The post SOL vs XRP: Western Union Opts for Solana Over XRPL to Build Its Stablecoin appeared first on Coinpedia Fintech News

The XRP community has lost a major opportunity to the Solana (SOL) ecosystem. On Tuesday, Western Union announced a strategic partnership with Anchorage Digital to launch a stablecoin dubbed USDPT on the Solana network. 

“For 175 years, we’ve been connecting people, moving $150 billion a year. Digital assets are the next evolution. We looked at alternatives and came to the conclusion that Solana was the right choice,” Devin McGranahan, CEO of Western Union, noted. 

Notably, Western Union once used Ripple Labs xRapid, which uses XRP, to facilitate cross-border payments. The pilot program between Western Union and Ripple did not gain traction, as it was negatively impacted by the recently concluded lawsuit against Ripple by the United States Securities and Exchange Commission (SEC).

Why Western Union Chose Solana to Build its Stablecoin

Reliable, Tested, and Scalable Smart Contracts

Western Union has joined other institutional investors building on the Solana blockchain, including PayPal and Fiserv. The Solana network has been running for more than a year without any downtime amid its notable scalability and affordability. 

The Solana chain is also compliant with existing regulations, including the recently enacted GENIUS Act by President Donald Trump.

Vast Community to Adopt Its Stablecoin

The Solana’s global community has grown in the past years, fueled by its high throughput and cheap transaction rates. As such, Western Union will reach more global markets and users for its USDPT stablecoin.

Market Impact

The market impact of Western Union launching its stablecoin on Solana has a mutual benefit to both parties. As for Solana, the demand for SOL to facilitate USDPT payments will bolster its macro bullish sentiment.

On the other hand, Western Union has a higher chance of thriving in cross-border payments in the future, thus bolstering its stock market.

The post How High Can XRP Price Go After the FOMC Meeting Today? appeared first on Coinpedia Fintech News

The U.S. Federal Reserve will announce its latest interest rate decision at the FOMC meeting today, October 28. The market expects a decent 25 basis point rate cut, a move already priced in by most investors. For that reason, the immediate impact on crypto markets may be limited.

At the time of writing, XRP is trading at $2.65, down about 1% over the last 24 hours. While price action remains muted, traders are closely watching how XRP might react once the rate decision is official.

Calm Before Movement

The broader crypto market has been relatively quiet this week. XRP, in particular, has lagged behind some altcoins that recently surged following ETF approvals, such as Hedera (HBAR) and Litecoin (LTC).

Hedera, for example, jumped nearly 10% in a day after confirmation of its upcoming ETF. That strong move caught many off guard, as the approval was widely expected but apparently not fully priced in. The sharp rally has led some analysts to believe the same could happen with XRP once its own ETF finally gets approval.

Why the FOMC Meeting Matters for XRP

A rate cut generally increases liquidity across markets, encouraging investors to move money into risk assets, including cryptocurrencies. If today’s decision confirms the expected cut, it could support a gradual rebound in XRP and the broader market.

Still, analysts warn that the scale of XRP’s next move will depend on how investors interpret the Fed’s tone. A more uncertain outlook from the central bank could limit gains in the short term.

Short-Term Outlook

From a technical standpoint, XRP faces strong resistance near $2.75 to $2.80, levels that it needs to reclaim to build upward momentum. Some short-term downside toward $2.55 remains possible before a new leg higher.

However, sentiment is improving as market conditions stabilize and excitement builds around a future XRP spot ETF. If fundamentals continue to strengthen, XRP could target the $3 mark soon.

The post Big News: First Spot ETFs for Solana, Litecoin, and Hedera Go Live with $14.4M in First-Hour Volume appeared first on Coinpedia Fintech News

The first-ever spot exchange-traded funds (ETFs) for Solana (SOL), Litecoin (LTC), and Hedera (HBAR) have officially begun trading on Wall Street, marking a historic moment for digital assets beyond Bitcoin and Ethereum.

Early Trading Shows Strong Interest

In the first 30 minutes of trading, Bitwise’s Solana ETF ($BSOL) recorded over $10 million in volume, while Hedera’s $HBR ETF traded $4 million and Litecoin’s $LTCC ETF saw $400,000.

Alt szn catalyst?

SOL, HBAR, and LTC spot ETFs launched with $14.4M in first-hour volume.

BTC moves modestly with ETF flows (0.42 corr), while ETH’s nearly double (0.79).

If these mirror ETH, altcoins could soon move with TradFi money. Watch institutional flows. pic.twitter.com/WqVxbO5mKx

— Surf (@Surf_Copilot) October 28, 2025

Bitwise’s Solana ETF stands out for offering 7% annualized staking rewards with zero management fees, a move designed to attract long-term institutional investors. The underlying SOL tokens are held in secure custody with Coinbase Custody and BitGo, ensuring transparency and compliance with regulatory standards.

How These ETFs Got Approved

This sudden wave of approvals followed a quiet but important change in SEC regulatory guidance earlier this month. As explained by Bloomberg analyst, the update appeared in a Q&A issued by the SEC’s Division of Corporate Finance, specifically Question 11 of 22, which altered the language around the registration process for securities. While the text referenced initial public offerings, ETF issuers interpreted it as a green light for spot crypto funds.

Canary Capital was the first to apply this revised framework on October 7, filing for both its Litecoin and Hedera ETFs. Bitwise followed on October 8 with the Solana Staking ETF, and Grayscale submitted its $GSOL filing the next day. Bloomberg analyst Eric Balchunas confirmed that the SEC’s swift certification of Form 8-A filings was the final step before listing.

Despite the partial U.S. government shutdown, these approvals moved quickly, meaning the SEC’s ETF review pipeline has become more efficient and perhaps more open to digital assets.

What It Means for the Market

The arrival of these altcoin ETFs marks the first big expansion of regulated crypto investment products since the approval of Bitcoin and Ethereum spot ETFs. For the first time, institutional investors can gain direct exposure to blockchain networks that power smart contracts, payments, and decentralized applications beyond the two dominant cryptocurrencies.

The post Circle Launches Public Testnet For Arc With Participation from Over 100 Institutions appeared first on Coinpedia Fintech News

Circle has officially launched the public testnet for Arc, an open Layer-1 blockchain network built to support developers and companies, driving more economic activity onchain.

The New Economic “OS” For Internet

This is a major milestone for Circle and it’s already attracting participation from over 100 companies across the financial and technology sectors. 

Arc is now available for developers and enterprises to deploy, test and build on what Circle describes as the new Economic Operating System (“OS”) for the internet.

CEO Jeremy Allaire said that the testnet is “seeing remarkable early momentum”, as leading companies, protocols, and projects begin to build and test.

He highlighted that these participants collectively serve billions of users and handle trillions in assets worldwide, underscoring Arc’s goal to connect local markets to the global economy. He described Arc as enterprise-grade infrastructure designed to enable a more open, inclusive, and efficient financial system built natively on the internet.

The Arc Ecosystem is Taking Shape

With today’s public testnet launch, we’re proud to share that leading companies across major sectors of the global financial system and onchain economy are already engaging in the early Arc ecosystem.

