affected by the policy shift?

            Cases involving Binance, Ripple Labs, and a Winklevoss-backed firm saw pauses, dismissals, or reduced penalties after the administration change.

            XRP’s Multi-Chain Expansion Prompts Discussion Around Yield Platforms Like SolStaking

            15 December 2025 at 13:43
            XRP News [LIVE] Update

            The post XRP’s Multi-Chain Expansion Prompts Discussion Around Yield Platforms Like SolStaking appeared first on Coinpedia Fintech News

            “As wXRP expands across Solana and Ethereum, some investors are exploring platforms such as SolStaking as part of broader income-oriented strategies.”

            The XRP ecosystem has entered a new phase.
            With the introduction of Wrapped XRP (wXRP) on Solana and Ethereum, XRP now extends its reach beyond the XRP Ledger, unlocking new utility in DeFi, cross-chain swaps, and multi-chain liquidity environments.

            At the same time, investor behaviour is evolving.
            Instead of relying solely on long-term price appreciation, more XRP holders are adopting a dual-income strategy:

            ✔ Hold XRP for long-term upside
            ✔ Earn stable daily returns through SolStaking’s structured yield cycles

            For many, this approach results in 800–900+ XRP per day in equivalent value—without depending on market conditions.

            What wXRP Actually Means for XRP Holders

            wXRP, issued by regulated custodian Hex Trust using LayerZero’s OFT standard, is a 1:1 representation of native XRP.
            It allows XRP to participate in:

            • Multi-chain DeFi
            • Liquidity pools
            • Decentralized exchange routes
            • Cross-chain financial applications

            wXRP first launched on Solana, with Ethereum, Optimism, and HyperEVM next in line.

            Crypto analyst Mr. Cauliman emphasized that:

            • This is not a Ripple–Solana partnership
            • Native XRP remains the primary settlement asset
            • wXRP is simply a tool to access liquidity in other ecosystems

            He also notes that wrapped assets introduce additional risks (bridges, custody, counterparties), while native XRP avoids these entirely.

            Even so, demand for XRP in DeFi continues to grow—highlighting a broader shift in how investors use the asset.

            Why More Investors Are Pairing XRP With SolStaking

            Although XRP is expanding its reach, major technical upgrades—programmability improvements, validator incentives, broader ecosystem growth—take time.

            This creates a familiar problem:

            XRP may be valuable long-term, but it doesn’t generate income today.

            To fill that gap, investors are adding SolStaking into their strategy.
            The platform provides structured earning cycles that deliver predictable returns with:

            • Fixed terms
            • Preset yields
            • Automated daily payouts

            This allows XRP holders to remain positioned for future growth while earning steady daily income right now.

            SolStaking: Predictable Income in an Uncertain Market

            SolStaking focuses on simplicity and reliability.
            Users do not need to:

            • Trade
            • Time the market
            • Learn DeFi mechanics
            • Perform technical setup

            Once an earning cycle is activated, payouts are sent automatically every 24 hours.

            Key Advantages for Income-Focused Users

            1. Fixed Cycles With Transparent Outcomes

            Returns do not change with market volatility.
            Each plan includes a clear duration and payout amount.

            2. Daily Earnings Without Active Management

            SolStaking is designed to be hands-off—ideal for users seeking consistent cash flow.

            3. Multi-Asset Flexibility

            Supported assets include:

            XRP, USDT, BTC, ETH, SOL, TRX, DOGE, USDC, and more.

            This enables investors to diversify their income streams while maintaining long-term holdings.

            4. Institutional-Grade Security Framework

            SolStaking operates under a regulated and secure infrastructure:

            • U.S.-registered entity: Sol Investments, LLC
            • Bank-level encryption & 24/7 monitoring
            • Cloudflare + McAfee enterprise security
            • Lloyd’s of London–backed custodian insurance
            • Strict segregation of user and operational funds

            This structure gives users confidence even during periods of market stress.

            Featured SolStaking Earning Cycles

            Plan TypeMinimumCyclePayout at Maturity
            Trial Plan$1002 days$108
            TRX Staking$3,00015 days$3,585
            USDT Staking$5,00020 days$6,350
            XRP Flagship Plan$30,00035 days$46,800
            SOL Staking$100,00045 days$183,250

            (Latest rates available on the official site)

            How to Get Started (Under 1 Minutes)

            1 — Visit the official site : https://solstaking.com

            2 — Create an account : Simple signup, quick verification.

            3 — Deposit supported assets : Choose XRP, USDT, BTC, SOL, ETH, TRX, DOGE, and more.

            4 — Select and activate a cycle

            Daily payouts begin automatically.
            No trading. No monitoring. No complex setup.

            Final Thoughts: A New Income Strategy for the Modern Crypto Investor

            With wXRP expanding XRP’s utility across multiple blockchains and SolStaking offering stable daily income, many investors are adopting a forward-looking model:

            ✔ Hold XRP for long-term appreciation
            ✔ Earn predictable income through SolStaking

            In a market where volatility and uncertainty dominate, this dual strategy provides both growth potential and consistent returns—a combination increasingly valued by investors worldwide.

            Official Website : https://solstaking.com

            Business & Cooperation : info@solstaking.com

            US SEC Seeks Public Feedback on Nasdaq’s Plan to Launch Tokenized Stock Trading

            15 December 2025 at 13:28
            Nasdaq tokenized stocks

            The post US SEC Seeks Public Feedback on Nasdaq’s Plan to Launch Tokenized Stock Trading appeared first on Coinpedia Fintech News

            The US Securities and Exchange Commission is seeking public Feedback to decide whether Nasdaq can list and trade tokenized stocks. The move comes as regulators closely examine how blockchain-based assets could fit into existing market rules.

            If approved, blockchain-based shares could trade like regular stocks, offering faster and cheaper settlements. 

            SEC Seeks Feedback On Nasdaq Tokenized Securities Plan

            According to the SEC filing on Nasdaq’s rule change, the SEC has asked for public Feedback to decide whether Nasdaq should be allowed to list and trade securities in tokenized form. 

            This marks the start of a deeper review process covering legal, technical, and policy issues.

            Under Nasdaq’s plan, tokenized stocks and exchange-traded products would trade alongside traditional shares. Both would use the same order book, offer the same investor rights, and settle through the DTCC, while blockchain technology improves efficiency.

            A key example of this shift is Galaxy Digital, which recently became the first Nasdaq-listed company to tokenize its stock on Solana, showing how traditional finance and blockchain are merging.

            Industry Reactions Remain Mixed

            Market participants have shown mixed responses to the proposal. Groups like the Securities Industry and Financial Markets Association support the plan, saying tokenization can improve how markets work.

            At the same time, the US Commodity Futures Trading Commission has approved a test program that allows tokenized assets to be used as collateral, showing growing acceptance.

            However, firms like Ondo Finance and Cboe Global Markets have opposed the idea. They want the SEC to wait until DTCC clearly explains how tokenized trades will be settled, since all such trades would still depend on DTCC systems.

            DTCC Approval Strengthens Tokenization Push

            In a related development, the SEC recently issued a no-action letter to the Depository Trust Company, part of DTCC, allowing it to tokenize certain custody assets. This decision is seen as a critical building block, as any tokenized trades on Nasdaq would still need to clear and settle through DTCC systems.

            Meanwhile, the CFTC now allows tokenized bitcoin, ether, and USDC as derivatives collateral. 

            Banks like JPMorgan and BMW are testing on-chain transactions, showing tokenization can make trading faster, cheaper, and available 24/7 despite some challenges.

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            FAQs

            What are tokenized stocks?

            Tokenized stocks are blockchain versions of traditional shares, offering faster settlement and lower costs while maintaining the same rights and regulations as regular stocks.

            Is Nasdaq getting into crypto?

            Not exactly. Nasdaq seeks SEC approval to list tokenized stocks—traditional securities on a blockchain—which would trade alongside regular stocks using the same systems and rules.

            How do tokenized stocks settle and clear?

            Under Nasdaq’s plan, tokenized stocks would still settle through the DTCC, using blockchain to streamline the process while relying on established, regulated financial infrastructure.

            Are tokenized stocks safe for investors?

            If approved, they’d operate under the same investor protections, regulations, and clearing systems as traditional stocks, with added blockchain efficiency. Regulatory scrutiny aims to ensure safety.

            Financial Stability Oversight Council drops crypto ‘vulnerability’ label as Trump order and GENIUS Act hit

            15 December 2025 at 14:49
            FSOC has removed crypto from its systemic risk list after Trump’s pro‑crypto order, the GENIUS Act, SEC and OCC shifts, and growing ETF and stablecoin use by U.S. banks. The Financial Stability Oversight Council removed digital assets from its list…

            React bug triggers wallet-draining attacks as hackers hit crypto websites

            15 December 2025 at 14:39
            A critical React Server Components RCE bug is being weaponized to hijack servers, drain crypto wallets, plant Monero miners, and deepen a $3B 2025 theft wave despite urgent patch pleas.​ A critical security vulnerability in React Server Components has prompted…

            Enterprises reevaluate blockchain needs as energy and cost pressures persist

            15 December 2025 at 13:36
            Enterprise blockchain adoption faces hurdles as networks strain performance and Bitcoin’s energy use raises ESG concerns. Growing enterprise interest in blockchain has brought renewed attention to an ongoing problem: many public networks still require significant resources or face performance limits…

            Curve Finance founder proposes 17M CRV grant to fund 2026 development roadmap

            15 December 2025 at 13:33
            Michael Egorov, who founded decentralized finance protocol Curve Finance, has proposed a 17.45 million CRV token grant that will fund several key initiatives designed to improve the protocol’s infrastructure and support a 25-person core development team. “This proposal requests a…

            Solana price prediction stalls in tight range as bears defend key moving averages

            15 December 2025 at 13:27
            Solana price prediction trades below declining moving averages in a fragile consolidation, with fading bearish momentum, dense sell walls above, and clustered bids below defining the next move. Solana’s price prediction has entered a stabilization phase following a sequence of…

            Ethereum Founder Vitalik Buterin Wants Algorithm Transparency on X

            15 December 2025 at 12:14
            Vitalik Criticizes Elon Musk

            The post Ethereum Founder Vitalik Buterin Wants Algorithm Transparency on X appeared first on Coinpedia Fintech News

            Ethereum co-founder Vitalik Buterin has called for major social media platforms to be more transparent about their content algorithms, saying users deserve to know how posts are filtered and ranked. 

            His comments come as concerns grow over how large tech platforms control online conversations. He believes these steps can help protect free speech and rebuild trust in platforms like X.

            Vitalik Wants Algorithm Transparency on Free Speech Platforms

            In a recent tweet post, Ethereum Foundation AI lead Davide Crapis said that platforms claiming to support free speech should clearly explain how their algorithms work. 

            He argued that users deserve to know what these systems are designed to promote and that such settings should be easy to understand and adjustable.

            if you want to claim X is the platform for free speech, you should disclose your algorithm optimization targets

            it should be legible to the users, and tweakable

            — Davide Crapis (@DavideCrapis) December 15, 2025

            Vitalik Buterin responded by pushing the idea much further. He suggested that every major algorithmic decision should be verified using zero-knowledge proofs. This would allow platforms to prove their systems are acting fairly without exposing private user data. 

            He also proposed recording content and engagement timestamps on-chain, making it impossible for platforms to quietly censor posts or manipulate timelines.

            Vitalik’s Proposal Includes Delayed Release of Algorithm Code

            To improve accountability, Vitalik proposed that social media companies publish their full algorithm code after a delay of 1 to 2 years.

            This approach, he said, would balance transparency with security, allowing the public to review how decisions were made while protecting platforms from immediate exploitation.

            With platforms like X handling hundreds of millions of posts daily, Vitalik believes delayed transparency could help users and researchers better understand how content decisions were made over time.

            Warning of Future Backlash Against Free Speech

            Vitalik also shared concerns about the direction of free speech on large social media platforms. Quoting Elon Musk’s vision of X as a global free speech space, he warned that turning platforms into tools for organized harassment could have serious consequences.

            @elonmusk I think you should consider that making X a global totem pole for Free Speech, and then turning it into a death star laser for coordinated hate sessions, is actually harmful for the cause of free speech. I'm seriously worried that huge backlashes against values I hold…

            — vitalik.eth (@VitalikButerin) December 9, 2025

            He said such behavior may lead to strong public backlash in the future and could end up harming the very idea of free speech itself.

            Concerns Over Coordinated Online Hate

            Beyond algorithms, Vitalik also spoke about growing online hate, especially targeting Europe. He said some discussions have moved from fair criticism to extreme and hostile attacks that do not match his personal experience.

            While he agreed Europe has real problems, he warned that exaggerated stories are being used to attack entire regions. 

            According to Vitalik, the broader crypto and blockchain community believes that transparency, clear rules, and verifiable systems are essential to rebuilding trust in online platforms and protecting open conversation.

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            FAQs

            How could algorithm transparency change the way everyday users experience social media?

            Greater transparency could help users understand why certain posts appear in their feeds while others don’t, reducing perceptions of hidden bias. Over time, this may encourage platforms to design ranking systems that are easier to audit and less prone to arbitrary changes.

            What does this debate mean for regulators and policymakers?

            Regulators may see these proposals as a framework for future rules around algorithm accountability without demanding full disclosure of trade secrets. It could influence upcoming digital governance discussions in the US, EU, and other regions focused on platform power and speech moderation.

            Who would be most affected if social media algorithms became verifiable or auditable?

            Content creators, journalists, and activists would likely benefit from clearer insight into reach and visibility decisions. At the same time, platforms and advertisers would need to adapt to a more transparent environment that limits opaque optimization strategies.

            Upbit to List Solana-Based HumidiFi (WET) on Dec. 15

            15 December 2025 at 12:13
            Upbit to List Solana-Based HumidiFi (WET)

            The post Upbit to List Solana-Based HumidiFi (WET) on Dec. 15 appeared first on Coinpedia Fintech News

            South Korea’s largest crypto exchange, Upbit, is listing HumidiFi’s WET token today, December 15, with KRW, BTC, and USDT trading pairs starting at 18:30 KST. HumidiFi, a Solana-based protocol, handles over 35% of daily DEX volume through its proprietary AMM technology, offering dark pool-like execution, sub-0.1% slippage on large trades, and MEV protection. WET holders can earn fee rebates and participate in staking. After doubling post-launch via Jupiter DTF, the token now aims to boost liquidity through Upbit’s active KRW markets.

            “Quantum Threat to Bitcoin Is Decades Away”, Says Adam Back

            15 December 2025 at 11:56
            Quantum computers Bitcoin threat

            The post “Quantum Threat to Bitcoin Is Decades Away”, Says Adam Back appeared first on Coinpedia Fintech News

            Talk of quantum computers destroying Bitcoin is making the rounds again, but leading voices in crypto say the panic is getting far ahead of reality. While dramatic claims suggest Bitcoin could be wiped out overnight, experts argue these fears ignore how the network actually works and how far quantum technology still has to go.

            At the same time, the Bitcoin price has shown mild weakness. On December 15, BTC traded around $89,608, down 0.62% in 24 hours. The drop briefly pushed Bitcoin as low as $87,996 before it bounced back near $89,900. The broader crypto market followed suit, losing more than $130 billion in value and bringing total market capitalization down to $2.98 trillion.

            How the Quantum Fear Started

            The renewed concern began after writer Josh Otten claimed future quantum computers could unlock Bitcoin’s earliest wallets. According to him, advanced machines could break the keys protecting Satoshi Nakamoto’s coins, shake investor confidence, and send Bitcoin’s price crashing. While the idea sounds serious, many experts say it skips over crucial details and exaggerates what quantum computers can actually do today.

            Bitcoin Security Is Often Misunderstood

            Blockstream CEO Adam Back stepped in to correct what he calls a basic misunderstanding. Bitcoin does not protect coins by locking data behind traditional encryption. Instead, it uses digital signatures to prove ownership.

            In simple terms, Bitcoin users prove they own their coins without ever revealing their private keys. This system works very differently from files that can be unlocked or decrypted, making the threat far less direct than critics suggest.

            Why Early Wallets Are Not Easy Targets

            Another key point is how Bitcoin addresses behave. Public keys only become visible when coins are spent. Many early wallets, including those linked to Bitcoin’s creator, have never moved their funds.

            Because of this, there is often no exposed public key for an attacker to target. Without that information, even a powerful quantum system would have nothing to crack.

            Experts Disagree on the Timeline

            Some leaders believe quantum computing deserves attention. Ethereum co-founder Vitalik Buterin has said the risk is real but measurable. Solana’s Anatoly Yakovenko estimates powerful systems could arrive within the next decade.

            However, Back takes a much calmer view. He believes meaningful quantum threats are likely 20 to 40 years away, if they ever arrive at all. Current machines still lack the stability needed to cause real damage.

            Bitcoin Can Adjust Over Time

            Bitcoin is not frozen in place. Quantum-resistant cryptography already exists, and the network can evolve long before any serious threat appears.

            Bitcoin analyst Willy Woo echoed this view, saying even a worst-case event would not destroy the network. He believes sharp dips would attract strong buying from long-term holders. In his view, the result would be a long adjustment period, not the end of Bitcoin.

            For now, most experts agree that the quantum panic makes headlines, but reality remains far less dramatic.

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            FAQs

            What is quantum computing?

            Quantum computing uses quantum bits to solve complex problems faster than traditional computers, but large-scale machines are still decades away.

            Is quantum computing an AI?

            No, quantum computing is a type of computer technology, not artificial intelligence, though it can accelerate AI tasks.

            Can quantum computers really destroy Bitcoin?

            No, Bitcoin’s security relies on digital signatures, not traditional encryption, making quantum threats far from immediate.

            Should I panic about Bitcoin’s price due to quantum fears?

            No, market dips may occur, but long-term holders and network resilience make a sudden collapse highly unlikely.

            Bitcoin Hashrate Falls 8% Amid Xinjiang Mining Shutdowns

            15 December 2025 at 11:55
            Bitcoin Hashrate Falls 8%

            The post Bitcoin Hashrate Falls 8% Amid Xinjiang Mining Shutdowns appeared first on Coinpedia Fintech News

            The Bitcoin network’s total hashrate dropped by about 100 EH/s yesterday, an 8% decline, as roughly 400,000 mining rigs went offline following the closure of mining farms in Xinjiang, China. This sudden reduction shows how regional mining power shifts can quickly affect the global network’s computing strength. While China has been quietly regaining mining share despite past bans, the exact reasons for this latest shutdown aren’t yet clear. Analysts say such events can impact mining difficulty and block speeds.

            Cardano price bears cap ADA below key MAs as consolidation drags on

            15 December 2025 at 12:27
            Cardano price consolidates below key moving averages as sellers cap rebounds, order books show heavy mid-range supply, and downside support looks fragile if sentiment sours. Cardano (ADA) price continued to trade under pressure on daily charts, with recent price action…

            Barclays flags down-year risk for crypto as spot volumes slide into 2026

            15 December 2025 at 11:41
            Barclays calls 2026 a slow, transitional year for crypto as retail spot trading fades, Coinbase’s outlook is cut, and tokenization plus U.S. regulation stay long-term plays. Barclays has issued a cautious outlook for the cryptocurrency sector in 2026, projecting declining…

            Hassett insists on Fed’s independence as Trump backs “two Kevins” for top job

            15 December 2025 at 11:32
            Kevin Hassett defends Fed independence as Trump weighs him and Kevin Warsh for chair, prediction markets shift, and fresh rate cuts keep crypto in wait-and-see mode.​ Kevin Hassett, a leading candidate to become the next chair of the U.S. Federal…

            Avalanche price slips to $13 support as bearish wedge pattern raises downside risk

            15 December 2025 at 11:27
            Avalanche price is struggling to hold the $13 level as bearish chart structures remain intact despite rising trading activity and steady ecosystem growth. Avalanche was trading at $13.20 at press time, down 0.2% over the past 24 hours. The token…

            Bitcoin Price To Crash Below $70K as Japan Rate Hike Looms

            15 December 2025 at 11:08
            Bitcoin Price Crash

            The post Bitcoin Price To Crash Below $70K as Japan Rate Hike Looms appeared first on Coinpedia Fintech News

            Bitcoin, which is already struggling to regain its strength around $100K, is facing immense pressure as the Bank of Japan (BOJ) prepares for a key interest rate decision.

            In the past, whenever the BOJ hiked its rate, BTC price fell by 25%, and with another hike expected, top crypto experts are warning BTC could fall toward $70,000, a decline of nearly 28%.

            Here’s what is coming. 

            Japan To Hike Interest Rate By 25bps

            On Dec 19, the Bank of Japan is holding a key policy meeting and is widely expected to raise interest rates by 25 basis points. Even prediction platform Polymarket currently shows a 98% chance of a rate hike on December 19.

            Some experts believe the move could be even stronger, with expectations that the BOJ may hike rates by up to 75 basis points.

            polymarket predicating that BOJ To hike interest rate

            While it may seem like a local decision, Japan plays a major role in global finance. The country holds over $1.1 trillion in U.S. Treasury bonds, making it the largest foreign holder. 

            When Japan changes interest rates, it impacts global money flows, bond yields, and risky assets like stocks and cryptocurrencies.

            Bitcoin Price To Drop To $70K

            History shows a clear pattern. Each time Japan has raised interest rates, Bitcoin has fallen soon after.

            • In March 2024, when the rate hike occurred, Bitcoin fell around 23%
            • Similarly, in July, when the 2024 rate hike was announced, Bitcoin dropped roughly 26%
            • And this year, in January 2025, when the rate hike occurred, Bitcoin slid about 31%

            If this trend repeats, Top crypto analysts Merlijn The Trader warn that Bitcoin could fall another 20–30%, pushing prices below $70,000 after December 19.

            THE BANK OF JAPAN MIGHT BE BITCOIN’S BIGGEST ENEMY

            Japan holds the most US debt.
            Every time they hike, Bitcoin bleeds:

            March 2024: -23%
            July 2024: -30%
            Jan 2025: -31%

            Next hike: Dec 19
            Next move: loading…

            If the pattern repeats, $70K is in play. pic.twitter.com/R5916R702I

            — Merlijn The Trader (@MerlijnTrader) December 14, 2025

            Rising Japan Bond Yields Added Fuel To the Fire

            This time, the pressure on the crypto market is not just from a possible rate hike, but from rising Japanese bond yields, which recently hit 2.94%, the highest since 1998.

            For years, traders borrowed cheap Japanese yen to invest in higher-return assets like crypto. Now, as Japan’s bond yields rise, this strategy is becoming expensive. Traders are closing positions, which leads to selling, liquidations, and sudden market drops.

            As a result, Japanese investors may start moving money back home. Some models suggest up to $500 billion could leave global markets over the next 18 months, pushing U.S. borrowing costs higher even without a Fed rate hike.

            Crypto Market Already Struggling

            As of now, Bitcoin is currently trading near $90,000, down nearly 30% from its recent peak around $126,000. The overall crypto market is also struggling, with total market value falling from $4.1 trillion to roughly $3.05 trillion.

            Major altcoins like XRP, Solana, and Cardano are all down by 40% from their October high. While some memecoin have even seen 60% to 70% drop. 

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            Why is Bitcoin price down today?

            Bitcoin is down due to BOJ rate hike expectations, rising Japanese bond yields, and traders closing positions worldwide.

            How does the Bank of Japan interest rate hike affect Bitcoin?

            When the BOJ raises rates, global money flows shift, often causing Bitcoin to drop as investors move to safer assets.

            What impact do rising Japanese bond yields have on crypto?

            Higher yields make borrowing in yen expensive, prompting traders to sell crypto, causing market drops and liquidations.

            When will Bitcoin price recover from this downtrend?

            BTC may rebound in 2–6 months if rates stabilize and adoption news improves. Watch support levels and diversify holdings.

            UK to Regulate Crypto Under FCA by 2027 in Major Financial Law Overhaul

            15 December 2025 at 11:04
            UK to Bring Crypto Under FCA Rules by 2027

            The post UK to Regulate Crypto Under FCA by 2027 in Major Financial Law Overhaul appeared first on Coinpedia Fintech News

            The United Kingdom plans to bring the crypto industry fully under its financial regulatory framework, with oversight transferring to the Financial Conduct Authority (FCA) beginning in 2027, according to the UK Treasury. The policy aims to regulate digital assets in a manner similar to traditional financial products while preserving space for innovation, signaling the government’s intent to strengthen consumer protection and maintain the UK’s position as a global financial hub as crypto adoption continues to rise.

