The post Analyst Reveals Whether XRP Price Could Ever Fall Back to $1 appeared first on Coinpedia Fintech News

XRP price has struggled to move higher even as XRP exchange traded funds continue to see strong interest. This has confused many investors, especially with growing headlines around institutional demand and ETF inflows.

On Paul Barron Podcast, analyst Zach Rector said the lack of price movement is frustrating but not surprising. According to him, the market is going through a “sell-the-news” phase that often follows major ETF launches.

Why ETF Inflows Have Not Boosted XRP Price Yet

Rector explained that ETF demand has not directly pushed XRP’s public market price higher because most ETF purchases are happening over the counter, not on public exchanges.

“In November, about $803 million flowed into XRP ETFs,” Rector said. “At the same time, around $808 million worth of XRP was sold on centralized exchanges.”

Because XRP’s market price is set on public exchanges, selling pressure there has canceled out the ETF demand happening privately.

Exchange Outflows Offset ETF Buying

Rector said nearly $808 million left centralized exchanges in November as investors sold XRP for dollars or stablecoins. This selling pressure kept prices down even as ETF interest increased.

“When ETF inflows move onto exchanges, that’s when things change,” he said. “That’s when buying becomes aggressive.”

Market Cap Data Shows Strong Upside Potential

Rector pointed to past market data to explain why XRP can still move quickly when sentiment turns positive.

In November 2024, XRP’s market cap expanded by nearly $100 billion in one month due to strong inflows. In contrast, November 2025 saw a $41 billion drop in market cap due to exchange outflows.

“This shows how fast XRP can move when buyers step in,” Rector said.

Analyst Says $1 XRP Is Highly Unlikely

When asked directly whether XRP could ever fall back to $1, Rector was clear.

“Not a chance,” he said. “It would take a massive black swan event.”

He added that the market now has deep liquidity, strong passive buying, and many long-term holders waiting to buy on dips.

Strong Buying Interest Below $2

Rector said large buy orders are already stacked near current support levels.

“I have a buy order at $1.91,” he said. “If we break $1.90, we could retest $1.80, but below that is very hard.”

He pointed out that XRP has been setting higher lows all year, with key levels around $1.60 in April, $1.77 in October, and $1.81 in November.

HashKey’s IPO bid puts Hong Kong’s virtual asset regime on display, testing whether compliance-first crypto platforms can win investors.

10x Research’s Markus Thielen says Bitcoin’s four-year cycle still exists but is now driven by politics, liquidity and elections rather than the halving.

The Bank of Japan is expected to increase its benchmark interest rates on Friday, a historically bearish signal for riskier assets like Bitcoin.

The post Bitcoin Price Prediction: Why BTC Could Stay Range-Bound Into January 2026 appeared first on Coinpedia Fintech News

Bitcoin price continues to move sideways after a quiet weekend, showing little momentum in either direction. Saturday saw very low activity, and early Sunday trading has not brought any major change.

For now, Bitcoin has slipped below the important $90k level after dropping more than 1% in the last 24 hours.

Support and Resistance Levels

Bitcoin is currently supported between $78,960 and $83,130, a zone that has held during recent pullbacks. On the upside, resistance remains between $92,588 and $101,570, which marks the upper boundary of the current range.

This range is based on the recent swing low formed on Friday, November 21, and the high reached earlier this week. Price action remains trapped between these levels, suggesting consolidation rather than a breakout.

Sideways Movement May Continue Into January

Market conditions hint Bitcoin may remain range-bound through the end of December and possibly into early January. Trading activity often slows during the final days of the year, and the first week of January is usually quiet as well.

While some investors are hoping for a year-end rally, current price action does not yet show the strength needed for a sustained breakout. Any move higher is expected to take time rather than happen suddenly.

Upside Still Possible, But Momentum Is Weak

Bitcoin could still attempt another push toward higher resistance levels between $96,730 and $101,570, but such a move may take one to two weeks to develop.

At the moment, there is no strong momentum signal or sharp buying pressure. The market lacks the kind of decisive move that usually leads to a clear trend change.

Downside Risk Still Exists for Early 2026

If Bitcoin fails to break higher in the coming weeks, a deeper pullback early next year remains possible. Current price declines have been gradual and corrective rather than aggressive, which keeps the market in a holding pattern.

A move below $86,000 would increase the chance that the current consolidation phase has already ended. However, even that would still fall within a broader sideways structure rather than signal panic selling.

Short-Term Levels to Watch Closely

In the near term, Bitcoin continues to respect a trend line that has acted as support multiple times. 

On the upside, a clear break above $93,550 would mean that buyers are regaining control and that a fresh move higher may be starting.

Overall, Bitcoin’s current behavior reflects a calm and patient market. Instead of sharp spikes, price action is showing controlled movement within defined levels.

Twenty One Capital’s NYSE listing showed how tightly markets now price Bitcoin-heavy firms, with investors refusing to pay much beyond the underlying BTC value.

Michael Saylor explains why governments should consider Bitcoin-backed digital banks. It is time to examine the potential benefits and risks of Bitcoin banks.

Standard Chartered and Coinbase are expanding their partnership to develop trading, custody and financing services aimed at institutional crypto clients.

The post Here’s What Could Happen if XRP ETFs Reach $10 Billion appeared first on Coinpedia Fintech News

Interest in XRP exchange traded funds is growing quickly after another product received approval. Cboe has approved a 21Shares XRP ETF under the XR ticker, adding to the list of funds offering exposure to the token.

The pace of inflows has surprised even industry leaders. Ripple CEO Brad Garlinghouse recently celebrated that XRP ETFs crossed $1 billion in assets in about 17 days, a much faster start than many expected.

Market analysts say this trend could accelerate.

$10 Billion Target Within a Year

Crypto analyst Mickle said that if current inflow rates continue, XRP ETFs could hold as much as $10 billion worth of XRP within a year.

He said ETFs are removing friction for investors who previously avoided crypto exchanges. Many investors did not buy XRP earlier simply because access was complicated or outside their compliance rules.

ETFs change that by allowing investors to buy XRP exposure through regular brokerage accounts. Mickle said XRP today is very different from what early investors bought years ago.

“The XRP I bought in 2016 or 2017 is not the same XRP we have today,” he said. “The network keeps getting more powerful. New features are being added, and from an investment point of view, that matters.” He added that many investors overlook Ripple’s original vision for the XRP Ledger.

“If you go back and watch interviews with Chris Larsen from as early as 2013, he was already talking about issuing assets on the ledger and using XRP as liquidity,” Mickle said. “That idea has been there from the start.”

New Liquidity Pipeline for XRP

The analyst described XRP ETFs as a new liquidity pipeline rather than a short term trade. This steady institutional demand could reduce reliance on retail trading cycles and add depth to the XRP market.

Over time, that demand may support price stability and higher trading volumes. As these markets develop, Mickle said the role of the XRP Ledger is likely to expand.

“You’re going to see more infrastructure move onto the XRP Ledger,” he said. “That positions XRP as underlying liquidity across different financial uses, not just money moving back and forth.”

Institutions Drive the Next Phase

Institutions have strong incentives to promote ETF products because they fit within compliance, marketing, and advisory frameworks.

This makes XRP ETFs easier to recommend and distribute than direct crypto holdings. Analysts see this as a major positive catalyst for long term adoption.

Market Cycles Are Changing

Recent price swings following U.S. rate cuts show that crypto still reacts to macro news. However, the analyst argues the market is moving away from strict four year boom and bust cycles.

Instead, performance is becoming more driven by fundamentals such as regulation, infrastructure, and institutional use cases.

XRP has already outperformed many altcoins over the past 18 months, suggesting capital is becoming more selective.

Spot XRP exchange-traded funds continued a streak of positive flows, with over $20.1 million recorded on Friday, marking 19 consecutive days of net inflows.

The crypto ecosystem in Venezuela is a product of ongoing economic collapse and international sanctions pressure, according to the TRM Labs team.

Despite traditional ETF investors willing to pay premiums to go long, Bitcoin natives selling covered calls have put a damper on a price rally.

The guide was a good-faith primer on crypto custody basics and best practices, including different forms of wallet storage and common risks.

The post Which Crypto to Buy Now? Experts Compare $0.035 to Early ADAs Momentum appeared first on Coinpedia Fintech News

Investors searching for the next high-upside opportunity are now comparing this $0.035 emerging crypto to the early momentum Cardano (ADA) displayed before its major breakout. Analysts highlight similar fundamentals—strong utility, early-stage pricing, and accelerating community growth—positioning it as one of the most compelling entries in the current market. With demand rising, many experts believe this could be the standout crypto to buy right now. In other words, Mutuum Finance (MUTM) will be the token many investors watch next. The market will shift, and early entry matters. The crypto fear and greed index will push late buyers to chase prices. Smart traders will look for projects with real utility and clear demand. Mutuum Finance (MUTM) will match those needs.

Mutuum Finance (MUTM) Dual Lending Models

The presale is the clearest place to act today. Mutuum Finance (MUTM) now offers tokens at $0.035 during presale phase 6. The project planned a total supply of 4 billion tokens. Across all presale phases, around $19.30 million have been raised so far. Over 18,500 holders have joined across those phases. This phase’s allocation of 170 million tokens are already 97% sold out. Buyers are still able to purchase at $0.035, but the supply will tighten quickly. Mutuum Finance (MUTM) has also streamlined buying. Investors will be able to purchase tokens by card with no purchase limits. This simple on-ramp will accelerate adoption during presale phases. 

Mutuum Finance (MUTM) will deliver clear utility through dual lending models. The Peer-to-Contract model will let lenders pool assets such as DAI and ETH into audited smart contracts. Lenders will receive mtTokens at a 1:1 ratio representing deposits and accrued interest. A lender who supplies 15,000 in USDT with a 15% average APY will earn $2,250 in passive income by year end. Interest rates will adjust automatically as pool utilization moves. Higher utilization will push rates up and attract more deposits. Borrowers will choose variable or stable rates to suit their strategy. Stable rates will start higher than variable rates and will rebalance under strict conditions to protect liquidity and fairness.

The Peer-to-Peer offering will isolate riskier tokens from core pools. Tokens like SHIB, and FLOKI will trade in bespoke P2P markets. In that setup, lenders will set interest rates and loan terms directly with borrowers. This will let risk-tolerant lenders chase higher yields without exposing the main liquidity pools. The P2P model will broaden earning paths while protecting the protocol’s stability.

The team will launch V1 of the protocol on Sepolia Testnet in Q4 2025. V1 will include liquidity pools, mtToken and debt token systems, a liquidator bot, and initial support for ETH and USDT. This testnet phase will allow real users to test core flows and confirm the protocol’s soundness.

Security and trust will be central to Mutuum Finance (MUTM). The team has commissioned an independent audit by Halborn Security to vet smart contracts. This audit validates functionality and reduces common risks. A clean security review will bolster investor confidence.

The project also maintains a public dashboard and a Top 50 leaderboard. The leaderboard rewards the largest participants with bonus tokens. A daily bonus gives the top trader $500 in MUTM, provided they transact during that 24-hour window. The leaderboard reset daily at 00:00 UTC. These tools will keep the community engaged and drive on-chain activity.

Factors That Gives MUTM Some Value

Token utility will anchor long-term demand for Mutuum Finance (MUTM). Every protocol function will tie back to MUTM usage. Lending, borrowing, staking, and buybacks will generate sustained circulation. Additionally, the projection includes an over-collateralized stablecoin that users will mint by locking assets like ETH, SOL, or AVAX. Each minting and repayment will add real transactional demand to the ecosystem. As the protocol expands, MUTM will play a central role across lending, borrowing, and staking. This utility-driven approach will support organic demand beyond mere hype.

Risk management will be a core design principle. All loans will require overcollateralization. The protocol will use a Stability Factor to measure collateral health against borrowed amounts. When collateral values drop below thresholds, liquidators will repurchase debt at a discount to restore balance. Proper liquidity and market volume will ensure liquidations close with minimal slippage. Lower-volatility assets like stablecoins and ETH will bear higher LTVs and will typically feature a 97% liquidation threshold. More volatile tokens will carry lower LTVs, preserving the system during sharp price moves. 

Interest design will balance predictability and market responsiveness. Stable borrowing rates will lock at borrowing time and will start higher than variable rates. Rebalancing rules will trigger only under explicit conditions, protecting lenders and borrowers against unfair gaps. Not all tokens will qualify for stable borrowing, keeping high-risk assets out of rate-lock mechanisms. This measured design will provide choices for borrowers who prefer rate certainty.

Community Engagement

Community engagement will be a major growth lever for Mutuum Finance (MUTM). The project maintains strong social channels, with over 12,000 followers on Twitter. An ongoing $100K giveaway awards ten winners with $10,000 in MUTM each. The live dashboard lets investors track holdings and estimate returns. These features will accelerate participation and keep momentum through the presale phases. Increased activity will further pressure the presale allocation and amplify price movement.

Analysts compare Mutuum Finance (MUTM) at $0.035 to early ADA momentum because both show demand-driven price action during early stages. Mutuum’s presale metrics, just live utility features, and a planned testnet release form the backbone of bullish forecasts. With the phase nearing sell-out, price elevation will be likely. Early buyers will capture the most attractive entry points.