Collectively, these organizations manage… pic.twitter.com/dI3aCIzS43

— Jeremy Allaire – jda.eth / jdallaire.sol (@jerallaire) October 28, 2025

Arc is a big step toward building a more open and programmable financial infrastructure for the global economy. It is designed to make onchain transactions faster, smarter, and easier to use, with predictable dollar-based fees, sub-second transaction finality and opt-in configurable privacy.

With its integration to Circle’s full-stack platform, Arc enables a wide range of use cases across lending, capital markets, foreign exchange and global payments.

Institutional Partners

Leading capital markets firms engaging with Arc include Apollo, BNY, Intercontinental Exchange, and State Street.

Other participating banks, asset managers, and insurers include Absa, Clearbank, BlackRock, Goldman Sachs, HSBC, Deutsche Bank, Standard Chartered, Invesco, SBI Holdings and others. 

Circle notes that payments are emerging as one of Arc’s most powerful use cases, making it easy for people and businesses to move money instantly and without friction. The same infrastructure also supports AI-driven systems that can autonomously send and settle value in real time.

Technology and Fintech Partners

The technology and payments firms engaging with Arc, include AWS, Mastercard, Visa, Cloudflare, Brex, Nuvei, among others. Stablecoin issuers from various regions are also active on the testnet.

Infrastructure Providers and Developers

Arc is also partnering with leading developers and infrastructure providers including MetaMask, Ledger, Fireblocks, Alchemy and Chainlink. 

Anthropic is enhancing the developer experience on Arc with Claude code-powered builder tools. Crosschain partners include Across, Wormhole and Stargate while Elliptic, Quicknode, and TRM will ensure that Arc stays fast, secure, and reliable. 

Arc is bringing together leading players from across the digital asset ecosystem, from decentralized and centralized exchanges to market makers, lenders, and custodians. DEXs like Uniswap and Curve provide onchain liquidity, while Coinbase, Kraken, and Robinhood expand global access.

Major market makers like Galaxy Digital, Wintermute, and GSR enhance liquidity, and lending platforms such as Aave and Maple support credit and capital efficiency. Custodians like BitGo and Zodia Custody help keep assets secure.

The First Step to Shared Governance

Circle notes that the testnet launch marks the beginning of a network designed to evolve into a distributed, community-driven system.

Over time, it plans to expand validator participation, introduce transparent governance models, and involve the community in its evolution.

The post SUI Price Prediction 2025: Can the Symmetrical Triangle Spark Another 900% Rally? appeared first on Coinpedia Fintech News

The year is about to close in the next two months, which has piqued the curiosity of market participants for a much-missed altcoin rally. As a reason SUI price prediction 2025 narrative is in trend. The SUI is among the top coins that have previously displayed massive gains and have the capability to achieve similar or higher gains again. 

Looking at SUI specifically, then its price action is entering a decisive stage as the asset consolidates within a broad symmetrical triangle after a historic rally in late 2024. With ecosystem metrics booming and on-chain activity reaching record highs, the coming months could determine whether SUI crypto reclaims its previous all-time highs.

SUI Price Action: From 950% Rally to Tight Consolidation

The second half of 2024 was nothing short of extraordinary for the SUI price, as it skyrocketed over 950% from $0.49 to an all-time high of $5.32. However, 2025 presented a different story. Following the euphoric rally, the SUI price chart displayed movements confined within a multi-month symmetrical triangle, indicating mounting accumulation.

As the trading range narrows, it reflects growing optimism and strengthened network fundamentals. Such consolidation phases often precede significant moves. 

Currently, the $2 support level acts as the key area to watch. A breakdown below this threshold could open doors to a deeper correction toward $0.49, while holding this zone keeps bullish hopes alive.

Ecosystem Growth Bolsters SUI Price Forecast

Despite the choppy SUI price USD action, the project’s fundamentals remain remarkably strong. On-chain data shows the SUI crypto ecosystem continues to thrive. The network recently achieved an all-time high of 225 million total accounts, a clear sign of rising engagement and user participation.

Even more impressive, October 28th witnessed 923,966 new accounts created in a single day, showcasing rapid adoption momentum. This consistent expansion in network activity underlines investor confidence and reinforces the long-term viability of SUI’s ecosystem.

Additionally, SUI’s Total Value Locked (TVL) stands firm at around $1.89 billion, after touching an ATH of $2.62 billion earlier in October. 

Stablecoin Market Cap Growth Fuels Optimism

Another key aspect of the current SUI price analysis is the notable uptick in stablecoin inflows in october. The stablecoin market cap surged from a dip around $560 million to $1.15 billion at the time of writing. This is reflecting increasing liquidity and ecosystem utility. 

Rising stablecoin activity often signals deeper adoption, as users engage more with decentralized applications, yield protocols, and staking opportunities.

This gradual yet firm rise in stablecoin dominance reflects investor confidence in the network’s resilience, suggesting that the groundwork for the next bullish phase may already be underway.

SUI Price Prediction 2025: A Crucial Setup Before the Breakout

The SUI price prediction 2025 framework points to a decisive few months ahead. If aggressive buying emerges, a breakout from the symmetrical triangle could send prices surging back toward $5.32 before the year closes, possibly forming strong Marubozu candles on the SUI price chart.

However, a more gradual buildup could delay the explosive move to the first half of 2026, allowing the asset to consolidate between its triangle borders. Either way, the tightening pattern and strong on-chain foundation make SUI crypto one of the most intriguing assets to watch in the DeFi landscape.

The post Circle Launches Arc Public Testnet with Top Global Firms appeared first on Coinpedia Fintech News

Circle has launched the public testnet for Arc, a Layer-1 blockchain designed to bring real-world financial activities onchain. Major firms like BlackRock, Visa, HSBC, AWS, and Anthropic are participating. Arc features USD-based fees, sub-second settlement, and optional privacy controls. Circle plans to decentralize Arc gradually by opening validator roles and governance to the community, aiming to build a decentralized, efficient global financial infrastructure.

The post Truth Social Partners with Crypto.com for Prediction Markets appeared first on Coinpedia Fintech News

Trump Media’s Truth Social is launching “Truth Predict,” the world’s first social media prediction market platform in exclusive partnership with Crypto.com. Users can trade contracts on events like politics, economics, and sports, converting in-app rewards called Truth gems into Crypto.com’s CRO token. Beta testing is coming soon, followed by a full U.S. launch and plans for global expansion. This move aims to combine social engagement with real-time market insights.

The next Federal Open Market Committee (FOMC) meeting is fast approaching, and the bets are already pouring in as to what it would mean for the Bitcoin and crypto industry. The last FOMC meeting took place in September, when the Federal Reserve ended up cutting rates down to 4-4.25% after months of no rate cuts. With this setting the tone, the expectations that another rate cut could be on the way are getting louder, with the FedWatch Tool showing a high percentage.

Market Expects Another Rate Cut To 3.75-4%

The next FOMC meeting is scheduled for Wednesday, October 29, 2025, and there is already a major clamor around what the Fed is planning on doing. The current market headwinds point to a favorable outcome for risk assets such as Bitcoin and other cryptocurrencies, with expected rate cuts.