            This move signals that the UK wants to stay competitive as a global financial hub, even as crypto adoption continues to grow among everyday users.

            FCA to Oversee Exchanges, Wallets, and More

            Once the new framework is in place, crypto firms such as exchanges, brokers, and digital wallet providers will be supervised by the FCA. This means they will need to meet the same standards as other financial services, including transparency, consumer protection, and operational safeguards. UK officials believe this approach will give businesses clear rules to follow, helping serious players plan for the long term while pushing out bad actors. 

            With around 12% of UK adults now owning crypto, regulators see this as a necessary step rather than an optional one.

            Consumer Protection Takes Center Stage

            A key reason behind the regulatory push is rising concern over scams and fraud. Recent data shows that losses linked to crypto investment scams in the UK jumped sharply over the past year. By bringing crypto into the regulatory perimeter, the government hopes to reduce these risks and improve trust in the sector. Chancellor Rachel Reeves said the rules are meant to create clarity and protect consumers, while also supporting responsible innovation.

            More Rules Coming Before 2027

            Alongside regulation, the UK has taken steps to formally recognize crypto assets as legal property. Under new legislation, digital assets like Bitcoin can be owned, inherited, and legally recovered. This gives crypto holders stronger legal standing and adds another layer of legitimacy to the asset class.

            The FCA and the Bank of England are not waiting until 2027 to act. Both institutions are working on detailed rules covering crypto trading, custody, issuance, and market abuse. The Bank of England has also proposed a framework for stablecoin regulation. Regulators aim to finalize most of these rules by the end of 2026, giving firms time to prepare.

            Global Coordination and Political Concerns

            The UK is also looking beyond its borders. Officials plan to work closely with the US through a “Transatlantic Taskforce” to align crypto regulation and support innovation. At the same time, lawmakers are considering banning crypto political donations due to concerns over transparency and ownership.

            Overall, the UK’s approach reflects a balancing act between control and growth, setting the stage for a more mature crypto market in the years ahead.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            How could FCA oversight change the day-to-day experience for UK crypto users?

            Stronger supervision may lead to clearer disclosures about fees, risks, and how customer assets are handled, making it easier for users to compare platforms. Over time, this could reduce sudden service shutdowns or loss of access to funds, which have been common concerns in unregulated markets.

            What does this mean for smaller or overseas crypto firms operating in the UK?

            Firms targeting UK customers may need to establish a stronger local presence, invest in compliance teams, or rethink their business models. Some smaller or lightly regulated providers could exit the UK market if they cannot meet regulatory expectations, reducing choice but potentially improving overall quality.

            What should crypto holders and businesses watch for next before 2027?

            Consultation papers and draft rules from the FCA and Bank of England will signal which activities are likely to be regulated first and how strict requirements may be. Monitoring these updates will help users understand future protections and give firms early insight into licensing, capital, and reporting obligations.

            Crypto News Today [LIVE] Updates On Dec 15, 2025

            15 December 2025 at 15:42
            Crypto News Today

            The post Crypto News Today [LIVE] Updates On Dec 15, 2025 appeared first on Coinpedia Fintech News

            December 15, 2025 12:44:15 UTC

            Bitwise Moves Closer to Hyperliquid ETF Launch

            Bitwise has filed an amended registration for its Hyperliquid ETF, adding key details including the 8-A filing, a 67 bps fee, and the ticker $BHYP. Such amendments typically signal that a product launch is imminent, putting the Hyperliquid ecosystem in focus as markets watch for final approval and trading dates.

            December 15, 2025 12:38:59 UTC

            XRP Price Today Tests Key Support as ETF Demand and Ripple News Boost Outlook

            XRP is down 1% in the past 24 hours, trading near $1.99. A break below the $1.96 support could trigger further downside, while holding above this level may open the path toward the next resistance at $2.35. On the fundamentals side, momentum remains strong as XRP prepares to launch as wXRP on Ethereum, Solana, Optimism, and HyperEVM, with more chains planned. Adding to the bullish backdrop, Ripple Labs received a bank charter from the OCC, and US spot XRP ETFs saw over $100 million in inflows last week, with total inflows nearing $1 billion since launch.

            December 15, 2025 12:36:48 UTC

            Ripple Makes NYT Front Page as SEC Eases Crypto Enforcement

            Ripple Labs appeared on the front page of The New York Times on December 15, 2025, as the paper reported a shift in the U.S. SEC’s approach toward crypto enforcement. According to the report, the SEC has eased enforcement actions and reduced penalties, including moves related to Ripple. The article highlights a broader pullback by the regulator, signaling a notable change in how U.S. authorities are handling major crypto firms.

            Ripple on the Front page of The New York Times today. December 15, 2025

            Reports The SEC eased enforcement and reduced penalties involving @Ripple Labs. pic.twitter.com/oKy4poTHig

            — 𝗕𝗮𝗻𝗸XRP (@BankXRP) December 15, 2025

            December 15, 2025 12:34:42 UTC

            Visa Launches Stablecoins Advisory Practice

            Visa has launched a Stablecoins Advisory Practice aimed at helping banks, fintechs, and enterprises design and implement stablecoin strategies. The new service will support use cases such as cross-border payments and B2B transactions, as Visa deepens its expansion into the stablecoin ecosystem and digital payments infrastructure.

            December 15, 2025 11:56:43 UTC

            Japan to Begin $534B Stock Sell-Off

            The Bank of Japan is preparing to gradually sell its massive ¥83 trillion ($534 billion) ETF holdings starting next month. Regulators plan an ultra-slow pace of ¥330 billion per year to avoid market shocks. At this rate, the historic exit strategy could stretch over 100 years, marking one of the slowest and largest unwind plans in financial history. Markets will be closely watching for any early impacts on liquidity and asset prices.

            December 15, 2025 11:56:43 UTC

            Bitcoin at a Crossroads Amid Mixed Signals

            $BTC faces a critical juncture as experts and institutions diverge on its next move. Peter Brandt warns that the parabolic structure is broken, signaling potential for a deeper correction. Meanwhile, Grayscale views the current phase as consolidation ahead of a possible new all-time high in 2026. With rising leverage and major macro events on the horizon, traders are reminded that patience and positioning matter more than predictions in such uncertain markets.

            December 15, 2025 11:55:38 UTC

            Key Crypto Market Events to Watch This Week

            This week is packed with potential market movers. On Monday, the Fed conducts a $7B T-bill purchase, followed by key US macro data on Tuesday. Wednesday brings a Fed president speech, while jobless claims are due Thursday. The week wraps up with Japan’s rate decision on Friday. With liquidity and policy signals lining up back to back, market reactions this week could set the tone for the near term.

            December 15, 2025 11:48:08 UTC

            Bitcoin Macro Alert: Japan Rate Hike Raises Risk Flags

            Japan is set to hike interest rates by 25 bps on December 19, a key macro event for Bitcoin. As the largest holder of US debt, tighter Japanese policy could drain global liquidity, strengthen the dollar, and pressure risk assets. Historically, similar moves saw BTC drop 22% (Mar ’24), 31% (Jul ’24), and 32% (Jan ’25). If history repeats, a move toward $70K is a real risk, making this a major stress test for Bitcoin.

            December 15, 2025 11:41:46 UTC

            Smart Trader wyzq.eth Books $100K Profit on RAVE Trade

            Smart trader wyzq.eth fully exited $RAVE around 17 hours ago, locking in profits of over $100,000. He initially invested $120,000 to buy 553,000 RAVE at an average price of $0.22, before selling the entire position for about $220,000 at an average of $0.40. The trade delivered an estimated 83% gain in a short period.

            December 15, 2025 11:41:46 UTC

            BingX User Base Doubles to 40M as Trading Volume Surges

            Crypto exchange BingX announced that its global user base surpassed 40 million in 2025, marking nearly 100% year-over-year growth. The platform also reported peak daily trading volume above $26 billion. BingX said the growth was driven by its focus on AI-powered trading tools, upgrades to derivatives and spot trading, and continued investment in security, including 100% Proof of Reserves and a dedicated user protection fund.

            December 15, 2025 11:39:34 UTC

            Crypto Market Direction Unclear as Key Levels Come Into Focus

            The total crypto market capitalization remains directionless after a firm correction, a move similar to what was seen in February 2025. This phase is not unusual. The current chart structure also resembles the post-COVID crash period, when prices paused, direction stayed unclear, and the market slowly ground higher. Key levels to watch are $3.2 trillion as resistance and $2.85 trillion as support. Meaningful trading activity is likely only after a break of either level.

            December 15, 2025 11:36:59 UTC

            Crypto ETP Inflows Jump as Bitcoin and Ethereum Lead

            Digital asset ETPs recorded US$716 million in weekly inflows, pushing total assets under management to US$180 billion. Bitcoin led with US$552 million in inflows, while Ethereum followed with US$338 million. XRP and Chainlink also saw strong demand, attracting US$245 million and US$52.8 million, respectively. In contrast, Hyperliquid posted outflows of US$14.1 million, standing out as the laggard for the week.

            December 15, 2025 11:35:48 UTC

            Crypto ETP Inflows Jump as Bitcoin and Ethereum Lead

            Digital asset ETPs recorded US$716 million in weekly inflows, pushing total assets under management to US$180 billion. Bitcoin led with US$552 million in inflows, while Ethereum followed with US$338 million. XRP and Chainlink also saw strong demand, attracting US$245 million and US$52.8 million, respectively. In contrast, Hyperliquid posted outflows of US$14.1 million, standing out as the laggard for the week.

            December 15, 2025 07:20:44 UTC

            Humidifi $WET Surges as It Lists on Upbit and Bithumb

            $WET has been officially listed on Upbit (KRW, BTC, USDT markets) and Bithumb (KRW market), boosting its presence in Korea’s crypto scene. Following the Upbit listing, WET surged over 28% as trading activity spiked. On Bithumb, trading is scheduled to start at 6:30 PM KST on December 15, 2025, with deposits via Solana only. The dual listings highlight strong interest in WET, with traders closely watching post-listing price movements.

            December 15, 2025 07:12:51 UTC

            Wholecoiner Inflows to Binance Hit Lowest Levels Since 2018

            Wholecoiner Bitcoin inflows to Binance are rapidly drying up. Recent data shows BTC deposits from this group have collapsed compared to previous years, signaling reduced selling pressure. The yearly average now stands near 6,500 BTC, a level not seen since 2018. This sharp slowdown suggests long-term holders are choosing to hold rather than sell, a trend that could support Bitcoin’s price stability in the current market environment.

            Wholecoiner Inflows

            December 15, 2025 07:04:50 UTC

            North Korean Hackers Use Fake Zoom Calls to Steal Crypto: SEAL

            The Security Alliance (SEAL) has warned that North Korean hackers are running daily crypto scams using fake Zoom meetings. Researcher Taylor Monahan said the attacks have already caused losses exceeding $300 million. The scams often begin with compromised Telegram accounts and trick victims into joining Zoom calls, where they are pushed to download malware. This malware then steals passwords, private keys, and crypto assets, putting users at serious risk.

            SEAL is tracking multiple DAILY attempts by North Korean actors utilizing “Fake Zoom” tactics for spreading malware as well as escalating their access to new victims.

            Social engineering is at the root of the attack. Read the thread below for pointers on how to stay secure. https://t.co/2SQGdtPKGx

            — Security Alliance (@_SEAL_Org) December 13, 2025

            December 15, 2025 06:21:23 UTC

            Bitcoin Eyes Breakout as Bulls Battle Key $93K Resistance

            Bitcoin is edging closer to a potential breakout, with bulls focusing on reclaiming the crucial $93,000 resistance level. While buyers are still struggling to push above this zone, repeated retests are gradually weakening the resistance. Price action continues to coil within a wedge pattern, signaling building pressure. A confirmed upside break could restore bullish momentum and open the door for a strong rally in the days ahead.

            December 15, 2025 06:09:41 UTC

            Bitcoin Price Today Pulls Back, but Long-Term Trend Still Intact

            Bitcoin dipped during the Asian trading session as year-end liquidity continues to thin. However, the bigger picture remains constructive. BTC has returned to test its multi-year trendline, a level that has supported every major higher low since 2023. As long as this trendline holds, the move appears to be a healthy reset in momentum rather than a trend breakdown. Traders are now watching this key support closely.

            Ethereum Price Prediction: A Boom to $4,000 Ahead? Digitap Surges By 196% While Dogecoin Struggles

            15 December 2025 at 10:09
            Ethereum Price Gears Up for a Breakout—Can ETH Outperform BTC Into the Year-End?

            The post Ethereum Price Prediction: A Boom to $4,000 Ahead? Digitap Surges By 196% While Dogecoin Struggles appeared first on Coinpedia Fintech News

            Recently, people have noticed that both the Ethereum price and the price of DOGE have been fluctuating. They have either experienced weak rebounds from their monthly drops or continued to decline. However, many prominent influencers, such as Bitcoinsensus and Crypto King, still believe an upswing is coming for these altcoins. 

            In this bearish market, Digitap ($TAP) has been gaining traction but for a much better reason. Its crypto presale performance has been strong, raising over $2.3 million and seeing a 196% surge in value. This shows that people will gravitate towards safe projects with real-world utility even as the market turns red. In fact, some analysts believe $TAP could be one of the best altcoins to buy this Christmas thanks to the 12 Days of Christmas Holiday Drop event.

            Ethereum Projected To Go Past the $4,000 Level Soon, but Can It?

            Ethereum is a crypto coin that has been fluctuating on the price charts recently. CoinMarketCap shows that the Ethereum price increased from around $3,100 to over $3,200 in the past seven days. Many traders think this is a small rebound since ETH dipped from around $3,400 on the one-month chart.

            eth-chart

            However, influencer Bitcoinsensus thinks an uptrend is coming for the Ethereum coin. According to his X post, the Ethereum price is holding above a major demand zone. A breakout from this range may lead to the ETH value soaring past $4,000 and potentially reaching $4,800 as per Bitcoinsensus.

            $ETH Bounce from Key Support – Next Stop $4.8K? 📈

            🟢 Price holding above major demand zone

            Breakout from this range could fuel a major leg up

            Can ETH lead the next move?#Ethereum #Crypto
            (This content should not be considered FA) pic.twitter.com/OnHM3KAYkt

            — Bitcoinsensus (@Bitcoinsensus) December 12, 2025

            But still, TradingView does not support this Ethereum price prediction. Notably, both its momentum indicator and its CCI indicators are in the sell zone. This suggests that the current downtrend is gaining strength, potentially leading to more dips for the Ethereum price. 

            Dogecoin Could See a Rebound Soon – How High Can It Reach?

            Although one of the meme coin titans, Dogecoin, has also been showing red price movement. On the one-month chart, the price of DOGE fell from around $0.17 to nearly $0.14 as per CoinMarketCap. This downtrend continued with Dogecoin going down nearly 5% on the 7D timeframe.

            doge-chart

            But some people are still excited thanks to a bullish Dogecoin price prediction from influencer Crypto King. In a recent post, Crypto King informed his X community that a clean falling wedge pattern is now forming for this meme coin. He foresees the price of DOGE potentially rising to the $0.27 level soon.

            $DOGE / USDT 1D

            A clean Falling Wedge is forming on the daily chart and price is now compressing against the trendline.

            The spring is loading. Once we break market structure and reclaim the diagonal resistance, the move toward 0.27 opens up fast. pic.twitter.com/VPa21Ao9De

            — Crypto King (@CryptoKing4Ever) December 11, 2025

            With the price of DOGE seeing lower lows, TradingView also shows bearish signs. For instance, the momentum indicator is sinking in the red zone. Therefore, the current downtrend may continue for the Dogecoin crypto.

            Digitap: A 196% Surge in Crypto Presale – Best Token To Watch?

            Digitap has been in the headlines this month as many people are excited about its 12 Days Of Christmas Holiday Drop event. During this event, users get to log in to their Digitap dashboard to see exciting festive rewards that show up 2x a day. Each gift is available for 12 hours until it is replaced with a new one. Based on earlier drops, possible awards include massive $TAP coin bonuses as well as free Digitap Premium accounts. 

            Not only that, Digitap is gaining traction as it is seen as a safe harbour in the bearish market. It launched a unique “omnibank” that lets people manage, convert or spend over 100 different crypto coins and fiat currencies in one place. 

            In other words, anyone can lock in the value of their crypto by instantly converting it to fiat. This is a game-changer since Digitap helps users avoid the market losses they’re accustomed to.

            Those who also want to get cashback on every Digitap transaction are now buying the $TAP crypto for only $0.0371. But this altcoin price is expected to go to $0.0383 in just a few days. Furthermore, top security firms like Coinsult and Solidproof have already audited $TAP. Due to all these factors, plus the rumors of a Tier-1 CEX listing $TAP soon, many traders look at it as the most promising crypto to buy today.

            digitap-xmas

            OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE

            Digitap: A Safer Bet Than Ethereum and Dogecoin This Christmas?

            While Ethereum and Dogecoin are struggling to maintain their “good altcoins to buy” status, many traders are turning to Digitap. Its momentum has been going strong, having sold over 140 million $TAP coins while connecting more than 100,000 wallets. In a bearish market, this performance is rare and showcases the confidence that traders have in the growth of the $TAP crypto.

            It has a fully functional app backed by fully licensed financial institutions, a presale which has made early buyers 196% richer and an expected $TAP launch price of $0.14. Furthermore, its community-first focus with the 12 Days of Christmas Holiday Drop could make it a fan-favourite. With many of the 24 rewards being time-restricted, it is no wonder that so many people are rushing to Digitap this Christmas. 

            Discover how Digitap is unifying cash and crypto by checking out their project here:

            Presale: https://presale.digitap.app

            Website: https://digitap.app 

            Social: https://linktr.ee/digitap.app 

            Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway

            Kevin Hassett Says “Donald Trump Will Not Influence Fed Interest Rate Decisions”

            15 December 2025 at 09:58
            Kevin Hassett Federal Reserve chair

            The post Kevin Hassett Says “Donald Trump Will Not Influence Fed Interest Rate Decisions” appeared first on Coinpedia Fintech News

            Kevin Hassett, a leading contender for the next US Federal Reserve chair, has stated that the central bank does not take instructions from the White House and that Donald Trump’s views on interest rates will not shape monetary policy. Hassett said the Federal Reserve is designed to operate independently and bases its decisions on economic data rather than political pressure.

            He emphasized that interest rate decisions are made collectively by the Federal Open Market Committee (FOMC), not by the president or any single official. The comments come as markets closely watch the race to lead the Fed amid concerns over political influence.

            Fed Chair Race Narrows Between Hassett and Warsh

            The contest to succeed current Fed chair Jerome Powell is tightening. Trump recently confirmed that two candidates named Kevin are leading the race: Kevin Hassett and former Federal Reserve governor Kevin Warsh. While Trump has hinted that Warsh may currently be his preferred option, both remain strong contenders.

            Prediction markets reflect the shifting dynamics. Hassett previously led the odds by a wide margin, but Trump’s recent remarks have narrowed the gap, increasing uncertainty around the final decision. This has kept investors across traditional finance and crypto markets on alert.

            Trump’s Views on Interest Rates, But No Direct Control

            Donald Trump has repeatedly expressed support for lower interest rates and has said future Fed leaders should consult with him on monetary policy. Hassett acknowledged that discussions with the president can occur but drew a firm distinction between consultation and control.

            According to Hassett, even strong arguments from the White House do not override the Fed’s structure. Policy decisions depend on how the FOMC evaluates inflation, employment, and economic data, followed by a committee vote rather than executive direction.

            Recent Fed Rate Cut Triggers Limited Market Reaction

            The Federal Reserve recently announced a 25-basis-point rate cut, but markets showed little reaction. Equity markets remained stable, while crypto prices traded mostly flat following the decision. The muted response suggests traders are waiting for clearer policy signals rather than reacting to individual rate moves.

            Powell has described the current economic environment as difficult to navigate. Inflation risks remain, while pressure in the labor market is building, limiting how aggressively the Fed can ease policy in the near term.

            Debate Over Federal Reserve Independence

            Hassett’s comments have sparked debate within the crypto and financial communities. Crypto market commentator Edge of Power questioned whether the Fed can remain fully independent while acknowledging the president’s strong views on monetary policy. The remarks have fueled speculation about informal political influence behind closed doors.

            Analysts Defend Hassett’s Track Record

            Others argue that concerns over Fed independence are overstated. Analyst Rubén Anguiano highlighted Hassett’s academic background, experience working with the Federal Reserve, and consistent reliance on data-driven analysis. According to Anguiano, Hassett has supported interest rate cuts only when inflation conditions allow and has repeatedly defended the Fed’s independence.

            As the decision on the next Federal Reserve chair approaches, markets are likely to remain sensitive to any signals on policy direction, leadership choices, and the future path of US interest rates.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            How does the choice of Fed chair influence future policy beyond interest rates?

            The Fed chair also shapes regulatory priorities, communication strategy, and crisis response frameworks. Their leadership affects how quickly the Fed reacts to financial stress, banking risks, or unexpected shocks, not just where rates are set.

            What is the formal process and timeline for appointing the next Federal Reserve chair?

            The president nominates a candidate, who must then be confirmed by the US Senate, typically through hearings in the Senate Banking Committee. The process can take several months, and delays or political pushback can add uncertainty for markets.

            Why are crypto markets paying close attention to this decision?

            Fed leadership influences liquidity conditions, risk appetite, and the broader stance on financial innovation. Even without direct crypto regulation, shifts in monetary tone can affect capital flows into digital assets.

            Who would feel the impact first if the Fed’s leadership signals a policy shift?

            Bond markets usually react first, as yields quickly adjust to expectations about inflation and future rates. Those moves then ripple to equities, currencies, emerging markets, and eventually consumer borrowing costs such as mortgages and business loans.

            UK to Bring Crypto Under FCA Rules by 2027

            15 December 2025 at 09:52
            UK to Bring Crypto Under FCA Rules by 2027

            The post UK to Bring Crypto Under FCA Rules by 2027 appeared first on Coinpedia Fintech News

            The UK government is drafting new legislation to bring cryptocurrencies under the Financial Conduct Authority’s supervision from 2027. Under the proposal, digital assets would be regulated in the same way as other financial products. Chancellor Rachel Reeves said the goal is to set clear rules for the industry, remove bad actors from the market, and strengthen confidence. She also emphasized that the new framework will offer strong consumer protections and create a safer environment for crypto users.

            Kidnapping for crypto: Spanish, Danish police smash cross-border gang

            15 December 2025 at 11:22
            Spanish and Danish police dismantle a cross-border gang that kidnapped and killed a crypto holder, underscoring the rise of violent ‘wrench attacks.’ Spanish authorities have arrested five individuals and coordinated with Danish police to charge four others in connection with…

            Ethereum price eyes 15% upside as a giant inverse H&S pattern takes shape

            15 December 2025 at 10:43
            Ethereum price could be poised for significant upside as it forms a bullish reversal setup, as inflows into spot Ethereum ETFs return after a week of downturn. According to data from crypto.news, Ethereum (ETH) was trading at $3,113 at last…

            UK to roll out cryptocurrency regulations by 2027 under FCA oversight

            15 December 2025 at 10:43
            The UK’s Treasury department hopes to finalize its cryptocurrency regulations by late 2027 by bringing the sector under a regulatory framework that mirrors oversight in traditional markets. According to a report from The Guardian, the crypto sector, which has been…

            Crypto prices today (Dec. 15): BTC, ADA, HYPE, LINK dip amid macro pressures

            15 December 2025 at 09:58
            Crypto prices today traded lower as risk appetite weakened across global markets, with Bitcoin and major altcoins drifting amid rising liquidations and fragile liquidity. The total crypto market capitalization slipped by 1.1% to about $3.1 trillion. Bitcoin was trading around…

            Why DeSoc Could Become The Next Facebook Or TikTok

            15 December 2025 at 08:57
            facebook-tiktaok

            The post Why DeSoc Could Become The Next Facebook Or TikTok appeared first on Coinpedia Fintech News

            Social media has always evolved alongside technology. Facebook reshaped how people connect online, while TikTok revolutionized content discovery through short-form video and powerful algorithms. Today, however, users and creators are increasingly dissatisfied with centralized platforms that profit from their data while offering little control or fair compensation. This growing frustration has opened the door for a new model — and DeSoc could be at the center of this shift.

            DeSoc, short for Decentralized Social, is a Web3-based social media ecosystem designed to return ownership and value to users. Rather than relying on advertising as its primary revenue engine, DeSoc introduces a tokenized economy where participation, creativity, and community engagement are rewarded directly.