This is the moment for decisive action. Mutuum Finance (MUTM) presents a rare convergence of utility, security, and community incentives. The presale price will be $0.035 for a short time while phase supply runs low. Demand will rise with every new feature and audit milestone. The next price step will shrink the opportunity to buy at these levels. Investors seeking the best crypto to buy now will find Mutuum Finance (MUTM) a compelling option. Secure your allocation today and position for the next wave of growth.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The first SOL ETF was launched in July, followed by Bitwise’s SOL ETF in October, which recorded $57 million in first-day trading volume.

The post Are Weak ETF Inflows Holding LINK Price Back? Is It Gonna Hit $8? appeared first on Coinpedia Fintech News

The LINK price remains capped and under bearish pressure despite there being strong signs of sustained accumulation and a growing narrative that positions Chainlink as foundational infrastructure for on-chain finance. While exchange balances continue to fall and enterprise adoption accelerates, LINK price USD action suggests the market is still struggling with short-term demand constraints, and LINK ETF’s declining inflows kind of proves that.

LINK Crypto’s Infrastructure Narrative Continues to Expand

Fundamentally speaking, Chainlink crypto is a very strong asset and can be viewed as one of the top blue-chip projects in the industry. As it is increasingly viewed as the backbone of on-chain finance, similar to how Microsoft’s operating systems ruled early enterprise computing. 

By setting data, interoperability, and security standards, Chainlink is kind of enabling financial institutions to transition from traditional digital systems toward onchain infrastructure.

This project’s efforts demonstrate that global finance is gradually migrating onto the blockchain. If that shift accelerates, Chainlink’s role will be supreme, similar to what Nvidia, Microsoft, and even Apple have, which’s a standardized middleware layer that could become indispensable. This factor alone is reinforcing long-term utility beyond speculative cycles.

Exchange Balances Signal Silent Accumulation

Not just verbally, it’s growing; even on-chain data shows a notable decline in LINK exchange balances, which suggests that accumulation is happening. On October 13, exchanges held approximately 167 million LINK tokens, a figure that has since dropped like a falling knife to 127.8 million LINK. 

Such a sharp reduction is an open book example of how LINK crypto tokens are being bought every day, while retail keeps discarding it due to sector-wide pessimism. The big and wise investors are involved in this game, making long-term investments rather than short-term trades.

However, the LINK price chart has not reflected this accumulation, because if it does rise, the smart money won’t be able to buy at discounts more easily. Instead, they deliberately chose for its price to bleed slowly, so the more the decline, the better their profits will be in the future, which only the wise can understand. 

That shows that retail distribution is being absorbed by larger participants. This dynamic explains why selling pressure persists without sharp breakdowns, keeping the LINK price USD suppressed but structurally supported.

ETF Flows Fail to Reinforce Buying Pressure in LINK Price

Despite the introduction of a LINK ETF early December 2025, institutional flows have remained underwhelming. Total cumulative net inflows currently stand near $52.67 million, with recent inflows failing to cross even $10 million during December. While there have been no notable outflows so far, the lack of sustained inflows signals limited conviction from traditional capital.

Without stronger ETF participation, LINK price forecast models remain constrained, as spot accumulation alone has not been sufficient to drive upside momentum. Continued stagnation could risk eventual outflows, which would add further downside pressure.

Technical Structure Shows Rising Risk

From a technical perspective, LINK price is losing alignment with its ascending trendline. This weakening structure increases the probability of further downside if demand does not materialize. If the current trend persists, LINK price prediction scenarios point toward a potential test of the $8 region.

At the same time, the divergence between long-term accumulation and short-term technical weakness highlights the broader tension within the market. While Chainlink’s fundamentals continue to strengthen, price action remains dependent on renewed demand and institutional participation.

Strategy remains in the Nasdaq 100 as MSCI considers excluding firms whose crypto holdings exceed 50% of total assets.

Bitfinex said the recent 66% slide in spot trading volumes echoes lulls seen before next leg in the cycle.

The post Strategy Retains Nasdaq-100 Spot, MSCI Delisting Risks Remain appeared first on Coinpedia Fintech News

Strategy, the company led by Bitcoin advocate Michael Saylor, has successfully held its place in the Nasdaq-100 Index following the index’s annual reconstitution. 

While this strengthens its position in major markets, another key decision is still ahead, as MSCI will rule on January 15 whether to remove bitcoin-focused companies like Strategy.

Strategy Retains Nasdaq-100 Position

According to Nasdaq’s official reconstitution announcement made on Friday, the index added six new companies and removed six others, but Strategy remained unchanged. 

The update will take effect on December 22 and secures Strategy’s position in the Nasdaq-100 for another 12 months, marking a full year since it first joined the index in December 2024.

Staying in the index means Strategy will continue to be included in major exchange-traded funds such as the Invesco QQQ, which manages tens of billions of dollars in assets.

MSCI Index Exclusion Risks Still Remains

While Nasdaq has confirmed Strategy’s place for now, another major index provider, MSCI, is considering excluding companies with more than 50% of assets in digital assets like bitcoin. A final decision is expected around January 15, 2026. 

Analysts warn that if Strategy were removed from MSCI or other key indexes, this could trigger billions in passive fund outflows, possibly forcing large selling of Strategy stock. 

However, for now, Strategy’s Nasdaq-100 retention signals growing comfort among mainstream investors with Bitcoin-linked business models

Strategy Bitcoin Holding Continue To Profit

According to recent filings, Strategy holds a huge bitcoin treasury of 660,624 BTC worth around $60 billions, making it one of the largest corporate holders in the world. 

While Strategy posts strong profits thanks to crypto gains, including a reported $2.78 billion profit in Q3 2025 some market observers argue its business looks more like a bitcoin investment fund than a traditional tech company. 

Therefore, when bitcoin price fall nealy 30% from its highs of $126K, Strategy’s stock slid sharply, reflecting heightened risk perception among investors. 

Despite the bullish news, Strategy Inc (MSTR) stock is down by 7% trading around $176.5 

The post XRP Price Holds $2 as Ripple’s OCC Bank Approval Redefines Crypto’s Institutional Path appeared first on Coinpedia Fintech News

The XRP price is currently in a decisive standoff, as its price is capped despite robust fundamentals, but a wavering market sentiment is preventing it from rising. Ripple’s recent regulatory breakthrough represents a historic shift for the crypto landscape, yet the XRP price has yet to show some response on the chart.

So far, it has been missing significant moves from many positive news stories, similar to other altcoins this quarter, but reflecting negative news immediately on the chart. However, unlike any other altcoin, the resilience in holding $2 is still commendable, and that was only possible for XRP due to its fundamentals, consistent demand, and the trust its investors have in it. Now, people are closely monitoring whether the $2 level will maintain its stability.

Ripple’s OCC Approval Signals a Structural Shift

Ripple recently received conditional approval from the U.S. Office of the Comptroller of the Currency to charter Ripple National Trust Bank. This development places Ripple directly under federal banking oversight, aligning its operations with both OCC and NYDFS standards.

From a structural perspective, this approval elevates Ripple beyond a payments-focused crypto firm into regulated financial infrastructure. The move strengthens the foundation for RLUSD while positioning XRP as a compliant settlement asset connecting fiat rails, stablecoins, and tokenized assets.

Importantly, this milestone addresses long-standing criticism that crypto operates outside traditional financial rules. Instead, Ripple now operates within them under direct supervision.

XRP’s Utility Narrative Strengthens Despite Price Silence

Although this announcement did sparked intense discussion across crypto communities, but the XRP price chart seems to have digested this one too, showing little immediate reaction. This disconnect highlights the current environment where macro sentiment outweighs individual project advancements.

Under the new framework, XRP’s role is improving but markets often delay repricing until usage metrics and liquidity flows reflect these changes.

For now, XRP crypto fundamentals appear to be accelerating faster than price .

Market Sentiment Keeps XRP Range-Bound

Despite positive developments, broader market sentiment remains cautious. Risk appetite across crypto has weakened, limiting follow-through even on major news. As a result, XRP price USD continues to trade defensively near the $2 psychological zone.

Technically, XRP is in a consolidation phase in 2025, where buyers consistently defend $2, while upside attempts fail to attract sustained momentum. This behavior suggests distribution rather than accumulation, reinforcing short-term uncertainty.

As long as sentiment remains subdued, XRP price prediction models remain restrained.

From a technical standpoint, the $2 level has become the most important reference point on the XRP price chart. Repeated defenses of this zone indicate longer-term holder confidence, yet each failed recovery adds pressure.

If sentiment does not improve, downside risk remains open. A loss of $2 could expose XRP/USD to deeper retracement levels near $1.20, according to prevailing technical projections.

Meanwhile, as Ripple’s regulatory positioning continues to mature, the divergence between price action and fundamentals leaves XRP price at a pivotal turning point, and what comes next depends purely on improving market sentiment in future weeks or months.

The post Ripple XRP Price Prediction 2025, 2026-2030: Will XRP Reach $5? appeared first on Coinpedia Fintech News

XRP price currently stands at $2.99, with a market capitalization of $179.79 billion. Analysts and AI forecasts alike suggest that XRP could reach $5.05 by the end of 2025. Long-term XRP price predictions also place it as high as $26.50 by 2030, with an ultra-bullish target of $526 by 2050.

Ripple (XRP) remains one of the top five crypto assets in the world, gaining traction as institutional adoption ramps up and its prolonged legal battle approaches resolution. Since President Trump’s return to office, XRP has seen a resurgence in on-chain activity, investor sentiment, and speculation around potential ETF approval.

In July 2025, XRP marked a new all-time high of $3.66, coinciding with the ProShares Ultra XRP ETF launch. As more asset managers have filed for the ETF approval race, the crypto community is now asking: How high can XRP go?

XRP Price Today

Cryptocurrency	XRP
Token	XRP
Price	$1.9956 -1.53%
Market Cap	$ 120,397,780,394.95
24h Volume	$ 1,359,972,580.2731
Circulating Supply	60,331,635,327.00
Total Supply	99,985,752,852.00
All-Time High	$ 3.8419 on 04 January 2018
All-Time Low	$ 0.0028 on 07 July 2014

XRP Price Prediction December 2025

The XRP price has recently established a falling wedge pattern in Q4, indicating a possible price rise if a favorable event prompts a breakout from this structure upward. 

Currently, December has begun with a downturn, and the $2.00 support level has been retested, despite the FOMC news being positive regarding the rate cut decision. A rebound was expected, but investor demand remained muted nonetheless. 

However, if it dips below this support level, the next target will be $1.80, and beneath this $1.63. If the price rises, it will need to exceed $2.62 to achieve even greater heights.

XRP Price Predictions for December 2025 by AI Platforms

XRP Price Prediction 2025

During the latter half of the year, the XRP/USD pair on Coinbase exhibited significant price fluctuations. A standout moment occurred in July when it surged to an impressive peak of $3.66. However, following this excitement, the price gradually retreated to around $1.80 by November. 

As of late November, XRP/USD tested the vital $1.80 support level, showcasing encouraging signs of recovery with a notable 20% increase back above the $2 threshold. But this rise and fall is consistently happening inside a defined channel, which reflects a broader downtrend going on since the July ATH.

December started on a bearish note, retreating from the 20-day EMA band, and it appears to be approaching the $1.80 support level again. The price action for now may be weak, but the fundamentals are strongly aligned, and it’s a matter of time and a catalyst that will provide new price action for XRP/USD.

To avoid a prolonged decline, XRP price analysis 2025 suggests that it must find stability and must bounce above $2.35 to break the upper border of the channel.

Conversely, if XRP price continues to follow the prevailing downtrend, there is a significant risk that it could experience another substantial decline in the final month of the year, potentially testing lower support levels and impacting overall market sentiment. The upcoming weeks will be crucial for investors and analysts alike to monitor the market dynamics surrounding XRP’s performance.

XRP Price Analysis 2025: Onchain Outlook

The XRP Ledger: DEX Transaction Count chart indicates a significant bullish divergence starting from May 2025. While the price is consolidating, the activity in decentralised exchanges (DEX) is increasing sharply.

The high transaction volume, which includes both orders placed and cancelled, shows that experienced traders are actively positioning themselves and adding liquidity in anticipation of a future price movement.

As a result, this on-chain metric suggests that the market is preparing for a powerful and sustainable rally in the XRP price ahead.

Also, the biggest fact right now in December is that altcoin liquidity is drying up. Projects securing new liquidity channels like ETFs have a better chance of long-term survival, and since November 14th, the XRP ETF has been seeing positive inflows consistently, despite what price action is, and so far, Cumulative Total Net Inflow has crossed $756 million, while total net assets are worth $723.05 million, by December 1st.

Ripple XRP Price Prediction 2026 – 2030

This table, based on historical movements, shows XRP price prediction 2030 to reach $26.50 based on compounding market cap each year. This table provides a framework for understanding the potential XRP price movements. Yet, the actual price will depend on a combination of market dynamics, investor behavior, and external factors influencing the cryptocurrency landscape.

Ripple (XRP) Price Projection 2031, 2032, 2033, 2040, 2050

Based on historic price sentiments and XRP’s rising popularity, here are the XRP future price projections beyond 2030, where Ripple price forecasts suggest that it has become more speculative. Therefore, assuming continued adoption and dominance, XRP may see aggressive valuations in the decades ahead.

A look at this table, highlights the XRP price prediction 2040 and XRP price prediction 2050 potential high ambitious targets but this reflect a transformative vision for XRP as a dominant global payment player.