Currently, the CME FedWatch Tool is showing that the probability of a rate cut has risen to 98.3% as of the time of this writing. This leaves only a 1.7% chance that the Federal Reserve will actually leave rates at their current levels, and there is zero chance that there will be a rate hike.

A reduction in the rate cuts is good for businesses all around, as lower interest rates mean better loan terms and increased spending and borrowing. Thus, it will increase the participation in the markets, from consumer goods to the stock market, and then make its way into newer markets such as Bitcoin and crypto.

Expectations For Bitcoin And Crypto Are Getting Higher

A rate cut by the Federal Reserve aligns with the more pro-crypto stance that the United States has been moving in since President Donald Trump was elected. Last week, the president pardoned the Founder and former CEO of the Binance crypto exchange, Changpeng Zhao, after he previously pled guilty to money laundering violations back in 2024. Zhao has since served a 4-month stint before the pardon from Trump came.

With the US embracing Bitcoin and crypto again, a rate cut will only further the ascent, allowing more investors to get into the market as liquidity frees up. The initial announcement has been known to trigger a rapid increase in the market. But as the news settles, the crypto market is expected to continue to rise in response.

However, nothing is certain until the FOMC meeting is complete and the announcement is made. For the Bitcoin and crypto market to remain bullish, inflation will also have to be reduced, as an increase could trigger more conservative stances from investors.

The crypto market, despite experiencing throughout the year major price fluctuations, security incidents, and legal hurdles, has experienced remarkable growth.

This can be attributed to the expansion of digital asset treasuries (DATs), increased institutional adoption, and new initiatives aimed at integrating digital assets, particularly stablecoins, into traditional financial sectors.

Andreessen Horowitz (a16z) recently shared their projections for the crypto landscape for the remainder of the year and years to come, highlighting nine key trends expected to be major catalysts for the industry.

Key Legislative Changes And Institutional Adoption 

Firstly, market structure legislation in the US is expected to emerge as a critical priority for policymakers and Congress, establishing a clear regulatory framework that supports crypto developers. 

The passage of the GENIUS Act in July of this year also marked a pivotal moment, garnering bipartisan support and providing builders with much-needed certainty in their endeavors.

Secondly, the adoption of stablecoins is set to accelerate as network effects take hold among financial institutions, merchants, and consumers, thereby enhancing the global standing of the US dollar.

Furthermore, major players like JPMorgan, Citi, BlackRock, and Fidelity are amplifying their crypto offerings through new product launches, partnerships, and acquisitions. 

The infrastructure supporting blockchain technology is also advancing rapidly. Current networks can process over 3,400 transactions per second, marking a 100-fold increase over the past five years.

Moreover, a new wave of real-world assets (RWAs) is transitioning onto the blockchain as the worlds of crypto and traditional finance converge. The market for tokenized real-world assets has expanded to nearly $30 billion, with significant contributions from Treasuries, money market funds, and private credit.

The Future Of Crypto

In parallel, the crypto sector is attracting a growing pool of talent, driven by a more favorable regulatory environment and the emergence of new opportunities for developers.

The focus on revenue generation is also shifting within the token ecosystem. More tokens are implementing fee mechanisms, redirecting attention toward fundamental value. In the past year, users have paid $33 billion in fees, resulting in $18 billion for projects and $4 billion for token holders. 

Innovative consumer products are also expected to drive the next wave of crypto adoption. Although approximately 716 million people now own cryptocurrency, only 40 to 70 million are considered active users. 

Ultimately, 2025 is poised to lay the groundwork and establish the foundations for the years to come. It is expected to be a transformative year for the crypto industry, characterized by widespread institutional adoption, regulatory clarity, and tangible utility. 

Featured image from DALL-E, chart from TradingView.com

The post Metaplanet Announces ¥75B Share Repurchase Program to Strengthen Bitcoin Strategy appeared first on Coinpedia Fintech News

Metaplanet, widely known as “Japan’s MicroStrategy”, has taken a major step forward in its long-term strategy by launching a 75 billion JPY share repurchase program. 

This comes after the company faced a setback with a decline in its mNAV, and aims to make better use of capital and boost returns for shareholders.

Metaplanet has established a share repurchase program to enhance capital efficiency and maximize BTC Yield. The Board also approved a credit facility to enable flexible execution as part of the company’s capital allocation strategy. https://t.co/zucPBrIqOQ

— Simon Gerovich (@gerovich) October 28, 2025

Why Metaplanet Is Buying Back Its Own Shares 

In its latest disclosure, Metaplanet noted that recent market volatility and a decline in its mNAV have led to its stock being undervalued. 

The mNAV compares the company’s enterprise value to the market value of its Bitcoin holdings. When it falls below 1.0x, the company’s shares are seen as trading below their fair value based on BTC reserves. 

To address this, Metaplanet launched a capital management plan designed to maximize BTC yield and improve capital efficiency. 

Metaplanet’s stock is currently trading at 499 JPY, up 2.5% over the past day and roughly 18% over the last five days. Its mNAV has also recovered to 1.03 as of the time of writing.

The buyback program will cover up to 150 million common shares, representing about 13.13% of its total outstanding shares, excluding treasury shares. It will run from October 29, 2025, to October 28, 2026 and buybacks will be conducted through purchases on the Tokyo Stock Exchange under a discretionary trading agreement.

$500M Credit Line Announced

In order to give the company more flexibility in carrying out the repurchase program, the board has also approved a credit facility with a borrowing limit of up to USD 500 million (around JPY 76.4 billion).

This allows the company to secure funds using its Bitcoin holdings as collateral whenever needed. The funds raised could be used for additional Bitcoin purchases, investments in its Bitcoin Income business, or share buybacks. 

The credit line also plays a major role in the Company’s financial strategy and is expected to serve as bridge financing ahead of its planned issuance of preference shares. 

Metaplanet’s Capital Allocation Policy

Metaplanet has also created a new Capital Allocation Policy designed to maximize sustainable value creation. It will be guided by three fundamental principles.

Metaplanet plans to actively utilize preferred shares, to strengthen BTC yield and enhance long-term shareholder value. It will avoid new issuances when mNAV is below 1.0x, and pursue them only when mNAV exceeds 1.0x and valuations and strategic conditions clearly support long-term shareholder value.

And if mNAV falls below 1.0x, the Company will actively consider share buybacks to enhance BTC yield and shareholder value.

It also noted that the funding sources for share repurchases may include cash reserves, funds raised from preferred share issuances, credit facilities, or income generated by its Bitcoin-related business operations.

Since April 2025, the company has expanded its Bitcoin Treasury Strategy, now holding 30,823 BTC, making it the fourth-largest public Bitcoin holder globally and the largest in Asia. 

The company is also committed to its long-term goal of acquiring 210,000 BTC by the end of 2027.

Despite what appears to have been a setback, Metaplanet continues to show strong conviction in Bitcoin’s long-term potential.

Despite facing criticism for lagging behind the United States in creating a more accommodating environment for cryptocurrency growth and adoption, China reaffirmed its stringent stance on crypto once again this week. 

Authorities issued warnings about the alleged risks posed by stablecoins, particularly amid concerns that the US may have solidified its dollar dominance through these digital assets.