            Ownership Instead of Permission

            One of the defining weaknesses of traditional platforms is control. Accounts can be shadow-banned, demonetized, or removed without warning, often wiping out years of work. DeSoc addresses this by anchoring user identity and content ownership to blockchain technology. Users don’t just post content — they own it.

            This mirrors the early appeal of Facebook, where users felt empowered to build personal networks freely. DeSoc modernizes that concept by removing centralized gatekeepers and replacing them with transparent, user-controlled systems.

            Monetization Built Into the Social Experience

            TikTok demonstrated how fast creators could grow audiences, but it also exposed how fragile creator income can be. DeSoc embeds monetization at the protocol level. Engagement, such as posting, commenting, sharing, and consuming content, can generate rewards through the platform’s native token.

            This creates a participation economy where everyday users, not just influencers, can benefit. By aligning incentives across the network, DeSoc encourages long-term engagement rather than short-lived viral moments.

            Algorithms That Serve Communities

            Traditional social media algorithms are designed to maximize time spent on the platform, often favouring sensational or divisive content. DeSoc introduces a different approach by allowing communities to influence visibility and rewards through decentralized governance. This makes it possible to promote quality, relevance, and authenticity over pure attention-grabbing.

            Such a system could foster healthier online spaces without sacrificing reach or discoverability.

            Seamless Transition From Web2 to Web3

            DeSoc does not require users to abandon existing platforms overnight. Content can be shared across traditional social networks while ownership and rewards remain within DeSoc’s ecosystem. This hybrid strategy reduces friction for new users and allows creators to leverage existing audiences while transitioning to a more sustainable model.

            TikTok itself benefited from a similar approach in its early days, using cross-platform sharing to accelerate growth.

            Facebook connected people. TikTok captured attention. DeSoc aims to distribute value.

            As social media users demand transparency, ownership, and fair rewards, platforms that fail to evolve risk losing relevance. DeSoc represents a shift toward user-owned networks, creator-first monetization, and decentralized governance, elements that could define the next generation of social platforms.

            If the future of social media belongs to the people who create and participate in it, DeSoc may not just compete with Facebook or TikTok, it could become what comes next.

            To Find Out More About DeSoc Click Here 

            How to Invest $10,000 in Crypto for 2026: Analyst’s Guide to Bitcoin, Ethereum and Altcoins

            15 December 2025 at 08:07
            Crypto portfolio strategy 2026

            The post How to Invest $10,000 in Crypto for 2026: Analyst’s Guide to Bitcoin, Ethereum and Altcoins appeared first on Coinpedia Fintech News

            In a recent interview, popular crypto analyst ElliotTrades shared his views on how investors should think about building a crypto portfolio today, with a long-term view toward 2026. 

            According to ElliotTrades, anyone investing $10,000 in crypto should start with Bitcoin. He said around $6,000 to $7,000 should be allocated to Bitcoin and Bitcoin-linked assets for safety.

            He described Bitcoin as the “blue-chip” of crypto. Along with holding BTC directly, he also favors exposure through companies that move closely with Bitcoin’s price, such as MicroStrategy and Coinbase stock.

            Recent negative news around MicroStrategy selling Bitcoin did not push prices lower. He said this was a strong signal that much of the selling pressure may already be over. Trading volume in MicroStrategy stock has also picked up, suggesting renewed interest.

            Ethereum Looks Undervalued as Tokenization Grows

            ElliotTrades says Ethereum (ETH) is entering a very important phase. He pointed to comments from U.S. regulators hinting that traditional markets may move on-chain over the next few years.

            At present, tokenized stocks on blockchain are worth roughly $670 million, while global stock markets are worth around $67 trillion.

            He expects Ethereum to be the main network for this shift. Even a small increase in tokenized assets could have a meaningful impact on ETH’s price. For this reason, he advised  allocating around $2,000 to Ethereum and Ethereum-related infrastructure plays.

            Why Altcoins Could Offer Big Upside in 2026

            When it comes to altcoins, ElliotTrades said prices are currently depressed, but that also means risk-reward is improving. He believes “a little goes a long way” at these levels.

            However, he warned that altcoins may not move immediately. In his view, Ethereum could lead first, with altcoins following later once risk appetite increases. This means investors do not need to rush but should start researching early.

            He also stressed watching the altcoin-to-Bitcoin ratio. When smaller coins begin to outperform Bitcoin, it often signals a broader altcoin rally.

            DeFi Altcoins and Revenue-Generating Tokens

            ElliotTrades showed strong interest in DeFi altcoins, especially protocols that generate real trading fees. He explained that owning parts of decentralized exchanges can give investors regular income instead of relying only on price appreciation.

            Unlike meme coins or hype-driven tokens, these DeFi models distribute actual fees earned by the protocol. This creates what he called “speculative cash flow,” which can help investors manage emotions and avoid panic selling.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            Pepecoin (PEPE) Early Buyers Shift Attention to This Altcoin Under $0.1 as V1 Launch Nears

            14 December 2025 at 21:39
            mutm-pepe

            The post Pepecoin (PEPE) Early Buyers Shift Attention to This Altcoin Under $0.1 as V1 Launch Nears appeared first on Coinpedia Fintech News

            Pepecoin became one of the loudest meme tokens of the year, but its momentum is fading as the market turns toward assets with stronger structure and clearer development paths. As PEPE cools, early buyers are now shifting their attention to a rising DeFi altcoin priced at $0.035. Mutuum Finance (MUTM) is gaining rapid traction ahead of its V1 launch, and with demand climbing through the final allocation window, many investors believe the rotation is justified.

            Pepecoin (PEPE) Early Surge 

            Pepecoin (PEPE) delivered one of the fastest viral surges in recent memory. The token jumped from near-zero levels into a multi-billion market cap as social media communities pushed it forward. Early buyers saw huge returns, and PEPE quickly became a recognizable name across the market.

            Today PEPE faces clear limitations. Its market cap is now large enough to restrict movement. The token also relies entirely on sentiment, which has shown signs of fading. Analysts reviewing its chart point to slow recovery and declining volume. Forecasts for the next cycle are mild, with many expecting only a 5% to 15% move unless another short burst of hype appears. Without utility or stable demand, long term upside remains weak.

            This shift in outlook is pushing early meme token investors to explore projects with deeper mechanics and stronger future potential. Mutuum Finance is becoming one of their top crypto considerations.

            Mutuum Finance (MUTM) and Early Numbers

            Mutuum Finance (MUTM) is creating a decentralized lending platform focused on predictable borrowing and lending conditions. Users can supply assets such as ETH or USDT. In return, they receive mtTokens. These mtTokens grow in value when borrowers repay interest. A user lending $900 in ETH may watch mtTokens increase as lending activity expands.

            Borrowers interact with a system where rates change with liquidity. When liquidity is high, borrowing stays affordable. As liquidity drops, borrowing becomes more expensive. Loan to value rules help protect collateral. If collateral falls too low, liquidation occurs and a liquidator receives discounted collateral after repaying part of the debt. This structure creates a stable economic model, not one driven by hype.

            Mutuum Finance began its early fundraising in 2025 at $0.01. The token now trades at $0.035, which is a 250% climb during development. The project has raised $19.250M, gained 18,500 holders and sold 815M tokens. Out of the 4B MUTM supply, 1.82B tokens, equal to 45.5%, were allocated for early buyers. Phase 6 is now over 96% allocated, marking one of the final opportunities to acquire tokens at this level.

            buy-mutm-now

            Why Early PEPE Buyers Are Shifting Toward MUTM

            There are several reasons this rotation is happening. The first is utility. PEPE has no structural use case. It cannot sustain long term price appreciation without meme cycles. Mutuum Finance, by contrast, builds real economic value through borrowing, lending and yield systems. mtTokens grow through interest repayment. Borrowers generate activity tied to real use. Investors prefer tokens with these mechanics as the market matures.

            The second reason is buy-pressure. Mutuum Finance plans to use a buy-and-distribute model. A portion of platform revenue buys MUTM from the open market and distributes the purchased tokens to mtToken stakers. This means activity directly supports token demand. PEPE does not have such a system.

            The third reason is timing. PEPE’s early surge is behind it. Mutuum Finance is at the start of its development curve. Early PEPE buyers who know the value of entering projects before their main activation are turning toward MUTM as the V1 release approaches. This rotation has contributed to its fast progress through Phase 6.

            Security Foundation and Analyst Favorability

            Mutuum Finance announced on its official X account that the V1 testnet will launch in Q4 2025. This version will introduce the lending pool, mtToken behaviour, liquidation engine and debt module. ETH and USDT will be the first supported assets. Investors often enter projects before their first major feature release, and V1 marks the moment Mutuum Finance becomes functional at scale.

            Security also plays a major role in investor confidence. Mutuum Finance completed a CertiK audit, achieving a 90/100 Token Scan score. Halborn Security is reviewing deeper contract mechanics including collateral checks, interest transitions and liquidation behaviour. A $50K bug bounty is active to identify vulnerabilities. These security features distinguish MUTM from hype-driven tokens and give it stronger appeal for investors evaluating best crypto to invest in options before the next cycle.

            Oracle Plans, Stablecoin Development and Growth Forecast

            Mutuum Finance will rely on Chainlink for price feeds supported by aggregated data. Accurate pricing is essential for lending platforms because it protects collateral during liquidation events. The project is also developing a USD-pegged stablecoin backed by borrower interest. Stablecoins create predictable borrowing conditions and increase liquidity. They are critical for scaling lending systems.

            Because of mtTokens, buy pressure mechanics, stablecoin plans and oracle accuracy, some analysts studying crypto predictions estimate that Mutuum Finance may reach a 5x to 7x range during the first active lending cycle. Long-term models suggest a possible 400% to 700% growth window through 2027 if platform adoption increases at a steady pace.

            Urgency Builds as Phase 6 Nears Completion

            Phase 6 is almost fully allocated with only a small amount of supply left at $0.035. Once this stage sells out, Phase 7 will raise the token price by nearly 20%. The official launch price is $0.06, positioning early buyers for strong upside.

            A recent whale entry of $115K pushed allocation closer to completion and signaled growing interest from larger investors. Whale participation often accelerates movement at the end of allocation phases.

            Mutuum Finance maintains active engagement through its 24-hour leaderboard, which rewards the top participant with $500 MUTM. Card payment access makes it easy for new users to join, contributing to fast global growth.

            For more information about Mutuum Finance (MUTM) visit the links below:

            Website:https://www.mutuum.com

            Linktree:https://linktr.ee/mutuumfinance

            Best Crypto to Invest in 2026? Early Models Show This $0.035 Token Could Hit a 10x Move

            14 December 2025 at 20:50
            btc-mutm (1)

            The post Best Crypto to Invest in 2026? Early Models Show This $0.035 Token Could Hit a 10x Move appeared first on Coinpedia Fintech News

            As investors look toward the 2026 cycle, a growing number of early models point to one low-priced DeFi token that may offer the highest upside window. With development accelerating, allocation tightening and new features approaching release, Mutuum Finance (MUTM) is emerging as a key contender for those searching for the best crypto to invest in before the next major altcoin rally forms.

            Mutuum Finance (MUTM)

            Mutuum Finance is building a decentralized lending protocol based on two lending environments that work together. In the Peer to Contract system, users can supply assets such as ETH or USDT. They receive mtTokens that grow in value when borrowers repay interest. If someone lends $600 in ETH, their mtTokens may increase as borrowing activity expands. This gives the protocol a source of APY tied to real usage.

            The Peer to Peer system lets borrowers form direct agreements with lenders. Rates move with liquidity. When liquidity is high, borrowing remains affordable. When liquidity falls, rates rise. Loan to value rules help protect collateral. If collateral drops too far, liquidation occurs, and liquidators receive discounted collateral after repaying part of the debt. This creates a stable borrowing environment even during volatile markets.

            This dual structure is essential for a developing protocol. Strong APY, dynamic borrowing rates and predictable liquidation logic help attract both lenders and borrowers. These features shape the foundation needed for a lending protocol to scale.

            Mutuum Finance launched in early 2025 at $0.01. It now trades at $0.035, marking a 250% increase during the development phase. The project reports $19.250M raised, 18,500 holders and 815M tokens sold. Out of the 4B MUTM supply, 1.82B tokens, equal to 45.5%, were allocated for presale access. Phase 6 is now over 96% allocated, making the remaining supply more limited each day.

            V1 and Security

            Mutuum Finance confirmed through its official X account that the V1 testnet will launch in Q4 2025. V1 will include the lending pool, mtTokens, liquidation functions and debt tracking. ETH and USDT will be supported at launch. This marks the first time users will see live borrowing and lending on the platform.

            Security remains one of the strongest pillars of the project. Mutuum Finance completed a CertiK audit with a 90/100 Token Scan score. Halborn Security is reviewing deeper elements of the protocol, including collateral rules, interest shifts and liquidation thresholds. A $50K bug bounty is active to encourage external testing. These reviews help ensure that the system behaves safely before users interact with real positions.

            Analysts studying crypto predictions say these combined signals could open a 4x to 6x window shortly after V1 if lending demand grows as expected.

            buy-mutm-presale

            Similarities to Early Ripple (XRP) 

            Some analysts have begun comparing Mutuum Finance to early Ripple (XRP). XRP succeeded in its early years because it solved a real problem. It also began at a low valuation before the broader market understood its utility. Once adoption grew, the token moved aggressively.

            Mutuum Finance is following a similar pattern. It is early in its lifecycle at $0.035 and offers real function rather than sentiment-based growth. The project is preparing major development releases, its user base is expanding quickly, and it is approaching a milestone that could shift market awareness.

            Just as XRP saw its first major breakout when institutions began testing its technology, analysts believe MUTM may experience its next major move when V1 goes live and users interact with the lending protocol for the first time. With structured borrowing, yield generation and automated risk controls, the foundation resembles many elements seen in early XRP stages.

            These are the reasons why investors tracking top crypto investments are now evaluating MUTM as a key early entry before its full ecosystem begins operating.

            Urgency Builds as Allocation Shrinks

            Mutuum Finance is entering a crucial moment. Phase 6 is nearly sold out, with allocation above 96% at $0.035. Once the final supply is gone, the project will move to Phase 7 pricing, which includes a near 20% increase. The launch price is $0.06, positioning early supporters for strong upside before the token enters open markets.

            A recent whale purchase exceeding $100K pushed allocation even closer to completion. Whale entries usually signal experienced investors anticipating major upcoming developments. With V1 approaching, stablecoin and oracle systems advancing and allocation almost gone, urgency is rising across the community.

            Mutuum Finance has risen 250%, raised $19.250M, attracted 18,500 holders, advanced through audits, secured top developers and prepared for its Q4 V1 launch. With mtToken yield, buy pressure, oracle systems, a stablecoin, L2 plans and shrinking supply, the project is gaining recognition as one of the strongest potential best crypto to invest in candidates under $0.05. As long as early models prove accurate, MUTM may be one of the top altcoins to watch for a 10x move in 2026.

            For more information about Mutuum Finance (MUTM) visit the links below:

            Website:https://www.mutuum.com

            Linktree:https://linktr.ee/mutuumfinance

            Falling Bitcoin exchange flows is a market red flag: Analyst

            15 December 2025 at 08:36
            Analysts warn that falling Bitcoin exchange activity could make prices more fragile, even without heavy selling pressure. Bitcoin’s price looks calm on the surface, but deeper market mechanics suggest growing fragility beneath the range. In a Dec. 15 analysis, CryptoQuant…

            What broke Ethereum’s Fusaka upgrade? Prysm post-mortem reveals the cause

            14 December 2025 at 22:30
            Prysm developers released a post-mortem analysis explaining the December 4 Fusaka mainnet incident that threatened Ethereum network stability. The consensus client suffered resource exhaustion from expensive state recomputation when processing specific attestations, causing validators to face severe operational problems. The…

            Before yesterdayCrypto

            Why Bitcoin Price is Going Down Today?

            14 December 2025 at 21:09
            What Caused Bitcoin Price To Crash Below $90K Today?

            The post Why Bitcoin Price is Going Down Today? appeared first on Coinpedia Fintech News

            Bitcoin price is trading below $90,000 and has now slipped under $89,000, changing hands near $88,794, down 1.46% in the last 24 hours.

            One of the reasons behind today’s drop is growing concern over a possible interest rate hike by the Bank of Japan (BoJ).

            Although no official rate increase has been announced, traders are reacting to historical patterns. Data shared by market analysts shows that Bitcoin fell between 23% and 31% after previous BoJ rate hikes.

            Japan is the largest foreign holder of U.S. government debt. A tighter BoJ policy could force global investors to reduce risk exposure, which often impacts assets like Bitcoin.

            Options Selling Caps Bitcoin’s Upside

            Bitwise Alpha head Jeff Park said Bitcoin’s upside remains limited due to continued selling pressure from long-term holders, often called OG Bitcoin holders.

            According to Park, these holders are actively selling call options, which suppresses price movement and keeps volatility low.

            “ETFs are buying spot Bitcoin and call options, but demand is still not strong enough to offset the steady options selling by long-term holders,” he said.

            Volatility Drops Sharply

            Bitcoin’s implied volatility has fallen sharply in recent weeks. After reaching about 63% in late November, volatility has now dropped to around 44%.

            Low volatility often leads to sideways price action and limits sharp upward moves. Analysts say Bitcoin needs sustained higher volatility to break out of its current range.

            ETFs and Bitcoin Show Different Market Behavior

            Another trend emerging in the market is the growing difference between Bitcoin ETF options and native Bitcoin options.

            Options tied to the iShares Bitcoin Trust (IBIT) show strong demand for upside exposure, meaning investors are willing to pay more for bullish bets. In contrast, Bitcoin options on crypto platforms still show weaker demand for upside moves.

            This difference suggests traditional investors are positioning for higher prices, while crypto-native holders continue to sell into rallies.

            Long-Term Holders Continue to Supply the Market

            Many early Bitcoin holders are using a covered call strategy, selling options against Bitcoin they already own.

            This adds steady selling pressure and encourages market makers to hedge in a way that keeps prices moving within a narrow range. As a result, Bitcoin remains stuck in a high-supply, low-volatility environment.

            What Could Change Bitcoin’s Trend

            Jeff Park said Bitcoin could see stronger price action if one of two things happens: 

            • A slowdown in options selling by long-term holders
            • A sharp increase in demand for Bitcoin ETF options

            Until then, Bitcoin may continue to struggle despite strong interest in ETFs and broader adoption.

            For now, Bitcoin remains under pressure as macro uncertainty and market structure continue to limit upside momentum.

            Analyst Reveals Whether XRP Price Could Ever Fall Back to $1

            14 December 2025 at 17:00
            XRP price

            The post Analyst Reveals Whether XRP Price Could Ever Fall Back to $1 appeared first on Coinpedia Fintech News

            XRP price has struggled to move higher even as XRP exchange traded funds continue to see strong interest. This has confused many investors, especially with growing headlines around institutional demand and ETF inflows.

            On Paul Barron Podcast, analyst Zach Rector said the lack of price movement is frustrating but not surprising. According to him, the market is going through a “sell-the-news” phase that often follows major ETF launches.

            Why ETF Inflows Have Not Boosted XRP Price Yet

            Rector explained that ETF demand has not directly pushed XRP’s public market price higher because most ETF purchases are happening over the counter, not on public exchanges.

            “In November, about $803 million flowed into XRP ETFs,” Rector said. “At the same time, around $808 million worth of XRP was sold on centralized exchanges.”

            Because XRP’s market price is set on public exchanges, selling pressure there has canceled out the ETF demand happening privately.

            Exchange Outflows Offset ETF Buying

            Rector said nearly $808 million left centralized exchanges in November as investors sold XRP for dollars or stablecoins. This selling pressure kept prices down even as ETF interest increased.

            “When ETF inflows move onto exchanges, that’s when things change,” he said. “That’s when buying becomes aggressive.”

            Market Cap Data Shows Strong Upside Potential

            Rector pointed to past market data to explain why XRP can still move quickly when sentiment turns positive.

            In November 2024, XRP’s market cap expanded by nearly $100 billion in one month due to strong inflows. In contrast, November 2025 saw a $41 billion drop in market cap due to exchange outflows.

            “This shows how fast XRP can move when buyers step in,” Rector said.

            Analyst Says $1 XRP Is Highly Unlikely

            When asked directly whether XRP could ever fall back to $1, Rector was clear.

            “Not a chance,” he said. “It would take a massive black swan event.”

            He added that the market now has deep liquidity, strong passive buying, and many long-term holders waiting to buy on dips.

            Strong Buying Interest Below $2

            Rector said large buy orders are already stacked near current support levels.

            “I have a buy order at $1.91,” he said. “If we break $1.90, we could retest $1.80, but below that is very hard.”

            He pointed out that XRP has been setting higher lows all year, with key levels around $1.60 in April, $1.77 in October, and $1.81 in November.

            Bitcoin Price Prediction: Why BTC Could Stay Range-Bound Into January 2026

            14 December 2025 at 16:43
            Bitcoin Price Today

            The post Bitcoin Price Prediction: Why BTC Could Stay Range-Bound Into January 2026 appeared first on Coinpedia Fintech News

            Bitcoin price continues to move sideways after a quiet weekend, showing little momentum in either direction. Saturday saw very low activity, and early Sunday trading has not brought any major change.

            For now, Bitcoin has slipped below the important $90k level after dropping more than 1% in the last 24 hours.

            Support and Resistance Levels

            Bitcoin is currently supported between $78,960 and $83,130, a zone that has held during recent pullbacks. On the upside, resistance remains between $92,588 and $101,570, which marks the upper boundary of the current range.

            This range is based on the recent swing low formed on Friday, November 21, and the high reached earlier this week. Price action remains trapped between these levels, suggesting consolidation rather than a breakout.

            Sideways Movement May Continue Into January

            Market conditions hint Bitcoin may remain range-bound through the end of December and possibly into early January. Trading activity often slows during the final days of the year, and the first week of January is usually quiet as well.

            While some investors are hoping for a year-end rally, current price action does not yet show the strength needed for a sustained breakout. Any move higher is expected to take time rather than happen suddenly.

            Upside Still Possible, But Momentum Is Weak

            Bitcoin could still attempt another push toward higher resistance levels between $96,730 and $101,570, but such a move may take one to two weeks to develop.

            At the moment, there is no strong momentum signal or sharp buying pressure. The market lacks the kind of decisive move that usually leads to a clear trend change.

            Downside Risk Still Exists for Early 2026

            If Bitcoin fails to break higher in the coming weeks, a deeper pullback early next year remains possible. Current price declines have been gradual and corrective rather than aggressive, which keeps the market in a holding pattern.

            A move below $86,000 would increase the chance that the current consolidation phase has already ended. However, even that would still fall within a broader sideways structure rather than signal panic selling.

            Short-Term Levels to Watch Closely

            In the near term, Bitcoin continues to respect a trend line that has acted as support multiple times. 

            On the upside, a clear break above $93,550 would mean that buyers are regaining control and that a fresh move higher may be starting.

            Overall, Bitcoin’s current behavior reflects a calm and patient market. Instead of sharp spikes, price action is showing controlled movement within defined levels.

            Bitcoin price at risk of a crash to $75 as a major BoJ risk looms

            14 December 2025 at 15:50
            Bitcoin price remained under intense pressure this weekend, and may be at risk of a deeper dive, potentially to $75,000 ahead of the Bank of Japan interest rate decision.  Bitcoin (BTC), the original cryptocurrency, was stuck at the psychological point…

            Coinbase sets surprise product launch, solo Bitcoin miner beats 30,000-to-1 odds, Tether eyes Juventus purchase | Weekly Recap

            14 December 2025 at 15:45
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            Here’s What Could Happen if XRP ETFs Reach $10 Billion

            14 December 2025 at 10:09
            XRP ETF

            The post Here’s What Could Happen if XRP ETFs Reach $10 Billion appeared first on Coinpedia Fintech News

            Interest in XRP exchange traded funds is growing quickly after another product received approval. Cboe has approved a 21Shares XRP ETF under the XR ticker, adding to the list of funds offering exposure to the token.

            The pace of inflows has surprised even industry leaders. Ripple CEO Brad Garlinghouse recently celebrated that XRP ETFs crossed $1 billion in assets in about 17 days, a much faster start than many expected.

            Market analysts say this trend could accelerate.

            $10 Billion Target Within a Year

            Crypto analyst Mickle said that if current inflow rates continue, XRP ETFs could hold as much as $10 billion worth of XRP within a year.