Market Analysis

Institutions XRP Price Target For 2025

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The post Bitcoin Price Prediction 2025, 2026 – 2030: How High Will BTC Price Go? appeared first on Coinpedia Fintech News

Bitcoin Price Today

Cryptocurrency	Bitcoin
Token	BTC
Price	$89,001.6826 -1.20%
Market Cap	$ 1,776,658,263,702.20
24h Volume	$ 59,463,516,179.61
Circulating Supply	19,962,075.00
Total Supply	19,962,075.00
All-Time High	$ 126,198.0696 on 06 October 2025
All-Time Low	$ 0.0486 on 14 July 2010

CoinPedia’s Bitcoin (BTC) Price Prediction

Firstly, at CoinPedia, we feel optimistic about Bitcoin’s price increase. Hence, we expect the BTC price to create a 2025 high of ~$168,000.

Bitcoin Price Analysis 2025

The Bitcoin price performance observed since 2024 has demonstrated an upward trend within a defined upward channel. However, the initial swing low was reached in 2023 at around the $16,000 area.

Since then, a bull market began that reached 2021’s high around $70,000 by early 2024, with a decent pullback rally that continued flipping this high and reached $108,000 in early 2025, and Q3 of 2025 marked an ATH of $126,296.

This advancement marked a huge 675% surge in 1008 days when it reached ATH, but this price action of multi-year was happening inside a broadening ascending wedge. And Q4 2025 is seeing a decline from the upper border of this reliable old pattern.

Even the two-year parallel ascending channel has also confirmed a breakdown from the lower border, suggesting a significant decline is forthcoming.

Since the price action doesn’t fall straight, the year is also about to conclude next month. So, bulls are trying to show a little fight, even FOMC news didn’t generate any momentum. It appears that bears are still influencing BTC’s price action. The current zone of $90K is key; losing it here will let BTC slide back to $80K, and if this fails too. Then the $70K to $75K range would be retested next, where a demand could arise that might trigger a rebound, and the rally could extend to new highs as well.

However, if bulls fail to present a proper fight around the $70,000 to $75,000 support area, then the BTC will fall further, as it could trigger a price action that traps long buyers, potentially leading to a decline towards $53,489 in the first half of next year.

Bitcoin Price Prediction December 2025

The Bitcoin price forecast December 2025 suggests that this month will play a pivotal role in determining the future direction of BTC. As we in the final days of fourth quarter, Bitcoin has experienced a decline, dropping below the $100K mark to a low of $80,600, prompting investors to be more cautious. At the start of December, Bitcoin faced resistance at $ 94,000, but a slight uptick has only intensified concerns among investors.

Currently, the price is stabilizing within the $ 89,000 to $ 90,000 support range. Even the FOMC meeting on the 10th failed to spark any significant movement. There’s still a lack of new demand in driving price action, indicating that investors remain wary or are anticipating further price corrections.

It’s possible that the price could dip even lower, presenting an opportunity for investors to buy at more favorable levels. While the recent positive price movement might appear encouraging, but it seems temporary, as the bears may soon take full control of the market.

Bitcoin AI Price Prediction For December 2025

Bitcoin Price Prediction 2025: Onchain Outlook

The on-chain data has showed strong accumulation in 2025 and sustained declines in exchange reserves. Crucially, this confirms the elevated institutional commitment, which is evident even in the US Spot ETFs data figures and the corporate adoption also reinforces this trend, with public company holdings nearly doubling since the start of the year.

Ultimately, a Bitcoin price prediction 2025 suggests that the future potential depends strictly on how sustained buying demand remains, as well as geopolitical stability and regulatory clarity. 

If the current bullish sentiment persists, the BTC price is expected to reach a cycle high target of $150,000. Conversely, should global uncertainty intensify and sentiment turn negative, the downside risk is projected to find strong support around the $70,000 mark.

Also Read: What is Bitcoin? An In-Depth Guide To The King Of Digital Currencies

Bitcoin Crypto Price Prediction 2026 – 2030

BTC Price Forecast 2026

The BTC price range in 2026 is expected to be between $150K and $230K.

BTC Price Prediction 2027

Subsequently, the Bitcoin price range can be between $170K to $330K during the year 2027. 

Bitcoin Predictions 2028

With the next Bitcoin halving, the price will see another bullish spark in 2028. Specifically, as per our Bitcoin Price Prediction, the potential BTC price range in 2028 is $200K to $450K. 

BTC Price 2029

Thereafter, the BTC price for the year 2029 could range between $275K and $640K.

Bitcoin Price Prediction 2030

Finally, in 2030, the price of Bitcoin is predicted to maintain a positive trend. Indeed, the BTC price is expected to reach a new all-time high, ranging between $380K and $900K.

Bitcoin Price Prediction 2031, 2032, 2033, 2040, 2050

Based on the historic market sentiments and trend analysis of the largest cryptocurrency by market capitalization, here are the possible Bitcoin price targets for the longer time frames.

Bitcoin Prediction: Analysts and Influencers’ BTC Price Target

• As per the Bitcoin price forecast by Blockware Solutions, the price of 1 BTC could hit $400,000
• Cathie Wood predicts the price of BTC to achieve the $3.8 million mark by 2030.
• Michael Saylor-led MicroStrategy expects Bitcoin to soar beyond $13 million by 2045.
• ARK Invest has increased its bullish BTC price target to $2.4 million by 2030.

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The post Cardano Price Prediction 2025, 2026 – 2030: Will ADA Price Hit $2? appeared first on Coinpedia Fintech News

The Cardano price prediction for 2025 is generating significant buzz in the crypto market, particularly as we have entered Q3 2025 with July. The transformative Plomin Hard Fork, implemented in Q1, has played a crucial role in this momentum, especially with the announcement of full decentralized governance.

This landmark upgrade has reinforced Cardano’s commitment to community-driven innovation, leading to a strengthening of its internal ecosystem. Even bigger institutions like Grayscale have been applauding the project’s vision and gave 1/5th allocation in its fund.

Industry leaders like IOHK and EMURGO are also actively advancing the Cardano ecosystem. EMURGO’s partnership with Ctrl Wallet on July 2, 2025, has enhanced Cardano’s interoperability, enabling connections to over 2,300 blockchains. 

Moreover, community-driven initiatives focusing on scalability, privacy through the Midnight chain, and integration with Bitcoin DeFi are paving the way for substantial growth.

Additionally, Bloomberg analysts have raised odds of potential spot ADA ETF approvals, and strong technical indicators signaling positive trends, investor enthusiasm is at an all-time high. Questions abound: “Will Cardano spearhead the altcoin movement?” and “What heights can ADA reach by 2050?” Explore this Cardano price prediction for 2025 and beyond, filled with expert insights and ambitious forecasts.

Coinpedia’s Cardano Price Prediction 2025

Cardano (ADA) is predicted to reach a potential high of $2.05 in 2025, driven by hopes of ETF approval, full decentralization after the Plomin Hard Fork, and increasing institutional interest. However, if ADA fails to hold above key support, it may range between $0.85 and $1.25.

Cardano Price Today

Cryptocurrency	Cardano
Token	ADA
Price	$0.4004 -2.94%
Market Cap	$ 14,377,922,485.88
24h Volume	$ 456,299,333.6917
Circulating Supply	35,910,312,071.2930
Total Supply	44,994,648,277.4536
All-Time High	$ 3.0992 on 02 September 2021
All-Time Low	$ 0.0174 on 01 October 2017

Cardano Price Prediction December 2025

From January to November 2025, the price of Cardano (ADA) has undergone a significant decline, particularly notable after reaching an impressive peak of $1.32 in December 2024. This sharp decrease highlights the volatility in the market, where prices can fluctuate dramatically.

Upon examining the Cardano price chart, a falling wedge formation has emerged during this downward trend. This pattern often indicates a potential reversal, when all conditions are met to shift the trend with a strong catalyst involved. The pattern itself is suggesting that a bullish trend could follow after the current bear market. 

The recent downturn followed a brief attempt to regain a foothold above the vital $1 threshold in August 2025, but Cardano’s price has been on a correction and is now likely to test the support range of $0.27-$0.30 as the year nears its end.  

In November, the situation worsened as Cardano fell below the significant support level of $0.50, and by the month’s end, the price hovered around $0.40, highlighting the persistent bearish trend.

As we moved into December after concluding November, the price stabilized around $0.40 in early December. It was expected that the FOMC meeting on 10th December would show a rally, but even in the wake of the FOMC news, it continues to trade within the same demand area. This suggests that demand has yet to fully materialize on the charts, indicating a cautious sentiment among investors at this time.

However, it is crucial to recognize the importance of establishing a robust support zone, now, where the current area feels somewhat lacking in this regard. An expected decline towards the range of $0.27 to $0.30 could solidify that support. 

If the price can maintain stability within this zone, it will not only prevent further declines but also set the stage for a potential recovery for Q1 2026. Should Cardano demonstrate resilience in this area, it would signal the beginning of a positive shift, ultimately boosting the confidence of traders and investors alike.

Cardano AI Price Prediction For December 2025

ADA Price Prediction 2025

Additionally, if ADA/USD retests the strong demand area at $0.30 by the end of 2025, a reversal could be more pronounced, potentially resulting in a breakout of the weekly falling wedge pattern. 

However, the price could regain momentum in the first half of 2026, reaching $2.20, only if it manages to close above the $1.10 range. If this happens, then the odds of ADA’s price intention for a long-term rally would drastically increase. 

Cardano (ADA) Price Prediction 2026 – 2030

This table, based on historical movements, shows ADA prices to reach $10.25 by 2030 based on compounding market cap each year. This table provides a framework for understanding the potential Cardano price movements. Yet, the actual price will depend on a combination of market dynamics, investor behavior, and external factors influencing the cryptocurrency landscape.

Cardano Price Prediction 2031, 2032, 2033, 2040, 2050

Based on the historic market sentiments and trend analysis of the altcoin, here are the possible Cardano price targets for the longer time frames.

Market Analysis

*The aforementioned targets are the average targets set by the respective firms.

Coinpedia’s Price Analysis provides you with the latest content on the recent market trend that enables you to get closer to the price movements & actions of the various cryptocurrencies.

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The post Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting on Solana Network appeared first on Coinpedia Fintech News

Singapore Gulf Bank has launched a service that allows clients to convert fiat money into stablecoins like USDC and USDT directly on the Solana blockchain with no transaction or gas fees for now. 

Announced at Solana Breakpoint 2025 in Abu Dhabi, the move highlights rising institutional confidence in stablecoins for everyday financial operations.

Singapore Gulf Bank Launches Zero-Fee Stablecoin Minting

Singapore Gulf Bank (SGB), regulated by the Central Bank of Bahrain and backed by Whampoa Group and the Mumtalakat sovereign wealth fund, said this new step helps bridge traditional banking and blockchain technology for real-world financial use.

This first phase of the service is designed for corporate clients, especially for treasury management and cross-border business payments, before it expands to personal banking services.

Clients who have verified accounts with SGB can now deposit fiat currencies, such as USD or SGD, and instantly receive USDC or USDT on Solana.

This approach removes traditional banking delays by allowing clients to interact with blockchain settlement directly, without relying on multiple intermediaries. 

Why Solana Was Chosen for Stablecoin Minting

SGB chose Solana for its fast speed and low costs, making it suitable for high-volume, real-time financial flows. Using Solana, the bank aims to cut those costs to under 0.3% and settle in seconds, making cross-border transfers easier for businesses across Asia and the GCC region.

• Also Read :
•   Ripple News Today: VivoPower Launches $300M Institutional Ripple Equity Fund
•   ,

Since entering the market, Singapore Gulf Bank has already processed more than $7 billion in transactions. 

The bank says this demand shows growing interest from enterprises looking for seamless links between digital assets and traditional banking.

Security, Compliance, and Future Expansion

To strengthen security, SGB has partnered with Fireblocks to provide institutional-grade digital asset custody. This setup uses advanced cryptography and secure wallet infrastructure to protect client funds while meeting regulatory standards.

With zero-fee stablecoin minting, secure custody, and instant settlement tools, Singapore Gulf Bank is positioning itself as a bridge between traditional finance and decentralized finance. 

The move reflects a broader shift as banks adapt to 24/7 global markets and rising demand for faster, cheaper financial services.

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The post RaveDAO Delivers a Community-First Launch appeared first on Coinpedia Fintech News

RaveDAO’s $RAVE launch turned heads after early buyers entered near $0.20 and the price quickly climbed close to $0.60, marking a clean 3x move. Unlike many recent launches, the chart expanded upward from the start, allowing real participants to enter instead of insiders dumping. This fair structure rewarded the community and boosted confidence. In a market filled with post-launch sell-offs, RaveDAO’s approach stands out as a refreshing and trust-building debut.

The post Ripple News Today: VivoPower Launches $300M Institutional Ripple Equity Fund appeared first on Coinpedia Fintech News

Ripple is seeing growing attention from large investors as VivoPower International moves forward with a new investment vehicle focused on Ripple’s equity. The company has received approval from Ripple to launch a $300 million fund aimed at institutional investors, with a strong focus on South Korea. The move highlights rising demand for Ripple-related exposure beyond public XRP trading.

How the $300 Million Investment Vehicle Works

The fund will be launched through a joint venture between VivoPower and Lean Ventures, a well-known asset manager based in Seoul. Lean Ventures manages capital for both the South Korean government and private institutions, which adds credibility and local trust to the initiative. VivoPower’s digital asset arm, Vivo Federation, will handle sourcing and purchasing Ripple Labs shares.

Ripple has already given written approval for the first batch of preferred shares. VivoPower is now in talks with existing institutional shareholders to gradually build the fund toward the $300 million target. This structure allows investors to gain exposure to Ripple’s growth without directly buying XRP on the open market.