US GENIUS Act Vs. China’s Crypto Caution

According to local media reports, Pan Gongsheng, governor of the People’s Bank of China, announced plans to expand the use of the country’s central bank digital currency (CBDC), known as the “e-CNY.” 

He remarked, “[Stablecoins] are still in their early stages of development,” emphasizing that financial regulators globally remain cautious about these assets, which are typically pegged to other currencies.

In the United States, however, Trump’s policies toward digital assets have resulted in the passage of the GENIUS Act, as the first crypto bill aimed at laying the framework for the adoption of these dollar-pegged cryptocurrencies. 

Yet, Pan highlighted that stablecoins currently fail to meet essential requirements such as customer identification and anti-money laundering (AML) measures, which could allegedly exacerbate gaps in global financial regulation. 

He expressed concern that these issues foster a “speculative market atmosphere,” increasing vulnerabilities in the global financial system and affecting the monetary sovereignty of less developed economies. 

The central bank plans to collaborate with law enforcement to continue cracking down on domestic operations and speculation related to crypto. “The policies and measures implemented since 2017 to address risks associated with virtual currencies remain in effect,” he stated.

Regulatory Revisions Ahead

Despite China’s continuous crypto crackdown, research on stablecoins is progressing within China. The country’s largest government-backed research fund recently opened applications for studies focused on stablecoins and their cross-border monitoring systems, offering grants ranging from 200,000 yuan (approximately $28,083) to 300,000 yuan ($42,126).

The central bank also plans to optimize the positioning of the digital yuan, allowing more commercial banks to participate in the pilot program that has been running in over two dozen cities since 2019, accumulating a transaction value exceeding 14 trillion yuan.

Zhu Hexin, director of the State Administration of Foreign Exchange, indicated that nine new policy measures would soon be introduced to promote trade innovation and development, with the potential to bring positive developments for the growth of the crypto ecosystem in the Asian country. 

Wu Qing, chairman of the China Securities Regulatory Commission, also hinted at the possibility of such measures, stating that the regulator would review listing standards on the Shenzhen Stock Exchange’s ChiNext board to better align with the characteristics of emerging fields and future industries.

Featured image from DALL-E, chart from TradingView.com 

The post Bitcoin and Ethereum ETFs See Over $280M in Inflows appeared first on Coinpedia Fintech News

Bitcoin and Ethereum spot ETFs kept their upward momentum on October 27, drawing a combined $283 million in net inflows. Bitcoin ETFs led with $149 million, marking their third consecutive day of gains. Ethereum ETFs followed with $134 million in positive flows, with all nine funds recording no outflows. The steady inflows highlight growing market optimism and rising institutional confidence in the two largest cryptocurrencies.

The post XRP Left Behind Again as Solana, Hedera, and Litecoin ETFs Set To Go Live Tomorrow appeared first on Coinpedia Fintech News

In a surprising turn of events, spot ETFs for Litecoin (LTC) and Hedera (HBAR) are now officially effective and will begin trading on NASDAQ tomorrow, according to Canary Funds CEO Steven McClurg. Litecoin and Hedera are the next two token ETFs to go effective after Ethereum, and Canary Funds has confirmed their launch tomorrow.

Additionally, Bloomberg’s Senior ETF Analyst Eric Balchunas confirmed that the NYSE has certified the 8-A filings for multiple crypto ETFs, including Bitwise’s spot Solana ETF (SOL) and Grayscale’s GSOL, which will convert on Wednesday.

He said that the Exchange has posted listing notices for Bitwise Solana, Canary Litecoin, and Canary HBAR to launch tomorrow, and Grayscale Solana to convert the day after. Unless there is last-minute SEC intervention, the launches are moving forward.

How Are ETFs Launching During a Government Shutdown?

This set of ETF approvals has raised questions about how such progress is possible during the ongoing U.S. government shutdown. Journalist Eleanor Terrett explained that certain legal provisions allow ETFs to move forward without active SEC oversight.

Under the Securities Exchange Act of 1934, the Form 8-A filing formally registers ETF shares for exchange trading, while the S-1 filing registers them under the Securities Act of 1933.

The NYSE certified all relevant 8-A filings this morning, marking the final procedural step before trading begins. As for the S-1s, issuers included language allowing their registration statements to automatically go effective 20 days after filing, bypassing the need for manual SEC approval.

This mechanism means ETFs can legally go live even when the SEC staff is unavailable, allowing launches to continue uninterrupted despite the shutdown.

However, not every digital asset community is celebrating.

XRP Community Frustrated as Others Move Ahead

While the crypto market welcomes new ETF launches, XRP investors are once again left behind. Legal expert Bill Morgan noted that delays around XRP have become a recurring theme and that the asset continues to be excluded from major developments.

I had a strong feeling XRP Spot ETFs would not be next. There are always delays when it comes to XRP. Always held back. https://t.co/7Vhzi6Cesv

— bill morgan (@Belisarius2020) October 27, 2025

He also said that XRP’s price generally mirrors Bitcoin’s movements, explaining that even multiple ETF approvals would not necessarily drive the token higher if Bitcoin were to fall.

After months of growing uncertainty and anticipation, the debut of exchange-traded funds (ETFs) for Hedera (HBAR) and Litecoin (LTC) is set to commence tomorrow, as confirmed by Canary Capital’s CEO Steven McClurg on Monday.

Hedera And Litecoin ETF Launches Imminent

Crypto reporter Eleanor Terret shared the news on X (formerly Twitter), revealing that the ETF launches for Litecoin and Hedera are imminent, with a statement from McClurg underscoring the excitement for the upcoming launch.

Notably, the New York Stock Exchange (NYSE) has also made significant moves in the ETF sector by certifying 8-A filings and issuing listing notices for Bitwise Invest’s spot Solana (SOL) ETF launch tomorrow and Grayscale’s GSOL conversion slated for Wednesday.

Despite the ongoing government shutdown, these ETF debuts are proceeding smoothly, Terret confirmed. The legal processes behind ETF launches, including the crucial 8-A filings, have been completed successfully, paving the way for the launch of these investment vehicles.

ETF Listings Confirmed

Addressing concerns about Securities and Exchange Commission (SEC) approval during the shutdown, a key detail emerged: the issuers strategically included provisions in their amended S-1 filings, enabling automatic effectiveness 20 days post-filing. This ensures a seamless transition to trading without manual SEC approval.

Bloomberg’s ETF expert, Eric Balchunas, further corroborated this development on social media, confirming the listing notices for Bitwise, Canary, to launch imminently, with grayscale Solana’s conversion scheduled shortly after. Balchunas stated, “Assuming there’s not some last min SEC intervention, looks like this is happening.”

The news has sparked a recovery in HBAR and LTC prices. Litecoin has regained the key $100 mark with a 2% surge in the 24-hour time frame, while Hedera has seen similar gains of 2.1% during the same period. 

Featured image from DALL-E, chart from TradingView.com 

The post Coinbase Collaborates With Citi to Facilitate Seamless Adoption of Crypto and Stablecoin Payments appeared first on Coinpedia Fintech News

Coinbase Global Inc. (NASDAQ: COIN) has partnered with Citigroup Inc. (NYSE: C). The strategic partnership between Citigroup and Collaboration will help democratize stablecoin and crypto payments to both retail and institutional clients. 