            He said ETFs are removing friction for investors who previously avoided crypto exchanges. Many investors did not buy XRP earlier simply because access was complicated or outside their compliance rules.

            ETFs change that by allowing investors to buy XRP exposure through regular brokerage accounts. Mickle said XRP today is very different from what early investors bought years ago.

            “The XRP I bought in 2016 or 2017 is not the same XRP we have today,” he said. “The network keeps getting more powerful. New features are being added, and from an investment point of view, that matters.” He added that many investors overlook Ripple’s original vision for the XRP Ledger.

            “If you go back and watch interviews with Chris Larsen from as early as 2013, he was already talking about issuing assets on the ledger and using XRP as liquidity,” Mickle said. “That idea has been there from the start.”

            New Liquidity Pipeline for XRP

            The analyst described XRP ETFs as a new liquidity pipeline rather than a short term trade. This steady institutional demand could reduce reliance on retail trading cycles and add depth to the XRP market.

            Over time, that demand may support price stability and higher trading volumes. As these markets develop, Mickle said the role of the XRP Ledger is likely to expand.

            “You’re going to see more infrastructure move onto the XRP Ledger,” he said. “That positions XRP as underlying liquidity across different financial uses, not just money moving back and forth.”

            Institutions Drive the Next Phase

            Institutions have strong incentives to promote ETF products because they fit within compliance, marketing, and advisory frameworks.

            This makes XRP ETFs easier to recommend and distribute than direct crypto holdings. Analysts see this as a major positive catalyst for long term adoption.

            Market Cycles Are Changing

            Recent price swings following U.S. rate cuts show that crypto still reacts to macro news. However, the analyst argues the market is moving away from strict four year boom and bust cycles.

            Instead, performance is becoming more driven by fundamentals such as regulation, infrastructure, and institutional use cases.

            XRP has already outperformed many altcoins over the past 18 months, suggesting capital is becoming more selective.

            Which Crypto to Buy Now? Experts Compare $0.035 to Early ADAs Momentum

            13 December 2025 at 21:28
            btcc-eth

            The post Which Crypto to Buy Now? Experts Compare $0.035 to Early ADAs Momentum appeared first on Coinpedia Fintech News

            Investors searching for the next high-upside opportunity are now comparing this $0.035 emerging crypto to the early momentum Cardano (ADA) displayed before its major breakout. Analysts highlight similar fundamentals—strong utility, early-stage pricing, and accelerating community growth—positioning it as one of the most compelling entries in the current market. With demand rising, many experts believe this could be the standout crypto to buy right now. In other words, Mutuum Finance (MUTM) will be the token many investors watch next. The market will shift, and early entry matters. The crypto fear and greed index will push late buyers to chase prices. Smart traders will look for projects with real utility and clear demand. Mutuum Finance (MUTM) will match those needs.

            Mutuum Finance (MUTM) Dual Lending Models

            The presale is the clearest place to act today. Mutuum Finance (MUTM) now offers tokens at $0.035 during presale phase 6. The project planned a total supply of 4 billion tokens. Across all presale phases, around $19.30 million have been raised so far. Over 18,500 holders have joined across those phases. This phase’s allocation of 170 million tokens are already 97% sold out. Buyers are still able to purchase at $0.035, but the supply will tighten quickly. Mutuum Finance (MUTM) has also streamlined buying. Investors will be able to purchase tokens by card with no purchase limits. This simple on-ramp will accelerate adoption during presale phases. 

            Mutuum Finance (MUTM) will deliver clear utility through dual lending models. The Peer-to-Contract model will let lenders pool assets such as DAI and ETH into audited smart contracts. Lenders will receive mtTokens at a 1:1 ratio representing deposits and accrued interest. A lender who supplies 15,000 in USDT with a 15% average APY will earn $2,250 in passive income by year end. Interest rates will adjust automatically as pool utilization moves. Higher utilization will push rates up and attract more deposits. Borrowers will choose variable or stable rates to suit their strategy. Stable rates will start higher than variable rates and will rebalance under strict conditions to protect liquidity and fairness.

            The Peer-to-Peer offering will isolate riskier tokens from core pools. Tokens like SHIB, and FLOKI will trade in bespoke P2P markets. In that setup, lenders will set interest rates and loan terms directly with borrowers. This will let risk-tolerant lenders chase higher yields without exposing the main liquidity pools. The P2P model will broaden earning paths while protecting the protocol’s stability.

            The team will launch V1 of the protocol on Sepolia Testnet in Q4 2025. V1 will include liquidity pools, mtToken and debt token systems, a liquidator bot, and initial support for ETH and USDT. This testnet phase will allow real users to test core flows and confirm the protocol’s soundness.

            Security and trust will be central to Mutuum Finance (MUTM). The team has commissioned an independent audit by Halborn Security to vet smart contracts. This audit validates functionality and reduces common risks. A clean security review will bolster investor confidence.

            The project also maintains a public dashboard and a Top 50 leaderboard. The leaderboard rewards the largest participants with bonus tokens. A daily bonus gives the top trader $500 in MUTM, provided they transact during that 24-hour window. The leaderboard reset daily at 00:00 UTC. These tools will keep the community engaged and drive on-chain activity.

            Factors That Gives MUTM Some Value

            Token utility will anchor long-term demand for Mutuum Finance (MUTM). Every protocol function will tie back to MUTM usage. Lending, borrowing, staking, and buybacks will generate sustained circulation. Additionally, the projection includes an over-collateralized stablecoin that users will mint by locking assets like ETH, SOL, or AVAX. Each minting and repayment will add real transactional demand to the ecosystem. As the protocol expands, MUTM will play a central role across lending, borrowing, and staking. This utility-driven approach will support organic demand beyond mere hype.

            Risk management will be a core design principle. All loans will require overcollateralization. The protocol will use a Stability Factor to measure collateral health against borrowed amounts. When collateral values drop below thresholds, liquidators will repurchase debt at a discount to restore balance. Proper liquidity and market volume will ensure liquidations close with minimal slippage. Lower-volatility assets like stablecoins and ETH will bear higher LTVs and will typically feature a 97% liquidation threshold. More volatile tokens will carry lower LTVs, preserving the system during sharp price moves. 

            Interest design will balance predictability and market responsiveness. Stable borrowing rates will lock at borrowing time and will start higher than variable rates. Rebalancing rules will trigger only under explicit conditions, protecting lenders and borrowers against unfair gaps. Not all tokens will qualify for stable borrowing, keeping high-risk assets out of rate-lock mechanisms. This measured design will provide choices for borrowers who prefer rate certainty.

            buy-mutm-now

            Community Engagement

            Community engagement will be a major growth lever for Mutuum Finance (MUTM). The project maintains strong social channels, with over 12,000 followers on Twitter. An ongoing $100K giveaway awards ten winners with $10,000 in MUTM each. The live dashboard lets investors track holdings and estimate returns. These features will accelerate participation and keep momentum through the presale phases. Increased activity will further pressure the presale allocation and amplify price movement.

            Analysts compare Mutuum Finance (MUTM) at $0.035 to early ADA momentum because both show demand-driven price action during early stages. Mutuum’s presale metrics, just live utility features, and a planned testnet release form the backbone of bullish forecasts. With the phase nearing sell-out, price elevation will be likely. Early buyers will capture the most attractive entry points.

            This is the moment for decisive action. Mutuum Finance (MUTM) presents a rare convergence of utility, security, and community incentives. The presale price will be $0.035 for a short time while phase supply runs low. Demand will rise with every new feature and audit milestone. The next price step will shrink the opportunity to buy at these levels. Investors seeking the best crypto to buy now will find Mutuum Finance (MUTM) a compelling option. Secure your allocation today and position for the next wave of growth.

            For more information about Mutuum Finance (MUTM) visit the links below:

            Website: https://www.mutuum.com

            Linktree: https://linktr.ee/mutuumfinance

            Are Weak ETF Inflows Holding LINK Price Back? Is It Gonna Hit $8?

            13 December 2025 at 17:02
            LINK Price Prediction December 2025: Is a $60M LINK Short Squeeze Possible?

            The post Are Weak ETF Inflows Holding LINK Price Back? Is It Gonna Hit $8? appeared first on Coinpedia Fintech News

            The LINK price remains capped and under bearish pressure despite there being strong signs of sustained accumulation and a growing narrative that positions Chainlink as foundational infrastructure for on-chain finance. While exchange balances continue to fall and enterprise adoption accelerates, LINK price USD action suggests the market is still struggling with short-term demand constraints, and LINK ETF’s declining inflows kind of proves that.

            LINK Crypto’s Infrastructure Narrative Continues to Expand

            Fundamentally speaking, Chainlink crypto is a very strong asset and can be viewed as one of the top blue-chip projects in the industry. As it is increasingly viewed as the backbone of on-chain finance, similar to how Microsoft’s operating systems ruled early enterprise computing. 

            By setting data, interoperability, and security standards, Chainlink is kind of enabling financial institutions to transition from traditional digital systems toward onchain infrastructure.

            Chainlink is today’s equivalent of Microsoft in 1990.

            At that time, personal computers were still primarily the domain of hobbyists and tinkerers rather than the backbone of enterprise operations. The release of Windows 3.0 changed that trajectory. It established the standard… pic.twitter.com/fPzQFjy95y

            — Rory (@rorypiant) December 12, 2025

            This project’s efforts demonstrate that global finance is gradually migrating onto the blockchain. If that shift accelerates, Chainlink’s role will be supreme, similar to what Nvidia, Microsoft, and even Apple have, which’s a standardized middleware layer that could become indispensable. This factor alone is reinforcing long-term utility beyond speculative cycles.

            Exchange Balances Signal Silent Accumulation

            Not just verbally, it’s growing; even on-chain data shows a notable decline in LINK exchange balances, which suggests that accumulation is happening. On October 13, exchanges held approximately 167 million LINK tokens, a figure that has since dropped like a falling knife to 127.8 million LINK. 

            Are Weak ETF Inflows Holding LINK Price Back? Is It Gonna Hit $8?

            Such a sharp reduction is an open book example of how LINK crypto tokens are being bought every day, while retail keeps discarding it due to sector-wide pessimism. The big and wise investors are involved in this game, making long-term investments rather than short-term trades.

            However, the LINK price chart has not reflected this accumulation, because if it does rise, the smart money won’t be able to buy at discounts more easily. Instead, they deliberately chose for its price to bleed slowly, so the more the decline, the better their profits will be in the future, which only the wise can understand. 

            That shows that retail distribution is being absorbed by larger participants. This dynamic explains why selling pressure persists without sharp breakdowns, keeping the LINK price USD suppressed but structurally supported.

            ETF Flows Fail to Reinforce Buying Pressure in LINK Price

            Despite the introduction of a LINK ETF early December 2025, institutional flows have remained underwhelming. Total cumulative net inflows currently stand near $52.67 million, with recent inflows failing to cross even $10 million during December. While there have been no notable outflows so far, the lack of sustained inflows signals limited conviction from traditional capital.

            Are Weak ETF Inflows Holding LINK Price Back? Is It Gonna Hit $8?

            Without stronger ETF participation, LINK price forecast models remain constrained, as spot accumulation alone has not been sufficient to drive upside momentum. Continued stagnation could risk eventual outflows, which would add further downside pressure.

            Technical Structure Shows Rising Risk

            From a technical perspective, LINK price is losing alignment with its ascending trendline. This weakening structure increases the probability of further downside if demand does not materialize. If the current trend persists, LINK price prediction scenarios point toward a potential test of the $8 region.

            Support is gone for Chainlink $LINK!

            $8 comes into focus. pic.twitter.com/Fro3XHLFf2

            — Ali (@alicharts) December 12, 2025

            At the same time, the divergence between long-term accumulation and short-term technical weakness highlights the broader tension within the market. While Chainlink’s fundamentals continue to strengthen, price action remains dependent on renewed demand and institutional participation.

            Strategy Retains Nasdaq-100 Spot, MSCI Delisting Risks Remain

            13 December 2025 at 16:28
            Strategy Expands Bitcoin Holdings with $963M Purchase.

            The post Strategy Retains Nasdaq-100 Spot, MSCI Delisting Risks Remain appeared first on Coinpedia Fintech News

            Strategy, the company led by Bitcoin advocate Michael Saylor, has successfully held its place in the Nasdaq-100 Index following the index’s annual reconstitution. 

            While this strengthens its position in major markets, another key decision is still ahead, as MSCI will rule on January 15 whether to remove bitcoin-focused companies like Strategy.

            Strategy Retains Nasdaq-100 Position

            According to Nasdaq’s official reconstitution announcement made on Friday, the index added six new companies and removed six others, but Strategy remained unchanged. 

            The update will take effect on December 22 and secures Strategy’s position in the Nasdaq-100 for another 12 months, marking a full year since it first joined the index in December 2024.

            💥BREAKING:

            🇺🇸 STRATEGY REMAINS IN THE NASDAQ 100 INDEX ACCORDING TO REUTERS. pic.twitter.com/GMRZvSWnCU

            — Crypto Rover (@cryptorover) December 13, 2025

            Staying in the index means Strategy will continue to be included in major exchange-traded funds such as the Invesco QQQ, which manages tens of billions of dollars in assets.

            MSCI Index Exclusion Risks Still Remains

            While Nasdaq has confirmed Strategy’s place for now, another major index provider, MSCI, is considering excluding companies with more than 50% of assets in digital assets like bitcoin. A final decision is expected around January 15, 2026. 

            Analysts warn that if Strategy were removed from MSCI or other key indexes, this could trigger billions in passive fund outflows, possibly forcing large selling of Strategy stock. 

            However, for now, Strategy’s Nasdaq-100 retention signals growing comfort among mainstream investors with Bitcoin-linked business models

            Strategy Bitcoin Holding Continue To Profit

            According to recent filings, Strategy holds a huge bitcoin treasury of 660,624 BTC worth around $60 billions, making it one of the largest corporate holders in the world. 

            While Strategy posts strong profits thanks to crypto gains, including a reported $2.78 billion profit in Q3 2025 some market observers argue its business looks more like a bitcoin investment fund than a traditional tech company. 

            Therefore, when bitcoin price fall nealy 30% from its highs of $126K, Strategy’s stock slid sharply, reflecting heightened risk perception among investors. 

            Despite the bullish news, Strategy Inc (MSTR) stock is down by 7% trading around $176.5 

            XRP Price Holds $2 as Ripple’s OCC Bank Approval Redefines Crypto’s Institutional Path

            13 December 2025 at 15:58
            XRP Price Holds $2 as Ripple’s OCC Bank Approval Redefines Crypto’s Institutional Path

            The post XRP Price Holds $2 as Ripple’s OCC Bank Approval Redefines Crypto’s Institutional Path appeared first on Coinpedia Fintech News

            The XRP price is currently in a decisive standoff, as its price is capped despite robust fundamentals, but a wavering market sentiment is preventing it from rising. Ripple’s recent regulatory breakthrough represents a historic shift for the crypto landscape, yet the XRP price has yet to show some response on the chart.

            So far, it has been missing significant moves from many positive news stories, similar to other altcoins this quarter, but reflecting negative news immediately on the chart. However, unlike any other altcoin, the resilience in holding $2 is still commendable, and that was only possible for XRP due to its fundamentals, consistent demand, and the trust its investors have in it. Now, people are closely monitoring whether the $2 level will maintain its stability.

            Ripple’s OCC Approval Signals a Structural Shift

            Ripple recently received conditional approval from the U.S. Office of the Comptroller of the Currency to charter Ripple National Trust Bank. This development places Ripple directly under federal banking oversight, aligning its operations with both OCC and NYDFS standards.

            From a structural perspective, this approval elevates Ripple beyond a payments-focused crypto firm into regulated financial infrastructure. The move strengthens the foundation for RLUSD while positioning XRP as a compliant settlement asset connecting fiat rails, stablecoins, and tokenized assets.

            HUGE news! @Ripple just received conditional approval from the @USOCC to charter Ripple National Trust Bank. This is a massive step forward – first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight.

            To the…

            — Brad Garlinghouse (@bgarlinghouse) December 12, 2025

            Importantly, this milestone addresses long-standing criticism that crypto operates outside traditional financial rules. Instead, Ripple now operates within them under direct supervision.

            XRP’s Utility Narrative Strengthens Despite Price Silence

            Although this announcement did sparked intense discussion across crypto communities, but the XRP price chart seems to have digested this one too, showing little immediate reaction. This disconnect highlights the current environment where macro sentiment outweighs individual project advancements.

            Under the new framework, XRP’s role is improving but markets often delay repricing until usage metrics and liquidity flows reflect these changes.

            For now, XRP crypto fundamentals appear to be accelerating faster than price .

            Market Sentiment Keeps XRP Range-Bound

            Despite positive developments, broader market sentiment remains cautious. Risk appetite across crypto has weakened, limiting follow-through even on major news. As a result, XRP price USD continues to trade defensively near the $2 psychological zone.

            Technically, XRP is in a consolidation phase in 2025, where buyers consistently defend $2, while upside attempts fail to attract sustained momentum. This behavior suggests distribution rather than accumulation, reinforcing short-term uncertainty.

            As long as sentiment remains subdued, XRP price prediction models remain restrained.

            XRP Price Holds $2 as Ripple’s OCC Bank Approval Redefines Crypto’s Institutional Path

            From a technical standpoint, the $2 level has become the most important reference point on the XRP price chart. Repeated defenses of this zone indicate longer-term holder confidence, yet each failed recovery adds pressure.

            If sentiment does not improve, downside risk remains open. A loss of $2 could expose XRP/USD to deeper retracement levels near $1.20, according to prevailing technical projections.

            Meanwhile, as Ripple’s regulatory positioning continues to mature, the divergence between price action and fundamentals leaves XRP price at a pivotal turning point, and what comes next depends purely on improving market sentiment in future weeks or months.

            Ripple XRP Price Prediction 2025, 2026-2030: Will XRP Reach $5?

            13 December 2025 at 15:37
            Ripple XRP Price Prediction

            The post Ripple XRP Price Prediction 2025, 2026-2030: Will XRP Reach $5? appeared first on Coinpedia Fintech News

            Story Highlights

            • The Live Price Of XRP  $ 1.99543932
            • Predictions suggest XRP could reach $5.05 by the end of 2025.
            • Long-term projections show XRP could hit $26.50 by 2030 and $526 by 2050.

            XRP price currently stands at $2.99, with a market capitalization of $179.79 billion. Analysts and AI forecasts alike suggest that XRP could reach $5.05 by the end of 2025. Long-term XRP price predictions also place it as high as $26.50 by 2030, with an ultra-bullish target of $526 by 2050.

            Ripple (XRP) remains one of the top five crypto assets in the world, gaining traction as institutional adoption ramps up and its prolonged legal battle approaches resolution. Since President Trump’s return to office, XRP has seen a resurgence in on-chain activity, investor sentiment, and speculation around potential ETF approval.

            In July 2025, XRP marked a new all-time high of $3.66, coinciding with the ProShares Ultra XRP ETF launch. As more asset managers have filed for the ETF approval race, the crypto community is now asking: How high can XRP go?

            XRP Price Today

            Cryptocurrency XRP
            Token XRP
            Price $1.9954 down -1.48%
            Market Cap$ 120,707,087,244.07
            24h Volume$ 1,875,822,433.2220
            Circulating Supply60,491,484,708.00
            Total Supply99,985,744,733.00
            All-Time High$ 3.8419 on 04 January 2018
            All-Time Low$ 0.0028 on 07 July 2014

            XRP Price Prediction December 2025

            The XRP price has recently established a falling wedge pattern in Q4, indicating a possible price rise if a favorable event prompts a breakout from this structure upward. 

            Currently, December has begun with a downturn, and the $2.00 support level has been retested, despite the FOMC news being positive regarding the rate cut decision. A rebound was expected, but investor demand remained muted nonetheless. 

            However, if it dips below this support level, the next target will be $1.80, and beneath this $1.63. If the price rises, it will need to exceed $2.62 to achieve even greater heights.

            XRP Price Prediction December 2025
            MonthPotential LowPotential AveragePotential High
            December 2025$1.50$3.00$4.00

            XRP Price Predictions for December 2025 by AI Platforms

            PlatformLow PriceAverage PriceHigh Price
            Claude$3.00 – $3.15$3.50 – $4.00$7.50 – $8.20
            Blackbox$2.50$3.50$5.00
            Gemini$3.00 – $4.00$4.50 – $6.00$6.50 – $8.00+

            XRP Price Prediction 2025

            During the latter half of the year, the XRP/USD pair on Coinbase exhibited significant price fluctuations. A standout moment occurred in July when it surged to an impressive peak of $3.66. However, following this excitement, the price gradually retreated to around $1.80 by November. 

            As of late November, XRP/USD tested the vital $1.80 support level, showcasing encouraging signs of recovery with a notable 20% increase back above the $2 threshold. But this rise and fall is consistently happening inside a defined channel, which reflects a broader downtrend going on since the July ATH.

            December started on a bearish note, retreating from the 20-day EMA band, and it appears to be approaching the $1.80 support level again. The price action for now may be weak, but the fundamentals are strongly aligned, and it’s a matter of time and a catalyst that will provide new price action for XRP/USD.

            To avoid a prolonged decline, XRP price analysis 2025 suggests that it must find stability and must bounce above $2.35 to break the upper border of the channel.

            XRPUSD Price Chart

            Conversely, if XRP price continues to follow the prevailing downtrend, there is a significant risk that it could experience another substantial decline in the final month of the year, potentially testing lower support levels and impacting overall market sentiment. The upcoming weeks will be crucial for investors and analysts alike to monitor the market dynamics surrounding XRP’s performance.

            YearPotential LowPotential AveragePotential High
            2025$2.05$3.45$5.05

            XRP Price Analysis 2025: Onchain Outlook

            The XRP Ledger: DEX Transaction Count chart indicates a significant bullish divergence starting from May 2025. While the price is consolidating, the activity in decentralised exchanges (DEX) is increasing sharply.

            The high transaction volume, which includes both orders placed and cancelled, shows that experienced traders are actively positioning themselves and adding liquidity in anticipation of a future price movement.

            XRP Ledger DEX Transaction Count

            As a result, this on-chain metric suggests that the market is preparing for a powerful and sustainable rally in the XRP price ahead.

            XRP On Chain Data

            Also, the biggest fact right now in December is that altcoin liquidity is drying up. Projects securing new liquidity channels like ETFs have a better chance of long-term survival, and since November 14th, the XRP ETF has been seeing positive inflows consistently, despite what price action is, and so far, Cumulative Total Net Inflow has crossed $756 million, while total net assets are worth $723.05 million, by December 1st.

            Ripple XRP Price Prediction 2026 – 2030

            YearPotential Low ($)Potential Average ($)Potential High ($)
            XRP Price Prediction 20265.506.258.50
            Ripple Price Prediction 20277.009.013.25
            XRP Price Prediction 202811.2513.7516.00
            XRP Price Prediction 202914.2516.5021.50
            XRP Price Prediction 203017.0019.7526.50

            This table, based on historical movements, shows XRP price prediction 2030 to reach $26.50 based on compounding market cap each year. This table provides a framework for understanding the potential XRP price movements. Yet, the actual price will depend on a combination of market dynamics, investor behavior, and external factors influencing the cryptocurrency landscape.

            Ripple (XRP) Price Projection 2031, 2032, 2033, 2040, 2050

            Based on historic price sentiments and XRP’s rising popularity, here are the XRP future price projections beyond 2030, where Ripple price forecasts suggest that it has become more speculative. Therefore, assuming continued adoption and dominance, XRP may see aggressive valuations in the decades ahead.

            YearPotential Low ($)Potential Average ($)Potential High ($)
            203125.0029.5035.25
            203231.5036.7541.25
            203335.7542.2547.75
            204097.50135.50179.00
            2050219.25331.50526.00

            A look at this table, highlights the XRP price prediction 2040 and XRP price prediction 2050 potential high ambitious targets but this reflect a transformative vision for XRP as a dominant global payment player.

            Market Analysis

            Firm Name202520262030
            Changelly$2.05$3.49$17.76
            Coincodex$2.38$1.83$1.66
            Binance$2.16$2.27$2.76

            Institutions XRP Price Target For 2025

            Name2025
            Standard Chartered$5.50
            Sistine Research$33 to $50
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            FAQs

            How high could XRP go by the end of 2025?

            Analysts predict XRP could reach $5.05 by December 2025 if bullish momentum continues and key resistance levels are broken.