Why Korea Is Central to the Strategy

South Korea plays a key role in this launch. According to VivoPower’s advisory council chairman, Adam Traidman, Korean investors are showing strong interest in Ripple’s long-term growth. He noted that the fund offers access to Ripple equity at valuations that may be more attractive than current XRP market prices.

Lean Ventures managing partner Chris Kim echoed this view, saying demand for Ripple and XRP-related investments in Korea remains high. The country’s active crypto market and improving regulatory clarity are helping support institutional participation.

• Also Read :
•   Coinpedia Digest: This Week’s Crypto News Highlights | 13th December, 2025
•   ,

Regulatory Progress Adds Confidence

The timing of the fund launch aligns with broader regulatory progress for Ripple. Recent developments, including Ripple securing an OCC banking license in the U.S., have helped strengthen institutional confidence. These steps suggest Ripple is positioning itself for deeper integration with traditional finance.

VivoPower Sees Revenue Upside

VivoPower expects the fund to generate at least $75 million in management and performance fees over the next three years. This estimate is based on the current fund size, meaning future growth or higher Ripple valuations could boost returns further.

Following the announcement, VivoPower’s stock jumped around 13%, reflecting investor optimism. Crypto analyst Crypto Eri noted that the fund offers structured exposure to Ripple and XRP-linked growth, potentially at a discount compared to spot market pricing.

Overall, the launch of this fund signals growing institutional confidence in Ripple’s business model. By opening a regulated pathway for large investors, especially in crypto-friendly markets like Korea, Ripple continues to expand its reach beyond retail trading and into long-term capital markets.

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The post Ethereum Introduces ERC-8092 for Cross-Chain Account Linking appeared first on Coinpedia Fintech News

Ethereum’s community has proposed ERC-8092, a draft standard for creating “associated accounts” across blockchains. It allows two accounts to publicly declare, prove, and revoke their relationship using cryptographic signatures. The proposal supports practical uses like sub-account inheritance, delegated authorization, and reputation tracking. By working with EIP-7930, it also enables cross-chain compatibility. If adopted, ERC-8092 could simplify identity management and interactions across multiple blockchains, making decentralized applications more secure and flexible.

The post Coinpedia Digest: This Week’s Crypto News Highlights | 13th December, 2025 appeared first on Coinpedia Fintech News

It was a pivotal but uneasy week for crypto, with regulators making tangible moves even as markets stayed cautious. A priced-in Fed cut failed to move prices, while new U.S. policy signals and global rate shifts reshaped how investors are thinking about risk.

Here are the top headlines to catch up on!

Third Fed Rate Cut Lands, But Markets Shrug

The Federal Reserve delivered its third rate cut of the year, trimming rates by 25 basis points to a 3.50%-3.75% range, which is a move analysts say the markets had fully priced in. Chair Jerome Powell struck a cautious tone, calling the outlook “challenging” with no “risk-free path” ahead. Bitcoin jumped before the decision, then reversed sharply as reality set in.

Ripple and Circle Win Federal Bank Charters

U.S. regulators crossed a major line this week. The OCC granted conditional national trust bank charters to Ripple, Circle, Paxos, BitGo, and Fidelity Digital Assets, plugging them directly into the Federal Reserve’s payment system.

Backed by the GENIUS Act, the move enables 24/7 stablecoin settlement and cuts bank counterparty risk. Critics, including the ABA, warn it “could blur the lines of what it means to be a bank.”

Terra Founder Do Kwon Sentenced to 15 Years

Do Kwon, the architect of the TerraUSD and Luna collapse, was sentenced to 15 years in U.S. prison for fraud – more than prosecutors sought. Judge Paul Engelmayer called it “a fraud of epic generational scale,” citing massive investor harm that helped trigger the 2022 crypto winter.

Kwon admitted responsibility, agreeing to forfeit $19.3 million as part of his plea.

CFTC Launches Digital Assets Pilot

The CFTC has launched a Digital Assets Pilot Program allowing Bitcoin, Ether, and USDC to be used as margin collateral in regulated derivatives markets for the first time. Announced December 8, the pilot creates a tightly monitored framework for tokenized collateral without expanding trading activity.

The shift changes how margin efficiency and risk are managed, integrating crypto deeper into the U.S. market.

Economists See BOJ Rates Reaching 1% by 2026

A strong majority of economists now expect the Bank of Japan to raise rates to 0.75% at its December meeting, with borrowing costs reaching at least 1% by next September, according to a Reuters poll.

Expectations have firmed rapidly as inflation persists and the yen remains weak, reinforcing views that Japan’s long era of ultra-loose monetary policy is steadily ending.

Also Read: BOJ Interest Rate Hike Expected, Raising New Risks for Global Markets

YouTube Enables PYUSD Payouts for U.S. Creators

YouTube has added PayPal’s dollar-pegged stablecoin PYUSD as a payout option for U.S. creators, giving the token its highest-profile consumer use case yet.

“The beauty of what we’ve built is that YouTube doesn’t have to touch crypto,” said PayPal crypto chief May Zabaneh. The move shows how big platforms are testing stablecoins as payment rails without handling digital assets directly.

Tether Moves to Buy Juventus Club in Cash Deal

Tether has proposed a cash-only deal to acquire full control of Juventus, offering to buy out all remaining shares after already securing a 10% stake. The club’s holding structure controls 65.4% of share capital.

If completed, Tether plans to invest €1 billion into Juventus, citing strong finances after posting over $10 billion in profit in the first nine months of 2025.

XRP Becomes Fastest ETF to $1B Since ETH

XRP spot ETFs have crossed $1 billion in assets under management, becoming the fastest crypto ETF to hit the mark since Ethereum. Canary, Grayscale, Bitwise, and Franklin are driving inflows, largely from institutional desks. Ripple CEO Brad Garlinghouse said the surge reflects “pent up demand” for regulated exposure, especially as platforms like Vanguard open crypto ETFs to mainstream retirement accounts.

Coinbase to Launch Prediction Markets on Dec. 17

Coinbase is preparing to launch prediction markets powered by Kalshi at its Dec. 17 “Coinbase System Update” event, alongside plans for tokenized stock trading. The move advances CEO Brian Armstrong’s push to turn Coinbase into an “everything exchange” as crypto sentiment cools.

The partnership signals Coinbase’s bid to compete with Robinhood and Kraken beyond tokens.

New York Adopts UCC Rules for Digital Assets

New York has enacted the 2022 UCC amendments, creating a new legal framework for digital assets like cryptocurrencies, NFTs, and tokenized instruments. Effective June 3, 2026, the changes define how ownership, transfers, and security interests work for “controllable electronic records.”

The update doesn’t regulate crypto directly but lays critical groundwork for tokenization and real-world asset structuring under state law.

Bhutan Launches Gold-Backed Token on Solana

Bhutan has launched TER, a gold-backed digital token built on Solana, linking physical gold with blockchain rails. Announced December 10, the token goes live December 17 and is backed 1:1 by audited gold held at DK Bank. Officials say TER reflects Bhutan’s push to blend traditional value with transparent, low-cost digital infrastructure as part of its broader blockchain strategy.

Weekly Crypto Market Outlook

Crypto enters the week in a watchful mood. The Fed’s latest rate cut failed to spark a rally, while Japan’s path toward higher rates is quietly tightening global conditions. At the same time, U.S. policy signals are turning more constructive for crypto.

If Bitcoin finds its footing, markets may calm, but macro uncertainty still leaves room for sudden moves.

Brazil’s largest private bank says Bitcoin can improve portfolio diversification and hedge currency risk despite a volatile year for the asset.

The post Bitcoin Doesn’t Hold Real Value, Says RBI Deputy Governor appeared first on Coinpedia Fintech News

Bitcoin, the world’s largest cryptocurrency, came under sharp criticism after the Reserve Bank of India’s Deputy Governor T. Rabi Sankar said the digital asset has no real value and is driven only by speculation. 

Despite raising such concerns from the Deputy Governor, crypto adoption in India continues to grow rapidly in spite of strict taxes and regulations.

Bitcoin Doesn’t Hold Real Value

Speaking at the Mint Annual BFSI Conclave 2025, RBI Deputy Governor T. Rabi Sankar said Bitcoin should not be seen as money or a financial asset. He explained that while the blockchain technology behind Bitcoin is innovative, Bitcoin itself was only created to showcase that technology, not to hold real value.

Sankar noted that blockchain proved it is possible to transfer digital tokens between unknown parties without needing a trusted middleman. This breakthrough opened the door to many useful applications across finance and other sectors. 

However, he stressed that Bitcoin was never meant to represent value in the same way money does.

Bitcoin Compared to Tulip Mania

Further explaining his point, Sankar compared Bitcoin’s price movement to the famous tulip mania of the 17th century. He said Bitcoin’s price exists only because people are willing to pay for it, not because it has any underlying worth.

He added that Bitcoin is not backed by any issuer, promise to pay, or cash flow. Because of this, he believes it does not qualify as real money. He also argues that cryptocurrencies are not true financial assets since they do not earn income or represent ownership in a business.

Meanwhile, he warned that crypto is highly volatile, which is clear as Bitcoin is nearly 30% below its peak, while many other cryptocurrencies are down 40% to 70%.

India’s Growing Crypto User Base Despite Warnings

Despite these strong warnings from the central bank, India’s crypto market continues to expand. The country now has over 100 million crypto users, making it one of the largest crypto markets globally.

However, the government has maintained a cautious approach. In 2022, India introduced a 30% tax on crypto gains along with a 1% tax deducted at source (TDS) on every trade. 

These measures were designed to discourage excessive speculation while allowing authorities to monitor activity in the sector.

The post XRP Stalls Near $2.05 While Digitap ($TAP) Visa Deal Positions It As Best Compliance-Backed Crypto Presale For 2026 appeared first on Coinpedia Fintech News

The Federal Reserve’s latest 25-basis-point rate cut briefly lifted market sentiment, yet the updated dot plot signaled inflation staying above target until 2028, and that shift triggered immediate pullbacks across major altcoins. 

While traders move cautiously between established assets in search of stability, attention is increasingly turning toward early-stage performers such asDigitap ($TAP), which is rapidly emerging as one of the best crypto presales and a top crypto to buy now thanks to its banking-grade compliance, Visa-ready infrastructure, and accelerating demand. 

This momentum is building at the perfect moment, as Digitap’s 12 Days of Christmas campaign introduces a festive countdown of twice-daily rewards that keeps investor engagement high and turns the presale into a celebration rather than just another market phase.

MACD Weakness And SMA Drop Put XRP’s Trend Under Pressure

XRP spent the previous session testing the $2.05 resistance level before a sharp reversal followed the Fed’s projection shift. Markets priced in slower-than-expected easing, flattening bullish momentum across large-caps.

On the chart, XRP currently trades around $2.03, firmly below its 100-hour SMA, while MACD signals remain in declining territory — a structure often seen during trend-fatigue phases.

The MACD histogram is printing shallow red bars, showing weakening buyer conviction. The signal line remains above the MACD line, suggesting continued short-term downside pressure unless XRP can push above the $2.05 threshold. 

Resistance layers at $2.07 and $2.10 remain unbroken, reinforcing the narrative that XRP is losing traction in the near term while traders hunt for crypto to buy now that offer higher growth multipliers.This slowing trajectory strengthens the comparison case: as XRP consolidates at multi-year highs, its upside potential naturally compresses. Conversely, early-stage entrants like Digitap are still at the beginning of their value curve, offering higher ROI asymmetry, particularly for investors seeking altcoins to buy ahead of 2026.

How Digitap Blends Payments, Banking, And Its Holiday Incentives

Digitap is engineered around a core value proposition: a unified financial hub where users control fiat and crypto seamlessly. Unlike traditional banks that silo currencies and restrict movement, Digitap accounts allow instant switching between crypto and over 20 supported fiat currencies with 100+ crypto assets integrated into one platform. 

Digitap’s Visa-backed global payment network brings real-world functionality into the crypto space, allowing users to spend, convert, and move money instantly across borders. This makes $TAP far more than a typical utility token. It is the underlying engine of a digital banking ecosystem built with compliance, security, and everyday usability at its core.

To carry that momentum forward, Digitap introduced its 12 Days of Christmas event — a simple, festive countdown meant to thank its growing community and help drive more interest in the presale. 

Each day, users can log into their dashboard and discover a new mix of bonuses and seasonal rewards. The rotating offers give people a reason to check back in and add a bit of excitement as each new reveal goes live.

• Two new gifts every 12 hours: Morning and evening drops introduce fresh bonuses, upgrades, or seasonal perks to keep excitement high.
• Limited-time or limited-slot offers: Many rewards expire quickly or run out once the quota is filled, prompting fast action and consistent user returns.
• Instant reward activation: Once a gift is claimed, the associated benefits are immediately secured and applied according to the offer details.

This campaign transforms the presale into an interactive daily experience, adding momentum at a time when wider markets remain cautious and giving investors a structured reason to revisit Digitap multiple times per day.

$TAP’s Next Price Jump — What The 98% Sellout Means For Investors Looking for the Best Crypto to Buy 

Digitap’s presale is nearing completion with over 98% sold at $0.0371, rising next to $0.0383. The move from its early starting price to today’s level reflects steady demand, and the upcoming increase narrows the entry window. At this stage, the presale is advancing faster than expected as holiday momentum builds.