According to Brian Armstrong, CEO of Coinbase, the collaboration with Citi will work on improving stablecoin utility and digital assets adoption. Furthermore, Citi is a top-tier bank with more than 200 million customers from over 160 nations and jurisdictions.

What’s The Market Impact of Citi’s Collaboration with Coinbase

Bull Market Fuel: Mainstream Crypto Adoption Facilitated by Institutional 

The direct impact of Citi’s collaboration with Coinbase is the enhancement of the mainstream adoption of digital assets, amid the ongoing macro bull market. With both entities serving millions of global users, their partnership will enhance crypto liquidity and demand in the short term.

“This collaboration will combine Coinbase’s years of experience building secure, streamlined, and scalable infrastructure for digital assets with Citi’s global payments network that spans 94 markets and over 300 payment clearing systems. Together we’re working to create innovative payment solutions for institutions operating at scale,” Coinbase noted. 

Both entities will be building their collaboration on the notable crypto regulatory clarity, especially in the United States. For instance, Citi users will seamlessly access stablecoin payments via Coinbase in a regulated manner through the GENIUS Act.

Stock Market Rebound on Competitive Edge 

Following the announcement, COIN shares edged 5% higher on Monday, October 27, to trade about $366 at press time. Investors have gained more confidence in the long-term growth of COIN, since the exchange has an edge over its competitors.

Notably, the COIN stock price in the weekly timeframe has signaled a potential bullish breakout towards market discovery. Meanwhile, Citi’s stock price gained 2% on Monday to trade at about $100.81 at press time. 

The post ClearBank to Join Circle’s Payments Network and Expand Stablecoin Access appeared first on Coinpedia Fintech News

ClearBank, a technology-enabled clearing bank, is making a major push into digital finance to expand stablecoin use and improve cross-border payments across Europe.

Strategic Alliance Between ClearBank and Circle

ClearBank has announced a strategic framework agreement with a subsidiary of Circle Internet Group, the stablecoin giant behind USDC and EURC. 

Through this partnership, the two companies will work together on a range of initiatives in the European market.

Initially, the focus will be on expanding access to USDC and EURC, Circle’s MiCA-compliant, fully reserved stablecoins, through Circle Mint in Europe. This move places ClearBank as a core infrastructure partner for banks and fintechs, that are looking for trusted, multi-currency stablecoin solutions for payments, treasury, and liquidity use cases. 

ClearBank to Join Circle’s Payments Network

ClearBank is taking another big step by planning to join Circle’s Payments Network (CPN), making it one of the first European banks to do so. This will let clients move money around the world at internet speed, with the transparency of blockchain technology.

By linking its cloud-based banking system with Circle’s infrastructure, including Circle Mint and the Circle Payments Network, ClearBank is bridging traditional and digital finance to make cross-border payments faster and cheaper.

Mark Fairless, CEO of ClearBank, said this move marks a major step in ClearBank’s growth as a cross-border payments innovator.

Sanja Kon, VP of Partnerships & Business Development, EMEA at Circle, said that this partnership will expand access to USDC and EURC, helping drive faster, more transparent payments and unlock new financial services built on “open, programmable money.”

Expanding Opportunities Beyond Payments

ClearBank and Circle are also exploring additional strategic use cases, including stablecoin-based treasury solutions and future tokenized asset settlement integrations.

Circle launched the CPN in April, to connect banks, fintechs, and payment providers to settle cross-border payments in real time using regulated stablecoins like USDC and EURC. CPN supports a wide range of cross-border use cases, from payments and remittances to treasury and onchain finance. 

Circle also became the first global stablecoin issuer to meet MiCA requirements in July 2024, well ahead of the regulation coming fully into effect later that year.

Clearbank’s move highlights the growing confidence among financial institutions in using stablecoins for global payments.

The post Bitcoin Price Prediction 2025: Why November Could Be the Jackpot Month? appeared first on Coinpedia Fintech News

As October draws to a close, optimism around Bitcoin price prediction 2025 is heating up. With BTC reclaiming key technical levels and macro events aligning in the final week of the month, November could emerge as the ignition point for a major bullish phase across crypto markets led by Bitcoin’s resurgence.

Macro Triggers Align for a Perfect Storm

This final week of October is shaping up to be one of the most pivotal in months. Multiple macro catalysts are converging simultaneously, as an analyst has mentioned that the end of quantitative tightening (QT) could be near, potential rate cuts have a higher likelihood than ever, a $1.5 trillion liquidity injection could boost US sentiment, and renewed U.S.-China cooperation could completely rejuvenate the market.

If these developments unfold as anticipated, the result could be a massive surge in global liquidity and risk appetite. The combination of macro, liquidity, and narrative dynamics sets a near-perfect stage for a breakout going into November.

• Also Read :
•   Crypto Market Live: Bitcoin (BTC) Poised for Major Volatility as Price Targets $120,000 This Week
•   ,

Technical Breakout: Bitcoin Price Chart Signals Renewed Momentum

Bitcoin price today is trading around $115,196, marking a sharp 12% rebound from its mid-October low of $103,750. This surge has propelled BTC price above its 200-day EMA, a historically significant indicator. 

The last time Bitcoin crossed this level was in Q2 2025, it triggered a powerful upward rally, and similar momentum appears to be building again.

On the Bitcoin price chart, the move above all above major EMAs into new support zones. Now, sustaining above them reinforces bullish sentiment and increases the likelihood of continued upside in the BTC price USD range.

Based on the bullish circumstances from this week’s event, the coming November could see the primary target of $ 130,000 and the next target at $ 145,000 before the year concludes, if bullish momentum continues.

ETF Inflows Return as On-Chain Metrics Flash Green

Following a series of outflows, Bitcoin ETF products are now experiencing net positive inflows. On October 24, $90 million in fresh institutional capital flowed into Bitcoin ETFs, signaling renewed investor confidence. 

If this momentum continues, october ending days could attract even more institutional liquidity into the market before heading into November.

Simultaneously, on-chain data reveals a steep decline in Bitcoin exchange reserves since September, implying mass accumulation by long-term holders. 

Over the past ten days, nearly 7 million BTC have moved back into profit territory, including 5.1 million coins held by investors under six months, per an CryptoQuant insight. This shift indicates growing conviction among newer market participants and a strengthening market structure.

Psychological Shift Reinforces Bitcoin Price Forecast November 2025

Behaviorally, profitability breeds confidence. As short-term holders see consistent gains, they’re less likely to sell prematurely and more inclined to add to positions. This gradual transformation from short-term speculation to medium-term conviction is a hallmark of early bull market phases.

If Bitcoin maintains its position above these realized price levels, it could confirm a structural transition back to optimism potentially paving the way for another leg up in the broader crypto rally. With momentum, macro alignment, and ETF inflows all trending upward, the Bitcoin price prediction 2025 looks increasingly promising.

FAQs

The post China’s Central Bank Governor Warns Stablecoins Pose Risks to Global Financial System appeared first on Coinpedia Fintech News

Stablecoins have been attracting increasing attention lately as banks and institutions explore its growing role in digital finance. However, despite its rapid innovation and increased adoption, some officials believe that it is in its early stages and the risks remain. 