            What factors influence XRP’s price movement?

            XRP price is influenced by ETF approvals, on-chain activity, investor sentiment, legal developments, and broader crypto market trends.

            Is XRP a good investment in 2025?

            XRP shows bullish signs with strong on-chain activity and ETF interest, but investors should watch key support and resistance levels carefully.

            What will XRP be worth in 2030?

            XRP could reach an average of $26.50 by 2030, driven by growing adoption, institutional interest, and market expansion.

            What is the XRP prediction for 2040?

            XRP’s price could range from $97.50 to $179 by 2040, reflecting potential long-term adoption as a global payment solution.

            What will XRP be worth in 2050?

            XRP might reach between $219 and $526 by 2050 if it becomes a dominant digital asset with widespread global usage.

            Bitcoin Price Prediction 2025, 2026 – 2030: How High Will BTC Price Go?

            13 December 2025 at 15:36
            Bitcoin Price Prediction

            The post Bitcoin Price Prediction 2025, 2026 – 2030: How High Will BTC Price Go? appeared first on Coinpedia Fintech News

            Story Highlights

            • Bitcoin is currently trading at: $ 89,261.05209268
            • Predictions suggest BTC could reach $175K in 2025.
            • Long-term forecasts estimate BTC prices could hit $900K by 2030.

            The Bitcoin price prediction for 2025 is becoming aggressively bullish as in the year’s second half, July, a new ATH has been marked, smashing previous all-time highs of $112K.

            As a wave of bullish momentum sweeps into the market, investors and traders are intrigued by its next stop, as it has entered a price discovery mode. 

            This optimism has been directly fueled by massive inflows into spot Bitcoin ETFs, skyrocketing institutional adoption, much clearer regulations, and unwavering political support from figures like President Trump.

            It’s now seen as “a hedge against inflation” more than ever, and the cryptocurrency is capturing global attention. Major players like MicroStrategy, Metaplanet, Trump Media, and several other entities are boldly adding BTC to their balance sheets, signaling unshakable adoption and confidence in its future. 

            With the Federal Reserve hinting at future rate cuts and market enthusiasm at a fever pitch, investors are buzzing with questions: “Can Bitcoin sustain its meteoric rise?” and “Will it redefine the financial landscape in the next five years?” This Bitcoin price prediction dives deep into the trends driving this historic rally. Read on for the full scoop.

            What is the Bitcoin price prediction for today?

            The BTC price may range between $89,586.98 and $92,099.35 today.

            Bitcoin Price Today

            Cryptocurrency Bitcoin
            Token BTC
            Price $89,261.0521 down -1.15%
            Market Cap$ 1,781,851,972,703.47
            24h Volume$ 47,681,450,081.39
            Circulating Supply19,962,256.00
            Total Supply19,962,256.00
            All-Time High$ 126,198.0696 on 06 October 2025
            All-Time Low$ 0.0486 on 14 July 2010

            CoinPedia’s Bitcoin (BTC) Price Prediction

            Firstly, at CoinPedia, we feel optimistic about Bitcoin’s price increase. Hence, we expect the BTC price to create a 2025 high of ~$168,000.

            YearPotential LowPotential AveragePotential High
            2025$71,827.81$119,713.02$167,598.22

            Bitcoin Price Analysis 2025

            The Bitcoin price performance observed since 2024 has demonstrated an upward trend within a defined upward channel. However, the initial swing low was reached in 2023 at around the $16,000 area.

            Since then, a bull market began that reached 2021’s high around $70,000 by early 2024, with a decent pullback rally that continued flipping this high and reached $108,000 in early 2025, and Q3 of 2025 marked an ATH of $126,296.

            Bitcoin Price Analysis 2025

            This advancement marked a huge 675% surge in 1008 days when it reached ATH, but this price action of multi-year was happening inside a broadening ascending wedge. And Q4 2025 is seeing a decline from the upper border of this reliable old pattern.

            Even the two-year parallel ascending channel has also confirmed a breakdown from the lower border, suggesting a significant decline is forthcoming.

            Since the price action doesn’t fall straight, the year is also about to conclude next month. So, bulls are trying to show a little fight, even FOMC news didn’t generate any momentum. It appears that bears are still influencing BTC’s price action. The current zone of $90K is key; losing it here will let BTC slide back to $80K, and if this fails too. Then the $70K to $75K range would be retested next, where a demand could arise that might trigger a rebound, and the rally could extend to new highs as well.

            However, if bulls fail to present a proper fight around the $70,000 to $75,000 support area, then the BTC will fall further, as it could trigger a price action that traps long buyers, potentially leading to a decline towards $53,489 in the first half of next year.

            Bitcoin Price Prediction December 2025

            The Bitcoin price forecast December 2025 suggests that this month will play a pivotal role in determining the future direction of BTC. As we in the final days of fourth quarter, Bitcoin has experienced a decline, dropping below the $100K mark to a low of $80,600, prompting investors to be more cautious. At the start of December, Bitcoin faced resistance at $ 94,000, but a slight uptick has only intensified concerns among investors.

            Currently, the price is stabilizing within the $ 89,000 to $ 90,000 support range. Even the FOMC meeting on the 10th failed to spark any significant movement. There’s still a lack of new demand in driving price action, indicating that investors remain wary or are anticipating further price corrections.

            It’s possible that the price could dip even lower, presenting an opportunity for investors to buy at more favorable levels. While the recent positive price movement might appear encouraging, but it seems temporary, as the bears may soon take full control of the market.

            Bitcoin price prediction December 2025
            MonthPotential LowPotential AveragePotential High
            December 2025$80,000-$95,000$100,000 – $108,000$115,000 – $118,000

            Bitcoin AI Price Prediction For December 2025

            Source / PlatformLow Price (USD)Average Price (USD)High Price (USD)
            Gemini (AI-assisted)$110,000 – $125,000$130,000 – $150,000$160,000 – $180,000+
            ChatGPT (OpenAI)$92,000$117,000$138,000
            BlackBox AI$100,000$125,000$150,000

            Bitcoin Price Prediction 2025: Onchain Outlook

            The on-chain data has showed strong accumulation in 2025 and sustained declines in exchange reserves. Crucially, this confirms the elevated institutional commitment, which is evident even in the US Spot ETFs data figures and the corporate adoption also reinforces this trend, with public company holdings nearly doubling since the start of the year.

            Bitcoin price prediction 2025  Onchain Outlook

            Ultimately, a Bitcoin price prediction 2025 suggests that the future potential depends strictly on how sustained buying demand remains, as well as geopolitical stability and regulatory clarity. 

            If the current bullish sentiment persists, the BTC price is expected to reach a cycle high target of $150,000. Conversely, should global uncertainty intensify and sentiment turn negative, the downside risk is projected to find strong support around the $70,000 mark.

            YearPotential LowPotential AveragePotential High
            2025$70K$120K$175K

            Also Read: What is Bitcoin? An In-Depth Guide To The King Of Digital Currencies

            Bitcoin Crypto Price Prediction 2026 – 2030

            YearPotential Low ($)Potential Average ($)Potential High ($)
            BTC Price Forecast 2026150K200K230K
            BTC Price Prediction 2027170K250K330K
            Bitcoin Predictions 2028200K350K450K
            BTC Price 2029275K500K640K
            Bitcoin Price Prediction 2030380K750K900K

            BTC Price Forecast 2026

            The BTC price range in 2026 is expected to be between $150K and $230K.

            BTC Price Prediction 2027

            Subsequently, the Bitcoin price range can be between $170K to $330K during the year 2027. 

            Bitcoin Predictions 2028

            With the next Bitcoin halving, the price will see another bullish spark in 2028. Specifically, as per our Bitcoin Price Prediction, the potential BTC price range in 2028 is $200K to $450K. 

            BTC Price 2029

            Thereafter, the BTC price for the year 2029 could range between $275K and $640K.

            Bitcoin Price Prediction 2030

            Finally, in 2030, the price of Bitcoin is predicted to maintain a positive trend. Indeed, the BTC price is expected to reach a new all-time high, ranging between $380K and $900K.

            Bitcoin Price Prediction 2031, 2032, 2033, 2040, 2050

            Based on the historic market sentiments and trend analysis of the largest cryptocurrency by market capitalization, here are the possible Bitcoin price targets for the longer time frames.

            YearPotential Low ($)Potential Average ($)Potential High ($)
            2031$540,830.43$901,383.47$1,261,936.86
            2032$757,162.60$1,261,936.86$1,766,711.60
            2033$1,059,945.80$1,766,711.60$2,473,477.75
            2040$5,799,454.28$9,665,757.13$13,532,059.98
            2050$161,978,188.65$269,963,647.74$377,949,106.84

            Bitcoin Prediction: Analysts and Influencers’ BTC Price Target

            Firm Name2025
            Standard Chartered$200K
            VanECk$180K
            10x Reserach$122K
            Fundstrat$250K
            Blackrock$700K
            • As per the Bitcoin price forecast by Blockware Solutions, the price of 1 BTC could hit $400,000
            • Cathie Wood predicts the price of BTC to achieve the $3.8 million mark by 2030.
            • Michael Saylor-led MicroStrategy expects Bitcoin to soar beyond $13 million by 2045.
            • ARK Invest has increased its bullish BTC price target to $2.4 million by 2030.
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            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            What is the Bitcoin price prediction for 2025?

            Most forecasts expect Bitcoin to stay bullish in 2025, with potential highs around $175K if strong demand, ETF inflows, and adoption continue.

            Will Bitcoin hit $1 million by 2030?

            While some long-term forecasts are extremely bullish, reaching $1 million by 2030 is speculative. Current credible estimates suggest a potential high around $900,000 by 2030.

            Is Bitcoin a good hedge against inflation?

            Yes, Bitcoin is increasingly viewed as a digital inflation hedge. Its fixed supply contrasts with expanding fiat currencies, attracting investors seeking to preserve purchasing power.

            How much will Bitcoin be in 10 years?

            Bitcoin could trade significantly higher in 10 years, with some forecasts expecting it to reach several hundred thousand dollars if adoption keeps growing.

            Cardano Price Prediction 2025, 2026 – 2030: Will ADA Price Hit $2?

            13 December 2025 at 15:27
            Cardano Price Prediction

            The post Cardano Price Prediction 2025, 2026 – 2030: Will ADA Price Hit $2? appeared first on Coinpedia Fintech News

            Story Highlights

            • The live price of the Cardano token is  $ 0.40038423.
            • ADA Price prediction suggests potential to reach $2.05 by year-end 2025.
            • Long-term forecasts indicate ADA could hit $10.25 by 2030.

            The Cardano price prediction for 2025 is generating significant buzz in the crypto market, particularly as we have entered Q3 2025 with July. The transformative Plomin Hard Fork, implemented in Q1, has played a crucial role in this momentum, especially with the announcement of full decentralized governance.

            This landmark upgrade has reinforced Cardano’s commitment to community-driven innovation, leading to a strengthening of its internal ecosystem. Even bigger institutions like Grayscale have been applauding the project’s vision and gave 1/5th allocation in its fund.

            Industry leaders like IOHK and EMURGO are also actively advancing the Cardano ecosystem. EMURGO’s partnership with Ctrl Wallet on July 2, 2025, has enhanced Cardano’s interoperability, enabling connections to over 2,300 blockchains. 

            Moreover, community-driven initiatives focusing on scalability, privacy through the Midnight chain, and integration with Bitcoin DeFi are paving the way for substantial growth.

            Additionally, Bloomberg analysts have raised odds of potential spot ADA ETF approvals, and strong technical indicators signaling positive trends, investor enthusiasm is at an all-time high. Questions abound: “Will Cardano spearhead the altcoin movement?” and “What heights can ADA reach by 2050?” Explore this Cardano price prediction for 2025 and beyond, filled with expert insights and ambitious forecasts.

            Coinpedia’s Cardano Price Prediction 2025

            Cardano (ADA) is predicted to reach a potential high of $2.05 in 2025, driven by hopes of ETF approval, full decentralization after the Plomin Hard Fork, and increasing institutional interest. However, if ADA fails to hold above key support, it may range between $0.85 and $1.25.

            Cardano Price Today

            Cryptocurrency Cardano
            Token ADA
            Price $0.4004 down -2.94%
            Market Cap$ 14,377,922,485.88
            24h Volume$ 456,299,333.6917
            Circulating Supply35,910,312,071.2930
            Total Supply44,994,648,277.4536
            All-Time High$ 3.0992 on 02 September 2021
            All-Time Low$ 0.0174 on 01 October 2017

            Cardano Price Prediction December 2025

            From January to November 2025, the price of Cardano (ADA) has undergone a significant decline, particularly notable after reaching an impressive peak of $1.32 in December 2024. This sharp decrease highlights the volatility in the market, where prices can fluctuate dramatically.

            Upon examining the Cardano price chart, a falling wedge formation has emerged during this downward trend. This pattern often indicates a potential reversal, when all conditions are met to shift the trend with a strong catalyst involved. The pattern itself is suggesting that a bullish trend could follow after the current bear market. 

            The recent downturn followed a brief attempt to regain a foothold above the vital $1 threshold in August 2025, but Cardano’s price has been on a correction and is now likely to test the support range of $0.27-$0.30 as the year nears its end.  

            In November, the situation worsened as Cardano fell below the significant support level of $0.50, and by the month’s end, the price hovered around $0.40, highlighting the persistent bearish trend.

            Cardano Price Prediction December 2025

            As we moved into December after concluding November, the price stabilized around $0.40 in early December. It was expected that the FOMC meeting on 10th December would show a rally, but even in the wake of the FOMC news, it continues to trade within the same demand area. This suggests that demand has yet to fully materialize on the charts, indicating a cautious sentiment among investors at this time.

            However, it is crucial to recognize the importance of establishing a robust support zone, now, where the current area feels somewhat lacking in this regard. An expected decline towards the range of $0.27 to $0.30 could solidify that support. 

            If the price can maintain stability within this zone, it will not only prevent further declines but also set the stage for a potential recovery for Q1 2026. Should Cardano demonstrate resilience in this area, it would signal the beginning of a positive shift, ultimately boosting the confidence of traders and investors alike.

            ADA Price
            Price PredictionPotential Low ($)Average Price ($)Potential High ($)
            December 2025$0.25$0.92$1.32

            Cardano AI Price Prediction For December 2025

            SourceLow PriceAverage PriceHigh Price
            Gemini$0.85 – $0.95$1.00 – $1.20$1.30 – $1.50+
            BlackBox$0.65$1.00$1.50
            ChatGPT$0.75$0.95$1.25

            ADA Price Prediction 2025

            Additionally, if ADA/USD retests the strong demand area at $0.30 by the end of 2025, a reversal could be more pronounced, potentially resulting in a breakout of the weekly falling wedge pattern. 

            However, the price could regain momentum in the first half of 2026, reaching $2.20, only if it manages to close above the $1.10 range. If this happens, then the odds of ADA’s price intention for a long-term rally would drastically increase. 

            ScenarioPotential LowAverage PricePotential High 
            Without ETF Approval$0.85$1.10$1.25
            With ETF Approval + Retail Surge$1.20$1.65$2.05
            Bullish Breakout (with ETF & macro support)$1.50$2.05$2.80

            Cardano (ADA) Price Prediction 2026 – 2030

            Price PredictionPotential Low ($)Average Price ($)Potential High ($)
            20262.753.003.25
            20274.504.755.00
            20285.255.505.75
            20296.757.257.75
            20309.009.7510.25

            This table, based on historical movements, shows ADA prices to reach $10.25 by 2030 based on compounding market cap each year. This table provides a framework for understanding the potential Cardano price movements. Yet, the actual price will depend on a combination of market dynamics, investor behavior, and external factors influencing the cryptocurrency landscape.

            Cardano Price Prediction 2031, 2032, 2033, 2040, 2050

            YearPotential Low ($)Potential Average ($)Potential High ($)
            203110.5011.0011.25
            203213.7514.2514.75
            203317.5018.5019.75
            204034.2551.7569.25
            2050128.25228.75329.50

            Based on the historic market sentiments and trend analysis of the altcoin, here are the possible Cardano price targets for the longer time frames.

            Market Analysis

            Firm Name202520262030
            Changelly$0.752$1.18$6.05
            Coincodex$0.79$0.53$0.89
            Binance$0.79$0.83$1.01

            *The aforementioned targets are the average targets set by the respective firms.

            Coinpedia’s Price Analysis provides you with the latest content on the recent market trend that enables you to get closer to the price movements & actions of the various cryptocurrencies.

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            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            How high could Cardano go by the end of 2025?

            According to our Cardano price prediction, the altcoin’s price could hit a maximum of $2.05 in 2025. 

            What is the price of one ADA token?

            At the time of writing, the price of 1 Cardano ADA token was  $ 0.40038423

            Is Cardano a good investment in 2025, amidst newer higher-performing entrants?

            Cardano is an underrated investment and has a high chance of performing in the next couple of years, considering the plethora of applications.

            Is Cardano dead?

            Cardano is not dead, as it is witnessing major developmental upgrades, which could boost ADA’s price in the near future. 

            Can Cardano overtake Ethereum?

            Even the most bullish of Cardano supporters acknowledge that Cardano will only potentially surpass Ethereum within 18 to 20 years.

            How much would the price of Cardano be in 2040?

            As per our latest ADA price analysis, Cardano could reach a maximum price of $69.33.

            How much will the ADA coin price be in 2050?

            By 2050, a single Cardano price could go as high as $329.56.

            How much is 1 Cardano worth in Canada?

            At the time of press, the Cardano price CAD is $0.9141.

            Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting on Solana Network

            13 December 2025 at 15:09
            Singapore Leads in Tokenized Finance and Blockchain Innovation – Here’s How

            The post Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting on Solana Network appeared first on Coinpedia Fintech News

            Singapore Gulf Bank has launched a service that allows clients to convert fiat money into stablecoins like USDC and USDT directly on the Solana blockchain with no transaction or gas fees for now. 

            Announced at Solana Breakpoint 2025 in Abu Dhabi, the move highlights rising institutional confidence in stablecoins for everyday financial operations.

            Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting

            Singapore Gulf Bank (SGB), regulated by the Central Bank of Bahrain and backed by Whampoa Group and the Mumtalakat sovereign wealth fund, said this new step helps bridge traditional banking and blockchain technology for real-world financial use.

            This first phase of the service is designed for corporate clients, especially for treasury management and cross-border business payments, before it expands to personal banking services.

            Clients who have verified accounts with SGB can now deposit fiat currencies, such as USD or SGD, and instantly receive USDC or USDT on Solana.

            JUST IN: Singapore Gulf Bank launches stablecoin minting and redemption on Solana. pic.twitter.com/z7gWouIVIa

            — Whale Insider (@WhaleInsider) December 13, 2025

            This approach removes traditional banking delays by allowing clients to interact with blockchain settlement directly, without relying on multiple intermediaries. 

            Why Solana Was Chosen for Stablecoin Minting

            SGB chose Solana for its fast speed and low costs, making it suitable for high-volume, real-time financial flows. Using Solana, the bank aims to cut those costs to under 0.3% and settle in seconds, making cross-border transfers easier for businesses across Asia and the GCC region.

            Since entering the market, Singapore Gulf Bank has already processed more than $7 billion in transactions. 

            The bank says this demand shows growing interest from enterprises looking for seamless links between digital assets and traditional banking.

            Security, Compliance, and Future Expansion

            To strengthen security, SGB has partnered with Fireblocks to provide institutional-grade digital asset custody. This setup uses advanced cryptography and secure wallet infrastructure to protect client funds while meeting regulatory standards.

            With zero-fee stablecoin minting, secure custody, and instant settlement tools, Singapore Gulf Bank is positioning itself as a bridge between traditional finance and decentralized finance. 

            The move reflects a broader shift as banks adapt to 24/7 global markets and rising demand for faster, cheaper financial services.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            What is Singapore Gulf Bank’s zero-fee stablecoin service?

            It lets verified clients convert fiat like USD or SGD into USDC or USDT on Solana instantly, with no transaction or gas fees for now.

            Who can use Singapore Gulf Bank’s stablecoin minting service?

            The service is currently available to corporate clients for treasury and cross-border payments, with plans to expand to personal banking later.

            Is Singapore Gulf Bank’s stablecoin service secure and regulated?

            Yes. SGB is regulated by Bahrain’s central bank and uses institutional-grade custody with Fireblocks to ensure security and compliance.

            RaveDAO Delivers a Community-First Launch

            13 December 2025 at 14:42
            RaveDAO Delivers a Community-First Launch

            The post RaveDAO Delivers a Community-First Launch appeared first on Coinpedia Fintech News

            RaveDAO’s $RAVE launch turned heads after early buyers entered near $0.20 and the price quickly climbed close to $0.60, marking a clean 3x move. Unlike many recent launches, the chart expanded upward from the start, allowing real participants to enter instead of insiders dumping. This fair structure rewarded the community and boosted confidence. In a market filled with post-launch sell-offs, RaveDAO’s approach stands out as a refreshing and trust-building debut.

            Ripple News Today: VivoPower Launches $300M Institutional Ripple Equity Fund

            13 December 2025 at 14:33
            Ripple News Today VivoPower Launches $300M Institutional Ripple Equity Fund

            The post Ripple News Today: VivoPower Launches $300M Institutional Ripple Equity Fund appeared first on Coinpedia Fintech News

            Ripple is seeing growing attention from large investors as VivoPower International moves forward with a new investment vehicle focused on Ripple’s equity. The company has received approval from Ripple to launch a $300 million fund aimed at institutional investors, with a strong focus on South Korea. The move highlights rising demand for Ripple-related exposure beyond public XRP trading.

            How the $300 Million Investment Vehicle Works

            The fund will be launched through a joint venture between VivoPower and Lean Ventures, a well-known asset manager based in Seoul. Lean Ventures manages capital for both the South Korean government and private institutions, which adds credibility and local trust to the initiative. VivoPower’s digital asset arm, Vivo Federation, will handle sourcing and purchasing Ripple Labs shares.

            Ripple has already given written approval for the first batch of preferred shares. VivoPower is now in talks with existing institutional shareholders to gradually build the fund toward the $300 million target. This structure allows investors to gain exposure to Ripple’s growth without directly buying XRP on the open market.

            Why Korea Is Central to the Strategy

            South Korea plays a key role in this launch. According to VivoPower’s advisory council chairman, Adam Traidman, Korean investors are showing strong interest in Ripple’s long-term growth. He noted that the fund offers access to Ripple equity at valuations that may be more attractive than current XRP market prices.

            Lean Ventures managing partner Chris Kim echoed this view, saying demand for Ripple and XRP-related investments in Korea remains high. The country’s active crypto market and improving regulatory clarity are helping support institutional participation.

            Regulatory Progress Adds Confidence

            The timing of the fund launch aligns with broader regulatory progress for Ripple. Recent developments, including Ripple securing an OCC banking license in the U.S., have helped strengthen institutional confidence. These steps suggest Ripple is positioning itself for deeper integration with traditional finance.

            VivoPower Sees Revenue Upside

            VivoPower expects the fund to generate at least $75 million in management and performance fees over the next three years. This estimate is based on the current fund size, meaning future growth or higher Ripple valuations could boost returns further.

            Following the announcement, VivoPower’s stock jumped around 13%, reflecting investor optimism. Crypto analyst Crypto Eri noted that the fund offers structured exposure to Ripple and XRP-linked growth, potentially at a discount compared to spot market pricing.

            Overall, the launch of this fund signals growing institutional confidence in Ripple’s business model. By opening a regulated pathway for large investors, especially in crypto-friendly markets like Korea, Ripple continues to expand its reach beyond retail trading and into long-term capital markets.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            Why is the Ripple fund focused on South Korea?

            South Korea has high institutional demand for Ripple, strong local crypto market activity, and improving regulations, making it a key strategic market for this regulated investment vehicle.

            How does this fund benefit investors compared to buying XRP?

            It provides structured equity exposure to Ripple’s business performance at potentially attractive valuations, which may differ from the current XRP market price, appealing to long-term growth investors.

            What does this fund indicate about Ripple’s future?

            It reflects growing institutional confidence in Ripple’s regulatory progress and business model, positioning it for deeper integration with traditional finance and long-term capital markets.