At $0.0371, the projected $0.14 listing price offers more than +250% potential, or roughly 3x. Such upside is not achievable for large-caps like XRP, which require heavy inflows to move meaningfully. This ROI profile continues to push Digitap toward the best crypto to buy now category.

The project is also approaching 150 million tokens sold, a milestone that reinforces strong traction in a cautious market, strengthened further by the Christmas campaign that drives twice-daily engagement and sharp increases in participation. Even in a bear-leaning environment, demand continues to rise.

OVER $300K IN BONUSES, PRIZES, GIVEAWAYS. DIGITAP CHRISTMAS SALE IS LIVE

What Digitap’s Utility And Presale Pace Signal For Next Year

As XRP consolidates around $2.05 and faces macro-driven headwinds, Digitap offers a fundamentally different growth equation. XRP remains a mature asset requiring large capital inflows to break higher, whereas Digitap enters 2026 with a fixed supply, deflationary tokenomics, real banking utility, Visa-enabled payments, and a fast-moving presale approaching full completion.

If the trend continues, Digitap’s compliance-aligned model and expanding utility layer position $TAP as one of the most compelling altcoins to buy before the next major market cycle begins.

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

Presale https://presale.digitap.app  

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway 

The post Bitcoin Price Prediction: BTC Stalls in a Tight Range as This DeFi Crypto Dominates December Demand appeared first on Coinpedia Fintech News

Bitcoin may be consolidating in a tight and uneventful range, but investor enthusiasm hasn’t cooled across the broader market, it’s simply redirecting. As BTC struggles to break out, market data shows liquidity flowing aggressively into high-growth, utility-driven projects, with Mutuum Finance (MUTM) emerging as the clear leader. December has been dominated by one narrative: the surge of DeFi-native demand, and MUTM now sits at the center of it, nearing a full sellout of its Phase 6 presale while crossing $19.33 million raised and 18,450+ unique holders. 

What sets MUTM apart is its uniquely structured overcollateralized liquidity engine, a model designed to thrive during periods of sideways BTC movement, when traders seek yield, borrowing flexibility, and exposure outside Bitcoin’s stagnation. With its V1 launch approaching, rising wallet accumulation, MUTM is riding December’s momentum and defining it as the next big crypto.

Bitcoin Consolidation Signals a Pause Before the Next Major Move

Bitcoin has slipped into a textbook consolidation phase following the Federal Reserve’s December meeting, as the market digests the event’s impact and bullish expectations cool off. The rejection near $94,500, shown by a bearish candle with a long upper wick, highlights clear seller strength at higher levels, while the close above the EMA21 provides only mild technical support rather than a trend-saving signal. Momentum remains flat: the MACD lines are running parallel and a choppy histogram indicate that bullish acceleration has fully stalled, leaving BTC stuck in a neutral range until a fresh catalyst emerges. And while this tightening structure typically precedes a strong breakout in one direction or another, many investors are already shifting attention toward high-momentum alternatives, naturally leading the conversation toward this DeFi crypto.

MUTM Presale Draws Strong Investor Interest

Mutuum Finance (MUTM) is emerging as the DeFi crypto of 2025. Its presale has already attracted over 18,450 participants and raised more than $19.33 million. Phase 6 tokens are currently priced at $0.035, offering investors a final opportunity before Phase 7 increases the price by 20% to $0.04. Unlike many altcoins driven purely by speculation, Mutuum Finance emphasizes adoption and practical utility, positioning it as the next big crypto for early-stage investors.

Dual Lending Architecture Fuels Growth

A key driver of Mutuum Finance’s adoption is its dual lending framework. The Peer-to-Contract (P2C) model pools large, stable assets like USDT and SOL into fully audited smart contracts. Interest rates adjust dynamically based on pool utilization. For instance, lending $15,000 USDT can generate mtUSDT tokens yielding around 15% annually, providing roughly $2,250 in returns. Borrowers can pledge assets, such as $2,000 in ADA, to borrow $1,500 in liquidity without selling their holdings. Stability factors and liquidation thresholds ensure optimal fund usage and solvency.

The Peer-to-Peer (P2P) lending module allows users to negotiate terms directly, accepting higher risks for potentially higher returns. Specialized pools also enable lending, borrowing, and staking, providing steady yields and increasing engagement within the MUTM ecosystem. This approach makes MUTM particularly attractive for active DeFi users seeking real utility.

Driving Value with Fee-to-Buyback

Mutuum Finance strengthens token value through its fee-to-buyback mechanism. Fees generated from lending, borrowing, and staking are used to repurchase MUTM tokens, which are then distributed to mtToken stakers. This cycle connects real on-chain activity with tangible rewards, encouraging sustained engagement rather than speculative trading. By incentivizing participation and creating a self-reinforcing growth model, MUTM establishes itself as the crypto with lasting utility and strong upside potential.

Bitcoin is stuck in a tight range near $94K, leaving traders hungry for yield and alternatives. Mutuum Finance (MUTM) is dominating December demand, with Phase 6 nearly sold out at $0.035, over 18,450 holders, and $19.33M raised. Its dual lending system and fee-to-buyback model offer real DeFi utility, making MUTM the DeFi crypto to watch and the next big crypto for early investors as BTC stalls.

For more information about Mutuum Finance (MUTM) visit the links below:

Website:https://mutuum.com/

Linktree:https://linktr.ee/mutuumfinance

The post Crypto Giants Push Back Against Citadel as SEC DeFi Rules Spark Industry Showdown appeared first on Coinpedia Fintech News

A group of major crypto and DeFi organizations has pushed back strongly against Citadel Securities after the firm urged the US SEC to tighten oversight on decentralized finance, especially around tokenized securities. The response came in the form of a joint letter sent to the SEC by the DeFi Education Fund, Andreessen Horowitz, The Digital Chamber, the Uniswap Foundation, and others. They argue that Citadel’s view misunderstands how DeFi actually works and could lead to rules that are difficult to apply in practice.

What Sparked the Dispute

The disagreement started after Citadel asked the SEC to clearly identify and regulate all intermediaries involved in trading tokenized US equities. Citadel claimed that many DeFi protocols act like traditional exchanges or brokers and should follow the same registration rules. According to Citadel, failing to do so could weaken investor protections and create unfair differences between traditional finance firms and on-chain platforms.

Why Crypto Groups Disagree

Crypto advocates say Citadel’s argument stretches existing securities laws too far. In their letter, they said that labeling software tools or blockchain infrastructure as intermediaries is misleading. They stressed that most DeFi platforms do not control user funds and do not act as middlemen. Instead, users keep control of their own assets, and transactions happen directly on-chain. Because of this, applying traditional registration rules could end up targeting developers and builders who never touch customer money.

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•   ,

SEC Tries to Balance Rules and Innovation

Moreover, the debate comes as the SEC continues to talk about supporting innovation while enforcing existing laws. SEC Chair Paul Atkins has said the agency wants to help new technologies fit within current rules rather than block progress. Tokenization, which puts assets like stocks and bonds on blockchains, has gained attention as a way to modernize markets, but it also raises new regulatory questions that are still being worked through.

Community Disagree 

Crypto analyst Walter Peppenberg argues that Citadel’s recent push for stricter SEC rules on DeFi is not about protecting investors but about protecting its own business. He says Citadel, which makes billions from traditional market-making, feels threatened by DeFi because it removes middlemen and lets users trade directly. According to him, the DeFi coalition rightly pushed back, calling Citadel’s claims misleading. Analyst adds that the timing looks desperate, especially as the current U.S. political and regulatory climate is becoming more open to crypto and DeFi developers, exposing how nervous legacy finance is about losing control.

Citadel Responds and Stands Firm

However, Citadel has pushed back on the criticism, saying it supports tokenization and digital finance but does not want investor protections weakened. Company representatives said that innovation does not require lowering standards that have long supported US markets. They also warned that giving broad exemptions to DeFi could harm investors if risks are not properly addressed.

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The post 15 Years Since Satoshi Nakamoto Went Silent appeared first on Coinpedia Fintech News

Exactly 15 years ago, on December 13, 2010, Bitcoin creator Satoshi Nakamoto posted his final message and disappeared from public view. A day earlier, on December 12, he released Bitcoin version 0.3.19, which included important fixes to protect the network from attacks. After this update, Satoshi quietly stepped away, leaving Bitcoin fully decentralized with no leaders or central control. This decision allowed the community to guide Bitcoin’s growth, helping it evolve into a major global asset built on open and permissionless innovation.

The post OKX Exposes OM Manipulation Scheme appeared first on Coinpedia Fintech News

OKX found clear evidence that multiple accounts were working together to use large OM holdings as collateral to borrow USDT and artificially push up the price of MANTRA OM. The exchange’s risk systems detected the activity early, and after the accounts failed to cooperate, OKX stepped in and took control. A sudden price crash followed, leading to major losses that were fully covered by OKX’s Security Fund. All evidence has been shared with regulators and law enforcement, and several lawsuits are now ongoing, with third party data suggesting external perpetuals trading triggered the crash.

The post RAVE Token Explodes Over 280% After TGE appeared first on Coinpedia Fintech News

RaveDAO’s $RAVE is witnessing extreme volatility following its token generation event. The token surged over 285% in the past 24 hours, trading around $0.62 with a market cap of $143 million. Trading volume spiked sharply to $238 million, signaling strong capital inflows and aggressive price discovery. While momentum remains strong, traders are closely watching for short-term volatility after the rapid upside move.

The post Coinbase Adds Lighter (LIGHTER) to Listing Roadmap appeared first on Coinpedia Fintech News

Coinbase has added Lighter (LIGHTER) to its public asset listing roadmap, signaling potential future trading on the platform. Trading launch depends on securing market-making support for liquidity and completing technical integrations like wallets and systems. No deposits or transfers yet, sending LIGHTER early risks permanent loss. The official start date will be announced via Coinbase’s blog and X once ready, boosting excitement for this emerging project backed by Ribbit Capital and Haun Ventures

The post Binance Dominance Sparks Market Crash Fears appeared first on Coinpedia Fintech News

Research firm Kaiko reports that crypto market liquidity is increasingly concentrated in just a few centralized exchanges, with Binance leading the pack. This concentration could increase risks during volatile periods, potentially causing ripple effects across the market. The report also highlights ongoing challenges for Binance, including structural, operational, and legal uncertainties, lack of formal regulation, a U.S. conviction for anti–money laundering violations, and the absence of an EU MiCA license, raising concerns about the exchange’s long-term stability and its impact on the broader market.

The post OKX Accuses Mantra of Misleading OM Holders as Migration Dispute Turns Legal appeared first on Coinpedia Fintech News

The standoff between OKX and Mantra just took a sharper turn.

Today, OKX broke its silence with a public statement accusing the Mantra team of spreading a “misleading narrative” around OM and confirmed that law enforcement is now involved.

What started as a disagreement over a token migration timeline is quickly turning into something much bigger.

OKX Alleges Collusion Behind OM’s Price Surge and Crash

In its statement, OKX said it uncovered evidence that “multiple connected and colluding accounts used large quantities of OM as collateral to borrow significant amounts of USDT, artificially pushing OM’s price up.”

The exchange said its risk team flagged the activity early, contacted the account holders, and asked them to correct the issue. “They refused to cooperate,” OKX said.

To limit exposure, OKX took control of the related accounts. Soon after, OM’s price collapsed.

OKX stressed that it liquidated only a very small portion of OM and that losses from the crash were fully absorbed by the OKX Security Fund. The exchange also pointed to third-party analysis suggesting the sharp drop was largely driven by perpetual trading activity that happened outside OKX.

“There has been no explanation of where those unusually large quantities of OM originated,” OKX added, raising questions about supply concentration.

The OM Migration Dispute

The latest response follows repeated warnings from Mantra CEO JP Mullin, who urged OM holders to withdraw tokens from OKX.

Mullin accused the exchange of publishing incorrect and misleading migration dates and said a December 2025 migration is not possible. According to him, ERC-20 OM cannot be migrated before it is fully deprecated on January 15, 2026, making OKX’s proposed timeline unworkable.

He also claimed the exchange reversed the order outlined in governance proposals and said the lack of coordination has caused confusion for holders.

OKX’s December 10 Letter

In a December 10 letter to the Mantra team, OKX pushed back against public comments from CEO JP Mullin and warned that those statements could cause serious harm to the exchange and its users. OKX said it supported the OM migration and asked Mantra to clarify Proposal 26.

The exchange also rejected Mullin’s claim that legal risks prevented cooperation and warned that blocking migration could unfairly penalize OKX users.

Mullin Went Public Again

Mullin published his response on X.

He said ERC-20 OM will be deprecated on January 15, 2026, and that the chain upgrade and 1:4 split would happen afterward. He confirmed the redenomination would occur at the protocol level and require no user action.

Mullin also renewed his request for OKX to disclose how many OM tokens it holds for users and on its own balance sheet, saying this was necessary for compliance. He defended making the dispute public, arguing transparency was in the community’s best interest.

Legal Pressure Builds

OKX confirmed it has submitted full evidence and documentation to regulators and multiple litigations and legal proceedings are currently underway.

For OM holders, clarity remains elusive. With migration details disputed and legal pressure mounting, the dispute highlights how quickly trust can fracture when exchanges, token issuers, and timelines fall out of sync.

The post Tether Plans $1 Billion Acquisition of Juventus: Crypto Firm Eyes Major Football Club appeared first on Coinpedia Fintech News

Crypto companies are slowly moving into traditional industries, and Tether has now taken one of the biggest steps yet. On December 13th, Tether announced its plan to acquire Italian football club Juventus, with a proposed $1 billion investment if the acquisition is completed. Following the announcement, Juventus’ fan token, JUV, surged by 30%. Juventus is one of Europe’s most well-known football teams, and this deal, if completed, would mark a rare case of a crypto firm taking control of a major sports club.