PBOC Governor Urges Caution

Pan Gongsheng, Governor of the People’s Bank of China, recently noted that virtual currencies, especially stablecoins issued by institutions, have seen a surge in growth over the past few years. However, he pointed out that the industry is still in its early stages. 

Moreover, global financial bodies regulators are also growing increasingly cautious about the development of stablecoins.

Global Regulators Sound the Alarm

Just ten days ago, at the IMF and World Bank Annual Meetings in Washington, D.C., finance ministers and central bank governors discussed stablecoin and their potential risks as one of the main topics. They noted that while stablecoins are growing popular, they still fall short of basic financial standards like the customer identification and anti-money laundering measures. 

Officials warn that these very gaps could make it easier for money-laundering, illegal cross-border transfers and even terrorist financing to occur. This has led to increased market speculation, adding pressure to the global financial system and concerns that it could even threaten the monetary sovereignty of smaller, less-developed economies.

These issues highlight the need for stronger oversight measures, before stablecoins can safely play a larger role in the financial system. 

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•   Canada Fast-Tracks Stablecoin Rules Ahead of November 4 Budget
•   ,

China’s Crackdown and Continued Oversight

The governor has stressed that since 2017, the People’s Bank of China (PBOC), together with other departments, has introduced several policies in an effort to prevent and address the risks of domestic virtual currency trading speculation. He also noted that these measures are still in effect.

Looking ahead, the PBOC will keep working with the law enforcement agencies to continue cracking down on the operation and speculation of virtual currencies in China. At the same time, it will also closely monitor the growth of overseas stablecoins. 

Ant Group’s Push into Digital Assets

This comes as Ant Group, Alibaba’s fintech arm, filed a trademark for “AntCoin” in Hong Kong, hinting at its growing interest in Web3 and digital assets. The trademark covers a wide range of financial operations from banking, lending, foreign exchange to blockchain settlement, digital-asset custody, stablecoin issuance, and even loyalty rewards.

It has previously faced pushback as the Chinese authorities ordered the company to halt its plans due to concerns over privately controlled digital assets.

However, its latest move shows that it is moving forward despite China maintaining a tight grip on crypto activity.

FAQs

The post XRP Price Builds Momentum as Macro Catalysts and ETF Hopes Spark Accumulation appeared first on Coinpedia Fintech News

The broader crypto market appears to be approaching a major turning point and XRP price is positioned right in the middle of it. With liquidity expected to surge and macro catalysts aligning, XRP’s consolidation phase could soon give way to a decisive breakout, setting the tone for a new bullish cycle.

Liquidity Floodgates and Macro Dominoes Align

As the global economy braces for a series of synchronized macro shifts, risk assets like crypto are gaining renewed attention. The end of quantitative tightening (QT), the prospect of rate cuts, and a $1.5 trillion liquidity injection are building the foundation for what could be a historic rally.

Combined with easing U.S.-China tensions and strong S&P earnings, the current setup paints a “risk-on” environment. This perfect storm of liquidity, narrative, and capital rotation makes digital assets such as Bitcoin, Ethereum, and particularly XRP stand out among blue-chip cryptocurrencies.

XRP Price Enters a Symmetrical Triangle: Accumulation Before Expansion

Currently, XRP price hovers around $2.62, with a market cap of $157 billion and $4.49 billion in 24-hour trading volume. On the XRP price chart, the token is converging within a symmetrical triangle pattern.

This price compression indicates an extended accumulation phase. Smart money appears to be quietly positioning ahead of what could be a significant shift once volatility expands. The resilience of XRP price today highlights growing investor confidence despite ongoing macro uncertainties.

On-Chain Signals Strengthen: DEX Activity Suggests Upcoming Rally

Interestingly, on-chain metrics from the XRP Ledger DEX are flashing bullish signals. Since May 2025, while price consolidation has continued, the DEX transaction count has been steadily rising shows that order activity and liquidity are building beneath the surface.

This surge in transactional engagement, including order placements and cancellations, reflects heightened participation from sophisticated traders. Such patterns typically precede strong price movements, suggesting that the market is “coiling the spring” for a sharp upside breakout once catalysts align.

ETF Momentum Could Redefine the XRP Narrative

Perhaps the most influential upcoming driver for XRP crypto is the growing anticipation around a potential XRP ETF launch. Recent discussions indicate that spot crypto ETFs for XRP, Solana, and Litecoin are ready for regulatory clearance once Washington resumes full operations.

Next two weeks?

Spot xrp, sol, ltc, & other ETF filings all lined up & ready for launch. pic.twitter.com/BVLbfSeD0K

— Nate Geraci (@NateGeraci) October 27, 2025

Market commentators describe this situation as a “dam about to burst,” with the delay in approval being the only barrier holding back institutional inflows. Once lifted, the wave of new ETF products could dramatically increase XRP exposure, shifting it from an accumulation phase to a sustained XRP price rally.

FAQs

The post Alibaba’s Ant Group Eyes Crypto Future with ‘AntCoin’ Trademark in Hong Kong appeared first on Coinpedia Fintech News

Alibaba’s fintech arm, Ant Group, is stirring buzz in the crypto world after filing a trademark application for “AntCoin” in Hong Kong. While the filing doesn’t confirm a token launch, it signals that the company is laying the legal groundwork to blend its Alipay payments ecosystem with Hong Kong’s fast-emerging regulated Web3 and stablecoin framework.

A Step Toward Blockchain-Based Finance

According to the Hong Kong Intellectual Property Department, the AntCoin trademark, filed in June, covers a sweeping range of financial operations, from traditional banking, lending, and foreign exchange to blockchain settlement, digital-asset custody, stablecoin issuance, and even loyalty rewards. This suggests Ant Group’s long-term ambition to merge conventional financial services with decentralized digital finance, potentially making Alipay a gateway to Web3 adoption in Asia.

Tying In With Hong Kong’s Crypto Push

The timing of this move is noteworthy. Hong Kong recently introduced a stablecoin licensing regime in August, aimed at attracting regulated crypto innovation. Ant’s filing aligns neatly with this regulatory shift, showing the company’s intent to explore opportunities under the city’s new pro-crypto environment.

Adding to the anticipation, Ant Group Chairman Eric Jing is set to speak at the upcoming Hong Kong FinTech Week, sharing the stage with Christopher Hui, Hong Kong’s Secretary for Financial Services, and Fred Hu of Primavera Capital. This year’s event, traditionally focused on traditional finance, will heavily emphasize crypto and Web3 themes, sparking speculation that Ant might unveil more details about its blockchain direction.

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•   ,

Crypto Impact 

Having said that, if Ant Group goes ahead with launching ANTCOIN, it could be a game changer for crypto adoption. With millions of Alipay users, the company could easily introduce digital currency to the mainstream. However, strict Chinese regulations might slow things down. Still, the move signals how major fintech giants are increasingly exploring the digital asset space.

Positioning Alipay for the Web3 Era

However, Ant Group’s interest in blockchain isn’t new, it has previously launched pilot projects exploring distributed ledger technology for supply chains and cross-border payments. However, the AntCoin filing marks its most direct step yet toward entering the regulated crypto economy. By securing the trademark early, the company ensures flexibility in branding, technology development, and compliance under Hong Kong’s evolving rules.