            Ethereum Introduces ERC-8092 for Cross-Chain Account Linking

            13 December 2025 at 14:25
            Ethereum Introduces ERC-8092 for Cross-Chain Account Linking

            The post Ethereum Introduces ERC-8092 for Cross-Chain Account Linking appeared first on Coinpedia Fintech News

            Ethereum’s community has proposed ERC-8092, a draft standard for creating “associated accounts” across blockchains. It allows two accounts to publicly declare, prove, and revoke their relationship using cryptographic signatures. The proposal supports practical uses like sub-account inheritance, delegated authorization, and reputation tracking. By working with EIP-7930, it also enables cross-chain compatibility. If adopted, ERC-8092 could simplify identity management and interactions across multiple blockchains, making decentralized applications more secure and flexible.

            Coinpedia Digest: This Week’s Crypto News Highlights | 13th December, 2025

            13 December 2025 at 13:54
            Crypto News Today

            The post Coinpedia Digest: This Week’s Crypto News Highlights | 13th December, 2025 appeared first on Coinpedia Fintech News

            It was a pivotal but uneasy week for crypto, with regulators making tangible moves even as markets stayed cautious. A priced-in Fed cut failed to move prices, while new U.S. policy signals and global rate shifts reshaped how investors are thinking about risk.

            Here are the top headlines to catch up on!

            Third Fed Rate Cut Lands, But Markets Shrug

            The Federal Reserve delivered its third rate cut of the year, trimming rates by 25 basis points to a 3.50%-3.75% range, which is a move analysts say the markets had fully priced in. Chair Jerome Powell struck a cautious tone, calling the outlook “challenging” with no “risk-free path” ahead. Bitcoin jumped before the decision, then reversed sharply as reality set in.

            Ripple and Circle Win Federal Bank Charters

            U.S. regulators crossed a major line this week. The OCC granted conditional national trust bank charters to Ripple, Circle, Paxos, BitGo, and Fidelity Digital Assets, plugging them directly into the Federal Reserve’s payment system.

            HUGE news! @Ripple just received conditional approval from the @USOCC to charter Ripple National Trust Bank. This is a massive step forward – first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight.

            To the…

            — Brad Garlinghouse (@bgarlinghouse) December 12, 2025

            Backed by the GENIUS Act, the move enables 24/7 stablecoin settlement and cuts bank counterparty risk. Critics, including the ABA, warn it “could blur the lines of what it means to be a bank.”

            Terra Founder Do Kwon Sentenced to 15 Years

            Do Kwon, the architect of the TerraUSD and Luna collapse, was sentenced to 15 years in U.S. prison for fraud – more than prosecutors sought. Judge Paul Engelmayer called it “a fraud of epic generational scale,” citing massive investor harm that helped trigger the 2022 crypto winter.

            Kwon admitted responsibility, agreeing to forfeit $19.3 million as part of his plea.

            CFTC Launches Digital Assets Pilot

            The CFTC has launched a Digital Assets Pilot Program allowing Bitcoin, Ether, and USDC to be used as margin collateral in regulated derivatives markets for the first time. Announced December 8, the pilot creates a tightly monitored framework for tokenized collateral without expanding trading activity.

            The shift changes how margin efficiency and risk are managed, integrating crypto deeper into the U.S. market.

            Economists See BOJ Rates Reaching 1% by 2026

            A strong majority of economists now expect the Bank of Japan to raise rates to 0.75% at its December meeting, with borrowing costs reaching at least 1% by next September, according to a Reuters poll.

            Expectations have firmed rapidly as inflation persists and the yen remains weak, reinforcing views that Japan’s long era of ultra-loose monetary policy is steadily ending.

            Also Read: BOJ Interest Rate Hike Expected, Raising New Risks for Global Markets

            YouTube Enables PYUSD Payouts for U.S. Creators

            YouTube has added PayPal’s dollar-pegged stablecoin PYUSD as a payout option for U.S. creators, giving the token its highest-profile consumer use case yet.

            “The beauty of what we’ve built is that YouTube doesn’t have to touch crypto,” said PayPal crypto chief May Zabaneh. The move shows how big platforms are testing stablecoins as payment rails without handling digital assets directly.

            Tether Moves to Buy Juventus Club in Cash Deal

            Tether has proposed a cash-only deal to acquire full control of Juventus, offering to buy out all remaining shares after already securing a 10% stake. The club’s holding structure controls 65.4% of share capital.

            If completed, Tether plans to invest €1 billion into Juventus, citing strong finances after posting over $10 billion in profit in the first nine months of 2025.

            XRP Becomes Fastest ETF to $1B Since ETH

            XRP spot ETFs have crossed $1 billion in assets under management, becoming the fastest crypto ETF to hit the mark since Ethereum. Canary, Grayscale, Bitwise, and Franklin are driving inflows, largely from institutional desks. Ripple CEO Brad Garlinghouse said the surge reflects “pent up demand” for regulated exposure, especially as platforms like Vanguard open crypto ETFs to mainstream retirement accounts.

            Coinbase to Launch Prediction Markets on Dec. 17

            Coinbase is preparing to launch prediction markets powered by Kalshi at its Dec. 17 “Coinbase System Update” event, alongside plans for tokenized stock trading. The move advances CEO Brian Armstrong’s push to turn Coinbase into an “everything exchange” as crypto sentiment cools.

            The partnership signals Coinbase’s bid to compete with Robinhood and Kraken beyond tokens.

            New York Adopts UCC Rules for Digital Assets

            New York has enacted the 2022 UCC amendments, creating a new legal framework for digital assets like cryptocurrencies, NFTs, and tokenized instruments. Effective June 3, 2026, the changes define how ownership, transfers, and security interests work for “controllable electronic records.”

            The update doesn’t regulate crypto directly but lays critical groundwork for tokenization and real-world asset structuring under state law.

            Bhutan Launches Gold-Backed Token on Solana

            Bhutan has launched TER, a gold-backed digital token built on Solana, linking physical gold with blockchain rails. Announced December 10, the token goes live December 17 and is backed 1:1 by audited gold held at DK Bank. Officials say TER reflects Bhutan’s push to blend traditional value with transparent, low-cost digital infrastructure as part of its broader blockchain strategy.

            Gelephu Mindfulness City is launching TER, the world’s first sovereign-backed, physical gold-backed digital token, on Dec 17, 2025. Built on Solana, issued via DK Bank, and powered by Matrixdock tech, TER brings Bhutan’s “Treasure” on-chain with full transparency.… pic.twitter.com/HmJVGh4qPB

            — gmcbhutan (@gmcbhutan) December 11, 2025

            Weekly Crypto Market Outlook

            Crypto enters the week in a watchful mood. The Fed’s latest rate cut failed to spark a rally, while Japan’s path toward higher rates is quietly tightening global conditions. At the same time, U.S. policy signals are turning more constructive for crypto.

            If Bitcoin finds its footing, markets may calm, but macro uncertainty still leaves room for sudden moves.

            Bitcoin Doesn’t Hold Real Value, Says RBI Deputy Governor

            13 December 2025 at 12:59
            Global Crypto Adoption

            The post Bitcoin Doesn’t Hold Real Value, Says RBI Deputy Governor appeared first on Coinpedia Fintech News

            Bitcoin, the world’s largest cryptocurrency, came under sharp criticism after the Reserve Bank of India’s Deputy Governor T. Rabi Sankar said the digital asset has no real value and is driven only by speculation. 

            Despite raising such concerns from the Deputy Governor, crypto adoption in India continues to grow rapidly in spite of strict taxes and regulations.

            Bitcoin Doesn’t Hold Real Value

            Speaking at the Mint Annual BFSI Conclave 2025, RBI Deputy Governor T. Rabi Sankar said Bitcoin should not be seen as money or a financial asset. He explained that while the blockchain technology behind Bitcoin is innovative, Bitcoin itself was only created to showcase that technology, not to hold real value.

            Sankar noted that blockchain proved it is possible to transfer digital tokens between unknown parties without needing a trusted middleman. This breakthrough opened the door to many useful applications across finance and other sectors. 

            However, he stressed that Bitcoin was never meant to represent value in the same way money does.

            Bitcoin Compared to Tulip Mania

            Further explaining his point, Sankar compared Bitcoin’s price movement to the famous tulip mania of the 17th century. He said Bitcoin’s price exists only because people are willing to pay for it, not because it has any underlying worth.

            He added that Bitcoin is not backed by any issuer, promise to pay, or cash flow. Because of this, he believes it does not qualify as real money. He also argues that cryptocurrencies are not true financial assets since they do not earn income or represent ownership in a business.

            Meanwhile, he warned that crypto is highly volatile, which is clear as Bitcoin is nearly 30% below its peak, while many other cryptocurrencies are down 40% to 70%.

            India’s Growing Crypto User Base Despite Warnings

            Despite these strong warnings from the central bank, India’s crypto market continues to expand. The country now has over 100 million crypto users, making it one of the largest crypto markets globally.

            However, the government has maintained a cautious approach. In 2022, India introduced a 30% tax on crypto gains along with a 1% tax deducted at source (TDS) on every trade. 

            These measures were designed to discourage excessive speculation while allowing authorities to monitor activity in the sector.

            XRP Stalls Near $2.05 While Digitap ($TAP) Visa Deal Positions It As Best Compliance-Backed Crypto Presale For 2026

            13 December 2025 at 12:55
            XRP Price News Canary Capital CEO Reveals When XRP Will Hit $10

            The post XRP Stalls Near $2.05 While Digitap ($TAP) Visa Deal Positions It As Best Compliance-Backed Crypto Presale For 2026 appeared first on Coinpedia Fintech News

            The Federal Reserve’s latest 25-basis-point rate cut briefly lifted market sentiment, yet the updated dot plot signaled inflation staying above target until 2028, and that shift triggered immediate pullbacks across major altcoins. 

            While traders move cautiously between established assets in search of stability, attention is increasingly turning toward early-stage performers such asDigitap ($TAP), which is rapidly emerging as one of the best crypto presales and a top crypto to buy now thanks to its banking-grade compliance, Visa-ready infrastructure, and accelerating demand. 

            This momentum is building at the perfect moment, as Digitap’s 12 Days of Christmas campaign introduces a festive countdown of twice-daily rewards that keeps investor engagement high and turns the presale into a celebration rather than just another market phase.

            MACD Weakness And SMA Drop Put XRP’s Trend Under Pressure

            XRP spent the previous session testing the $2.05 resistance level before a sharp reversal followed the Fed’s projection shift. Markets priced in slower-than-expected easing, flattening bullish momentum across large-caps.

            On the chart, XRP currently trades around $2.03, firmly below its 100-hour SMA, while MACD signals remain in declining territory — a structure often seen during trend-fatigue phases.

            trading-view-chart

            The MACD histogram is printing shallow red bars, showing weakening buyer conviction. The signal line remains above the MACD line, suggesting continued short-term downside pressure unless XRP can push above the $2.05 threshold. 

            Resistance layers at $2.07 and $2.10 remain unbroken, reinforcing the narrative that XRP is losing traction in the near term while traders hunt for crypto to buy now that offer higher growth multipliers.This slowing trajectory strengthens the comparison case: as XRP consolidates at multi-year highs, its upside potential naturally compresses. Conversely, early-stage entrants like Digitap are still at the beginning of their value curve, offering higher ROI asymmetry, particularly for investors seeking altcoins to buy ahead of 2026.

            How Digitap Blends Payments, Banking, And Its Holiday Incentives

            Digitap is engineered around a core value proposition: a unified financial hub where users control fiat and crypto seamlessly. Unlike traditional banks that silo currencies and restrict movement, Digitap accounts allow instant switching between crypto and over 20 supported fiat currencies with 100+ crypto assets integrated into one platform. 

            Digitap’s Visa-backed global payment network brings real-world functionality into the crypto space, allowing users to spend, convert, and move money instantly across borders. This makes $TAP far more than a typical utility token. It is the underlying engine of a digital banking ecosystem built with compliance, security, and everyday usability at its core.

            digitap-xmas

            To carry that momentum forward, Digitap introduced its 12 Days of Christmas event — a simple, festive countdown meant to thank its growing community and help drive more interest in the presale. 

            Each day, users can log into their dashboard and discover a new mix of bonuses and seasonal rewards. The rotating offers give people a reason to check back in and add a bit of excitement as each new reveal goes live.

            • Two new gifts every 12 hours: Morning and evening drops introduce fresh bonuses, upgrades, or seasonal perks to keep excitement high.
            • Limited-time or limited-slot offers: Many rewards expire quickly or run out once the quota is filled, prompting fast action and consistent user returns.
            • Instant reward activation: Once a gift is claimed, the associated benefits are immediately secured and applied according to the offer details.

            This campaign transforms the presale into an interactive daily experience, adding momentum at a time when wider markets remain cautious and giving investors a structured reason to revisit Digitap multiple times per day.

            digitap-xmas

            $TAP’s Next Price Jump — What The 98% Sellout Means For Investors Looking for the Best Crypto to Buy 

            Digitap’s presale is nearing completion with over 98% sold at $0.0371, rising next to $0.0383. The move from its early starting price to today’s level reflects steady demand, and the upcoming increase narrows the entry window. At this stage, the presale is advancing faster than expected as holiday momentum builds.

            At $0.0371, the projected $0.14 listing price offers more than +250% potential, or roughly 3x. Such upside is not achievable for large-caps like XRP, which require heavy inflows to move meaningfully. This ROI profile continues to push Digitap toward the best crypto to buy now category.

            tokenomics

            The project is also approaching 150 million tokens sold, a milestone that reinforces strong traction in a cautious market, strengthened further by the Christmas campaign that drives twice-daily engagement and sharp increases in participation. Even in a bear-leaning environment, demand continues to rise.

            OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE

            What Digitap’s Utility And Presale Pace Signal For Next Year

            As XRP consolidates around $2.05 and faces macro-driven headwinds, Digitap offers a fundamentally different growth equation. XRP remains a mature asset requiring large capital inflows to break higher, whereas Digitap enters 2026 with a fixed supply, deflationary tokenomics, real banking utility, Visa-enabled payments, and a fast-moving presale approaching full completion.

            If the trend continues, Digitap’s compliance-aligned model and expanding utility layer position $TAP as one of the most compelling altcoins to buy before the next major market cycle begins.

            Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

            Presale https://presale.digitap.app  

            Website: https://digitap.app 

            Social: https://linktr.ee/digitap.app 

            Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway 

            Bitcoin Price Prediction: BTC Stalls in a Tight Range as This DeFi Crypto Dominates December Demand

            13 December 2025 at 12:39
            btc-eth-crpto

            The post Bitcoin Price Prediction: BTC Stalls in a Tight Range as This DeFi Crypto Dominates December Demand appeared first on Coinpedia Fintech News

            Bitcoin may be consolidating in a tight and uneventful range, but investor enthusiasm hasn’t cooled across the broader market, it’s simply redirecting. As BTC struggles to break out, market data shows liquidity flowing aggressively into high-growth, utility-driven projects, with Mutuum Finance (MUTM) emerging as the clear leader. December has been dominated by one narrative: the surge of DeFi-native demand, and MUTM now sits at the center of it, nearing a full sellout of its Phase 6 presale while crossing $19.33 million raised and 18,450+ unique holders. 

            What sets MUTM apart is its uniquely structured overcollateralized liquidity engine, a model designed to thrive during periods of sideways BTC movement, when traders seek yield, borrowing flexibility, and exposure outside Bitcoin’s stagnation. With its V1 launch approaching, rising wallet accumulation, MUTM is riding December’s momentum and defining it as the next big crypto.

            Bitcoin Consolidation Signals a Pause Before the Next Major Move

            Bitcoin has slipped into a textbook consolidation phase following the Federal Reserve’s December meeting, as the market digests the event’s impact and bullish expectations cool off. The rejection near $94,500, shown by a bearish candle with a long upper wick, highlights clear seller strength at higher levels, while the close above the EMA21 provides only mild technical support rather than a trend-saving signal. Momentum remains flat: the MACD lines are running parallel and a choppy histogram indicate that bullish acceleration has fully stalled, leaving BTC stuck in a neutral range until a fresh catalyst emerges. And while this tightening structure typically precedes a strong breakout in one direction or another, many investors are already shifting attention toward high-momentum alternatives, naturally leading the conversation toward this DeFi crypto.

            btc-usd-chart

            MUTM Presale Draws Strong Investor Interest

            Mutuum Finance (MUTM) is emerging as the DeFi crypto of 2025. Its presale has already attracted over 18,450 participants and raised more than $19.33 million. Phase 6 tokens are currently priced at $0.035, offering investors a final opportunity before Phase 7 increases the price by 20% to $0.04. Unlike many altcoins driven purely by speculation, Mutuum Finance emphasizes adoption and practical utility, positioning it as the next big crypto for early-stage investors.

            BUY-MUTM

            Dual Lending Architecture Fuels Growth

            A key driver of Mutuum Finance’s adoption is its dual lending framework. The Peer-to-Contract (P2C) model pools large, stable assets like USDT and SOL into fully audited smart contracts. Interest rates adjust dynamically based on pool utilization. For instance, lending $15,000 USDT can generate mtUSDT tokens yielding around 15% annually, providing roughly $2,250 in returns. Borrowers can pledge assets, such as $2,000 in ADA, to borrow $1,500 in liquidity without selling their holdings. Stability factors and liquidation thresholds ensure optimal fund usage and solvency.

            The Peer-to-Peer (P2P) lending module allows users to negotiate terms directly, accepting higher risks for potentially higher returns. Specialized pools also enable lending, borrowing, and staking, providing steady yields and increasing engagement within the MUTM ecosystem. This approach makes MUTM particularly attractive for active DeFi users seeking real utility.

            Driving Value with Fee-to-Buyback

            Mutuum Finance strengthens token value through its fee-to-buyback mechanism. Fees generated from lending, borrowing, and staking are used to repurchase MUTM tokens, which are then distributed to mtToken stakers. This cycle connects real on-chain activity with tangible rewards, encouraging sustained engagement rather than speculative trading. By incentivizing participation and creating a self-reinforcing growth model, MUTM establishes itself as the crypto with lasting utility and strong upside potential.

            Bitcoin is stuck in a tight range near $94K, leaving traders hungry for yield and alternatives. Mutuum Finance (MUTM) is dominating December demand, with Phase 6 nearly sold out at $0.035, over 18,450 holders, and $19.33M raised. Its dual lending system and fee-to-buyback model offer real DeFi utility, making MUTM the DeFi crypto to watch and the next big crypto for early investors as BTC stalls.

            For more information about Mutuum Finance (MUTM) visit the links below:

            Website:https://mutuum.com/

            Linktree:https://linktr.ee/mutuumfinance

            Crypto Giants Push Back Against Citadel as SEC DeFi Rules Spark Industry Showdown

            13 December 2025 at 12:37
            Citadel vs DeFi SEC regulation

            The post Crypto Giants Push Back Against Citadel as SEC DeFi Rules Spark Industry Showdown appeared first on Coinpedia Fintech News

            A group of major crypto and DeFi organizations has pushed back strongly against Citadel Securities after the firm urged the US SEC to tighten oversight on decentralized finance, especially around tokenized securities. The response came in the form of a joint letter sent to the SEC by the DeFi Education Fund, Andreessen Horowitz, The Digital Chamber, the Uniswap Foundation, and others. They argue that Citadel’s view misunderstands how DeFi actually works and could lead to rules that are difficult to apply in practice.

            What Sparked the Dispute

            The disagreement started after Citadel asked the SEC to clearly identify and regulate all intermediaries involved in trading tokenized US equities. Citadel claimed that many DeFi protocols act like traditional exchanges or brokers and should follow the same registration rules. According to Citadel, failing to do so could weaken investor protections and create unfair differences between traditional finance firms and on-chain platforms.

            Why Crypto Groups Disagree

            Crypto advocates say Citadel’s argument stretches existing securities laws too far. In their letter, they said that labeling software tools or blockchain infrastructure as intermediaries is misleading. They stressed that most DeFi platforms do not control user funds and do not act as middlemen. Instead, users keep control of their own assets, and transactions happen directly on-chain. Because of this, applying traditional registration rules could end up targeting developers and builders who never touch customer money.

            SEC Tries to Balance Rules and Innovation

            Moreover, the debate comes as the SEC continues to talk about supporting innovation while enforcing existing laws. SEC Chair Paul Atkins has said the agency wants to help new technologies fit within current rules rather than block progress. Tokenization, which puts assets like stocks and bonds on blockchains, has gained attention as a way to modernize markets, but it also raises new regulatory questions that are still being worked through.

            Community Disagree 

            Crypto analyst Walter Peppenberg argues that Citadel’s recent push for stricter SEC rules on DeFi is not about protecting investors but about protecting its own business. He says Citadel, which makes billions from traditional market-making, feels threatened by DeFi because it removes middlemen and lets users trade directly. According to him, the DeFi coalition rightly pushed back, calling Citadel’s claims misleading. Analyst adds that the timing looks desperate, especially as the current U.S. political and regulatory climate is becoming more open to crypto and DeFi developers, exposing how nervous legacy finance is about losing control.

            Citadel Responds and Stands Firm

            However, Citadel has pushed back on the criticism, saying it supports tokenization and digital finance but does not want investor protections weakened. Company representatives said that innovation does not require lowering standards that have long supported US markets. They also warned that giving broad exemptions to DeFi could harm investors if risks are not properly addressed.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            Why is Citadel Securities pushing for stricter SEC rules on DeFi?

            Citadel says some DeFi platforms act like exchanges or brokers and should follow the same rules to protect investors and ensure fair markets.

            What are tokenized securities and why do they matter?

            Tokenized securities are real-world assets like stocks issued on blockchains, aiming to make trading faster, cheaper, and more transparent.

            How is the SEC approaching DeFi and innovation overall?

            The SEC says it wants to balance investor protection with innovation, exploring how new technologies can work within existing laws.

            15 Years Since Satoshi Nakamoto Went Silent

            13 December 2025 at 12:29
            15 Years Since Satoshi Nakamoto Went Silent

            The post 15 Years Since Satoshi Nakamoto Went Silent appeared first on Coinpedia Fintech News

            Exactly 15 years ago, on December 13, 2010, Bitcoin creator Satoshi Nakamoto posted his final message and disappeared from public view. A day earlier, on December 12, he released Bitcoin version 0.3.19, which included important fixes to protect the network from attacks. After this update, Satoshi quietly stepped away, leaving Bitcoin fully decentralized with no leaders or central control. This decision allowed the community to guide Bitcoin’s growth, helping it evolve into a major global asset built on open and permissionless innovation.

            OKX Exposes OM Manipulation Scheme

            13 December 2025 at 12:20
            OKX Exposes OM Manipulation Scheme

            The post OKX Exposes OM Manipulation Scheme appeared first on Coinpedia Fintech News

            OKX found clear evidence that multiple accounts were working together to use large OM holdings as collateral to borrow USDT and artificially push up the price of MANTRA OM. The exchange’s risk systems detected the activity early, and after the accounts failed to cooperate, OKX stepped in and took control. A sudden price crash followed, leading to major losses that were fully covered by OKX’s Security Fund. All evidence has been shared with regulators and law enforcement, and several lawsuits are now ongoing, with third party data suggesting external perpetuals trading triggered the crash.

            RAVE Token Explodes Over 280% After TGE

            13 December 2025 at 12:03
            RAVE Token Explodes Over 280% After TGE

            The post RAVE Token Explodes Over 280% After TGE appeared first on Coinpedia Fintech News

            RaveDAO’s $RAVE is witnessing extreme volatility following its token generation event. The token surged over 285% in the past 24 hours, trading around $0.62 with a market cap of $143 million. Trading volume spiked sharply to $238 million, signaling strong capital inflows and aggressive price discovery. While momentum remains strong, traders are closely watching for short-term volatility after the rapid upside move.

            Coinbase Adds Lighter (LIGHTER) to Listing Roadmap

            13 December 2025 at 11:58
            Coinbase Adds Lighter (LIGHTER) to Listing Roadmap

            The post Coinbase Adds Lighter (LIGHTER) to Listing Roadmap appeared first on Coinpedia Fintech News

            Coinbase has added Lighter (LIGHTER) to its public asset listing roadmap, signaling potential future trading on the platform. Trading launch depends on securing market-making support for liquidity and completing technical integrations like wallets and systems. No deposits or transfers yet, sending LIGHTER early risks permanent loss. The official start date will be announced via Coinbase’s blog and X once ready, boosting excitement for this emerging project backed by Ribbit Capital and Haun Ventures

            Binance Dominance Sparks Market Crash Fears

            13 December 2025 at 11:48
            Binance Dominance Sparks Market Crash Fears

            The post Binance Dominance Sparks Market Crash Fears appeared first on Coinpedia Fintech News

            Research firm Kaiko reports that crypto market liquidity is increasingly concentrated in just a few centralized exchanges, with Binance leading the pack. This concentration could increase risks during volatile periods, potentially causing ripple effects across the market. The report also highlights ongoing challenges for Binance, including structural, operational, and legal uncertainties, lack of formal regulation, a U.S. conviction for anti–money laundering violations, and the absence of an EU MiCA license, raising concerns about the exchange’s long-term stability and its impact on the broader market.