Targeting Control of Juventus

Tether confirmed that it has made a binding offer to Exor, the holding company of the Agnelli family, which currently owns 65.4% of Juventus. The Agnelli family has been linked to the club for over a century, so this decision carries major historical weight. Accepting the offer would mean ending more than 100 years of family control over the club.

Along with buying Exor’s stake, Tether’s proposal includes a public offer to purchase remaining shares at the same price, once regulatory approvals are cleared. The goal is to secure majority control while keeping the process open and transparent for other shareholders.

Strong Market Reaction

The market reacted quickly after news of the bid became public. Juventus shares jumped, lifting the club’s market value close to €1 billion. At current prices, Exor’s existing stake is valued at roughly €540 million. This sharp move shows renewed investor interest and optimism around the possibility of new ownership and fresh capital entering the club.

• Also Read :
•   Brazil’s Largest Bank Itaú Backs Bitcoin as Long-Term Portfolio Hedge
•   ,

More Investment Planned

Tether has said that its plans go beyond simply buying the club. If the deal is approved, the company is ready to inject up to €1 billion more into Juventus over time. This funding would be aimed at long-term growth, including infrastructure upgrades, team development, and expanding the club’s global presence.

The bid comes despite ongoing discussions in the crypto space about Tether’s finances. However, research firm CoinShares has previously stated that Tether is not financially weak, helping ease concerns about its ability to support such a large investment.

Why Juventus Matters to Tether

According to Tether, Juventus represents a strong global brand with lasting commercial and sporting value. CEO Paolo Ardoino said the offer reflects Tether’s focus on serious, long-term investments as it expands beyond stablecoins into real-world businesses.

This move highlights a broader trend where crypto companies are no longer limiting themselves to digital markets. If successful, Tether’s bid would place a major crypto firm at the center of global football, showing how closely digital finance and traditional industries are beginning to connect.

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The post Sui (SUI) Surpasses Ethereum in Daily Bridged Inflows Despite 5% Price Drop appeared first on Coinpedia Fintech News

Sui (SUI), a Layer-1 blockchain network, has overtaken Ethereum in daily bridged inflow, jumping to 3rd place, showing rising interest from users and investors even as its token price slipped nearly 5%. 

While SUI trades near $1.57, strong on-chain activity is now fueling hopes of a price recovery toward $2.10.

Sui Beats Ethereum in Daily Inflows

According to on-chain data tracked this week, Sui moved ahead of Ethereum in daily bridged inflows. It ranked third overall, behind only Arbitrum and Avalanche. This data shows where new money is flowing across blockchains in real time.

Even though Ethereum still leads in total value locked, Sui is seeing clear growth in real usage. Its daily DEX trading volume has reached $227 million, showing active on-chain demand rather than short-term speculation.

Market watchers see this as a signal that users are prioritizing speed, lower costs, and smoother user experience over legacy positioning.

Why Capital Is Moving Toward Sui Network

Sui’s growth is closely linked to its object-based design, which allows many transactions to run at the same time. This helps the network stay fast and cheap, even during busy periods.

Crypto investor Kyle Chasse explained that this design works well in real conditions. It reduces congestion, lowers fees, and cuts latency, making it attractive for decentralized apps, traders, and developers.

As development becomes simpler, more builders move to Sui. With more apps and users joining, liquidity follows and often stays, helping the network grow steadily.

SUI Price Record 5% 

Despite the strong inflow data, SUI fell about 5% today and is trading near $1.57, with a market value of $5.9 billion. Daily trading volume is still strong at $706 million, showing people are actively buying and selling.

Looking at the SUI 1-hour chart, Crypto analysts Master of Crypto say it is showing signs of a big weekly turnaround. If SUI dips slightly and recovers, it could move toward $1.78. 

If SUI builds strong support around $1.70–$1.80, it could signal a trend change and push the price toward $2.10.

If it falls below $1.51, the price could slide to $1.38. Even so, strong inflows suggest interest in SUI remains high.

The post RaveDAO Goes Live Everywhere on Day One appeared first on Coinpedia Fintech News

RaveDAO made a powerful entry as $RAVE launched simultaneously across major exchanges, including Binance Alpha, Kraken, Bitget, MEXC, Gate, and Aster. Such coordinated listings are rare for new projects and signal strong preparation and demand. Early traders are already active, and interest from key Binance Labs members has added to the buzz. With momentum building fast, RaveDAO has firmly placed itself in the market spotlight.

The post Why Crypto Is Crashing Today: BOJ Interest Rate Fears Trigger Global Sell-Off appeared first on Coinpedia Fintech News

The crypto market is extending losses as Bitcoin and altcoins face a sharp Friday sell-off, with prices sliding 5–10% across major tokens. While the timing may feel familiar, the pressure is not random. Markets are reacting to tightening global liquidity conditions, driven largely by renewed concerns over Japan’s interest rate policy and its impact on risk assets worldwide.

BOJ Interest Rate Signals Drain Liquidity From Risk Assets

Investor sentiment turned sharply lower after reports suggested the Bank of Japan could move toward another interest rate hike at its December 18–19 meeting. Japanese bond yields jumped following the news, triggering a pullback across global markets. For years, Japan’s ultra-low interest rates acted as a backbone for cheap global liquidity, allowing funds to deploy capital into higher-risk assets such as equities and crypto.

As expectations shift toward tighter policy, that cheap liquidity is being withdrawn. Funds are reducing exposure, leverage is coming down, and risk assets are bearing the brunt. This has resulted in broad-based selling across stocks, Bitcoin, and altcoins, with the impact amplified by thin liquidity during late-week trading.

Bitcoin Price Crash Deepens as Key Levels Break

Bitcoin’s decline accelerated after it failed to hold critical support near $92,000. Once that level was lost, liquidation pressure spread quickly across derivatives markets, dragging prices lower. The breakdown triggered a familiar pattern seen during illiquid market conditions, where forced selling intensifies moves beyond what fundamentals alone would suggest.

Market watchers are now closely tracking the $86,000 area, with downside risk extending toward a sweep of previous lows in the $78,000–$80,000 range.

Bitcoin could see another leg lower toward $74,000, where bullish divergence may begin to form. 

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•   ,

While a short-term bounce is possible later this month or over the holiday period, expectations remain cautious, with further weakness potentially carrying into January before any sustained recovery takes shape.

What Comes Next for the Crypto Market

The sell-off has also been reinforced by the December 19 quarterly options expiry, a period that often brings heightened volatility and downside pressure before markets stabilize. If the Bank of Japan confirms a rate hike, a sharp but brief sell-off cannot be ruled out. On the other hand, if policymakers delay action, risk assets could see a short-term relief rally into month-end.

For now, the move highlights how closely Bitcoin remains tied to global financial conditions. The current decline is being driven less by crypto-specific developments and more by macro forces reshaping liquidity across markets. As long as uncertainty around interest rates and funding costs persists, volatility is likely to remain elevated.

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The post Jupiter Unveils JupUSD Stablecoin and Major DeFi Upgrades at Solana Breakpoint 2025 appeared first on Coinpedia Fintech News

Jupiter, the top decentralized exchange (DEX) aggregator on Solana, has unveiled a comprehensive suite of eight major upgrades at Solana Breakpoint 2025, designed to transform the platform into a full-scale DeFi hub. The primary goals of these upgrades are to simplify DeFi, improve safety, and complete Jupiter’s offerings beyond just token swaps.

JupUSD Brings a Native Stablecoin

The biggest announcement is JupUSD, a new dollar-backed stablecoin built with Ethena. Unlike most stablecoins that live separately from apps, JupUSD is designed to work directly inside Jupiter’s products. Users will be able to use it while setting up DCA strategies, placing limit orders, and taking part in prediction markets, while also earning rewards. Jupiter believes that owning both the stablecoin and the platform allows funds to move more smoothly across swaps, perpetual trades, and lending. JupUSD is set to launch next week and will tap into the large trading volumes already flowing through Jupiter.

Lending Grows Stronger on Solana

Jupiter Lend is another major focus. The lending platform has now exited beta and is fully open source, giving users and developers full transparency. In just eight days, Jupiter Lend reached one billion dollars in supplied assets, the fastest growth seen on Solana so far. New design changes allow risky positions to be closed more safely and make borrowing more flexible. Around the same time, Solana’s stablecoin activity is expanding, with Western Union planning a dollar token launch in 2026 and the Solana Foundation working with Wavebridge on a regulated Korean won stablecoin.

Trading and Data Tools Get an Upgrade

For traders, Jupiter introduced a new all-in-one Terminal that brings spot trading, perps, wallet tracking, and market data into one place. It includes advanced order options and runs on Jupiter’s Ultra v3 engine, which is already trusted by large platforms like Robinhood. Developers also benefit from a new Developer Platform that puts logs, performance data, usage stats, and error tracking into one clear dashboard, making it easier to build and fix apps faster.

• Also Read :
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•   ,

Analyst Sees a Bullish Signal

Solana creator and well-known analyst Fabiano.sol shared a strongly positive, or “bullish,” view on Jupiter’s comprehensive upgrade package, citing the sheer volume of high-impact features and their potential to solidify Jupiter’s market dominance.

Key Bullish Takeaways from Fabiano.sol:

• Breadth of Announcements: While many projects announce one feature, Jupiter delivered eight significant features at once, signaling serious commitment and operational momentum.

• Stablecoin Revenue Potential: Stablecoins are among the biggest revenue generators in crypto. Fabiano.sol believes JupUSD could quickly become one of the largest stablecoins on Solana due to the sheer scale and integrated utility of the Jupiter platform.

• Lending Transparency: He praised the move to make Jupiter Lend fully open source, calling transparency an essential and non-negotiable factor for building trust and systemic safety in Decentralized Finance (DeFi).

• Ecosystem Safety: The upgraded VRFD system was specifically noted for its importance, as it directly improves safety by reducing the prevalence of scams and impostor tokens.

• Strategic Acquisition: The acquisition of RainFi strengthens Jupiter’s position in peer-to-peer lending and expands its DeFi product set.

• Growth Commitment: The new rewards program, offering over $1 million in swap incentives, demonstrates Jupiter’s serious, concerted push to rapidly grow and incentivize its ecosystem.

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The post Brazil’s Biggest Bank Recommends Bitcoin Allocation appeared first on Coinpedia Fintech News

Brazil’s leading asset manager, Itaú Asset, with $185 billion under management, advises allocating 1% to 3% of investment portfolios to Bitcoin in 2026. This move targets diversification amid Brazil’s volatile real and inflation pressures, shielding against fiat risks while complementing stocks and bonds. Analysts call it the ideal “sweet spot” for capturing Bitcoin’s growth with minimal downside, marking a key step in institutional crypto embrace.

The post Zcash Price Prediction 2026, 2026–2030: Privacy Coin Growth Ahead appeared first on Coinpedia Fintech News

Zcash is a privacy-focused cryptocurrency project that prioritizes anonymity and financial security through zk-SNARK zero-knowledge proof technology. Unlike networks like Bitcoin and Ethereum, ZEC transactions can be shielded, keeping details such as sender, receiver, and transaction amount private, while still validating activity on a public blockchain.

Launched in 2016 from Bitcoin’s codebase, ZEC offers both transparent transactions similar to Bitcoin and fully private transactions. 

This dual-mode system makes ZEC unique in the privacy coin sector, giving users the choice of compliance-friendly transparency or robust confidentiality.

So, let’s dive deep into our analysis of the ZCash price prediction 2026-2030 to find out what’s coming for investors. 

Zcash Price Today

Cryptocurrency	Zcash
Token	ZEC
Price	$466.3024 1.99%
Market Cap	$ 7,663,668,096.85
24h Volume	$ 775,059,637.9196
Circulating Supply	16,434,973.6655
Total Supply	16,434,973.6655
All-Time High	$ 5,941.7998 on 29 October 2016
All-Time Low	$ 15.9691 on 05 July 2024

ZEC Price Targets For January 2026

With increasing debates around financial surveillance, CBDCs, and the balance between freedom and regulation, ZEC has re-emerged as a hedge against regulatory overreach.

As of today, ZEC is trading at $457.18, up 1.5%, with a market capitalization of $7.51 billion. If the broader market remains steady, ZEC may extend toward $610. But if momentum cools further, a retest of the $420–$400 zone is likely.

Technical Analysis

Zcash (ZEC) is trading at $457, now holding above the 20-day SMA near $439, which acts as an important support level.

Resistance: ZEC is now approaching the upper Bollinger Band at $462–$500,

Indicators: The RSI is at 65, signaling growing bullish momentum but also indicating that ZEC is slowly entering an overbought area.

ZEC Price Prediction 2026

Throughout 2025, Zcash saw a significant resurgence as zero-knowledge infrastructure gained global interest. ZEC’s breakout past $400 early in the year and eventual rally toward $480 in late 2025 formed a strong mid-term uptrend.

By early 2026, ZEC will maintain its position above long-term support levels, though short-term consolidation remains likely.

If Zcash’s anticipated Halo upgrades, new zk-proof optimizations, or interoperability expansions go live in late 2026, the asset could reclaim higher valuation ranges towards $840.