Though Ant Group hasn’t confirmed any token launch, the AntCoin trademark underscores how traditional fintech giants are preparing for the next wave of digital finance. With Hong Kong positioning itself as a crypto innovation hub, Ant’s latest move could soon bridge Alipay’s massive user base with regulated digital-asset services, potentially reshaping Asia’s payments landscape.

FAQs

The post Crypto Markets Brace for Fed Rate Cuts, Big Tech Earnings, and Trump–Xi Meeting appeared first on Coinpedia Fintech News

The crypto and stock markets are gearing up for a big week ahead.

Investors will be watching for key developments from the Fed, including interest rate decisions and Powell’s conference, along with major earnings reports from tech giants and the upcoming Trump–Xi meeting. 

All of this could have a big impact on markets, giving investors long-awaited clarity on liquidity, earnings, and global trade that will shape how money moves for the rest of the year.

THIS IS GONNA BE A BIG WEEK

Wednesday:

-Fed Interest Rate & QT Decision
-Fed Chair Powell’s Press Conference
-Microsoft, Alphabet, and Meta Earnings Reports

Thursday:

– President Trump–Xi Meeting
– Apple and Amazon Earnings Reports

Expect high market volatility pic.twitter.com/kC4ynthP22

— Ash Crypto (@Ashcryptoreal) October 27, 2025

Fed Interest Rate Decision – Wednesday

Markets widely expect the Fed to cut interest rates for the second time this year in its next meeting. According to the CME FedWatch Tool, the odds of a 25-basis-point rate cut currently stand at 97.3%.

With the government shutdown cutting off access to most recent economic data, investors will be closely watching how policymakers balance inflation with a cooling job market. Analysts note the Fed must clearly explain how it is making decisions with limited data, relying on its own surveys to decide on the policy matters. 

Jerome Powell’s Press Conference – Wednesday 

Markets will also watch Powell’s tone closely in his upcoming press conference, as it could shape expectations for further rate cuts this year. If he points to easing inflation or growing signs of a weaker job market, it could reinforce the Fed’s confidence in continuing rate cuts. Ultimately, that could send money flowing back into stocks and crypto.

Powell has also hinted that quantitative tightening is nearing its end, which could influence investor sentiment. The end of QT could mark a major turning point for risk assets, as it could effectively stop draining liquidity from the markets. 

Microsoft, Alphabet, Meta Earnings – Wednesday

Big Tech earnings are up next, with Microsoft, Alphabet, and Meta reporting on Wednesday, followed by Apple and Amazon on Thursday. Strong results could give both the stock and crypto markets a solid boost.

President Trump Meets President Xi – Thursday

Finally, the highly anticipated Trump–Xi meeting on Thursday takes center stage.

U.S Treasury Secretary Scott Bessent said Sunday that the U.S. and Chinese officials have agreed on a “very substantial framework” for a trade deal, setting the stage for talks between President Trump and President Xi this week.

The deal would prevent 100% U.S. tariffs on Chinese goods and delay China’s planned rare-earth export controls. Moreover, Trump is also optimistic and expects to reach an agreement soon. 

With the FOMC meeting and possible rate cuts, progress on trade talks, and the government shutdown coming to an end, the setup looks stacked with bullish catalysts. However, there is also a risk that markets may have already priced in much of the optimism, which could leave little room for growth. 

Over the years, a number of indicators have emerged that have often helped to pinpoint the Bitcoin bull market peak. These indicators have been triggered in previous cycles, and their triggers have often been a signal that it was time to get out of the market, as a new bear market is underway. However, this time around, even with the Bitcoin price hitting multiple new all-time highs, none of these cycle peak indicators have been triggered, suggesting that the market top has yet to be reached.

0 Out Of 30 Bull Market Peak Indicators Triggered

The Bull Market Peak Indicator tracker on the Coinglass website follows a total of 30 indicators that follow 30 indicators that show the progress of the Bitcoin bull market toward reaching a top. Some major ones include the Bitcoin Bubble Index, the Puell Multiple, the Bitcoin Rainbow Chart, and the Altcoin Season Index, among others.

Usually, these indicators are tracked on a scale of 0-100%, with 0% meaning that it is far from being triggered and 100% showing that an indicator has been triggered. If only a few of these get to the 100% mark and are triggered, it usually doesn’t mean that the Bitcoin peak has been reached.

However, even now, not one of these indicators has been triggered. Most continue to remain quite low, while the likes of the Bitcoin dominance are high, but still have not been triggered. For there to be a definite progress toward the Bitcoin market peak, at least half of these would have to be triggered.

What This Means For Investors

Since none of the bull market peak indicators have been triggered, it means that the Bitcoin price might actually be far away from its all-time high. With the score still being 0 out of 30, it points to this being a time to hold, despite the declines that the market has suffered recently.

According to a previous report from Bitcoinist, this was the case a few months ago, and now two months later, the tracker remains the same. Thus, it could be that $126,000 is not the all-time high for Bitcoin, and that the market could end up getting an altcoin season after all.

In the case that more than half of the bull market peak indicators do get triggered, then it means that the top of the market is getting close. Once it gets to 30/30, then it signals the start of the next bear market, and this is when selling is at its highest in the market, leading to rapid price declines across the board.

The post Japan’s JPYC Launches World’s First Yen-Backed Stablecoin appeared first on Coinpedia Fintech News

JPYC Inc has launched Japan’s first yen-pegged stablecoin, JPYC, and its dedicated platform for issuing and redeeming tokens, JPYC EX. The stablecoin is secured 1:1 with Japanese yen and backed by bank deposits and government bonds, offering strong reliability. Users can access JPYC on Avalanche, Ethereum, and Polygon blockchains, making it versatile for digital payments. This move marks a major step in Japan’s shift toward blockchain-based finance and cashless transactions.

The post Arthur Hayes ZEC Coin Price Prediction Sends Zcash Soaring Past $350 appeared first on Coinpedia Fintech News

Zcash (ZEC) Price is back in the spotlight after a stunning 30% price jump in just 24 hours, triggered by a bold prediction from BitMEX co-founder Arthur Hayes. 

The token soared from $272 to $355 following Hayes’ “vibe check” post on X, where he hinted that the Zcash price could eventually hit a whopping $10,000. 

This bullish call sent traders rushing in, pushing Zcash’s market capitalization past the $5 billion mark for the first time.

Arthur Hayes’ Ignites FOMO

Arthur Hayes has a reputation for moving markets, and this time was no different. His simple post was enough to create massive fear of missing out (FOMO) among traders. 

Binance Square contributor AB Kuai Dong said Hayes’ endorsement, given his status as a “legendary investor,” made everyone “follow the trend and join in,” turning it into a full-blown market frenzy. 

Many traders on X admitted they couldn’t resist jumping in, with one user named Clemente confessing,

 “I was filled with so much FOMO I couldn’t stay sidelined.”

DeFi analyst Ignas said that Zcash’s sudden surge in hype shows how crypto trends spread quickly. At first, people see the coin everywhere on social media and feel unsure because it’s an old project. But as the price keeps rising, curiosity turns into fear of missing out, and many end up buying just to join in. 