            OKX Accuses Mantra of Misleading OM Holders as Migration Dispute Turns Legal

            13 December 2025 at 11:31
            Crypto Market News Today

            The post OKX Accuses Mantra of Misleading OM Holders as Migration Dispute Turns Legal appeared first on Coinpedia Fintech News

            The standoff between OKX and Mantra just took a sharper turn.

            Today, OKX broke its silence with a public statement accusing the Mantra team of spreading a “misleading narrative” around OM and confirmed that law enforcement is now involved.

            What started as a disagreement over a token migration timeline is quickly turning into something much bigger.

            OKX Alleges Collusion Behind OM’s Price Surge and Crash

            In its statement, OKX said it uncovered evidence that “multiple connected and colluding accounts used large quantities of OM as collateral to borrow significant amounts of USDT, artificially pushing OM’s price up.”

            The exchange said its risk team flagged the activity early, contacted the account holders, and asked them to correct the issue. “They refused to cooperate,” OKX said.

            To limit exposure, OKX took control of the related accounts. Soon after, OM’s price collapsed.

            OKX stressed that it liquidated only a very small portion of OM and that losses from the crash were fully absorbed by the OKX Security Fund. The exchange also pointed to third-party analysis suggesting the sharp drop was largely driven by perpetual trading activity that happened outside OKX.

            “There has been no explanation of where those unusually large quantities of OM originated,” OKX added, raising questions about supply concentration.

            The OM Migration Dispute

            The latest response follows repeated warnings from Mantra CEO JP Mullin, who urged OM holders to withdraw tokens from OKX.

            Mullin accused the exchange of publishing incorrect and misleading migration dates and said a December 2025 migration is not possible. According to him, ERC-20 OM cannot be migrated before it is fully deprecated on January 15, 2026, making OKX’s proposed timeline unworkable.

            He also claimed the exchange reversed the order outlined in governance proposals and said the lack of coordination has caused confusion for holders.

            OKX’s December 10 Letter

            In a December 10 letter to the Mantra team, OKX pushed back against public comments from CEO JP Mullin and warned that those statements could cause serious harm to the exchange and its users. OKX said it supported the OM migration and asked Mantra to clarify Proposal 26.

            The exchange also rejected Mullin’s claim that legal risks prevented cooperation and warned that blocking migration could unfairly penalize OKX users.

            Mullin Went Public Again

            Mullin published his response on X.

            He said ERC-20 OM will be deprecated on January 15, 2026, and that the chain upgrade and 1:4 split would happen afterward. He confirmed the redenomination would occur at the protocol level and require no user action.

            Mullin also renewed his request for OKX to disclose how many OM tokens it holds for users and on its own balance sheet, saying this was necessary for compliance. He defended making the dispute public, arguing transparency was in the community’s best interest.

            Legal Pressure Builds

            OKX confirmed it has submitted full evidence and documentation to regulators and multiple litigations and legal proceedings are currently underway.

            For OM holders, clarity remains elusive. With migration details disputed and legal pressure mounting, the dispute highlights how quickly trust can fracture when exchanges, token issuers, and timelines fall out of sync.

            Tether Plans $1 Billion Acquisition of Juventus: Crypto Firm Eyes Major Football Club

            13 December 2025 at 11:22
            Tether Juventus acquisition

            The post Tether Plans $1 Billion Acquisition of Juventus: Crypto Firm Eyes Major Football Club appeared first on Coinpedia Fintech News

            Crypto companies are slowly moving into traditional industries, and Tether has now taken one of the biggest steps yet. On December 13th, Tether announced its plan to acquire Italian football club Juventus, with a proposed $1 billion investment if the acquisition is completed. Following the announcement, Juventus’ fan token, JUV, surged by 30%. Juventus is one of Europe’s most well-known football teams, and this deal, if completed, would mark a rare case of a crypto firm taking control of a major sports club.

            Targeting Control of Juventus

            Tether confirmed that it has made a binding offer to Exor, the holding company of the Agnelli family, which currently owns 65.4% of Juventus. The Agnelli family has been linked to the club for over a century, so this decision carries major historical weight. Accepting the offer would mean ending more than 100 years of family control over the club.

            Along with buying Exor’s stake, Tether’s proposal includes a public offer to purchase remaining shares at the same price, once regulatory approvals are cleared. The goal is to secure majority control while keeping the process open and transparent for other shareholders.

            Strong Market Reaction

            The market reacted quickly after news of the bid became public. Juventus shares jumped, lifting the club’s market value close to €1 billion. At current prices, Exor’s existing stake is valued at roughly €540 million. This sharp move shows renewed investor interest and optimism around the possibility of new ownership and fresh capital entering the club.

            More Investment Planned

            Tether has said that its plans go beyond simply buying the club. If the deal is approved, the company is ready to inject up to €1 billion more into Juventus over time. This funding would be aimed at long-term growth, including infrastructure upgrades, team development, and expanding the club’s global presence.

            The bid comes despite ongoing discussions in the crypto space about Tether’s finances. However, research firm CoinShares has previously stated that Tether is not financially weak, helping ease concerns about its ability to support such a large investment.

            Why Juventus Matters to Tether

            According to Tether, Juventus represents a strong global brand with lasting commercial and sporting value. CEO Paolo Ardoino said the offer reflects Tether’s focus on serious, long-term investments as it expands beyond stablecoins into real-world businesses.

            This move highlights a broader trend where crypto companies are no longer limiting themselves to digital markets. If successful, Tether’s bid would place a major crypto firm at the center of global football, showing how closely digital finance and traditional industries are beginning to connect.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            Can Tether really buy Juventus?

            Tether has made a binding offer to acquire Juventus, aiming for majority control pending regulatory approval. The deal is feasible but not yet finalized.

            Will Tether invest more in the club?

            Yes, Tether plans to inject up to €1 billion into Juventus for team development, infrastructure upgrades, and global expansion.

            How did the market react to Tether’s bid?

            Juventus shares jumped sharply, reflecting investor optimism about new ownership and the club’s future growth potential.

            Could Tether face regulatory issues buying Juventus?

            Yes, the deal depends on regulatory approvals, as large crypto-financed acquisitions are closely monitored.

            Why are crypto firms investing in traditional sports now?

            Crypto firms see clubs as strong global brands with long-term value, bridging digital assets with real-world business opportunities.

            Sui (SUI) Surpasses Ethereum in Daily Bridged Inflows Despite 5% Price Drop

            13 December 2025 at 11:12
            Why SUI Price is Up Today? 

            The post Sui (SUI) Surpasses Ethereum in Daily Bridged Inflows Despite 5% Price Drop appeared first on Coinpedia Fintech News

            Sui (SUI), a Layer-1 blockchain network, has overtaken Ethereum in daily bridged inflow, jumping to 3rd place, showing rising interest from users and investors even as its token price slipped nearly 5%. 

            While SUI trades near $1.57, strong on-chain activity is now fueling hopes of a price recovery toward $2.10.

            Sui Beats Ethereum in Daily Inflows

            According to on-chain data tracked this week, Sui moved ahead of Ethereum in daily bridged inflows. It ranked third overall, behind only Arbitrum and Avalanche. This data shows where new money is flowing across blockchains in real time.

            Even though Ethereum still leads in total value locked, Sui is seeing clear growth in real usage. Its daily DEX trading volume has reached $227 million, showing active on-chain demand rather than short-term speculation.

            🚨 HUGE: $SUI just flipped $ETH in bridged inflows.

            Capital is choosing speed, UX and real adoption. This is not a small signal… it’s a shift in gravity! 💧 pic.twitter.com/YzfVgKqNhu

            — Sui Community💧 (@Community_Sui) December 12, 2025

            Market watchers see this as a signal that users are prioritizing speed, lower costs, and smoother user experience over legacy positioning.

            Why Capital Is Moving Toward Sui Network

            Sui’s growth is closely linked to its object-based design, which allows many transactions to run at the same time. This helps the network stay fast and cheap, even during busy periods.

            Crypto investor Kyle Chasse explained that this design works well in real conditions. It reduces congestion, lowers fees, and cuts latency, making it attractive for decentralized apps, traders, and developers.

            As development becomes simpler, more builders move to Sui. With more apps and users joining, liquidity follows and often stays, helping the network grow steadily.

            SUI Price Record 5% 

            Despite the strong inflow data, SUI fell about 5% today and is trading near $1.57, with a market value of $5.9 billion. Daily trading volume is still strong at $706 million, showing people are actively buying and selling.

            Looking at the SUI 1-hour chart, Crypto analysts Master of Crypto say it is showing signs of a big weekly turnaround. If SUI dips slightly and recovers, it could move toward $1.78. 

            SUI price target

            If SUI builds strong support around $1.70–$1.80, it could signal a trend change and push the price toward $2.10.

            If it falls below $1.51, the price could slide to $1.38. Even so, strong inflows suggest interest in SUI remains high.

            RaveDAO Goes Live Everywhere on Day One

            13 December 2025 at 11:04
            RaveDAO Goes Live Everywhere on Day One

            The post RaveDAO Goes Live Everywhere on Day One appeared first on Coinpedia Fintech News

            RaveDAO made a powerful entry as $RAVE launched simultaneously across major exchanges, including Binance Alpha, Kraken, Bitget, MEXC, Gate, and Aster. Such coordinated listings are rare for new projects and signal strong preparation and demand. Early traders are already active, and interest from key Binance Labs members has added to the buzz. With momentum building fast, RaveDAO has firmly placed itself in the market spotlight.

            Why Crypto Is Crashing Today: BOJ Interest Rate Fears Trigger Global Sell-Off

            13 December 2025 at 10:55
            Why Crypto Is Crashing Today

            The post Why Crypto Is Crashing Today: BOJ Interest Rate Fears Trigger Global Sell-Off appeared first on Coinpedia Fintech News

            The crypto market is extending losses as Bitcoin and altcoins face a sharp Friday sell-off, with prices sliding 5–10% across major tokens. While the timing may feel familiar, the pressure is not random. Markets are reacting to tightening global liquidity conditions, driven largely by renewed concerns over Japan’s interest rate policy and its impact on risk assets worldwide.

            BOJ Interest Rate Signals Drain Liquidity From Risk Assets

            Investor sentiment turned sharply lower after reports suggested the Bank of Japan could move toward another interest rate hike at its December 18–19 meeting. Japanese bond yields jumped following the news, triggering a pullback across global markets. For years, Japan’s ultra-low interest rates acted as a backbone for cheap global liquidity, allowing funds to deploy capital into higher-risk assets such as equities and crypto.

            As expectations shift toward tighter policy, that cheap liquidity is being withdrawn. Funds are reducing exposure, leverage is coming down, and risk assets are bearing the brunt. This has resulted in broad-based selling across stocks, Bitcoin, and altcoins, with the impact amplified by thin liquidity during late-week trading.

            Bitcoin Price Crash Deepens as Key Levels Break

            Bitcoin’s decline accelerated after it failed to hold critical support near $92,000. Once that level was lost, liquidation pressure spread quickly across derivatives markets, dragging prices lower. The breakdown triggered a familiar pattern seen during illiquid market conditions, where forced selling intensifies moves beyond what fundamentals alone would suggest.

            Market watchers are now closely tracking the $86,000 area, with downside risk extending toward a sweep of previous lows in the $78,000–$80,000 range.

            BTC USDT Price Chart

            Bitcoin could see another leg lower toward $74,000, where bullish divergence may begin to form. 

            While a short-term bounce is possible later this month or over the holiday period, expectations remain cautious, with further weakness potentially carrying into January before any sustained recovery takes shape.

            What Comes Next for the Crypto Market

            The sell-off has also been reinforced by the December 19 quarterly options expiry, a period that often brings heightened volatility and downside pressure before markets stabilize. If the Bank of Japan confirms a rate hike, a sharp but brief sell-off cannot be ruled out. On the other hand, if policymakers delay action, risk assets could see a short-term relief rally into month-end.

            For now, the move highlights how closely Bitcoin remains tied to global financial conditions. The current decline is being driven less by crypto-specific developments and more by macro forces reshaping liquidity across markets. As long as uncertainty around interest rates and funding costs persists, volatility is likely to remain elevated.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            Why is the crypto market falling today?

            Crypto prices are dropping due to global liquidity tightening, driven by potential Bank of Japan interest rate hikes affecting risk assets worldwide.

            How does Japan’s interest rate policy affect Bitcoin?

            Higher Japanese rates reduce cheap global liquidity, prompting investors to cut exposure to risk assets like Bitcoin and altcoins.

            Will Bitcoin recover after the December sell-off?

            Short-term bounces are possible, but macro uncertainty may keep volatility high until early January before a sustained recovery.

            How do options expiries influence crypto prices?

            Quarterly options expiries, like December 19, often increase volatility, triggering sell-offs as traders adjust positions.

            Jupiter Unveils JupUSD Stablecoin and Major DeFi Upgrades at Solana Breakpoint 2025

            13 December 2025 at 10:47
            JupUSD Stablecoin

            The post Jupiter Unveils JupUSD Stablecoin and Major DeFi Upgrades at Solana Breakpoint 2025 appeared first on Coinpedia Fintech News

            Jupiter, the top decentralized exchange (DEX) aggregator on Solana, has unveiled a comprehensive suite of eight major upgrades at Solana Breakpoint 2025, designed to transform the platform into a full-scale DeFi hub. The primary goals of these upgrades are to simplify DeFi, improve safety, and complete Jupiter’s offerings beyond just token swaps.

            JupUSD Brings a Native Stablecoin

            The biggest announcement is JupUSD, a new dollar-backed stablecoin built with Ethena. Unlike most stablecoins that live separately from apps, JupUSD is designed to work directly inside Jupiter’s products. Users will be able to use it while setting up DCA strategies, placing limit orders, and taking part in prediction markets, while also earning rewards. Jupiter believes that owning both the stablecoin and the platform allows funds to move more smoothly across swaps, perpetual trades, and lending. JupUSD is set to launch next week and will tap into the large trading volumes already flowing through Jupiter.

            Lending Grows Stronger on Solana

            Jupiter Lend is another major focus. The lending platform has now exited beta and is fully open source, giving users and developers full transparency. In just eight days, Jupiter Lend reached one billion dollars in supplied assets, the fastest growth seen on Solana so far. New design changes allow risky positions to be closed more safely and make borrowing more flexible. Around the same time, Solana’s stablecoin activity is expanding, with Western Union planning a dollar token launch in 2026 and the Solana Foundation working with Wavebridge on a regulated Korean won stablecoin.

            Trading and Data Tools Get an Upgrade

            For traders, Jupiter introduced a new all-in-one Terminal that brings spot trading, perps, wallet tracking, and market data into one place. It includes advanced order options and runs on Jupiter’s Ultra v3 engine, which is already trusted by large platforms like Robinhood. Developers also benefit from a new Developer Platform that puts logs, performance data, usage stats, and error tracking into one clear dashboard, making it easier to build and fix apps faster.

            Analyst Sees a Bullish Signal

            Solana creator and well-known analyst Fabiano.sol shared a strongly positive, or “bullish,” view on Jupiter’s comprehensive upgrade package, citing the sheer volume of high-impact features and their potential to solidify Jupiter’s market dominance.

            Key Bullish Takeaways from Fabiano.sol:

            • Breadth of Announcements: While many projects announce one feature, Jupiter delivered eight significant features at once, signaling serious commitment and operational momentum.
            • Stablecoin Revenue Potential: Stablecoins are among the biggest revenue generators in crypto. Fabiano.sol believes JupUSD could quickly become one of the largest stablecoins on Solana due to the sheer scale and integrated utility of the Jupiter platform.
            • Lending Transparency: He praised the move to make Jupiter Lend fully open source, calling transparency an essential and non-negotiable factor for building trust and systemic safety in Decentralized Finance (DeFi).
            • Ecosystem Safety: The upgraded VRFD system was specifically noted for its importance, as it directly improves safety by reducing the prevalence of scams and impostor tokens.
            • Strategic Acquisition: The acquisition of RainFi strengthens Jupiter’s position in peer-to-peer lending and expands its DeFi product set.
            • Growth Commitment: The new rewards program, offering over $1 million in swap incentives, demonstrates Jupiter’s serious, concerted push to rapidly grow and incentivize its ecosystem.
            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            What is Jupiter’s new JupUSD stablecoin?

            JupUSD is a dollar-backed stablecoin on Solana, designed to work seamlessly within Jupiter’s DeFi tools for trading, lending, and rewards.

            How is JupUSD different from other stablecoins?

            Unlike most stablecoins, JupUSD integrates directly with Jupiter products, enabling seamless swaps, lending, and trading without leaving the platform.

            How is Jupiter boosting platform growth?

            Through $1M+ in swap rewards, JupUSD integration, lending incentives, and easy-to-use developer tools, Jupiter encourages adoption and ecosystem expansion.

            Brazil’s Biggest Bank Recommends Bitcoin Allocation

            13 December 2025 at 10:01
            Brazil’s Biggest Bank Recommends Bitcoin Allocation

            The post Brazil’s Biggest Bank Recommends Bitcoin Allocation appeared first on Coinpedia Fintech News

            Brazil’s leading asset manager, Itaú Asset, with $185 billion under management, advises allocating 1% to 3% of investment portfolios to Bitcoin in 2026. This move targets diversification amid Brazil’s volatile real and inflation pressures, shielding against fiat risks while complementing stocks and bonds. Analysts call it the ideal “sweet spot” for capturing Bitcoin’s growth with minimal downside, marking a key step in institutional crypto embrace.

            Zcash Price Prediction 2026, 2026–2030: Privacy Coin Growth Ahead

            13 December 2025 at 09:59
            Zcash Price Prediction

            The post Zcash Price Prediction 2026, 2026–2030: Privacy Coin Growth Ahead appeared first on Coinpedia Fintech News

            Story Highlights

            • The live price of the Zcash token is  $ 466.30242633
            • Zcash (ZEC) may surge to $840 in 2026 amid growing privacy tech adoption.
            • ZEC price could hit $7,060 by 2030 if zero-knowledge upgrades succeed.

            Zcash is a privacy-focused cryptocurrency project that prioritizes anonymity and financial security through zk-SNARK zero-knowledge proof technology. Unlike networks like Bitcoin and Ethereum, ZEC transactions can be shielded, keeping details such as sender, receiver, and transaction amount private, while still validating activity on a public blockchain.

            Launched in 2016 from Bitcoin’s codebase, ZEC offers both transparent transactions similar to Bitcoin and fully private transactions. 

            This dual-mode system makes ZEC unique in the privacy coin sector, giving users the choice of compliance-friendly transparency or robust confidentiality.

            So, let’s dive deep into our analysis of the ZCash price prediction 2026-2030 to find out what’s coming for investors. 

            Zcash Price Today

            Cryptocurrency Zcash
            Token ZEC
            Price $466.3024 up 1.99%
            Market Cap$ 7,663,668,096.85
            24h Volume$ 775,059,637.9196
            Circulating Supply16,434,973.6655
            Total Supply16,434,973.6655
            All-Time High$ 5,941.7998 on 29 October 2016
            All-Time Low$ 15.9691 on 05 July 2024

            ZEC Price Targets For January 2026

            With increasing debates around financial surveillance, CBDCs, and the balance between freedom and regulation, ZEC has re-emerged as a hedge against regulatory overreach.

            As of today, ZEC is trading at $457.18, up 1.5%, with a market capitalization of $7.51 billion. If the broader market remains steady, ZEC may extend toward $610. But if momentum cools further, a retest of the $420–$400 zone is likely.

            ZEC Price Targets For January 2026

            Technical Analysis

            Zcash (ZEC) is trading at $457, now holding above the 20-day SMA near $439, which acts as an important support level.

            Resistance: ZEC is now approaching the upper Bollinger Band at $462–$500,

            Indicators: The RSI is at 65, signaling growing bullish momentum but also indicating that ZEC is slowly entering an overbought area.

            MonthPotential Low ($)Potential Average ($)Potential High ($)
            ZEC Crypto Price Prediction January 2026$400$455$610

            ZEC Price Prediction 2026

            Throughout 2025, Zcash saw a significant resurgence as zero-knowledge infrastructure gained global interest. ZEC’s breakout past $400 early in the year and eventual rally toward $480 in late 2025 formed a strong mid-term uptrend.

            By early 2026, ZEC will maintain its position above long-term support levels, though short-term consolidation remains likely.

            If Zcash’s anticipated Halo upgrades, new zk-proof optimizations, or interoperability expansions go live in late 2026, the asset could reclaim higher valuation ranges towards $840.

            ZEC Price Prediction 2026
            YearPotential Low ($)Potential Average ($)Potential High ($)
            ZEC Price Prediction 2026$426$571$840

            ZEC Price Prediction 2026 – 2030

            YearPotential Low ($)Potential Average ($)Potential High ($)
            2026$426$571$840
            2027$697$1394$2092
            2028$1046$2000$3138
            2029$1569$3108$4707
            2030$2353$4700$7060

            ZEC Price Prediction 2026

            As per our analysis, Zcash’s 2026 price trajectory mainly depends on the growth of zk-technology and a stronger crypto market. If more big investors adopt privacy tech, ZEC could move toward $840.

            ZEC Price Prediction 2027

            In 2027, new upgrades like better decentralization and zk-rollup support could push ZEC higher. Most estimates place the price between $697 and $2092, with an average of $1394.

            ZEC Price Prediction 2028

            The year 2028 may mark a broader wave of adoption for zero-knowledge identity systems globally. As regulatory systems mature, ZEC could benefit as a pioneer in zk-based privacy infrastructure. The projected range of $1046 to $3138, and an average of $2000.

            ZEC Price Prediction 2029

            The 2029 market cycle could align with Zcash establishing itself as a core infrastructure asset within the privacy space. As per the analysis, we expect ZEC to rally toward $1569–$4707

            ZEC Price Prediction 2030

            By 2030, if Zcash becomes fast, scalable, and ready for large-scale use, it could hit new highs. The price could reach up to $7060 by the end of the year.

            What Does The Market Say?

            Year202620272030
            DigitalCoinPrice$326$385$1110
            priceprediction.net$212$331$1054
            CoinCodex$219$296$993

            CoinPedia’s ZEC Price Prediction

            In the long run, analysts expect ZEC to benefit massively from the global shift toward privacy-enhanced systems. If the protocol delivers on its 2027–2030 upgrade path, ZEC may hit $7060 by 2030.

            Considering the everyday buy and sell pressure, and keeping the above factors in mind. The average price by the end of 2026 would be around $840.

            YearPotential Low ($)Potential Average ($)Potential High ($)
            2026$426$571$840
            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            What is Zcash (ZEC) and how does it work?

            Zcash is a privacy-focused cryptocurrency using zk-SNARK technology to keep transactions private while still secure on the blockchain.

            What is the ZEC price prediction for 2026?

            ZEC could range between $426 and $840 in 2026, depending on adoption of privacy tech and broader crypto market trends.

            What factors influence ZEC’s price growth?

            ZEC’s price depends on zk-technology adoption, protocol upgrades, market demand, and global interest in privacy-focused crypto.

            How much will Zcash be worth in 2030?

            Zcash could reach between $2353 and $7060 by 2030, depending on adoption, network upgrades, and market trends.

            Is Zcash a good investment?

            Zcash can be a good investment for those seeking privacy-focused crypto, but consider market volatility and technology adoption before investing.

            Does ZEC have a future?

            Yes, ZEC has a strong future potential as global interest in privacy tech and zk-proof systems grows in finance and blockchain.

            Polygon price crashes as transactions rise after Madhugiri hardfork, as expert questions its valuation

            13 December 2025 at 11:28
            Polygon price continued its steady downtrend this week, even as the network’s activity surged after the Madhugiri hard fork. Polygon (POL) token slumped to a new fresh low after it transitioned to POL from MATIC last year. It was trading…

            The Different Stages of Privacy: Defining Crypto’s Next Evolution

            13 December 2025 at 09:43
            Privacy in Blockchain Development

            The post The Different Stages of Privacy: Defining Crypto’s Next Evolution appeared first on Coinpedia Fintech News

            By Guy Zyskind – MIT PhD in Cryptography, 2x Founder

            As Ethereum scaling reaches maturity, the industry’s focus shifts to privacy — but without clear standards, users can’t evaluate competing solutions. We propose a simple framework to guide the next phase of blockchain development.