ZEC Price Prediction 2026 – 2030

ZEC Price Prediction 2026

As per our analysis, Zcash’s 2026 price trajectory mainly depends on the growth of zk-technology and a stronger crypto market. If more big investors adopt privacy tech, ZEC could move toward $840.

ZEC Price Prediction 2027

In 2027, new upgrades like better decentralization and zk-rollup support could push ZEC higher. Most estimates place the price between $697 and $2092, with an average of $1394.

ZEC Price Prediction 2028

The year 2028 may mark a broader wave of adoption for zero-knowledge identity systems globally. As regulatory systems mature, ZEC could benefit as a pioneer in zk-based privacy infrastructure. The projected range of $1046 to $3138, and an average of $2000.

ZEC Price Prediction 2029

The 2029 market cycle could align with Zcash establishing itself as a core infrastructure asset within the privacy space. As per the analysis, we expect ZEC to rally toward $1569–$4707

ZEC Price Prediction 2030

By 2030, if Zcash becomes fast, scalable, and ready for large-scale use, it could hit new highs. The price could reach up to $7060 by the end of the year.

What Does The Market Say?

CoinPedia’s ZEC Price Prediction

In the long run, analysts expect ZEC to benefit massively from the global shift toward privacy-enhanced systems. If the protocol delivers on its 2027–2030 upgrade path, ZEC may hit $7060 by 2030.

Considering the everyday buy and sell pressure, and keeping the above factors in mind. The average price by the end of 2026 would be around $840.

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The post The Different Stages of Privacy: Defining Crypto’s Next Evolution appeared first on Coinpedia Fintech News

By Guy Zyskind – MIT PhD in Cryptography, 2x Founder

As Ethereum scaling reaches maturity, the industry’s focus shifts to privacy — but without clear standards, users can’t evaluate competing solutions. We propose a simple framework to guide the next phase of blockchain development.

Why We Need Privacy Stages

The Ethereum scaling race taught us something important: vocabulary shapes progress.
When optimistic vs. zk rollups dominated discussion, the ecosystem eventually created rollup stages — a shared language that clarified roadmaps and accelerated development.

As scaling matures and transaction costs drop, privacy is becoming the next major frontier.
Payment giants like Circle and Stripe are exploring private stablecoins.
Healthcare requires encrypted computation.
Institutions want a confidential settlement.
AI Agents need privacy too.

Yet we have no shared framework for evaluating privacy guarantees.

Dozens of projects across MPC, FHE, and TEE architectures are building solutions, but users can’t meaningfully compare them.

We need privacy stages.

This article introduces a testable, objective taxonomy — similar to rollup stages — focused on the core question:

Who can decrypt your data?
(Just like rollup stages fundamentally ask: who can steal your funds?)

Global Privacy: The Standard We’re Setting

Global privacy means:

• The blockchain’s shared state — balances, contract storage, app data — is encrypted at rest and during computation.
• No single party can decrypt everything.
• The system can still compute on private data to support advanced use cases.

This enables:

• Sealed-bid auctions
• Confidential risk analysis
• Fraud detection without disclosure

This is distinct from local privacy (e.g., Railgun, Privacy Pools), which hides individual inputs but keeps global state visible — limiting composability.

Projects like Aztec and Worldcoin are moving toward global privacy for this reason.

The Technical Foundation: T-out-of-N Security

Privacy security follows a T-out-of-N model:

• T = minimum operators whose collusion breaks privacy
• N = total operators holding decryption authority

Different technologies offer different guarantees:

Trusted Execution Environments (TEEs)

• Very fast, good UX
• But effectively T = 1
• Vendor bugs, firmware flaws, or side-channel attacks can leak everything
• New vulnerabilities appear yearly

Fully Homomorphic Encryption (FHE) & Multi-Party Computation (MPC)

• Cryptographic secret sharing allows configurable T
• Higher T = better privacy
• But N−T+1 operators can halt decryption (liveness tradeoff)

The Privacy Stages Framework

Stage 0 — TEE-Only (“Trust the Box”)

Definition:
Global state is decrypted inside a hardware enclave; observers see only ciphertext.

Pros:

• Excellent performance
• Easy developer experience

Cons:

• T = 1
• Any enclave compromise leaks all data
• Frequent, slow-to-patch vulnerabilities

Use case:
Good for proofs-of-concept and certain ML workloads, but insufficient alone for blockchain privacy.

Stage 1 — Pure Cryptography with Training Wheels

Definition:
FHE/MPC provides encrypted computation with configurable T-out-of-N security, but without hardening features like blocking quorums.

Risk:
If N = 10, T = 7, but 8 operators belong to the same team — privacy can still fail.

Assessment:
More secure than TEE-only, but trust assumptions must be scrutinized.

Stage 2 — Blocking Quorum + Defense-in-Depth

Definition:
Cryptographic protection (FHE/MPC) is reinforced with additional safeguards:

• Distributed key generation (no trusted setup)
• Independent, non-colluding operator set
• Optional TEEs as extra layers
• Permissionless operation
• Economic incentives and penalties

Outcome:
The practical gold standard — privacy breaches require either major cryptographic failure or massive, coordinated collusion.

Stage ℵ (Aleph) — Indistinguishable Obfuscation

Definition:
Theoretical end-state where programs themselves become the vault, eliminating key management.

Reality:
Not practical today — relies on heavy assumptions and fragile constructions.
Best seen as a long-term north star.

Privacy’s Moment Has Arrived

Institutional demand is rising:

• Payment processors need confidential settlement
• Healthcare requires encrypted computation
• Financial institutions want private liquidity
• Global enterprises face compliance requirements transparent chains cannot meet

This time, privacy adoption is driven not by speculation but by real business needs.

Setting the Standard

Privacy technology has matured — but without clear evaluation criteria, distinguishing real security from marketing is nearly impossible.

The privacy stages framework:

• Creates shared benchmarks
• Helps users make informed choices
• Encourages competition and technical progress
• Aligns ecosystem development
• Mirrors what rollup stages did for Layer 2s

The infrastructure exists. The demand is here.
Now we need the taxonomy.

Privacy stages are the foundation for crypto’s next evolution — enabling privacy as a first-class blockchain primitive, not an optional add-on.

Conclusion

Standards accelerate progress.
Privacy stages give the ecosystem a way to evaluate, compare, and meaningfully discuss privacy systems as crypto enters a new era.

Teams adopting this framework help move the industry toward clarity, accountability, and real privacy — built for the future, not the past.

The post Brazil’s Largest Bank Itaú Backs Bitcoin as Long-Term Portfolio Hedge appeared first on Coinpedia Fintech News

Brazil’s largest private bank, Itaú, is standing firm on its Bitcoin view even after this year’s pullback. In its latest outlook, the bank advises investors to keep around 1% to 3% of their portfolio in Bitcoin as they look toward 2026. With a message that short-term drops do not cancel out Bitcoin’s longer-term role in diversification and protection against uncertainty. At the moment, Bitcoin is trading near the $90,100 level, down about 2.3% over the past day on a USDT basis.

Why Bitcoin Still Has a Place

According to Itaú analyst Renato Eid, Bitcoin does not behave like stocks, bonds, or local assets. Its global and decentralized nature means it often reacts to different forces, especially during economic stress or geopolitical tension. While volatility remains part of the package, the bank believes Bitcoin can still balance a portfolio and offer long-term upside when traditional assets struggle.

Itaú Expands Its Crypto Offering

Itaú is also building its own digital asset services. The bank has started by offering trading in Bitcoin and Ethereum, with plans to add more cryptocurrencies over time. Guto Antunes, Itaú’s head of digital assets, explained that the bank itself will handle custody. This means clients’ crypto holdings are backed by Itaú’s balance sheet, though for now, users cannot move assets to or from external wallets. The focus is on safety and ease of access rather than full self-custody.

Itaú highlights that Bitcoin’s performance in Brazil is closely tied to currency moves. In 2025, Bitcoin saw sharp swings, but the strengthening Brazilian real made losses feel larger for local investors. On the flip side, when the dollar surged in late 2024, Bitcoin helped protect value. This reinforces its role as a hedge during periods of currency stress.

• Also Read :
•   Bitcoin Price Prediction: No Breakout Yet as Year-End Volatility Falls
•   ,

Global Banks Share a Similar View

Itaú is not alone. Morgan Stanley’s Global Investment Committee has suggested a 2% to 4% crypto allocation for suitable clients, often comparing Bitcoin to digital gold. Bank of America has also advised wealth clients to consider a 1% to 4% allocation through regulated products. Across the board, large institutions see Bitcoin as risky but increasingly established.

A Measured, Long-Term Strategy

Rather than chasing short-term moves, Itaú encourages patience. Investors can gain exposure through the bank’s Íon platform or the BITI11 ETF on Brazil’s B3 exchange, avoiding custody complexity. The bank stresses that Bitcoin should support a portfolio, not dominate it. In an uncertain global environment, a modest allocation is seen as a practical way to add global exposure and currency protection without overreaching.

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FAQs

The DeFi Education Fund has led a rebuttal to Citadel Securities’ call for the SEC to bring DeFi platforms under securities laws if dealing in tokenized stocks.

Tether says it will buy the controlling stake Exor has in Juventus, along with all remaining shares, an offer Exor has reportedly rebuffed.

Regulations must evolve for tokenized real-world assets to be better integrated with DeFi, so their immediate benefit won’t be significant, says NYDIG’s Greg Cipolaro.

SOL demand cools as its total value locked drops by $10 billion and memecoin trading slumps. Traders’ lack of appetite for long leverage could further complicate the situation.

The comments followed the asset management company’s policy change allowing its clients to trade crypto exchange-traded funds.

The post Top Reasons Why Cardano Price May Rebound Towards ATH Soon appeared first on Coinpedia Fintech News

Cardano (ADA) price has signaled a midterm bullish rebound in the coming weeks. The large-cap altcoin, with a fully diluted valuation of about $18 billion, has seen reduced selling pressure over the past three weeks, increasing the odds of a near-term rebound.

Moreover, ADA price has established a robust support level above $0.4, following the heavy crypto selloff that began in early October 2025.  

Main Reasons Why Cardano Price Will Rebound in the Midterm

High demand from whales

According to on-chain data analysis from Santiment, Cardano whale accounts, with a balance of between 100k and 100 million, added 26,770 ADA coins since the beginning of November. On the other hand, Cardano wallets with an account balance of below 100 coins have dumped 44,751 ADA coins since the start of November.

Historically, a renewed demand from whale investors amid capitulation of retail traders has resulted in bullish sentiment.

Source: X

Technical Support

From a technical analysis standpoint, the ADA/USD pair has been retesting a crucial multi-month rising logarithmic support level in the last three weeks. The support trendline was established after the altcoin rebounded from its bear market lows of around $0.25.

The midterm bullish sentiment for the ADA price will be invalidated if the ADA price consistently falls below $0.4 in the coming weeks. 

Network growth in a privacy-centric way 

Cardano’s midterm bullish sentiment is bolstered by the recent launch of the Midnight (NIGHT) project. Moreover, the mid-cap altcoin project, with a fully diluted valuation of about $1.2 billion, is focused on enhancing privacy transactions on the Cardano network at scale.

The post Tether Announces Plans to Acquire Juventus and Inject €1B; JUV Token Gains 20%  appeared first on Coinpedia Fintech News

Tether has announced plans to acquire Italian football club Juventus. The top-tier stablecoin issuer announced on Friday that it has submitted a proposal to Exor to acquire its entire stake in Juventus, which represents 65.4%.

Tether Plans to Invest €1B in Juventus

According to the announcement, Tether is seeking to make a public offer for the remaining shares at the same price in a bid to acquire Juventus wholly. The company announced that the deal is awaiting regulatory approval in order to proceed with its takeover.

Moreover, the stablecoin issuer plans to inject €1 billion to support the development plans for the club.

“For me, Juventus has always been part of my life,” said Paolo Ardoino, CEO of Tether. “I grew up with this team. As a boy, I learned what commitment, resilience, and responsibility meant by watching Juventus face success and adversity with dignity. Those lessons stayed with me long after the final whistle.”

JUV Token Surges Over 21%

Following the announcement, the Juventus Fan Token (JUV) price surged over 21% in the past 24 hours to trade at about $0.79 at press time. The small-cap altcoin, with a fully diluted valuation of about $15 million, recorded a 400% surge in its daily average traded volume to hover about $22 million at press time.

If the deal goes through, the JUV token –  which is already listed on major crypto exchanges led by Binance, and Bybit – will gain more market exposure. Moreover, the altcoin market is on the cusp of a major parabolic rally fueled by regulatory clarity and the mainstream adoption of crypto assets by institutional investors.

The US regulator's green light lets Bitnomial’s clearinghouse support prediction markets linked to crypto and economic events, expanding its regulated product and clearing offerings.

Bitcoin mining hash price, a critical metric for determining profit margins in the industry, is hovering near record lows.

Ripple’s post-SEC rebound is drawing Wall Street backing, including a $40 billion valuation deal with downside protection— and some investors betting on XRP.

TIX is developing a DeFi-based settlement layer for live events, using onchain tickets to unlock venue financing and simplify payouts.

Short-term Bitcoin traders were profitable for 229 days this year despite the recent 30% correction in BTC price. Will this trend carry over into 2026?

The release introduces World Chat with end-to-end encryption, DeFi-powered yield via Morpho and QR-code payments at more than one million merchants in Argentina.

Bitcoin and several major altcoins have turned down from their respective overhead resistance levels, indicating that the bears are still very active at the range highs.

Bitcoin briefly topped $94,000 following Strategy’s largest investment since July, but investor risk appetite remained muted even after the widely expected US interest rate cut.