Once they buy, they start liking and sharing more Zcash posts, which makes the hype grow even more. Ignas admitted he did the same, showing how easy it is to get caught in this loop.

• Also Read :
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•   ,

Privacy Tokens Gain Attention Again

Beyond Hayes’ influence, the rally also reflects renewed investor interest in privacy-focused cryptocurrencies amid growing global scrutiny over encryption and digital privacy. Zcash’s technology, built on zero-knowledge proofs, allows users to make either transparent or fully shielded transactions, ensuring total privacy for senders, receivers, and amounts. Traders are seeing Zcash and similar projects as a potential hedge against increasing government control over digital assets.

Fellow privacy token Monero (XMR) also saw a modest 3.6% gain to $346, though it remains restricted or delisted on major exchanges such as Binance, OKX, and several European platforms. Despite regulatory challenges, the renewed attention toward privacy tokens suggests the sector could see a broader revival if the momentum continues.

ZEC Price 490% Monthly Run and Market Sentiment

The past month has been phenomenal for Zcash, with a 490% surge in just 30 days, outpacing nearly every other top coin. The broader market sentiment remains cautiously optimistic, as Bitcoin holds steady near key resistance levels and altcoins begin to show strength. Zcash’s explosive rise suggests that traders are seeking high-risk, high-reward bets, particularly in niche sectors like privacy coins.

FAQs

The XRP/BTC monthly chart has finally snapped the long diagonal that’s capped XRP since 2018, and one analyst on X thinks that shift could rewrite the pecking order. Posting under the handle X Finance Bull (XFB), the analyst argued that XRP will soon start to outperform Bitcoin. 

This is because the XRP/BTC pair has not only broken out but also retested the trendline as support, and this has certified the start of a new buildup of momentum.

Retest Of A Six-Year Breakout Trendline

The mid-October flash crash that rippled through the crypto market left a visible mark on the XRP/BTC chart, creating a deep downward wick that momentarily dipped below the long-standing resistance trendline. However, as Bitcoin started to recover to above $110,000, XRP struggled to keep up and lost ground relative to Bitcoin. 

Interestingly, price action shows that this move was short-lived, and XRP has started to recover against Bitcoin in recent trading sessions. As shown on the monthly candlestick timeframe chart below, the wick fell to the exact level of the breakout retest, a point where former resistance turned into new support.

This breakout occurred in late 2024/early 2025, when XRP outperformed Bitcoin for three consecutive months. From there, the XRP/Bitcoin pair was able to break out of a downward-sloping resistance trendline of lower highs spanning over six years. 

Since then, however, 2025 has been characterized by more months of Bitcoin outperforming XRP than months of XRP outperforming Bitcoin, with October falling into the former group of months. Particularly, during the flash crash, the XRP/BTC pair plunged to around 0.000007 before rebounding almost immediately, a move that, according to XFB, represents the long-awaited retest of the broken trendline.

XRP/Bitcoin 1M chart. Source: @Xfinancebull

Since that retest, XRP has recovered impressively, with the pair maintaining a monthly close above the diagonal that once acted as a ceiling. This technical confirmation signals the completion of the breakout from the 2018 to 2024 downtrend that had defined XRP’s multi-year underperformance against Bitcoin. The monthly structure is now displaying the early signs of an upward shift, with the pair trading around 0.00002258 BTC.

XRP To Decouple And Outperform Bitcoin?

According to the analyst, XRP is about to undergo a rally that massively outperforms Bitcoin and melts the face of many Bitcoin maximalists. XFB’s chart outlines two target zones ahead for XRP: 0.00014688 BTC and 0.00023009 BTC. The first target corresponds to the consolidation area seen between 2018 and 2019, while the second represents a major resistance cluster from the earlier phase of XRP’s creation. If XRP/BTC rallies to those levels, it would amount to approximately a 6x and 10x gain relative to Bitcoin, respectively.

The analyst also connects the technical setup to Ripple’s growing institutional ecosystem. He pointed to Ripple Prime, GTreasury, Metaco, Standard Custody, and Rail as part of the infrastructure that’s setting up XRP as a bridge asset for global finance. These partnerships give XRP an edge heading into the coming months, as it moves into real institutional utility and starts outperforming Bitcoin.

If these developments continue, the incoming decoupling of the XRP/BTC pair could become one of the most significant events for XRP. At the time of writing, XRP is trading at $3.63, up by 3.5% in the past 24 hours.

Featured image from Unsplash, chart from TradingView

Ethereum’s largest non-exchange holders are tiptoeing back into accumulation. On-chain analytics platform Santiment reported that wallets holding between 100 and 10,000 ETH, also known as whales and sharks, have begun to rebuild positions after unloading roughly 1.36 million ETH between October 5 and 16. 

Notably, the Ethereum collective holdings chart shows that nearly one-sixth of those coins have already been clawed back, as some confidence starts to return to the second-largest crypto asset.

Whales Reverse Course After Early-October Capitulation

The first half of October was highlighted by one of Ethereum’s most pronounced periods of capitulation this year. Macroeconomic fears due to US tariffs saw the Bitcoin price undergo a flash crash that dragged many altcoins to the downside. During this move, Ethereum’s price also fell very quickly, dropping from highs around $4,740 on October 7 to as low as $3,680 on October 11. 

Interestingly, on-chain data shows that the selling pressure from large holders amplified this move, as the chart from Santiment shows a steep decline in their cumulative holdings from about 24.5 million ETH to roughly 22.6 million ETH. This 1.9 million ETH drop reflected clear risk-off behavior among whales and sharks, who had been net buyers since August.

However, once selling momentum began to fade, accumulation started to return. Institutional inflows started to return into Spot Ethereum ETFs, and whale/shark trades started accumulating Ethereum. Since October 16, the same cohort that contributed to the liquidation has begun adding back to their positions. Santiment noted that these holders are finally showing some signs of confidence, demonstrating an incoming extended recovery phase following the shakeout.

218,470 ETH Added In Last 7 Days

According to Santiment’s data, the collective holdings of addresses with 100 to 10,000 ETH have rebounded to approximately 23.05 million ETH after bottoming out in mid-October. A highlighted annotation on the chart shows that 218,470 ETH were accumulated in just the past week, signaling a tangible shift in on-chain behavior. 

Ethereum collective holdings of wallets holding 100-10,000 ETH. Source: Santiment

This increase represents roughly one-sixth of the coins previously dumped, a sign that major investors are gradually re-entering the market after what appeared to be an exhaustion phase. Similar accumulation trends have often preceded a broader recovery in Ethereum’s price, especially when accompanied by stabilization in the ETH/BTC trading pair.

As it stands, the Ethereum price appears to be building a firmer base for the next phase of its recovery heading into November. When whale wallets accumulate, it reduces the circulating supply available on exchanges and reduces selling pressure.

At the time of writing, Ethereum is trading at $3,940 and is on track to break and close above $4,000 again. Both Ethereum and Bitcoin have risen a bit in recent days after inflation report showed US inflation cooling to 3% in September, below the 3.1% forecasted by economists. 

Featured image from Unsplash, chart from TradingView