            Why We Need Privacy Stages

            The Ethereum scaling race taught us something important: vocabulary shapes progress.
            When optimistic vs. zk rollups dominated discussion, the ecosystem eventually created rollup stages — a shared language that clarified roadmaps and accelerated development.

            As scaling matures and transaction costs drop, privacy is becoming the next major frontier.
            Payment giants like Circle and Stripe are exploring private stablecoins.
            Healthcare requires encrypted computation.
            Institutions want a confidential settlement.
            AI Agents need privacy too.

            Yet we have no shared framework for evaluating privacy guarantees.

            Dozens of projects across MPC, FHE, and TEE architectures are building solutions, but users can’t meaningfully compare them.

            We need privacy stages.

            This article introduces a testable, objective taxonomy — similar to rollup stages — focused on the core question:

            Who can decrypt your data?
            (Just like rollup stages fundamentally ask: who can steal your funds?)

            Global Privacy: The Standard We’re Setting

            Global privacy means:

            • The blockchain’s shared state — balances, contract storage, app data — is encrypted at rest and during computation.
            • No single party can decrypt everything.
            • The system can still compute on private data to support advanced use cases.

            This enables:

            • Sealed-bid auctions
            • Confidential risk analysis
            • Fraud detection without disclosure

            This is distinct from local privacy (e.g., Railgun, Privacy Pools), which hides individual inputs but keeps global state visible — limiting composability.

            Projects like Aztec and Worldcoin are moving toward global privacy for this reason.

            The Technical Foundation: T-out-of-N Security

            Privacy security follows a T-out-of-N model:

            • T = minimum operators whose collusion breaks privacy
            • N = total operators holding decryption authority

            Different technologies offer different guarantees:

            Trusted Execution Environments (TEEs)

            • Very fast, good UX
            • But effectively T = 1
            • Vendor bugs, firmware flaws, or side-channel attacks can leak everything
            • New vulnerabilities appear yearly

            Fully Homomorphic Encryption (FHE) & Multi-Party Computation (MPC)

            • Cryptographic secret sharing allows configurable T
            • Higher T = better privacy
            • But N−T+1 operators can halt decryption (liveness tradeoff)

            The Privacy Stages Framework

            Stage 0 — TEE-Only (“Trust the Box”)

            Definition:
            Global state is decrypted inside a hardware enclave; observers see only ciphertext.

            Pros:

            • Excellent performance
            • Easy developer experience

            Cons:

            • T = 1
            • Any enclave compromise leaks all data
            • Frequent, slow-to-patch vulnerabilities

            Use case:
            Good for proofs-of-concept and certain ML workloads, but insufficient alone for blockchain privacy.

            Stage 1 — Pure Cryptography with Training Wheels

            Definition:
            FHE/MPC provides encrypted computation with configurable T-out-of-N security, but without hardening features like blocking quorums.

            Risk:
            If N = 10, T = 7, but 8 operators belong to the same team — privacy can still fail.

            Assessment:
            More secure than TEE-only, but trust assumptions must be scrutinized.

            Stage 2 — Blocking Quorum + Defense-in-Depth

            Definition:
            Cryptographic protection (FHE/MPC) is reinforced with additional safeguards:

            • Distributed key generation (no trusted setup)
            • Independent, non-colluding operator set
            • Optional TEEs as extra layers
            • Permissionless operation
            • Economic incentives and penalties

            Outcome:
            The practical gold standard — privacy breaches require either major cryptographic failure or massive, coordinated collusion.

            Stage ℵ (Aleph) — Indistinguishable Obfuscation

            Definition:
            Theoretical end-state where programs themselves become the vault, eliminating key management.

            Reality:
            Not practical today — relies on heavy assumptions and fragile constructions.
            Best seen as a long-term north star.

            Privacy’s Moment Has Arrived

            Institutional demand is rising:

            • Payment processors need confidential settlement
            • Healthcare requires encrypted computation
            • Financial institutions want private liquidity
            • Global enterprises face compliance requirements transparent chains cannot meet

            This time, privacy adoption is driven not by speculation but by real business needs.

            Setting the Standard

            Privacy technology has matured — but without clear evaluation criteria, distinguishing real security from marketing is nearly impossible.

            The privacy stages framework:

            • Creates shared benchmarks
            • Helps users make informed choices
            • Encourages competition and technical progress
            • Aligns ecosystem development
            • Mirrors what rollup stages did for Layer 2s

            The infrastructure exists. The demand is here.
            Now we need the taxonomy.

            Privacy stages are the foundation for crypto’s next evolution — enabling privacy as a first-class blockchain primitive, not an optional add-on.

            Conclusion

            Standards accelerate progress.
            Privacy stages give the ecosystem a way to evaluate, compare, and meaningfully discuss privacy systems as crypto enters a new era.

            Teams adopting this framework help move the industry toward clarity, accountability, and real privacy — built for the future, not the past.

            Brazil’s Largest Bank Itaú Backs Bitcoin as Long-Term Portfolio Hedge

            13 December 2025 at 09:41
            Brazil Plans Tax on Crypto

            The post Brazil’s Largest Bank Itaú Backs Bitcoin as Long-Term Portfolio Hedge appeared first on Coinpedia Fintech News

            Brazil’s largest private bank, Itaú, is standing firm on its Bitcoin view even after this year’s pullback. In its latest outlook, the bank advises investors to keep around 1% to 3% of their portfolio in Bitcoin as they look toward 2026. With a message that short-term drops do not cancel out Bitcoin’s longer-term role in diversification and protection against uncertainty. At the moment, Bitcoin is trading near the $90,100 level, down about 2.3% over the past day on a USDT basis.

            Why Bitcoin Still Has a Place

            According to Itaú analyst Renato Eid, Bitcoin does not behave like stocks, bonds, or local assets. Its global and decentralized nature means it often reacts to different forces, especially during economic stress or geopolitical tension. While volatility remains part of the package, the bank believes Bitcoin can still balance a portfolio and offer long-term upside when traditional assets struggle.

            Itaú Expands Its Crypto Offering

            Itaú is also building its own digital asset services. The bank has started by offering trading in Bitcoin and Ethereum, with plans to add more cryptocurrencies over time. Guto Antunes, Itaú’s head of digital assets, explained that the bank itself will handle custody. This means clients’ crypto holdings are backed by Itaú’s balance sheet, though for now, users cannot move assets to or from external wallets. The focus is on safety and ease of access rather than full self-custody.

            Itaú highlights that Bitcoin’s performance in Brazil is closely tied to currency moves. In 2025, Bitcoin saw sharp swings, but the strengthening Brazilian real made losses feel larger for local investors. On the flip side, when the dollar surged in late 2024, Bitcoin helped protect value. This reinforces its role as a hedge during periods of currency stress.

            Global Banks Share a Similar View

            Itaú is not alone. Morgan Stanley’s Global Investment Committee has suggested a 2% to 4% crypto allocation for suitable clients, often comparing Bitcoin to digital gold. Bank of America has also advised wealth clients to consider a 1% to 4% allocation through regulated products. Across the board, large institutions see Bitcoin as risky but increasingly established.

            A Measured, Long-Term Strategy

            Rather than chasing short-term moves, Itaú encourages patience. Investors can gain exposure through the bank’s Íon platform or the BITI11 ETF on Brazil’s B3 exchange, avoiding custody complexity. The bank stresses that Bitcoin should support a portfolio, not dominate it. In an uncertain global environment, a modest allocation is seen as a practical way to add global exposure and currency protection without overreaching.

            Never Miss a Beat in the Crypto World!

            Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

            FAQs

            How can I buy Bitcoin through Itaú?

            Investors can use Itaú’s Íon platform or BITI11 ETF, with the bank managing custody for safety and simplicity.

            Can Bitcoin protect against currency fluctuations?

            Yes, Bitcoin can hedge against local currency stress, helping preserve value when the real weakens or the dollar rises.

            Is Bitcoin considered risky by global banks?

            Yes, but top institutions suggest small allocations (1%-4%) for long-term exposure, treating it like digital gold.

            Top Reasons Why Cardano Price May Rebound Towards ATH Soon

            13 December 2025 at 02:33
            ADA price

            The post Top Reasons Why Cardano Price May Rebound Towards ATH Soon appeared first on Coinpedia Fintech News

            Cardano (ADA) price has signaled a midterm bullish rebound in the coming weeks. The large-cap altcoin, with a fully diluted valuation of about $18 billion, has seen reduced selling pressure over the past three weeks, increasing the odds of a near-term rebound.

            Moreover, ADA price has established a robust support level above $0.4, following the heavy crypto selloff that began in early October 2025.  

            Main Reasons Why Cardano Price Will Rebound in the Midterm

            High demand from whales

            According to on-chain data analysis from Santiment, Cardano whale accounts, with a balance of between 100k and 100 million, added 26,770 ADA coins since the beginning of November. On the other hand, Cardano wallets with an account balance of below 100 coins have dumped 44,751 ADA coins since the start of November.

            Historically, a renewed demand from whale investors amid capitulation of retail traders has resulted in bullish sentiment.

            ada onchain activity

            Source: X

            Technical Support

            From a technical analysis standpoint, the ADA/USD pair has been retesting a crucial multi-month rising logarithmic support level in the last three weeks. The support trendline was established after the altcoin rebounded from its bear market lows of around $0.25.

            ADA Price

            The midterm bullish sentiment for the ADA price will be invalidated if the ADA price consistently falls below $0.4 in the coming weeks. 

            Network growth in a privacy-centric way 

            Cardano’s midterm bullish sentiment is bolstered by the recent launch of the Midnight (NIGHT) project. Moreover, the mid-cap altcoin project, with a fully diluted valuation of about $1.2 billion, is focused on enhancing privacy transactions on the Cardano network at scale.

            Tether Announces Plans to Acquire Juventus and Inject €1B; JUV Token Gains 20% 

            13 December 2025 at 01:05
            Tether Targets a $500B Valuation with Major Share Sale Plan

            The post Tether Announces Plans to Acquire Juventus and Inject €1B; JUV Token Gains 20%  appeared first on Coinpedia Fintech News

            Tether has announced plans to acquire Italian football club Juventus. The top-tier stablecoin issuer announced on Friday that it has submitted a proposal to Exor to acquire its entire stake in Juventus, which represents 65.4%.

            Tether Plans to Invest €1B in Juventus

            According to the announcement, Tether is seeking to make a public offer for the remaining shares at the same price in a bid to acquire Juventus wholly. The company announced that the deal is awaiting regulatory approval in order to proceed with its takeover.

            Moreover, the stablecoin issuer plans to inject €1 billion to support the development plans for the club.

            “For me, Juventus has always been part of my life,” said Paolo Ardoino, CEO of Tether. “I grew up with this team. As a boy, I learned what commitment, resilience, and responsibility meant by watching Juventus face success and adversity with dignity. Those lessons stayed with me long after the final whistle.”

            JUV Token Surges Over 21%

            Following the announcement, the Juventus Fan Token (JUV) price surged over 21% in the past 24 hours to trade at about $0.79 at press time. The small-cap altcoin, with a fully diluted valuation of about $15 million, recorded a 400% surge in its daily average traded volume to hover about $22 million at press time.

            If the deal goes through, the JUV token –  which is already listed on major crypto exchanges led by Binance, and Bybit – will gain more market exposure. Moreover, the altcoin market is on the cusp of a major parabolic rally fueled by regulatory clarity and the mainstream adoption of crypto assets by institutional investors.

            OCC Officially Ends Operation Choke Point 2.0 With Approval of Five National Digital Currency Banks

            12 December 2025 at 23:54
            186 Banks at Risk - Is the US Banking System on the Verge of Collapse?

            The post OCC Officially Ends Operation Choke Point 2.0 With Approval of Five National Digital Currency Banks appeared first on Coinpedia Fintech News

            The Office of the Comptroller of the Currency (OCC) has given the green light to five national digital currency banks. The bold move significantly negates Operation Choke Point 2.0  observed during the Biden administration, which heavily unbanked crypto projects.

            OCC Approves Five National Digital Currency Banks

            According to the announcement, the OCC issued a conditional approval of five national digital currency banks. As such, the five new national digital currency banks join 60 other institutions with trust bank charters. 

            Among the five institutions that received conditional approval of national trust banks include:

            • First National Digital Currency Bank.
            • BitGo Bank & Trust.
            • Fidelity Digital Assets.
            • Paxos Trust Company.

            “New entrants into the federal banking sector are good for consumers, the banking industry, and the economy. The OCC will continue to provide a path for both traditional and innovative approaches to financial services to ensure the federal banking system keeps pace with the evolution of finance and supports a modern economy,” Jonathan Gould, Comptroller of the Currency, noted.

            Major Leap for Crypto Liquidity 

            The approval of five national digital currency banks is a major milestone for the crypto industry, which suffered during the previous administration. Moreover, the collapse and closure of Signature Bank, Silvergate Bank, Synapse Financial Technologies, and Custodia Bank heavily impacted crypto liquidity during the past few years. 

            However, under President Donald Trump, the crypto industry has thrived. The conditional approval of the five national digital currency banks has coincided with the ongoing Fed’s monetary policy change, which involves liquidity injection through its Quantitative Easing (QE) and interest rate cuts.

            Pakistan Partners With Binance to Tokenize $2B in Government Bond

            12 December 2025 at 22:01
            U.S.-Pakistan Crypto Alliance Bilal Bin Saqib Meets Trump’s Digital Asset Chief

            The post Pakistan Partners With Binance to Tokenize $2B in Government Bond appeared first on Coinpedia Fintech News

            The Pakistan government has accelerated its web3 adoption through a strategic collaboration with Binance. The country is keen to access global liquidity through the web industry to revitalize its local economy.

            Pakistan Signs MoU with Binance to Tokenize $2B in Sovereign Assets

            On December 12, 2025, Finance Minister Muhammad Aurangzeb and Binance CEO Richard Teng, with Changpeng Zhao (CZ)present, signed a non-binding MoU to tokenize sovereign assets. According to the announcement, Binance will help Pakistan access global liquidity as it seeks to tokenize up to $2 billion in sovereign assets.

            “This is a great signal for the global blockchain industry and for Pakistan. It has a very big impact on the country’s future and its technology-driven generation,” CZ noted.

            Industrial Rebirth Via Blockchain and Crypto

            According to Bilal Bin Saqib, Pakistan’s Minister of Blockchain and Crypto, the country is keen to legalize the web3 industry to revitalize the local economy. Furthermore, Saqib noted during the Bitcoin MENA Conference 2025 that 70% of 240 million people in Pakistan are aged 30 years and below. 

            With over 100 million Pakistani individuals still unbanked by the traditional system, Saqib stated that Bitcoin and crypto are a relief for the vast majority. As such, he reassured investors that regulatory clarity is a priority to ensure a seamless mainstream adoption of the web3 industry. 

            Moreover, Pakistan ranked 3rd after India and the United States in Chainalysis’ 2025 global adoption index. Additionally, the country has cheap and excess electricity of over 20GW, which can be harnessed to mine Bitcoin or train artificial intelligence models.

            Why is Crypto Going Down Today?

            12 December 2025 at 21:22
            Why Crypto Market Isn’t Surging

            The post Why is Crypto Going Down Today? appeared first on Coinpedia Fintech News

            The crypto market turned red today as the majority of tokens recorded almost no gains over the past 24 hours. Sentiment weakened sharply after Bitcoin fell $2,000 in just 35 minutes, wiping out $40 billion from its market cap. More than $132 million in long positions were liquidated within an hour as volatility returned to the market.

            Bitcoin Leads the Market Decline

            Bitcoin traded near $90,349, down 0.41% on the day, with its weekly performance slipping 1.82%. Trading activity remained high, with over $78 billion in 24-hour volume.

            Ethereum followed the same trend, trading at $3,088, down 03% in the past day. Most top altcoins showed the same weak tone, including BNB at $878, XRP at $1.99, and Solana at $133. 

            Why Markets Are Dropping

            The sharp sell-off appears to be linked to expectations around the Bank of Japan’s upcoming rate decision on December 19. The market is pricing in a potential rate hike next week and more in 2026. Historically, Japanese rate increases have put pressure on global risk assets, including crypto.

            Market makers use the negative news like the BOJ rate hike as a fuel and cover to do their manipulation.

            Just like on Oct. 10th when Trump tweeted about tariffs on China, the market crashed and wiped out $19 billion in leverage positions in 24 hrs.

            Now we all know that was a… https://t.co/wKVKqAyYIN

            — Ash Crypto (@AshCrypto) December 12, 2025

            The Federal Reserve recently delivered one of its most supportive updates in years, signaling three rate cuts in 2025, confirming that quantitative tightening has ended, and noting that inflation is cooling. Despite this, crypto remains under pressure while stocks, gold, and silver continue to rise.

            Emotion Driving the Market

            Analysts like Ash Crypto say the current price movements appear to be driven more by fear and uncertainty than fundamentals. The sudden swings have created frustration among retail traders, while larger institutional players continue to accumulate quietly during downturns.

            Many expect volatility to persist ahead of next week’s Bank of Japan decision, which could set the tone for crypto markets for the rest of the month.

            Big Breaking: Ripple Wins Conditional OCC Approval to Launch Its Own US National Trust Bank

            12 December 2025 at 20:37
            Ripple

            The post Big Breaking: Ripple Wins Conditional OCC Approval to Launch Its Own US National Trust Bank appeared first on Coinpedia Fintech News

            Ripple CEO Brad Garlinghouse announced on X that the company has received conditional approval from the US Office of the Comptroller of the Currency (OCC) to charter Ripple National Trust Bank. This marks an important step for Ripple as it works to bring its stablecoin, RLUSD, under both federal oversight (OCC) and state oversight (New York Department of Financial Services).

            Garlinghouse said the approval shows that Ripple is willing to operate under the same strict rules as traditional financial institutions. He also criticized banking lobbyists who have argued that crypto companies avoid regulation. “What are you so afraid of?” he wrote, adding that Ripple is prioritizing compliance, trust, and innovation.

            HUGE news! @Ripple just received conditional approval from the @USOCC to charter Ripple National Trust Bank. This is a massive step forward – first for $RLUSD, setting the highest standard for stablecoin compliance with both federal (OCC) & state (NYDFS) oversight.

            To the…

            — Brad Garlinghouse (@bgarlinghouse) December 12, 2025

            Ripple supporters celebrated the announcement, saying RLUSD is now set to become the first stablecoin issued under a national bank charter and under direct OCC supervision.

            Ripple’s Push to Become a US Bank

            The move follows Ripple’s larger effort to apply for a US national bank charter and a Federal Reserve master account, which would allow the company to operate like a federally regulated bank. This would give Ripple access to US payment infrastructure such as Fedwire and allow it to settle transactions directly in US dollars.

            If approved, Ripple would be the first blockchain-native company with this level of access to the US banking system. It would also allow Ripple to run payment operations without depending on outside banks.

            Why This Matters for XRP

            A bank charter and Fed master account could strengthen Ripple’s position in the global payments industry. It would allow the company to settle international transfers faster and at lower cost. Analysts say this could increase the practical use of XRP, especially for cross-border liquidity.

            Many in the XRP community also say this move could boost long-term confidence in the token. If Ripple operates as a regulated financial institution, banks and institutions may feel more comfortable using XRP in their payment flows.

            For now, the conditional approval shows a big shift: a leading crypto company is moving toward direct integration with the traditional US banking system, setting a new regulatory standard for the industry.

            Ripple ecosystem upgrade: XRP cross-chain to SOL and ETH, LeanHash launches XRP, ETH and SOL contracts to help expand the market

            12 December 2025 at 21:36
            XRP expands to Solana and Ethereum as LeanHash launches new computing power contracts for XRP, ETH, and SOL. With the accelerated development of cross-chain technology in blockchain, the Ripple ecosystem has ushered in a major upgrade: XRP has been successfully…

            Cardano price prediction: ADA eyes $0.50 or lower?

            12 December 2025 at 21:30
            Despite muted price action, Cardano is attracting attention from whales, who are steadily adding to their positions. Traders are now debating what this could mean for the Cardano price. Current market scenario Cardano (ADA) slid to $0.41 after a 25…

            Bitcoin Price Prediction: No Breakout Yet as Year-End Volatility Falls

            12 December 2025 at 20:25
            Bitcoin Price Today

            The post Bitcoin Price Prediction: No Breakout Yet as Year-End Volatility Falls appeared first on Coinpedia Fintech News

            Bitcoin continued to trade in a narrow range on Monday, with price action showing little change over the past three weeks as markets head into the year-end period of low liquidity and reduced volatility.

            A technical analyst tracking the daily chart said the move still appears to be part of a broader wave-four rebound, with no confirmation yet of a direct breakout to the upside. Despite small intraday gains, chart structures across timeframes remain aligned and do not show a shift in trend.

            Short-Term Moves Not Reflected in Broader Trend

            According to the analyst, the recent uptick in trader sentiment on social media has been driven by minor green candles on shorter timeframes. But he added that these moves do not change the wider structure, which has remained largely unchanged for nearly a month.

            He said traders should “zoom out” and separate short-term fluctuations from long-term patterns, stressing that a chart can appear bullish on lower timeframes while showing a different picture on higher ones.

            Market Slows Ahead of Holiday Period

            With the year-end holiday season approaching, the analyst expects slower price action to continue. Bitcoin has hovered within the same range for three weeks, and he said there is little preventing it from staying there until late December.

            He added that big directional decisions from market participants are unlikely before early next year.

            Technical Levels in Focus

            The analyst continues to track a possible triangle pattern within the current consolidation. A break below $89,300 would invalidate the pattern and likely push the price back toward Fibonacci support between $85,988 and $88,912.

            A move above $94,620, the high point of the pattern’s B-wave, would be the first signal of a possible upside breakout.

            Micro-support between $90,197 and $91,888 in case of an additional pullback within the structure.

            XRP Fans Want $1,000, Analysts See $30 — But Franklin Templeton Says One Missing Variable Will Decide the Real Price

            12 December 2025 at 19:23
            XRP Price

            The post XRP Fans Want $1,000, Analysts See $30 — But Franklin Templeton Says One Missing Variable Will Decide the Real Price appeared first on Coinpedia Fintech News

            An interesting debate around XRP has resurfaced after ETF analyst Nate Geraci raised a question many investors quietly ask: How high can XRP actually go from here?

            Geraci said that XRP trades near $2 with a market cap of about $125 billion. Even if the token ever grew to match Bitcoin’s current $1.8 trillion valuation, it would land somewhere near $30. Yet the crypto world remains full of predictions calling for $1,000 XRP or even higher.

            To dig into the real fundamentals, Geraci turned to Christopher Jensen, Portfolio Manager and Director of Digital Asset Research at Franklin Templeton. Jensen didn’t offer price predictions, but he did explain how serious investors evaluate XRP’s long-term upside.

            XRP’s Value Depends on Payments, Not Price Hype

            Jensen said the investment case for XRP starts with Ripple’s push to build a global payments network. The company has spent years buying firms and inserting XRP into their systems so the token becomes part of the “back-end plumbing” that moves money.

            He explained that Ripple wants XRP to serve as a kind of standard payment rail,  a digital highway that institutions can use for cross-border transfers, settlement, and internal payments. If XRP becomes widely integrated into financial infrastructure, demand for the token could grow.

            The Real Question: Does Activity Flow Back Into the Token?

            Jensen explained something most retail investors overlook: value accrual.

            Every blockchain handles this differently. If someone sends $5 of stablecoins on Ethereum, Solana, or Ripple’s network, the benefit to the native token varies. Some networks capture a lot of value, while others capture very little.

            For XRP, future price appreciation depends on how much economic activity actually returns to the token, not just how many banks or companies use Ripple’s software.

            Market Share Will Decide XRP’s Ceiling

            Payments are one of the largest markets in crypto, but they’re also competitive. Solana and other fast networks already handle a huge volume of transactions. Jensen said investors need to consider market share, adoption, and how Ripple positions XRP as a standard for different payment use cases.

            If XRP becomes the preferred rail for global money movement, the upside could be significant. If not, it may stay tied to realistic growth ranges rather than sky-high predictions.

            In short, the long-term value of XRP will not be decided by big predictions — but by whether Ripple succeeds in turning the token into the backbone of modern payments.

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