The network’s reserve will consist of purchases of the network’s native PYTH token, utilizing approximately 33% of the protocol’s revenue through the DAO.

The company is considering multiple paths to ensure liquidity for new investors eyeing a stake in the private stablecoin business.

The post OCC Officially Ends Operation Choke Point 2.0 With Approval of Five National Digital Currency Banks appeared first on Coinpedia Fintech News

The Office of the Comptroller of the Currency (OCC) has given the green light to five national digital currency banks. The bold move significantly negates Operation Choke Point 2.0  observed during the Biden administration, which heavily unbanked crypto projects.

OCC Approves Five National Digital Currency Banks

According to the announcement, the OCC issued a conditional approval of five national digital currency banks. As such, the five new national digital currency banks join 60 other institutions with trust bank charters. 

Among the five institutions that received conditional approval of national trust banks include:

• First National Digital Currency Bank.

• Ripple National Trust Bank.

• BitGo Bank & Trust.

• Fidelity Digital Assets.

• Paxos Trust Company.

“New entrants into the federal banking sector are good for consumers, the banking industry, and the economy. The OCC will continue to provide a path for both traditional and innovative approaches to financial services to ensure the federal banking system keeps pace with the evolution of finance and supports a modern economy,” Jonathan Gould, Comptroller of the Currency, noted.

Major Leap for Crypto Liquidity 

The approval of five national digital currency banks is a major milestone for the crypto industry, which suffered during the previous administration. Moreover, the collapse and closure of Signature Bank, Silvergate Bank, Synapse Financial Technologies, and Custodia Bank heavily impacted crypto liquidity during the past few years. 

However, under President Donald Trump, the crypto industry has thrived. The conditional approval of the five national digital currency banks has coincided with the ongoing Fed’s monetary policy change, which involves liquidity injection through its Quantitative Easing (QE) and interest rate cuts.

The post Pakistan Partners With Binance to Tokenize $2B in Government Bond appeared first on Coinpedia Fintech News

The Pakistan government has accelerated its web3 adoption through a strategic collaboration with Binance. The country is keen to access global liquidity through the web industry to revitalize its local economy.

Pakistan Signs MoU with Binance to Tokenize $2B in Sovereign Assets

On December 12, 2025, Finance Minister Muhammad Aurangzeb and Binance CEO Richard Teng, with Changpeng Zhao (CZ)present, signed a non-binding MoU to tokenize sovereign assets. According to the announcement, Binance will help Pakistan access global liquidity as it seeks to tokenize up to $2 billion in sovereign assets.

“This is a great signal for the global blockchain industry and for Pakistan. It has a very big impact on the country’s future and its technology-driven generation,” CZ noted.

Industrial Rebirth Via Blockchain and Crypto

According to Bilal Bin Saqib, Pakistan’s Minister of Blockchain and Crypto, the country is keen to legalize the web3 industry to revitalize the local economy. Furthermore, Saqib noted during the Bitcoin MENA Conference 2025 that 70% of 240 million people in Pakistan are aged 30 years and below. 

With over 100 million Pakistani individuals still unbanked by the traditional system, Saqib stated that Bitcoin and crypto are a relief for the vast majority. As such, he reassured investors that regulatory clarity is a priority to ensure a seamless mainstream adoption of the web3 industry. 

Moreover, Pakistan ranked 3rd after India and the United States in Chainalysis’ 2025 global adoption index. Additionally, the country has cheap and excess electricity of over 20GW, which can be harnessed to mine Bitcoin or train artificial intelligence models.

The post Why is Crypto Going Down Today? appeared first on Coinpedia Fintech News

The crypto market turned red today as the majority of tokens recorded almost no gains over the past 24 hours. Sentiment weakened sharply after Bitcoin fell $2,000 in just 35 minutes, wiping out $40 billion from its market cap. More than $132 million in long positions were liquidated within an hour as volatility returned to the market.

Bitcoin Leads the Market Decline

Bitcoin traded near $90,349, down 0.41% on the day, with its weekly performance slipping 1.82%. Trading activity remained high, with over $78 billion in 24-hour volume.

Ethereum followed the same trend, trading at $3,088, down 03% in the past day. Most top altcoins showed the same weak tone, including BNB at $878, XRP at $1.99, and Solana at $133. 

Why Markets Are Dropping

The sharp sell-off appears to be linked to expectations around the Bank of Japan’s upcoming rate decision on December 19. The market is pricing in a potential rate hike next week and more in 2026. Historically, Japanese rate increases have put pressure on global risk assets, including crypto.

The Federal Reserve recently delivered one of its most supportive updates in years, signaling three rate cuts in 2025, confirming that quantitative tightening has ended, and noting that inflation is cooling. Despite this, crypto remains under pressure while stocks, gold, and silver continue to rise.

Emotion Driving the Market

Analysts like Ash Crypto say the current price movements appear to be driven more by fear and uncertainty than fundamentals. The sudden swings have created frustration among retail traders, while larger institutional players continue to accumulate quietly during downturns.

Many expect volatility to persist ahead of next week’s Bank of Japan decision, which could set the tone for crypto markets for the rest of the month.

The post Big Breaking: Ripple Wins Conditional OCC Approval to Launch Its Own US National Trust Bank appeared first on Coinpedia Fintech News

Ripple CEO Brad Garlinghouse announced on X that the company has received conditional approval from the US Office of the Comptroller of the Currency (OCC) to charter Ripple National Trust Bank. This marks an important step for Ripple as it works to bring its stablecoin, RLUSD, under both federal oversight (OCC) and state oversight (New York Department of Financial Services).

Garlinghouse said the approval shows that Ripple is willing to operate under the same strict rules as traditional financial institutions. He also criticized banking lobbyists who have argued that crypto companies avoid regulation. “What are you so afraid of?” he wrote, adding that Ripple is prioritizing compliance, trust, and innovation.

Ripple supporters celebrated the announcement, saying RLUSD is now set to become the first stablecoin issued under a national bank charter and under direct OCC supervision.

Ripple’s Push to Become a US Bank

The move follows Ripple’s larger effort to apply for a US national bank charter and a Federal Reserve master account, which would allow the company to operate like a federally regulated bank. This would give Ripple access to US payment infrastructure such as Fedwire and allow it to settle transactions directly in US dollars.

If approved, Ripple would be the first blockchain-native company with this level of access to the US banking system. It would also allow Ripple to run payment operations without depending on outside banks.

Why This Matters for XRP

A bank charter and Fed master account could strengthen Ripple’s position in the global payments industry. It would allow the company to settle international transfers faster and at lower cost. Analysts say this could increase the practical use of XRP, especially for cross-border liquidity.

Many in the XRP community also say this move could boost long-term confidence in the token. If Ripple operates as a regulated financial institution, banks and institutions may feel more comfortable using XRP in their payment flows.

For now, the conditional approval shows a big shift: a leading crypto company is moving toward direct integration with the traditional US banking system, setting a new regulatory standard for the industry.

Figure is planning a second IPO to issue blockchain-native equity on Solana, enabling onchain trading and DeFi use cases beyond traditional stock markets.

Relaxing the current rules for traditional retirement funds and pension plans could attract trillions of dollars of capital flows into crypto.

The conditional approvals clear a path for major crypto companies to operate as national trust banks under the supervision of the US OCC.

As MiCA enters its implementation phase, uneven enforcement across the EU is reigniting debate over whether crypto supervision should move from national regulators to ESMA.

Bitcoin faced troublesome resistance levels to end the Wall Street trading week as new bullish BTC price forecasts reappeared.

Ripple Payments partnered with Swiss crypto bank Amina to plug its fiat-to-stablecoin payment infrastructure into the FINMA-regulated institution.

Crypto investor demand for memecoins remains at lows not seen since 2024, despite a growing speculative appetite that has boosted TradFi leveraged ETFs to a record $239 billion.

The post Bitcoin Price Prediction: No Breakout Yet as Year-End Volatility Falls appeared first on Coinpedia Fintech News

Bitcoin continued to trade in a narrow range on Monday, with price action showing little change over the past three weeks as markets head into the year-end period of low liquidity and reduced volatility.

A technical analyst tracking the daily chart said the move still appears to be part of a broader wave-four rebound, with no confirmation yet of a direct breakout to the upside. Despite small intraday gains, chart structures across timeframes remain aligned and do not show a shift in trend.

Short-Term Moves Not Reflected in Broader Trend

According to the analyst, the recent uptick in trader sentiment on social media has been driven by minor green candles on shorter timeframes. But he added that these moves do not change the wider structure, which has remained largely unchanged for nearly a month.

He said traders should “zoom out” and separate short-term fluctuations from long-term patterns, stressing that a chart can appear bullish on lower timeframes while showing a different picture on higher ones.

Market Slows Ahead of Holiday Period

With the year-end holiday season approaching, the analyst expects slower price action to continue. Bitcoin has hovered within the same range for three weeks, and he said there is little preventing it from staying there until late December.

He added that big directional decisions from market participants are unlikely before early next year.

Technical Levels in Focus

The analyst continues to track a possible triangle pattern within the current consolidation. A break below $89,300 would invalidate the pattern and likely push the price back toward Fibonacci support between $85,988 and $88,912.

A move above $94,620, the high point of the pattern’s B-wave, would be the first signal of a possible upside breakout.

Micro-support between $90,197 and $91,888 in case of an additional pullback within the structure.

The post XRP Fans Want $1,000, Analysts See $30 — But Franklin Templeton Says One Missing Variable Will Decide the Real Price appeared first on Coinpedia Fintech News

An interesting debate around XRP has resurfaced after ETF analyst Nate Geraci raised a question many investors quietly ask: How high can XRP actually go from here?

Geraci said that XRP trades near $2 with a market cap of about $125 billion. Even if the token ever grew to match Bitcoin’s current $1.8 trillion valuation, it would land somewhere near $30. Yet the crypto world remains full of predictions calling for $1,000 XRP or even higher.

To dig into the real fundamentals, Geraci turned to Christopher Jensen, Portfolio Manager and Director of Digital Asset Research at Franklin Templeton. Jensen didn’t offer price predictions, but he did explain how serious investors evaluate XRP’s long-term upside.

XRP’s Value Depends on Payments, Not Price Hype

Jensen said the investment case for XRP starts with Ripple’s push to build a global payments network. The company has spent years buying firms and inserting XRP into their systems so the token becomes part of the “back-end plumbing” that moves money.

He explained that Ripple wants XRP to serve as a kind of standard payment rail,  a digital highway that institutions can use for cross-border transfers, settlement, and internal payments. If XRP becomes widely integrated into financial infrastructure, demand for the token could grow.

The Real Question: Does Activity Flow Back Into the Token?

Jensen explained something most retail investors overlook: value accrual.

Every blockchain handles this differently. If someone sends $5 of stablecoins on Ethereum, Solana, or Ripple’s network, the benefit to the native token varies. Some networks capture a lot of value, while others capture very little.

For XRP, future price appreciation depends on how much economic activity actually returns to the token, not just how many banks or companies use Ripple’s software.

Market Share Will Decide XRP’s Ceiling

Payments are one of the largest markets in crypto, but they’re also competitive. Solana and other fast networks already handle a huge volume of transactions. Jensen said investors need to consider market share, adoption, and how Ripple positions XRP as a standard for different payment use cases.

If XRP becomes the preferred rail for global money movement, the upside could be significant. If not, it may stay tied to realistic growth ranges rather than sky-high predictions.

In short, the long-term value of XRP will not be decided by big predictions — but by whether Ripple succeeds in turning the token into the backbone of modern payments.

Pakistan gives a nod for crypto exchanges Binance and HTX to register local subsidiaries as regulators advance a phased crypto framework.

A buying opportunity from Ether’s realized price projected a major rally, as analysts said a return to $5,000 in 2026 is plausible.

The cryptocurrency industry is riding on the tailwinds of regulatory clarity and newfound interest from institutional investors into the new year.

Cross‑party MPs and members of the House of Lords have urged UK Chancellor Rachel Reeves to rein in the Bank of England’s proposed regime for systemic stablecoins.

The gap between equities and Bitcoin got wider after Bitcoin’s post-all-time-peak correction in October.

The wallet-native feature lets users trade tokenized event contracts across politics, economics and culture without leaving Phantom.

In comments Thursday, SEC Chair Paul Atkins doubled down on his vision for tokenized US financial markets and onchain settlement.

Binance quietly rolled out API endpoints pointing to stock perpetual futures, potentially signaling a renewed push into stock trading after a failed 2021 launch.

Abu Dhabi is anchoring Bitcoin for institutions, while Dubai builds payments, stablecoins and Web3 use cases into daily commerce.

Binance reportedly froze only about 17% of the funds it received that were linked to the Upbit hack, raising questions over how major exchanges act on cross-border law enforcement.

Coinbase will showcase its new products on a livestream next week after joining a prediction market coalition with Kalshi and other US operators, Bloomberg reported.

Standard Chartered Malaysia and AirAsia parent Capital A plan to issue and test a ringgit-pegged stablecoin for wholesale applications.

Bitcoin price targets included $76,000 and $50,000, thanks to growing bearish BTC price divergences and a lack of upward price momentum.

The CFTC gave “no-action” letters to a group of prediction markets, including Polymarket US, exempting them from swap data reporting and record-keeping regulations.

The Blockchain Game Alliance reports industry confidence rose to 66% as developers pivoted from speculation to sustainable models following a funding collapse since 2021.